Seeds of Wisdom RV and Economics Updates Sunday Evening 11-16-25

Good Evening Dinar Recaps,

From Policy to Power: BRICS Diplomacy Driving the 2025 Reset

Diplomacy and peace initiatives are now central levers in the Global Reset, reshaping both governance and financial architecture.

Part I — Q1 & Q2 2025: Institutional Shift & Governance Reform

Diplomacy crosses into financial architecture.

Overview

• In H1 2025, BRICS consolidated its push for governance reform, calling for deep changes in IMF representation and voting power.

• Finance ministers united on a quota‑realignment proposal and emphasized local-currency settlement systems.

Key Developments

• BRICS finance ministers issued a joint statement promoting IMF quota reforms to boost the voice of developing economies. 

• Proposal includes formula based on GDP and PPP to reflect real economic weight. 

• Commitments to cross-border local-currency payment platforms signal early infrastructure planning. 

Why It Matters
This early-year push lays the foundation for a multipolar order less dependent on Western dominance.

Implications for the Global Reset

• Pillar 1 – Institutional Reformation: Shift in global governance in favor of emerging powers.

• Pillar 2 – Financial Sovereignty: Local currency trade strengthens autonomy.

• Pillar 3 – Strategic Economic Platforms: BRICS payment rails emerge.

Part II — Q2 & Q3 2025: Expansion & South‑South Cooperation

New members, broader ambition.

Overview

• BRICS expands, deepening its role as a voice for the Global South and strengthening cross-regional diplomacy.

• Calls for IMF reform gain leverage with new members, like Indonesia, boosting geopolitical and economic weight.

Key Developments

• Public backing for quota reforms in the 17th General Review of IMF quotas. 

• Expansion strengthens South-South alliances and regional trade cohesion. 

• Local-currency payment mechanisms are being operationalized. 

Why It Matters
BRICS is evolving from symbolic coalition to a governing force capable of reshaping global financial structures.

Implications for the Global Reset

• Pillar 1 – Institutional Reformation: Expanded membership strengthens credibility.

• Pillar 2 – Financial Sovereignty: Local currency systems operationalized.

• Pillar 3 – Diplomatic Infrastructure: Hub for political alignment beyond Western systems.

Part III — Q3 & Q4 2025: Tensions, Signaling & Future Pathways

From unity to friction — but with persistent ambition.

Overview

• Tensions emerge as members debate ambition vs. practical coordination.

• BRICS positions itself as a normative counterweight to Western-dominated financial and political institutions.

Key Developments

• Divergent views on reform implementation highlight internal challenges. 

• Calls for merit-based leadership at IMF and World Bank reflect push for equitable representation.

Why It Matters
BRICS’ ambition is clear, and even internal friction demonstrates the pressure building for global institutional change.

Implications for the Global Reset

• Pillar 1 – Institutional Reformation: Meritocratic leadership challenges old power structures.

• Pillar 2 – Financial Sovereignty: Local-currency networks expand.

• Pillar 3 – Diplomatic Infrastructure: Even with internal debate, BRICS forces global actors to recognize a new order.

This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “BRICS finance ministers make unified proposal for IMF reforms”
• BricsToday – “A Vision for a Fairer IMF”
• BRICS Official – “MFA Chairs Statement”
• BRICS Vision – “Rio de Janeiro Vision for IMF Quota & Governance Reform”
• Le Monde – “BRICS Peers Struggle to Agree on Common Ambitions”

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BRICS Signs 70+ Cooperation Pacts as Global Dollar Dependence Declines  

International Forum Marks a Major Step in the Shift Toward a Multipolar Financial System

Overview

• BRICS nations and 75 participating countries signed more than 70 cooperation agreements across finance, digitalization, technology, and cultural exchange.

• Russia–China trade reached €104 billion, reinforcing the shift toward regional financial partnerships.

• The scale of participation signals growing global alignment outside the traditional Western-led system.

• Many of the pacts directly support expansion of local-currency trade and reduced reliance on the U.S. dollar.

Key Developments

• 75 nations joined the International Municipal BRICS Forum in St. Petersburg, marking one of the largest diplomatic events outside Western institutions.

• Local-currency settlement expansion was repeatedly emphasized by major participants, including Russia, China, India, and several Gulf and African nations.

• Agreements included digital infrastructure, urban development, smart-city technologies, and cross-border payment innovations.

• Officials described BRICS coordination as the foundation of a new rules-based system centered on sovereignty and economic balance, not dollar hegemony.

Why It Matters
The forum’s 70+ cooperation pacts show coordinated global movement toward financial self-sufficiency, shifting economic power away from a single dominant reserve currency and toward a distributed, multipolar model.

Implications for the Global Reset

Pillar 1 — Finance & Currency Sovereignty
BRICS’ heavy emphasis on local-currency settlements accelerates the transition away from dollar-centric systems and expands alternative payment rails.

Pillar 2 — Trade & Digital Integration
Cross-border digital infrastructure commitments strengthen the backbone of the emerging global network that underpins non-USD trade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “Over 70 Cooperation Pacts Signed at BRICS Forum as Dollar Use Falls”

• The Tribune – “Over 70 cooperation pacts signed at International Municipal BRICS Forum”

• TV BRICS – “International Municipal BRICS Forum signs over 70 cooperation agreements”

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

MilitiaMan and Crew: IQD News Update-Exchange Rate-WTO-$Billions-ISO20022-Apple Pay

MilitiaMan and Crew: IQD News Update-Exchange Rate-WTO-$Billions-ISO20022-Apple Pay

11-16-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=d7mcoTUiwWg

FRANK26….11-16-25…..BUZZ

KTFA

Sunday Night Video

FRANK26….11-16-25…..BUZZ

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=hlz95KpRXTI

How the U.S. is Using Crypto and Gold to Erase $37 Trillion in Debt Without You Noticing

How the U.S. is Using Crypto and Gold to Erase $37 Trillion in Debt Without You Noticing

Economy Rewind:  11-15-2025

The U.S. government owes $37 trillion. More debt than any nation in history. They're not planning to pay it back. They're planning to erase it. Not through default. Not through austerity. Through devaluation.

Strategic, calculated theft of purchasing power from everyone holding dollars.

 The mechanism: Bitcoin and gold revaluation.

You're watching the most sophisticated debt elimination strategy ever attempted. The U.S. is building a parallel financial system, accumulating strategic reserves in Bitcoin and gold, preparing to revalue those assets at multiples of current prices, and using that revaluation to technically balance unpayable debt.

When they revalue Bitcoin and gold upward, they simultaneously devalue the dollar downward. Every dollar you hold loses purchasing power. This is legal theft. And it's happening now.

THE HISTORICAL PRECEDENT (1933-1934):

 The setup: U.S. drowning in debt, debt-to-GDP 40%, economy collapsing.

The execution: FDR issued Executive Order 6102—made gold ownership illegal. Americans turned in gold at $20.67/oz (official price since 1879). After gold collected, FDR revalued it to $35/oz (69% increase overnight).

 The result: Government gold reserves jumped $4B to $6.8B. Created $2.8B from thin air. Real debt burden fell 40% to 25% of GDP within 5 years. Americans holding dollars lost 40% purchasing power through resulting inflation.

This is the playbook. It's happening again.

CURRENT SITUATION:

U.S. debt: $37T (132% of GDP, highest except WWII)

Annual interest: $1.2T (more than defense budget)

By 2027 at 5% rates: $1.8T annual interest (6% of GDP) Unsustainable.

 Cannot tax out, cannot grow out, cannot cut spending enough. Only option: Devaluation.

THE NEW STRATEGY:

January 23, 2025: Trump signed executive order establishing Strategic Bitcoin Reserve. Directs Treasury to acquire/hold Bitcoin as strategic asset. Current holdings: 210,000 Bitcoin (seized from criminals) = $21B at $100K/coin.

 Target: Senator Cynthia Lummis's Bitcoin Act proposes 1 million Bitcoin over 5 years.

Acquisition method: Not market buying (too expensive). Seizing from investigations, accepting as fines from crypto companies, potentially mining with government energy infrastructure. Quiet accumulation.

THE REVALUATION PLAN:

Phase 1 (2025-2026): Quietly acquire 1M Bitcoin at avg $120K = $120B total cost.

Phase 2 (2027): Announce Strategic Bitcoin Reserve operational. Revalue Bitcoin to $1 MILLION per coin for government balance sheet purposes (10x current price).

Result: 1M Bitcoin acquired for $120B now worth $1T on balance sheet. Created $880B from thin air. Market follows:

Once U.S. declares Bitcoin worth $1M, market reprices. Goes to $300K, then $500K, then $800K+ over next year. Government sets the floor.

GOLD REVALUATION:

 Current holdings: 8,133 tons (261M oz) Market value: $2,800/oz = $731B Book value: $42.22/oz (statutory price from 1973) = $11B on government books

 The move: Revalue gold to $20,000/oz for strategic reserves/debt backing purposes.

Result: 261M oz × $20K = $5.2 TRILLION in balance sheet value. Created $5.2T from thin air.

Combined revaluation: Bitcoin $1T + Gold $5.2T = $6.2 trillion in new balance sheet value to offset debt. Market follows:

Gold goes from $2,800 to $5K, then $8K, then $12K+ toward $20K official price.

THE COST TO YOU:

Bitcoin $100K to $1M = dollar lost 90% value relative to Bitcoin Gold $2,800 to $20K = dollar lost 85% value relative to gold Real-world impact:

Dollar loses 50-70% purchasing power against everything.

Your $100K savings: After 3 years of 20% annual inflation, buys what $35K bought before. Lost 65% purchasing power.

 Government's $37T debt: Nominally still $37T, but in real terms worth $13T. Erased $24T debt burden by devaluing currency.

THE TIMELINE:

 2025 (NOW): Accumulation phase. U.S. acquiring Bitcoin quietly. Gold narrative building.

 YOUR WINDOW TO POSITION.

2026: Crisis phase. Debt ceiling fight, bond market stress. Crisis creates justification for extraordinary measures.

2027: Revaluation phase. Bitcoin revalued to $1M, gold to $20K. Dollar collapses. Inflation explodes 30-50% first year. If you positioned in 2025, you survive. If not, destroyed.

2028-2030: Stabilization. Bitcoin $500K-$800K, gold $15K-$18K. New dollar purchasing power.

Reset complete.

WINNERS:

U.S. government (debt erased)

Early Bitcoin holders (bought at $30K-$100K)

Early gold holders (bought at $1,800-$2,800)

Foreign governments with gold reserves (China, Russia, India)

The wealthy (assets inflate nominally)

LOSERS:

 Middle class (savings evaporated)

Bondholders (repaid in worthless dollars)

Pension funds (hold massive bonds)

Workers (wages don't keep up)

Renters (priced out)

Small businesses (can't raise prices fast enough)

https://www.youtube.com/watch?v=1xwAmXqKgvs

They are About to Flood the Market with Liquidity

They are About to Flood the Market with Liquidity

Heresy Financial:  11-15-2025

The financial markets have been on edge, with whispers of liquidity concerns and economic slowdowns dominating headlines.

But what if I told you that a significant shift is on the horizon? Over the next several months, we’re poised to witness a substantial influx of both monetary easing and fiscal stimulus, poised to reshape the financial landscape.

This isn’t just a minor adjustment; we’re talking about a confluence of changes from both the Federal Reserve and the government that are collectively set to ease financial conditions and potentially inject a much-needed boost into our markets and economy.

The Federal Reserve is signaling an end to its quantitative tightening (QT) phase. While this means the Fed’s balance sheet will stabilize, the real action lies in a maneuver known as “Operation Twist.” In essence, the Fed will continue to reduce its holdings of mortgage-backed securities (MBS) while simultaneously accumulating Treasury bills (T-bills).

What does this mean for you? This strategic shift will move liquidity away from housing finance markets and into government debt markets.

 While this could indeed support lower borrowing rates for the government, it’s worth noting that the housing market might experience some tightening as a result.

The anticipated resolution of the government shutdown is set to bring a wave of pent-up government spending from the Treasury General Account back into the economy. This isn’t just about getting the wheels of government turning again; it means former government workers will resume their incomes and spending habits, providing a direct initiation of economic activity. For the stock market, this could translate into renewed optimism and potentially higher prices.

Adding to this fiscal push is a proposed $2,000 tariff rebate stimulus. While the specifics are still being ironed out, the intention is to flow much-needed funds into the economy.

 However, it’s crucial to understand the financing mechanism: this stimulus is expected to be funded by increased government borrowing. In essence, this is a form of money printing that could fuel not only asset price inflation but also general inflation across the board.

Beyond policy actions, there’s a subtle yet significant shift happening within the Federal Reserve’s leadership ranks. With multiple vacancies expected and likely replacements aligned with the current administration’s preference for lower interest rates, we can anticipate a more dovish monetary policy stance emerging. This signals a potential leaning towards accommodative policies that could further ease financial conditions.

Individually, each of these factors might not seem like a market-mover of epic proportions. However, when viewed collectively, they represent a significant and deliberate shift towards easier monetary and fiscal conditions.

Given the current market sentiment, where fear and liquidity concerns have loomed large, this impending wave of stimulus and easing could be the catalyst for unexpected bullish momentum.

We could be looking at a period of robust economic activity and potential inflationary pressures building in both the economy and the financial markets over the next 6 to 12 months.

TIMECODES

00:00 A Wave of Money Printing?

00:12 Policy Shifts Ahead

00:29 Fed Ends Quantitative Tightening

 01:10 MBS Roll-Off → T-Bills

01:49 Housing Impact & 50-Year Mortgages

 02:10 Shutdown Effects on Liquidity

02:30 Treasury General Account Surge

02:48 Cash Returning to the Economy

03:31 Market Impact of Missed Paychecks

03:57 Is This Bullish?

03:59 The $2,000 “Rebate”

04:30 Borrowing = Money Printing

 05:35 Stimulus Cost Breakdown

05:56 How Stimulus Hits Markets

06:16 Fed Leadership Shake-Up

07:40 All Easing Forces Stacking

08:15 Why the Next 6–12 Months Get Easier

https://www.youtube.com/watch?v=RQbNlHOECxI

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 11-16-25

Good Afternoon Dinar Recaps,

 Diplomatic Reset 2025: Global Realignments Accelerate

Powerful blocs are reordering financial systems, not just politics — diplomacy is becoming a tool of the Global Reset.

Overview

• 2025 is shaping up as a watershed year in geopolitical finance: BRICS nations are pushing unified governance reform, and cross-regional alliances are deepening.

• The diplomatic architecture reinforcing the Global Reset is built on de-dollarization, IMF reform, and payment-system alternatives.

• These emerging alignments are recalibrating global economic influence — not just through markets, but through sustained political cooperation.

Key Developments

• BRICS Finance Ministers Propose IMF Reform: In a major show of unity, BRICS called for quota realignment at the IMF — pushing for increased influence for developing economies. 

• De-Dollarization Intensifies: Analysts note Russia and China leading in non-dollar trade and payment innovations, including currency swaps and local-currency settlements. 

• BRICS–MENA Diplomacy Expands: BRICS’ institutional reach in the Middle East is growing, spurring geopolitical cohesion across Africa and MENA states.

• U.S.–BRICS Tension Remains High: Trump has threatened additional tariffs on nations supporting anti-dollar BRICS policies, signaling growing geopolitical friction. 

• Multipolar Governance Vision Gains Traction: Prominent BRICS and Global South states are increasingly calling for a rules-based order that bypasses traditional Western-led institutions.

Why It Matters

These aren’t just diplomatic shifts — they are structural disruptions. Emerging economies are not merely aligning politically; they are building parallel financial and institutional power. The Global Reset is being brokered not only in boardrooms but also in summits and payment-system negotiations.

Implications for the Global Reset

Pillar 1 — Institutional Reformation:
BRICS-led calls to reform the IMF and global governance architecture reflect long-term efforts to rebalance power away from Western-centric institutions.

Pillar 2 — Financial Sovereignty:
De-dollarization and new payment rails amplify national control over finance and reduce exposure to geopolitical leverage from the U.S. dollar.

Pillar 3 — Diplomatic Infrastructure:
Cross-regional cooperation (BRICS + MENA + Global South) is laying the diplomatic foundation for a multi-pillar financial order built on trust, not coercion.

 This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “BRICS finance ministers make unified proposal for IMF reforms”
• Asia Times – “De-Dollarization tipping point as multipolar finance takes hold”
• Modern Diplomacy – “De-Dollarization & BRICS: A New Global Power Shift?”
• ISPI – “BRICS and MENA: Embracing a Multipolar World”
• Time – “Trump Threatens Extra 10% Tariff for Countries ‘Aligning’ Themselves With ‘Anti-American’ BRICs Policies”

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Sunday Afternoon 11-16-25

Foreign reserves are a pillar of monetary stability
Economic 16/11/2025  Baghdad: Al-Sabah  Economic researcher Dr. Nabil Rahim Al-Abadi explained that foreign currency reserves have reached approximately $100 billion,which    covers the issued local currency amounting to about 98.4 trillion dinars,    registering a decrease of 3.8% compared to the same period last year.  

The period from 2024. 

Al-Abadi added in an interview with Al-Sabah that the decline in the value of the local currency contributed to a    decrease in the inflation rate to 0.8%, a    decrease of 76% compared to 2024,    which had a significant impact on maintaining the general price level.

 He added that   foreign reserves at their current rate are sufficient to cover the equivalent  of 18 months of imports, in addition to the fact that the precautionary reserve of gold reached about 167 tons,    which ranks fourth in the Arab world and thirtyth globally    according to the World Gold Council, noting that it     constitutes an important part of Iraq’s foreign reserves, as it recorded a large growth rate of 55% until the first half of 2025, as   its value reached about 22.8 trillion dinars compared to   its value of 14.7 trillion dinars in the second half of 2024, and that the safe investments of the reserves contributed greatly to the    growth of investment portfolios, accompanied by good    growth rates in returns to investment portfolios. 

He stressed that  the growth rates achieved in foreign reserveswere consistent with the Central Bank’s plan to    enhance returns and    build capacity in the field of self-management of reserves,  which enabled the    establishment of international banking relationships and the    entry into agreements and memoranda of understanding with   classified global banks,  reputable financial institutions,   international financing and consulting organizations, the   Arab Monetary Fund, and    international institutions concerned with investment management.
 
It also contributed to helping banksbuild international banking relationships with correspondent banksin accordance with the Central Bank’s plan to    regulate foreign trade financing and    implement the comprehensive banking reform program.      https://alsabaah.iq/123565-.html    
  

Government Meeting To Discuss Increasing Oil Exports And Limiting Marketing To "SOMO"

Time: 16/11/2025 16:14:31 Reading: 120 times     {Local: Al-Furat News} Prime Minister Mohammed Shia Al-Sudani chaired a meeting on Sunday dedicated to following up on the financial dues for energy projects (electricity and oil), in the presence of the Ministers of Finance, Oil and Electricity and a number of advisors and executive officials in the ministries.

The Prime Minister’s Media Office stated in a statement, a copy of which was received by Al-Furat News, that: “During the meeting, ways to maximize the revenues of the public treasury were discussed by increasing the export capacity of oil products (diesel, naphtha, black oil, condensates) and other products after achieving self-sufficiency.”

He added, "The meeting also witnessed a discussion on establishing a mechanism for the flow of revenues, and restricting the export of oil products through the State Oil Marketing Company (SOMO)."

Regarding the electricity sector, Al-Sudani directed the Ministry of Electricity to "study the economic models for investment projects".

Al-Sudani stressed "the need to proceed with economic and financial reform plans, especially with regard to utilizing oil wealth and raising the rate of crude oil refining according to the targeted plans to produce more high-quality and valuable oil derivatives."    LINK

The Ministry Of Finance Reveals The Exchange Of Funds Between Baghdad And Erbil: 7.2 Trillion Dinars Compared To 679 Billion During Eight Months

Money and Business  Economy News – Baghdad   The Public Spending Report for August 2025 issued by the Ministry of Finance revealed the value of funds transferred and received between the federal government and the Kurdistan Region during the first eight months of the year.

According to the report, the Kurdistan Region handed over only 679.3 billion dinars to the federal treasury.

The report indicated that the federal government transferred 7.2 trillion dinars to the region during the same period, including salaries, operating expenses and transfers stipulated in financial agreements.
https://economy-news.net/content.php?id=62338

Iraqi Oil Exports To America Decline

Energy  Economy News – Baghdad  The U.S. Energy Information Administration announced on Sunday that Iraq's oil exports to the United States declined last week.

The administration said in a statistic seen by “Al-Eqtisad News” that “the average US imports of crude oil during the past week from seven major countries amounted to an average of 4.670 million barrels per day, a decrease of 219 thousand barrels per day from the previous week, which amounted to an average of 4.889 million barrels per day.”

She added that "Iraq's oil exports to America averaged 149,000 barrels, down by 46,000 barrels per day from the previous week's average of 195,000 barrels per day."

The administration noted that "most of America's oil revenues last week came from Canada at a rate of 3.557 million barrels per day, followed by Saudi Arabia at a rate of 349,000 barrels per day, Mexico at an average of 321,000 barrels, and Nigeria at a rate of 136,000 barrels per day."

According to the table, "US crude oil imports from Ecuador averaged 98,000 barrels per day, and from Venezuela averaged 60,000 barrels per day, while no quantity was imported from Libya, Brazil or Colombia during the past week."

The United States imports most of its crude oil and derivatives from these ten major countries, and America's daily consumption of oil is about 20 million barrels, making it the world's largest consumer of this commodity.
https://economy-news.net/content.php?id=62329

Dollar Exchange Rates Against The Dinar In The Evening Market

Stock Exchange   The exchange rate of the US dollar against the Iraqi dinar rose slightly in the markets of Baghdad and Erbil on Sunday evening, as the stock exchange closed.

Baghdad, selling price 142,500 dinars per 100 US dollars,  and the buying price was 140,500 dinars per 100 US dollars.

Erbil   Selling price: 141,000 dinars per 100 dollars   Buying price: 140,850 dinars per 100 dollars.  
ttps://economy-news.net/content.php?id=62354

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Sunday 11-16-2025

TNT:

Tishwash:  US State Department: Elected Iraqi leaders have the authority to form the next government

The US State Department confirmed on Saturday that the parties and political forces that won the sixth parliamentary elections in Iraq, which were recently held, can proceed with forming the new federal government.

A spokesperson for the US State Department congratulated the Iraqi people on the "peaceful" elections, adding that "their elected leaders now have the sovereign authority to determine the formation of the next Iraqi government."

He affirmed that "we will continue to strengthen US-Iraqi relations based on mutual respect and common interests."

Last Thursday, the US President’s Special Envoy to Iraq, Mark Savva, offered his sincere congratulations to the Iraqi people on the successful completion of the recent parliamentary elections, considering it “a fundamental step to strengthen democracy and stability in the country.”

The US envoy affirmed that "the United States remains strongly committed to supporting Iraq's sovereignty, reform efforts, and reducing foreign interference and armed groups," noting that his country "looks forward to working with the Iraqi government to deepen the strategic partnership in the areas of security, energy, and development, and to contribute to building a stable and prosperous future for all Iraqis."

On the ninth and eleventh of November, Iraq held special and general voting in the parliamentary elections for the sixth parliamentary session, as part of a democratic practice in the political process that emerged after 2003 through the overthrow of the former Baath regime by the forces of the United States of America and its allies.  link

Tishwash:  Government advisor: Amending the Commercial Agency Law supports Iraq's requirements for joining the World Trade Organization

The Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Sunday that the Cabinet’s approval of the draft law amending the Commercial Agency Regulation Law would support Iraq’s accession to the World Trade Organization and improve market efficiency by reducing prices and raising the quality of goods, as well as supporting investment and integration into the global economy. 

Saleh told the Iraqi News Agency (INA): “The first amendment to the existing Commercial Agency Regulation Law represents an important legislative reform that enhances competitiveness, improves the quality of goods and services, and supports investment and integration into the global economy,” noting that “the amendment also contributes to building a more disciplined and equitable market, which will directly impact economic growth and consumer protection in Iraq.”

He added that "this amendment comes to address the gaps that appeared during the application of the law since 2017, whose main goal was and still is to promote and regulate commercial activity and improve the business environment in Iraq."

He explained that “the motives for the amendment are directed towards important axes, including addressing cases of actual monopoly by some commercial agencies in key sectors such as sensitive devices, consumer goods, and others, as well as the need for more precise regulation of the relationship between foreign companies and local agents in accordance with international standards, with the necessity of raising the level of transparency and disclosure in registering agencies and documenting their contracts,”

Noting that “all the contents of the amendment are consistent with the need to protect the consumer from substandard goods and weak after-sales services, as we have explained, which drain the consumer and the national economy.”

He stated that "the amendment comes to support the state's direction towards improving the investment environment and attracting global companies directly to the national market."

He stated that "the most prominent aspects of the amendment are based on opening the field to greater competition between agents and preventing disguised monopolies, tightening registration and auditing procedures for commercial agencies through the Ministry of Commerce

In addition to clearer and stronger regulation of contracts between the local agent and the foreign supplier, which enhances the rights of both parties, and obligating agents to higher standards of quality, warranty and maintenance, as well as strengthening governmental and tax oversight and digitization in agency procedures, and providing an important entry point towards building a competitive and fair market away from the dominance of closed agencies, and supporting the requirements for the country's accession to the World Trade Organization by enhancing transparency and competition."

He added that "amending the law also leads to strengthening national supply chains, encouraging local manufacturing, and establishing a stable and attractive legal environment for foreign direct investment that is consistent with global quality standards in developing the business environment, which is the focus of the World Bank and international trade and economic organizations."

He pointed out that "the implications of amending the existing Commercial Agencies Regulation Law are embodied in providing important economic pathways, foremost among them improving market efficiency by reducing prices and raising the quality of goods as a result of increased competition, in addition to attracting new international companies and brands to the Iraqi market

Reducing the restrictions imposed by monopolies, stimulating local investment in the fields of distribution, logistics and commercial services, in addition to protecting the consumer and providing better products with more committed after-sales services, and increasing state revenues by controlling tax compliance and regulating import operations  link

************

Tishwash:  Sudani is making a two-day visit to the Kurdistan Region

An informed source reported on Saturday that Federal Prime Minister Mohammed Shia al-Sudani will visit Erbil next Monday.

The source told Shafaq News Agency that Al-Sudani will hold a meeting with Kurdistan Region Prime Minister Masrour Barzani and a number of regional government officials.

The source added that Al-Sudani will head the following day (Tuesday) to the city of Duhok, where he will participate in a special event for the MEPs conference at the American University of Kurdistan in Duhok.

This is the first visit by a senior federal official and the first by a winner in the recent elections to the region.

Preliminary results announced by the Independent High Electoral Commission showed that al-Sudani and nine members of his government won, while four other ministers lost despite receiving thousands of votes.

The Independent High Electoral Commission of Iraq announced on Wednesday evening that the “Reconstruction and Development” alliance, led by Al-Sudani, had made significant progress in the preliminary results, achieving 1,317,346 votes in 12 out of 18 governorates. The Progress Party, headed by former Speaker of Parliament Mohammed Al-Halbousi, came in second, and the State of Law Coalition, led by former Prime Minister Nouri Al-Maliki, came in third.

According to election monitoring organizations, Shiite lists obtained 187 seats out of the total number of seats, including some seats within Sunni lists.

The tables also showed that Sunni lists won 77 seats, while Kurdish lists won 56 seats, and Yazidi candidates won one seat.  link

Mot: Just Have FUN!!!!

Mot:  This Northern Lights Thingy! - Wellllllllll

News, Rumors and Opinions Sunday 11-16-2025

Majeed KSA: ISO 20022 Migration, Key Summary with Dates

11-15-2025

ISO 20022 Migration – Key Summary with Dates

Global Adoption & Milestones

• 70+ countries and most major financial market infrastructures have adopted ISO 20022.

• July 2025: Bank of America successfully implemented Fedwire Funds Service ISO 20022 messages, enabling:

• Common language between USD clearing systems: Fedwire and CHIPS.

• Improved interoperability with ISO-adopted systems like SWIFT and T2 (Euro clearing).

Key Benefits

1. Uniformity & Efficiency

• Consistent structured formats improve automation and straight-through processing.

• Reduces reliance on multiple proprietary message formats.

2. Richer, Higher-Quality Data

• Ability to send more detailed transaction information.

• Improves reconciliation and reduces payment queries.

• Allows including URLs, emails, and extra data for beneficiaries.

⸻

Roadmap & Important Deadlines

MT → MX (ISO 20022) Transition

• November 22, 2025:

• The coexistence period for MT and MX messages ends for institutions connected to SWIFT FIN.

• Legacy MT messages will no longer be accepted on the SWIFT FIN network after this date.

Increased ISO 20022 Traffic

• From 2025 onward, more financial infrastructures will go live with ISO 20022.

• Clients will see mixed message formats (legacy + ISO) during the transition period.

• Applies across the entire USD high-value payments industry.

Payment Infrastructure News:  #ISO20022 migration interconnects the global economy, underlines @BankofAmerica 'Having structured data and streamlined payment systems has become increasingly important as the global economy gets more interconnected.'

ISO 20022 migration interconnects the global economy:  

Having structured data and streamlined payment systems has become increasingly important as the global economy gets more interconnected.

ISO 20022 was developed as a payment messaging standard to increase uniformity and connectivity between disparate market infrastructures. It has been widely adopted in 70+ countries so far and by most major financial market infrastructures.

 In July 2025, Bank of America successfully implemented Fedwire Funds Service ISO 20022 messages. This milestone for the global payments and USD clearing industry enables all USD clearing financial market infrastructures (FMI), Fedwire Funds Services and the Clearing House Interbank Payments System (CHIPS) to communicate in a common language, improving interoperability with the other financial market infrastructures around the globe that adopted the ISO 20022 format, such as Swift and T2 (Euro clearing).

https://business.bofa.com/en-us/content/iso-20022-migration.html

Source(s):  https://x.com/majeed66224499/status/1989651344232153435

https://dinarchronicles.com/2025/11/15/majeed-ksa-iso-20022-migration-key-summary-with-dates/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  Iraq is ready...Facts:  $112 billion in reserves which is cash, gold and savings.  Digital money system has been tested and working...The budget for 2026 already prepared.  We haven't seen '23, '24, '25 budget schedules yet, right? So how do they have '26 prepared?  Means they probably have something prepared for the '26 budget and I believe that's going to be a new exchange rate.

​ Frank26   [Iraq boots-on-the-ground report]   FIREFLY: The Central Bank of Iraq has been talking to us every day about the eventuality transition to a basket of currencies to stabilize the dinar, though it's in the planning stages.  We don't agree to that because they are talking about it to us right now...The CBI confirmed the idea of removing the three zeros, a redenomination, is something they're still working on.  They have got the green light from the US Federal Reserves for dollar supplies which should help keep it stable but they're telling us we're moving to a basket of global currencies.  They say this is the next step they are considering down the line...after they got the redenomination.  FRANK:  These reports are really fantastic...It's what we've dreamed about.  Everyday I wake up with a big smile on my face...It's just amazing.

$3T PANIC: Fed's SECRET Bank Meeting EXPOSES Imminent Liquidity APOCALYPSE!

Stephen Van Metre:  11-15-2025

The New York Fed called the biggest Wall Street banks in for a secret meeting out of fears of liquidity drying up which would crash stocks and put millions on the unemployment line.

https://www.youtube.com/watch?v=y82NW8AlszA

Seeds of Wisdom RV and Economics Updates Sunday Morning 11-16-25

Good Morning Dinar Recaps,

Global Reset Weekly — Key Real Developments (Mid-November 2025)

Monetary realignment deepens as central banks pivot to strategic reserves and de-dollarization.

Overview

• Global central banks are continuing to accumulate gold at historically high levels, signaling a structural rebalancing of reserve assets.

• The dollar’s grip is loosening, as some investors question its long-term primacy and nations hedge using non-dollar instruments.

• These moves reflect an intensifying shift toward a multi-asset, de-dollarized financial architecture — major pillars in the global reset.

Key Developments

• According to the World Gold Council, central banks have added 634 tons of gold year-to-date (Q3 2025), a volume well above pre-2022 averages. 

• Emerging market central banks remain among the top buyers: Poland, Kazakhstan, Brazil, and others continue to top the list. 

• According to Wedbush analysis, gold accumulation is part of a deliberate “structural reserve realignment,” with central banks shifting away from dollar-dominated holdings. 

• Gold purchases rebounded in August after a brief pause in July — central banks added another 15 tonnes that month, per IMF-based data. 

• Survey data notably show 95% of central banks expect to increase their gold reserves in the next 12 months — underlining the long-term nature of this trend. 

• Simultaneously, the U.S. dollar has weakened: The DXY (dollar index) dropped to a three-year low, fueling debate over de-dollarization. 

Why It Matters

These developments are not just incremental: they reflect a tactical breakout from the dollar-centric system. By aggressively accumulating gold, central banks are building a real-asset foundation for future financial resilience. This shift could undermine long-standing reserve paradigms and reshape global power in markets and trade.

Implications for the Global Reset

Pillar 1 — Reserve Asset Transformation
Gold’s resurgence suggests that central banks are protecting against dollar risk while building stores of value that can weather macro shocks.

Pillar 2 — De-Dollarization & Currency Realignment
A weakening dollar coupled with strategic reserve diversification points to a gradual erosion of dollar dominance — and the rise of alternative monetary frameworks.

Pillar 3 — Strategic Stability Through Real Assets
Gold is not just a store of value — its accumulation signals a strategic buffer for nations seeking independence from traditional financial pressures.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council – “Central Bank Demand Remains Healthy Despite Moderation”
• Wedbush – “Central banks pivot to precious metals, gold accumulation surges” 
• FX Leaders – “Gold: Central Banks Resume Buying Spree in August” 
• The Guardian – “Global central banks intensify gold stockpiling”
• Investopedia – “The U.S. Dollar Hit a 3-Year Low, But Is the World Really ‘De-Dollarizing’?”

~~~~~~~~~~

Sovereign Gold Buying Signals the End of the Old Market Order

Central banks reshape the foundation of global markets as demand for real assets accelerates.

Overview

• Gold is entering a structural bull phase driven by central bank accumulation, not retail speculation.

• A three-year low in the U.S. dollar index is accelerating demand for non-dollar hedging assets.

• These shifts indicate a long-term market rebalancing aligned with global reserve realignment.

Key Developments

• Central banks purchased 634 tons of gold year-to-date, according to the World Gold Council — one of the highest volumes ever recorded.

• Gold demand rebounded in August as banks added another 15 tons, reversing the July slowdown.

• Analysts at Wedbush identify this trend as part of a “structural reserve realignment,” moving global liquidity out of dollar-dominated instruments.

• The U.S. dollar index hit a three-year low, amplifying gold’s attractiveness for sovereign diversification.

• Survey data show 95% of central banks plan to increase gold reserves in the coming year — strengthening long-term bullish positioning.

Why It Matters

Markets are signaling a fundamental shift away from a dollar-centric reserve system. Gold is reclaiming its historic role as a stabilizing anchor, reducing exposure to fiscal volatility, currency wars, and debt-driven uncertainty.

Implications for the Global Reset

Pillar 1 — Real-Asset Reserve Anchors
Gold accumulation strengthens national resilience and reduces vulnerability to dollar liquidity cycles.

Pillar 2 — Market Repricing Through De-Dollarization
A weakening dollar paired with gold accumulation suggests a long-term repricing of global markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council – “Central Bank Gold Demand Trends”
• FX Leaders – “Central Banks Resume Buying Spree in August”
• Investopedia – “Dollar Hits 3-Year Low — De-Dollarization Trends Explained”
• Wedbush Market Minute – “Central Banks Pivot to Precious Metals”

~~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Sunday Morning 11-16-25

Self-Sufficiency Is The Foundation Of Development. 
 
Economic 16/11/2025  Yasser Al-Mutawalli
 
Self-sufficiency is a major and broad concept in the lexicon of economic theories of all kinds, whether
   totalitarian,
   capitalist or mixed,
      because it is the basis of
         development and its
         sustainability.

Our country’s declaration of achieving self-sufficiency in
   gasoline,
   kerosene, and
   gas oil is an important and significant achievement in
      embodying the concept of self-sufficiency, and as a
      fundamental basis for driving development elements,
 
given the importance of this declaration in the economic feasibility of managing one of the main economic management facilities,
 
as the great efforts in this field resulted in the government’s decision to stop importing petroleum products after achieving self-sufficiency in
   gasoline,
   gas oil (kerosene), and
   kerosene.
 
However, there will still be a need for a reasonable review in determining the efficiency of oil refineries, with the importance of providing strategic stores and reserves of energy products to avoid problems of holidays and block the way for sometimes fabricated product crises, as well as imposing strict control over the quality of the product.
 
Overall, this great achievement is an indicator of the optimal investment in energy resources and their preservation from waste.
 
This achievement deserves praise and pride for the numerous gains it will bring in terms of savings in hard currency, as well as diversifying sources of income.
 
It was surprising that the oil-rich country had been importing its oil derivatives for energy since 2003, for two decades.
 
We have been and still are pointing out in most of our articles the importance of investing our resources 

through the establishment and expansion of giant refinery projects, and finally the 

new projects have been put into operation with efficient production capacity and very good quality.
 
Perhaps the most prominent benefit that emerges from this achievement is that
what has been achieved is beyond imagination, as
we have reduced the process of
   exporting quantities of oil at low prices and
   then importing its derivatives at high prices.

If we add the government support for the derivatives that were being wasted,
then you can imagine the size of the differences achieved by this accomplishment,
which will contribute to strengthening the resilience of our national economy.
 
This achievement comes on the eve of the end of 2025, and
we had indicated that the most prominent achievement during this year was the Iraq Vision (2025-2050).
 
Today, this achievement, which I mean self-sufficiency in oil products,
comes to crown the most prominent achievement as one of the most important foundations of economic construction to implement our country’s vision on the
path of sustainable development and to guarantee its future.
 
We believe that this great achievement is so important that
it should not go by without focusing on its great significance,
especially by the economic media, making it
   a slogan and
   a source of pride in our national product.
 
Congratulations to our Iraq and our people on this initial step and a
successful start to
   progress and
   economic prosperity.    
  
https://alsabaah.iq/123564-.html    
  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com