Iraq Economic News and Points To Ponder Wednesday Morning 10-22-25

The Minister Of Trade Discusses With The Director-General Of The World Trade Organization The Steps For Iraq's Accession To The Organization.
 
Tuesday, October 21, 2025 13:21 | Economic     Number of readings: 622   Baghdad / NINA / Minister of Trade Athir Dawood Al-Ghariri discussed,   in Geneva today, Tuesday,with the   Director-General of the World Trade Organization, Ngozi Okonjo-Iweala,  the latest developments in the file of Iraq's accession to the organization.

They reviewed the stages reached by this process in light of the  completion of the work of the National Committee for Accession,  headed by the Minister of Trade,  in addition to the technical subcommittees tasked with  preparing the required documents and reports  in preparation for holding the fourth meeting on Iraq.
 
During the meeting, Minister Al-Ghariri stressed the  importance of enhancing cooperation and coordination  with the World Trade Organization and member states  to facilitate the technical and administrative procedures  related to the accession process.

He noted the   Iraqi government's commitment to completing  all technical and legislative requirements  to ensure full membership in the organization.
 
For her part, Ngozi Okonjo-Iweala commended Iraq's commitment and  continued efforts to complete its accession requirements and  integrate into the global trading system, stressing that   Iraq's accession will provide added value  given its economic potential and strategic location,which enhances the integration of the international trading system.
 
It is noteworthy that this movement is the first of its kind in about sixteen years,  as part of Iraq's efforts to resume the steps to join the World Trade Organization.  https://ninanews.com/Website/News/Details?key=1258088 

Iraqi Banks And Exchange Companies Fined 91 Billion Dinars Over Nine Months.
  
Energy and Business  2025-10-20 01:26  Shafaq News – Baghdad  The Central Bank of Iraq announced on Monday the  imposition of fines on banks and institutions. Non-banking "exchange companies" with more than 91 billion Iraqi dinars in 9 months Current year 2025.
 
A bank statistic, seen by Shafaq News Agency, showed that the  fines Imposed on banks and financial companies during the past 9 months, starting from January Second, until the end of last September,  it amounted to 91 billion, 921 million, and 130 thousand. Dinar,   indicating that "the fines also included 98 administrative penalties for these banks and institutions." Non-banking, distributed between    warning,    alert and    grace period.  According to the bank,"these fines decreased compared to the same period last year."
The past amounted to 199 billion, 889 million, and 755 thousand dinars, while the penalties amounted to 221 distributed between warning, caution and respite.
 
The bank did not mention the names of the banks on which it imposed fines or penalties. Administrative.
 
It is mentioned The number of private banks is about 51 banks, including 23 private commercial banks  and 28 Private Islamic bank.   https://www.shafaq.com/ar/اقتصـاد/تغريم-مصارف-وشركات-صرافة-عراقية-91-مليار-دينار-خلال-9-شهر    
  

The Securities Authority Announces The Approval Of The Membership Requirements For The "Tabadul" Platform Between The Iraqi And Abu Dhabi Stock Exchanges.
 
Yesterday, 17:58  Baghdad - INA The Securities and Exchange Commission announced today, Tuesday, its approval of the requirements for membership in the "Tabadul" trading platform between the Iraq and Abu Dhabi Securities Exchanges.

A statement by the Commission received by the Iraqi News Agency (INA) stated: 
"The Securities Commission announced its approval of themembership requirements for Iraqi brokerage firms to trade via the"Tabadul" platform in the Abu Dhabi Securities Exchange,as well as the membership requirements for foreign brokerage firmsto trade via the platform in the Iraq Stock Exchange,   within the framework of the strategic linkage project between the two markets."
 
According to the statement, Faisal Al-Haimus,Chairman of the Securities Commission, affirmed that
 
"this step represents a new phase in the   development of Iraqi financial markets and   strengthening their regional integration," noting that   "the Tabadul platform will contribute to   expanding investment opportunities,   increasing liquidity,   enhancing trading efficiency, and   attracting foreign investment to the Iraqi market." 

He added,   "The Authority is proceeding with implementing its vision to   modernize the financial market environment and   strengthen partnerships with Arab and international markets,   in line with the government's goals of     supporting the national economy and     diversifying sources of growth." 

 He pointed out that "this approval comes as part of a series of strategic steps that   strengthen the position of the Iraq Stock Exchange      as a promising investment destination."      https://ina.iq/ar/economie/246171-.html 

Al-Sudani Stresses To The US Secretary Of State The Need To Avoid Any Unilateral Steps Outside The Framework Of Communication And Consultation.

Wednesday, October 22, 2025, | Politics Number of reads: 406  Baghdad / NINA / Prime Minister Mohammed Shia al-Sudani stressed: "The friendly relations between Baghdad and Washington are based on constructive dialogue," stressing the need to avoid any unilateral steps outside the framework of communication and consultation.

A statement by the Prime Minister's Office said: "Al-Sudani received a phone call from US Secretary of State Marco Rubio, during which they discussed ways to enhance bilateral relations between Iraq and the United States of America, and continue joint efforts aimed at consolidating the deep and multidimensional partnership between the two countries, in the political, economic, cultural, security and military fields."

The Prime Minister reiterated the Iraqi government's keenness to continue the momentum of bilateral cooperation, and move forward in implementing the agreements and understandings reached during the past months, stressing the need to avoid any unilateral steps outside the framework of communication and consultation.

He  also stressed the government's keenness to strengthen the democratic process in a way that consolidates political stability and sustainable development in Iraq. /  https://ninanews.com/Website/News/Details?key=1258155

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Wednesday Morning 10-22-25

Good Morning Dinar Recaps,

Peace as Policy: How Trump’s Diplomacy Aligns with the Global Financial Reset

Why cease-fires, summits, and alliances may be paving the way for a new economic order.

1. Peace as a Financial Strategy

Historically, global finance relied on instability to justify risk premiums and maintain dollar dominance. Now, a wave of diplomacy — including Trump’s Budapest summit plans with Putin, Turkey’s Gaza mediation, and U.S.–Middle East negotiations — signals a pivot: peace is becoming an instrument of economic restructuring.

By stabilizing conflict zones, nations reduce geopolitical risk, enabling smoother capital flows, cross-border investments, and adoption of new financial systems like digital currencies, gold-backed networks, and BRICS blockchain settlements.

🌱 Stable peace allows the scaffolding for global tokenized finance to function securely.

2. Building New Alliances

Trump’s approach seems focused on transactional diplomacy:

• Leveraging regional actors (Turkey, Hungary, Saudi Arabia) to mediate conflicts.

• Strengthening U.S.–Australia and U.S.–BRICS trade pathways.

• Encouraging multipolar cooperation while reducing friction with global powers outside traditional U.S. allies.

This diplomacy effectively prepares the ground for a more interoperable global financial system, where alliances support shared economic platforms rather than purely military objectives.

🌱 New alliances can accelerate adoption of interoperable currencies and blockchain-based trade settlement.

3. Converging Peace and Finance

• BRICS digital payment networks reduce reliance on dollarized trade.

• U.S. tokenized dollars and stablecoins maintain Western leverage while integrating global actors.

• Peace agreements minimize sanctions risks, allowing financial systems to scale across borders safely.

Together, these dynamics create a feedback loop: peace enables financial integration, and financial integration incentivizes continued stability.

🌱 A global reset is not just economic — it requires security, trust, and cooperation.

Why This Matters

The emerging picture: peace negotiations are inseparable from the reshaping of global finance. If successful, we may see a world where:

• Conflicts are resolved to enable trade.

• Alliances are formed to support interoperable financial infrastructure.

• Monetary systems are restructured with digital assets, gold reserves, and programmable money, aligned across borders.

This is not just politics — it’s global finance and global alliances restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – Erdogan’s Gaza Mediation Raises Turkey’s Profile

• Watcher.Guru – BRICS Currency Union & Payments

• ZeroHedge – Tokenized Dollar & Global Reset

• Financial Times – Trump-Putin Summit Signals Diplomatic Shift

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BRICS, Blockchain, and the Birth of a Parallel System: The Architecture of a Global Reset

How the BRICS payment network and Western digital currencies may be building two halves of the same new order.

A Quiet Revolution in Currency Design

The world is moving from currencies to systems.
The newly formalized BRICS Currency Union, anchored around blockchain-based payment rails, signals a shift away from dollar-dominated financial structures — but not necessarily toward chaos. Instead, it may represent one half of an emerging dual-architecture global reset.

According to the latest BRICS declarations, the bloc’s focus is on a digital settlement network, not a new physical currency. This “BRICS Bridge” aims to connect member central banks through distributed ledgers — allowing instant trade settlement outside of SWIFT and U.S. Treasury oversight.

In parallel, the United States and allied economies are digitizing their own systems — using tokenized dollars (e.g., Circle’s USDC, Ripple’s RLUSD, and others) to maintain dollar primacy through programmable assets. In both cases, the outcome is the same: money becomes code, and all transactions flow through digital gateways.

Why BRICS Matters for the Reset

• Gold and commodities as backing: BRICS nations, led by Russia and China, have dramatically increased gold reserves and hinted at commodity-linked settlement units. This challenges the debt-backed Western model.

• Blockchain infrastructure: The “BRICS Bridge” digital network mirrors Western tokenization programs — suggesting convergence toward interoperable digital ecosystems rather than outright fragmentation.

• Strategic autonomy: For members like India and Brazil, blockchain-based payments allow flexibility — settling trade in local currencies while avoiding exposure to U.S. sanctions or interest-rate volatility.

• Timeline alignment: BRICS leaders cite 2026 as a target for operational readiness — the same window during which Western central banks, including the Federal Reserve, are piloting digital dollar frameworks.

These moves do not dismantle the old system overnight. Instead, they parallelize it — slowly replacing paper settlement and debt issuance with digital instruments tied to assets.

A Converging Endgame

Both systems — East and West — may ultimately integrate into a globally interoperable, blockchain-based network where national currencies are tokenized, transactions are traceable, and reserves are diversified into gold and strategic commodities.
If the dollar becomes fully tokenized and BRICS creates a gold-linked parallel, global liquidity could be restructured overnight through revaluation — not collapse.

This would amount to a reset: a controlled reordering of global value systems under new digital rules.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher.Guru – What The BRICS Currency Union Means for the US Dollar and Markets

• ZeroHedge – The New Dollar Is Here: Controlled, Tokenized, Inescapable

• IMF – Digital Money, Global Impact: The Road to Tokenization (2025 Report)

• World Gold Council – Global Gold Reserves Rise to 50-Year High

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Gold/Silver Rate COMEX

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MilitiaMan and Crew: IQD News Update-Iraq Stock Exchange-Abu Dhabi-CBI-WTO

MilitiaMan and Crew: IQD News Update-Iraq Stock Exchange-Abu Dhabi-CBI-WTO

10-21-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=nNHee6sTEjA

FRANK26….10-21-25…..EX… CENT

KTFA

Tuesday Night Video

FRANK26….10-21-25…..EX… CENT

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=lTrbANE5iOw

Iraq Economic News and Points To Ponder Tuesday Evening 10-21-25

The Central Bank Develops The Structure Of External Financial Transfers: A Decisive Step Against Manipulation And Smuggling.
 
Reports  Economy News – Baghdad  In a new effort to   limit the smuggling of foreign currency and   regulate foreign trade, the     Central Bank of Iraq has taken a decisive step by issuing binding instructions to     regulate the mechanism for dealing with commercial invoices in all authorized banks,       in coordination with the      Ministry of Finance and the       General Authority of Customs, within the framework of      implementing Cabinet Resolution No. (569) of 2025.

These measures are part of the national project to automate and modernize customs.
 
They aim to enhance transparency and oversight of foreign money transfers,at a time when Iraq is facing increasing challenges in   controlling the flow of funds and   intensifying regulatory measures   to curb   fraud and   smuggling.
 
As of Wednesday, January 1, 2025, the   Central Bank of Iraq suspended the electronic platform used to sell dollars    to banks and companies   at the official exchange rate of 1,320 dinars per dollar.  

Deputy Governor of the Central Bank, Ammar Khalaf,   told reporters that the electronic dollar platform has been suspended, but that  foreign trade financing continues through banks,   according to mechanisms that parallel those in place worldwide.
 
In a related statement, the Central Bank of Iraq previously explained that  this transition went through several stages in the foreign exchange process,    beginning with the foreign currency buying and selling window,     moving on to the electronic platform for foreign transfers, and        concluding with gradual balance enhancements throughout 2024,     with full implementation occurring in the final week of that year.
 
The Central Bank of Iraq recently issued a new circular to all authorized banks,   which included detailed instructions regarding    commercial invoices whose values ​​are required to be transferred abroad,   based on the directives of the  Ministry of Finance and the   General Authority of Customs, and within the framework of      facilitating the implementation of Cabinet Resolution No. (569) of 2025.
 
According to the circular, it was decided that  the commercial invoice must include a set of basic information, most notably:   invoice number and date,   payment and shipping terms,   currency and value, the   Harmonized System of Customs (HS Code),   which must not be less than six digits, in addition to   data on the exporter and importer, and a   precise description of the goods, their   origin,   brand,   quantity,    unit of measurement,    unit price, and      total price.
 

The circular also indicated the adoption of one of two types of invoices: either the   final commercial invoice, or the   preliminary invoice  attached to the sales contract, provided that the  final invoice contains all the information included in the preliminary invoice.

The Central Bank confirmed that   these instructions will be officially adopted for   financial transfers and  customs clearance operations    starting November 1, 2025. 

Meanwhile, the Prime Minister's Advisor for Financial and Economic Affairs,   Mazhar Mohammed Salih, said that the      new measures announced by the Central Bank of Iraq    to prevent dollar smuggling, which   will be implemented starting next month,     "appear to be good for now."
 
"We can wait for its effectiveness,   but it looks good for now," Saleh added to Al-Eqtisad News, indicating that the      results of these measures can be evaluated after their actual implementation.

For its part, the Echo Iraq Observatory commented   on the new instructions issued by the Central Bank of Iraq      regarding the regulation of commercial invoices for   financial transfers and    customs clearance,   considering them an important step toward    enhancing transparency and     controlling financial procedures.
 
The Observatory said that Circular No. (267/4/9) dated October 15, 2025,   directed authorized banks to include in commercial invoices basic information related to   payment and shipping terms,   value and invoice currency, and the   Global Harmonized System of Customs (GHS) code, in addition to the   addresses of the importer and exporter, a   description of the goods, their   origin and trademark, in addition to the   quantity,   unit price and   total price.
 
Echo Iraq explained that the  Central Bank stipulated the adoption of one of two types of invoices: either the   final commercial invoice or the   preliminary invoice attached to the sales contract,  provided that the final invoice contains all the information of the preliminary invoice.
 
The Observatory confirmed that these instructions   will be implemented starting November 1, 2025, noting that the   decision falls within the framework of the National Automation Project,    which seeks to      regulate foreign transfers more precisely and     reduce loopholes that could be exploited for manipulation or evasion.
 
Echo Iraq considered the   new instructions a      positive step toward unifying banking and customs procedures,  contributing to reducing errors and      improving oversight of commercial transactions,    thus supporting the    Customs Modernization and Financial Governance Project in Iraq.  https://economy-news.net/content.php?id=61442    

 
Monetary Policy And Financial Stability In The Archives Of The Writings Of The Governor Of The Central Bank Of Iraq
 
Samir Al-Nusairi    The Central Bank of Iraq,   since its establishment in 1947 and until 2025,      has gone through phases of phenomena, challenges and achievements.
 
These 78 years have witnessed major transformations in   objectives,   tools,   functions and mechanisms,   particularly the shift of monetary policy      from a traditional policy      to an unconventional policy aimed at     stimulating the economy and    moving it rapidly towards economic growth,    enhancing financial stability   in accordance with new international standard criteria,    regulating the global financial system,   achieving a digital transformation methodology and    moving       from a monetary economy     to a digital economy.
 
What distinguished the Central Bank's journey were the   fundamental pillars and   foundations that were built during the years (2015-2020) and the   implementation of these pillars bore fruit in the years (2023-2025)   through the implementation of         new policies,   initiatives and  programs adopted by the Central Bank.
 
The important thing here is to   read the past,   analyze it and   build on it in  drawing a picture of the future.
 
This is achieved  when there are real economic leaders who   examine reality and   sense the future with insightful eyes   that look with great hope to  building a strong and solid national economy  based on clear foundations to achieve    comprehensive and   radical reform and a    solid, modern, comprehensive and flexible banking sector, while revolutionizing the basic productive sectors such as     agriculture and    industry,    diversifying sources of national income   other than oil and   moving   from rentierism    to productivity.
 

In light of my review of the archive of what was written about the Central Bank,   I found that the most prominent thing in the archive    is what was written by the Governor of the Central Bank,   Dr. Ali Mohsen Al-Alaq,   in his books entitled   (Writings on Monetary Policy and Financial Stability),   published in 2021,  and the book(Managing the Central Bank from the Margins of the Past to the Body of the Future),   published in 2022.
 
In the first book, in 10 chapters, he explained the role of the Central Bank in   facing the economic and security challenges and shocks in (2015-2016),   presented the challenges of the general budget, and   reviewed the structure and presentation of the budget within the  framework of the macroeconomy and the  stability of public finances (2017-2021), and   reduced the exchange rate of the Iraqi dinar,   its determinants and alternatives, and    concluded with the components of the desired economic development.
 
The second book discusses, in a scientific, realistic, and analytical manner,   a significant phase of the challenges faced by the Central Bank of Iraq      during the most dire circumstances Iraq has ever faced.
 
The Central Bank shouldered the burden of confronting the crises facing our   national economy and   bridging the deficit in the general budget      by re-discounting treasury transfers issued by the government,    which had a significant impact     on the decline in foreign exchange reserves    to 43 billion dinars in 2016.
 
The book includes nine chapters that address   strategic planning and   change management.
 
The emerging objectives of central banks include the   shift from rules-based to risk-based oversight, the   transition      from combating inflation   to stimulating economic growth, the   presentation of      functions,    tools,  programs, and   standards aimed at   achieving the two above-mentioned objectives, the    application of prudential oversight standards, and the    management of the central bank's foreign reserves,    which lead to a set of fundamental objectives in    enhancing confidence in     monetary policy and the    exchange rate.
 
It also includes the   features,   determinants, and   indicators of central bank independence, in addition to the   issue of selling foreign currency through the central bank's window,      as well as the   justifications,   facts, and   economic,   legal,   financial,   commercial, and   monetary phenomena behind the currency selling window.
 
It also addresses the difficult circumstances experienced   by the central bank's management in resolving the      Financial Action Task Force's (FATF) observations.
 
Chapter Seven provides   an overview of the banking sector in Iraq   as the main component of the financial system,    subject to the     supervision and    control  of the Central Bank.
 
The chapter also addresses the strategic projects implemented to   regulate and   stimulate the sector,   the mechanisms for enhancing financial stability, and   clearly points to banking credit   and its utmost importance in      achieving         economic and         banking reform.
 
It also presents the  vision and   programs   of the banking reform process that    we are currently witnessing.
 
The book presented a presentation of the great efforts and what was achieved within the framework of   economic reform and   financial discipline and    showed with high transparency the    features of Iraq's finances   before and    after 2003 in its total form.
 
The chapter also included Iraq's debts before and after 2003,  which is a preemptive expectation of what the Central Bank   has currently announced regarding the position of     external and     domestic debt.
 
Through my careful reading of what was included in the two books, I confirmed that Professor Al-Alaq has made a great   intellectual and   economic effort  in an accurate diagnostic presentation of the most prominent     challenges,    achievements,   structural, and   technical developments in the management of the Central Bank,  which played a fundamental and important role in  drawing the roadmap for the new fifth era of the Central Bank, which began in 2015 and is still continuing  with a steady approach and steps to achieve the objectives of  monetary policy,  support and stimulate the national economy, and   achieve complete financial stability, which is the central goal of   economic,   banking, and     financial reform.    https://economy-news.net/content.php?id=61406    
  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Tuesday Evening 10-21-25

Good Evening Dinar Recaps

BRICS Gold Glory: China’s 40-Tonne Discovery Reshapes Global Wealth Dynamics

China’s massive gold find accelerates BRICS’ push for a gold-backed trade era.

China’s Gold Boom and the BRICS Standard

China’s recent 40-tonne gold discovery in Gansu Province is sending ripples through global financial markets. The discovery — equivalent to two large-scale mines — comes as BRICS nations intensify efforts to anchor trade to gold rather than the U.S. dollar.

According to China’s Ministry of Natural Resources, additional finds in Inner Mongolia and Heilongjiang bring the cumulative increase in verified resources to 168 tonnes, marking one of the country’s largest annual reserve expansions in decades.

“The discovery provides valuable experience for future gold exploration in similar areas,” said the Gansu Department of Natural Resources.

These announcements arrive as BRICS members — Brazil, Russia, India, China, South Africa, and new entrants such as Saudi Arabia — continue exploring gold-backed settlement systems. The underlying aim: reduce reliance on Western clearing mechanisms and dollar-denominated debt markets.

Gold Reserves by Country (2025)

At present:

• United States – 8,133 tonnes

• Germany – 3,351 tonnes

• Italy – 2,451 tonnes

• France – 2,452 tonnes

• Russia – 2,333 tonnes

• China – 2,280 tonnes

As central banks offload U.S. Treasuries and purchase gold at record levels, the BRICS bloc’s combined reserves are now approaching parity with Western holdings, signaling a monetary power shift in progress.

From Trade Settlements to Monetary Strategy

BRICS nations are building alternative payment systems where transactions are settled in local currencies and backed by gold. This framework minimizes exposure to sanctions and removes counterparty risk.

For global investors, the implications are enormous:

• Gold has become a strategic hedge against fiat volatility.

• Physical reserves are now a political instrument in the emerging multipolar order.

• Trust in U.S. fiscal and monetary policy continues to decline amid rising deficits.

Strategic and Structural Implications

China’s control over rare earths, combined with its expanding gold reserves, positions it at the nexus of global commodity power. This strategy undercuts Western dominance across defense, energy, and technology sectors.

Meanwhile, U.S. policymakers face ballooning deficits and diminished leverage in resource-backed negotiations. The result is a financial realignment that favors tangible assets over debt-based instruments — a reversal of the post-1971 fiat paradigm.

Why This Matters

The BRICS gold accumulation is not just about wealth; it’s about redefining the global monetary order. As gold once again becomes the benchmark for trade credibility, nations outside the Western bloc are establishing the foundations of a new financial architecture — one that prizes tangible value over debt instruments.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher.Guru – BRICS Gold Glory: Investors Eye China’s Huge New Gold Reserves

• Reuters – China’s Gold Discoveries Surge Amid Global Reserve Race

• World Gold Council – Global Gold Reserves Q3 2025 Data

• Bloomberg – BRICS Nations Eye Gold-Linked Trade Systems

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Hidden $5.1T Debt Bomb will Dwarf 2008 Crisis

Hidden $5.1T Debt Bomb will Dwarf 2008 Crisis

Daniela Cambone:  10-20-2025

The financial news often hums with anxieties about inflation, interest rates, and global markets.

But what if there’s a ticking time bomb within the very fabric of your local community, a crisis so pervasive it threatens to dwarf the 2008 subprime mortgage meltdown?

This isn’t hyperbole; it’s the stark warning issued by Mitch Vexler, a real estate developer and whistleblower, in a recent, eye-opening video from ITM Trading.

Vexler paints a disturbing picture of the U.S. financial system, one riddled with systemic risk fueled by a massive surge in corporate debt and, more alarmingly, a deeply embedded fraud within the municipal school bond market.

This isn’t just about abstract financial instruments; it’s about the integrity of our homes, our tax dollars, and potentially, our entire economic stability.

At the heart of Vexler’s exposé is a staggering revelation: over $5 trillion in municipal school bonds have been issued nationwide based on fraudulent appraisals and sophisticated financial engineering.

 How does this work? Imagine a scenario where home values are artificially inflated, not through genuine market growth, but through manipulated appraisals. These inflated figures then become the basis for school districts to issue bonds, effectively leveraging homeowners’ properties as collateral.

This, Vexler argues, is a colossal “Ponzi scheme.” Homeowners, unaware of the manipulated valuations or the true extent of the debt being issued, are unknowingly providing the backing for bonds that they, as taxpayers, will ultimately be responsible for.

The alarming consequence? A default risk that hasn’t been seen since the brink of the 2008 financial crisis.

One of the most infuriating aspects of this crisis is the apparent failure of those tasked with oversight. Credit rating agencies, crucial gatekeepers of financial integrity, seem to have turned a blind eye.

 Vexler points out a conflict of interest: these agencies profit from the continuous issuance of debt and bonds, making them inherently disincentivized to uncover or expose the very frauds that fuel their business.

Furthermore, the mechanisms designed to ensure accurate appraisals and financial transparency are systematically bypassed. Standards like USPAP (Uniform Standards of Professional Appraisal Practice), the critical calculation of Net Operating Income (NOI), and debt service ratios – all intended to safeguard against over-leveraging and misrepresentation – are either ignored or actively manipulated.

This creates a dangerous feedback loop where inflated property values justify unsustainable bond amounts, and homeowners are left bearing the brunt of tax burdens they can no longer realistically afford.

The parallels drawn between the current municipal bond crisis and the 2007-2008 mortgage-backed securities collapse are chilling. However, Vexler emphasizes that the current situation is not just a repeat, but a significantly larger and more intricate beast.

The scale of the school bond fraud, its deep entanglement with public finance, and the involvement of essential public services like education, create a systemic risk that could have far-reaching and devastating consequences.

Vexler’s dire warning is stark: with an estimated 37% of U.S. households facing the specter of bankruptcy or foreclosure due to these inflated tax burdens, a municipal meltdown is not a distant possibility but a looming reality.

This crisis, he suggests, has the potential to dwarf the impact of the last major financial crash.

The path to rectifying this deep-seated fraud is fraught with political and legal challenges. Vexler highlights ongoing court cases aimed at exposing and correcting the deception, but obtaining transparency from school districts and government entities often proves to be an uphill battle.

His proposed solutions are bold and necessary: legislative reforms that could include repealing property taxes to alleviate the burden on homeowners, and, crucially, criminal accountability for school superintendents and appraisers who have played a role in perpetrating this fraud.

For investors looking to safeguard their assets, Vexler offers clear guidance: steer clear of the fraudulent school bonds. He advocates for safe havens such as gold, silver, and real estate assets free of debt.

The message is one of urgent warning and a call to action. Vexler stresses the critical need for federal and state intervention to cap and unwind this fraudulent debt before it spirals further out of control. Awareness is the first step, but it must be followed by decisive action to prevent a national financial dis¬aster.

This is a crisis that affects every homeowner, every taxpayer, and potentially every investor. It’s time to pay attention. Watch the full video from ITM Trading for in-depth insights and to understand the full scope of this alarming situation.

https://youtu.be/tLkOgeXuJOw

Ariel : We were Not Supposed to Benefit

Ariel : We were Not Supposed to Benefit

10-20-2025

Why You Should Feel Fortunate: We Were Not Supposed To Benefit

The Cabal’s Token Veil – Digitized Bloodline Heist

The IQD was never for the masses but forged as a private cabal conduit for the banking bloodlines, now tokenized on XRPL rails alongside XRP and XLM to bridge ancient wealth into ISO20022 quantum ledgers; insider intercepts reveal Iraq’s “repatriated” Sadaam-era gold stash unrecorded 500+ tons buried in Babylonian vaults powers this silent RV, with Najaf summit pacts binding the dinar to BRICS gold-backed resets, rendering every held note a dormant behemoth in value.

The Forging of the Dinar as Elite Conduit: Bloodline Architecture Unveiled

In the shadowed vaults of 1932, when the Iraqi Dinar emerged from the ashes of Ottoman collapse under British mandate engineering, it was never birthed for the masses but as a precision instrument in the hands of the veiled architect families the Rothchilds, Rockefellers, and their interlocking kinships

Who threaded it into the Bretton Woods scaffold as a latent wealth reservoir, artificially pegged at 1 IQD to 4.86 USD through fiat illusions sustained by Sadaam Hussein’s iron- controls, amassing untraceable hoards of 500+ tons of Babylonian-sourced gold (buried in Najaf’s subterranean crypts, cross-verified via seismic anomalies in 2004 intercepts) that funneled petrodollar tributes back to London and New York clearinghouses, where each dinar note served as a tokenized proxy for off-ledger bloodline transfers, evading the Basel accords’ gaze while inflating colonial-era debts onto emerging nations.

This was no mere currency but a chimeric ledger, its value suppressed post-1990 sanctions not by war’s chaos but orchestrated through Coalition Provisional Authority edicts in 2003, which swapped “Swiss dinars” (elite-held, 1:1 parity relics) for “Sadaam dinars” diluted 1,000:1

Ensuring the masses clutched worthless paper while the families’ vaults swelled with the real arbitrage trillions in phantom liquidity siphoned via black-market spreads that widened to 20% premiums, a engineered bleed that kept the dinar as their private guillotine, chopping sovereignty into compliant fragments for BRICS-adjacent oil barons and IMF puppeteers alike.

The Unchaining: Fractures in the Veil and Public Ascension Protocols

The rupture ignited in July 2025’s Rio Reset at the BRICS summit, where the “Rio Declaration” (cloaked in de-dollarization rhetoric but laced with quantum financial system blueprints) severed the dinar’s umbilical to Western clearinghouses by mandating XRPL’s public ledger as the mandatory bridge for all BRICS+ trade (Iraq’s observer status fast-tracked via al-Sudani’s backchannel nods), unleashing the CBI’s 170-ton gold reserves into open-pegged tokens that democratized access suddenly

Any holder with a digital wallet could stake IQD derivatives against BRICS’ commodity basket, bypassing the families’ escrows and flooding liquidity into public exchanges like Binance’s IQD/XRP pairs (speculation ignited post-Rio, with volumes tripling to $500 million daily).

This unchaining cascaded from Iranian sanctions fractures (slipping Tehran’s militia grips on Basra flows) and Trump’s Savaya envoy conduit, which funneled Treasury audits into Rafidain’s vaults, exposing 45+ U.S. state gold/silver legal tender laws as the final wedge Idaho and Texas edicts (2024 expansions) rendered fiat debts obsolete, allowing dinar redemptions at pre-1932 parities ($3.22+ adjusted for inflation) without IRS clawbacks on gold-backed conversions

Transforming the masses’ “worthless paper” into sovereign multipliers where a $1,000 stack at 1:1 yields $1 million, or 3:1 vaults $3 million, as blockchain’s transparency (XRPL’s timestamped irrefutability) pulverized the cabal’s opacity, birthing a multipolar deluge by Eid al-Fitr 2025/ 2026 where the dinar, once their guillotine, becomes the people’s scythe harvesting trillions from the old guard’s extinction event, with every unboxed note now a portal to the reset’s dawn.

Source(s):  https://x.com/Prolotario1/status/1980406664588038559

https://dinarchronicles.com/2025/10/21/ariel-prolotario1-we-were-not-supposed-to-benefit/

Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 10-21-25

Good Afternoon Dinar Recaps

“Budapest Bound: Donald J. Trump & Vladimir V. Putin’s Summit Shakes Europe’s Foundations”

How a planned U.S.–Russia summit in Hungary is stirring unease across the Atlantic

A forthcoming summit between Donald Trump of the U.S. and Vladimir Putin of Russia in Budapest—hosted by Hungarian Prime Minister Viktor Orbán—has sparked concern in European capitals and among Ukraine’s leadership about the implications for the trans-Atlantic alliance. 

The Setting

• The summit is expected to take place in Budapest in late October. 

• Hungary, under Orbán, has developed a more conciliatory posture toward Russia and has opposed deeper EU military support for Ukraine. 

• Poland has publicly warned that Putin entering its airspace en route to Hungary could trigger the obligation under the International Criminal Court (ICC) arrest warrant to detain him. 

Tensions and Issues at Stake

• European leaders fear the venue and host’s alignment will legitimise Russia and weaken Ukraine’s negotiating position. 

• Ukraine has signalled it would only participate if treated as an equal party and has criticised Hungary’s neutrality. 

• The summit may influence decisions on Ukraine’s future, sanctions on Russia, NATO cohesion and the broader rules‐based order.

Why This Matters

The implications of this summit go far beyond a bilateral meeting:

• It tests the unity of the U.S.–European alliance at a moment when Russia’s war in Ukraine is still raging and the stakes are high.

• A perceived sidelining of Ukraine or reward to Russia could undermine the principle that borders cannot be changed by force—a key component of the post-Cold War order.

• It signals that personal diplomacy (Trump–Putin) may bypass institutional channels (NATO, EU) which could alter how multilateral security frameworks operate.

• The summit’s optics—Hungary hosting Russia’s leader under ICC warrant—raise legal and diplomatic risks for NATO members and EU states.

This is not just politics — it’s global alliances and global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Financial Times – Trump-Putin summit in Budapest unsettles Europe 

• Reuters – Trump says he will meet Putin in Budapest 

• Reuters – Poland warns Russia’s Putin against crossing its airspace for Trump summit 

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“Mining Power Play: Donald J. Trump & Anthony Albanese’s U.S.–Australia Critical-Minerals Alliance”

How Washington and Canberra are teaming up to break China’s grip on strategic materials and reshape defence supply lines

On October 20, U.S. President Donald Trump and Australian Prime Minister Anthony Albanese announced an $8.5 billion framework agreement aimed at bolstering mining and processing of critical minerals—such as rare earth elements—between the United States and Australia, signaling a strategic shift in global supply-chains and geopolitics. 

Details of the Agreement

• The White House released a framework stating that both countries will invest at least US$1 billion each over the next six months into mining and processing projects. 

• The U.S. Export-Import Bank (EXIM) announced letters of interest totalling ~US$2.2 billion for seven Australian projects, potentially unlocking up to US$5 billion of total investment. 

• Key motivating factor: China’s recent tightening of export controls on rare earths and magnets used in semiconductors, defence and advanced manufacturing. 

Strategic Implications

• The pact is part of a broader push to reduce Western reliance on Chinese supply chains for defence and high-tech industries. 

• Australia’s mining sector jumps in significance—from supplying raw minerals to becoming a hub for processing and refining under Western security architectures.

• The deal also underscores a greater convergence of economics and defence: critical materials are now firmly in the strategic diplomacy domain.

Why This Matters

• Supply-chain security is now a core element of geopolitical competition: by securing alternative mineral sources, the U.S. and Australia aim to blunt China’s leverage over high-tech and defence sectors.

• The deal reflects that “resource diplomacy” is back: access, control and refinement of critical minerals are being treated as matters of national security, not just commerce.

• It may trigger ripple effects: China may retaliate or intensify its own export controls, global mining companies may shift strategy, and countries with rich mineral endowments might find themselves in the centre of great-power competition.

• For global defence, ensuring Western allies have secure access to essential components (like rare earth magnets, gallium, etc.) is now as important as conventional arms procurement.

This is not just politics — it’s global alliances and global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – US-Australia critical minerals deal underscores gap to China 

• Reuters – Trump, Australia’s Albanese sign critical minerals agreement 

• The White House – United States-Australia Framework For Securing Supply in Mining and Processing of Critical Minerals and Rare Earths 

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Wells Fargo Customer Lost $4,400 Just Hours After Depositing A Check

Wells Fargo Customer Lost $4,400 Just Hours After Depositing A Check — and a legal loophole nearly left her in the lurch

Mike Crisolago  Mon, October 20, 2025

A Houston woman paid a steep price, literally, for a simple bank deposit that she made at her local Wells Fargo branch.

Willie Delane told her local Fox 26 network that on September 15 she deposited a life insurance check totalling $10,000 into her Wells Fargo bank account.

“I've been with Wells Fargo for so long, years and years” she said in the story. This is why, when she received a text roughly nine hours later saying that there was something fishy with a transaction involving her account, she called customer service. (1)

According to Delane, the Wells Fargo rep said that they would freeze her account and cancel her bank card, with a replacement to be issued by mail.

The next morning, however, Delane discovered that her account was $4,400 short — the money was transferred from her savings account to her checking account, and then withdrawn.

She says she didn’t make the “teletransfer” but Wells Fargo claims she did, and at first refused to refund the money. But all's well that ends well — after the news report aired, Delane says she checked her account and Wells Fargo returned the missing funds to her account. (2)

How could a simple text message result in a $4,400 fraud? And how can you prevent it from happening to you?

The Legal Loophole That Could Cost You Thousands

The CalCoast Times reports that, when contacting Wells Fargo about the text message she received, Delane called the customer service number listed in the message. (3) This could be a sticking point in the fraud case due to a law called Regulation E within the Electronic Fund Transfer Act (EFTA).

According to the Consumer Financial Protection Bureau (CFPB), (4) Regulation E essentially protects Americans who fall victim to suspected fraud via an electronic transfer of funds from their financial institution. They add that if a case that falls under Regulation E is reported to a financial institution in a timely manner, then the institution must “promptly investigate” and “correct the error within one business day after determining that an error has occurred.”

That said, Consumer Reports (CR) points out that if a customer is “tricked and ends up authorizing money to be sent to scammers,” the banks are often no longer liable for reimbursing them. (5)

And not only that, but National Consumer Law Center senior attorney Carla Sanchez-Adams told CR that “Financial institutions across the board are not reimbursing consumers” in such situations but, rather, “fight(ing) tooth-and-nail to hold the consumer liable.”

CR adds that Wells Fargo faced multiple class-action lawsuits in recent years from victims of fraudulent wire transfers, while customers at other banks are falling prey as well.

The bank, for the record, says it’s investigating this most recent matter, though the Fox 26 story notes that Wells Fargo had previously claimed that Delane “made the transactions and the money will not be returned.”

How to fight back against financial fraud

The Federal Trade Commission (FTC) reported $12.5 billion in consumer fraud losses last year, a number, they said, that’s up 25% from 2023. (6) The fraud ranges from investment to imposter scams, with text messages proving the third most popular means of contact for the con after email and phone calls.

TO READ MORE:  https://finance.yahoo.com/news/wells-fargo-customer-loses-4k-220000160.html

News, Rumors and Opinions Tuesday 10-21-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Restored Republic via a GCR: Update as of Tues. 21 Oct. 2025

Compiled Tues. 21 Oct. 2025 12:01 am EST by Judy Byington

Summary:

This week, a comprehensive report compiled by Judy Byington suggests that the long-awaited financial overhaul may no longer be a future event, but a current reality unfolding behind closed doors.

According to her update for Tuesday, October 21, 2025, the activation sequence has finally been initiated, marking a historic and irreversible shift toward a gold-backed global financial system.

Here is a detailed breakdown of the key claims and evidence presented in the report, signaling a massive transition for currencies, banking, and governance.

The central claim of the update is that the foundational mechanism for the GCR has been triggered. The report emphasizes the critical role of Iraq, stating that the Iraqi Dinar officially revalued today, paving the way for 207 other nations’ currencies to follow suit.

Crucially, this financial milestone is said to coincide with the activation of the highly anticipated Gold-backed Quantum Financial System (QFS). This system, rumored for its quantum security and imperviousness to centralized manipulation, is reportedly humming beneath the surface.

As confirmation of this institutional movement, the report highlights a monumental announcement made on Monday, October 20, 2025: the Iraqi Gazette officially published the full Tier 4B redemption sequence. 

This included detailed procedural timelines issued by the Central Bank of Iraq (CBI) for exchange centers, appointment scheduling, and private investor redemption. For those following the GCR narrative, this publication represents the undeniable “green light” long associated with the RV’s commencement.

Tier 4B, often referred to as “Us” or the “Internet Group” of private currency and bond holders, is now supposedly entering the long-awaited phase of redemption.

While the official signals are public (via the Iraqi Gazette), the actual process of exchange is reportedly functioning in near-total silence. This phase is being dubbed the “Quiet Activation.”

The convergence of independent intelligence streams—from banking whispers about test transactions to published legal documents in Iraq—suggests that the claims are entering a new, critical phase.

The report concludes with a potent warning: Tier 4B may already be activating behind closed doors, or this could be the final, high-pressure stress test before the floodgates open.

For those holding assets, the message is clear: Stay alert. Stay disciplined. If the signals contained within this report are accurate, the preparatory phase may officially be over. The first wave of this tectonic shift is reportedly moving in silence, defined by signed legal documents and blinking terminals.

The system is awake. Timing is everything, and according to this pivotal report, the time for preparedness has officially shifted into the time for execution.

Read full post here:  https://dinarchronicles.com/2025/10/21/restored-republic-via-a-gcr-update-as-of-october-21-2025/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Mnt Goat   I don’t see how the CBI is going to pull off retrieving all these notes from the stashes in the homes without some incentive to bring them in thus what would the incentive be?  The only incentive I know is to give them a rate change just over a dollar, thus the dinar is worth more than the dollar.

Militia Man  You see the largest financial institutions in the world openly being involved in Iraq.  For crying out loud there's news on CNBC about Iraq.  Western media, that's huge.  That's really because it's telling...

Frank26   [Iraq boots-on-the-ground report]  FIREFLY: Mr Sammy says we have those laws, 150 of them.  The budget is waiting to go to parliament and many of thoilitiaMan and Crew:  News Update-New Era-Digital Banking

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Breaking Vietnam Zimbabwe & Iraq News!

Dr. Kia Pruit:  10-21-2025

https://www.youtube.com/watch?v=wBC-y5cN5JQ