Gold & Silver Update: This Isn’t a Rally—It’s a Currency Reset

Gold & Silver Update: This Isn’t a Rally—It’s a Currency Reset

Mike Maloney:  9-4-2025

Is gold really “going up”—or are currencies falling?

In this Gold & Silver Update, Mike Maloney breaks down why he believes we’re living through a global monetary reset, where structural demand meets tight supply and the paper gold system looks stretched.

 In this video:

 Gold’s surge explained: currency devaluation vs. asset boom

New demand pipes: China insurers’ physical buying, India pensions eyeing gold access, Indonesia prioritizing domestic reserves

Why retail hasn’t piled in—and why that matters

 Paper vs. physical: leasing, rehypothecation, GLD tonnage vs. price, and delivery risk

Silver’s setup vs. its 1980 inflation-adjusted high Long-term log charts: how prior 4× steps point to much higher potential prices

Real-world pricing in grams of gold (Venezuela example)

 Mike’s approach: accumulate gold & silver, let the gold–silver ratio guide the mix (not financial advice)

 If you care about purchasing power, sovereign demand, and the fault lines between paper and physical markets, watch to the end.

https://www.youtube.com/watch?v=INoWdAW0DMQ

MilitiaMan and Crew: IQD Update-Road to Freedom- A Revolution-Digital Dinar

MilitiaMan and Crew:  IQD Update-Road to Freedom- A Revolution-Digital Dinar

9-3-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=WeS-kv6a6U4

Iraq Economic News and Points To Ponder Thursday Morning 9-4-25

US Official Confirms They Will Not Withdraw From Iraq

United States has reiterated its lack of plans to withdraw from Iraq, emphasizing that its forces remain in the country at the official invitation of the government.

A US military official said in press statements that “Washington is not making any withdrawal from Iraq, and US forces are remaining at the invitation of the government,” noting that “any redeployment of these forces will be subject to an assessment of the security situation.”

The US official affirmed the United States’ commitment to “a sustainable relationship with Iraq on the security and military levels.”

This US position comes after media reports in recent days spoke of a complete withdrawal of US forces from Baghdad. The US embassy also denied this, stating that its presence in Iraq is based on “bilateral agreements” aimed at supporting Iraqi forces.

For months, discussions have been ongoing between Baghdad and Washington to reorganize the US presence within the framework of an “advisory and training mission” rather than a direct combat role. https://www.radionawa.com/all-detail.aspx?jimare=42536

Economist: Iraq Enjoys Financial Stability Thanks To The Central Bank's Reserves.

Economy | 04:47 - 03/09/2025  Mawazine News - Baghdad -  Economic advisor, Mazhar Mohammed Saleh, confirmed on Wednesday that financial stability in Iraq is solid, and no worrying indicators have emerged so far, despite the external challenges and geopolitical shocks witnessed worldwide.

Saleh said, "Financial concerns are mainly due to the repercussions of external shocks such as trade wars and fluctuations in energy prices, but Iraq has proven its resilience thanks to the Central Bank's foreign currency reserves."

He added, "Monetary policy plays a pivotal role in stimulating the domestic financing market and supporting public liquidity, ensuring the implementation of government development programs and infrastructure projects, which is directly reflected in stimulating the labor market and enhancing economic activity."

He pointed out that "the strong coordination between fiscal and monetary policies dispels any fears of recession and even enhances the sustainability of economic stability, in light of low inflation and unemployment rates, high growth rates, and the launch of the social market strategy that balances protecting livelihoods and supporting investment and reconstruction."
https://www.mawazin.net/Details.aspx?jimare=266165

Gold Prices Rise In Baghdad And Erbil Markets

Wednesday, September 3, 2025, | Economic Number of reads: 116  Baghdad / NINA / The prices of foreign and Iraqi gold rose in the local markets of the capital, Baghdad, and Erbil, on Wednesday.

The selling prices of gold, in the wholesale markets on Al-Naher Street in Baghdad this morning, for one mithqal of 21 karat Gulf, Turkish and European gold was recorded at 719 thousand dinars, and the purchase price was 715 thousand dinars.

The selling price of one mithqal of 21 karat Iraqi gold was recorded at 689 thousand dinars, and the purchase price was 685 thousand.

As for the prices of gold in goldsmiths, the selling price of one mithqal of 21 karat Gulf gold ranged between 720 thousand and 730 thousand dinars, and the selling price of one mithqal of Iraqi gold was between 690 thousand and 700 thousand dinars.

As for the prices of gold in Erbil, it also recorded an increase, as 22 karat gold was sold for 738 thousand dinars, 21 karat gold was sold for 705 thousand dinars, and 18 karat gold was sold for 605 thousand dinars. / End   https://ninanews.com/Website/News/Details?key=1249868

Oil Prices Touch $70 Per Barrel

Energy  Economy News – Baghdad  Oil prices stabilized in Asian trading on Wednesday, maintaining the previous session's gains driven by US sanctions, as the market looks ahead to the OPEC+ meeting early next week.

Brent crude fell 1 cent, or 0.01%, to $69.13 a barrel by 00:32 GMT.

While US West Texas Intermediate crude rose four cents, or 0.06%, to $65.63 a barrel.

Crude oil had risen more than 1% at settlement in the previous session after the United States imposed sanctions on a network of ships and shipping companies run by a businessman with dual Iraqi and St. Kitts and Nevis citizenship for smuggling Iranian oil under the guise of Iraqi crude.

A preliminary Reuters poll showed on Tuesday that U.S. crude oil inventories fell last week, along with distillate and gasoline stocks.

Three analysts polled by Reuters before the release of the weekly inventory data estimated that crude oil inventories fell by an average of about 3.4 million barrels in the week ending August 29.

weak data

Weak economic data kept prices range-bound.

The US manufacturing sector contracted for the sixth consecutive month as tariffs imposed by US President Donald Trump weighed on business confidence and economic activity, which in turn impacted expectations for crude demand.

The market is awaiting the results of a meeting of eight members of the Organization of the Petroleum Exporting Countries (OPEC) and its allies on September 7.Analysts say the group is unlikely to approve further changes to production at this time. https://economy-news.net/content.php?id=59584

New Rise In The Exchange Rate In Baghdad 

Economy |03/09/2025  Mawazine News - Baghdad - The US dollar exchange rate rose in Baghdad markets on Wednesday.

The dollar price rose on the Al-Kifah and Al-Harithiya stock exchanges to 142,800 Iraqi dinars for every $100, while it recorded 142,600 dinars for every $100 on Tuesday.

Selling prices also rose in exchange shops in Baghdad's local markets, where the selling price reached 143,750 Iraqi dinars for every $100, and the buying price reached 141,750 dinars for every $100. https://www.mawazin.net/Details.aspx?jimare=266146

China Estimates Its Trade Volume With Iraq At Nearly $200 Billion.
Economy |  03/09/2025  Mawazine News - Baghdad -  The Counselor of the Chinese Embassy in Iraq, Xu Haifeng, confirmed today, Wednesday, that Iraq is a key partner for his country, noting that China imported about 64 million tons of crude oil from Iraq in 2024.

Haifeng said in a press conference held in Baghdad on the occasion of the 80th anniversary of the victory over Japan that Chinese companies have been working in the energy sector in Iraq for many years, especially after 2003, and have contributed to the reconstruction of the oil sector and the export of crude oil to foreign markets. He stressed the readiness of both the Iraqi and Chinese sides to enhance cooperation in the fields of oil and electricity, with expectations of more diverse partnerships in the future.

The Chinese diplomat added that his country has invited 26 countries, including heads of government, parliaments, political and military leaders, to participate in China's celebrations of its victory over Japan.

He pointed out that the Chinese president stressed in his speech that the resistance of the Chinese people was the first struggle against foreign aggression and contributed to saving human civilization. He affirmed his country's commitment to working with countries around the world to build a bright future for humanity.

Haifeng explained that China's relations with its neighboring countries during World War II were intertwined, as the peoples of the region fought battles against Japanese aggression.

 In response to our correspondent, the Chinese diplomat indicated that his country is today open to economic cooperation in Iraq, through its companies operating in the fields of energy, electricity and communications.
He pointed out that cooperation between China and Iraq includes combating terrorism, as Beijing provides training programs for Iraqi security forces.

The Chinese official concluded his remarks to the agency by pointing out that the volume of trade between the two sides reached approximately $200 billion in 2024. He explained that Chinese companies have also participated in the reconstruction of the Kurdistan Region's economy, with financial cooperation expanding over the past two years. https://www.mawazin.net/Details.aspx?jimare=266161

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Thursday Morning 9-4-25

Good Morning Dinar Recaps,

Federal Reserve to Put Stablecoins at Center of October Payments Conference

Fed sets October 21 summit to examine tokenization, AI, and stablecoin business models as Congress advances digital asset regulation.

Fed Puts Stablecoins in the Spotlight
The U.S. Federal Reserve has announced a high-profile conference on October 21 to explore the future of payments innovation, with stablecoins taking center stage.

The event will bring together regulators, financial institutions, and technology leaders to discuss how tokenization, decentralized finance, and artificial intelligence could reshape the global payments system.

Federal Reserve Governor Christopher J. Waller described the conference as part of the Fed’s commitment to balance innovation with stability:

“Innovation has been a constant in payments to meet the changing needs of consumers and businesses.”

Conference Agenda: Tokenization, AI, and DeFi
The Payments Innovation Conference will feature panels on:

• Stablecoin business models and their role in global finance

• The convergence of traditional banking and decentralized finance

• Tokenization as a tool for transforming asset ownership and transfers

• Artificial intelligence in the payments sector

The event will be livestreamed on the Fed’s website, with further details to be released closer to the date.

Stablecoins Gain Ground in Financial Markets
The conference comes amid rapid growth in stablecoins, which now exceed $230 billion in circulation globally. Tokens such as Tether’s USDT and Circle’s USDC have become essential to crypto markets and are increasingly viewed as bridges to traditional finance.

Policymakers are weighing whether stablecoins could improve efficiency in payments—or risk destabilizing banking systems if they begin to replace deposits or disrupt existing financial infrastructure.

Shifting U.S. Regulatory Landscape
The Fed’s move follows Congress’ passage of the first federal stablecoin legislation in July, giving banks clearer rules for issuing dollar-backed tokens. Vice Chair for Supervision Michelle Bowman has urged regulators to take a more hands-on approach, even suggesting that Fed staff hold small amounts of crypto to better understand blockchain technology.

Bowman warned that an “overly cautious mindset” could leave the U.S. banking system less relevant, while tokenization could offer efficiency gains in asset transfers.

Fed Pulls Back Specialized Crypto Oversight
The October conference also comes against the backdrop of the Fed scaling back its oversight of banks’ crypto activities.

• In April, the Fed rescinded supervisory letters requiring banks to seek approval before engaging in stablecoin or crypto services.

• In August, it ended its Novel Activities Supervision Program, which had closely monitored banks’ digital-asset ventures.

The Fed said the program had achieved its goal of better understanding risks, while critics had called it a barrier to innovation.

Lawmakers like Senator Cynthia Lummis hailed the rollback as a victory over what she and others called “Operation Chokepoint 2.0.” President Donald Trump has also criticized excessive oversight, framing it as part of a “debanking” agenda.

Legislative Push for Clarity
At the same time, lawmakers have advanced several bills during “Crypto Week” in July:

• CLARITY Act – Distinguishes securities from commodities.

• GENIUS Act – Provides federal oversight for stablecoin issuers.

• Anti-CBDC Surveillance State Act – Blocks creation of a U.S. central bank digital currency.

Together, these moves reflect Washington’s pivot toward a more crypto-friendly policy environment.

Why This Matters
The Federal Reserve’s October conference signals a major step in placing stablecoins at the center of U.S. financial policy discussions. With Congress pushing forward legislation and the Fed scaling back restrictive oversight, the stage is set for a recalibration of how digital assets and traditional banking will coexist.

The outcome could shape not only the role of stablecoins but also the future of payments innovation in the U.S. and beyond.

@ Newshounds News™
Source: CryptoNews

~~~~~~~~~

Lagarde Warns EU Stablecoin Rules Could Leave Europe Exposed

ECB chief calls for stronger legislation and global coordination to address liquidity risks in the fast-growing stablecoin market.

ECB Flags Stablecoin Risks
European Central Bank (ECB) President Christine Lagarde has urged lawmakers to accelerate legislative action to address vulnerabilities tied to stablecoins.

Speaking at the European Systemic Risk Board (ESRB) conference on Sept. 3, Lagarde cautioned that while stablecoins represent innovation, they also bring back long-recognized risks in new forms.

“The categories of risk they create are not new. They are risks long familiar to supervisors and regulators,” she said.

Liquidity as the Immediate Concern
Lagarde stressed that liquidity mismatches pose the most pressing threat. Stablecoin issuers often promise instant redemption at par value, even while investing in assets that may not be liquid enough to withstand sudden redemption demands.

• Such mismatches can trigger destabilizing runs.

• She pointed to the 2007 Northern Rock collapse in the UK as a cautionary tale, where a withdrawal demand of just 5% of assets triggered failure.

• By contrast, Tether managed redemptions of nearly 30% of its reserves in 2022 without collapsing, underscoring the varied resilience of issuers.

Weakness in MiCA Framework
Lagarde also flagged gaps in the EU’s Markets in Crypto-Assets (MiCA) regulation.

Under current “multi-issuance schemes,” an EU entity can issue fungible stablecoins jointly with a non-EU partner. However, MiCA requirements do not extend to the non-EU issuer.

This could mean:

• EU issuers bear disproportionate redemption pressure.

• Reserve adequacy may fall short during stress.

• The structure mirrors earlier problems in cross-border banking, where regulators imposed liquidity standards like the net stable funding ratio to prevent mismatches.

Without equivalent safeguards for stablecoins, Europe could become the weak link in global redemption flows.

Call for Stronger Legislation and Global Standards
Lagarde called on lawmakers to close loopholes by tightening rules around cross-border stablecoin schemes.

“We must take concrete steps now. European legislation should ensure that such schemes cannot operate in the EU unless supported by robust equivalence regimes in other jurisdictions and safeguards relating to the transfer of assets between the EU and non-EU entities,” she said.

She also emphasized the need for international coordination, warning that without global standards, risks could migrate to jurisdictions with the weakest protections—undermining European financial safeguards.

Why This Matters
Stablecoins have grown into a $230+ billion market globally, making them a central pillar of the digital asset economy. Lagarde’s remarks highlight Europe’s concern that without stronger protections, the EU could face disproportionate financial risk while becoming a regulatory soft spot in global markets.

@ Newshounds News™
Source: CryptoSlate

~~~~~~~~~

Congress Prepares Market Structure Bill as Stablecoin and Tokenization Debates Intensify

Lawmakers return from recess with crypto regulation high on the agenda, building on the GENIUS and CLARITY Acts while the Fed prepares its October Payments Innovation Conference.

Congress Returns With Heavy Agenda
Crypto may be in its last quiet period before major regulatory activity begins in Washington. According to Ron Hammond, Head of Policy and Advocacy at Wintermute, this week could be the final lull before Congress moves forward with sweeping action on digital assets.

Lawmakers returned from recess in early September facing the threat of a government shutdown. Yet crypto remains near the top of the list. The Senate is preparing its own version of a market structure bill, aiming to define how digital assets are regulated in the U.S.

The House already passed the bipartisan CLARITY Act earlier this year, establishing clearer definitions between securities and commodities. The Senate, however, wants to draft its own approach. A first draft is expected by mid-to-late September, with committee review likely to follow in the fall.

Market Structure Bill: What to Expect
The House has worked on market structure proposals for nearly eight years, but the Senate only began serious hearings this year. Senators want greater ownership of the process, including revisiting definitions of ancillary assets and decentralization tests.

If momentum continues, a Senate vote could happen in late October or November, with the House potentially taking it up before year-end. That timeline means a bill could pass before Christmas—or be pushed into 2026.

TradFi vs. Crypto: The Tokenization Debate
Alongside market structure, tokenization of traditional assets is drawing sharper focus.

• Wall Street firms like Citadel have voiced skepticism, citing risks tied to tokenized securities.

• Firms such as Galaxy Digital, meanwhile, argue tokenization enhances efficiency and expands investor access.

• The SEC is expected to release guidance on tokenized equities, further intensifying the debate in Washington.

Banks Push Back Against Stablecoins
Stablecoins are another flashpoint. The House’s GENIUS Act, passed in July, provided a framework for dollar-backed stablecoin issuance. But banks are lobbying to go further, particularly against interest-bearing stablecoins.

• Banks fear these products could drain deposits from the financial system.

• Earlier compromises limited stablecoin issuers, but banks now want tighter restrictions extending to affiliates, brokers, and dealers.

• The crypto industry counters that stablecoins promote efficiency, transparency, and lower cross-border payment costs.

The Senate’s market structure draft is expected to revisit these issues, potentially expanding or refining GENIUS Act provisions.

Fed’s Role in the Debate
Congress is not acting in isolation. The Federal Reserve has scheduled a Payments Innovation Conference on October 21, where stablecoins will take center stage alongside tokenization and AI in payments.

The timing underscores how legislative and regulatory momentum are converging. As lawmakers debate new rules, the Fed is also exploring the risks and opportunities of stablecoin business models—signaling that digital asset oversight is becoming a coordinated priority across branches of government.

Global Context: Europe’s Stablecoin Alarm
The U.S. debate comes just as Europe raises its own red flags. Earlier this month, ECB President Christine Lagarde warned that gaps in the EU’s MiCA framework could leave Europe vulnerable to destabilizing redemption flows from cross-border stablecoin schemes.

• Lagarde urged lawmakers to close loopholes that allow non-EU issuers to sidestep European liquidity standards.

• She cautioned that without stronger safeguards, the EU could become the “weak link” in global financial stability.

• Her call highlighted the urgent need for international coordination on stablecoin rules.

While the U.S. is moving toward a pro-innovation stance with the GENIUS Act, CLARITY Act, and pending Senate bill, Europe is focused on tightening safeguards to prevent systemic risks. Together, these parallel moves show how both Washington and Brussels are racing to shape the next phase of digital asset regulation—but with sharply different priorities.

Odds of Passage
Prediction markets currently place the odds of a U.S. market structure bill passing this year at around 40%. Hammond, however, believes the chances are stronger, citing bipartisan momentum and the recent passage of both the GENIUS Act and CLARITY Act as proof that crypto legislation is finally gaining traction.

“The right people are talking,” he said, suggesting the Senate and House could align before year-end.

Why This Matters
The next few months could be decisive for U.S. digital asset policy. With the CLARITY Act clarifying asset classifications, the GENIUS Act establishing stablecoin oversight, and the Fed’s October conference spotlighting payments innovation, the stage is set for a comprehensive framework to emerge.

Globally, as Lagarde’s warnings underscore, the U.S. and EU are taking different but complementary paths—America leaning into innovation, Europe focusing on risk prevention. Together, these efforts may determine how stablecoins and tokenized assets reshape the financial system worldwide.

@ Newshounds News™
Source: Coinpedia

~~~~~~~~~

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“Tidbits From TNT” Thursday Morning 9-4-2025

TNT:

Tishwash:  Economist: Iraq enjoys financial stability thanks to the Central Bank's reserves.

Economic advisor, Mazhar Mohammed Saleh, confirmed on Wednesday that financial stability in Iraq is solid, and no worrying indicators have yet emerged, despite the external challenges and geopolitical shocks facing the world. 

Saleh told Al-Maalouma that "financial concerns are mainly due to the repercussions of external shocks such as trade wars and energy price fluctuations, but Iraq has proven its resilience thanks to the Central Bank's foreign currency reserves."

He added that "monetary policy plays a pivotal role in stimulating the domestic financing market and supporting public liquidity, ensuring the implementation of government development programs and infrastructure projects, which is directly reflected in stimulating the labor market and enhancing economic activity."

He pointed out that "the strong coordination between fiscal and monetary policies dispels any fears of recession and even enhances the sustainability of economic stability, in light of low inflation and unemployment rates, high growth rates, and the launch of the social market strategy that balances protecting livelihoods and supporting investment and reconstruction."  link

Tishwash:  Exciting figures: Iraq ranks high globally in its use of cryptocurrencies.

The Global Adoption Index for Cryptocurrencies revealed solutions Iraq It ranks relatively high, as it is among the top third of countries in the world that use cryptocurrencies.

The sixth edition of the Global Cryptocurrency Adoption Index reveals the extent of cryptocurrency adoption at the grassroots level. The index consists of four sub-indices and ranks 151 countries, with a final score ranging from 1 to 0. The closer a country's score is to 1, the higher its cryptocurrency adoption rate.

And he came Iraq It is ranked 44th globally out of 151 countries, which makes it among the top third globally in the use of cryptocurrencies, and achieved points of 0.05, outperforming Saudi Arabia And Oman, Kuwait, the Emirates, Qatar, and Bahrain, but Türkiye Yemen and Jordan outperformed Iraq.

Data indicate that the region Asia and the ocean The guide It was the fastest-growing region for cryptocurrency activity on the supply chain, with value received increasing by 69% year-on-year over the past 12 months, and total cryptocurrency transaction volume in the region rose Asia Pacific From US$1.4 trillion to US$2.36 trillion.  link

************

Tishwash:  Capital and global confidence: Iraq is on a journey to find global partners to build a diversified economy.

 Economic and financial expert Rashid Al-Saadi stressed, on Wednesday (September 3, 2025), the importance of increasing foreign investment in Iraq during the next phase, emphasizing its vital role in promoting sustainable economic growth and diversifying sources of income away from reliance on oil.

Al-Saadi told Baghdad Today, "Attracting foreign capital is a fundamental pillar for revitalizing the productive and service sectors. It enables technology transfer and national capacity building, as well as enhancing the competitiveness of the local market."

He added, "Iraq possesses promising investment potential, including natural resources, a strategic geographic location, and a young workforce. However, improving the business environment, simplifying bureaucratic procedures, and enhancing transparency and the rule of law remain essential to attracting investors and achieving long-term partnerships."

Al-Saadi continued, "Increasing foreign investment is a vital step to support economic stability and create new job opportunities, particularly in the industrial, agricultural, renewable energy, and information technology sectors. This requires formulating incentive policies and flexible legislation that align with international standards and give global companies the confidence to enter the Iraqi market."

In recent years, Iraq has witnessed a growing effort to diversify its sources of income and reduce its dependence on oil, particularly following the economic challenges posed by fluctuating energy prices and the global financial crisis.

Although Iraq possesses strong investment potential, such as abundant natural resources, a strategic geographic location, and a young workforce, challenges related to the business environment, bureaucratic procedures, and lack of transparency remain barriers to foreign capital flows.

Accordingly, economists and experts emphasize the need to adopt stimulating legislative policies and ensure legal stability to encourage international companies to confidently enter the Iraqi market and establish long-term partnerships  link

************

Tishwash:  Baghdad, Erbil agree on ASYCUDA customs system and unified company ID

The Iraqi federal government and the Kurdistan Regional Government have agreed to implement the ASYCUDA customs system and adopt a unified economic number for companies, aiming to settle years of disputes that have slowed trade and investment.

The Kurdistan Region’s Ministry of Trade and Industry said the meeting brought together directors general of company registration, industrial development, customs, and quality control, along with representatives from the Interior Ministry and Sami al-Sudani, adviser to the federal prime minister.

Officials decided to enforce the 14-digit Unified Economic Number as a prerequisite for using ASYCUDA services. Companies in the Kurdistan Region will no longer need a separate tax ID, and will now be able to conduct import and export activities under the same conditions as firms in central and southern Iraq. link

Mot: Just Saying !!! -- Eat Whatever -- Cause~~~ 

Mot: Played a New Game Today!! -- Tomorrow As Well!!!  

FRANK26……9-3-25….FLOODING THE BANK

KTFA

Wednesday Night Video

FRANK26……9-3-25….FLOODING THE BANK

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Intel Starts about minute 8:00

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=-TBZ3M-wRZ4

Why So Few People Feel Secure About Money — Even When They Have Lots of It

Why So Few People Feel Secure About Money — Even When They Have Lots of It

And why the neighbors of lottery winners are often worse off.

Yahoo Creator  Sean Kernan  June 21, 2024

I’m not rich by any means. But I’ve done well enough to be comfortable, mostly because I saved aggressively early in my career. Yet I still feel like I’m only a stone’s throw from being in poverty, which is slightly irrational.  I remember having no money and having to budget until my next paycheck or risk groveling to my parents for help. It wasn’t a good life. And it still feels like yesterday, even though so many years have passed. Sadly, many people feel this way.

And to some extent — this stress can be constructive. It can mitigate risky spending. You’ll certainly never catch me with problematic expensive hobbies. But I wish I could feel more at ease about my station in life. Many of my friends are in this same psychological boat too. My buddy Brian is a software engineer, who has been making north of $180K per year — for years on end — while living in a low-cost area, and he’s still as cheap as he’s ever been.

So Why Are We Like This? How Do We Level Up And Counteract This Financial Anxiety?

The Origins Of The Problem

People tend to downgrade their financial standing. For example, per a survey by the financial firm Ameriprise Financial, only 13% of American millionaires classify themselves as wealthy. Even among those who had more than $5M in total assets — many still said they didn’t feel rich.

These weren’t people living in Silicon Valley, where $5M only gets you a shack. These were everyday people from all around the United States — still feeling underfunded.

Part of this is because of the disappearance of pensions — and fear that we’ll live on our savings and social security to get us through to old age. Both of my grandfathers had pensions, with one of them having two full separate pensions (military and government). But we are now the 401K generation — in a system that is more stressful than ever.

Why do people who have so much still feel sad about their financial standing?

Elizabeth Dunn, psychology professor at The University of British Columbia, and co-author of Happy Money: The Science of Happier Spending, looked into this very question. She found that social comparison, in particular, drives much of our financial dissatisfaction.

How we compare our income to others of similar age, education, and region of residence, greatly shapes our self-perceptions and satisfaction. Unsurprisingly, those who compared themselves to groups of higher income, tended to be less happy and more anxious about money.

Unfortunately, a majority of people tend to do upward comparisons. The severity of this impact was most notable: “The income of the reference group is about as important as one’s own income for individual happiness.”

It pains me to admit it: I’m 100% a victim of this statistic. I often watch videos of lavish mansion tours on YouTube, despite knowing the likelihood of me ever owning such a property is slim (unless I somehow write the next iteration of Atomic Habits).

But I still enjoy oohing and aahing over the stunning architecture, classy furniture and paintings hanging on the walls. It’s entirely possible this admiration is only heightening my anxiety about money.

Yet I know as well as you that the person in that mansion isn’t likely to be happier than the rest of us. Within a year of becoming rich, or facing tragedy, the vast majority of people return to their baseline happiness.

What’s most telling is that winning the lottery can significantly impact your neighbor’s wellbeing. One study in Canada found that as the magnitude of someone’s lottery winnings went up, their neighbors odds of financial distress and borrowing increased alongside it.

TO READ MORE:  https://www.yahoo.com/lifestyle/story/why-so-few-people-feel-secure-about-money--even-when-they-have-lots-of-it-212029309.html

Dollar ALERT: Foreign Central Banks Now Own More Gold Than USD

Dollar ALERT: Foreign Central Banks Now Own More Gold Than USD

Notes From the Field By James Hickman  (Simon Black)  September 2, 2025

For centuries, the Byzantine Empire’s gold coin, known as the solidus, had been the backbone of global trade in the medieval world; nearly pure gold, the solidus was trusted by merchants from Baghdad to London.

But by the 11th century, multiple emperors had chipped away at its gold content—watering it down to pay for wars, bureaucracy, and the costs of an empire in decline.

By the time Alexios I took power in 1081, the solidus was barely 40% gold, and merchants never knew which version they were getting or how much real gold it contained.

Alexios tried to restore confidence by minting a new coin in 1092, one he called the hyperpyron—which literally means “super-refined” in Greek.

At 85% purity, it didn’t have the same purity as the old solidus, but the hyperpyron was credible enough to restore trust... for a little while.

But then history repeated itself over the next century; later emperors debased the hyperpyron, just as their predecessors had debased the solidus. And by the late 1200s, there was no more trust in the currency.

When Venice launched the ducat in 1284— at over 99% pure gold— it also came with a pledge that the Venetian government would never debase it.

Combined with Venice’s trade power and rapidly growing wealth, the ducat quickly became the literal gold standard for international trade.

So much, in fact, that by the mid-1300s, the once-mighty Byzantine Empire was pawning its imperial jewels in exchange for Venetian ducats.

(It would be the loose equivalent of the US government selling off national parks in exchange for Swiss francs...)

That was the moment it became obvious to everyone that the Byzantine Empire was no longer the world’s dominant superpower... and that the world’s reserve currency had changed hands.

This pattern repeats itself throughout history. Most reserve currencies have a long, slow decline, as well as clear moments that stand out.

Today, the US government isn’t quite pawning Mount Rushmore for Swiss francs... but we are witnessing a clear moment that demonstrates a loss of confidence in the US dollar:

Foreign governments and central banks now own more gold than they own US Treasury securities.

That means that foreign nations trust in gold more than they trust in the US government.

We’ve been saying this for years: foreign central banks are selling their dollars, and using those dollars to buy gold.

Why? Because the US government’s massive debts make it a less trustworthy lender. While it’s unlikely that the US would outright default, it is very likely that Uncle Sam will eventually turn to the money printer as the “solution” to its debt challenge.

And any foreign central bank which owns a ton of US debt doesn’t want to be paid back with inflated dollars. Better to minimize that exposure now and pare down their dollar holdings.

What do they buy instead? Gold.

Not because central bankers are ‘gold bugs’. But because gold has a 5,000 year history of maintaining value. Because it is dense wealth they can hold physically in their vaults. And because there is a large enough global market to be able to buy or sell metric tons at a time.

This growing gold demand from foreign central banks has been the main driver of gold’s massive bull run— from $1,700 per ounce just three years ago, to over $3,500 per ounce today.

I take no pleasure in pointing this out, but it is becoming clear that foreign governments and central banks simply no longer have the confidence in the US that they once did.

You can see the momentum building; just this week in China, Putin, Xi Jinping, and India’s Modi stood before the world urging trade in national currencies and laying the groundwork for a new financial system designed to chip away at the dollar’s dominance.

And it’s not hard to figure out why.

According to its own projections, the US Treasury will need to sell over $22 trillion in new debt over the next ten years. That’s not a worst-case scenario—that’s the baseline forecast.

Foreign governments and central banks are traditionally one of the largest buyers of US government debt. Yet they’re clearly starting to back away from Treasury bonds... and the US dollar.

This means that the Treasury Department will struggle to find lenders over the next several years... which very likely means relying on the Federal Reserve to ‘print’ the money they need... which of course would be highly inflationary.

This isn’t a doomsday prediction. It’s not a partisan argument. It’s just the reality that America is facing.

Most likely nothing catastrophic will happen tomorrow. Or this month. Or this year. But America is clearly running out of time.

This is not a time for panic; in fact it’s critical to understand that there are rational ways to prepare for the challenges down the road.

We’ve been suggesting gold (and silver) for a number of years, both of which have proven to be excellent shelter.

At $2,000 gold we said this was just the beginning. At $3,000 gold we said that the story was still in its early days. At $3,500 gold, I’m still telling you that this story has much longer to play out.

Nothing goes up or down in a straight line, so there will always be pullbacks and corrections. But the case for gold easily goes to $5,000... and potentially well over $10,000.

That’s not based on any idolatry or fanaticism... but rather a cogent, rational understanding of how global central banking works.

The bottom line is that the world is losing confidence in the US dollar as the global reserve currency. And, right now, there is no alternative. Except for gold. And for that reason central banks (over the long run) will keep stockpiling it... and driving the price higher.

To your freedom,          James Hickman  Co-Founder, Schiff Sovereign LLC   LINK

Currencies Shifting, USD, IQD, VND, JPY, EUR, INR

Currencies Shifting, USD, IQD, VND, JPY, EUR, INR

Edu Matrix:   9-3-2025

The foreign exchange (forex) market is a dynamic beast, constantly shifting with global economic winds, political developments, and monetary policy changes. Keeping up can feel like a full-time job, but fortunately, experts like Sandy Ingram from Edu Matrix regularly provide clarity and strategic insights.

In a recent Edu Matrix video, Sandy Ingram offered an insightful overview of the forex market, specifically highlighting currency recommendations for September. If you’re looking to understand where the smart money might be moving, here’s a breakdown of her key observations:

Sandy Ingram kicked off her discussion by shining a spotlight on two lesser-known but increasingly promising currencies: the Iraqi Dinar (IQD) and the Vietnamese Dong (VND). These aren’t your typical major players, but both are gaining traction thanks to compelling economic stories:

Iraqi Dinar (IQD): Iraq is experiencing positive economic developments, fueled by growing foreign investments and significant infrastructure projects. While liquidity might still be a factor, the underlying economic improvements offer an optimistic long-term outlook.

Vietnamese Dong (VND): Vietnam continues to be an economic darling, with its expanding export sector and an increasingly vital role in global trade. This robust economic activity strengthens the case for the VND.

While these currencies might not have the same trading volume as their major counterparts, their improving economic fundamentals make them worth watching for those with a higher risk tolerance and longer investment horizon.

A major theme dominating the September outlook is the US Dollar’s recent weakening. This decline isn’t arbitrary; it’s largely driven by:

Expectations of Fed Rate Cuts: The market is increasingly anticipating that the Federal Reserve will cut interest rates soon, which typically devalues a currency.

Political Instability & Fed Independence Concerns: Broader political uncertainties and concerns regarding the Fed’s independence are also contributing to a softer dollar.

This decline in the dollar’s strength is a significant catalyst, allowing several other currencies to appreciate against it.

With the dollar easing, European currencies are standing tall:

British Pound (GBP): The British Pound stands out as one of the strongest performers. Supported by a stable UK economy, it shows potential to reach $1.38 to $1.40 against the US dollar.

Euro (EUR): The Euro is also gaining momentum, starting the month above $1.17 and possibly moving closer to $1.18 if upcoming US economic data proves disappointing.

The positive ripple effect of an easing US dollar and growing global trade is also benefiting several Asian and Oceanic currencies:

Chinese Yuan (CNY)

Australian Dollar (AUD)

Singapore Dollar (SGD)

South Korean Won (KRW)

Taiwan Dollar (TWD)

These currencies are strengthening, supported by an overall easing US dollar, robust global trade flows, and stable economic fundamentals within their respective regions.

However, not all currencies are thriving in this environment. Sandy Ingram pointed out that the Indian Rupee (INR) remains weak. This is attributed to factors like ongoing tariffs, reduced foreign investment, and persistent long-term economic challenges within India. It’s a reminder that even in a generally positive environment for many currencies, individual economic headwinds can dictate performance.

Overall, Sandy Ingram’s analysis from Edu Matrix powerfully underlines the dynamic and interconnected nature of currency markets. US monetary policies and political developments wield significant influence over global currency valuations, creating both challenges and opportunities across the board.

For a deeper dive into these analyses, including specific strategies and further details, make sure to watch the full video from Edu Matrix. It’s an invaluable resource for anyone looking to make informed decisions in the ever-evolving world of foreign exchange.

https://youtu.be/rxJw8VWqEwI

Bruce’s Big Call Dinar Intel Tuesday Night 9-2-25

Bruce’s Big Call Dinar Intel Tuesday Night 9-2-25

Transcribed By WiserNow Emailed To Recaps  (INTEL ONLY)

 Welcome everybody to the big call tonight. It is Tuesday, September 2, and you're listening to the big call. I hope everybody had a wonderful Labor Day yesterday,

All right, let's talk about where we are in the way of intel -  I told you guys, I don't know if I knew this last Thursday or not, but there have been new non disclosure agreements signed by about  everybody that we talked to, so it's making it pretty tough to get information from our redemption center staff, redemption center leaders, people that handle the emails that go out to the redemption centers, etc.

But I can tell you that  - get the day right on this -  last Friday, redemption center leaders and their staff all consolidated and went to single redemption centers for a three hour conference call.

Now we didn't find out if it was video conference or just audio. I believe it was probably a video conference call and it was between the Treasury and Wells Fargo to all the redemption center staff in this country, all around this country, and so we don't we didn't get anything too specific from that call, because it was private and we weren't invited to be on it.

 But it was good that they all met, and they all were, I think, brought up to speed in as much as they could have been. That was last Friday. We've had the labor weekend since then. I know certain leaders went in on Saturday, certain leaders went in on Sunday for maybe a couple of hours.

And we know that some of our top sources with Wells, Fargo, were in the bank on Monday, yesterday, on Labor Day, and where we were able to talk to one of our top top guys, and he indicated, and this is probably the most recent timeline that we have for what we're looking for.

We had a timeline, according to this individual, who's very high up in the lead bank, and he said, he said he would say, we have a shot at Thursday and the weekend.

Thursday is two days from now, and the weekend  Now, we absolutely cannot guarantee that's going to happen. As you guys know, there's a moving target. We've had dates come and go, and it's very difficult for me to do dates that I'm not 100% confident in.

We don't do rates. We haven't ever really done rates in depth. We've talked in generalities of rates. But I really think that what is happening is everything seems to be coming together finally, to make all this happen.

All right, so let's talk about another thing that's happening. Remember, we talked about, I believe, on Thursdays call, I mentioned that we had a 150 -  $150 trillion amount of money that was coming from the Federal Reserve and was now part of our treasury and that money –   I didn't tell you guys this, but I find out last couple of days that money is going to be divided up and sent out to us. It may start as early as this week for that to happen to change. It's not tons and tons, it's in the 10s of 1000s, but it's plenty. It's a good start.

We're also hearing that that money is supposed to be dispersed when everything goes, in other words, not there. The 2  R & R reconciliation allowance that's for us at the redemption centers. That's a nice, nice bucket of money there those three that we got three so far.

Number four would be this, the 150 trillion that President Trump wants to give back to the American people, to the citizens only. And then the fifth piece of the piece is a Social Security increase, which our Social Security contacts are saying will happen in the month of September.

So we have five different income streams or or funds, essentially, that would should be coming out. Now, obviously, if you're not on Social Security yet, you don't get that.

But if you are on social security or want to be it, you're 62 and older, you can sign up and get it. That's one, you know, the DOGE payments we're hearing those are supposed to come out sometime in the first week of September.

This week, the R&R is there, but at the redemption center, they're not going to send it out to us. We don't believe they're going to have it for us. If you're going to exchange, you'll get it when you go in for your Exchange, and then, of course, the, you know, the R&R and the RV itself. So there is a lot of activity that should be completing in this month of September.

We have a new fiscal year, f, i, s, c, a, l, fiscal year that starts October 1. I believe their intention is at least President Trump's intention is to get all of this stuff underway now in the month of September.

 And the beauty of, like the DOGE payments to the 150 trillion that's coming from Treasury now, now that my theory is, if that happens and most of people are getting money from whatever age. I don't know what age that starts at. You know, whether it's in the 20s, 24 /  28 -  I don't know.

But whatever age that starts at, it seems that everybody, quote, unquote, is getting money. So that when we go in for our exchanges and we get our R and R at the redemption center. All of that. We're no different than anybody else, except that we have currency to exchange.

But what it does is it gives us a cover when we go in for our exchanges, because everybody, basically, in the United States and around the world too, is getting money. Now that won't be the same for everybody. We know that, but a lot of people will be in totally new financial shape as a result. And I think it's it's going to be done on purpose that way.

So what is our timing? Is it possibly Thursday, the weekend? Well, that's our best source, that is a top, top banker with the lead bank. There is another source that I have that is talking more about very early next week. Now he's coming from a different place. He's coming from a different point of view.

 I understand the point of view. We've talked about the ABCs, we've talked about advances, bonds and currencies, and this is and they could all come almost. They could be happening almost at the same time. Hence the term shotgun start.

But his point of view is that it will be early next week, so we're very close, and sooner or later, both view points  of intel will merge and we'll have whatever it was supposed to be in God's timing, it'll come out for us

Now, that is the bulk of what I have to say about where we are right now. You know, we, President Trump, had a great little press conference this afternoon, at two o'clock or close to that Eastern today, about moving us Space Command, you know, to to what do you call it --   Alabama?

Thank you. Sue Alabama.  Huntsville Alabama – Right and its going to save the country, all half a billion dollars too because of that move. So he's always thinking of things that will save our country money too, and because of the proximity that it is to NASA and all of that, it really is a good move, a very good move for Huntsville, and Alabama as a state -  I think they're ready for it.

Really, it's that five states were with intention. But every time the leaders went and checked it out -  they came up with Alabama is the best, Huntsville is the best place . So that's going to new jobs in that market, in Huntsville, and it should be really, really good for many reasons. They're already unpacking  everything over there already, already a done deal. So that's a very positive move.

So all we can do right now  just keep in fith for this. In God's perfect timing, made it this far. We're not going to give up yet. We're not going to give up at all. We don't have any give up. This is it. We're looking forward to this.   Looking forward to getting  everything rolling –

I think that's everything I'm going to bring tonight. But let's go ahead and thank everybody Sue. Thank you. Wonderful segment tonight, really great. Enjoyed the teaching especially, and the segment as well.

And thank Bob for this good information that he brought tonight about aging and de aging. And the barley, both the heirloom and the gladiator barley have the superoxide dismutase in that which is such antioxidant as well, all right. And of course, the uh, blessings to both of you, and grace to you.

And thank you so much satellite team for getting signal out all over the globe. Thank you just everybody. Obviously, Bob as much, and Larry and and Doug and GCK, all of the people that have helped with this call out for 14 years.

So thanks everybody. Let's go ahead and pray the call out, and then we'll turn off the recording.

Thank you for strength to believe. Choose the faith that we have to believe we thank you for everything you've given to us all in Jesus name, amen. Well thanks, everybody. Have a great day, talking with you on Thursday. Goodness.

Bruce’s Big Call Dinar Intel Tuesday Night 9-2-25 REPLAY LINK   Intel Begins   1:10:10

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Bruce’s Big Call Dinar Intel Tuesday Night 7-29-25 REPLAY LINK   Intel Begins   1:09:30

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Seeds of Wisdom RV and Economic Updates Wednesday Afternoon 9-3-25

Good Afternoon Dinar Recaps,

BRICS Members Refuse to Back Down in US Market Push

Despite aggressive Trump tariffs, BRICS nations are doubling down on U.S. market access while accelerating their de-dollarization strategy.

Tariffs Strengthen BRICS Unity

President Trump’s tariff escalation has targeted BRICS nations with unprecedented increases:

India: tariffs doubled to 50%, largely due to continued Russian oil imports.

• Brazil: tariffs raised to 50%.

• China: sweeping tariffs of up to 145% on imports.

Rather than dividing the bloc, these moves are strengthening BRICS coordination. Russian President Vladimir Putin and Brazilian President Luiz Inácio Lula da Silva have been aligning strategies with Indian Prime Minister Narendra Modi. Modi’s recent trip to China for the SCO summit — his first in seven years — signals a renewed effort at BRICS cohesion in response to tariff pressure.

Chinese officials have been blunt:

• “Using tariffs as a weapon to suppress other countries violates the UN Charter, undermines WTO rules, and is both unpopular and unsustainable,” said Foreign Minister Wang Yi.

• Ambassador to India Xu Feihong added: “Give the bully an inch, he will take a mile.”

An Expanding Economic Powerhouse

BRICS has grown into an economic and geopolitical force:

• Territory: 39.75 million sq km vs. the G7’s 20.05 million.

• Population: 3.3 billion people.

• Economy: 28.9% of global GDP, rising to 42.5% measured by purchasing power parity (PPP).

• Defense: $567 billion in spending compared to NATO’s $1.47 trillion.

The expanded BRICS-Plus now includes Egypt, Ethiopia, Indonesia, Iran, and the UAE, with over 40 additional countries expressing interest — including NATO member Turkey. This growing appeal underscores demand for alternatives to Western-dominated market structures.

De-dollarization Gains Momentum

At the same time, BRICS is accelerating its de-dollarization mission:

• Roughly 20% of oil trading among members now takes place in non-dollar currencies.

• India and China are paying for Russian oil through alternative systems, including Rupee-Vostro accounts.

• Saudi Arabia is considering yuan-denominated oil contracts.

• Indian companies have already settled coal purchases in yuan without intermediaries.

Prime Minister Modi stated at the Kazan summit:
“Economic cooperation could be strengthened through local currencies rather than relying on the dollar.”

Central banks across BRICS continue to reduce dollar reserves, driving the U.S. dollar’s global share to its lowest level in two decades. While the question of a unified BRICS currency remains unresolved, bilateral settlement mechanisms are already weakening dollar dominance.

Why This Matters

The Trump administration’s tariffs were intended to curb BRICS trade leverage, yet they have reinforced the bloc’s unity and economic determination. By pressing forward with de-dollarization while maintaining U.S. market access, BRICS is signaling that the dollar-led system is no longer unquestioned.

Key Takeaway

BRICS is not retreating under pressure — it is leveraging tariffs to consolidate strength, expand partnerships, and accelerate de-dollarization. Even without a single BRICS currency, the bloc is reshaping global trade and finance through alternative systems that bypass the U.S. dollar.

@ Newshounds News™
Source: Watcher Guru

~~~~~~~~~

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