DINARRECAPS8 DINARRECAPS8

Iraqi Dinar Today Video Updates Monday Am 2-19-24

Iraqi Dinar Today Video Updates Monday Am 2-19-24

Wow Windows Open Tomorrow Processing International – 3:30

Congratulations Finally Iraq dinar to Revaluation Its Currency On 1st March- Date Fixed – 2:40

Iraqi Dinar Today Video Updates Monday Am 2-19-24

Wow Windows Open Tomorrow Processing International – 3:30

Congratulations Finally Iraq dinar to Revaluation Its Currency On 1st March- Date Fixed – 2:40

 Wow Windows Open Tomorrow Processing International – 3:30

https://www.youtube.com/watch?v=bChgCGVJ7GM

Congratulations Finally Iraq dinar to Revaluation Its Currency On 1st March- Date Fixed – 2:40

https://www.youtube.com/watch?v=mJ0S1Fim64w

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Awake-In-3D, Economics Dinar Recaps 20 Awake-In-3D, Economics Dinar Recaps 20

An Objective Look at Potential Release Scenarios for a GCR : Awake-In-3D

An Objective Look at Potential Release Scenarios for a GCR

On February 17, 2024 By Awake-In-3D

In RV/GCR

The possible scenarios that unfold from the Global Currency Reset (GCR) proposition by the Elder/Royal Trusts (Global Collateral Gold Accounts) and their allies are stark in contrast and critical in their implications for the future.

This is the third installment of the GCR Origins and Grand Plan for Humanity series.

First and foremost, a Global Financial and Currency Reset cannot simply be forced onto the world. Coercion of such a monumental change would very likely foment suspicion, distrust, and civil unrest over such a sudden departure from a financial system that humanity has lived under for generations.

Imagine the reaction of most people and businesses suddenly exposed to strange new currency notes coming out of ATMs and emergency broadcasts telling them that the old banking and monetary systems are gone.

An Objective Look at Potential Release Scenarios for a GCR

On February 17, 2024 By Awake-In-3D

In RV/GCR

The possible scenarios that unfold from the Global Currency Reset (GCR) proposition by the Elder/Royal Trusts (Global Collateral Gold Accounts) and their allies are stark in contrast and critical in their implications for the future.

This is the third installment of the GCR Origins and Grand Plan for Humanity series.

First and foremost, a Global Financial and Currency Reset cannot simply be forced onto the world. Coercion of such a monumental change would very likely foment suspicion, distrust, and civil unrest over such a sudden departure from a financial system that humanity has lived under for generations.

Imagine the reaction of most people and businesses suddenly exposed to strange new currency notes coming out of ATMs and emergency broadcasts telling them that the old banking and monetary systems are gone.

The most beneficial and peaceful way to introduce Our GCR would be to offer the new asset-backed financial system as a significantly superior alternative over the current fiat currency system.

What about stock markets, investment, and retirement accounts? Not to mention the catastrophic impact that such an unforeseen and sudden monetary change would have on local and global trade.

There is simply no rational or plausible way to publicly implement a sweeping financial system change, over a short period of time without serious unintended consequences.

The most beneficial and peaceful way to introduce Our GCR would be to offer the new asset-backed financial system as a significantly superior alternative over the current fiat currency system.

Once the alternative currency system is offered and explained, two scenarios could likely play out.

Scenario 1: Acceptance of the Plan for Cooperative GCR Reform and Stability

In what I hope to be the more likely scenario, the Western banking cabal, albeit reluctantly, accepts the Elders’ and their Allies’ gold collateral GCR offer. Of course, the primary focus would be on the globally ubiquitous US Dollar.

This acceptance paves the way for the release of historic funds, earmarked for asset-backed currencies, debt relief, and extensive humanitarian projects.

The transition would most certainly lead to the significant devaluation of the US dollar (hence the RV of currencies), but this step is seen as a necessary adjustment towards establishing a stable, equitable global monetary system.

The shift involves transitioning from Fiat Federal Reserve Notes, which are essentially debt instruments, to a gold-backed dollar monetary policy. The new Dollar (call it a USTN, USN, TRN or whatever you like). The new Dollar would be both digital and printed notes.

How this new Dollar would connect out to a global gold-backed ‘unit of value’, and/or a global gold ‘stablecoin’ within foreign exchange and trade is beyond the scope of this article.

Acceptance and cooperation in Our GCR would facilitate a peaceful and successful shift towards prosperity grounded in tangible value, marking the end of an era dominated by fiat “fake money” and the Global Domination Agenda.

Certainly, this scenario’s optimistic pathway will not be without its challenges. The interconnected reality of global finance and trade is complex. Additionally, the Western bankster cabal’s cooperation (standing aside) is a major variable and likely why it’s taken so long for Our GCR to manifest.

Scenario 2: A Descent into Chaos

Conversely, Scenario 2 outlines a more challenging future where the U.S. and the banking cabal resist the Elder Alliance’s GCR vision.

By rejecting the shift to an asset-backed system and economic/humanitarian initiatives, the U.S. risks isolation as the rest of the world moves forward.

This scenario forebodes attempts by entrenched powers to maintain control through imperialistic maneuvers and false-flag events, potentially spiraling into global financial and economic conflict.

This could aptly be described as ‘The Bad Guy Reset’ Plan for humanity and introduced during the current financial system’s accelerating downfall and collapse.

The refusal to accept Scenario 1 would likely precipitate the collapse of the dollar, leading to a comprehensive social and economic breakdown within the U.S., and setting the stage for elements like programmed CBDCs, bank bail-ins and the mass confiscation of securitized assets worldwide.

Also see: How the Global Banking Cabal Plans to Take Everything in Their Great Financial Reset and How the DTCC-Cede & Co. Seek to Own Everything in the Next Financial Super Crisis

This worst-case outlook paints a bleak picture of desperation and decay, driven by a refusal to abandon a fundamentally flawed financial model.

In both scenarios, the fundamental choices made by the banking cabal and Humanity (We the People) will dictate the course of history.

Scenario 1 offers a roadmap to a reformed, stable and revitalized global economy, while Scenario 2 serves as a dystopian ‘reset’ extension of the fiat currency debt system reborn.

To be clear, both scenarios lead to Our GCR, I am personally convinced of this.

Scenario 2 would serve to awaken a far greater portion of humanity to the weaponization, loss of freedoms, and the financial slavery of any form of fiat monetary system.

Yet, obviously, the first scenario is preferable for obvious reasons. Given the growing chaos and divisions ongoing in today’s world, it’s simply impossible to predict the path ahead.

The stakes could not be higher, nor could the importance of our participation in standing up for Scenario 1 and resisting Scenario 2 into oblivion.

To be continued in Part 4: The Elder Plan and the BRICS Alliance as a catalyst for Scenario 1

© GCR Real-Time News

Visit the GCR Real-Time News website and search 100’s of articles here: Ai3D.blog
Join my Telegram Channel to comment and ask questions here: GCR_RealTimeNews
Follow me on Twitter: @Real_AwakeIn3D

Also see: Part 1: The Grand Financial Plan and the Elder Guardians of Historical Wealth and Part 2: Heroes, Banking Cabals and the GCR Revolutionary War

https://ai3d.blog/an-objective-look-at-potential-release-scenarios-for-a-gcr/

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Chats and Rumors, MarkZ Dinar Recaps 20 Chats and Rumors, MarkZ Dinar Recaps 20

"Coffee With MarkZ" Monday Morning Chat 2-19-2024

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Happy Presidents Day to everyone

Member: Looks like another 3 day weekend will come and go without an RV..oh well, Hope springs eternal

Member: Have faith and hold on because I believe this could be the week

Member: Mark, What have you heard lately?

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ  Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Happy Presidents Day to everyone

Member: Looks like another 3 day weekend will come and go without an RV..oh well, Hope springs eternal

Member: Have faith and hold on because I believe this could be the week

Member: Mark, What have you heard lately?

MZ: MilitiaMan did a good one. Talking about the “natural resources” and the ascension to the World Trade organization. Iraq has got a lead position in a number of committees ect… in the WTO. And there are meetings scheduled throughout the year. They have to be full members to do these so to me it is very clear we are about to see Iraqs ascension into the WTO in the very near future.

MZ: Nearly every economist out there is calling for a new rate before that occurs. MM did a great breakdown….be sure to go watch it and like and share his videos.

​​Member: I have a feeling we are more than close to seeing the good people of Iraq step on to the world stage.

MZ: A number of people out there are still worried about the number if dinar in circulation. Keep in mind that has been greatly reduced through auctions and they have been removing billions . Whould they like to remove more? Yes and that is why they are using electronic platforms to cut down on refinancing  rats out there.

Member:  isn't zimbabwe supposed to make their gold backed entry today?

Member:  Mark, you are very upbeat for a Monday...do you know something you can't talk about?

MZ: “BRICS “Leading bank predicts US dollar will fall” Scotia bank specifically is looking for a rough year for the US dollar.

MZ: “Mushahid hopes Pakistan can join BRICS with Russian support”  Pakistan is moving closer to Russia and China. Most of the commodity rich world is moving in that direction.

Member:  Hey Mark, have you heard anything from your bank contacts or bond contacts?

Member On Mondays its usually quqiet on the RV side until latere in the day. Maybe there will be news for tonights podcast?

Member: I hope the big things still supposed to happen on the 20th?

Member: What does your guy say about tomorrow Mark?

MZ: That it’s highly possible.

Member:  Mods, I want to thank you for everything you do and the thankless, hard work you out in! You all are amazing!! Thank you!

​Member: Just waiting for the word so I can turn in my already done and waiting 2 week notice!

Member: Praying this is our week.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE.”PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

Odysee at: https://odysee.com/@theoriginalmarkz:e OR THE RUMBLE CHANNEL: https://rumble.com/user/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

MARK’S TELEGRAM ROOM FOR WORLD NEWS EVENTS & CHAT? LINK: https://t.me/TrollingNews_telegram

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL THIS EVENING FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, divisive social commentary, medical opinions or many guests on this stream……just RV/currency related topics.

Twitch:   https://www.twitch.tv/theoriginalmarkz

Youtube:     https://www.youtube.com/watch?v=knk65lQjUa4

PDK Note: I will only transcribe RV Related or Intel with Financial relevance. If any certain political –type picture is posted on Marks videos I will not show it.

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Chats and Rumors, Economics Dinar Recaps 20 Chats and Rumors, Economics Dinar Recaps 20

News, Rumors and Opinions Monday 2-19-2024

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 19 Feb. 2024

Compiled Mon. 19 Feb. 2024 12:01 am EST by Judy Byington

Global Currency Reset: (RUMORS)

Rumor was that the GCR would go around the same time as activation of the Emergency Broadcast System.

There’s a lot of speculation that it could go by Tues. 20 Feb. Some “reporters” have often said it would go during a three day weekend, which was this weekend’s President’s Day that ran through Mon. 19 Feb.

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 19 Feb. 2024

Compiled Mon. 19 Feb. 2024 12:01 am EST by Judy Byington

Global Currency Reset: (RUMORS)

Rumor was that the GCR would go around the same time as activation of the Emergency Broadcast System.

There’s a lot of speculation that it could go by Tues. 20 Feb. Some “reporters” have often said it would go during a three day weekend, which was this weekend’s President’s Day that ran through Mon. 19 Feb.

Thurs. 15 Feb. MarkZ: “I was told that their goal is by Tues. 20 Feb, but I could live with 10 days or by the end of February.

Monies for the Global Currency Reset have been (allegedly)  released by the Chinese Elders. Intel providers were being leaned on not to disclose information.

On Thurs. 25 Jan. the gold-backed US Dollar was(allegedly)   introduced from the US Treasury in Reno.

On Fri. 26 Jan. all 86 Global Currency Reset platforms were(allegedly)   loaded and launched.

By Sun. 28 Jan. the new Iraqi Dinar Rate (which had been (allegedly)  released in-country on Mon. 1 Jan.) and the new US gold-backed Note were both trading on the Forex.

The Federal Reserve says the new Dinar International Rate is(allegedly)   $4.81

Fri. 2 Feb. The Iraqi Stock Exchange (ISX) completed their linkup of international platforms and were live: https://dinarevaluation.blogspot.com/2024/02/rv-update-by-walkingstick-2-feb.html

The Chinese Elders released Dubai 1 Funds into Paymaster Accounts for Tier 1 (different countries governments) that were now liquid and being paid out. Dubai 2 funds for Tiers 2,3,4a (Groups) were released on Sun. 4 Feb. and were liquid on Fri. 9 Feb. Dubai 3 funds for Tier 4b (Us, the Internet Group) were released on Wed. 7 Feb.

Some Whales, Bond People and others in Tiers 1, 2, 3 have been (allegedly)  paid and were under NDAs.

Three Whales broke their NDAs and started talking. Their accounts were(allegedly)   frozen after 30 years of waiting. Please be careful everyone.

Sat. 10 Feb. BRICS countries were (allegedly)  informed of their new currency rates and Tier4b funds were liquid in Paymaster Accounts.

Mon. 12 Feb. liquidity (allegedly)  began.

Global Financial Crisis:

Sat. 17 Feb. Breaking: Iraq’s Financial Revolution – 8 Banks Banned from USD Transactions Unleash Currency Turmoil (The Blacklist) – Protocol 20 The Double-Edged Sword of Iraq’s – American Media Group (amg-news.com)

Leading Bank Predicts The US Dollar Will ‘Fall’! The US dollar is facing stiff competition from global currencies and the BRICS alliance is aiming to topple the USD. While the US dollar is battling to survive, other currencies, including BRICS have ganged up against the USD. The battle of the currencies will continue throughout this decade leading to market volatility. BRICS is planning to uproot the US dollar’s hegemony by using local currencies for cross-border payments. The forecast indicates that the US dollar will fall the most in 2024 and continue its downward trend thereafter. The development gives ammunition’ to BRICS and other local currencies to replace the US dollar as the world’s reserve. …Watcher Guru https://t.me/TheOfficialSantino

General Electric reported a pension deficit of about $8 billion at the end of 2023. https://www.barrons.com/articles/ge-vernova-spinoff-sec-5cec8075

Sat. 17 Feb. Weekends and holidays are the perfect time to catch people off guard. Like a street thug committing a mugging, capital controls blindside most people—otherwise, they wouldn’t be effective. The government declares a surprise bank holiday and shuts all the banks—mere hours after they denied they were even thinking about such actions. They impose capital controls to stop citizens from taking their money out of the country. Once a desperate government has your money within its reach, it’ll find a way to take as much of it as possible. Don’t be surprised if your local currency suffers a massive devaluation, bank deposits are suddenly worth a fraction of what they were just yesterday, or the government imposes an emergency tax. https://internationalman.com/articles/the-1-warning-sign-capital-controls-are-coming-soon-and-4-ways-to-beat-them/

Sun. 18 Feb. BRICS Leading Bank Predicts US Dollar Will Fall: https://watcher.guru/news/brics-leading-bank-predicts-the-us-dollar-will-fall

Read full post here:  https://dinarchronicles.com/2024/02/19/restored-republic-via-a-gcr-update-as-of-february-19-2024/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   The high quality sample sheets [of new lower note dinar samples] are for the employees but eventually when the CBI is ready then they will invite the Iraqi citizens to come to the banks through their apps on their phones...flyers...billboards...television...commercials to come in.  'We would like to introduce you to the new lower notes that we would like to be giving you.'  They'll project these new 1, 5, 10, 20, 50, 100 on the Channel One Iraqi Financial News.

Militia Man  [Mr. IT Guy Bank Story] My brother asked [JP Morgan Wealth Manager] whether he could bypass the US dollar and exchange straight from the IQD to gold and silver and the private banker said he didn't know but he would find out and call him back.   MILITIA MAN:   My understanding is that is possible...I have been told some time ago by more than one source that if the currency is traded on the FX...an international acceptable foreign exchange currency...they'll take that currency in exchange for precious metals. 

When Exactly Will The Fed Pivot, And What Happens To Markets Next? | E.B. Tucker

David Lin:  2-19=2024

E.B. Tucker, Editor of The Tucker Letter, discusses the major risks and opportunities for investors in 2024 and beyond.

0:00 - Intro

1:00 - The Tucker Letter

2:30 - Bitcoin

6:11 - Fed pivot

9:48 – Cybersecurity

 12:35 - Market risks

https://www.youtube.com/watch?v=gonYCeZLcGU

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Militiaman, News Dinar Recaps 20 Militiaman, News Dinar Recaps 20

MilitiaMan: Iraqi Dinar -- IQD -- Natural Resoucres -- Highest in the World - Integration Global Economy -

Iraqi Dinar -- IQD -- Natural Resoucres -- Highest in the World - Integration Global Economy -

MilitiaMan and Crew:  2-18-2024

The Crew:  Samson, PompeyPeter, Petra, Angel1,  Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

Iraqi Dinar -- IQD -- Natural Resoucres -- Highest in the World - Integration Global Economy -

MilitiaMan and Crew:  2-18-2024

The Crew:  Samson, PompeyPeter, Petra, Angel1,  Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=RCNiIzucIF0

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Aiming for Less

Aiming for Less

Richard Quinn  |  Jan 5, 2024 Humble Dollar

WHAT DOES IT MEAN to “live within your means”? To answer the question, we first need to define “means.”

If your gross income is $60,000, that income isn’t your means. For starters, you need to subtract income and payroll taxes. To live within your means, you need to spend no more than your net income—income after taxes and other withholdings.

I’ll go further and suggest that your true means are your income net of monthly savings for retirement and financial emergencies. Some people do even better. They live below their means, meaning they save extra—denying themselves spending that many others happily embrace.

Living below your means isn’t about deprivation or sacrificing all enjoyment. Rather, it’s about making a conscious decision to prioritize financial security. If you’re already saving enough to meet long-term and short-term goals, living far below your means strikes me as unnecessary, even punitive. I’m not a fan of super-frugality.

Aiming for Less

Richard Quinn  |  Jan 5, 2024 Humble Dollar

WHAT DOES IT MEAN to “live within your means”? To answer the question, we first need to define “means.”

If your gross income is $60,000, that income isn’t your means. For starters, you need to subtract income and payroll taxes. To live within your means, you need to spend no more than your net income—income after taxes and other withholdings.

I’ll go further and suggest that your true means are your income net of monthly savings for retirement and financial emergencies. Some people do even better. They live below their means, meaning they save extra—denying themselves spending that many others happily embrace.

Living below your means isn’t about deprivation or sacrificing all enjoyment. Rather, it’s about making a conscious decision to prioritize financial security. If you’re already saving enough to meet long-term and short-term goals, living far below your means strikes me as unnecessary, even punitive. I’m not a fan of super-frugality.

Living prudently is about managing your finances responsibly and making choices that align with your income. The key words here are “align with your income.” Living within your means is easier as your income rises, and yet many higher-income folks fail to do so.

Where you live is a factor, too. I live in the third highest income-tax state, one that also has the nation’s highest property taxes. The average property tax in our town is $17,206, and our bill is $13,600. One result: Our monthly fixed costs are $4,193.

These expenses include property taxes, homeowners’ association fees, and all insurance and utility bills. They don’t include the cost of groceries, gasoline, clothing, personal care services, gifts, eating out or car maintenance. It also doesn’t include any expenses related to our vacation home.

While some say they live comfortably in retirement on $50,000 a year, it costs us much more. We live comfortably, not luxuriously, but where we live makes a big difference in what it takes to do that. In other words, how much a person spends isn’t, by itself, an accurate indicator of frugality or prudent spending. Still, we manage to live below our means. One sign: We’re retired, and yet we still save each month.

Living within your means is easy. Let me rephrase that: It should be easy, but for many people, it isn’t. They falter in the face of all the pressure and encouragement to spend.

Some people will say that tracking your income and expenses is essential. Typical advice includes creating a budget to identify areas where you can cut back. I disagree. I contend the real problem isn’t a lack of knowledge about spending. Rather, it’s a lack of discipline, an inability to stay focused on financial goals and a propensity to rationalize spending.

My advice is to avoid impulse purchases. Don’t succumb to the temptation to buy things you don’t need or can’t afford. Give yourself time to think before making purchases.

To continue reading, please go to the original article here:

https://humbledollar.com/2024/01/aiming-for-less/

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News DINARRECAPS8 News DINARRECAPS8

Iraq Economic News and Points to Ponder Late Sunday Evening 2-18-24

Iraq Economic News and Points to Ponder Late Sunday Evening 2-18-24

Tlm724 Administrator Bondlady’s Corner

The Central Bank Of Iraq Reveals The Mechanism For Granting License Applications For Electronic Payment Companies

February 18, 2024   The Central Bank of Iraq revealed the mechanism for accepting and studying applications for granting licenses to electronic payment companies, confirming the continued receipt of licensing applications.

The Central Bank specified that the applicant,   whether a natural or legal person,   must have at least three years of experience in the field of electronic payment and the payments industry, and  this includes the founders and participants, indicating that the  application includes a detailed explanation of the added value to the electronic payment sector in Iraq that will be provided by the company to be licensed.

 Especially in the field of modern collection techniques and enriching the Iraqi market with distinguished and applicable service.

 The bank stressed the necessity of submitting a request for a detailed technical feasibility study of what the company to be licensed will provide, pointing out that the request includes the minimum standards for accepting applications for obtaining a license to operate as an electronic payment service provider, in addition to what is stated in the electronic money payment services system No. (3). For the year 2014.

Iraq Economic News and Points to Ponder Late Sunday Evening 2-18-24

Tlm724 Administrator Bondlady’s Corner

The Central Bank Of Iraq Reveals The Mechanism For Granting License Applications For Electronic Payment Companies

February 18, 2024   The Central Bank of Iraq revealed the mechanism for accepting and studying applications for granting licenses to electronic payment companies, confirming the continued receipt of licensing applications.

The Central Bank specified that the applicant,   whether a natural or legal person,   must have at least three years of experience in the field of electronic payment and the payments industry, and  this includes the founders and participants, indicating that the  application includes a detailed explanation of the added value to the electronic payment sector in Iraq that will be provided by the company to be licensed.

 Especially in the field of modern collection techniques and enriching the Iraqi market with distinguished and applicable service.

 The bank stressed the necessity of submitting a request for a detailed technical feasibility study of what the company to be licensed will provide, pointing out that the request includes the minimum standards for accepting applications for obtaining a license to operate as an electronic payment service provider, in addition to what is stated in the electronic money payment services system No. (3). For the year 2014.

 The bank confirmed that it will reject all applications that do not meet the aforementioned licensing conditions.

     :diamonds: To view the minimum standards for accepting applications to obtain a license to operate as an electronic payment service provider. Click here.  https://cbi.iq/static/uploads/up/file-17082531764307.pdf   

 Central Bank of Iraq   information Office   18 - February – 2024   https://cbi.iq/news/view/2515

~~~~~

[approximate translation of  https://cbi.iq/static/uploads/up/file-17082531764307.pdf     

 Minimum standards for accepting applications to obtain a license to operate as an electronic payment service provider, in addition As stated in the electronic payment services system

1 | Experience in the field of financial services and electronic payment:

 Applicants must have experience in the financial services industry and management, especially payment

It is also preferable to be a shareholder from one of the leading companies in the field of technology ol

C Electronic payment in other countries, in addition to the organizational and technical skills necessary to operate the system and risk management related to it.

2 | Solvency:

A: The applicant must have a strong and stable financial ability to operate the electronic payment service effectively

To deal with potential financial challenges, it is assessed through an institutional investment review

The company works in various commercial fields.

B- Local and foreign shareholders (companies) must submit proof that they have achieved a profit for the last three years

Years and the license of the sectoral entity within the country for the local shareholder and in the home country for the foreign shareholder

With the license of the sectoral authority that granted the license, certified by the embassy of his country in Iraq.

C- Individual shareholders must submit documents proving the sources of funds, in addition to a statement  Account for the last three years.

3 | Technical innovation and added value:  

 The submitted proposal must include providing technical solutions that enhance this bank’s strategy to shift towards payment and collection

Electronically, it is preferable to include attracting modern technology in the payments industry

The services to be provided are different and superior to the services currently provided in the market and will create a qualitative breakthrough In this area.

 4 | Outstanding customer services: The applicant must provide excellent support services to customers to meet their needs  ox 

 -Customer Protection Program: When submitting a registration application, submitting the customer protection programs includes a description

Customer protection measures

Provided that the dispute resolution mechanism and necessary measures are in place to protect and preserve customer funds in cases where...

This requires the privacy and information protection policy and the fees and commissions for each service.

5 | Integrity and transparency: 

Necessary measures are taken by this department to inquire about the legal position of the company's founders

Natural and legal persons and address the Office of the Compliance Controller and the Legal Department at this bank

The Office of Combating Money Laundering and Terrorist Financing and law enforcement agencies. |

 6 | Position of the foreign shareholder: 

The foreign shareholder (companies or individuals) or one of the foreign administrations must provide proof of integrity

Their security and financial position and evidence of their non-involvement in money laundering and terrorist financing crimes from their country    The mother is certified by their embassy in Iraq.

7 | Fraud management and anti-money laundering: 

  The offer must include the procedures and systems that the company will use to limit operations

 Fraud, anti-money laundering, terrorist financing, know-your-customer procedures and risks

The other.

 8 | Company strategy:

1. The general objectives of the company.

2. Comprehensive feasibility study:

The applicant must attach a feasibility study prepared by a specialized consulting office from the listed offices

Their names are included in the bulletin of consulting offices licensed and issued by the Association of Accountants and Auditors in both languages

Demand contracts, strategy provider such as aspects, from the lowest many and English and include as much as Arabic

Related to the provision of payments services, the proposed operating model, risk management, and financial flow chart

Funds, organizational structure, customer protection policies, IT infrastructure, and scalability

Proposers, risk staff and qualifications of the commissioner, of the director's scientific and interoperability qualifications

The main procedures affecting the applicant, anti-money laundering and terrorist financing procedures, and the bank

Settlement. The feasibility study must also include a realistic assessment of the current state of the electronic payment industry

 In Iraq and measuring the chances of success of the company to be established in this sector.

3. Analyze the strengths and weaknesses, challenges and risks that each service may face.

It is planned to be launched during the period during which the study and appropriate solutions and alternatives to confront it are being prepared.

 4. Future financial expectations in addition to expectations that the applicant will meet

With the license to operate the necessary operational and technical requirements according to capital requirements Granted.

9 | Information security and customer protection:

The company must be able to adopt the best international standards for information security and protection    Customers and their privacy.

10 | Activities that the company wishes to engage in in the field of electronic payment:

 11 | The company’s intention to engage in other activities outside the scope of the required license:

The extent to which other activities are related and their impact on the company’s main activity

 12 | CV of the proposed managing director and shareholders:

The proposed authorized director must have successful experience in the electronic payment sector.

 13 | Evaluation of the company based on an interview with shareholders and founders:

The company is evaluated based on interviews and data submitted to the Payment Service Providers Monitoring Department Email

Approximate translation of  https://cbi.iq/static/uploads/up/file-17082531764307.pdf     

The Central Bank Of Iraq Organizes A Workshop For Officials Of The Public Awareness And Protection Departments

February 18, 2024    The Central Bank of Iraq organized a workshop for public awareness and protection officials in government and private banks.

     The workshop reviewed the most prominent challenges and obstacles facing the Iraqi banking sector, discussed the required treatments, and presented proposals for a clear working mechanism to deal with complaints, requests, and inquiries received from the banking public.

     The workshop addressed the need to provide the best services to the public and emphasized the importance of speed in responding to customer inquiries and complaints with the aim of enhancing public confidence in the banking sector.

     It is noteworthy that holding this workshop came as a continuation of the plan of the Central Bank of Iraq to expand the role of these vital departments in banks and enhance their role, which is reflected in the development of services provided to the public.     

Central Bank of Iraq     information Office     18 - February – 2024   https://cbi.iq/news/view/2514  

 

To read more current and reliable Iraqi news please visit BondLady’s Corner: https://www.bondladyscorner.com/ 

 

Points To Ponder on Anxiety about the Future

Go forth to meet the shadowy Future without fear and with a manly heart.  - Henry Wadsworth Longfellow

I may be compelled to face danger, but never fear it, and while our soldiers can stand and fight, I can stand and feed and nurse them.  - Clara Barton

The fishermen know that the sea is dangerous and the storm terrible, but they have never found these dangers sufficient reason for remaining ashore.  - Vincent van Gogh

Fear is one thing. To let fear grab you and swing you around by the tail is another.  - Katherine Paterson

I have not ceased being fearful, but I have ceased to let fear control me.  - Erica Jong

 

http://famousquotesandauthors.com/topics/anxiety_about_the_future_quotes.html 

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Iraqi Dinar Today / Currency Insider Video Updates Sunday Afternoon 2-18-24

Iraqi Dinar Today / Currency Insider Video Updates Sunday Afternoon 2-18-24

raqi Dinar Today Video Updates Sunday Afternoon 2-18-24

Massive News International Banks Exchange Your Dinar With New Rate - 2:39

Currency Insider Iraqi Dinar - Dong Updates Sunday Afternoon 2-18-24

Al Sudani Big Demand – 2:40

Iraqi Dinar Today / Currency Insider Video Updates Sunday Afternoon 2-18-24

Iraqi Dinar Today Video Updates Sunday Afternoon 2-18-24

Massive News International Banks Exchange Your Dinar With New Rate -  2:39

Currency Insider Iraqi Dinar - Dong Updates Sunday Afternoon 2-18-24

Al Sudani Big Demand – 2:40

 Massive News International Banks Exchange Your Dinar With New Rate – 2:39

https://www.youtube.com/watch?v=B8bA5l7zG2c

Al Sudani Big Demand – 2:40

https://www.youtube.com/watch?v=voFyZ4rsE2I

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Advice, Personal Finance, Security DINARRECAPS8 Advice, Personal Finance, Security DINARRECAPS8

Outsmarting Pickpockets and Thieves

Outsmarting Pickpockets and Thieves

By Rick Steves 

A money belt tucked underneath your clothes keeps your essentials on you as securely and thoughtlessly as your underweaCrowded transit lines that cover tourist sights are happy hunting grounds for pickpockets — stay in physical contact with your bags.

While Europe has little violent crime, it does have its share of petty purse snatching, pickpocketing, phone grabbing, and general ripping off of tourists — especially in places where tourists gather. Thieves target vacationers — not because they're mean, but because they're smart. Travelers have all the good stuff in their bags and wallets. Loaded down with valuables, jetlagged, and bumbling around in a strange new environment, we stick out like jeweled thumbs. If I were a European street thief, I'd specialize in Americans — my card would say "Yanks R Us."

If you're not constantly on guard, you'll have something stolen. One summer, four out of five of my traveling companions lost cameras in one way or another. (Don't look at me.) But in more than 4,800 days of travel, I've been pickpocketed only once (on the Paris Métro, on a rare day I didn't wear my money belt) and mugged a single time (in a part of London where only fools and thieves tread).

Outsmarting Pickpockets and Thieves

By Rick Steves 

A money belt tucked underneath your clothes keeps your essentials on you as securely and thoughtlessly as your underweaCrowded transit lines that cover tourist sights are happy hunting grounds for pickpockets — stay in physical contact with your bags.

While Europe has little violent crime, it does have its share of petty purse snatching, pickpocketing, phone grabbing, and general ripping off of tourists — especially in places where tourists gather. Thieves target vacationers — not because they're mean, but because they're smart. Travelers have all the good stuff in their bags and wallets. Loaded down with valuables, jetlagged, and bumbling around in a strange new environment, we stick out like jeweled thumbs. If I were a European street thief, I'd specialize in Americans — my card would say "Yanks R Us."

If you're not constantly on guard, you'll have something stolen. One summer, four out of five of my traveling companions lost cameras in one way or another. (Don't look at me.) But in more than 4,800 days of travel, I've been pickpocketed only once (on the Paris Métro, on a rare day I didn't wear my money belt) and mugged a single time (in a part of London where only fools and thieves tread).

My various rental cars have been broken into a total of six times (broken locks, shattered windows, lots of nonessential stuff taken), and one car was hot-wired (and abandoned a few blocks away after the thief found nothing to take). Not one of my hotel rooms has ever been rifled through, and I simply don't let thoughts of petty crime — or the rare instance of it — spoil the fun of being abroad.

Many tourists get indignant when pickpocketed or ripped off. If it happens to you, it's best to get over it quickly. You're rich and thieves aren't. You let your guard down and they grabbed your camera. It ruins your day and you have to buy a new one, while they sell it for a week's wages on their scale. It's wise to keep a material loss in perspective.

There probably aren't more thieves in Europe than in the US. We just notice them more because they target tourists. But remember, nearly all crimes suffered by tourists are nonviolent and avoidable. Be aware of the possible pitfalls of traveling, but relax and have fun. Limit your vulnerability rather than your travels.

If you exercise adequate discretion, stay aware of your belongings, and avoid putting yourself into risky situations (such as unlit, deserted areas at night), your travels should be about as dangerous as hometown grocery shopping. Don't travel fearfully — travel carefully.

Here's some advice given to me by a thief who won the lotto.

Be prepared. Before you go, take steps to minimize your loss in case of theft. Make copies of key documents, and store them online. Consider getting theft insurance for expensive electronics. Leave your fancy bling at home. Luxurious luggage lures thieves. The thief chooses the most impressive suitcase in the pile — never mine.

Mobile payment technology reduces the need to handle your cards or cash; if you have a payment app such as Apple Pay, Google Pay, or PayPal on your phone, become familiar with it before your trip.

If your phone disappears, you're out not just the cost of the device — but also the photos and personal data stored on it. It's smart to take extra precautions before your trip: Make sure you've got a "find my phone"-type app, back up your data, and enable password protection. While traveling, use the Wi-Fi at your hotel to back up your phone and its photos each night. If you don't know how to sync your stuff to the cloud, learn before your trip.

Wear a money belt. A money belt is a small, zippered fabric pouch on an elastic strap that fastens around your waist. I almost never travel without one — it's where I put anything I really, really don't want to lose.

To continue reading, please go to the original article here:

https://www.ricksteves.com/travel-tips/theft-scams/outsmarting-pickpockets

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The 28 Enlightening Ways to Stay or Become Poor : Awake-In-3D

The 28 Enlightening Ways to Stay or Become Poor

On February 17, 2024 By Awake-In-3D

In Random Thoughts

We all desire success and prosperity along with the ability to sustain or maintain our achievements.

Yet few are able to actually realize their ultimate goals in the process.

Learning from mistakes, both personal and observed, provides valuable insight into the obstacles to avoid along the path to achievement.

To be successful and become one of the few who has weathered the storms of failure, harnessed the power of resilience, and embraced the spirit of continuous improvement, identifying these obstacles creates a roadmap to success.

The 28 Enlightening Ways to Stay or Become Poor

On February 17, 2024 By Awake-In-3D

In Random Thoughts

We all desire success and prosperity along with the ability to sustain or maintain our achievements.

Yet few are able to actually realize their ultimate goals in the process.

Learning from mistakes, both personal and observed, provides valuable insight into the obstacles to avoid along the path to achievement.

To be successful and become one of the few who has weathered the storms of failure, harnessed the power of resilience, and embraced the spirit of continuous improvement, identifying these obstacles creates a roadmap to success.

The 28 ways to stay poor serve as a reverse guide, highlighting common behaviors and mindsets that can block progress, limit potential, and perpetuate (or create) a cycle of poverty.

They are also a guide for what not to do to maintain success and prosperity.

Each point encapsulates a critical mistake to be avoided, a mindset to be shifted, or a behavior to be corrected.

Understanding and internalizing these points allows us to steer clear of self-sabotage, progress towards growth and success, and ultimately build a foundation for lasting prosperity.

1. Start Tomorrow: Delaying action on your goals leads to missed opportunities and perpetual stagnation. Procrastination creates a cycle where tomorrow never comes, resulting in unfulfilled dreams and regrets.

2. Read Books. Do Nothing: While reading is valuable, knowledge without application is futile. Taking no action based on what you learn prevents growth and improvement in your life and endeavors.

3. Take advice from poor people on how to be rich: Seeking financial guidance from those who haven’t achieved success in that area leads you astray, as their advice may not be based on experience or expertise.

4. Be in a relationship that makes you feel guilty about working: A partner who discourages your ambitions or makes you feel bad about pursuing your goals hinders your progress and limit your success.

5. Fail once, quit forever: Viewing failure as a permanent setback rather than a learning opportunity prevents you from trying again and ultimately achieving success.

6. Think the world is fair: Expecting fairness in all aspects of life leads to a sense of entitlement and disillusionment when things don’t go your way, hindering your ability to adapt and overcome challenges.

7. Blame your circumstances: Constantly attributing your lack of progress or success to external factors removes your sense of agency and control over your life, preventing personal growth and improvement.

8. Complain: Focusing on problems without actively seeking solutions wastes time and energy that would be better spent on productive actions towards your goals.

9. Expect the government to save you: Relying solely on external sources, such as government assistance, for financial security limits your independence and personal responsibility in building wealth and stability.

10. Value the opinion of others over your own: Prioritizing external validation and approval over your own beliefs and instincts leads to poor decision-making and a lack of confidence in your own abilities.

11. Avoid Discomfort: Shying away from discomfort and challenges prevents personal growth and development. Growth often occurs outside of your comfort zone, so avoiding discomfort restrains your progress.

12. Tolerate Mediocrity: Settling for average or mediocre results instead of striving for excellence limits your potential and prevent you from standing out in your field.

13. Make promises. Break promises: Being inconsistent and unreliable in keeping your commitments damages trust and relationships, hindering your ability to succeed in various aspects of life.

14. Wait for perfect conditions: Waiting for ideal circumstances before taking action leads to missed opportunities and perpetual inaction, as perfect conditions rarely exist.

15. Prioritize looking rich over being rich: Focusing on appearances and material possessions rather than building genuine wealth and financial stability leads to a cycle of debt and insecurity.

16. Avoid working on what matters most: Engaging in tasks that don’t align with your long-term goals and priorities lead to wasted time and energy on activities that don’t contribute to your success.

17. Say you’re going to do something. Don’t do it: Failing to follow through on your intentions and commitments can damage your credibility and trustworthiness, reducing your relationships and opportunities for growth.

18. Do what everyone else is doing: Following the crowd without critical thinking or independent decision-making leads to mediocrity and missed opportunities for innovation and success.

19. Do “your best” not what it takes: Settling for subpar effort and performance, rather than pushing yourself to excel and go above and beyond, limits your achievements and potential for success.

20. Talk more. Do less: Engaging in empty conversations without taking meaningful action leads to a lack of progress and results in your endeavors.

21. Start something new today. Start something new tomorrow. Repeat: Lack of consistency and focus in pursuing your goals perpetuates scattered efforts and a lack of progress towards achieving success.

22. Believe what other people think of you, more than what you think of you: Prioritizing external opinions and judgments over your own self-awareness and self-belief creates self-doubt and a lack of confidence in your abilities.

23. Make mistake. Repeat mistake: Failing to learn from your mistakes and repeating them extinguishes growth and improvement, leading to recurring setbacks and obstacles in your journey.

24. Be replaceable: Failing to invest in developing unique skills and qualities that set you apart makes you easily replaceable in various aspects of your life, limiting your value and opportunities for success.

25. Find something that works. Stop doing it: Abandoning successful strategies and methods prematurely diverts your progress and prevents you from maximizing your potential and achievements.

26. Hang around dumb people: Surrounding yourself with individuals who don’t challenge or inspire you impedes your personal and professional growth, hindering your ability to innovate and succeed.

27. Assume you’re always right: Failing to consider feedback, alternative perspectives, and opportunities for growth stimulates arrogance and closed-mindedness, blocking your ability to learn and improve.

28. Make money. Spend more than what you made: Living beyond your means and failing to save or invest wisely creates a state of financial instability and a cycle of debt, preventing long-term wealth accumulation and security.

I’ve found these insights personally invaluable.

Alex Hormozi, the author of these 28 points, has faced and overcome each point on his personal path to success.

Want to learn more? Watch Alex personally explain each point here in under 22 minutes:

https://youtu.be/9ySuYdJ0H4s

© GCR Real-Time News

Visit the GCR Real-Time News website and search 100’s of articles here: Ai3D.blog
Join my Telegram Channel to comment and ask questions here: GCR_RealTimeNews
Follow me on Twitter: @Real_AwakeIn3D

https://ai3d.blog/the-28-enlightening-ways-to-stay-or-become-poor/

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More News, Rumors and Opinions Sunday PM 2-18-2024

KTFA:

Frank26:  "SUDANI DECLARES IRAQ SOVEREIGN & FREE!!!"............F26

Al-Sudani discusses with members of the US Congress the end of the international coalition’s mission and the transition to bilateral relations

2/17/2024

Prime Minister Muhammad Shiaa Al-Sudani discussed, with members of the US Congress, today, Saturday, the end of the international coalition’s mission in Iraq.

Al-Sudani’s media office stated in a statement received by {Al-Furat News} that “Prime Minister Muhammad Shia’ al-Sudani received four members of the US Congress, namely: Mike Turner, McKeirl, Joe Wilson, and Gerry Connolly, on the sidelines of his Excellency’s participation in the 2024 Munich Security Conference.” .

KTFA:

Frank26:  "SUDANI DECLARES IRAQ SOVEREIGN & FREE!!!"............F26

Al-Sudani discusses with members of the US Congress the end of the international coalition’s mission and the transition to bilateral relations

2/17/2024

Prime Minister Muhammad Shiaa Al-Sudani discussed, with members of the US Congress, today, Saturday, the end of the international coalition’s mission in Iraq.

Al-Sudani’s media office stated in a statement received by {Al-Furat News} that “Prime Minister Muhammad Shia’ al-Sudani received four members of the US Congress, namely: Mike Turner, McKeirl, Joe Wilson, and Gerry Connolly, on the sidelines of his Excellency’s participation in the 2024 Munich Security Conference.” .

The statement added, "During the meeting, bilateral relations between Iraq and the United States were discussed, and ways to enhance constructive cooperation, as well as a number of files and issues of common interest were reviewed. The meeting also touched on the ongoing dialogue regarding ending the mission of the international coalition in Iraq, after the arrival of the security forces." Iraq has reached an advanced stage of readiness and high performance, and the transition to broad bilateral relations between Iraq, the United States of America, and the rest of the coalition countries.”

The Prime Minister stressed, "the necessity of developing relations between the two countries at various levels and sectors, without limiting them to the security aspect only," pointing to "the state of recovery that Iraq is going through, the reforms it is witnessing in various economic and financial sectors, and the progress of concluding integrated economic partnerships with countries in the region." "And the world, which will contribute to promoting development and achieving stability for the country."

For their part, members of the US Congress indicated their "interest in the success of the Iraqi government in several aspects," stressing "the importance of Iraq and its role in enhancing security and stability in the region."  LINK

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Frank26:  "NOT AT A PROGRAM RATE BECAUSE THE EVIDENCE IS SO PROFOUND!!!"...........F26

Sudanese Advisor: Iraq is on the cusp of a transitional stage in the development of promising economies globally

2/17/2024  Baghdad

On Saturday, the financial advisor to the Prime Minister, Mazhar Muhammad Salih, explained the six principles launched by Prime Minister Muhammad Shiaa Al-Sudani, to maximize value chains and sustain the development momentum in the country, while stressing that Iraq is on the cusp of a transitional stage in the development of promising economies globally.

Saleh said, in a statement reported by the official news agency and seen by Al-Iqtisad News, that “Iraq, with its large natural resources, is ranked ninth in the world after countries such as the Russian Federation, the United States of America, and the Kingdom of Saudi Arabia, and today it is on the cusp of a transitional stage in the development of economies.” “It is promising for development at the global level. Indeed, international studies estimate that the share of one square kilometer of natural resources relative to the area of ​​our country is the highest in the world.”

He added: “Within the framework of the state’s philosophy of partnership with the private sector, there is a great investment momentum accompanied by high technological capabilities that suit the developments of the new digital era in the world, all of which seek, through international partnerships, to maximize investment, integration and cooperation opportunities in our country as an important part of the policy of Iraq’s integration into "Global economy to achieve prosperity for the Iraqi people and diversify sources of investment and national income in our country."

He continued: "In all cases, the national private sector today has priority to support and provide the necessary sovereign guarantees in keeping with the climate of guarantees obtained by international investments," pointing to "a new development era for Iraq that leads to the diversification of sources of income through investment in diverse wealth." natural and human resources, launching the manufacturing industry, and supporting agricultural efforts to maximize value chains with different technologies.”

He pointed out that "maximizing value chains in Iraq and sustaining development momentum stems from the six principles launched by the Prime Minister, in his recent meeting in the Netherlands with international businessmen and investors, which he summarized as follows:  

The first principle: economic reform in all areas of the economy without relying on oil.

The second principle: Supporting farmers in expanding the use of modern technologies in the field of water and benefiting from international experiences, especially Dutch ones.

The third principle: The state seeks to provide sovereign guarantees to the private sector, amounting to 85% of the project value, to ensure the transfer of modern international industries, technologies and services to our country.

The fourth principle: Launching the operation of the Grand Al-Faw Port in the year 2025, as a foundation for development and economic progress that is integrated with the development path strategy, noting that the fifth berth of the port has been docked by one of the international ships.

The fifth principle: Reforming the financial and banking sector to put it on a competitive foundation commensurate with international compliance standards, as financial and banking reform is the introduction to the government’s reform program to link the effective finance sector to development programs and the speed of their implementation and progress.

The sixth and final principle: The desire of the global financial and banking market to open branches of its banks and activities in Iraq, which enhances the financing and investment environment and the integration of the Iraqi economy with the global economy.

He concluded by saying: "It is the message of the six principles launched by the Prime Minister to the global economic community to inaugurate another development era in Iraq, the goals of which are to diversify the national economy through partnership between the state and the private sector." LINK

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  [Iraq boots-on-the-ground report]  FIREFLY:  Sudani talked about going to Washington DC to meet and get all oil reserves and assets from oil held in U.S. Treasury.  FRANK:  Dang!  Like they don't have enough money!  Wow! 

Jeff  Article: "The Prime Minister of Iraq receives a new invitation without an appointment to visit Washington Sudani will be visiting Washington after they've revalued their currency to discuss getting their possessions back from the United States, such as all of their OPEC oil dollars...We have other collateral and assets on them, we need to give them back.  That's the reason he'll be going to Washington after the rate has changed...

Permit and license CBI rules

Nader:  2-18-2024

https://www.youtube.com/watch?v=LAwnpJq9uQE

Economy update Iraq Iqd

Nader:  2-18-2024

https://www.youtube.com/watch?v=KKb0hRYZvD8

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