.Which of the 3 Financial Phases Are You In?

by: Kelli Kiemle, AIF® April 11, 2022

Knowing which of the financial phases of life you are in can help you better plan to build, protect and enjoy your assets, no matter what your age.

Every year we see the same months, holidays and seasons – it’s all pretty predictable. While you may not know when a winter storm will hit, you can usually count on chillier weather come winter. The same can be said for financial phases. While not always easy to predict, you can find patterns if you look for them.

But how does knowing a financial phase pattern help? When it comes to financial planning, the answer is a lot.

.25 Best Money Quotes and the Lessons They Teach

Tawnya Redding 2022-01-21

The best quotes inspire and motivate us. They share little nuggets of wisdom in a few words and get us to think in ways we wouldn’t have otherwise. From a quick laugh to a mindset shift, quotes may also be the nudge we need to make the changes we want to see in our lives. In the hopes of inspiring, motivating, and encouraging, we’re sharing the best money quotes and their lessons.

25 Best Money Quotes

1. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for – Robert Kiyosaki

.Do's & Don'ts When You Increase Your Income

2 Things You Should Do (and 1 You Shouldn’t) When You Increase Your Income

Team Member Blog, Consumerism to Frugalism

Most of you would like to increase your income.

Whether you’re looking to make a career move, change companies, start a business, or simply move up in your current situation, making more money is likely one of the major factors in your job decisions.

Here at Money Saved is Money Earned, we know money isn’t everything and you shouldn’t live just for money. However, we also know that money plays a major factor in your ability to live the way you want.

.What Video Games Taught Me About Finance

By Becky Ferreira

Action-adventure and RPG games are packed with hidden lessons about real world wealth.

It started, as many adventures have, in the town of Blackwater on the shores of Flat Iron Lake. I walked into the Gunsmith’s shop to check out his wares and saw the most provocative and expensive weapon I had ever come across—an “explosive rifle,” on sale for $10,000. Despite the fact that there were many people depending on me, the reformed Wild West outlaw John Marston, to carry out errands for them, I became obsessed with raising the cash to buy the gun.

You may have caught on that I’m not referring to real places or people, but rather locations and characters in the 2010 Rockstar game Red Dead Redemption. Like many fans of the game, I was completely sucked into Marston’s world, which is why I was surprised by how easily the explosive rifle derailed me from the main storyline.

.4 Steps to Build a Resilient Financial Life

Krystal Barker Buissereth, CFA®, Head of Financial Wellness Sat, April 30, 2022

Life can throw you curveballs, bringing unexpected events and expenses. That’s why building financial resilience in your life can be so powerful — and it starts with learning to have a basic sense of how your finances work and what you can do to make them work better for you.

If you’re feeling a bit uncertain or overwhelmed about how to get your finances in order, the first place to start is to define your goals. What is it that you want to achieve? It may be sticking to a budget, paying down debt, saving for retirement, building an emergency fund or saving for a big expense like a car, a home or a child’s education.

.‘We cannot do that.’ 3 Things NOT To Ask Your Financial Adviser To Do For You

Alisa Wolfson Sun, May 1, 2022,

Financial planners can be integral to your financial success, but you shouldn't cross certain lines.

A financial adviser can do a lot of things — provide advice to help you manage your finances, execute trades on your behalf, create holistic financial plans based on your short- and long-term goals. But plenty of clients ask them to do more than that.

Grace Yung, a certified financial planner at Midtown Financial Group, says she’s had clients ask her to log into their accounts at other institutions. “I appreciate the trust, but we cannot do that for clients. We cannot have access to client passwords at other institutions or even share passwords within our firm,” says Yung.

.10 ‘Normal’ Money Habits That Are Actually Harmful

Andrew Lisa Wed, April 27, 2022

Just because you get into the habit of doing something doesn't mean it's good for you -- and gnawed-on fingernails and cracked knuckles aren't the only proof. Some of the worst habits that tend to die the hardest show up not only on people's bodies but in their financial lives as well.

From the way people budget to the way they spend, save and invest, minor sins are easy to come by. Like so many bad habits, some people don't even realize they're making money-related mistakes at the time. Or they realize it but find it hard to change.

.A Bank Teller Reveals Secrets and Debunks Banking Myths

Katherine Muniz Updated: Apr 28, 2022

Bank secrets revealed and debunked by an unnamed bank teller at a major bank on bank practices, teller capabilities, and consumer money moves. We all know what a visit to a bank branch will bring. Average consumers have no clue what goes on behind the glass windows of their bank's local branch.

We talked to one bank teller from a major bank and he debunked some myths, as well as shared a couple secrets of his own.

.The Things People Say About Money

And What to do About It — So Your Voice is Heard

Sherry Parks Mar 7

I remember it as clearly as if it happened yesterday. I was right in the midst of my accounting career and was working my way up the ladder. At that point, I had already received several pay increases and promotions.

I was out shopping with my mom and I don’t remember exactly what we were talking about, but I do remember my mom’s words. She came out with this zinger:

​“If you can’t live on $25k per year, then something is wrong with you”. Let me tell you, this wasn’t in the 70’s or 80’s. This was in the 2000’s. A time when the average annual income was between $45 and $50k.