Seeds of Wisdom RV and Economics Updates Friday Morning 12-19-25
Good Morning Dinar Recaps,
De-Dollarization Comes in Cycles, Not a One-Way Path: U.S. Fed
Federal Reserve research shows dollar dominance rises and falls in waves — not a straight decline
Good Morning Dinar Recaps,
De-Dollarization Comes in Cycles, Not a One-Way Path: U.S. Fed
Federal Reserve research shows dollar dominance rises and falls in waves — not a straight decline
Overview
• Dollar dominance is cyclical, not linear
Federal Reserve research shows the U.S. dollar’s role in global debt markets expands and contracts over long cycles rather than permanently declining.
• De-dollarization narratives oversimplify reality
Despite rising rhetoric, historical data suggests dollar usage rebounds after downturns.
• Alternatives face liquidity and trust limits
China’s renminbi and other currencies lack the scale, openness, and confidence needed to displace the dollar.
• A multipolar system may emerge — not dollar collapse
The future points toward more currencies used in trade, with the dollar still at the center.
Key Developments
Dollarization Waves Identified by the Fed
The Federal Reserve paper Dollarization Waves: New Evidence from a Comprehensive International Bond Database analyzes over 60 years of global bond issuance. It finds repeated cycles where dollar usage rises, retreats, and then resurges — challenging the idea of a permanent shift away from the dollar.
De-Dollarization Momentum Faces Structural Barriers
While de-dollarization efforts have gained traction over the last two decades, the study shows that most developing nations still borrow heavily in U.S. dollars, reinforcing dollar demand during financial stress.
RMB Expansion Falls Short of Displacement
China has pushed the renminbi as a global alternative, but limited convertibility, capital controls, and trust concerns restrict its international adoption compared to the dollar.
Dollar Still Anchors Global Reserves
The U.S. dollar remains the dominant reserve currency worldwide. Even as its share fluctuates, no competing currency has matched its liquidity, legal transparency, and global acceptance.
Why It Matters
This research reframes the global currency debate. Rather than signaling the end of dollar dominance, current de-dollarization trends resemble past cycles that eventually stabilized or reversed. Understanding these patterns is critical as markets adjust to shifting trade alliances, rising geopolitical risk, and evolving monetary systems.
Why It Matters to Foreign Currency Holders
Foreign currency holders should recognize that dollar pullbacks historically create volatility — not replacement. Periods of diversification often precede renewed dollar demand during crises, debt servicing, and capital flight events.
Implications for the Global Reset
Pillar 1: Cyclical Dollar Power
The dollar’s dominance adapts rather than disappears, reinforcing its role during global stress while allowing room for diversification in calmer periods.
Pillar 2: Controlled Multipolar Transition
The global system is moving toward broader currency usage in trade and settlement — but without dismantling the dollar-based financial architecture.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
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BRICS Bloc Counters Trump: China and Russia Back Venezuela
Beijing and Moscow signal resistance as U.S. pressure on Caracas escalates
Overview
• BRICS pushes back against U.S. pressure
China and Russia publicly back Venezuela as Washington escalates sanctions, seizures, and military deployments.
• Trump orders aggressive oil enforcement
The U.S. announces a blockade of sanctioned Venezuelan oil tankers and seizes vessels tied to sanctions violations.
• Diplomatic lines harden into blocs
Statements from Xi Jinping and Vladimir Putin underscore a widening geopolitical divide.
• Global markets face rising instability risks
Energy supply fears and military posturing raise volatility concerns.
Key Developments
Trump Announces Blockade and Seizures
President Trump ordered what he called a “total and complete blockade” of sanctioned Venezuelan oil tankers. U.S. forces seized vessels allegedly tied to sanctions breaches and drug trafficking, intensifying tensions in the Caribbean and threatening oil supply flows.
China and Russia Issue Firm Support Statements
Russian President Vladimir Putin wrote directly to President Nicolás Maduro, expressing confidence Venezuela would defend its legitimate interests. Chinese President Xi Jinping went further, categorically rejecting external interference and pledging continued support for Venezuela’s sovereignty and stability.
Military Posture Escalates in the Region
The U.S. deployed a nuclear-powered submarine, surveillance aircraft, and approximately 15,000 troops to the Caribbean. Strikes on vessels allegedly involved in illicit activity reportedly resulted in dozens of deaths, heightening fears of miscalculation.
BRICS Solidarity Meets Practical Limits
While Russia and China signal diplomatic backing, analysts caution against expectations of direct military involvement. Officials emphasize political support and deterrence rather than escalation, reflecting competing priorities elsewhere.
Why It Matters
The standoff highlights how geopolitical power is fragmenting into competing blocs. As sanctions, blockades, and counter-alliances multiply, energy markets, trade routes, and diplomatic norms face sustained pressure, accelerating global realignment.
Why It Matters to Foreign Currency Holders
Escalating sanctions and military risk increase volatility in oil-linked currencies, emerging market assets, and reserve allocations, reinforcing the need for diversification amid geopolitical stress.
Implications for the Global Reset
Pillar 1: Bloc-Based Power Alignment
BRICS coordination reflects a shift away from unilateral U.S. dominance toward competing centers of influence.
Pillar 2: Energy and Sanctions as Financial Weapons
Oil blockades and asset seizures underscore how control of trade and finance is central to modern geopolitical strategy.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Watcher.Guru – “BRICS Bloc Counters Trump: China and Russia Back Venezuela”
Newsweek – “China and Russia Pledge Support for Venezuela Amid U.S. Pressure”
~~~~~~~~~~
🌱 A Message to Our Currency Holders🌱
If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.
What failed was not your patience — it was the information you were given.
For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.
That is not your failure.
Our mission here is different:
• No dates • No rates • No hype • No gurus
Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process
Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.
You will see silence. You will see denials. That is not delay — that is discipline.
Protect your identity. Organize your documents. Verify everything.
Never hand your discernment to anyone who cannot show proof.
You deserve truth — not timelines.
Seeds of Wisdom Team
Newshounds News
Seeds of Wisdom Team RV Currency Facts Youtube and Rumble
Newshound's News Telegram Room Link
RV Facts with Proof Links Link
RV Updates Proof links - Facts Link
Follow the Gold/Silver Rate COMEX
Follow Fast Facts
Seeds of Wisdom Team™ Website
Thank you Dinar Recaps
“Tidbits From TNT” Friday Morning 12-19-2025
TNT:
Tishwash: A parliamentarian reveals the difficulty of meeting the demands of the protesting engineers due to the budget.
MP Haider Al-Salami stated on Thursday that the demands of the protesting engineers have not been met for more than four months, despite his addressing the Prime Minister to include their rights to appointment within the budget amendments .
Al-Salami explained in a statement received by Al-Sa’a Network that “the Ministry of Finance was unable to implement the request due to the budget law before the amendment,” noting that “this reflects the difficult financial situation the country is going through as a result of previous wrong financial policies.”
TNT:
Tishwash: A parliamentarian reveals the difficulty of meeting the demands of the protesting engineers due to the budget.
MP Haider Al-Salami stated on Thursday that the demands of the protesting engineers have not been met for more than four months, despite his addressing the Prime Minister to include their rights to appointment within the budget amendments .
Al-Salami explained in a statement received by Al-Sa’a Network that “the Ministry of Finance was unable to implement the request due to the budget law before the amendment,” noting that “this reflects the difficult financial situation the country is going through as a result of previous wrong financial policies.” link
Tishwash: Prime Minister Mohammed Shia' al-Sudani chairs a special meeting on the oil and gas sectors.
Prime Minister Mohammed Shia Al-Sudani chaired a special meeting on Wednesday concerning the oil and gas sectors, in the presence of the Ministers of Oil and Finance, a number of advisors, and senior staff from the Ministry of Oil and SOMO.
His Excellency affirmed the government's intention to review the financial and economic aspects and raise the efficiency of the Ministry of Oil's sectors, as they are the main source of revenue for the state's general budget.
The meeting discussed plans to develop crude oil production and exports, as well as efforts to achieve self-sufficiency and export petroleum products, and to determine the rates of local consumption.
The meeting addressed the localization of industries necessary for the oil sector, and the development of national capabilities in the public and private sectors in the fields of drilling, extraction, mechanical engineering, and others, in order to rely on national personnel in these aspects. link
************
Tishwash: Nasiriyah goes digital... FTTH fiber optic internet has reached Al-Jubayish
The IT manager is optimistic
Nasiriyah is nearing a complete digital transformation, a goal pursued by a department called the "Digital Transformation Center," as confirmed by Hussein Muhi Hariz, Director of Communications and Information Technology in Dhi Qar.
He tells 964 Network that the FTTH (Fiber to the Home) internet has reached all areas of Dhi Qar, even Al-Jubayish in the south and Al-Fajr in the north. Nasiriyah has reached 98% completion, making Dhi Qar the second most successful governorate after Baghdad.
With the arrival of this service, experts and officials expect the era of poor internet in Iraq to end, eliminating the need for wireless internet and its many problems. However, tower owners have a different opinion, and 964 Network has previously documented their repeated protests
Hussein Muhi Hariz - Director of Communications and Information Technology in Dhi Qar, for 964 Network :
The number of subscribers to the fiber optic cable service has reached 85,000 in Dhi Qar, after the service was non-existent or at a low level, and most of the districts and sub-districts have been covered, and it is in a state of continuous development.
There are projects between Dhi Qar and neighboring governorates such as Muthanna, Basra, Maysan, Wasit and Diwaniyah, which are related to international projects and capacity transfer and are currently under implementation. There are also other projects to provide protection routes to ensure that communication service in the governorate is not interrupted.
Previously, only one company was responsible for the (FTTH) project, and now there are two companies. The completion rate in Nasiriyah has reached 98%, and it has been almost completely completed in one of the districts.
Most government departments have been equipped with internet services through e-government, and we have maintenance teams in three districts, North, South and the governorate center, to ensure that the internet service is not interrupted.
We have a committee specializing in promoting citizens’ subscription to (FTTH) services, which offer services that are much better than “wireless” services, as they are secure and of high quality, and most of our staff are trained to respond quickly in case of any damage.
The terrain of Dhi Qar is different from others due to the presence of marshes and agricultural lands, and this is the biggest challenge.
Interaction is ongoing between government departments, and we do not start any project until we have obtained approvals from the relevant departments to prevent conflicts.
The Minister of Communications took it upon herself to equip schools with free internet, and Dhi Qar was in second place after the capital, Baghdad, with 300 schools and the number is increasing.
We have completed 98 communication booths in Nasiriyah Central Prison and the Correctional Prison to provide a secure communication service, under the supervision of the competent security agencies to ensure that inmates can contact their families.
Dhi Qar Governorate is distinguished by the presence of e-government. It is the first governorate in Iraq to work on the subject of e-government, and the Digital Transformation Center has been activated and opened in the governorate. God willing, the future will be better for activating e-government and the official government email.
Even districts far from Nasiriyah, such as Al-Jubayish district (90 km south) and Al-Fajr district (120 km north), were included in the (FTTH) services and the service reached them. link
Mot: a Motisum!! -- How to Get Rid of Junk
Mot: I Finded Him I Dids!!!!
Iraq Economic News and Points To Ponder Thursday Evening 12-18-25
Al-Waeli Meets With A UN Delegation And Confirms: Border Crossings Are Undergoing A Broad Digital Transformation Through The Introduction Of Modern Technologies
Thursday, December 18, 2025 | Politics Number of views: 242 Baghdad / NINA / The Head of the Border Ports Authority, Omar Adnan Al-Waeli, received an official delegation from the International Trade Centre (ITC), a United Nations agency based in Switzerland. The delegation was headed by Pierre Bonthoneau, Director of the Trade and Investment Facilitation Division, and included the Director of Trade Facilitation and Digital Transformation Programs and a Trade Policy Advisor. The meeting aimed to enhance cooperation and facilitate international trade.
Al-Waeli Meets With A UN Delegation And Confirms: Border Crossings Are Undergoing A Broad Digital Transformation Through The Introduction Of Modern Technologies
Thursday, December 18, 2025 | Politics Number of views: 242 Baghdad / NINA / The Head of the Border Ports Authority, Omar Adnan Al-Waeli, received an official delegation from the International Trade Centre (ITC), a United Nations agency based in Switzerland. The delegation was headed by Pierre Bonthoneau, Director of the Trade and Investment Facilitation Division, and included the Director of Trade Facilitation and Digital Transformation Programs and a Trade Policy Advisor. The meeting aimed to enhance cooperation and facilitate international trade.
Al-Waeli provided a detailed explanation of the Authority's work and efforts to maximize non-oil revenues and combat smuggling in all its forms. He emphasized that the Authority is undergoing a significant digital transformation through the introduction of modern technologies, data exchange among relevant stakeholders, the networking of sonar systems at all border crossings, and the activation of cross-border trade according to the TIR system.
Al-Waeli stressed the continued commitment to strengthening security and stability at border crossings, which will positively impact the volume of trade in Iraq and facilitate international trade.
For their part, the delegation members commended the Authority's measures in the areas of governance and electronic oversight, and expressed their admiration for the efforts exerted in combating smuggling and reconstructing border crossings. They affirmed their readiness to provide technical and training support to enhance the Authority's technical capabilities.
This visit reflects the International Trade Centre's interest in strengthening cooperation with the Border Ports Authority, with the aim of improving operational efficiency and promoting stability and economic development. /End
https://ninanews.com/Website/News/Details?Key=1267327
Gold Catches Its Breath Near The Peak, While Silver Continues To Approach Historic Highs.
Economy | 18/12/2025 Mawazin News - Follow-up: Gold prices stabilized while silver approached record highs on Thursday, supported by dovish signals from the Federal Reserve, ahead of key US inflation data due later this week.
Spot gold fell 0.2% to $4,332.29 per ounce by 02:56 GMT, after rising more than 1% late in Wednesday's session.
US gold futures also declined 0.2% to $4,364.70 per ounce.
The dollar index held onto its earlier gains after hitting its highest level in nearly a week, putting pressure on dollar-denominated gold prices.
In contrast, spot silver rose 0.2% to $66.44 per ounce, after reaching a record high of $66.88 in the previous session.
Silver has gained approximately 129% since the beginning of the year, surpassing gold's 65% gain, supported by strong industrial demand, investor interest, and declining inventories.
Data released earlier in the week showed the US unemployment rate rising to 4.6% in November, its highest level since September 2021, reinforcing expectations of continued accommodative monetary policy.
https://www.mawazin.net/Details.aspx?jimare=271732
Basra Crude Oil Price Falls Despite Global Rise
Thursday, December 18, 2025, | Economy Number of views: 271 Baghdad / NINA / Prices of Basra Heavy and Basra Medium crude oil fell on Thursday, despite rising global oil prices.
Basra Heavy crude dropped 50 cents, or 0.88%, to $56.42, while Basra Medium crude fell 50 cents, or 0.84%, to $58.97.
Global oil prices rose following reports that the United States is preparing to impose new sanctions on Russia's energy sector if Moscow does not agree to a peace deal with Ukraine. This comes as markets assess supply risks stemming from the US blockade on Venezuelan oil tankers. https://ninanews.com/Website/News/Details?key=1267322
Again, The Dollar Is Declining Slightly In Baghdad.
12/18/2025 Mawazin News – Baghdad: The exchange rate of the US dollar against the Iraqi dinar fell slightly this morning in Baghdad's markets.
The dollar dropped in Baghdad's main exchange bureaus, Al-Kifah and Al-Harithiya, to 142,600 dinars per 100 dollars, compared to 142,700 dinars per 100 dollars yesterday, Wednesday.
The selling price at currency exchange shops in Baghdad's local markets also decreased, reaching 143,000 dinars per 100 dollars, while the buying price was 142,000 dinars per 100 dollars. https://www.mawazin.net/Details.aspx?jimare=271739
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Seeds of Wisdom RV and Economics Updates Thursday Afternoon 12-18-25
Good Afternoon Dinar Recaps,
🌱 A Message to Our Currency Holders🌱
If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.
What failed was not your patience — it was the information you were given.
For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.
That is not your failure.
Good Afternoon Dinar Recaps,
🌱 A Message to Our Currency Holders🌱
If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.
What failed was not your patience — it was the information you were given.
For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.
That is not your failure.
Our mission here is different:
• No dates • No rates • No hype • No gurus
Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process
Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.
You will see silence. You will see denials. That is not delay — that is discipline.
Protect your identity. Organize your documents.
Verify everything.
Never hand your discernment to anyone who cannot show proof.
You deserve truth — not timelines.
Seeds of Wisdom Team
Newshounds News
~~~~~~~~~~
Trump Backs Gas Deal in Middle East Peace Plan
U.S.-backed Israel–Egypt energy agreement strengthens regional power balance
Overview
The Trump administration backed a landmark natural gas export deal between Israel and Egypt, positioning energy cooperation as a diplomatic bridge.
The agreement is valued at approximately $35 billion, making it Israel’s largest gas export deal to date.
Gas will be supplied from Israel’s Leviathan field to Egypt through 2040, supporting Egypt’s ambition to become a regional LNG hub.
Washington views the deal as a step toward broader Middle East normalization, including renewed momentum behind the Abraham Accords.
Key Developments
Israel will export approximately 130 billion cubic meters of natural gas to Egypt, with Chevron, NewMed Energy, and Ratio Petroleum as partners.
U.S. diplomatic pressure helped finalize the agreement, after pricing concerns initially delayed approval.
Egypt currently imports roughly 20% of its natural gas from Israel, highlighting Cairo’s growing reliance on cross-border energy flows.
The deal is seen as a precursor to a possible Trump-Netanyahu-Sisi summit, expanding cooperation beyond security into economic integration.
Why It Matters
This gas agreement serves as a strategic economic anchor at a time of strained regional relations following the Gaza conflict. By tying Israel and Egypt together through long-term energy dependency, the U.S. is advancing a pragmatic peace framework that relies on economic incentives rather than political guarantees alone, reshaping regional power dynamics while countering Iranian influence.
Why It Matters to Foreign Currency Holders
Large-scale energy contracts drive sustained foreign-exchange flows, reinforcing demand for settlement currencies used in gas trade.
Israel’s export revenues may support currency stability, strengthening fiscal inflows tied to long-term contracts.
Egypt’s need to finance energy imports affects reserve management, influencing demand for hard currencies and FX liquidity.
Regional energy integration can reduce volatility, making Middle Eastern currencies more attractive to foreign holders over time.
Implications for the Global Reset
Pillar: Energy as Financial Leverage — Energy supply agreements increasingly replace military alliances as tools of influence.
Pillar: Regional Currency Realignment — Long-term trade flows reshape FX demand and reserve strategies beyond Western markets.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
BRICS Enters Second Stage of Expansion
Alliance signals deeper integration, partner-state pathway, and sustained global realignment
Overview
BRICS has officially entered a second stage of expansion, confirmed by Russia’s BRICS Sherpa Sergey Ryabkov.
No fixed timeline or list of incoming countries was provided, underscoring strategic flexibility.
A new “partner state” category has emerged, enabling cooperation with a broader set of states without full membership rights.
Russia’s 2023 Chairmanship oversaw the first major expansion, integrating new members smoothly.
Key Developments
Partner-state status allows staged entry and influence without full accession, broadening BRICS reach.
Indonesia joined as a full member in January 2025, bringing the bloc to ten members.
Expanded membership and partners now represent a significant share of global population and economic activity, enhancing geopolitical weight.
BRICS declarations from recent summits highlight longer-term cooperative agendas, including finance, trade, and political coordination.
Why It Matters
BRICS’ evolution from an informal dialogue forum to a structured, multi-tiered bloc marks a shift in the architecture of global governance. Expansion strengthens the bloc’s bargaining position in international forums, amplifies non-Western economic influence, and promotes alternatives to existing global norms dominated by Western institutions.
Why It Matters to Foreign Currency Holders
Reduced reliance on the U.S. dollar: BRICS members and partners have increasingly emphasized local-currency trade and settlement systems, expanding cross-border transactions outside the dollar’s dominance.
Alternative payment systems: Developments like interconnected BRICS payment mechanisms aim to facilitate settlements in national currencies, which can reduce exchange risk for holders of BRICS-linked currencies.
Diversification of FX exposure: As BRICS countries and partners deepen financial cooperation, foreign investors and reserve managers may find incentives to diversify portfolios toward BRICS currencies and instruments, potentially altering global FX demand dynamics.
Long-term de-dollarization trends: Though a unified BRICS currency is not imminent, the collective push toward local-currency usage and alternative systems could reduce dollar dominance over time, reshaping foreign exchange landscapes for holders globally.
Implications for the Global Reset
Pillar: Multipolar Governance — BRICS’ structured expansion supports a redistribution of global power away from unipolar Western systems.
Pillar: Financial System Diversification — Sustained local-currency use and alternative settlement mechanisms lay groundwork for a more pluralistic international monetary system.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
Seeds of Wisdom Team RV Currency Facts Youtube and Rumble
Newshound's News Telegram Room Link
RV Facts with Proof Links Link
RV Updates Proof links - Facts Link
Follow the Gold/Silver Rate COMEX
Follow Fast Facts
Seeds of Wisdom Team™ Website
Thank you Dinar Recaps
Iraq Economic News and Points To Ponder Thursday Afternoon 12-18-25
Central Bank Governor: Weak Economic Diversification Is Putting Pressure On The Dollar And The Exchange Rate
Banks Economy News – Baghdad The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed that the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate.
Central Bank Governor: Weak Economic Diversification Is Putting Pressure On The Dollar And The Exchange Rate
Banks Economy News – Baghdad The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed that the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate.
Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,” noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”
He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”
He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."
Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.
The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."
He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."
Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."
On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."
He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.” https://economy-news.net/content.php?id=63504
Monetary Policy Indicators Confirm The Central Bank Will Be First In 2025
Samir Al-Nassiri In countries that adopt an institutionally managed economic system, each institution retains its independence and authority to manage economic affairs according to the methodology and philosophy that aims to achieve economic stability and the well-being of society.
Therefore, central banks receive special attention in most countries of the world as the sovereign and prudent economic institution concerned with achieving the above goal through the application of monetary policy tools and the realization of its objectives.
With the approach of the end of 2025 and the beginning of 2026, and following a review and analysis of the policies, programs, and procedures implemented by the Central Bank of Iraq in 2025—a year of political and economic challenges and crises, and numerous changes at the global and regional levels, which negatively and positively impacted the Iraqi economy—the Central Bank demonstrated its wisdom and efficiency in overcoming challenges and moving forward to achieve its objectives set for the next three years.
It also proved to be the leading economic institution in 2025. On this occasion, we must appreciate the outstanding efforts made by the specialized administrative and technical leaders and distinguished employees of the Central Bank who contributed effectively to the implementation of what was stated in the government program in Axis 12 (Financial and Banking Reform) during the years (2023-2025) and the Central Bank’s third strategy and the comprehensive banking reform project.
The launch of the financial inclusion strategy, the promotion of digital transformation, the activation of electronic payments, and the strengthening of cybersecurity.
The Central Bank was able to achieve economic growth and stability in extremely complex economic, security, and political conditions, and was able to implement developmental, structural, and technological policies and programs, and take numerous measures in cooperation with the government to regulate foreign trade financing, control foreign transfers, integrate into the global financial and banking system, comply with international standards, and move to the electronic platform.
Achieving the main and sub-goals of its third strategy and starting to implement the comprehensive banking reform project according to the paths drawn up in cooperation with the global consulting firm Oliver Wyman to enable the banking sector to grow and develop and to be a solid, comprehensive, modern and flexible sector that works hard to build a rapidly growing national economy, contributes to development and investment, creates a cumulative increase in the gross domestic product, provides one million job opportunities for the unemployed, raises the market value of the private banking sector and achieves rewarding and sustainable returns for its investors.
In addition to increasing foreign investment and achieving growth in financial inclusion, financing and deposits.
Analysis of monetary policy indicators as of the third quarter of 2025 indicates the building of foreign exchange reserves of around $100 billion. Gold reserves at the Central Bank recorded a significant growth rate of (64%), reaching a value of (27.552) billion dinars, equivalent to (173) tons during the same period, compared to a value of (16.817) billion dinars in the second quarter of 2024.
The decrease in the issued currency contributed to a decrease in the inflation rate, which maintains the stability of the general price level, as the currency issued by the Central Bank recorded a decrease in the rate of (5.50%), reaching (99.681) billion dinars during the same period, compared to a value of (104.127) billion dinars in the second quarter of 2024.
The decrease in the inflation rate also indicates a decrease in the general price level, as inflation recorded a low rate of (76%), reaching (0.8%) compared to the second quarter of 2024, which reached (3.5%). This confirms that the Central Bank was able to build basic pillars for monetary and economic stability and achieve the most important objectives of monetary policy.
Therefore, I believe, with complete impartiality and transparency, that we should stand in respect for the efforts of the Central Bank and its distinguished staff who achieved the above accomplishments, and I hope that those efforts will be evaluated, which is a legitimate entitlement. https://economy-news.net/content.php?id=63555
Government Advisor: The Government Is Capable Of Managing Public Liquidity While Promoting Fiscal Reform
Economy | 18/12/2025 Mawazin News – Baghdad: The Prime Minister's economic advisor, Mazhar Muhammad Salih, affirmed that the government is capable of securing the necessary liquidity for public spending in the near term, relying on the nature of the Iraqi economy as a generator of financial resources, despite fluctuations in oil prices and their impact on budget revenues.
Salih explained that spending financing mechanisms will continue within the framework adopted in recent months, including employee salaries and current and investment expenditures, clarifying that this is possible as long as financial resources continue to be managed in the current manner.
He pointed out that achieving financial sustainability requires the immediate commencement of structural reforms that ensure the continuity of the financial system and its ability to withstand economic changes. He added that financial reform is based on controlling public spending, maximizing non-oil revenues, and managing the deficit in accordance with the requirements of financial sustainability.
Salih emphasized that these directions align with the priorities of the reform paper discussed by the Ministerial Council for the Economy at its meeting on December 15, and the decisions and recommendations it included that strengthen comprehensive financial reform. https://www.mawazin.net/Details.aspx?jimare=271754
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
“Tidbits From TNT” Thursday 12-18-2025
TNT:
Tishwash: Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.
The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.
Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States
TNT:
Tishwash: Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.
The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.
Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States
And which was attended by Al-Sabah newspaper, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,”
Noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”
He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”
He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."
Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.
The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."
He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."
Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."
On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."
He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.” link
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TishWash: ATM machine arrived in Hajiawa district for the first time
The first ATM was installed in Hajiawa district of Raperin Autonomous Administration on Thursday, December 18,
This device is dedicated to serving salaried employees, while those who have “my account”, can now withdraw their salaries in their district without having to go outside Hajiawa.
This step will provide great convenience to the citizens of the region and reduce the pressure on the banks of the central administration of Raperin.
It is worth mentioning that the “My Account” project is a strategic project of the Kurdistan Regional Government to digitize the salary payment system and switch from cash to banking.
Currently, several banks are participating in the “My Account” project and salaried employees can open bank accounts through them, namely:
Cihan Bank: One of the private banks active in this project.
RT Bank: Involved in providing banking services to employees.
Iraqi Islamic Bank: Provides services to salaried employees.
BBAC Bank: It is one of the Lebanese banks operating in the region and participating in the project.
NBI (National Bank of Iraq): One of the banks with the most branches in the provinces. link
Tishwash: Iraq seeks coordination with the International Trade Centre to enhance trade exchange
Border crossings statement
The head of the Border Ports Authority, Omar Al-Waeli, discussed on Thursday ways to enhance cooperation and facilitate international trade during his reception of an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, and Director of Trade Facilitation and Digital Transformation Programs and Trade Policy Advisor.
Network Statement from the Border Ports Authority
The Chairman of the Border Ports Authority, Lieutenant General Dr. Omar Adnan Al-Waili, received an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Ms. Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, the Director of Trade Facilitation and Digital Transformation Programs, and a Trade Policy Advisor, with the aim of strengthening cooperation and facilitating international trade.
The Chairman of the Authority provided a detailed explanation of the Authority’s work and efforts in maximizing non-oil revenues and combating smuggling in all its forms, stressing that the Authority is witnessing a broad digital transformation through the introduction of modern technologies, data exchange between the relevant working parties, networking of sonars at all border crossings, and activating cross-border trade according to the TIR system, with direct follow-up and supervision from the Prime Minister.
Al-Waeli stressed the continued hard work to enhance security and stability at border crossings, which will positively impact the increase in trade exchange in Iraq and facilitate international trade.
For their part, the members of the delegation praised the measures taken by the Authority in the field of governance and electronic oversight, and expressed their admiration for the efforts it is making in the field of combating smuggling and rebuilding border crossings, stressing their readiness to provide technical and training support to improve the Authority’s technical capabilities.
This visit reflects the International Trade Centre’s interest in strengthening cooperation with the Border Ports Authority with the aim of improving work efficiency and promoting stability and economic development. link
************
Mot: ole ""Motisums"" Facts bout - ""Christmas is in the air""
Seeds of Wisdom RV and Economics Updates Thursday Morning 12-18-25
Good Morning Dinar Recaps,
European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift
Rising bank shares and surging metals reflect parallel confidence and caution across global markets.
Good Morning Dinar Recaps,
European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift
Rising bank shares and surging metals reflect parallel confidence and caution across global markets.
Overview
European equities moved higher, led by banking and commodity-linked stocks.
Gold and silver prices remained elevated, signaling persistent hedging demand.
Oil prices firmed amid geopolitical risk, tightening energy market sentiment.
Markets show dual behavior, combining risk appetite with defensive positioning.
Key Developments
Banking stocks drive European gains
European bank shares led market advances as investors responded to resilient earnings expectations and the prospect of prolonged higher interest margins, despite slowing growth in parts of the region.Commodity and mining firms strengthen
Resource-linked stocks rose alongside firmer prices for industrial metals, reflecting both infrastructure demand expectations and investor hedging against currency and inflation risk.Precious metals maintain elevated levels
Gold and silver prices remained near recent highs, underscoring continued demand for hard-asset protection amid geopolitical tensions, currency volatility, and shifting monetary policy expectations.Oil prices react to geopolitical developments
Energy markets advanced as traders priced in supply risk tied to rising global tensions, reinforcing the link between geopolitics and asset pricing.
Why It Matters
The simultaneous rise in bank equities and precious metals highlights a fractured market psychology — confidence in financial institutions coexists with growing demand for hard-asset protection. This duality reflects uncertainty surrounding monetary stability, geopolitical risk, and long-term currency credibility.
Why It Matters to Foreign Currency Holders
For foreign currency holders, elevated precious metal prices signal diminishing trust in fiat stability, even as financial markets rally. When metals rise alongside equities, it often precedes currency volatility, reinforcing the case for diversification into real assets during monetary transition periods.
Implications for the Global Reset
Pillar 1: Hard Assets Regain Strategic Importance
Gold, silver, and commodities are increasingly viewed as monetary hedges, not just investment assets.
Pillar 2: Banking Strength Masks Systemic Risk
Strong bank performance may reflect margin dynamics rather than systemic stability, suggesting underlying vulnerabilities remain unresolved.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Reuters – European shares rise as banking, commodity stocks lead gains
Reuters – Gold steadies near highs as investors hedge geopolitical and currency risk
~~~~~~~~~~
Wild Currency Swings Spotlight Emerging Markets as Dollar Volatility Intensifies
Sharp FX moves reveal stress fractures in the global monetary system and rising de-dollarization pressure.
Overview
Emerging market currencies experienced sharp swings, outperforming and underperforming in rapid succession.
U.S. dollar volatility amplified FX moves, increasing stress on global trade and capital flows.
Investors selectively rotated into higher-yielding currencies, while avoiding structurally weak markets.
Currency fragmentation accelerated, reflecting a multipolar monetary transition.
Key Developments
Emerging market FX volatility surges
Currency markets across Latin America, Asia, and Eastern Europe experienced heightened volatility as shifting U.S. rate expectations and geopolitical risk drove erratic capital flows.Selective strength replaces broad EM rallies
Rather than a unified emerging-market upswing, investors favored countries with strong reserves, credible policy frameworks, and commodity backing, while penalizing high-debt and politically unstable economies.Dollar swings disrupt trade dynamics
Sudden dollar moves complicated trade settlement and hedging strategies, particularly for import-dependent nations, reinforcing demand for local-currency trade arrangements.De-dollarization narratives gain momentum
Volatility reinforced interest in alternative settlement systems, regional payment frameworks, and reserve diversification — even as the dollar remains dominant.
Why It Matters
Currency volatility is no longer an anomaly — it is becoming structural. The growing dispersion among emerging market currencies highlights a transition from a dollar-centric system toward a fragmented, multi-currency environment, where stability is increasingly determined by national balance sheets and policy credibility.
Why It Matters to Foreign Currency Holders
For foreign currency holders, rising FX volatility means currency values can shift rapidly due to policy intervention, capital controls, or geopolitical shocks. Holding currency exposure now carries higher policy risk, making diversification across currencies, assets, and jurisdictions more critical during the global reset.
Implications for the Global Reset
Pillar 1: Fragmented Monetary Order Emerges
Currency performance is increasingly country-specific, signaling the erosion of a one-size-fits-all global monetary framework.
Pillar 2: Dollar Dominance Faces Structural Friction
While the dollar remains central, volatility and politicization are driving nations to seek alternatives for trade and reserves.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Reuters – Wild currency swings put emerging markets in the spotlight
Reuters – Dollar volatility fuels pressure on global FX markets
~~~~~~~~~~
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MilitiaMan and Crew: IQD News Update-Exchange rate-Global-Monetary Stability
MilitiaMan and Crew: IQD News Update-Exchange rate-Global-Monetary Stability
12-17-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
MilitiaMan and Crew: IQD News Update-Exchange rate-Global-Monetary Stability
12-17-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
Seeds of Wisdom RV and Economics Updates Wednesday Evening 12-17-25
Good Evening Dinar Recaps,
Nigeria’s Central Bank Signals Stability as Global Volatility Tests Emerging Markets
Policy reassurance aims to anchor investor confidence amid currency pressure and global financial fragmentation.
Good Evening Dinar Recaps,
Nigeria’s Central Bank Signals Stability as Global Volatility Tests Emerging Markets
Policy reassurance aims to anchor investor confidence amid currency pressure and global financial fragmentation.
Overview
Nigeria’s central bank reaffirmed its reform commitment, emphasizing financial and currency stability.
Officials sought to reassure foreign investors, amid rising global market volatility.
Exchange rate management remains a priority, following recent naira fluctuations.
Emerging markets face mounting pressure, as capital flows grow more selective.
Key Developments
CBN reinforces reform trajectory
The Central Bank of Nigeria (CBN) publicly signaled that it remains committed to structural reforms, disciplined monetary policy, and transparent market mechanisms despite external shocks and global uncertainty.Investor confidence placed front and center
Nigerian officials emphasized consistency in policy direction to prevent capital flight and encourage sustained foreign portfolio and direct investment, particularly as emerging markets compete for scarce global liquidity.Currency stability highlighted as a strategic objective
The CBN acknowledged pressures on the naira but framed recent volatility as part of a broader global trend, not a domestic policy failure. Measures remain focused on reducing distortions and improving FX market functionality.Emerging markets under global strain
Nigeria’s messaging comes as many developing economies struggle with stronger capital controls, dollar volatility, and tightening global financial conditions, underscoring the fragility of emerging-market currencies.
Why It Matters
Nigeria is Africa’s largest economy and a key energy and commodities player. How its central bank manages reform credibility amid global volatility offers insight into whether emerging markets can maintain financial sovereignty without triggering destabilizing capital outflows. The outcome influences regional confidence far beyond Nigeria’s borders.
Why It Matters to Foreign Currency Holders
For foreign currency holders, Nigeria’s stance highlights a growing reality: central banks in emerging markets are prioritizing controlled stability over free-market volatility. Currency values may be increasingly managed, not purely market-driven, reinforcing the importance of diversification and awareness of policy risk during the global monetary reset.
Implications for the Global Reset
Pillar 1: Monetary Sovereignty Over Market Orthodoxy
Emerging markets are asserting tighter control over currency outcomes as global volatility rises, signaling a shift away from hands-off monetary frameworks.
Pillar 2: Capital Becomes Conditional
Foreign capital is no longer assumed — it must be earned through policy credibility, signaling a rebalancing of power between investors and sovereign states.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
~~~~~~~~~~
India’s Central Bank Steps In as Rupee Volatility Triggers Currency Defense
RBI intervention signals rising global FX stress and a shift toward active currency management.
Overview
India’s central bank intervened aggressively to halt a sharp decline in the rupee.
U.S. dollar selling by the RBI stabilized markets, reversing one-way currency pressure.
Global dollar volatility continues to strain emerging markets.
Currency defense highlights a broader shift toward hands-on monetary control.
Key Developments
RBI halts rupee’s downward slide
The Reserve Bank of India (RBI) entered foreign exchange markets decisively, selling U.S. dollars to counter a rapid depreciation of the rupee. The move marked a clear break from tolerance of market-driven declines.One-way trade triggers central bank response
Traders reported heavy speculative pressure pushing the rupee lower, prompting authorities to act in order to prevent disorderly market conditions and preserve confidence.Dollar strength pressures emerging markets
The intervention reflects mounting strain across emerging-market currencies as shifting U.S. rate expectations and geopolitical risks drive erratic dollar flows.FX reserves deployed as strategic buffer
India’s sizable foreign exchange reserves provided the RBI with room to intervene forcefully, underscoring the importance of reserve accumulation in a volatile global system.
Why It Matters
India’s move reinforces a global pattern: central banks are no longer relying solely on interest rates to manage stability. Direct currency intervention is returning as a core policy tool, signaling rising stress within the international monetary system and increasing fragmentation of currency regimes.
Why It Matters to Foreign Currency Holders
For foreign currency holders, India’s intervention highlights a critical reality — currency markets are increasingly policy-managed. Sudden central bank action can rapidly reverse FX trends, increasing volatility and policy risk while reducing predictability in currency valuations during the global reset.
Implications for the Global Reset
Pillar 1: Return of Active Currency Defense
Central banks are reclaiming control over exchange rates, signaling a move away from fully free-floating currency systems.
Pillar 2: Reserves as Power
Foreign exchange reserves are becoming a strategic weapon, reinforcing the divide between nations that can defend their currencies and those that cannot.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Reuters – India’s RBI returns with decisive hand to halt rupee’s one-way slide
Reuters – Dollar volatility pressures emerging market currencies
~~~~~~~~~~
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Market Panic Ahead When this System Blows
Market Panic Ahead When this System Blows
Liberty and Finance: 12-17-2025
A shocking exposé has brought to light a pervasive and systemic real estate tax fraud that has been quietly ravaging the financial stability of millions of American households.
Expert Mitch Vexler has revealed the alarming details of this widespread scheme, which has been orchestrated by local school districts and central appraisal districts across the United States and Canada.
Market Panic Ahead When this System Blows
Liberty and Finance: 12-17-2025
A shocking exposé has brought to light a pervasive and systemic real estate tax fraud that has been quietly ravaging the financial stability of millions of American households.
Expert Mitch Vexler has revealed the alarming details of this widespread scheme, which has been orchestrated by local school districts and central appraisal districts across the United States and Canada.
The consequences are dire, with over 42 million households – approximately 36.7% of U.S. households – facing the very real threat of losing their homes due to inflated property taxes.
At the heart of this is the fraudulent overvaluation of property taxes, which violates both federal constitutional law (specifically the 16th Amendment) and state laws. Local school districts and central appraisal districts have been manipulating property assessments to service massive bond debts, resulting in overt taxation that burdens homeowners – particularly retirees and middle-income families.
This has led to widespread financial distress, bankruptcy risk, and loss of homes, equity from homeowners and undermining the very fabric of the American dream of homeownership.
The scheme is perpetuated by compounded interest on bonds and the continuous issuance of new bonds, with bond debt now estimated at a staggering $5 trillion nationally. Central appraisal districts are ignoring uniform appraisal standards, instead manipulating valuations to meet budgetary targets for school districts. This not only strips equity from homeowners but also creates a deflationary spiral that jeopardizes local economies and the broader financial system.
The real-world impacts of these fraudulent practices are far-reaching, contributing to a housing affordability crisis that is pricing out first-time homebuyers and forcing many to relocate or downsize.
Local examples, such as a failed hotel project in Conroe, Texas, financed with bonds that now burden taxpayers despite no real economic return, illustrate the devastating consequences of this scheme.
While solutions exist, including legal challenges currently pending in courts, systemic resistance persists due to claims of sovereign immunity and “ultravirus” protections by government entities.
Mitch Vexler is calling for grassroots advocacy, encouraging homeowners to unite in pushing local school boards and appraisal districts to adhere to the law and stop the fraud. His organization provides extensive documentation, legal filings, and resources online to empower citizens to fight back and hold responsible parties accountable.
The situation is dire, with the potential for a catastrophic market collapse worse than the 2008 financial crisis if left unchecked. It is imperative that homeowners, policymakers, and the broader public become aware of this issue and take action to prevent further damage.
Seeds of Wisdom RV and Economics Updates Wednesday Morning 12-17-25
Good Morning Dinar Recaps,
Trump Expands Travel Ban to Seven More Nations, Including Syria
Hardline immigration policy intensifies as new restrictions take effect January 1.
Good Morning Dinar Recaps,
Trump Expands Travel Ban to Seven More Nations, Including Syria
Hardline immigration policy intensifies as new restrictions take effect January 1.
Overview
President Trump broadens U.S. travel ban, adding seven countries, including Syria.
Policy builds on earlier prohibitions, with national security cited as justification.
Diplomatic tensions rise, even amid U.S. engagement with some affected states.
Legal and political challenges loom, domestically and internationally.
Key Developments
Expansion of the travel ban effective January 1
President Donald Trump has announced the inclusion of seven additional countries under a full U.S. travel ban, barring entry of citizens from those states starting January 1. Syria is among the newly listed nations. The move extends the scope of earlier restrictions first instituted in June, which had imposed a full ban on 12 countries and partial limits on seven others.National security cited as primary rationale
The White House attributes the expanded ban to continuing deficiencies in screening, vetting, and information-sharing, which it says create unacceptable risks to U.S. national security and public safety.Contrasts with diplomatic efforts
The decision coincides with recent U.S. diplomatic engagement, including outreach to Syria’s new leader Ahmed al-Sharaa, reflecting a complex interplay between security-driven policy and foreign relations.Context of recent security incidents
The announcement follows a deadly attack in Syria that killed two U.S. soldiers and a civilian interpreter, and comes amid heated domestic debate over immigration after a fatal shooting in Washington, D.C., by an Afghan national admitted through a resettlement program.
Why It Matters
The expanded travel ban highlights a renewed emphasis on restrictive immigration policies in the Trump administration’s second term, even as diplomatic efforts continue with some affected nations. By prioritizing security concerns over openness, the policy could exacerbate tensions with African and Middle Eastern states and fuel ongoing legal, political, and ethical debates surrounding broad travel restrictions.
Why It Matters to Affected Populations
Citizens from the newly banned countries — including immigrants, students, business travellers, and asylum seekers — will face significant hurdles entering the U.S. Meanwhile, the policy reinforces domestic narratives linking immigration control to security imperatives, even as critics warn of diplomatic fallout and civil rights issues.
What’s Next
Further immigration restrictions possible: Administration officials indicate additional measures could be introduced as part of an intensified security posture.
Legal challenges likely: Civil rights groups and individuals affected by the bans are expected to mount court challenges, similar to earlier legal battles during Trump’s first term.
Diplomatic balancing act: Washington will need to navigate strained relations with newly targeted countries, particularly across Africa and the Middle East, while pursuing broader foreign policy objectives.
This is not just policy — it’s geopolitics and national security reshaping global movement.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Modern Diplomacy – “Trump Widens Travel Ban to Seven More Countries, Including Syria”
Reuters – “U.S. expands travel ban, citing security concerns”
~~~~~~~~~~
BRICS Push De-Dollarization, but the Dollar Still Dominates by the Numbers
Ambitions to weaken the U.S. dollar collide with hard data showing its continued global supremacy.
Overview
BRICS nations openly pursue de-dollarization, seeking alternatives to the U.S. dollar in trade and reserves.
Internal divisions persist, with competing visions favoring the yuan, a BRICS currency, or local currencies.
U.S. dollar reserve share has declined, yet its role in global transactions has strengthened.
Market reality contradicts rhetoric, underscoring the difficulty of dethroning the greenback.
Key Developments
De-dollarization lacks unified execution
While China, Russia, Iran, and others advocate abandoning the U.S. dollar, BRICS members remain split on what should replace it. This absence of consensus weakens collective momentum and limits practical impact.Dollar’s reserve share declines, but influence remains strong
The U.S. dollar’s portion of global reserves has fallen from 85% in the 1970s to about 58% by 2025, reflecting diversification into gold and alternative currencies—particularly among emerging economies.Transaction dominance tells a different story
Despite lower reserve share, the dollar accounts for roughly 90% of global foreign exchange transactions and 48% of SWIFT payments, reinforcing its central role in global trade and finance.Yuan adoption remains limited
The Chinese yuan, often promoted as a dollar alternative, represents around 7% of global foreign exchange transactions, highlighting the steep gap between ambition and adoption.
Why It Matters
The contrast between declining reserve holdings and rising transactional dominance reveals a structural truth: diversification does not equal displacement. While BRICS nations hedge against dollar risk through gold accumulation and local-currency trade, the global financial system remains deeply anchored to the U.S. dollar’s liquidity, trust, and infrastructure.
Why It Matters to Foreign Currency Holders
Currency holders watching de-dollarization narratives must distinguish between long-term strategy and near-term reality. Volatility may increase as diversification continues, but the dollar’s entrenched role suggests abrupt displacement remains unlikely.
Implications for the Global Reset
Pillar 1: Fragmentation Delays Systemic Change
Without alignment on a single alternative, BRICS efforts diffuse rather than consolidate power, slowing any meaningful challenge to the existing monetary order.
Pillar 2: Dollar Dominance Shifts, Not Disappears
The global reset is unfolding through gradual rebalancing—more gold, more regional trade—but within a system where the dollar still functions as the primary global lubricant.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources
Watcher.Guru – “BRICS Strive for De-Dollarization, But Numbers Tell a Different Story”
International Monetary Fund – “Currency Composition of Official Foreign Exchange Reserves (COFER)”
~~~~~~~~~~
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