Stephanie Starr: They Said it out Loud

Stephanie Starr: They Said it out Loud

12-19-2025

Channel 8 English:  “With falling oil prices and forecasts such as JPMorgan’s outlook on future oil markets, the next government may find no financial exit except changing the exchange rate in order to pay salaries, wages, and operating expenses,” Iraqi economist Abdulrahman al-Mashhadani emphasized.

THEY SAID IT OUT LOUD.

“With falling oil prices… the next government may have **no financial exit except changing the official exchange rate.” — Iraqi economist on Channel 8.

Read that again.
Not borrowing.
Not printing.
Not devaluing.
CHANGING the rate.

Meanwhile:
Banking reforms underway
Tax systems being rebuilt
Spending reviewed
Sovereignty restored
War-era laws repealed

This is what pressure before a pivot looks like.

This is how governments prepare the public before big monetary moves.

When the problem is dinars…and the solution is the rate…

We are closer than most people think.

Source(s): https://x.com/StephanieStarrC/status/2001690353712402545

https://dinarchronicles.com/2025/12/19/stephanie-starr-they-said-it-out-loud/

Seeds of Wisdom RV and Economics Updates Friday Afternoon 12-19-25

Seeds of Wisdom RV and Economics Updates Friday Afternoon 12-19-25

Good Afternoon Dinar Recaps,

Market Turmoil and Liquidity Signals: Global Stocks & Bonds Shift

Equities fluctuate as inflation cools, bond markets steady, and investor caution rises

Overview

• Major U.S. equity mixed performance despite easing inflation
Inflation data showed slower price gains, lifting stocks though tech weakness persists.

• Continued volatility in major indexes
Indexes had consecutive losses amid renewed tech pressure and soft labor data.

• Fed liquidity measures calm year-end funding stress
U.S. Treasury bill purchases aim to reduce repo market strain into year-end. 

• EU joint debt issuance welcomed by markets
Investors viewed €90B shared Ukrainian loan positively for fiscal unity.

Key Developments

Stocks show internal divergence
U.S. markets saw gains on one day while global indices oscillated, reflecting lingering AI bubble concerns and anticipation of future rate moves. 

Bond markets show resilience
Yield trends stabilized as investors digest Fed liquidity support, though long-end yields remain sensitive to inflation and growth data.

EU joint borrowing signals fiscal evolution
EU’s decision to issue joint debt for Ukraine reinforces investor confidence in euro-area policy unity—even as debt supply grows. 

Sentiment cautious on banks and sectors
Contrarian signals from fund managers indicate overly bullish positioning may be topping, suggesting risk management ahead.

Why It Matters

Markets are wrestling with slowing inflation, mixed economic cues, and structural shifts in fiscal policy. These dynamics influence capital flows, risk pricing, and whether markets embrace stability or correction phases—key drivers in broader financial reconfiguration.

Why It Matters to Foreign Currency Holders

Currency valuations respond to yield expectations and safe-haven flows. With global yields and fiscal policies shifting, foreign exchange portfolios may need recalibration.

Implications for the Global Reset

Pillar 1: Liquidity Anchors & Fiscal Integration
Central bank interventions and joint sovereign debt frameworks signal evolving global financial cooperation.

Pillar 2: Risk Adjustments in Capital Markets
Investor repricing of risk across equities and bonds shows deeper structural shifts in global capital allocation.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Markets quietly welcome EU shift to joint borrowing for Ukraine loan”

• Edward Jones – “Daily market snapshot”

• Fortune – “The bulls are too bullish”

~~~~~~~~~~

Banking & Crypto Integration: U.S. Fed Rewrites Rules—Opening Doors

Federal Reserve removes barriers and U.S. regulators accelerate digital-asset integration

Overview

• Fed eliminates risk stigma blocking banks from crypto services
New framework allows standard risk assessments for crypto engagement. 

• CFTC expands digital assets in derivatives markets
Recent guidance allows major digital assets as acceptable collateral.

• UK crypto regulatory consultation accelerates oversight
FCA invites public feedback on comprehensive crypto rules. 

• Tokenization and stablecoins reshape settlement infrastructure
Stablecoin market caps and institutional use grow as settlement tools. 

Key Developments

Fed rescinds restrictive guidance
Federal Reserve withdrew official guidance that limited banks’ ability to engage with crypto, aiming for ‘responsible innovation’ under existing risk management. 

CFTC enhances futures market participation
New no-action relief allows payment stablecoins, Bitcoin, Ether, and tokenized funds as collateral, boosting institutional crypto use. 

UK pushes comprehensive crypto rules
Financial Conduct Authority launched a detailed consultation on crypto asset listings, safeguards, and prudential requirements, aiming for a 2027 regulatory regime. 

Stablecoins become critical payments backbone
Market data shows stablecoins acting as de-facto settlement infrastructure with significant market cap and institutional interest. 

Why It Matters

Regulatory clarity is pivoting toward mainstream integration of crypto into banking and capital markets. This paradigm shift pushes digital assets from fringe speculation to core financial plumbing.

Why It Matters to Foreign Currency Holders

Digital assets and tokenized money markets could influence FX liquidity, cross-border payment rails, and reserve asset composition, reshaping currency strategy.

Implications for the Global Reset

Pillar 1: Digital Assets as Financial Infrastructure
Crypto and stablecoins are evolving from speculative assets to systemic settlement layers.

Pillar 2: Aligning Traditional Finance With Decentralized Systems
Regulators balancing innovation and risk signal a new phase of hybrid finance.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “British regulator kicks off consultation on new crypto rules”

• Reuters – “US regulator grants crypto firms initial approval to launch trust banks”

• EconomyWatch – “U.S. Fed lifts guidance that blocked banks from crypto activities”

• CEO Today – “How stablecoins are rewiring institutional settlement”

~~~~~~~~~~

Energy & Trade Realignment Signals Post-Dollar Power Shift

Strategic energy deals accelerate as nations move pricing and trade outside U.S.-centric frameworks

Overview

• Major energy producers and consumers are locking in long-term supply agreements amid rising geopolitical risk
• Energy pricing and settlement structures are quietly shifting away from exclusive dollar dependence
• Trade corridors are being redesigned to bypass traditional Western-controlled chokepoints

Key Developments

• Multiple bilateral and bloc-level energy deals finalized using alternative settlement structures
• Expansion of non-dollar energy trade among BRICS-aligned and Global South nations
• Increased state control over energy assets as governments prioritize supply security
• Long-term contracts replacing spot-market exposure amid volatility

Why It Matters

Energy has become a strategic monetary anchor in the global restructuring. As nations secure supply and experiment with non-dollar settlement, energy markets are no longer just about fuel — they are about sovereignty, currency leverage, and insulation from sanctions risk. This marks a decisive step in dismantling the post-Bretton Woods trade order.

Why It Matters to Foreign Currency Holders

For holders of foreign currencies, cross-border assets, and trade-exposed investments, energy and trade realignment carries immediate and long-term consequences:

• Energy Pricing Influences Currency Stability: As energy contracts shift toward non-dollar settlement, currencies tied to energy trade may gain relative strength, while dollar-dependent importers face increased FX volatility.

• Reduced Dollar Recycling Weakens Liquidity Assumptions: Long-term energy deals settled outside the dollar system reduce global dollar circulation, impacting liquidity conditions that foreign currency holders have historically relied upon.

• Trade Route Realignment Alters FX Demand: New bilateral and bloc-based trade corridors reshape demand for settlement currencies, affecting exchange rates beyond traditional market signals.

• Energy-Backed Trade Supports Hard-Asset Valuation: Currencies linked to energy production and commodity exports gain structural support, while fiat currencies lacking resource backing may face devaluation pressure.

For foreign currency holders, these shifts signal a move away from predictable, dollar-anchored trade flows toward a resource-influenced currency landscape, where energy access and settlement choice increasingly drive value.

Implications for the Global Reset

Pillar: De-Dollarized Trade Infrastructure
Energy pricing outside the dollar weakens its dominance in global trade settlement.

Pillar: Hard-Asset Anchoring
Energy joins gold and commodities as a stabilizing force in the emerging system.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “ Reuters – “ Turkey’s BOTAS, Mercuria sign 20‑year LNG supply deal ” 

• Bloomberg – “Global Energy Trade Shifts as Nations Rethink Dollar Dependence”

~~~~~~~~~~

Sovereign Debt Stress & Currency Defense: Nations Move to Protect Balance Sheets

Governments restructure debt and fortify reserves as refinancing risks intensify

Overview

• Sovereign debt pressures are accelerating as countries face elevated refinancing costs
• Governments are restructuring obligations and adjusting FX frameworks to defend currencies
• Reserve strategies are shifting amid rising volatility in global capital markets

Key Developments

• Ukraine Restructures GDP-Linked Debt: Ukraine finalized a deal to restructure $2.6 billion in GDP-linked warrants, removing a major long-term liability that could have sharply increased future repayment burdens.
• Argentina Adjusts FX Bands and Reserve Policy: Argentina modified its foreign exchange bands and outlined a reserve-building strategy to stabilize the peso and restore investor confidence.
• Yuan-Denominated Debt Expands: Global borrowers increasingly turn to yuan funding, signaling diversification away from U.S. dollar-centric debt markets.

Why It Matters

Rising sovereign debt stress highlights the fragility of the existing financial system. As governments prioritize balance-sheet survival over growth, these actions signal preparation for systemic monetary transition. Debt restructuring, FX intervention, and reserve diversification are not emergency tactics — they are strategic positioning for a changing global order.

Why It Matters to Foreign Currency Holders

For holders of foreign currencies, sovereign bonds, or cross-border assets, these developments carry direct implications:

• Currency Defense Measures Can Alter Liquidity: FX bands, controls, and intervention policies can restrict convertibility and impact exit timing for foreign holders.
• Debt Restructuring Changes Risk Profiles: Ukraine’s restructuring illustrates how payout terms, maturities, and expected returns can shift rapidly under stress.
• Reserve Diversification Impacts Valuations: Growing use of non-dollar funding — particularly yuan issuance — may affect relative currency strength and long-term purchasing power for foreign holders.

Together, these moves signal a less predictable environment for foreign currency exposure, where policy decisions increasingly override free-market assumptions.

Implications for the Global Reset

Pillar: Sovereign Balance-Sheet Defense
Governments are restructuring liabilities and reserves to survive monetary transition.

Pillar: Multipolar Currency Evolution
Debt stress accelerates diversification away from a single-reserve-currency model.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Ukraine clinches deal to restructure $2.6 billion in GDP-linked debt

• Reuters – Argentina’s new FX bands and reserves policy aim to boost credibility

• Reuters – Debt boom signals yuan’s arrival as a funding currency

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

The 1929 Signal Flashed - Bitcoin $10k Risk, Gold Volatility & The ‘Great Reversion’

The 1929 Signal Flashed - Bitcoin $10k Risk, Gold Volatility & The ‘Great Reversion’

Kitco News:  12-18-2025

The S&P 500 is pricing in a perfect soft landing, but the physical economy is screaming recession. In this Outlook 2026 special, Mike McGlone, Senior Macro Strategist at Bloomberg Intelligence, joins Jeremy Szafron to warn that the markets are facing a "Great Reversion" similar to 1929.

McGlone points to the S&P 500-to-Gold ratio hitting a historic peak of 1.55—the same level seen before the Great Depression crash - as a signal that a massive rotation out of "paper" assets and into hard assets is imminent.

 McGlone breaks down his "frightening" outlook for 2026, predicting extreme volatility where Gold could hit both $5,000 and $3,500 in the same year.

 He also doubles down on his deflationary thesis, forecasting Crude Oil to collapse to $40 and warning that Bitcoin faces a purge that could eventually send it back to $10,000.

 Is the "wealth effect" about to shatter? And where can investors hide if stocks and crypto roll over?

TIMESTAMPS:

 00:00 Introduction and Market Overview

00:43 Interview with Mike McGlone Begins

01:10 Market Predictions and Analysis

01:44 US Stock Market Resilience

 02:03 Gold and Crude Oil Trends

02:40 Cryptocurrency Market Insights

 03:51 Impact of US Economic Policies

 05:02 Global Economic Indicators

07:22 Energy Market Dynamics

08:45 Industrial Metals and Commodities

 19:28 Silver and Copper Market Trends

 22:05 Investment Strategies for 2026

22:30 US Treasury Bonds and Dollar Outlook

24:40 Year-End Predictions

26:24 Conclusion and Final Thoughts

https://www.youtube.com/watch?v=Fzu0MX_qiB0

Seeds of Wisdom RV and Economics Updates Friday Morning 12-19-25

Good Morning Dinar Recaps,

De-Dollarization Comes in Cycles, Not a One-Way Path: U.S. Fed
Federal Reserve research shows dollar dominance rises and falls in waves — not a straight decline

Overview

• Dollar dominance is cyclical, not linear
Federal Reserve research shows the U.S. dollar’s role in global debt markets expands and contracts over long cycles rather than permanently declining.

• De-dollarization narratives oversimplify reality
Despite rising rhetoric, historical data suggests dollar usage rebounds after downturns.

• Alternatives face liquidity and trust limits
China’s renminbi and other currencies lack the scale, openness, and confidence needed to displace the dollar.

• A multipolar system may emerge — not dollar collapse
The future points toward more currencies used in trade, with the dollar still at the center.

Key Developments

Dollarization Waves Identified by the Fed
The Federal Reserve paper Dollarization Waves: New Evidence from a Comprehensive International Bond Database analyzes over 60 years of global bond issuance. It finds repeated cycles where dollar usage rises, retreats, and then resurges — challenging the idea of a permanent shift away from the dollar.

De-Dollarization Momentum Faces Structural Barriers
While de-dollarization efforts have gained traction over the last two decades, the study shows that most developing nations still borrow heavily in U.S. dollars, reinforcing dollar demand during financial stress.

RMB Expansion Falls Short of Displacement
China has pushed the renminbi as a global alternative, but limited convertibility, capital controls, and trust concerns restrict its international adoption compared to the dollar.

Dollar Still Anchors Global Reserves
The U.S. dollar remains the dominant reserve currency worldwide. Even as its share fluctuates, no competing currency has matched its liquidity, legal transparency, and global acceptance.

Why It Matters

This research reframes the global currency debate. Rather than signaling the end of dollar dominance, current de-dollarization trends resemble past cycles that eventually stabilized or reversed. Understanding these patterns is critical as markets adjust to shifting trade alliances, rising geopolitical risk, and evolving monetary systems.

Why It Matters to Foreign Currency Holders

Foreign currency holders should recognize that dollar pullbacks historically create volatility — not replacement. Periods of diversification often precede renewed dollar demand during crises, debt servicing, and capital flight events.

Implications for the Global Reset

Pillar 1: Cyclical Dollar Power
The dollar’s dominance adapts rather than disappears, reinforcing its role during global stress while allowing room for diversification in calmer periods.

Pillar 2: Controlled Multipolar Transition
The global system is moving toward broader currency usage in trade and settlement — but without dismantling the dollar-based financial architecture.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “De-Dollarization Comes in Cycles, Not a One-Way Path: US Fed”
  

• Federal Reserve – “Dollarization Waves: New Evidence from a Comprehensive International Bond Database”

~~~~~~~~~~

BRICS Bloc Counters Trump: China and Russia Back Venezuela
Beijing and Moscow signal resistance as U.S. pressure on Caracas escalates

Overview

• BRICS pushes back against U.S. pressure
China and Russia publicly back Venezuela as Washington escalates sanctions, seizures, and military deployments.

• Trump orders aggressive oil enforcement
The U.S. announces a blockade of sanctioned Venezuelan oil tankers and seizes vessels tied to sanctions violations.

• Diplomatic lines harden into blocs
Statements from Xi Jinping and Vladimir Putin underscore a widening geopolitical divide.

• Global markets face rising instability risks
Energy supply fears and military posturing raise volatility concerns.

Key Developments

Trump Announces Blockade and Seizures
President Trump ordered what he called a “total and complete blockade” of sanctioned Venezuelan oil tankers. U.S. forces seized vessels allegedly tied to sanctions breaches and drug trafficking, intensifying tensions in the Caribbean and threatening oil supply flows.

China and Russia Issue Firm Support Statements
Russian President Vladimir Putin wrote directly to President Nicolás Maduro, expressing confidence Venezuela would defend its legitimate interests. Chinese President Xi Jinping went further, categorically rejecting external interference and pledging continued support for Venezuela’s sovereignty and stability.

Military Posture Escalates in the Region
The U.S. deployed a nuclear-powered submarine, surveillance aircraft, and approximately 15,000 troops to the Caribbean. Strikes on vessels allegedly involved in illicit activity reportedly resulted in dozens of deaths, heightening fears of miscalculation.

BRICS Solidarity Meets Practical Limits
While Russia and China signal diplomatic backing, analysts caution against expectations of direct military involvement. Officials emphasize political support and deterrence rather than escalation, reflecting competing priorities elsewhere.

Why It Matters

The standoff highlights how geopolitical power is fragmenting into competing blocs. As sanctions, blockades, and counter-alliances multiply, energy markets, trade routes, and diplomatic norms face sustained pressure, accelerating global realignment.

Why It Matters to Foreign Currency Holders

Escalating sanctions and military risk increase volatility in oil-linked currencies, emerging market assets, and reserve allocations, reinforcing the need for diversification amid geopolitical stress.

Implications for the Global Reset

Pillar 1: Bloc-Based Power Alignment
BRICS coordination reflects a shift away from unilateral U.S. dominance toward competing centers of influence.

Pillar 2: Energy and Sanctions as Financial Weapons
Oil blockades and asset seizures underscore how control of trade and finance is central to modern geopolitical strategy.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “BRICS Bloc Counters Trump: China and Russia Back Venezuela”
  

• Newsweek – “China and Russia Pledge Support for Venezuela Amid U.S. Pressure”
  

~~~~~~~~~~

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents. Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Friday Morning 12-19-2025

TNT:

Tishwash:  A parliamentarian reveals the difficulty of meeting the demands of the protesting engineers due to the budget.

MP Haider Al-Salami stated on Thursday that the demands of the protesting engineers have not been met for more than four months, despite his addressing the Prime Minister to include their rights to appointment within the budget amendments .

Al-Salami explained in a statement received by Al-Sa’a Network that “the Ministry of Finance was unable to implement the request due to the budget law before the amendment,” noting that “this reflects the difficult financial situation the country is going through as a result of previous wrong financial policies.”   link

Tishwash:  Prime Minister Mohammed Shia' al-Sudani chairs a special meeting on the oil and gas sectors.

Prime Minister Mohammed Shia Al-Sudani chaired a special meeting on Wednesday concerning the oil and gas sectors, in the presence of the Ministers of Oil and Finance, a number of advisors, and senior staff from the Ministry of Oil and SOMO.

His Excellency affirmed the government's intention to review the financial and economic aspects and raise the efficiency of the Ministry of Oil's sectors, as they are the main source of revenue for the state's general budget.

The meeting discussed plans to develop crude oil production and exports, as well as efforts to achieve self-sufficiency and export petroleum products, and to determine the rates of local consumption.

The meeting addressed the localization of industries necessary for the oil sector, and the development of national capabilities in the public and private sectors in the fields of drilling, extraction, mechanical engineering, and others, in order to rely on national personnel in these aspects.  link

************

Tishwash:  Nasiriyah goes digital... FTTH fiber optic internet has reached Al-Jubayish

The IT manager is optimistic

 Nasiriyah is nearing a complete digital transformation, a goal pursued by a department called the "Digital Transformation Center," as confirmed by Hussein Muhi Hariz, Director of Communications and Information Technology in Dhi Qar.

He tells 964 Network that the FTTH (Fiber to the Home) internet has reached all areas of Dhi Qar, even Al-Jubayish in the south and Al-Fajr in the north. Nasiriyah has reached 98% completion, making Dhi Qar the second most successful governorate after Baghdad.

 With the arrival of this service, experts and officials expect the era of poor internet in Iraq to end, eliminating the need for wireless internet and its many problems. However, tower owners have a different opinion, and 964 Network has previously documented their repeated protests

Hussein Muhi Hariz - Director of Communications and Information Technology in Dhi Qar, for 964 Network :

The number of subscribers to the fiber optic cable service has reached 85,000 in Dhi Qar, after the service was non-existent or at a low level, and most of the districts and sub-districts have been covered, and it is in a state of continuous development.

There are projects between Dhi Qar and neighboring governorates such as Muthanna, Basra, Maysan, Wasit and Diwaniyah, which are related to international projects and capacity transfer and are currently under implementation. There are also other projects to provide protection routes to ensure that communication service in the governorate is not interrupted.

Previously, only one company was responsible for the (FTTH) project, and now there are two companies. The completion rate in Nasiriyah has reached 98%, and it has been almost completely completed in one of the districts.

Most government departments have been equipped with internet services through e-government, and we have maintenance teams in three districts, North, South and the governorate center, to ensure that the internet service is not interrupted.

We have a committee specializing in promoting citizens’ subscription to (FTTH) services, which offer services that are much better than “wireless” services, as they are secure and of high quality, and most of our staff are trained to respond quickly in case of any damage.

The terrain of Dhi Qar is different from others due to the presence of marshes and agricultural lands, and this is the biggest challenge.

Interaction is ongoing between government departments, and we do not start any project until we have obtained approvals from the relevant departments to prevent conflicts.

The Minister of Communications took it upon herself to equip schools with free internet, and Dhi Qar was in second place after the capital, Baghdad, with 300 schools and the number is increasing.

We have completed 98 communication booths in Nasiriyah Central Prison and the Correctional Prison to provide a secure communication service, under the supervision of the competent security agencies to ensure that inmates can contact their families.

Dhi Qar Governorate is distinguished by the presence of e-government. It is the first governorate in Iraq to work on the subject of e-government, and the Digital Transformation Center has been activated and opened in the governorate. God willing, the future will be better for activating e-government and the official government email.

Even districts far from Nasiriyah, such as Al-Jubayish district (90 km south) and Al-Fajr district (120 km north), were included in the (FTTH) services and the service reached them.  link

Mot:  a Motisum!! -- How to Get Rid of Junk  

Mot: I Finded Him I Dids!!!!

Stephanie Starr: Connect the Dots, this is Getting Interesting

Stephanie Starr: Connect the Dots, this is Getting Interesting

12-17-2025

Stephanie Starr @StephanieStarrC

CONNECT THE DOTS… THIS IS GETTING INTERESTING

Iraq’s PM just ordered a re-evaluation of state spending — senior salaries, allowances, and unified pay scales — while officials admit oil alone can’t cover salaries and expenses anymore.

That’s not panic…

That’s pre-reform behavior.

When a country:

Reviews salaries
Tightens budgets
Talks about “other alternatives”
Refuses devaluation
And pushes banking & fiscal reform

…it’s usually preparing for a NEW financial framework, not collapse.

Media says “currency crisis” — but insiders know this looks more like:

• Structural pressure

• Fiscal stress-testing

• Justification for BIG moves

And let’s not forget:

• Banking reform is underway

• Digital systems are rolling out

• Budget laws & emergency mechanisms are in place

• International eyes are watching closely

This feels less like IF and more like WHEN Pressure + Preparation = Change

The pieces are moving… stay sharp.

Look below for more information that came out today.

THIS IS NOT SMALL. THIS IS HISTORIC.

The U.S. just voted to repeal the 1991 & 2002 war authorizations against Iraq — officially ending the legal framework of war.

Let that sink in.

• No war status

• No sovereign-risk excuse

• No more “post-conflict” label

AND ON THE SAME DAY

U.S. lawmakers meet with the Special Envoy for Iraq to discuss Iraq’s future — not war, but rebuilding, sovereignty, and independence.

Meanwhile:

Iraq is tightening budgets
Reviewing spending
Reforming banks
Refusing devaluation
Ending decades-old restrictions

This is what chapter-closing looks like.

This is what pre-normalization looks like.

This is what systems reset before value changes look like.

Watch actions, not hype. The legal, political, and economic doors are opening — fast.

Source(s): https://x.com/StephanieStarrC/status/2001473014471205316

https://dinarchronicles.com/2025/12/18/stephanie-starr-connect-the-dots-this-is-getting-interesting/

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 12-18-25

Good Afternoon Dinar Recaps,

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:

• No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.

    Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

Trump Backs Gas Deal in Middle East Peace Plan
U.S.-backed Israel–Egypt energy agreement strengthens regional power balance

Overview

• The Trump administration backed a landmark natural gas export deal between Israel and Egypt, positioning energy cooperation as a diplomatic bridge.

• The agreement is valued at approximately $35 billion, making it Israel’s largest gas export deal to date.

• Gas will be supplied from Israel’s Leviathan field to Egypt through 2040, supporting Egypt’s ambition to become a regional LNG hub.

• Washington views the deal as a step toward broader Middle East normalization, including renewed momentum behind the Abraham Accords.

Key Developments

• Israel will export approximately 130 billion cubic meters of natural gas to Egypt, with Chevron, NewMed Energy, and Ratio Petroleum as partners.

• U.S. diplomatic pressure helped finalize the agreement, after pricing concerns initially delayed approval.

• Egypt currently imports roughly 20% of its natural gas from Israel, highlighting Cairo’s growing reliance on cross-border energy flows.

• The deal is seen as a precursor to a possible Trump-Netanyahu-Sisi summit, expanding cooperation beyond security into economic integration.

Why It Matters
This gas agreement serves as a strategic economic anchor at a time of strained regional relations following the Gaza conflict. By tying Israel and Egypt together through long-term energy dependency, the U.S. is advancing a pragmatic peace framework that relies on economic incentives rather than political guarantees alone, reshaping regional power dynamics while countering Iranian influence.

Why It Matters to Foreign Currency Holders

• Large-scale energy contracts drive sustained foreign-exchange flows, reinforcing demand for settlement currencies used in gas trade.

• Israel’s export revenues may support currency stability, strengthening fiscal inflows tied to long-term contracts.

• Egypt’s need to finance energy imports affects reserve management, influencing demand for hard currencies and FX liquidity.

• Regional energy integration can reduce volatility, making Middle Eastern currencies more attractive to foreign holders over time.

Implications for the Global Reset

• Pillar: Energy as Financial Leverage — Energy supply agreements increasingly replace military alliances as tools of influence.

• Pillar: Regional Currency Realignment — Long-term trade flows reshape FX demand and reserve strategies beyond Western markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Newsweek – “Trump Backs Gas Deal in Middle East Peace Plan”
  

• Reuters – “Israel approves natural gas export deal with Egypt, Netanyahu says”

~~~~~~~~~~

BRICS Enters Second Stage of Expansion
Alliance signals deeper integration, partner-state pathway, and sustained global realignment

Overview

• BRICS has officially entered a second stage of expansion, confirmed by Russia’s BRICS Sherpa Sergey Ryabkov.

• No fixed timeline or list of incoming countries was provided, underscoring strategic flexibility. 

• A new “partner state” category has emerged, enabling cooperation with a broader set of states without full membership rights. 

• Russia’s 2023 Chairmanship oversaw the first major expansion, integrating new members smoothly. 

Key Developments

• Partner-state status allows staged entry and influence without full accession, broadening BRICS reach. 

• Indonesia joined as a full member in January 2025, bringing the bloc to ten members. 

• Expanded membership and partners now represent a significant share of global population and economic activity, enhancing geopolitical weight. 

• BRICS declarations from recent summits highlight longer-term cooperative agendas, including finance, trade, and political coordination. 

Why It Matters
BRICS’ evolution from an informal dialogue forum to a structured, multi-tiered bloc marks a shift in the architecture of global governance. Expansion strengthens the bloc’s bargaining position in international forums, amplifies non-Western economic influence, and promotes alternatives to existing global norms dominated by Western institutions.

Why It Matters to Foreign Currency Holders

• Reduced reliance on the U.S. dollar: BRICS members and partners have increasingly emphasized local-currency trade and settlement systems, expanding cross-border transactions outside the dollar’s dominance. 

• Alternative payment systems: Developments like interconnected BRICS payment mechanisms aim to facilitate settlements in national currencies, which can reduce exchange risk for holders of BRICS-linked currencies. 

• Diversification of FX exposure: As BRICS countries and partners deepen financial cooperation, foreign investors and reserve managers may find incentives to diversify portfolios toward BRICS currencies and instruments, potentially altering global FX demand dynamics. 

• Long-term de-dollarization trends: Though a unified BRICS currency is not imminent, the collective push toward local-currency usage and alternative systems could reduce dollar dominance over time, reshaping foreign exchange landscapes for holders globally. 

Implications for the Global Reset

• Pillar: Multipolar Governance — BRICS’ structured expansion supports a redistribution of global power away from unipolar Western systems.

• Pillar: Financial System Diversification — Sustained local-currency use and alternative settlement mechanisms lay groundwork for a more pluralistic international monetary system.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS Enters Second Stage of Expansion”

• BelTA – “Ryabkov: BRICS enters new expansion phase”

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“Tidbits From TNT” Thursday 12-18-2025

TNT:

Tishwash:  Al-Alaq: We succeeded in increasing the size of foreign reserves and curbing inflation.

The Governor of the Central Bank of Iraq, Dr. Ali Al-Alaq, affirmed that maintaining financial and banking stability, public financial sustainability, and curbing inflation are among the most difficult challenges facing countries, and cannot be achieved without operating the various economic sectors, especially in light of global economic and financial complexities.

Al-Alaq explained, during a lecture on development financing in light of the global debt crisis, held on the sidelines of the Fifth Regional Conference of the Al-Baraka Forum for Islamic Economics, which is being held in Cairo in partnership with the General Secretariat of the League of Arab States

And which was attended by Al-Sabah newspaper, that “the Iraqi scene is facing intertwined pressures and accumulated infrastructure and development challenges, which require diversifying the economy and maximizing public revenues,”

Noting that “public finances in Iraq depend on oil exports by more than 90%, which is an unconventional source subject to fluctuations in global prices, which leads to fluctuations in revenues and weak financial stability, which necessitates finding structural solutions.”

He explained that “the limited economic diversification and weak productive sectors have made Iraq a country that is primarily an importer, which puts continuous pressure on the dollar and the exchange rate, especially with the rise in purchasing power and the increase in daily demand for foreign currency, which directly affects monetary policy, which has achieved great success in balancing the maintenance of price levels, managing liquidity, and stimulating the economy.”

He pointed out that "public spending pressures, particularly on salaries, subsidies and basic services, pose an additional challenge," stressing "the difficulty of reducing these expenditures due to the potential social repercussions, at a time when the central bank is striving to avoid inflation and maintain monetary stability to protect the social structure of the country."

Al-Alaq pointed out that “Iraq has been able in recent years to finance part of the financial deficit through the development of non-oil revenues, while continuing to coordinate with the Prime Minister with the aim of maximizing these resources and reducing dependence on oil,” in an effort to break what he described as the “financial dominance” of oil revenues over the general budget.

The governor of the Central Bank affirmed that "the stability of the exchange rate is a pivotal goal, as it provides a safe cover for investors and citizens," noting that "Iraq has succeeded in raising the size of foreign reserves and linking them to a package of integrated monetary policies, which have contributed to reducing the inflation rate to about 1%, which is among the lowest levels recorded."

He added that "Iraq is in the process of governing the banking sector," revealing that "an update is underway in cooperation between the Central Bank and an international company for a comprehensive reform plan, which includes reviewing bank licenses according to new conditions and standards, in order to strengthen the banking system and raise its efficiency."

Regarding Islamic bonds, Al-Alaq explained that "there are no Islamic bond instruments in Iraq yet," noting that "there is an integrated project submitted by the Central Bank to the Iraqi Parliament for voting, which opens new horizons for financing and investment."

On the issue of debt, Al-Alaq stressed "the need to find an organized and continuous international dialogue between creditors and debtors," calling for "the establishment of a regional platform to organize this dialogue and reduce the gap between the two parties, in order to ensure negotiations without significant losses, and to contribute to the implementation of reforms and the strengthening of the economic base with the support of the participating countries."

He pointed to “international studies showing that losses in the debt file may range between 20% and 25% as a result of poorly considered financing conditions or delays,” stressing that “negotiating platforms contribute to reducing these losses and enhancing international cooperation by improving debt conditions, bridging the information gap, and exchanging experiences in economic reform processes.”  link

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TishWash: ATM machine arrived in Hajiawa district for the first time

The first ATM was installed in Hajiawa district of Raperin Autonomous Administration on Thursday, December 18,

This device is dedicated to serving salaried employees, while those who have “my account”, can now withdraw their salaries in their district without having to go outside Hajiawa.

This step will provide great convenience to the citizens of the region and reduce the pressure on the banks of the central administration of Raperin.

It is worth mentioning that the “My Account” project is a strategic project of the Kurdistan Regional Government to digitize the salary payment system and switch from cash to banking.

Currently, several banks are participating in the “My Account” project and salaried employees can open bank accounts through them, namely:

Cihan Bank: One of the private banks active in this project.

RT Bank: Involved in providing banking services to employees.

Iraqi Islamic Bank: Provides services to salaried employees.

BBAC Bank: It is one of the Lebanese banks operating in the region and participating in the project.

NBI (National Bank of Iraq): One of the banks with the most branches in the provinces.  link

Tishwash: Iraq seeks coordination with the International Trade Centre to enhance trade exchange

Border crossings statement

 The head of the Border Ports Authority, Omar Al-Waeli, discussed on Thursday ways to enhance cooperation and facilitate international trade during his reception of an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, and Director of Trade Facilitation and Digital Transformation Programs and Trade Policy Advisor.

Network Statement from the Border Ports Authority

The Chairman of the Border Ports Authority, Lieutenant General Dr. Omar Adnan Al-Waili, received an official delegation from the United Nations International Trade Centre, coming from Switzerland, headed by Ms. Pierre Bonthonno, Director of the Trade and Investment Facilitation Department, the Director of Trade Facilitation and Digital Transformation Programs, and a Trade Policy Advisor, with the aim of strengthening cooperation and facilitating international trade.

The Chairman of the Authority provided a detailed explanation of the Authority’s work and efforts in maximizing non-oil revenues and combating smuggling in all its forms, stressing that the Authority is witnessing a broad digital transformation through the introduction of modern technologies, data exchange between the relevant working parties, networking of sonars at all border crossings, and activating cross-border trade according to the TIR system, with direct follow-up and supervision from the Prime Minister.

Al-Waeli stressed the continued hard work to enhance security and stability at border crossings, which will positively impact the increase in trade exchange in Iraq and facilitate international trade.

For their part, the members of the delegation praised the measures taken by the Authority in the field of governance and electronic oversight, and expressed their admiration for the efforts it is making in the field of combating smuggling and rebuilding border crossings, stressing their readiness to provide technical and training support to improve the Authority’s technical capabilities.

This visit reflects the International Trade Centre’s interest in strengthening cooperation with the Border Ports Authority with the aim of improving work efficiency and promoting stability and economic development.  link

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Mot: ole ""Motisums"" Facts bout - ""Christmas is in the air""

Seeds of Wisdom RV and Economics Updates Thursday Morning 12-18-25

Good Morning Dinar Recaps,

European Bank and Commodity Stocks Lead Markets as Metals Signal Hedging Shift

Rising bank shares and surging metals reflect parallel confidence and caution across global markets.

Overview

• European equities moved higher, led by banking and commodity-linked stocks.

• Gold and silver prices remained elevated, signaling persistent hedging demand.

• Oil prices firmed amid geopolitical risk, tightening energy market sentiment.

• Markets show dual behavior, combining risk appetite with defensive positioning.

Key Developments

• Banking stocks drive European gains
  European bank shares led market advances as investors responded to resilient earnings expectations and the prospect of prolonged higher interest margins, despite slowing growth in parts of the region.

• Commodity and mining firms strengthen
  Resource-linked stocks rose alongside firmer prices for industrial metals, reflecting both infrastructure demand expectations and investor hedging against currency and inflation risk.

• Precious metals maintain elevated levels
  Gold and silver prices remained near recent highs, underscoring continued demand for hard-asset protection amid geopolitical tensions, currency volatility, and shifting monetary policy expectations.

• Oil prices react to geopolitical developments
  Energy markets advanced as traders priced in supply risk tied to rising global tensions, reinforcing the link between geopolitics and asset pricing.

Why It Matters

The simultaneous rise in bank equities and precious metals highlights a fractured market psychology — confidence in financial institutions coexists with growing demand for hard-asset protection. This duality reflects uncertainty surrounding monetary stability, geopolitical risk, and long-term currency credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, elevated precious metal prices signal diminishing trust in fiat stability, even as financial markets rally. When metals rise alongside equities, it often precedes currency volatility, reinforcing the case for diversification into real assets during monetary transition periods.

Implications for the Global Reset

Pillar 1: Hard Assets Regain Strategic Importance
Gold, silver, and commodities are increasingly viewed as monetary hedges, not just investment assets.

Pillar 2: Banking Strength Masks Systemic Risk
Strong bank performance may reflect margin dynamics rather than systemic stability, suggesting underlying vulnerabilities remain unresolved.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – European shares rise as banking, commodity stocks lead gains

• Reuters – Gold steadies near highs as investors hedge geopolitical and currency risk

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Wild Currency Swings Spotlight Emerging Markets as Dollar Volatility Intensifies

Sharp FX moves reveal stress fractures in the global monetary system and rising de-dollarization pressure.

Overview

• Emerging market currencies experienced sharp swings, outperforming and underperforming in rapid succession.

• U.S. dollar volatility amplified FX moves, increasing stress on global trade and capital flows.

• Investors selectively rotated into higher-yielding currencies, while avoiding structurally weak markets.

• Currency fragmentation accelerated, reflecting a multipolar monetary transition.

Key Developments

• Emerging market FX volatility surges
  Currency markets across Latin America, Asia, and Eastern Europe experienced heightened volatility as shifting U.S. rate expectations and geopolitical risk drove erratic capital flows.

• Selective strength replaces broad EM rallies
  Rather than a unified emerging-market upswing, investors favored countries with strong reserves, credible policy frameworks, and commodity backing, while penalizing high-debt and politically unstable economies.

• Dollar swings disrupt trade dynamics
  Sudden dollar moves complicated trade settlement and hedging strategies, particularly for import-dependent nations, reinforcing demand for local-currency trade arrangements.

• De-dollarization narratives gain momentum
  Volatility reinforced interest in alternative settlement systems, regional payment frameworks, and reserve diversification — even as the dollar remains dominant.

Why It Matters

Currency volatility is no longer an anomaly — it is becoming structural. The growing dispersion among emerging market currencies highlights a transition from a dollar-centric system toward a fragmented, multi-currency environment, where stability is increasingly determined by national balance sheets and policy credibility.

Why It Matters to Foreign Currency Holders

For foreign currency holders, rising FX volatility means currency values can shift rapidly due to policy intervention, capital controls, or geopolitical shocks. Holding currency exposure now carries higher policy risk, making diversification across currencies, assets, and jurisdictions more critical during the global reset.

Implications for the Global Reset

Pillar 1: Fragmented Monetary Order Emerges
Currency performance is increasingly country-specific, signaling the erosion of a one-size-fits-all global monetary framework.

Pillar 2: Dollar Dominance Faces Structural Friction
While the dollar remains central, volatility and politicization are driving nations to seek alternatives for trade and reserves.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Wild currency swings put emerging markets in the spotlight

• Reuters – Dollar volatility fuels pressure on global FX markets

~~~~~~~~~~

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Seeds of Wisdom RV and Economics Updates Wednesday Evening 12-17-25

Good Evening Dinar Recaps,

Nigeria’s Central Bank Signals Stability as Global Volatility Tests Emerging Markets

Policy reassurance aims to anchor investor confidence amid currency pressure and global financial fragmentation.

Overview

• Nigeria’s central bank reaffirmed its reform commitment, emphasizing financial and currency stability.

• Officials sought to reassure foreign investors, amid rising global market volatility.

• Exchange rate management remains a priority, following recent naira fluctuations.

• Emerging markets face mounting pressure, as capital flows grow more selective.

Key Developments

• CBN reinforces reform trajectory
  The Central Bank of Nigeria (CBN) publicly signaled that it remains committed to structural reforms, disciplined monetary policy, and transparent market mechanisms despite external shocks and global uncertainty.

• Investor confidence placed front and center
  Nigerian officials emphasized consistency in policy direction to prevent capital flight and encourage sustained foreign portfolio and direct investment, particularly as emerging markets compete for scarce global liquidity.

• Currency stability highlighted as a strategic objective
  The CBN acknowledged pressures on the naira but framed recent volatility as part of a broader global trend, not a domestic policy failure. Measures remain focused on reducing distortions and improving FX market functionality.

• Emerging markets under global strain
  Nigeria’s messaging comes as many developing economies struggle with stronger capital controls, dollar volatility, and tightening global financial conditions, underscoring the fragility of emerging-market currencies.

Why It Matters

Nigeria is Africa’s largest economy and a key energy and commodities player. How its central bank manages reform credibility amid global volatility offers insight into whether emerging markets can maintain financial sovereignty without triggering destabilizing capital outflows. The outcome influences regional confidence far beyond Nigeria’s borders.

Why It Matters to Foreign Currency Holders

For foreign currency holders, Nigeria’s stance highlights a growing reality: central banks in emerging markets are prioritizing controlled stability over free-market volatility. Currency values may be increasingly managed, not purely market-driven, reinforcing the importance of diversification and awareness of policy risk during the global monetary reset.

Implications for the Global Reset

Pillar 1: Monetary Sovereignty Over Market Orthodoxy
Emerging markets are asserting tighter control over currency outcomes as global volatility rises, signaling a shift away from hands-off monetary frameworks.

Pillar 2: Capital Becomes Conditional
Foreign capital is no longer assumed — it must be earned through policy credibility, signaling a rebalancing of power between investors and sovereign states.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investors King – Nigeria’s Central Bank Signals Stable Reform Path to Investors Amid Global Volatility

• Reuters – Emerging market currencies wobble as global volatility intensifies

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India’s Central Bank Steps In as Rupee Volatility Triggers Currency Defense

RBI intervention signals rising global FX stress and a shift toward active currency management.

Overview

• India’s central bank intervened aggressively to halt a sharp decline in the rupee.

• U.S. dollar selling by the RBI stabilized markets, reversing one-way currency pressure.

• Global dollar volatility continues to strain emerging markets.

• Currency defense highlights a broader shift toward hands-on monetary control.

Key Developments

• RBI halts rupee’s downward slide
  The Reserve Bank of India (RBI) entered foreign exchange markets decisively, selling U.S. dollars to counter a rapid depreciation of the rupee. The move marked a clear break from tolerance of market-driven declines.

• One-way trade triggers central bank response
  Traders reported heavy speculative pressure pushing the rupee lower, prompting authorities to act in order to prevent disorderly market conditions and preserve confidence.

• Dollar strength pressures emerging markets
  The intervention reflects mounting strain across emerging-market currencies as shifting U.S. rate expectations and geopolitical risks drive erratic dollar flows.

• FX reserves deployed as strategic buffer
  India’s sizable foreign exchange reserves provided the RBI with room to intervene forcefully, underscoring the importance of reserve accumulation in a volatile global system.

Why It Matters

India’s move reinforces a global pattern: central banks are no longer relying solely on interest rates to manage stability. Direct currency intervention is returning as a core policy tool, signaling rising stress within the international monetary system and increasing fragmentation of currency regimes.

Why It Matters to Foreign Currency Holders

For foreign currency holders, India’s intervention highlights a critical reality — currency markets are increasingly policy-managed. Sudden central bank action can rapidly reverse FX trends, increasing volatility and policy risk while reducing predictability in currency valuations during the global reset.

Implications for the Global Reset

Pillar 1: Return of Active Currency Defense
Central banks are reclaiming control over exchange rates, signaling a move away from fully free-floating currency systems.

Pillar 2: Reserves as Power
Foreign exchange reserves are becoming a strategic weapon, reinforcing the divide between nations that can defend their currencies and those that cannot.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – India’s RBI returns with decisive hand to halt rupee’s one-way slide

• Reuters – Dollar volatility pressures emerging market currencies

~~~~~~~~~~

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Market Panic Ahead When this System Blows

Market Panic Ahead When this System Blows

Liberty and Finance:  12-17-2025

A shocking exposé has brought to light a pervasive and systemic real estate tax fraud that has been quietly ravaging the financial stability of millions of American households.

 Expert Mitch Vexler has revealed the alarming details of this widespread scheme, which has been orchestrated by local school districts and central appraisal districts across the United States and Canada.

The consequences are dire, with over 42 million households – approximately 36.7% of U.S. households – facing the very real threat of losing their homes due to inflated property taxes.

At the heart of this is the fraudulent overvaluation of property taxes, which violates both federal constitutional law (specifically the 16th Amendment) and state laws. Local school districts and central appraisal districts have been manipulating property assessments to service massive bond debts, resulting in overt taxation that burdens homeowners – particularly retirees and middle-income families.

 This has led to widespread financial distress, bankruptcy risk, and loss of homes, equity from homeowners and undermining the very fabric of the American dream of homeownership.

The scheme is perpetuated by compounded interest on bonds and the continuous issuance of new bonds, with bond debt now estimated at a staggering $5 trillion nationally. Central appraisal districts are ignoring uniform appraisal standards, instead manipulating valuations to meet budgetary targets for school districts. This not only strips equity from homeowners but also creates a deflationary spiral that jeopardizes local economies and the broader financial system.

The real-world impacts of these fraudulent practices are far-reaching, contributing to a housing affordability crisis that is pricing out first-time homebuyers and forcing many to relocate or downsize.

Local examples, such as a failed hotel project in Conroe, Texas, financed with bonds that now burden taxpayers despite no real economic return, illustrate the devastating consequences of this scheme.

While solutions exist, including legal challenges currently pending in courts, systemic resistance persists due to claims of sovereign immunity and “ultravirus” protections by government entities.

Mitch Vexler is calling for grassroots advocacy, encouraging homeowners to unite in pushing local school boards and appraisal districts to adhere to the law and stop the fraud. His organization provides extensive documentation, legal filings, and resources online to empower citizens to fight back and hold responsible parties accountable.

The situation is dire, with the potential for a catastrophic market collapse worse than the 2008 financial crisis if left unchecked. It is imperative that homeowners, policymakers, and the broader public become aware of this issue and take action to prevent further damage.

https://youtu.be/ZVKWk3HYsNY