Stop Overspending With This Simple Budgeting Trick
Stop Overspending With This Simple Budgeting Trick
December 2, 2019
Do you find yourself falling short of your savings goals or taking on debt because you can’t stop overspending? Have you tried budgeting but still struggle to control your spending?
Changing our spending habits is extremely difficult. When you are used to a certain level of spending, it’s hard to teach yourself to spend less. This was me a few years ago when I found myself on the overspending struggle bus. I had established new savings goals but was struggling to adjust my spending accordingly. This resulted in me not being able to both meet my savings goals and pay my bills. And it was frustrating as heck.
Budgeting did help me get to know my spending a bit better, but I still needed something more to really reel in my spending. I needed a way to learn what it feels like to live within my means and meet my savings goals. I needed to tighten the reins. So I hacked my budget and created a trick to rein in my spending which allowed me to align my money with my all of my priorities.
Why This Trick To Stop Overspending Works
I won’t lie. This trick can feel a little restrictive at first. But for the chronic overspender that I was, I needed this trick to get me to really understand what I could spend while still meeting savings goals and paying my bills.
This trick prevented me from spending money I didn’t have and blowing my monthly budget. And more importantly, it taught me how to spend in a way that allowed me to meet all of my financial goals and pay those darn bills. And I’m happy to say, I don’t use the trick for all of my expenses anymore.
I was able to get away from it because I had learned what my spending needed to look and feel like if I wanted to meet all my goals. This trick was an effective way to get myself in the mindset of spending intentionally.
And this is why this trick is a game-changer for anyone struggling to stick to their budget, stay out of debt, or simply stop overspending.
To continue reading, please go to the original article here:
https://www.cashfortacos.com/stop-overspending-with-this-simple-budgeting-trick/