Monday Night CC and KTFA Members "News and Views" Tuesday 12-17-19

KTFA:

Frank and Delta Monday Night CC 12-16-19

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https://fccdl.in/nL4Intbu6R

Rommy:  WOW!!!  If you have not listened to MCC you need to!!!

Popeye7:  You got that right Rommy... Thanks to Frank, and Delta for elaborating on the video the CBI released... Delta, thanks so much for interpreting it... Loved the part that indicated that there is nothing left to do... But to "Just Do It!"...  The info was off the charts, and only served to solidify all that has been taught by Frank, and the teams... Appreciate you folks... Fantastic job!

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Samson:  Kurdistan Region announces the Christmas holidays

17th December, 2019
The Kurdistan Regional Government announced on Tuesday the suspension of official working hours in government departments and institutions for 11 days on the occasion of Christmas and the birth of Christ.

The spokesman for the regional government, Gottiar Adel, said in a statement today that the New Year's holiday begins on Wednesday, 25/12/2019, to Saturday, 4/1/2020.

The spokesman explained that on Sunday, 5/1/2020, the official working hours will be resumed.

LINK

2Cents:   Perfect!!!!!......Let's hope that the country and particularly the ISX follows the same.....

We always watched for a potential Friday to educate the Citizens in the mosque.........Now, we are potentially looking at them effectively having two Fridays to do so...........What a potential end game plan......

What's more, based on logic and the current date, in addition to WS comments, IMO it looks like RD/RV/RI may very well occur simultaneously......

IMO, looks like another Christmas will pass without RD/RV nor RI but 2020 may very well start out with a bang(at least for us by 1/6).......

Thanks DELTA for breaking down the video on the CC.....I have waited for more than 10 years to hear someone from the CBI say that the Delete the Zeros project will not affect deposits in banks when the currencies coexist........I hope ALL realize the importance of this statement!!!

Samson:  Khalaf: The Iraqi banking sector has a rich experience

16th December, 2019

A member of the Board of Directors of the Union of Arab Banks, Chairman of the Board of the Development Bank, Ziyad Khalaf, announced that the Iraqi banking sector has a rich experience that made it exceed the political and security conditions and fluctuations

 Khalaf said in his speech at the Arab Banking Conference that was held in Cairo, "This conference is taking place under difficult exceptional circumstances that the entire region is going through, especially in the countries of Iraq and Lebanon, and that this conference is of great importance as it is taking place on the margins of these conditions and their economic and financial implications in order to address the resulting effects And the implications of the reality and course of our Arab banking sector

He added that the current conditions require us to exert all our efforts to set a road map aimed at mitigating the effects of the expected shocks that will be resolved in the economies of our countries as a matter of national and professional responsibility.

Nationalism and the widening of the phenomenon of unemployment, so these circumstances require our banks to adopt conservative policies and strategies in the field of credit and lending, in addition to activating the roles of oversight departments in a significant way, and that contributes to reading the economic situation and To Mali correctly and take the necessary measures and measures to activate contingency plans and alternative plans to ensure the continuity of the banking business and meet customer requests

He stressed that the political conflicts and the security instability experienced by a number of Arab countries, including my own, Iraq are a result of the deteriorating and critical economic conditions that many Arab societies, particularly the youth group, suffer from, as 30 million Arab citizens are below the poverty line and the unemployment rate in the Arab world. It is 10% versus 5% globally

He pointed out that banking in and of itself, regardless of time and place, necessarily implies risks, challenges and anxiety, in order to objectively link to capital investments, which are characterized by an absolute sensitivity to political, economic and security fluctuations

And that the reality of the banking sector in Iraq and its rich experience through its confrontation with these conditions and political and security fluctuations and over the course of five decades where the banking sector went through many and various throats and was able to overcome them wisely and knowledgeable of the Iraqi banking leaders and cooperation with the Central Bank of Iraq, and

despite the conditions and challenges that the banking sector faced, it was able Out of its contract and its effects and what helped achieve its successes is the strength, durability and toughness of the Iraqi economy and the possessions it possesses great and well-known resources that it is hoped that it will be invested and managed properly during the next stage

He added that the skill of the banking leadership with inspiration and implementation of international banking standards issued by international banking institutions and follow-up to the periodic reports of the World Bank for Iraq made them overcome many difficulties, especially after legislation supportive, guaranteeing and immune to proper banking work, most notably the Anti-Money Laundering and the Financing of Terrorism Law, and other laws and instructions And the required standards

Khalaf expressed his optimism about correcting the track and adopting the necessary reform programs to boost the economy and achieve the necessary economic development, as a result of the popular movement

A bright future awaits Iraq in particular, and the Arab world as a whole, with its great wealth requirements and the broad need to rebuild and rebuild with huge and massive investments

LINK

MilitiaMan:  So the popular movement has had an effect that in the end sped the process up imo. All the while the Central Bank has been working in the background knowing their wealth is massive!

They have met international standards and worked along side international institutions along the way. It looks as though the implications of their successes will be support for the next phase while the reconstruction efforts begin.

That next phase is where the real market economy gets off to a glorious start like the old days!!

The old days where the currency was valued at far higher valuation!!

Imo Thw CBI interview that Delta and Frank shared tonight should make us all realize this article is supportive of that interview!

As a new international rate is required for the next phase. They are effectively stating they are ready now and it looks like it is more and more public now!! Imo -MM 

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Don961:  Iraqi Trade Bank wins an international award

21:53 Monday 16 December 2019

The Iraqi Bank of Trade TBI won three awards for excellence from the famous "The Banker's" magazine, London.  LINK  

Militiaman:  More international branches? All the awards should be backed by a strong currency, not one with a program rate that is not internationally accepted. Imo - MM

Samson:  Iraq pays 20 billion dollars of its external debt

17th December, 2019

The Finance Committee announced, on Tuesday, the payment of more than $ 20 billion of the size of external debt owed by Iraq

The head of the committee, Haitham al-Jubouri, said in an interview with the official Iraqi News Agency "conscious" that "the external debts still on Iraq are 27 billion dollars and 41 billion dollars for Saudi Arabia are not recognized, because they were debts given to the former regime president during the Iran-Iraq war
 
He added that "the debts on Iraq were more than 50 billion dollars, more than 20 billion dollars was paid during the last period   LINK

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Samson:  Economist: The budget deficit will cost Iraq big debts

09:17 - 17/12/2019

The economist, Bassem Jamil Antoine, confirmed on Tuesday that the budget deficit will cost Iraq big debts due to the loans that he will go to in order to bridge the deficit, pointing out that random appointments will burden the budget and force governments to go toward internal and external loans.

Antoine said in a statement to "The Information", that "the deficit is not new to the budget, as meeting this need is by resorting to internal and external loans." He added that "Iraq has one source to supplement the budget through oil and gas rents, in addition to taxes and fees and cannot be loaded more than its capacity."

He explained that "borrowing will constitute a huge burden on budgets, despite achieving a financial surplus at the end of the year, because of the failure to spend the amounts according to the plans prepared for the projects."

He pointed out that "reducing the salaries of the presidencies will provide a portion of the budget deficit amounts, despite the existence of many random appointments that burden the budget and lead to borrowing to meet the financial need, as Iraq has paid nearly $ 130 billion in addition to the benefits of these loans."    LINK

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Don961:   FROM THE ARCHIVES ... 2016 ... SEEMS THEY'VE BEEN COOKING THE SOUP FOR A GOOD WHILE ... TO GET IT JUST RIGHT TO PRESENT AND SERVE .. 

Raise the three zeros from the Iraqi currency and the interim evaluation

Sunday 20 November 2016 - 04:54

Amer Al-Abadi

 The value of the Iraqi dinar appeared at the value of (7) grams of gold at the beginning of its issuance according to the issuance law in the year 1931, and in 1959 a new law was issued for the Iraqi national currency and the Iraqi monetary and banking system continued to develop, and the Iraqi dinar value reached (3.3) dollars until the beginning of the war With Iran, which led to a major collapse in the Iraqi currency 

in 2004, the former Governing Council replaced the previous currency, which was symbolizing the previous regime, with a new currency that is currently in circulation and dealings in a currency of seven categories: 50, 250, 500, 1000, 10,000, and 25,000 dinars.

Unlike the Arab countries, there has been no coins in Iraq for nearly 25 years. 

The project to delete the three zeros was scheduled in 2011 and was not completed and then postponed to 2013..and then postponed to the year 2015..Now it is planned to implement the plan early in 2017

Note that the process of deleting the zeros occurred in several countries. Three zeros from the Zimbabwe dollar were deleted in 2006, and Romania deleted four zeros from its currency in 2005. Bolivia deleted three zeros from its currency in 2008. Turkey has written off six zeros from its currency in 2005. Sudan has removed two zeros from its currency in 2007

and the central bank director Mehdi Al-Alaq said: "The central bank started the first steps of the project by choosing designs, companies and the country in which the currencies will be printed." He pointed out that "the introduction of the new currency does not mean the destruction of old currencies, but will continue to circulate for about ten years," noting that "this period will enable the central bank to withdraw the old currency according to the dynamics known to preserve liquidity in the market."

Justification for the replacement process

1. The presence of its value of 30 trillion dinars, a large cash block with a number of 4 billion notes  

2. Currently, the largest cash category is 25 thousand dinars, equivalent to approximately $ 21, and this requires a large size and effort to settle daily transactions. Therefore, the amounts that exceed its value of more than 20 million are made in dollars.

3. The presence of a large percentage of the currency damage, especially the small classes, and its unacceptability in circulation, which makes up about one third of the monetary block. 

4. The difficulty of performing calculations in light of numbers that exceed the number of zeros in excess of 14 zero in practical and technical terms, and the probability of the error occurring, whether by adding or removing it.

Benefits of the replacement process

1. Security .. reduces the risk of carrying large sums.

2. The costs of counting, sorting, and checking will decrease. If larger categories are issued . If 

3. Raising zeros will create a psychological impact for the citizen by strengthening his currency and adopting it more broadly instead of foreign currency.   

4. Including the Iraqi dinar in the global currency basket and dealing in it officially in the world's stock and financial markets. 1. The emergence of an arithmetical problem between old and new numbers in transactions and in reading and managing figures in trillion ..

5. The possibility of concluding economic agreements to deal in the national currency, and this will cover a very large part of the foreign transfers, which are a waste of the national wealth from hard currencies.

6. The manipulation of the currency exchange market will be eliminated

7. The corrupt business will be stopped from suspicious banks, their agents and brokers

8. A higher ceiling will be set for the amounts transferred abroad from the active exchange currency to ensure that the currency is not smuggled.

9. Currency change affects the psychological aspect of wanting a currency with a high exchange rate. This rise introduces the joy of returning the dinar to its rich past.

Disadvantages of the exchange process: 

2. The need to print large categories 

3. The foreign stocks of the stock market will drop to 20% because the foreign investor believes that a currency change will reduce profits. 

4. Striking out three zeros from the coin may contribute to creating a state of monetary illusion  

5. It will cost the state budget large sums, in addition to being a door of financial corruption, in addition to not addressing the problem of financial inflation because the Iraqi market is importing all goods and services from abroad, which means depleting hard currencies.

6. There are no official data on the cost of Iraqi banknotes. Note that the cost of the banknote in Britain is 7 US cents. It suffices, then, to know the number of cards in circulation to give an idea of ​​the total cost. 8. Add to that another sum for minting coins, not to mention the funds needed to counter the consequences of deleting zeros as substituting for postage and financial stamps. 9. Feeling of poverty: Deleting the zeros leads to one feeling of poverty. He who has ten million dinars has only ten thousand of them 10. Expect high prices.

7. Four billion sheets. Thus, the cost of printing it becomes 289 million dollars. This amount is useless 

11. In front of the imperative of introducing the Kurdish language to the first version of the currency after the entry into force of the new constitution, it is necessary to benefit from the experiences of other currencies. For example, the euro is the currency of many nations in Europe, but there is no language in it but only symbols, numbers and pictures.

 Amer Al-Abadi

  11/15/2016    LINK

 

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