25 Things You Should Never Do With Your Money
25 Things You Should Never Do With Your Money
Roger Wohlner August 28, 2020·
There is possibly an endless list of things you shouldn’t do with your money. But from bad habits to decisions based on wishful thinking, some of the bigger missteps can really cost you. To find out the biggest money mistakes you should avoid, GOBankingRates asked financial experts for their best advice.
Never Cash Your Paycheck Right Away
If you cash your paycheck right away, you might burn through it too quickly. “You will most certainly spend it all if you cash your paycheck rather than have your employer directly deposit it into your bank account,” said Barbara Friedberg, a personal finance consultant. “Even better is to automatically transfer a percent of your paycheck into a retirement investment account and direct-deposit the remainder into a bank account.”
One advantage of having a workplace retirement plan, such as a 401(k), is that money is automatically deducted from your pay and invested. You don’t see it, so you won’t spend it. You can use a budgeting template to get the most mileage out of your paycheck.
Never Fall For 'Special' Finance Deals You Can’t Afford
Promotional finance offers that provide zero or low interest rates on a big purchase might sound like a great deal — until you wind up paying more than you expected. That’s what happened to Grayson Bell, founder of personal finance website Debt Roundup.
“Don’t finance a new vehicle, or watercraft in my case, based on the low promotional monthly payment,” he said. “I financed a new $10,000 Jet Ski with no money down and no real way to pay for it based on a radio ad promoting a super low $69 per month payment. What I didn’t read was the rate was only for two years, then it changes to include retroactive interest based on the loan amount.”
“Those financing deals can ruin you if you’re only looking at the monthly payment,” he continued. “Go through the math and read all of the fine print. They get you in with the low monthly payments, but keep you paying for much longer than you anticipated.”
Never Co-Sign a Loan You Can’t Afford
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The Economic Transition Begins, Fed Complies & Informs The Banks To Follow The Procedures
X22 Report: 9-27-2026
The [CB] is now complying the Genius act and instructing the banks to back the stable coin with assets. The transition has begun
Some excerpts:
Trump and his team are already beginning the transition.
I believe Warsh has been put in place to restructure the entire Fed and follow the Genius Act and the Clarity Act to get the Federal Reserve in line so it could be brought into the Treasury.
Iraq Declares Four-Day Holiday For Sovereignty Days
2026-09-26 Shafaq News- Baghdad Iraq’s Cabinet on Saturday declared a four-day holiday in state institutions from September 30 through October 3 to mark the country’s “Sovereignty Days,” Prime Minister Ali Al-Zaidi’s media office said.
Xi Xinping Said America Is Finished. Congress, Take The Hint!
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 25, 2026
Chinese President Xi Jinping landed at Joint Base Andrews Wednesday for a three-day state visit, and Donald Trump was waiting for him at the foot of the red carpet. That’s highly unusual. US presidents typically receive foreign leaders at the White House.
In fact, with the exception of popes, no president had met a foreign leader on the tarmac since 1962, when JFK went out to greet British Prime Minister Harold Macmillan.
China Needs a Time Machine. America Just Needs a Pen
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 22, 2026
Song Jian was very good at math. He was one of China's top missile scientists, and his specialty was the equations that steer a rocket to its target.
In 1978 Song traveled to Helsinki for an engineering conference, where he came across researchers applying the same kind of math to human beings. Their idea was that a country's population could be steered toward a target number, just like a missile.
KTFA
Saturday Night Video
FRANK26…..9-26-26….A FANTASTIC GUY
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
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Holly Celiano: Latest RV Updates, XRP News, Trump-Xi Financial Developments as of 25th September 2026
6-25-2026
Navigating the intersections of international diplomacy, blockchain innovation, and evolving monetary policy requires a close look at how current events are reshaping our global landscape.
A recent comprehensive video briefing hosted by Holly Celiano offers a fascinating deep dive into these exact themes, breaking down everything from high-level geopolitical summits to the technical upgrades modernizing decentralized finance. Whether you are tracking macroeconomic trends or keeping an eye on the latest software developments in the digital asset space, this analysis provides valuable context for the shifting financial paradigms ahead.
Rob Cunningham: In the Past 5 Days
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In The Past 5 Days
SAUDI & China split on Payments
GREENLAND unites w America
SEC launches PROJECT CRYPTO
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Saudi Arabia: Threats To International Navigation Could Affect Global Economy
Arab and International Saudi Foreign Minister Faisal bin Farhan said on Saturday evening that the Kingdom supports the Iraqi government in the file of limiting arms to the state and enhancing the country's sovereignty and security, pointing out the importance of Iraqi territory not to be a starting point for aggression against neighboring countries.
Good Afternoon Dinar Recaps,
GLOBAL BOND RESET WATCH: RECORD-HIGH YIELDS PUT DEBT MARKETS AND CURRENCIES UNDER PRESSURE
Surging government-bond yields across major economies are exposing the growing connection between sovereign debt, inflation, interest rates, trade and currency stability.
America Keeps Threatening the Lenders It Can't Afford to Lose
Notes From the Field By James Hickman (Simon Black / Sovereign Man) September 24, 2026
Late last week, Congress and the White House established a new law authorizing the President to impose tariffs of up to 100% on any country that ranks among the five biggest buyers of Russian oil or gas.
This law had broad, bi-partisan support and passed by a whopping 86-11 margin in the otherwise deadlocked Senate, and 262-159 in the House of Representatives.
TNT:
Tishwash: Iraqi Dinar Strengthens Against US Dollar Following Prime Minister's US Visit
At a Glance
The Iraqi dinar has strengthened against the US dollar, with 100 US dollars trading at 157,000 dinars.
Iraqi Prime Minister Ali Faleh Al-Zaidi met with US financial institutions, banks, and President Donald Trump in New York and Washington.
Oil exports have rebounded near normal levels to 4.5 million barrels daily, bolstered by stabilizing financial conditions
KTFA:
Clare: Under the Patronage of Prime Minister Ali Faleh Al-Zaidi, Iraq’s Permanent Mission to the United Nations Hosts Roundtable for Representatives of U.S. and Iraqi Banks
Under the patronage and in the presence of Prime Minister Ali Faleh Al-Zaidi, Iraq’s Permanent Mission to the United Nations in New York hosted a roundtable for representatives of a number of U.S. banks and financial institutions, as well as officials and specialists in economic and financial affairs and representatives of Iraqi banks.
In his remarks, the Prime Minister affirmed that Iraq is entering a new phase of economic transformation and financial and banking reform.
MilitiaMan & Crew: The Truth About the Port of Fall & UN Speech: Iraqi Dinar Update
9-25-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
No drama. No intrigue. No songs and dances. Just straight, factual news that I read and interpret to the best of my ability after being an avid Dinar investor and insanely obsessed Dinarian for over 15 years.
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TNT:
Tishwash: Iraq declares "Sovereignty Day" holiday from Wednesday to Sunday
On Saturday, the Cabinet issued a decision to suspend official working hours on the occasion of "Sovereignty Day".
An official statement from the media office of Prime Minister Ali al-Zaidi stated: It has been decided to suspend official working hours in state institutions starting from Wednesday, September 30, until Saturday, October 3, in celebration of the (Sovereignty Days) of the Republic of Iraq.
The complete withdrawal of foreign forces from Iraq is expected to be announced on September 30, after all their bases and camps have been handed over to the Iraqi side.