10 Simple Habits of Money-Smart Individuals
By Tracie Fobes Last updated: Jan. 20, 2021
Master these successful money habits to boost your wealth.
Mark Cuban. Warren Buffett. Michael Bloomberg. Most people will never be as rich as the world’s wealthiest billionaires, but you can still learn from their smart money habits.
From ditching debt to paying bills on time, fiscally savvy folks have developed good habits and plans that keep them in financial shape. And with a little effort, you too can master their tricks for managing money. If you’re looking to break bad money habits and get on more solid financial footing, follow these fiscal tips from the pros.
Have a Written Budget
Many people have a budget — sort of. They know who they have to pay each month and how much. However, they don’t have anything in writing. When you have a written budget, you see exactly where your money is going. Best of all, you can direct your money where you want it to go.
Your budget is your roadmap to financial success, so make sure you include every single expense. Don’t forget about that coffee you grab on the way to work or the money you spend on parking every day.
Pay Down Debt
Take the steps necessary to pay off your debts. You will need to create a debt payoff plan to make it happen.
Start by assessing the types of debt you carry and determining what might be paid off first. Your credit card debt should be the first thing you look at. In addition to possibly carrying a high interest rate, it typically has variable rates. Because credit cards are revolving debt, if you only make the minimum payment required each month, you may not be able to pin down an end date for your debt.
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MilitiaMan & Crew: Is This the Breakthrough? State Banks and Digital Files
11-6-2026
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Iraqi Dinar news update for November 6. We are analyzing the latest coordination between state banks and new digital files.
This update focuses on the ongoing shift toward formal channels for financial oversight. We examine recent documentation regarding state banks and how these institutions are coordinating to improve transparency and operational efficiency across the sector.
Turkiye: Kirkuk-Baniyas Pipeline Poses No Threat
2026-11-06 Shafaq News- Ankara The possible reopening of the Kirkuk-Baniyas oil pipeline between Iraq and Syria would not pose a threat to Turkiye's economy, Turkish Energy and Natural Resources Minister Alparslan Bayraktar said on Friday, adding that Ankara and Damascus could conduct joint offshore exploration in the future.
Good Morning Dinar Recaps,
GLOBAL MONETARY RESET WATCH: U.S. JOBS SURGE TO 165,000 AS STRONG LABOR MARKET PUTS FED RATE CUTS IN QUESTION
U.S. employers added far more jobs than expected in October, while unemployment edged lower, giving the Federal Reserve another reason to remain cautious about reducing interest rates.
KTFA
Friday Night Video
FRANK26….11-6-26…..THE GAP
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie and Omar in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
GP Q: US Treasury Signals Possible Shift in Debt Financing Strategy for 2027
11-6-2026
U.S. Treasury Signals Possible Shift in Debt Financing Strategy for 2027
In Washington today, the United States Treasury has kept its near-term bond auctions steady, yet a quiet change in official language has opened the door to a different way of financing America’s growing debt as early as 2027.
In its November 4 quarterly refunding statement, the Treasury said it anticipates maintaining current auction sizes for nominal coupon securities and floating-rate notes for the next several quarters.
Stern Drew: The Banking and Digital Lockdown has Started
11-6-2026
The Banking And Digital Lockdown Has Started
Riots in Paraguay as 3 million customers locked out of their own money due to AI cyberattack.
A French bank(Crédit Mutuel Arkéa) has been HACKED, with €118 million reportedly stolen in the process…
Bruce’s Big Call Dinar Intel Thursday Night 11-5-26
Transcribed By WiserNow Emailed To Recaps (INTEL ONLY)
(Political Comments not included in transcription)
Welcome, everybody, to the big call tonight. It is Thursday, November 5, and you're listening to the big call. Thanks for tuning in, everybody. I hope you had fun with our pre-recording trivia tonight. I sure did. I think Sue and Bob did. I hope so.
All righty, let's get into the intel segment now. (Political Comments not transcribed for posting)
The other thing is, if you think about it, we are transitioning to the restored republic. Everything that's happened with the Starlink satellite system, with the quantum financial system, with blockchain technology, with the cross-border international payment system, the SIP system, everything's been interconnected to flow and work together really well, and I believe that as a result, we're going to see a new a new restored republic as our form of government, which means this elections in and of itself could be a moot point. We'll see how it all goes.
Good Afternoon Dinar Recaps,
GLOBAL TECHNOLOGY AND ASSETS RESET WATCH: $2.5 TRILLION ERASED FROM NASDAQ AS AI INVESTMENT CONCERNS SHAKE MARKETS
Investor concerns about the cost and profitability of artificial intelligence investments triggered a sharp technology-stock selloff, raising questions about valuations, corporate borrowing, and the financial risks surrounding the global AI expansion.
Coffee with MarkZ, joined by Mr. Cottrell. 11/06/2026
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
MZ: It is Codeman Friday. Developments and confusion. We talk about the news and try to make it make sense. Mr. Cottrell joins us to take your questions then Lucas pops in.
KTFA:
Clare: Prime Minister Ali Faleh Al-Zaidi Discusses Regional Developments in Phone Call with U.S. President
Prime Minister Ali Faleh Al-Zaidi held a phone call today, Thursday, with U.S. President Donald Trump, during which they discussed the evolving situation in the region, security developments, and prospects for the next phase.
The call also addressed the importance of coordination and consultation between the two countries regarding current challenges, as well as efforts to support regional stability and prioritize dialogue and diplomacy in addressing crises, with a view to containing tensions and preventing the conflict from spreading.
Reset Intelligence: Trump's Envoy Is Back in Baghdad.
By Reset Intelligence | @EXIT_FIAT
2 days after America voted, Trump phoned Iraq's prime minister. About an hour later his envoy, Tom Barrack, was sitting in the prime minister's office in Baghdad.
Congress changed hands this week. Washington's work on Iraq did not stop for it.
Dollar Firms Amid AI Selloff, Falling Treasury Yields
2026-11-06 03:46 Shafaq News The US dollar held firm against major currencies on Friday, drawing support from safe-haven demand after a selloff in AI stocks worldwide, though lower Treasury yields capped gains ahead of a closely watched US payrolls report.
Good Morning Dinar Recaps,
GLOBAL DEBT RESET WATCH: DEVELOPING-COUNTRY DEBT HITS RECORD $9.4 TRILLION AS BORROWING COSTS CLIMB
Developing economies are borrowing more to meet their financial needs, but rising interest costs are consuming resources needed for infrastructure, healthcare, education, and long-term economic growth.
TNT:
Tishwash: Al-Daraji: Printing approximately 5 trillion Iraqi dinars in 50,000 dinar denominations
The Secretary-General of the "Kafa" Movement, Rahim al-Daraji, revealed today, Thursday, that approximately 5 trillion Iraqi dinars in 50,000 dinar denominations have been printed.
Al-Daraji stated in a post on his social media accounts, "According to a reliable source, approximately five trillion Iraqi dinars in 50,000 dinar denominations have been printed.
Ariel: The XRP Connection and Iraqi Dinar Trigger
11-6-2026
Here is what you will not find on any blog, any forum, any intelligence newsletter, anywhere:
The XRP Connection:
The reset is not purely metallic. The gold peg is the anchor. The distribution mechanism is distributed ledger technology and the SEC’s settlement with Ripple in 2025 was not a legal conclusion. It was a systems integration.