Iraq Economic News and Points To Ponder Thursday Afternoon 10-30-25

Iraq Is Second... 29 Million Barrels Of Oil Imported By America From OPEC

Energy  Economy News - Follow-up   The U.S. Energy Information Administration revealed on Thursday that the United States imported more than 20 million barrels of oil from OPEC countries in July, with Iraq being the second largest exporter among these countries.  According to statistics from the administration, the volume of US crude oil imports reached 29.933 million barrels in July 2025.

It indicated that Iraq came second among OPEC countries in terms of oil exports, with a quantity of 9.825 million barrels, while Saudi Arabia came first with exports of 9.996 million barrels, followed by Nigeria in third place with 3.768 million barrels.

Algeria came in fourth with 2.112 million barrels, followed by Libya with 2.011 million barrels, Gabon with 678,000 barrels, Kuwait with 650,000 barrels, and then Venezuela in eighth place with 175,000 barrels.

The administration noted that the remaining member states, Congo, Iran and the United Arab Emirates, did not export any oil to America in July.   https://economy-news.net/content.php?id=61758

Government Advisor: Adopting A Loan Default Insurance Policy Represents A Qualitative Shift In The Lending Structure

Money and Business  Economy News – Baghdad  The Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed on Thursday that the Cabinet’s recent decision to adopt an insurance policy against default on payments instead of a guarantor for housing loans for employees represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying procedures.

Saleh said that “the Cabinet’s decision to adopt an insurance policy against default on payments instead of a guarantor in housing loans for employees whose salaries are deposited represents a qualitative shift in the structure of bank lending towards enhancing financial inclusion and simplifying the procedures addressed by the government program, and is an important aspect of the economic reform process in its financial and banking aspects.”

He added: “Therefore, adopting the insurance policy constitutes a double guarantee, as it gives the citizen ease in obtaining the loan without a guarantor, and at the same time provides banks with full protection from the risks of default, which speeds up the lending cycle and increases the efficiency of Iraq’s financial system.”

He pointed out that "this step will positively impact investment in the housing sector by increasing demand for housing units and stimulating the construction and building industries, which will contribute to reducing costs and prices as a result of expanding supply and growing competition."

He explained that “the insurance policy will open up broad horizons for national insurance companies to achieve regular returns from insurance premiums, which will lead to a revival of the insurance business environment and an expansion of its products within the framework of developing the national financial market, and that such a transformation will establish an effective partnership or integration between the banking system and the insurance sector within what is known globally as (bancassurance).”

He added that “adopting the insurance policy instead of the guarantor is not just an administrative procedure, but a structural reform in the national financing system that supports the construction and housing sectors, stimulates the labor market, and at the same time lays the foundations for financial and economic integration that contributes to achieving the goals of sustainable development and is consistent with the principles and objectives of the National Development Plan 2024-2028.”

He noted that “the insurance policy referred to in the Cabinet’s decision is an insurance guarantee that covers the bank against the risk of the borrower not paying the loan installments for any reason (such as death, total disability, loss of employment, or any force majeure circumstances that prevent payment), but under this policy the borrower pays a simple insurance premium once or annually according to the insurance requirements, and in return the insurance company undertakes to pay the remaining amount of the loan to the bank in the event that the borrower defaults on payment for force majeure reasons, and coverage for the risks of payment continues throughout the entire loan term.” https://economy-news.net/content.php?id=61763

Global Oil Prices Decline

Economy | 08:05 - 30/10/2025  Mawazine News – Economy  Brent crude futures fell three cents, or 0.05%, to $64.89 a barrel, while U.S. West Texas Intermediate crude futures slipped 11 cents, or 0.18%, to $60.37 a barrel.
https://www.mawazin.net/Details.aspx?jimare=269353

The Dollar Remained Stable At The Close Of Weekly Trading.

Economy | 11:21 - 30/10/2025  Mawazin News - Baghdad:  The exchange rate of the US dollar against the Iraqi dinar has witnessed remarkable stability in local markets.   The selling price reached 142,000 dinars per 100 dollars, while the buying price reached 140,000 dinars per 100 dollars.  https://www.mawazin.net/Details.aspx?jimare=269372

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 10-30-25

Good Afternoon Dinar Recaps,

Shadow Credit Shock: How Hidden Bank Links to Private Debt Threaten Global Stability  

As banks quietly bankroll private-credit giants, regulators warn that the next liquidity crunch may already be inside the system.  

Overview
Regulated banks are increasingly exposed to the booming private-credit (non-bank) sector — through credit lines, term loans, and other facilities. This growth brings potential contagion channels and liquidity mismatches that could stress alliances and financial architecture.

Key developments

• U.S. banks hold roughly $79 billion in revolving credit lines and around $16 billion in term loans to private-credit vehicles as of Q4 2024; while bank exposure to other NBFIs stands at $2.2 trillion.

• The International Monetary Fund (IMF) and other regulators are warning that exposures to private credit — via linkages with buy-out firms and private-equity backed companies — pose financial-stability risks. 

• Many banks struggle to map overlapping exposures where they co-lend alongside private-credit funds, or where one borrower sits in multiple liability chains — creating hidden leverage. 

• Recent banking-stock sell-offs in the U.S. occurred after auto-finance bankruptcies (e.g., firms backed by private-credit lenders) renewed investor anxiety about underwriting quality.

What this means for global alliances

• Risk mutualisation across systems: As banks in different jurisdictions lend into private-credit structures, shocks in one region (e.g., U.S. sub-segments) can propagate globally — forcing cooperative regulatory responses.

• Alignment of regulatory regimes: Countries must coordinate oversight of private-credit linkages and bank exposures — alliances may form around shared standards (rather than purely geographic blocs).

• Financial-system hedges and alternatives: With banks exposed, states and major financial hubs may push for settlement systems and credit facilities that reduce reliance on opaque bank-channels — potentially favouring alternative infrastructures.

How this accelerates financial restructuring

• The growing opacity of private-credit exposures highlights the need for new transparency, monitoring, and settlement frameworks beyond classical banking channels — reinforcing the case for multiple clearing/settlement systems.

• Capital will increasingly flow toward jurisdictions and institutions perceived as less exposed to these cross-links — shifting funding patterns and re-allocating financial centre prominence.

• The fragmentation in credit-intermediation channels supports the emergence of dual (or multiple) financial ecosystems: one anchored in traditional bank networks, another in less regulated, fund-based networks with linkages to trade and state-backed finance.

Practical signals to watch

• Announcements of large bank exposures to private-credit vehicles or borrowings by major private-credit funds.

• Regulatory commentary or investigations focussed on bank–private credit fund linkages in major finance centres (e.g., U.S., Europe, Asia).

• Movements in bank equity spreads, non-bank lending growth, and signs of leveraged credit facilities tightening.

Bottom line:
The intersection of banks and private-credit markets is no longer a niche issue — it has become a structural fault line in the financial system. Financial alliances and infrastructure will increasingly be defined by who sits outside traditional bank-fund channels as much as by who remains inside.
This is not just politics — it’s global finance restructuring before our eyes.                                                                                                                                                                

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Federal Reserve – Bank Lending to Private Credit: Size, Characteristics, and Financial-Stability Implications

• Boston Fed – Could the growth of private credit pose a risk to financial system stability?

• Guardian – Head of IMF says risks in private credit market keep her awake at night

• MarketWatch – Banks’ exposure to private credit may pose contagion risk

• Reuters – Global bank stocks slide on credit worries, U.S. lenders eke out gains

~~~~~~~~~
Metals as the New Money Signal: Gold Now Mirrors Liquidity Cracks in the Global System  

Gold’s surge beyond $4,000 isn’t just a flight to safety — it’s a flashing warning light for global funding stress and the birth of metal-backed finance.  

Overview
Precious and industrial metals are increasingly responding not just to inflation or geopolitics but to liquidity dynamics and financial-system risk. Sharp swings in metals markets reflect cracks in funding and settlement systems. 

Key developments

• A spike in the U.S. Secured Overnight Financing Rate (SOFR) relative to the Fed’s Interest on Reserve Balances (IORB) signals acute funding stress; this in turn has triggered short-term volatility in gold and silver. 

• Analysts argue that the recent rally in gold (above $4,000/oz) is driven less by geopolitics and more by global-liquidity expansion and funding-stress hedging. 

• Commentary warns that liquidity squeezes can hit metals quickly then fade as policy intervenes — yet the underlying structural trend remains. 

What this means for global alliances

• Hard-asset coordination: Countries and regional blocs with strong metal reserves (or metal-settlement facilities) can play a coordination role in a multipolar financial order.

• Settlement hedges: Metals become part of trade-settlement strategies as states diversify from purely fiat or dollar-based systems — alliances may form around shared metal-backed frameworks.

• Liquidity-network blocs: States with access to deep funding markets and metal-backed liquidity may attract capital and trade flows away from those without these buffers — realigning economic alliances.

How this accelerates financial restructuring

• The re-role of metals from “safe-asset” to settlement collateral and liquidity gauge supports a restructuring of the global financial architecture: hard-assets underpin digital and traditional finance alike.

• Liquidity-stress episodes that show up in metals signal the need for parallel funding and settlement systems outside the over-leveraged bank-centre infrastructure.

• Investment flows increasingly favour jurisdictions with transparent metal-settlement chains and central-bank participation — shifting the geography of financial power.

Practical signals to watch

• Further sharp moves in SOFR, IORB or comparable short-term funding rates.

• Announcements of metal-backed settlement corridors, metal-tokenisation initiatives or joint metal-reserve holdings.

• Spreads between metal prices and implied hedge/funding-cost measures (e.g., gold-carry, vault-premiums).

Bottom line:
Metals are often portrayed as safe-havens. But today they are also symptoms and participants in the new liquidity architecture — bridging funding systems, national-reserve strategy, and settlement infrastructure.
This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• FXEmpire – Gold (XAUUSD) & Silver: How Fed Liquidity Stress Could Trigger Pullback

• FXStreet – Keep your eye on the ball: Metals, liquidity, Fed pivot

• Discovery Alert – How Global Liquidity Drives Record Gold Prices in 2025

~~~~~~~~~
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Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Thursday Coffee with MarkZ. 10/30/2025

Thursday Coffee with MarkZ. 10/30/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good morning, everyone. Getting excited about these next few days.

Member: Remember this weekend we change our clocks back an hour on Sunday . Daylight Savings time again.

Member: Mark, do you think today or tonight might be our big day?

MZ: It might be. I think it’s a high possibility. I have not heard anything definitive but there certainly is a lot coming together at the same time.

MZ: There are lots of bond expectations for today. No updates yet….but huge expectations for today. This comes from 3 different bond folks…different individuals with different deals. I am expecting 3 updates throughout today.

MZ: Many, many historic bond holders are expecting something big to break today. Cross your fingers and say your prayers. If they get paid we are very close and currencies will be done soon.

Member: Mark I was informed by my source from the Treasury department that it is going to be a very good Christmas for everyone and that everything has to be done before the end of the year

Member: Wells Fargo in Colorado Springs and Denver have both said they are waiting on a rate from the treasury. Not hear say!

Member: Went to JP Morgan yest-they put me on a "list" w/3 others to be called when this flips

Member: I just talked to a private wealth manager from Chase in Columbus, Oh. and he told me the IQD is a scam.

Member: Sounds like Trump and team have met on the sidelines with a few countries. Hopefully he signed off agreements for the revaluation.

Member: He met with Vietnam, and Indonesia for sure. Along with Japan, Korea and China. Very successful trip for trade deals.

Member: On a scale of 1 to 10, how confident are you that the rate is in the HCL?

MZ: I think the rate follows on the heels of the HCL. With the budget. That’s where I think we will see it. I am at a 10 that we will see this within days of the HCL

Member: Mark in case you've missed it CBI signed electronic payment system and Turkey/Iraq signed their agreement water/oil shares

MZ: And Greece has opened up direct flights to Iraq. The first European country to fly direct routes in and out of Iraq

Member: Fact: It's been 12,857 days since the Iraqi Dinar collapsed from $3.28 per IQD. That's >35 years...

MZ: “ Mark Savaya: A big agreement between Washington and Mosul”  a big research center in Mosul partnering with the US. We do know there have been some high level delegations in behind closed door meetings that started yesterday. We are starting to see some “public” parts of it….but is there anything else we are not seeing just yet? Like possible a new rate discussion?

MZ: Article “Dinar RV : Will Iraqi election speed the process?”  Will this political event trigger the long awaited RV?  This is from an anonymous blogger.

Mark goes through this article point by point ….Listen to relay for his analysis

Member: Mark, question about the QFS: when we go to exchange at a tier 1 bank, does our currency get deposited in the QFS or a bank account?.

MZ: As I understand it….all accounts after this reset become QFS. So if you have a current bank account…it will be a QFS account. It will be a whole new banking system. The QFS is a terem for the new and improved banking system’

Member: Many banks do not refer to it as a QFS. So if you ask about it…they know it by a different name. QFS is a dinarland term.

Member: And the SWIFT system goes away-Right?

Member: Besides hearing from you how else will we know if this thing goes?

Member: All the gurus will announce it…..and all the dinar blogs. It will be all over and you won’t miss it.

Member: Wouldn’t it be cool if EBS came out on Nov 5th “remember, remember the 5th of November”

Member: Daylight saving time will be November 2nd set your clocks back

Member: Thank you, Markz, for how you keep us grounded and informed. I look forward to every podcast.

Member: Hope everyone has a very good day

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=4R8bKl25gUw

News, Rumors and Opinions Thursday 10-30-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 30 Oct. 2025

Compiled Thurs. 30 Oct. 2025 12:01 am EST by Judy Byington

Restored Republic

Wed. 29 Oct. 2025 EMERGENCY INTEL DROP: @PaulGoldEagle

The U.S. economy is suffocating. Prices rise, the dollar weakens, and every paycheck buys less. Behind the headlines lies a deliberate collapse engineered by the same global bankers who built the system to fail. For decades, they drained nations through debt slavery and hidden off-ledger networks. That empire is now being dismantled.

ECONOMIC DECLINE BY DESIGN The so-called “recession” isn’t random — it’s control. Artificial inflation, digital illusions, and fake growth data mask a dying system. Every stimulus deepened debt, each crisis expanded elite control. The goal was a new centralized digital currency owned by them. Trump’s Alliance (allegedly) blocked that plan. The Quantum Financial System (QFS) (allegedly) replaced it.

QFS EXPANSION IS (allegedly) LIVE Quantum nodes are active:
• Fort Worth, TX – biometric command center
• Stuttgart, Germany – NATO-hardened interface
• Dubai Financial District – seized routing hub
• Iowa Quantum Hub – first verified GESARA-linked transfers

The QFS(allegedly)  bypasses all banking intermediaries. DNA-based authentication (allegedly) replaces account numbers. Transactions are(allegedly)  logged, encrypted, and immune to theft or seizure. The central banks’ levers of control are gone.

CONTROLLED COLLAPSE UNDERWAY Legacy systems are shutting down:
• SWIFT nodes are dropping offline.
• BIS audit tools return null data.
• Central banks blocked from mirror conversions.
• IMF liquidity buffers drained dry.

Banks blame “technical outages.” In reality, the plug is being pulled. Fiat grids are dying as QFS routing absorbs their flow.

TRUMP’S ALLIANCE (allegedly) CONTROLS THE RESET From Cheyenne Mountain, Trump and Gen. Eric M. Smith oversee the transition. Over $1.2 trillion in elite foundations and black trusts have (allegedly) been seized and redirected into biometric civilian accounts.

Next moves:
• Declassifying M-Alpha-1999 – evidence of 14 dynasties to sabotage QFS rollout.
• Expanding Tier-2 onboarding for GESARA civilian funding.
• Exposing Vatican Q-Ledger forks used to mimic QFS access.

THE SYSTEM THAT FED ON EVERYONE IS DYING Debt, inflation, and fiat illusions are ending. The elites are scattering, their safe havens collapsing one by one.

This is not a financial crisis — it’s liberation. The takedown continues. The silence means success. QFS is not coming. QFS is (allegedly) here.

~~~~~~~~~~~

Wed. 29 Oct. 2025 Wolverine: “We’re not that far off. It’s going the first week of November.”

Wed. 29 Oct. 2025:US DEBT CLOCK SIGNAL: “AMERICA’S NEW MONEY VAULT” — IS THIS THE END OF THE FEDERAL RESERVE ERA?! Pay It Forward • Treasury Vault Activates • 100% Reserve Currency Incoming • October 29, 2025 – amg-news.com – American Media Group

Wed. 29 Oct. 2025:BOOOM!!! BUYBACK ANNOUNCED — U.S. TREASURY BEGINS DEBT PURGE: $2 BILLION BOUGHT BACK AS TRUMP TAKES FISCAL CONTROL • Markets Roar • Deepstate Panics • America Reloads • – amg-news.com – American Media Group

Wed. 29 Oct. 2025: HAPPENING NOW: FED PANICS! INTEREST RATES SLASHED AGAIN AS TRUMP PREPARES TO CLEAN HOUSE • Second Rate Cut in 2025 • Powell Weak & Late • Trump Set to Appoint Real Leadership • VIDEO – amg-news.com – American Media Group

Read full post here:  https://dinarchronicles.com/2025/10/30/restored-republic-via-a-gcr-update-as-of-october-30-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26    These lower denomination notes, they need a new rate in order to work...But the fils, they need a new rate so it's not so embarrassing.  I mean seriously, if they keep it at 1310 what would be the value of the fils?  The answer is a negative number [Because the metal of the coin itself has more value than the face value of the coin?]...The coins scream that the next step is to introduce the new exchange rate.  The coins desperately demand a new rate.

Mnt Goat    In...Iraq, the television news...has released an educational presentation that was played...on October 26th and keeps playing... This newest news shows the older historical dinar notes and coins as they too were lower denominations. But the key for us investors is why are they showing this and what’s it all about?  What I am told this latest video is doing is making a case that the CBI is bringing back these lower denominations and that we may also very well see many of these features of the notes from the past 1930’s – 1940’s on the newer lower denomination. Why these images? This was the ‘golden age’ for Iraq, get it now? That’s the point of this recent news. There is an historical presentation full of Iraq pride in their prior currency. But what was the rate back in the 1930’s and 1940’s?  ...throughout the 1930’s & 1940’s the dinar was $4.86.  WOW!

************

COMEX COLLAPSE: 29 MILLION Ounces VANISH in 30 Days – Silver Vaults EMPTY

Daniela Cambone:  10-29-2025

“The long-term trend can't be manipulated... but within that trend, yes, you can play games. Yes, you can manage the price,” silver expert David Morgan reveals

. In today's interview with Daniela Cambone, Morgan breaks down the most acute stress the physical silver market has seen in years, which saw 29 million ounces drained from COMEX vaults in a single month to plug a desperate shortage in London.

 He argues that while the immediate "panic has subsided," and "the worst of the squeeze appears to be behind us," this event was a critical lesson.

“There'll be a day of reckoning where the physical market takes control of the paper paradigm. And that's what we've seen this year,” he states.

Find out why he warns the system runs on “razor-thin inventories” and why this underlying issue of a “world running short of metal” means the physical reckoning is not over.

https://www.youtube.com/watch?v=uCmGhNelTy8

Seeds of Wisdom RV and Economics Updates Thursday Morning 10-30-25

Good Morning Dinar Recaps,

Trump’s Trade Deals in Asia — Strategic Trade Meets Financial Settlement

Why the latest U.S. trade pacts in Asia matter for the global financial reset

Overview
Donald Trump’s recent trade agreements with Southeast Asian nations (notably Malaysia, Cambodia, Vietnam and frameworks with Thailand) illustrate how economic diplomacy is being used to recast alliance structures in Asia — and by extension, to reposition access to global trade and financial networks. 

Key developments

• On October 26 2025, the U.S. finalised trade deals with Malaysia and Cambodia, covering about 68 % of U.S.–ASEAN two-way trade.

• The pacts include provisions for export-controls, investment-screening, and tariff concessions tied to broader strategic goals (implicitly directed at China). 

• The U.S. also struck a one-year trade truce with Xi Jinping’s China on the sidelines of the APEC summit (October 30 2025), easing trade-war risk and injecting new momentum into regional realignments. 

What this means for global alliances

• Trade deals as alliance currency: The U.S. uses access and concessions in trade to cement partnerships and counter competing blocs (e.g., China-ASEAN, BRICS).

• Financial settlement risk and loyalty: Countries aligned with U.S. trade architecture may gain preferential access to dollar-flows, debt markets and settlement rails — reinforcing the trade-finance-alliance triangle.

• Regional realignment: Southeast Asia may pivot from being primarily China-linked to diversifying toward U.S. and Western networks — changing trade-ecosystem risks and rewards.

How this accelerates financial restructuring

• Stronger U.S. trade ties with strategic partners allow the U.S. to remain central in settlement systems, yet the incentive for others to build parallel systems rises if they feel excluded.

• As trade deals are increasingly tied to economic security and tech supply-chains, settlement systems upgrade to reflect those linkages — making trade and finance inseparable in the new architecture.

• We are seeing a dual-track system: one anchored in the U.S./West trade-finance model and one emerging from Asia-Pacific/BRICS with its own rails. These trade deals sharpen the contours of that bifurcation.

Practical signals to watch

• Which nations receive settlement-rail access, swap line support or credit enhancements following trade deals.

• Whether new trade agreements explicitly mention payment-system or financial-infrastructure cooperation.

• If nations outside the U.S.–Japan–Australia bloc accelerate links with BRICS or non-U.S.-settlement networks as a hedge.

Bottom line:
Trade is not just about goods and tariffs anymore — it’s about who controls the flow of payments, access to finance and settlement networks. These Asia-Pacific deals reshape the map of alliances, and finance will follow the trade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Politico – Trump finalises trade deals with Malaysia, Cambodia, frameworks for Thailand & Vietnam

• Reuters – US signs trade deals with Cambodia, Malaysia under Trump

• White House Fact Sheet – President Trump Drives Forward Trade Deals with Southeast Asian Countries

~~~~~~~~~

Jerome Powell’s Rate Cut — Monetary Shift, Global Fallout

Why the Fed’s decision matters not just for the U.S., but for the emerging global financial order

Overview
The Federal Reserve, under Chair Powell, cut its benchmark interest rate by 25 bps, bringing the federal funds rate to 3.75 %-4.00 % on October 29 2025. However, Powell signalled that further cuts are not guaranteed, injecting uncertainty into the global liquidity outlook. 

Key developments

• The second rate cut in 2025 comes amid concerns of labour-market softness and economic slowing. 

• Powell emphasised that “a further reduction of the policy rate in December is not a foregone conclusion.” 

• The Fed’s statement reaffirmed its dual mandate of maximum employment and inflation-at-2 %. 

What this means for global alliances

• Reserve-currency signalling: A U.S. rate cut weakens the dollar’s yield advantage, prompting reserve-holders and trade partners to reconsider currency-diversification and settlement-systems.

• Liquidity shifting: Lower U.S. policy rates can drive capital flows toward emerging markets — those that can offer stable settlement rails become more attractive partners.

• Monetary policy as geo-economic tool: The Fed’s stance influences global yields, funding costs and the competitive positioning of monetary blocs (U.S./G7 vs. BRICS).

How this accelerates financial restructuring

• Lower U.S. rates reduce the structural advantage of dollar-funded trade and settlement systems — creating space for alternative currency systems and rails to gain traction.

• Uncertainty about future U.S. policy increases incentives for countries to seek non-dollar settlement channels and to build reserves in other currencies or hard assets.

• The link between trade/settlement infrastructure and national currency policy becomes tighter — monetary policy decisions matter for alliance structuring and settlement networks.

Practical signals to watch

• Movement in carry trades and dollar funding-cost spreads.

• Reserve-currency diversification announcements from major economies (e.g., central banks increasing non-USD holdings).

• New settlement deals in local currencies following or triggered by the Fed’s rate change.

Bottom line:
A seemingly domestic monetary policy decision — a rate cut by the Fed — is in fact a signal in the global architecture. It influences alliances, settlement rails and the balance of financial power.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – Fed lowers rates, but Powell suggests move may be the last of 2025

• CBS News – Federal Reserve cuts interest rate by 0.25%

• Axios – Fed cuts again but signals December cut uncertain

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Terrifying High-Tech Bank Scam Drains Your Life Savings In Seconds

Terrifying High-Tech Bank Scam Drains Your Life Savings In Seconds — and ‘devastated’ victims are sounding the alarm

Asia Grace  Mon, October 27, 2025  NY Post

Noel Phillips can’t believe he was cleaned out so quickly — and easily.

The New York millennial was bled dry earlier this year by a group of scammers who used phone number-spoofing technology — software used to misleadingly alter caller ID information — to empty his bank account, taking all of his life savings, totaling nearly $30,000.

“It’s devastating,” Phillips, 33, a journalist and an NYC transplant from London, exclusively told The Post. “I can still hear the voices of the people who called me, posing as employees of Chase Bank, claiming there had been fraudulent activity on my account.”

“They used fear tactics to basically hypnotize me into handing over all the money I’d worked so hard to earn and save over the last four years,” he added.

Deborah Moss, a 65-year-old caretaker from Northern California, was previously thunderstruck by a similar wave of devastation when an imposter targeted her, draining her Chase account of a shocking $162,000 in 2020.

“I started screaming like you wouldn’t believe,” Moss recently told The Post. “I was, like, ‘Oh, my f—king God.’ I was just hysterical. That was all my money.”

That’s the sinister trickery of business imposter scams, which have been on a steady rise, outpacing romance scams, family and friend scams and tech support scams over the past five years.

The crime now ranks as the No.1 consumer complaint of 2025, per data provided to The Post by the Federal Trade Commission.

As of late June, the FTC, which protects folks from deceptive and unjust business practices, has been inundated with over 516,000 imposter scam complaints — totaling almost $1.7 million in losses.

To get their paws on a target’s money, imposter scammers often call — or email, text or direct message — a victim, pretending to be a representative from a trusted, established company. They typically claim that there’s been some sort of privacy breach or unauthorized dealings on their account.

After spinning a falsified yarn about an alleged faux pas, the wolves in sheep’s clothing create a sense of urgency and panic about the situation, convincing their prey to hastily transfer large sums of money or divulge personal information to avoid any further malfeasance.

But in reality, they’re the bad guys, siphoning cash and info for their own greedy gain.

And imposter scammers don’t limit their villainy to masquerading as reps for financial institutions like Bank of America or TD Bank — just two of the corporations that Upper East Side granny Nina Mortellito, 86, is suing in New York state court, alleging they failed to protect her from a $700,000 con.

In August 2023, she was allegedly targeted via a pop-up window that falsely warned that her bank accounts were about to be hacked, according to a lawsuit filed earlier this month.

Over the course of nine months, Mortellito, who suffers from age-related memory issues, was allegedly convinced by fraudsters to make a series of unusual withdrawals, totaling anywhere from tens of thousands to hundreds of thousands of dollars, from Merrill Lynch, TD Bank and UBS accounts, according to court papers.

Although the banks were aware she was vulnerable to scammers, they didn’t raise any alarms, the lawsuit charged.

The Post has reached out to Bank of America, Merrill Lynch, TD Bank and UBS for comment.

Robert Georges, Mortellito’s attorney, told The Post he’s inundated with bank imposter fraud cases from victims plagued with “devastation, embarrassment, confusion and upset” following the violation.

“There’s this fear about how they’re going to live without their life savings,” he added. “This is a well-known epidemic in America. All the banks are aware that this is a major problem, but we don’t feel that banks are doing a reasonable job to protect people. We’re bringing these lawsuits to hopefully effect change.”

Mortellito and her lawyer are seeking unspecified damages against the banks, whom they’re suing for negligence, The Post previously reported.

In addition to impersonating bankers in the name of fraud, ne’er-do-wells also commonly pose as customer service staffers for popular retailers, delivery service couriers or utility company workers, just to name a few.

Christopher Brown, a lawyer with the FTC’s Division of Marketing Practices, calls the swindles “sophisticated” and credits the prevalence of artificial intelligence with helping fraudsters seem legitimate.

“AI can certainly amplify the scams, making them more believable,” Brown told The Post, noting the multitude of AI-powered spoofing and voice-hijacking tools available to perps. “They’re trying to gain your trust, making you believe they are who they’re claiming to be.”

The Federal Communications Commission reports that US consumers receive approximately 4 billion spoofed calls, including automated robocalls, from money-hungry scammers each month.

To combat the crisis, the FCC recently implemented its STIR/SHAKEN framework. It’s an industry-standard caller ID authentication technology that validates the legitimacy of calls, allowing the phone company of the receiver to verify that a call is, in fact, from the number displayed on the caller ID.

TO READ MORE:  https://www.yahoo.com/news/articles/terrifying-high-tech-bank-scam-192105932.html

“Tidbits From TNT” Thursday Morning 10-30-2025

TNT:

Tishwash:  A mysterious visit and closed-door meetings: Trump's envoy arrives in Baghdad "secretly" and meets with prominent political leaders.

On Wednesday (October 29, 2025), journalist Hossam Al-Hajj, known for his close ties to political parties, leaked that Mark Savaya, the special envoy of US President Donald Trump, arrived in Baghdad two days prior and held a series of secret meetings with several heads of political blocs.

According to information relayed by Al-Hajj, the meetings took place away from the spotlight and had a sensitive political character, addressing the upcoming American strategy in Iraq, issues related to the American presence, elections, and regional alliances.

There has been no official confirmation yet from the US Embassy or the Iraqi government regarding the visit or details of the meetings held by the US envoy.  link

************

Tishwash:  The constitutional clock is ticking... A deputy announces the end date of the parliament's term and reveals the "last minute" sessions. 

Member of Parliament’s Legal Committee, Murtada al-Saadi, revealed on Wednesday (October 29, 2025) the constitutional date for the end of the current session of the House of Representatives, speaking about the possibility of holding limited sessions after the upcoming elections to complete postponed legislation.

Al-Saadi told Baghdad Today, “The current House of Representatives held its first session after taking the constitutional oath on January 9, 2022, and according to constitutional and legal procedures, it can continue to hold sessions and vote on laws until January 9, 2026, that is, after four full years of the current term.”

He explained that “this legal cover gives Parliament the authority to hold sessions, discuss draft laws, conduct readings, and ultimately vote on them,” but he ruled out “holding any new session before November 11, due to the political blocs being preoccupied with election campaigns and field activities.”

He added that “Parliament will hold only one or two sessions after the elections to decide on a group of laws that have reached advanced stages of discussion, especially those that enjoy broad political consensus,” indicating that “a number of these laws have completed the first and second reading stages and are ready to be put to a vote in the coming period.”

This clarification comes as the electoral process enters its final stages, with parliamentary work having been suspended for weeks due to political blocs being preoccupied with alliances and election campaigning. Observers predict that the current session may conclude after the approval of a limited set of laws before the start of the new session in early 2026.  link

************

Tishwash:  International Smart Card (QiCard) Showcases Iraq’s Fintech Leadership at Money 20/20 USA “From Iraq to the World” 

DUBAI, United Arab Emirates--(BUSINESS WIRE)--International Smart Card (QiCard), Iraq’s leading provider electronic payment solutions, set to represent Iraq’s rapidly advancing fintech sector at Money 20/20 USA 2025, the world’s most influential event for payments, banking financial innovation, taking place October 26–29, 2025 in Las Vegas.

Official sponsor, International Smart Card (QiCard) marks a defining moment for Iraq’s digital economy demonstrating how a nation once limited by cash is now exporting innovation, financial inclusion, trusted technology globally.

“QiCard was born from a belief that Iraq can be a source of innovation, not just a beneficiary of it,” said Ali Moneim, CEO of International Smart Card (QiCard). “Our participation at Money 20/20 isn’t simply about presence; it’s about proudly sharing an Iraqi success story that has transformed millions of lives through secure and accessible financial technology.”

At the event, QiCard will showcase its biometric smart card systems, secure e-payment infrastructure, and pioneering financial inclusion initiatives that have empowered over 19 million citizens and 50,000 merchants across Iraq. The company’s mission extends beyond technology — it seeks to build a connected Iraq where digital trust and economic participation are within everyone’s reach.

“Our growth has always been driven by empathy and accessibility,” said Ahmed Kadhim, CIO at International Smart Card (QiCard). “Every innovation begins with the needs of our people — from retirees to students and that human-first approach is what we’re proud to present to the global fintech community.”

Money 20/20 USA brings together more than 10,000 industry leaders from financial institutions, regulators, and investors to shape the future of finance. QiCard’s participation underscores Iraq’s emergence as a new fintech hub in the Middle East — proving that local expertise and global standards can coexist to drive sustainable innovation.

“Innovation is not a department at QiCard — it’s our identity,” said Hasan Abdulhadi, Chief Innovation Officer at International Smart Card (QiCard). “From developing biometric authentication to building interoperable payment ecosystems, our goal is to take Iraqi ingenuity beyond borders — to show that solutions born in Baghdad can compete globally.”

Through its participation, QiCard reinforces its commitment to expanding cross-border partnerships, attracting investment to Iraq’s fintech sector, and championing the message that progress, innovation, and financial empowerment can emerge from anywhere.

QiCard is bridging local innovation with global impact.  link

*************

Mot: To-do list

Mot: Over 40 vibes

Fed Cuts Rates to 4% as Market Liquidity Drains

Fed Cuts Rates to 4% as Market Liquidity Drains

Lena Petrova:  10-29-2025

The financial world is holding its breath as the Federal Reserve gears up for its next highly anticipated policy decision. While a quarter-point interest rate cut seems almost a foregone conclusion for many, the real story – the one with profound implications for markets and the economy – lies in what happens to the Fed’s massive balance sheet.

Specifically, all eyes are on the future of Quantitative Tightening (QT), the Fed’s quiet but powerful program of shrinking its asset portfolio. And according to recent insights, we might be on the cusp of a significant pivot away from tightening.

To understand the shift, let’s quickly recap. During times of crisis, like the 2008 financial meltdown and the C***D-19 pandemic, the Fed aggressively expanded its balance sheet, buying trillions of dollars in bonds and other assets. This “Quantitative Easing” (QE) injected massive liquidity into the system, aiming to stabilize markets and stimulate the economy.

Once the immediate crises passed and inflation became a concern, the Fed began Quantitative Tightening (QT). This involves allowing those bonds to mature without reinvesting the proceeds, effectively pulling money out of the financial system. The Fed’s balance sheet, which soared to nearly $9 trillion, has since shrunk to around $6.5 trillion. The goal: to normalize the economy after years of extraordinary stimulus.

For months, the Fed has been on autopilot with QT. But signs are emerging that the financial plumbing is getting too tight. Liquidity in short-term funding markets, where banks and financial institutions borrow from each other overnight, has been showing signs of stress. We’ve seen troubling spikes in overnight borrowing rates, indicating a scramble for cash.

With cash flowing out due to the TGA and no longer being absorbed by the RRP, the ongoing QT program is acting as a “double whammy,” further draining liquidity and making short-term markets increasingly fragile.

Against this backdrop, many economists believe the Federal Reserve will soon pause or even end its QT program. Why? To prevent a full-blown liquidity crisis and stabilize funding markets.

Ending QT would mark a subtle but powerful shift. It wouldn’t be “Quantitative Easing” (QE) – the Fed wouldn’t be actively buying assets again right away. Instead, it would be a move from actively withdrawing liquidity to a more supportive stance, ceasing the drain and allowing market conditions to normalize. This could involve adjustments to the Fed’s standing repo facility to ensure ample liquidity.

The Fed’s upcoming decision is more than just a number on interest rates. It’s a recalibration of its entire monetary strategy, impacting everything from your mortgage rates to corporate borrowing costs. It’s a testament to the complex balancing act central banks perform to keep the economic engine running smoothly.

For a deeper dive into these crucial developments, I highly recommend watching the full video from Lena Petrova, which provides further insights and context.

https://youtu.be/ZJT92zuJj2Q

Iraq Economic News and Points To Ponder Wednesday Evening 10-29-25

Liquidity And Balance Of Payments In Iraq Declined Over The Past Three Months.

Money and Business   Economy News – Baghdad  The Ministry of Planning announced on Wednesday the economic indicators for the country for the first quarter of 2025.

The Central Statistical Organization of the Ministry stated in a report seen by “Al-Eqtisad News” that the most important indicators for the first quarter of 2025 indicate a decrease in merchandise imports compared to exports, which led to a decrease in the net balance of payments to reach 5.9 trillion dinars.

He added that there has been a decrease in public deposits with banks, which has led to a decline in cash liquidity, noting that total bank credit amounted to 71.3 trillion dinars.

He pointed out that the amount of electricity produced in the first quarter of 2025 amounted to 33,142,433 megawatt-hours, while the amount of imported energy amounted to 1,673,496 megawatt-hours.

The unit "megawatt-hour" means the amount of power generated or imported during the actual operating hours of the national electricity grid.     https://economy-news.net/content.php?id=61721

Customs Revenues Exceed 2.15 Trillion Dinars.

Money and Business  Economy News – Baghdad   The Customs Authority has achieved revenues exceeding two trillion and one hundred and fifty billion dinars since the beginning of this year, with expectations that they will reach about 2.5 trillion dinars by the end of the year, according to what was confirmed by the Director General of the Authority, Thamer Qasim Al-Tai.

Al-Ta’i explained in an interview with Al-Sabah, which was followed by Al-Eqtisad News, that this large increase came as a result of adopting modern electronic systems that contributed to doubling the value of imports and improving customs work mechanisms, noting that revenues increased from one trillion dinars in 2023 to more than two trillion dinars this year, and that the complete digital transformation is the main reason for this progress.

Al-Ta’i explained that the revenues achieved will support the state budget within the government’s direction to maximize non-oil resources and support the national economy by revitalizing revenue sectors, in line with the government’s program to achieve accelerated economic and investment growth.

He pointed out that the Authority has begun amending the Customs Law, which dates back to the 1980s, to introduce the concepts of electronic work, digital declaration, and simplification of customs procedures, in order to keep pace with global technological development and contribute to facilitating trade.

Al-Ta’i said that among the most prominent steps of the electronic transformation is the adoption of the “single window” system, which links the government agencies concerned with import and export operations, in addition to the application of the global “ASYCUDA” system to facilitate procedures, reduce time and effort, and reduce corruption rates.

He stressed that the Prime Minister’s interest in the ports and customs file contributed to accelerating the steps of digital transformation and enhancing the Authority’s position as one of the most important sources of non-oil revenues, noting that full automation will reflect positively on the national economy by encouraging investment, raising performance efficiency and reducing operational costs.

In conclusion, Al-Ta’i stressed that the Authority is continuing to develop its legal and technical structure, in order to ensure transparency and smoothness in procedures and enhance the confidence of the commercial and industrial sectors in state institutions.      https://economy-news.net/content.php?id=61717

The Dollar Continues To Rise In Baghdad

Economy | 11:35 - 29/10/2025   Mawazin News - Baghdad:  The exchange rate of the US dollar rose in Baghdad's local markets.  The dollar reached 141,150 Iraqi dinars per 100 US dollars in the Al-Kifah and Al-Harithiya exchanges.

Meanwhile, the selling price remained stable in Baghdad's local currency exchange markets, at 142,000 Iraqi dinars per 100 US dollars, while the buying price was 140,000 Iraqi dinars per 100 US dollars.
https://www.mawazin.net/Details.aspx?jimare=269318

Oil Prices Rise Due To Declining US Inventories

Economy | 09:06 - 29/10/2025  Mawazin News -  Oil prices saw a slight increase after a three-day decline, amid reports of a drop in US crude inventories, which bolstered prices in global markets.

Brent crude futures rose 20 cents, or 0.31%, to $64.60 a barrel at 02:03 GMT. US West Texas Intermediate crude futures also climbed 18 cents, or 0.3%, to $60.33 a barrel.

Despite this rise, investors remain concerned about the impact of potential sanctions on Russia, along with expectations of increased production from the OPEC+ alliance, which could limit further gains.
https://www.mawazin.net/Details.aspx?jimare=269306

Gold Prices Are Rising Again In Baghdad.

Economy | 29/10/2025  Mawazin News - Baghdad:  Gold prices, both foreign and Iraqi, have risen in local markets in Baghdad.  In the wholesale markets of Al-Nahr Street in Baghdad, the selling price of one mithqal (approximately 4.5 grams) of 21-karat gold (Gulf, Turkish, and European)

reached 793,000 Iraqi dinars, while the buying price was 789,000 dinars. The selling price of one mithqal of 21-karat Iraqi gold was 763,000 dinars, and the buying price was 759,000 dinars.

As for retail prices at goldsmith shops, the selling price of one mithqal of 21-karat Gulf gold ranged between 795,000 and 805,000 dinars, and the selling price of one mithqal of Iraqi gold ranged between 765,000 and 775,000 dinars.

https://www.mawazin.net/Details.aspx?jimare=269319

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Wednesday Evening 10-29-25

Good Evening Dinar Recaps,

Currency — Currency Diplomacy and the Slow Shift from Dollar-Only Settlement

How FX moves and central-bank signalling are becoming diplomatic tools, and what that means for alliance economics

Overview
Currency markets are not just pricing interest rates or growth; they are being used deliberately as diplomatic signalling tools (fixes, verbal intervention, managed exchange-rate adjustments). Recent PBOC fixes and dollar moves around trade optimism show how policy and diplomacy interact in FX. FXStreet+1

Key developments

• The People’s Bank of China set a stronger USD/CNY midpoint in recent sessions, signalling support for a firmer yuan amid trade diplomacy. 

• The U.S. dollar weakened modestly as trade optimism increased, reducing some safe-haven FX demand. 

What this means for global alliances

• Instrumental currency policy: States now use FX policy to reward or discipline partners — coordinated moves (e.g., synchronized fixes or intervention) can be an instrument of alliance economics.

• Local-currency preference: As trust networks deepen, countries in the same political/economic bloc increasingly prefer settling trade in local currencies, reducing USD invoicing for aligned partners.

How this accelerates financial restructuring

• Greater use of local-currency settlements and swap lines reduces transaction reliance on the USD → this is a structural shift in the plumbing of cross-border finance. 

• Central bank reference-rate management and verbal signalling become part of diplomatic toolkits: currency action is policy and diplomacy simultaneously.

Practical signals to watch

• New agreements to invoice or settle trade in local currencies (bilateral announcements).

• Expansion of central bank swap lines or regional FX stabilization facilities.

• PBOC and other major central bank midpoint/fixing behavior around high-profile diplomatic events.

Bottom line: Currency policy has become a diplomatic lever. The gradual shift toward multi-currency settlement, coordinated fixes and regional FX facilities will be a core pillar of the emerging financial architecture.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• FXStreet — PBOC Sets USD/CNY Reference Rate at 7.0856 vs 7.0881 Previous

• Reuters — Dollar Hits Two-Week High Against Yen as Trade Talks, Fed Meeting Loom

• Reuters — Global Markets Wrapup (China)

~~~~~~~~~

BRICS Capitals Sign Moscow Pact, Mark New Phase of De-Dollarization

How a municipal-level pact is accelerating the shift away from the dollar and reshaping global alliances

Overview
The BRICS (Brazil, Russia, India, China, South Africa + newer members) de-dollarization drive has taken a concrete step forward: on October 28, 2025 the Moscow City Duma hosted representatives from capitals and major cities of BRICS countries at a signing ceremony of a cooperation agreement aimed at reducing reliance on the U.S. dollar and building a multipolar financial system. 

Key developments

• Mayors, city council heads and parliamentary officials from BRICS member capitals gathered in Moscow to sign the agreement. Pars Today+1

• The agreement emphasises trade in local currencies, alternative cross-border payment systems and municipal diplomacy as tools to challenge Western-dominated financial structures. 

• Russian Deputy Prime Minister Alexander Novak claimed Russia has shifted to local-currency settlements with China and India by 90-95%. 

What this means for global alliances

• Vertical integration of alliances: National governments are now being complemented by municipal layers of cooperation — capitals and cities aligning with national foreign-policy aims.

• New axis of trade & finance: Capitals of BRICS nations coordinating creates a parallel network of economic diplomacy outside traditional Western structures.

• Shared currency strategy: By promoting local-currency trade and payment systems, BRICS members deepen their mutual dependencies and signal a combined alternative to dollar-centric alliances.

How this accelerates financial restructuring

• The pact signals a step toward settlement systems outside the dollar-clearing architecture (SWIFT/dollar-invoiced trade).

• It strengthens the trend toward local-currency invoicing and payments, which reduces exposure to U.S. monetary policy and sanctions risk. 

• City-level diplomacy means the infrastructure of finance is being re-wired from the ground up—making the architecture of global finance more distributed and less U.S./West-centric.

Practical signals to watch

• Announcements from BRICS capitals about trade settlements in local currency or bypassing the dollar.

• Establishment of municipal or regional clearing and payments platforms tied to BRICS frameworks.

• Further coordination of policy between national and city governments in BRICS nations around de-dollarisation and finance.

Bottom line:
This isn’t just rhetorical: by institutionalising cooperation at the capital/city level, BRICS is laying a structural foundation for a multipolar financial system. The dollar remains dominant today—but the scaffolding for its alternative is being built.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher Guru — BRICS Capitals Sign Moscow Pact, Mark New Phase of De-Dollarization

• Pars Today — BRICS capitals sign cooperation agreement in Moscow

• Mehr News Agency — BRICS capitals cooperation agreement signed in Moscow

• TV BRICS — Moscow City Duma launches new format of cooperation between BRICS capitals

• New Politics — The BRICS and De-Dollarization

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Gold/Silver Rate COMEX

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Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

'Return of America's Authorized Second Currency': Gold As Legal Tender Again | Glint's Jason Cozens

'Return of America's Authorized Second Currency': Gold As Legal Tender Again | Glint's Jason Cozens

Miles Franklin Media:  10-29-2025

Andy Schectman, Founder & CEO, Miles Franklin Precious Metals, sits down with Jason Cozens, Founder & CEO of Glint, to break down one of the most important monetary stories of our time.

Multiple U.S. states, including Florida, Texas, Arkansas, Louisiana, and Missouri, have already passed laws making gold and silver legal tender for electronic payments.

 Up to 17 more states are expected to follow.

As state legislators move to re-establish constitutional sound money, technology like Glint is making it possible to buy, store, and spend gold instantly – turning the Founding Fathers’ vision into reality.

In this episode of Little by Little:

Why these new sound money laws are “monumental” for America’s future

How states are reasserting their constitutional right to make gold and silver currency

The economic and political forces driving this movement

The role of Glint in making gold functional money again

How Glint works

How citizens can use technology to opt out of dollar debasement

00:00 Coming Up

 01:32 Introduction: Glint

03:52 Discussing Glint and Its Benefits

04:14 Legislative Efforts Across States

10:52 Challenges & Solutions for Gold as Legal Tender

16:36 Glint's Role in the Legislative Landscape

21:39 Glint's Technology & User Experience

23:53 Buying Gold with Ease

25:25 Spending Gold

26:08 Sending Gold to Others

26:31 Regulatory Challenges and Future Plans

29:02 Withdrawing Gold & Cash

36:56 Customer Service & Support

38:55 Conclusion & Future Discussions

https://www.youtube.com/watch?v=gfIkLFFrjwk

Thoughts From Ariel: Iraq Update, October 28th, 2025

Ariel: Iraq Update, October 28th, 2025

Just my personal observations.

Listen, I will say this. With $100+ billion in U.S. post-war infusions think those gleaming Rafidain and Rasheed bank networks wired for SWIFT and blockchain-ready ops the stage is set.

Iraq’s CBI has been prepping their in-country redenomination (lop off three zeros from notes, so 1,000 old IQD becomes 1 new IQD) to clean up domestic inflation without shifting real value.

But internationally? Trump’s forcing a revaluation tie-in, pairing the new dinar at ~$1 USD (or 1:1) on Forex by Q 2026, making every old note redeemable at parity. Why?

Iraq owes us big oil infrastructure, military bases, frozen assets and this flips their black-market currency into a repayment machine.

No more three-decade stall; Trump’s Treasury team (led by Bessent) has backroom pacts with Baghdad’s PM Sudani, enforced via tariff threats on their $20B annual U.S. oil exports.

Banks like JPMorgan and Wells Fargo? They’re drilled for this internal memos confirm 1:1 desks ready, with FDIC greenlights for seamless swaps.

Today (Oct 2025), 1 USD buys ~1,310 old IQD. Your 100k old IQD? Worth ~$76 USD peanuts, locked in dealer spreads.

Redenomination Step (Iraq Domestic): Drops three zeros. Your 100k old IQD = 100 new IQD (face value only; no value change yet it’s like swapping 1,000 pennies for 1 dollar, same buying power in Baghdad markets).

Revalue Trigger (International/Forex): Trump’s deal sets new IQD at 1:1 USD. So 100 new IQD = $100 USD. Scaled: If you hold 100k old IQD (post-redenom: 100 new IQD), cash in for $100 USD exact parity, minus ~2% bank fees.

Now for the ~$35B in U.S.-held old dinars (Treasury vaults), this nets $35B back in greenbacks. Your stack? Direct 1:1 conversion at U.S. branches (call ahead Chase at 270 Park Ave, NYC, or BofA hubs). Iraq repays via oil-backed reserves flooding Forex liquidity; Americans cash in tax-free under Trump’s foreign-exchange amnesty (no cap gains on pre-2026 swaps). From what I was told. But this needs more study.

CBI announces redenom Jan 2026 or before; Forex relist anytime between Jan/March 2026. Even though I would never rule out Christmas. Trump’s chess: Hold their $7B frozen assets hostage till they comply equal footing with Saudi riyal, but we get paid first.

Just my personal observations.

https://dinarchronicles.com/2025/10/28/ariel-prolotario1-iraq-update-october-28th-2025/

Bruce’s Big Call Dinar Intel Tuesday Night 10-28-25

Bruce’s Big Call Dinar Intel Tuesday Night  10-28-25

Transcribed By WiserNow Emailed To Recaps  (INTEL ONLY)

Welcome everybody to the big call tonight. it's Tuesday, October 28th  and you're listening to the big call. Thanks everybody for tuning in again on this Tuesday night, we look forward to bringing a really good call to you tonight with good information, and I'm sure, Sue has some wonderful things to bring and I know Bob does, too, so we're looking forward to getting started, let's do it.

Now, let's transition over to Intel. Now I've got a few things to bring to you, starting with what happened yesterday at 1030 in the morning, Eastern Daylight Time, the supreme court voted six to three in favor of President Trump as the commander in chief for the restored Constitutional Republic of the United States as of yesterday morning at 10:30am.

That's a very good thing that's going on. And as such, President Trump is going to have the ability to clean house in all positions throughout the country, and that'll be good.

Beyond that, what we understand is the  ---  let's talk about NESARA first. NESARA and GESARA are supposed to kick off in the first week of November  -- The USN -  the currency, the actual folding money, the new money, the USTN currency, is already in the banks and in the redemption centers, because we know people that have delivered it there.

Okay, well, that's good if they're ready, waiting for us  --  With NESARA starting in, we believe the first week of November, which, by the way, November 1 is this Saturday, two days from now. So we're very close to it. No, it's not two days, four days from I'm sorry. I was thinking it was already Thursday. It's still Tuesday. All right, my bad.

So where does that put us?  According to our connections with the lead bank, Wells, Fargo, we believe what we're hearing is that notifications for us in tier 4B the Internet Group, are to come out between either Thursday, Friday or Saturday, which is the first of November, right? Thursday, Friday or Saturday. Now that's not far off.

The other thing that's major is supposed to happen on Thursday is your ST Germain Trust is to be open. And I know it's not Christmas yet, and I know it's past Easter, but they're opening it up Thursday, and it the funds that they take out of it out of that trust will be used for NESARA  and GESARA.

Now, what we've referred to in the past as DOGE payment is pretty substantial, and the that payment is coming by direct deposit to age 20 to age 30 and over 30, all the way up, will get a payment, and it should start in the neighbor of $200,000 maybe between two and 300 and then work its way up all the way to where anybody 65 and older, I'm understanding, will be at around 495,000 just under a half a mil.

Now that's a nice piece of change.   It's going to be not as significant for us that are exchanging when will that come out? We understand it should come out in the first week of November.

Okay, so that we've got that to look forward to,   let's see what else do I want to talk about ?

So we have the timing for us. What does that mean? If it comes out Thursday or Friday or Saturday, the first of November, it's most likely to come out where we would set our appointments and exchange in the first week of November, which would be Monday, Tuesday would be what the third and fourth of November.

We don't know if it's possible that we get notified, for example, Thursday and go Friday or Friday and go Saturday. So I think we just have to plan on the USN coming out between the first and the third of November is what I'm hearing. So let's call it early, first week of November. And I think we need the USN to be out, out, out in terms of announced probably Scott Bessent, our treasury secretary is who I would think would announce it. We don't know for sure, but I would say that makes sense, so we'll see what happens.

But it's very encouraging to get this happening the you know, the new USN, getting DOGE payment in the first week of November, and also getting the NESARA and GESARA kicked off then as well. And there's quite a bit in NESARA, and I think they're going to roll it out between November and the end of the year.

You might not see everything in the first week or two. It could roll out a little bit at a time, and we might get some disclosure in that time frame about some of the things that are going on that we know about with the arrests and so on. Okay, we'll see what, what that looks like.

But that's really the majority of what is applicable  to us moving into November, Social Security increases obviously did not happen this month, no. So we don't know for sure when they're going to occur.

I would think it would happen now, based on the information we have what happened in November, so we'll see how that what that looks like  -- R and R could either be at the redemption center for us waiting, or it could also be a direct deposit for us that have currency to exchange it and Zim to redeem.

President Trump has been, you know, in Southeast Asia and Japan yesterday, putting trade deals together with Japan. I believe it was with North and South Korea today, getting that squared away --  China, I think, is also done already, and he's got that line up. I think there were nine countries that were involved in. Let's call it the Southeast Asian trade Summit. Let's call it that that were there, and also Zimbabwe was there. Zimbabwe not a southeastern Asian country, but they were there. I wonder why.

Okay, so everything is lining up for us beautifully.

I think that, yeah, I have a feeling they'll get notified and start exchanges first week in November in the new USN, and if they're ready for us right now, they were doing deliveries of USN, ustn, rather, the actual United States Treasury notes and more Q phones. Q phones have been delivered to the redemption centers for Zim holders only and the satellite phones in their satellite phones. They'll work on the StarLink satellite system

That's going to be cool. Other than that, I think I've covered what I really wanted to cover tonight. I've given you the timeline that we're looking at - Bond holders. We didn't get confirmation on exactly when they're going to going to get their emails to tell them they have access to their funds, but it should run pretty close to when we're going in the first few days of November, probably when we're getting our exchanges started.

Okay, so that's what I've got for tonight. I just want to thank Sue for doing a beautiful job tonight on everything and Bob.

Remember, guys, we go to daylight savings time this coming Sunday, at 2am if I remember right, we fall back, meaning we we lose an hour of sleep. Fall so we'll see your phone will tell you it won't change the time for you automatically.

So thank Bob, I want to thank GCK Jeannie, thank you so much. Pastor Scott, thank you again, and Thank you Doug and Becky, Larry and Bob and everybody that has contributed to the big call.  Thank you satellite team for getting the message out so beautifully all over the globe. And thank you big call universe for listening for 14 years, and thank you for your faithfulness.

Let's just take this and keep praying for those Caribbean island nations that are in the path of this hurricane Melissa. Pray for them to be safe, very limited to no loss of life, hopefully, and then just will, it'll be a project for us and rebuild International. So everybody have a blessed night and a great day tomorrow, and we will look forward to seeing you on Thursday.  Well, good night everybody. God bless you, we'll see you on Thursday.

Bruce’s Big Call Dinar Intel Tuesday Night 10-28-25 REPLAY LINK   Intel Begins   1:13:00

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Bruce’s Big Call Dinar Intel Thursday Night 10-16-25 REPLAY LINK   Intel Begins   1:25:50

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Bruce’s Big Call Dinar Intel Tuesday Night 10-21-25 REPLAY LINK   Intel Begins   1:30:00

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Bruce’s Big Call Dinar Intel Thursday Night 10-16-25 REPLAY LINK   Intel Begins   1:19:05

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Bruce’s Big Call Dinar Intel Tuesday Night 10-14-25 REPLAY LINK   Intel Begins   1:34:40

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Bruce’s Big Call Dinar Intel Thursday Night 10-9-25 REPLAY LINK   Intel Begins   1:25:05

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Bruce’s Big Call Dinar Intel Tuesday Night 10-7-25 REPLAY LINK   Intel Begins   1:16:50

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Bruce’s Big Call Dinar Intel Thursday Night 10-2-25 REPLAY LINK   Intel Begins   1:08:45

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Bruce’s Big Call Dinar Intel Tuesday Night 9-30-25 REPLAY LINK   Intel Begins   1:11:44

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Bruce’s Big Call Dinar Intel Thursday Night 9-25-25 REPLAY LINK   Intel Begins   1:22:12

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