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Economics, News DINARRECAPS8 Economics, News DINARRECAPS8

Seeds of Wisdom RV and Economics Updates Wednesday Afternoon 10-8-25

Good Afternoon Dinar Recaps,

Gold Hits Record as Markets Crack Under Political Anxiety

When uncertainty rules, gold often becomes the default barometer of systemic stress.

Good Afternoon Dinar Recaps,

Gold Hits Record as Markets Crack Under Political Anxiety

When uncertainty rules, gold often becomes the default barometer of systemic stress.

What Just Happened

  ● Gold Surges Past $4,000/oz: Spot gold climbed ~1%, breaking through $4,021.22 per ounce — a year-to-date gain of over 50%.
  ● Flight to Safety: Central banks’ buying, ETF inflows, and a weak dollar fueled the rally. 
  ● Markets Falter Elsewhere: Asian equities dropped (MSCI Asia ex-Japan down ~0.8%), French stocks and euro weakened due to political disruption. 

Drivers Behind the Surge

  • Political Strain & Fiscal Shock: France’s government collapse, Japan’s political shifts, and extended U.S. shutdown heighten systemic risk. 

  • Fed Rate Cut Expectations: Anticipation of easing from the U.S. Federal Reserve is pushing investors toward non-yielding assets. 

  • Dollar Weakness: As the dollar weakens, gold becomes more attractive in local currencies. 

How This Ties Into Global Financial Restructuring

  • Safe-Haven Demand as a Signal: When capital flees toward gold at record levels, it broadcasts systemic mistrust in conventional financial and monetary structures.

  • Gold as a Strategic Reserve: Central banks accumulating gold imply a hedging shift against fiat volatility, sovereign debt risk, and potential devaluation.

  • Uncertainty Zones Become Financial Fronts: Political instability in powerful nations translates to stress in the global financial architecture — pushing investors and states toward alternative systems.

  • Momentum for De-Dollarization: Weakness in the dollar and surges in gold support narratives that the dollar’s dominance is under structural assault.

Why This Matters / Key Takeaway

Gold isn’t just glitter — it’s a canary in the coal mine for the cracks forming in the global financial order.
When gold breaks records amid political turbulence, the signal is clear: markets are testing the foundations.
This moment isn’t an anomaly — it’s a precursor to major structural shifts in reserve strategy, capital flows, and monetary topology.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™ Exclusive

Sources & Further Reading
• Reuters – Stocks drop, gold cracks $4,000 on political anxiety Reuters
• Reuters – Morning Bid: Gold at $4K – Be afraid, be very afraid Reuters
• Guardian – Spot gold rises above $4,000 for first time The Guardian
• Business Insider – Gold breaks record, investors position for volatility markets.businessinsider.com
• Associated Press – Global markets mixed as gold surges AP News

~~~~~~~~~

Nigeria Eyes Debut Global Sukuk Implementation
Abuja turns to Islamic finance to stabilize borrowing costs and diversify funding sources.

Debt Strategy and New Instruments

  • $500 Million Sovereign Sukuk: Nigeria is preparing its first global sukuk issuance — a Sharia-compliant bond — as part of its FY2025 borrowing plan.

  • Broader Funding Mix: The government aims to raise up to $2.8 billion through new instruments, including Eurobonds and domestic issues, to fill fiscal gaps and refinance maturing debt.

  • Why It Matters: Nigeria’s external debt servicing has become one of the fastest-growing budget items, straining reserves and pushing officials to seek non-traditional, interest-free funding streams.

Strategic Positioning in Global Finance

  • Islamic Finance Hub Vision: Nigeria is positioning itself as West Africa’s first Islamic finance center, appealing to Middle Eastern and Asian investors seeking halal assets.

  • Diversifying Beyond the Dollar: The sukuk initiative aligns with a wider move among emerging economies — especially within BRICS-aligned and Global South nations — to lessen reliance on dollar-denominated instruments.

  • Fiscal Reforms Under Pressure: The Buhari and Tinubu administrations have pursued reforms under IMF watch, yet rising inflation (≈28%) and currency depreciation continue to erode fiscal flexibility.

Link to Global Financial Restructuring
Nigeria’s sukuk debut symbolizes a growing trend: monetary and debt diversification as nations hedge against the volatility of traditional Western-led systems.

  • Emerging economies are turning to gold, digital assets, or Islamic finance to regain sovereignty.

  • These tools provide insulation from sanctions, interest-rate shocks, and global liquidity crunches.

  • As Nigeria joins this wave, it signals deeper participation in a multipolar credit system increasingly defined by regional blocs and non-Western capital.

Why This Matters
Nigeria’s entry into global sukuk markets marks more than a borrowing experiment — it’s an alignment with a new architecture of finance grounded in sovereignty and value-based credit systems.
If successful, this could set a precedent for other African economies to follow.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™ Exclusive

Sources:

Reuters – Nigeria eyes debut global sukuk, new loans to raise total of $2.8 billion Reuters

TradingView (via Reuters) – Nigeria to tap global debt markets with $500 million sukuk tradingview.com

~~~~~~~~~

Japan Edges Toward Tokenized Finance: Prelude to Token Government Bonds?

While a full tokenized sovereign bond hasn’t launched yet, recent moves in Japan’s digital-asset infrastructure point toward that future.

Tokenization Signals & Infrastructure Moves

  • DCJPY Token Launch: Japan Post Bank is developing DCJPY — a tokenized version of the yen — to go live by 2026. This would offer instant settlement for digital securities and transactions. 
  • Japan–Korea Collaboration on Digital Bonds: The two countries are discussing cooperation to create digital bond frameworks. 
  • Active Token Use in Real Estate: Japan’s current tokenization is primarily in real estate and smaller issuance types, not yet sovereign debt. 

These steps are small but foundational — building the rails before issuing tokenized sovereign bonds.

Challenges & Preconditions

  • Regulatory Clarity Needed: Legal frameworks around tokenized securities, custody, and compliance must be established.

  • Liquidity & Market Depth: Tokenized bonds require sufficient demand to keep spreads tight and trading efficient.

  • Technology & Interoperability: Blockchain networks used must integrate with existing capital markets infrastructure.

  • Sovereign Backing & Trust: Tokenized bonds must retain the security and guarantees associated with government debt.

How This Ties Into Global Financial Restructuring

  • Incremental Transition: Japan’s tokenization efforts are signs of gradual adoption of new financial rails, rather than abrupt revolutions.

  • Diversifying Monetary Tools: Token sovereign bonds would allow programmatic features (payments, interest, conversions) and complement digital currencies like DCJPY.

  • Reduced Friction in Capital Flows: Tokenization can lower costs, speed up settlement, and reduce reliance on correspondent banking.

  • Sovereign Innovation: As more nations experiment, the architecture of sovereign credit and bond markets could shift toward programmable and modular formats.

Why This Matters / Key Takeaway

Japan hasn’t yet issued tokenized government bonds — but its recent moves suggest the foundational layers are now being laid.
These developments reflect the larger trend: countries building new financial infrastructures that could one day carry sovereign debt in digital form.
When tokenized sovereign debt becomes viable, it won’t just change issuance — it will recalibrate how capital travels globally and who holds leverage in the system.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™ Exclusive

Sources & Further Reading
• Japan Post Bank to launch DCJPY tokenized deposit currency by 2026 Blockhead
• Korea, Japan to collaborate on digital bonds Ledger Insights

~~~~~~~~~
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US Currency International Reset Explained

US Currency International Reset Explained

Edu Matrix:  10-8-2025

The world’s debt clock is ticking, and the numbers are staggering. As the United States grapples with a national debt closing in on an eye-watering $37 trillion, the financial stability of the global system hangs in the balance.

But what if the solution—or perhaps, the ultimate weapon—to manage this colossal sum wasn’t traditional economics, but a covert maneuver involving the very technology designed to bypass central control: cryptocurrencies and stablecoins?

US Currency International Reset Explained

Edu Matrix:  10-8-2025

The world’s debt clock is ticking, and the numbers are staggering. As the United States grapples with a national debt closing in on an eye-watering $37 trillion, the financial stability of the global system hangs in the balance.

But what if the solution—or perhaps, the ultimate weapon—to manage this colossal sum wasn’t traditional economics, but a covert maneuver involving the very technology designed to bypass central control: cryptocurrencies and stablecoins?

A potentially paradigm-shifting claim, recently voiced by one of Vladamir Putin’s closest economic advisers at the Eastern Economic Forum in Russia, suggests just that.

The adviser’s message was clear and chilling: the United States, facing an unbearable debt load, is allegedly preparing to use digital assets as a clandestine tool for financial systemic reset.

The asserted strategy involves a massive financial engineering feat: shifting the $37 trillion debt into a ‘crypto cloud.’

On the surface, this sounds like a geopolitical conspiracy theory. However, the mechanism outlined is profoundly concerning for anyone holding U.S. dollars or Treasuries internationally.

The claim suggests the U.S. would use stablecoins and other digital assets to profoundly devalue its existing currency obligations, effectively resetting the financial playing field and forcing international debt holders—foreign governments, central banks, and global institutions—to bear the brunt of the fiscal damage.

In essence, it’s a non-military, full-spectrum financial attack disguised as innovation, aimed at wiping the slate clean at the expense of its global creditors.

If this claim were solely coming from a high-ranking Russian official, it might be dismissed as propoganda. But the narrative gains significant, almost terrifying, credibility when viewed through the lens of one of the crypto industry’s most respected and outspoken voices: Michael Saylor.

Michael Saylor, the CEO of MicroStrategy and a maximalist proponent of Bitcoin, has long articulated a vision of impending currency debasement and a necessary financial reset.

While Saylor’s focus is typically on the superior store-of-value proposition offered by Bitcoin, his macro assessment of the global financial system aligns eerily well with the Russian adviser’s claim.

Saylor has repeatedly detailed how institutional maneuvers—including the introduction of digital assets—could lead to a massive devaluation of sovereign debt obligations.

The speaker in the original Edu Matrix analysis highlights Saylor’s perspective as not only comprehensible but highly credible. 

Saylor’s understanding of institutional finance, combined with his unparalleled insight into the integration of digital assets, provides a powerful framework for understanding how such a complex and destabilizing maneuver could actually be executed.

It’s the convergence of these two wildly disparate sources—a powerful geopolitical operative and a leading financial technologist—that transforms this concept from a fringe theory into a potential roadmap for global financial upheaval.

The core question isn’t if the financial system is undergoing stress, but how the world’s superpower might choose to navigate its unprecedented debt crisis. The use of cryptocurrencies and stablecoins offers a unique technological path to achieve a reset without firing a conventional s**t.

This concept is complex, involving the intersection of macroeconomics, stablecoin mechanics, and geopolitical strategy. To truly grasp the mechanisms that Saylor has articulated—mechanisms that give substance to the Russian adviser’s claim—further investigation is essential.

Understanding this potential financial maneuver is crucial for anyone with exposure to global markets, fiat currency, or digital assets. 

Watch the full video from Edu Matrix to hear the speaker’s detailed breakdown of Michael Saylor’s parallel narrative and gain deeper insights into this potentially transformative financial operation.

https://youtu.be/bQlrpuJkHs8

 

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Wednesday Coffee with MarkZ. 10/08/2025

PDK Note:  I only transcribe RV/Financial news and intel. Not political opinions or most guests on this podcast.    If a podcast is mostly political…I may not do notes at all. Thank you

Wednesday Coffee with MarkZ. 10/08/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, mods and members…….happy hump day

PDK Note:  I only transcribe RV/Financial news and intel. Not political opinions or most guests on this podcast.    If a podcast is mostly political…I may not do notes at all. Thank you

Wednesday Coffee with MarkZ. 10/08/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, mods and members…….happy hump day

Member: There are silly rumors going around that Vietnam could have revalued last night.

MZ: Are you at the bank? Are people seeing it on forex or celebrating in the streets? No – it has not gone yet.

MZ: They took a big step yesterday in re-classifying their stock market…..and yes…I think they will be going soon. But have they gone already- no.

Member: All right, it seems like someone lit the fuse. But just how long is the fuse? 10 ft. or a 1000???

Member: Mark, would you say we are on the tail end of the bondholders being paid? Wishful thinking?

Member: Member any word from bond holders that were supposed to have meetings already?

MZ: I have two bond contacts with appointments this afternoon. I should have an update this evening.

Member: Hopefully the 2 bond appointments this afternoon mean they are getting paid

MZ: there are quite a few bond holders …some in different groups…..some were paid from “flippers”

Member: did the Indian Nations get paid?

MZ: Individuals have not yet gotten paid…. they were still negotiating what they would get per month. But they have not been paid yet.  

MZ: In Iraq” Parliamentary oil : All oil fields in Iraq will start producing gas” They are doubling down on gathering natural gas. They used to just burn it…..Its a huge source for energy independence.

MZ: This is part of their monetary reforms to lift the purchasing power of Iraqis.

MZ: This is from government advisor Saleh” 2026 salaries are fully insured”  they want us to know that this is all squared away.

MZ: “KPMG to advise on reform of Iraqi banking”   Many articles like this are out today. Every time we turn around they have another firm brought to Iraq confirming that their banking system is up to date and they have made tremendous progress in fighting money laundering and corruption.

Member: Iraq is all talk and no action…..they need to just do it.

MZ: I believe they are ready to instate a new value.

Member: Exxon is back in Iraq ….contract signed last night

Member: since re-elections in Iraq are in late November is it fair to say worst case scenario we could see the switch flip early Nov so Sudani keeps him promise?

Member: if he does not release RV….I do not think he will win the election…..he better get on it

MZ: Big discovery: “Geologists discover a massive copper, gold and silver deposit -the largest mineral find in 30 years”  this deposit was found deep in the Ande’s between Chile and Argentina…We are watching all these countries as we are moving to an asset-backed world. .

Member: very peculiar how over last few months so many 'new' precious metals finds of huge amounts suddenly popped up!!

MZ: Fiat rises and falls. Voltaire said it best. “Fiat always returns to its intrinsic value of zero”

Member: When currency isn't established on a solid foundation, it crumbles eventually

Member: I heard a rumor there will be news about the US Treasury notes sometime today

Member: I wonder- Who are the people who make the final decision to push the RV button. ?? that still seems shrouded in secrecy.

Member: What is your gut saying Mark?

MZ: That we are painfully close.

Member: Praying Christmas comes in October instead of December

​​Member: Let's pray this in. Treat yourself today to something nice. Time for yourself, spend the day with friends and family, take yourself to lunch. God's timing is perfect.

Member: During movement and chaos, keep the stillness inside of you.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=vsHbrPR4wis

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News, Rumors and Opinions Wednesday 10-8-2025

Fiat Currency Experiment Ending Globally

Greg Hunter (with John Rubino): 10-8-2025

Analyst and financial writer John Rubino has been warning of a currency crisis for the last few years, but it’s not just the US dollar, euro or the yen. 

Almost every country has exploding unpayable debt, and there is not a fiat currency that is going to survive.  

Fiat Currency Experiment Ending Globally

Greg Hunter (with John Rubino): 10-8-2025

Analyst and financial writer John Rubino has been warning of a currency crisis for the last few years, but it’s not just the US dollar, euro or the yen. 

Almost every country has exploding unpayable debt, and there is not a fiat currency that is going to survive.  

Rubino explains, “If you watch the financial press, they are noting that the price of gold is going up, but they are treating it like any other asset.  Gold is humanity’s oldest form of money.  So, when it goes up in price, that means the currencies against we are measuring it are going down in value. 

What we are seeing all around the world is fiat currencies declining in value dramatically . . . especially against gold. 

Gold, just in the last couple of weeks, pierced not just its all-time nominal high, but its all-time inflation adjusted high.  This is a much bigger deal because we have had so much inflation in the last 30 or 40 years. 

Basically, gold is saying that the fiat currency experiment is ending. 

In other words, the monetary system that we set up in 1971 when we went off the gold standard . . . this led countries to create way too much debt, increase their spending dramatically and basically make all the mistakes that a human makes when you give them an unlimited credit card. 

Now, we are burdened with debt we cannot pay off, and people expect to be taken care of, and France is a good example of this.”

Almost every nation is facing the same crisis and same currency outcome.  Rubino contends, “Governments around the world are forced to borrow more and more money to cover the obligations they have taken on and to cover the interest costs on their debts. 

 That requires them to print more money, and that is lowering the value of the currencies even more quickly.  This basically will lead to a currency death spiral.  That’s where we are right now.”

Rubino likes physical gold, silver and mining stocks.  Rubino says, “The silver price will begin to outperform gold on a percentage basis.” 

Rubino also says, “. . .In order (for gold) to serve as the foundation for the next monetary system . . . as we did it in the classical gold standard that was in place up until WWI, if we went back to that, you would need a gold price at around $20,000 per ounce. 

You would need this to back all the currencies that are out there now. . . . If we keep doing what we are doing now, the fiat currencies would go to zero, which means gold would go to infinity.  

My guess on the future gold price is somewhere between $20,000 (per ounce) and infinity.”

Rubino also thinks artificial intelligence (AI) is both inflationary and deflationary.  He explains in the interview.

There is more in the 49-minute interview.

https://usawatchdog.com/fiat-currency-experiment-ending-globally-john-rubino/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Boots-On-The-Ground Guru Maxis  I can’t say a lot but I will tell you that there is a lot of action here with the Iraq military. The US military is moving out... Many containers being put on flatbeds every day.  We know that the the us would not pull out of here unless they were being paid.

Mnt Goat   We have to watch this process work it’s way out. We don’t need any knee-jerk reactions ...the CBI is keeping the lid on this move. We must be patient and let it all play out. It is time and we have waiting for this event for so long b

Militia Man  Remember, 'delete the zeros' off the currency as just a redenomination by itself without applying a real effective exchange rate is a wash.  It's basically like a reverse split in the stock market.  You still have the same value.  It's not that good.  But it has a psychological effect.  It has ease of use effect.  It has components that can have utility.  But as far as value is concerned it doesn't make a difference.

************

Gold Rise Signals Monetary Reset is Accelerating

Taylor Kenny:  10-7-2025

Gold is exploding to new all-time highs. The media is finally paying attention. But ask yourself: is it too late to buy gold? Or are we just seeing the beginning of something far more seismic?

Here’s the truth Wall Street won’t say out loud: this gold rally isn't driven by retail FOMO. It's the clearest sign yet that the global monetary reset is accelerating—and central banks know it.

https://www.youtube.com/watch?v=REC64oNWrIs&t=80s

 

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More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

Patrick Villanova, CEPF®  

In the realm of personal finance, estate planning stands as a paramount consideration for those who have amassed substantial wealth. For ultra-high-net-worth individuals – people with over $30 million in investable assets – the complexities and implications of legacy planning become even more pronounced. While it’s often tempting to delay such discussions, proactively managing your wealth’s future distribution is essential to ensure a seamless transition for your beneficiaries. A financial advisor may be able to help you manage your wealth and create an estate plan tailored to your needs.

More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

Patrick Villanova, CEPF®  

In the realm of personal finance, estate planning stands as a paramount consideration for those who have amassed substantial wealth. For ultra-high-net-worth individuals – people with over $30 million in investable assets – the complexities and implications of legacy planning become even more pronounced. While it’s often tempting to delay such discussions, proactively managing your wealth’s future distribution is essential to ensure a seamless transition for your beneficiaries. A financial advisor may be able to help you manage your wealth and create an estate plan tailored to your needs.

Importance of Proper Estate Planning

Estate planning is a powerful gear in the engine of wealth management and preservation. It establishes mechanisms like trusts, which cater not only to the future needs of heirs but also ensure your assets are distributed according to your wishes. A well-drafted plan clearly outlines the distribution of assets, minimizing the chance of disputes and legal battles. This not only preserves family relationships but also reduces stress during an already challenging time.

Without precise planning, heirs could also face taxing burdens and legal puzzles that can whittle down the value of their inheritance.

Additionally, estate planning offers a chance to express one’s healthcare preferences through documents like living wills and medical powers of attorney. These documents ensure that an individual’s medical wishes are respected, even when they are unable to communicate their desires.

Unique Estate Planning Concerns for the Wealthy

If you’re ultra-wealthy, the complexity of your wealth demands a more intricate plan than what the average person or even high-net-worth individual may require.

Ultra-high-net-worth individuals often possess wealth that spans multiple generations. Ensuring this wealth endures and thrives requires strategic estate planning. Structures like family limited partnerships (FLPs) and generation-skipping trusts can be employed to efficiently pass assets to grandchildren, avoiding excessive taxation while maintaining family control over assets.

Many affluent individuals also hold a deep commitment to philanthropy. Establishing charitable foundations or trusts can allow you to leave a lasting impact on causes dear to your heart.

Collections of art, rare cars or other unique assets may require special attention. Estate planning must account for their valuation, distribution and potential capital gains implications. Proper planning can ensure these assets are handled with care and integrated into the overall estate plan, underling the importance of this process.

Tip #1: Save By Gifting

Rather than being just a kind gesture, gifting is a proven strategy that enables you to transfer wealth during your lifetime, reducing the size of your estate and potential estate tax. In 2023, the IRS permits you to gift up to $17,000 ($34,000 for married couples) to as many people as you want per year. Individual gifts that exceed this annual limit count against your lifetime gift and estate tax exemption, which stands at $12.92 million in 2023.

Estates larger than $12.92 million are subject to the federal estate tax, which ranges from 18% to 40%. While the average estate won’t be subject to this tax, the estates of the ultra-wealthy often are, underscoring the importance of strategic gifting.

TO READ MORE: https://finance.yahoo.com/news/more-money-literally-more-problems-135446685.html

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This Is the Top Reason You Go Broke After the Holidays

This Is the Top Reason You Go Broke After the Holidays

Cindy Lamothe   Tue, October 7, 2025  GOBankingRates

The holidays have a way of sneaking up on your budget. Between shopping for the perfect gifts, splurging on fancy dinners, decorating the house and booking last-minute travel, it all feels justified in the spirit of celebration.

But then January rolls around, the glitter fades and suddenly your bank account looks a little scarier than the holiday credit card bill itself. According to CNBC, Americans are “wired” to overspend during the holidays.

This Is the Top Reason You Go Broke After the Holidays

Cindy Lamothe   Tue, October 7, 2025  GOBankingRates

The holidays have a way of sneaking up on your budget. Between shopping for the perfect gifts, splurging on fancy dinners, decorating the house and booking last-minute travel, it all feels justified in the spirit of celebration.

But then January rolls around, the glitter fades and suddenly your bank account looks a little scarier than the holiday credit card bill itself. According to CNBC, Americans are “wired” to overspend during the holidays.

***************************

If you’ve ever wondered why it feels so easy to go broke right after the holidays, you’re not alone. And while overspending on gifts plays a role, there’s another factor that harms your finances — and it might not be what you expect.

Credit Card Minimum Payments Eat Up Your Budget

If you’re paying for lots of holiday costs with credit cards, that could catch up with your budget come January. That could be especially the case if you’re making only minimum payments.

The spending feels fun in the moment, according to Ashley Akin, CPA, a tax consultant specializing in tax compliance services and senior contributor at CEP DC, but when the bills arrive in January, reality sets in.

“People often underestimate how fast interest adds up and how much of their monthly budget gets eaten by minimum payments,” he said.

What felt like a few extra gifts or one big trip can take months to pay off.

It’s Not Just About the Balance

Akin noted that the financial wreck happens because credit card debt is not just about the balance. “It pushes other expenses aside, creates stress and makes it harder to save,” she said.

If a family is already stretched thin, those extra bills can trigger late fees, overdrafts or borrowing from one card to pay another. That cycle is what breaks budgets.

The Way Out Starts Before the Season

TO READ MORE:  https://www.yahoo.com/lifestyle/articles/top-reason-broke-holidays-124807296.html

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“Tidbits From TNT” Wednesday Morning 10-8-2025

TNT:

Tishwash:  World Bank: Iraq’s Economy to Lead Arab Region in 2026 with 6.7% Growth

According to the World Bank, Iraq’s economy is expected to record the highest growth rate among Arab countries in 2026, reaching 6.7 percent.

The World Bank said Tuesday that the strong projection marks a significant improvement compared to June 2025 forecasts. The growth is driven by energy sector recovery, increased oil exports, and government efforts to boost infrastructure investment and diversify revenue sources.

TNT:

Tishwash:  World Bank: Iraq’s Economy to Lead Arab Region in 2026 with 6.7% Growth

According to the World Bank, Iraq’s economy is expected to record the highest growth rate among Arab countries in 2026, reaching 6.7 percent.

The World Bank said Tuesday that the strong projection marks a significant improvement compared to June 2025 forecasts. The growth is driven by energy sector recovery, increased oil exports, and government efforts to boost infrastructure investment and diversify revenue sources.

"This forecast is a positive indicator of Iraq’s economic recovery and renewal of activities amid global and regional challenges,” the report stated.

Djibouti ranked second with an expected growth of 6.1 percent, followed by Qatar (5.3%), Palestine (5.1%), and the UAE (5%). Saudi Arabia is projected to grow by 4.3 percent, while Egypt and Morocco each record 4.2 percent. Lebanon, Oman, and Libya range between 3.5 and 3.6 percent.

Algeria, Bahrain, and Kuwait are expected to post growth rates between 2.5 and 3.1 percent, while Jordan and Tunisia remain below 2.7 percent, and Yemen’s growth is projected to stay flat at 2.5 percent.  link

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Tishwash:  Securities announces the acceptance of foreign investors to trade in the Iraqi market

The Securities Commission announced today, Tuesday, the acceptance of foreign investors to trade in the Iraqi market, while indicating that it contributed to providing a grant of four billion dinars to the Iraqi markets.

The Chairman of the Securities Commission, Faisal Lahims, told the Iraqi News Agency (INA): "The Commission has achieved influential accomplishments in the Iraqi economy, including regulating the work of unlicensed brokerage companies in trading in the financial markets outside the Iraqi Financial Authority. We have worked to correct this situation, and now we are in the process of licensing responsible companies by the Commission to undertake this task."

He added, "The Authority has achieved accomplishments in keeping pace with the digital development in trading on the Iraqi Stock Exchange, and participating in an exchange platform with the Abu Dhabi Stock Exchange, which will introduce us to ten new markets, in addition to accepting investors from these markets to trade on the Iraqi Stock Exchange," indicating that "the Authority was able to provide government support to the Iraqi financial markets by overcoming difficulties by developing the trading system and providing them with a grant of four billion Iraqi dinars."  link

************

Tishwash: The Iraq Development Fund signs memorandums of understanding with (4) major countries

The Iraq Development Fund announced today, Tuesday, the signing of memorandums of understanding with 4 major countries, indicating that Japan's aid to Iraq amounts to billions due to its importance to it.

The Executive Director of the Iraq Fund for Development, Mohammed Al-Najjar, said in a statement to the Iraqi News Agency (INA): "The Iraq Fund for Development is open to all countries of the world, and we have several memoranda of understanding with a number of countries, including three memoranda of understanding with the French side, two memoranda with Britain, two memoranda with America, in addition to memoranda of understanding with Japan."

He pointed out that "the interest in the memorandum of understanding with Japan is that they show importance in their presence in Iraq because there is billions in aid to Iraq and since the eighties they have supported Iraq and Iraq was the most important country for Japan."

He explained that "the memoranda of understanding with Britain have been signed, and the French memoranda will be signed soon, as the memorandum includes a water project and another project to recycle sewage water and convert it into irrigation water, and this reduces the momentum for Iraq in water scarcity. As for the third memorandum, it came about the use of Shatt al-Arab water cleaning stations, and these are ready projects and will be quickly signed."  link

************

Tishwash: Al-Sudani confirms the continuation of financial and banking reform.

 As part of its efforts to enhance transparency, consolidate governance, and enhance the credibility of state institutions before the international community, the government, headed by Prime Minister Mohammed Shia al-Sudani, continues to implement comprehensive reforms based on applying best financial and administrative practices, combating corruption, and ensuring compliance with laws and regulations, contributing to building a modern national economy.

In this context, the Prime Minister received a delegation from KPMG, a global auditing and financial consulting firm, yesterday, Tuesday. They reviewed existing cooperation with the Iraqi banking sector, ways to support transparency, and enhance the country's financial reputation internationally.

Al-Sudani emphasized that banking reform has become a model of commitment and trust, praising the pivotal role of financial audit firms in consolidating governance and professionalism. He emphasized the importance of leveraging the company's expertise in restructuring government companies and raising their operational efficiency, managing public debt, and drafting contracts for major strategic projects.

He also affirmed the government's support for the Central Bank and the Trade Bank of Iraq to ensure the rapid completion of audit tasks in accordance with international standards and the timetable for issuing banks' final accounts.

Regarding administrative reform, the Prime Minister chaired the 40th regular session of the Council, during which he discussed the general situation and took the necessary decisions. In light of the unified report on violations of Law No. 28 of 2019 on the Cancellation of Financial Privileges for Officials, Al-Sudani directed all government agencies to comply with the law and return any excess vehicles or protection within seven days, while referring those who refrain from doing so to the Integrity Commission to ensure the protection of public funds and promote a culture of accountability.

The Council also voted to appoint (15) general managers in various government departments, while it decided to dismiss the Director of the Investments and Contracts Department at the Ministry of Electricity and transfer him to a lower level, based on performance evaluation. These decisions reflect the government's keenness to achieve administrative reform, enhance efficiency, and link responsibility to accountability, in line with the comprehensive objectives of the government's program for economic and financial reform. link

************

Mot: . Working out it is !!!!!  

Mot: This Seasoning Thing!!! ---ggeeeshshshshhhhh  

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Gold and S&P 500 Peaking Together 6 Times in 2025 — A 1970s Echo of Financial Chaos?

Gold and S&P 500 Peaking Together 6 Times in 2025 — A 1970s Echo of Financial Chaos?

Daniela Cambone:  10-7-2025

In finance, conventional wisdom often holds that when stocks soar, safe havens like gold languish. They are supposed to be inverse reflections of economic confidence.

But what happens when both are hitting all-time highs simultaneously?

Gold and S&P 500 Peaking Together 6 Times in 2025 — A 1970s Echo of Financial Chaos?

Daniela Cambone:  10-7-2025

In finance, conventional wisdom often holds that when stocks soar, safe havens like gold languish. They are supposed to be inverse reflections of economic confidence.

But what happens when both are hitting all-time highs simultaneously?

This rare and fascinating convergence was the subject of a recent, insightful discussion on the Della Kambon show at ITM Trading, featuring host Danny and guest Joel Litman, a finance professor and Chief Investment Strategist at Ultimatry.

Litman explains that this unprecedented dual peak—a phenomenon that has occurred only six times since the 1970s—is not a glitch in the simulation. It’s a powerful signal driven by fundamentally separate forces, demanding a new level of diversification from investors.

The simultaneous ascent of gold and the S&P 500 paints a contradictory picture of the current global economy:

Gold has experienced an explosive surge, rising 44% this year and nearing the significant milestone of $4,000 an ounce. This movement is a classic reflection of global fear and systemic uncertainty.

Meanwhile, the S&P 500 has climbed 14% to set new records. This surge is predicated on a narrative of optimism surrounding U.S. corporate performance.

The contradiction resolves when you stop viewing the market as a single engine. Litman stresses that gold and stocks are being propelled by entirely different—but equally powerful—engines.

Gold is thriving because of global risk and instability. Stocks are thriving because of specific, idiosyncratic strength within the U.S. corporate sector.

“Gold is the hedge against global crisis and instability. Stocks are the reward for U.S. corporate innovation and strong earnings growth,” Litman explained.

A persistent critique of the current stock rally is that it’s purely dependent on a handful of mega-cap tech companies (the “Magnificent 7”). Litman thoroughly refutes this notion, providing evidence that the market’s strength is far broader than headlines suggest.

He revealed that over 400 stocks in the S&P 500 have more than doubled in value this year.

This breadth signals that the rally is robust and driven by genuine productivity gains across various sectors, not just concentrated momentum in tech giants. This reality opens up significant opportunities for selective stock pickers willing to look beyond the largest market caps.

Another source of investor confusion is the disconnect between mixed economic surveys (weak PMI, consumer spending concerns) and the strong performance of corporate earnings.

Litman clarifies that economic growth and corporate earnings growth are not synonymous. Many American companies can generate high economic profit even when the broader economy faces headwinds.

This resilience is largely attributed to the robust discretionary income of the U.S. consumer compared to consumers in other developed nations.

When assessing the risk of a prolonged bear market, Litman points to the historical precedence: bear markets almost always coincide with corporate credit crises.

Critically, the U.S. currently exhibits low credit risk. Conversely, Litman highlights that credit risks are perilously concentrated in China, where many companies—when reviewed under Western accounting standards—are barely profitable or effectively insolvent. This fundamental contrast supports a relatively optimistic view on the trajectory of U.S. equities.

The discussion also touched on global efforts to challenge the U.S. dollar’s dominance, including Russia’s financial strain and China’s strategic shifts, such as the proposed “China super monetary highway” involving gold trading in Hong Kong and Saudi Arabia.

While acknowledging these shifts, Litman remains skeptical that the complex structural and political hurdles facing these nations will allow them to unseat the USD’s dominance anytime soon.

The convergence of record-high gold and stocks is not a signal to panic, nor is it a sign to go all-in on one asset class. Instead, it underscores the profound importance of intelligent diversification.

This moment in history—where two opposing forces of the financial world hit their zenith together—is rare. It provides a unique opportunity for investors to hedge their global risks while capitalizing on the extraordinary strength and innovation of the U.S. corporate sector.

https://www.youtube.com/watch?v=UXSTC0fA2iM

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News DINARRECAPS8 News DINARRECAPS8

Iraq Economic News and Points To Ponder Tuesday Evening 10-7-25

The World Bank Expects Iraq To Lead Arab Countries In Economic Growth By 2026

Political | 03:33 - 07/10/2025  Mawazine News - Baghdad -  The World Bank forecast on Tuesday that the Iraqi economy will record the highest growth rate among Arab countries in 2026, reaching 6.7%, ranking first in the Arab world in the list of expected economic performance growth next year.

The World Bank Expects Iraq To Lead Arab Countries In Economic Growth By 2026

Political | 03:33 - 07/10/2025  Mawazine News - Baghdad -  The World Bank forecast on Tuesday that the Iraqi economy will record the highest growth rate among Arab countries in 2026, reaching 6.7%, ranking first in the Arab world in the list of expected economic performance growth next year.

This high growth reflects a clear improvement compared to the June 2025 forecast, supported by the recovery of the energy sector and the rise in oil exports, in addition to the government's efforts to enhance investment in infrastructure and diversify sources of income.

This expected performance is a positive indicator of the recovery of the Iraqi economy and the restoration of its activity, in light of global and regional economic challenges.

Djibouti came in second place with an expected growth rate of 6.1%, followed by Qatar at 5.3%, then Palestine at 5.1%, while the UAE recorded growth at 5%.

Saudi Arabia's growth forecast reached 4.3%, followed by Egypt and Morocco with rates close to 4.2%, while growth rates in Lebanon, Oman, and Libya ranged between 3.5% and 3.6%.

Algeria, Bahrain, and Kuwait recorded moderate rates ranging between 2.5 and 3.1%, while Jordan and Tunisia recorded rates below 2.7%, and Yemen remained unchanged at 2.5%.  https://www.mawazin.net/Details.aspx?jimare=267977

The Dollar Exchange Rate Stabilizes. The Note Is Worth 142,500 Iraqi Dinars.

Economy |07/10/2025  Mawazine News - Baghdad -  The dollar exchange rate witnessed remarkable stability against the Iraqi dinar in local markets on Tuesday.  The prices were as follows:
- Selling prices: 142.500 dinars per $100.   - Buying prices: 140.500 dinars per $100.
https://www.mawazin.net/Details.aspx?jimare=267964

Oil Prices Continue To Rise After OPEC+ Production Increases

Economy | 09:18 - 07/10/2025   Mawazine News - Follow-up:  Oil prices rebounded on Tuesday, thanks to a smaller-than-expected increase in OPEC+ production, which helped ease concerns about a supply glut.

Brent crude futures rose 23 cents, or 0.35%, to $65.70 a barrel by 03:56 GMT. U.S. West Texas Intermediate (WTI) crude rose 21 cents, or 0.34%, to $61.90 a barrel.

Both contracts settled more than 1% higher in the previous session after OPEC+, which includes the Organization of the Petroleum Exporting Countries (OPEC), Russia, and some smaller producers, decided to increase its oil production by 137,000 barrels per day starting in November, according to Reuters.

Analysts at ING said the move contradicts market expectations for a stronger return to supply and is a sign that the group remains cautious about increasing its production share in the global oil market amid expectations of a supply surplus in the fourth quarter and next year.

The group raised its oil production target by more than 2.7 million barrels per day this year, equivalent to about 2.5% of global demand.
Geopolitical factors supported prices, as the conflict between Russia and Ukraine impacted energy assets and fueled uncertainty about Russian crude supplies.

Two industry sources said on Monday that Russia's Kirishi oil refinery shut down its most productive distillation unit after a drone attack that caused a fire on October 4, and that repairs were likely to take about a month.

However, analysts said oil prices came under pressure as investors see the potential for a supply surplus amid increased supplies from OPEC+ and non-OPEC producers. Furthermore, any slowdown in demand due to weak economic growth caused by US tariffs is likely to exacerbate the surplus.  https://www.mawazin.net/Details.aspx?jimare=267957

Yellow Metal Prices Reach An All-Time High

Economy | 09:09 - 07/10/2025   Mawazine News - Follow-up  Gold hit a record high on Tuesday as political tensions between the two chambers of the US Congress that led to a government shutdown continued, while expectations of a near-certain Federal Reserve interest rate cut this month supported prices.

Spot gold was up 0.1% at $3,965.39 per ounce by 03:08 GMT, after hitting an all-time high of $3,977.19 earlier in the session.    US gold futures for December delivery also rose 0.3% to $3,988.10.

Markets continue to price in an additional 25 basis point rate cuts in both October and December, with 95% and 83% odds, respectively, according to the CME FedWatch tool.

Gold thrives in a low interest rate environment and during economic uncertainty.

Gold has risen 51% so far this year, driven by strong central bank buying, increased demand for gold-backed exchange-traded funds (ETFs), a weaker dollar, and increased interest from individual investors seeking to hedge amid escalating trade and geopolitical tensions.

Among other precious metals, spot silver fell 0.1% to $48.49 an ounce, platinum fell 0.4% to $1,619.62, and palladium rose 0.1% to $1,325.71.   https://www.mawazin.net/Details.aspx?jimare=267955

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

10 Genius Things Warren Buffett Says To Do With Your Money

10 Genius Things Warren Buffett Says To Do With Your Money

September 21, 2025 by  Elyssa Kirkham

Warren Buffett is commonly referred to as the most prophetic and respected investor of all time. He is also known for his folksy charm and memorable quotes about the art of investing. As the “Oracle of Ohama” has an estimated net worth of around $150 billion, the proof is in the pudding.

10 Genius Things Warren Buffett Says To Do With Your Money

September 21, 2025 by  Elyssa Kirkham

Warren Buffett is commonly referred to as the most prophetic and respected investor of all time. He is also known for his folksy charm and memorable quotes about the art of investing. As the “Oracle of Ohama” has an estimated net worth of around $150 billion, the proof is in the pudding.

When you’re aiming to reach the top of the mountain and want a competitive advantage, it’s usually wise to follow the footprints of those who have successfully made the climb before you, to the tune of billions of dollars. Your odds of investing success can increase exponentially if you learn and apply Buffett’s best investing tips.

Never Lose Money

One of the most popular pieces of Buffett advice is as follows: “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1.” If you’re working from a loss, it’s that much harder to get back to where you started, let alone to earn gains.

Get High Value at a Low Price

Another key principle Buffett has shared is, “Price is what you pay; value is what you get.” Losing money can happen when you pay a price that doesn’t match the value you get — such as when you pay high interest on credit card debt or spend on items you’ll rarely use.

Instead, live modestly, or in the case of stocks Buffett recommends when approaching your investment strategy, start by looking for opportunities to get more value at a lower price. “Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down,” he wrote.

Form Healthy Money Habits

In an address at the University of Florida, Buffett said, “Most behavior is habitual, and they say that the chains of habit are too light to be felt until they are too heavy to be broken.” Work on building positive money habits — and breaking those that hurt your wallet.

Avoid Debt, Especially Credit Card Debt

Buffett built his wealth by getting interest to work for him — instead of working to pay interest, as many Americans do. “I’ve seen more people fail because of liquor and leverage — leverage being borrowed money,” Buffett said in a 1991 speech at the University of Notre Dame. “You really don’t need leverage in this world much. If you’re smart, you’re going to make a lot of money without borrowing.”

Buffett is especially wary of credit cards. His advice is to avoid them altogether. “Interest rates are very high on credit cards,” Buffett once said. “Sometimes they are 18%. Sometimes they are 20%. If I borrowed money at 18% or 20%, I’d be broke.”

Keep Cash on Hand

TO READ MORE:  https://www.gobankingrates.com/money/financial-planning/10-best-money-tips-warren-buffett-all-time/?hyperlink_type=manual

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Dinar Recaps 20 Dinar Recaps 20

FRANK26….10-7-25….THE 3 TALK TO CITIZENS

KTFA

Tuesday Night video

FRANK26….10-7-25….THE 3 TALK TO CITIZENS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

KTFA

Tuesday Night video

FRANK26….10-7-25….THE 3 TALK TO CITIZENS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=yD9WEQMG4Y8

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Dinar Recaps 20 Dinar Recaps 20

You Can Bank On It: by Dr. Dinar

You Can Bank On It by Dr. Dinar

10-7-2025

In the beginning, when the most talked about RV rumors circled around the prices being changed in all the stores in Iraq. When rumors were running rampant of Contractors in the Green Zone(wherever the heck that was) now being paid at the "new rate".

When the infamous "boots on the ground" sources were able to pay for their new shoelaces at the new rate, the one thing that still hit closest to home were the bank stories.

You Can Bank On It by Dr. Dinar

10-7-2025

In the beginning, when the most talked about RV rumors circled around the prices being changed in all the stores in Iraq. When rumors were running rampant of Contractors in the Green Zone(wherever the heck that was) now being paid at the "new rate".

When the infamous "boots on the ground" sources were able to pay for their new shoelaces at the new rate, the one thing that still hit closest to home were the bank stories.

It wasn't the printing in the Gazette, the new budget being announced(that mysteriously kept getting postponed), Article 140 being implemented, the HCL, the Kurd's getting reimbursed, the announcements in the Mosques, not even the sandal toss games. None of that got the juices flowing like the tried and untrue Bank Stories.

While all those other sandbox suspicions were fine and dandy, it was the bank stories that, for me anyway, and most likely many others, were the most relatable. Not that I necessarily believed them but at least I could picture them taking place in my mind's eye. After all, in those days online banking wasn't what it is today. 

Back then there were numerous bank branches open all over the place. Seemed as if there was a different branch on every corner. You couldn't drive two blocks without seeing a bank or a credit union ready to hold your money for them... I mean you.

Recently I found myself reflecting back on all the bank stories I've read throughout the years. Some of them being so realistic you almost felt as if you were right there along with them. Gnawin' on a hotdog while waiting impatiently for the doors to open promptly at 9am.

Not only from the customer's side of the counter but we were also hearing from the Tellers side as well. And supposedly some "in the know" Managers just to give it that extra jolt of believability. 

On ledger, off ledger. front screen, back screen, green screen, black screen, screen door. You screen, I screen, we all screen for ice cream. Oops, sorry. Got a bit carried away there.

Be it cubicle, kiosk, random room of any sort, it was easy to picture yourself right along with that person sharing their experience. Lots of talk of new signage materializing overnight. 

Same with the new RV exchange "instarooms" being built by the bunches. Yep, all the signs were right there, impossible to ignore. We were right on the cusp of the biggest wealth transfer to hit since the California Gold Rush of the 1880's.

Nervous? You betcha. After all, we were about to make history. Us Toothless Crackheads, as they use to refer to us, were about to enter the big leagues. We were going to finally get a chance to show all those naysayers just how wrong they were. 

Ready? You're darn right we were ready. And then some. With our trusty, albeit a bit dusty, "To Go" bags sitting diligently right by the front door just like we were instructed to do oh so long ago. 

Matter of fact they've been there so long I'm sure most, if not all, of us couldn't recall all of what was actually in them but we were ready nonetheless.

Did you bring all your currency. Was it all neatly in order, right side up, left side down, lowest to highest, all facing the same direction, and so on. Which was odd because in the beginning there was only one currency to deal with. One of any concern. The Iraqi Dinar.

The be all, end all, of every up and coming exchange. Life revolved around that one single currency. And to make matters that much easier, it was always the 25K notes that stood at the top of the stack. 

Better yet, they all had what appeared to be the exact same serial numbers. How much easier could it get.

Sure, there were other "versions" of the dinar but we were only concerned with the one version. That's it. And beware of those notes with that no good evil do'er Saddam's face on them. They had been rendered worthless since the new and improved, sixty three built-in safety features had been released in 2003.

At a printing cost of $0.06 per note they made our USD look like Monopoly money. Heck, that actually sounds like an insult to Monopoly money. My apologies. 

Yeah, some of us did hold a few of the other variations but mostly because they were gifted to us as "Thank You's" for previously purchasing the Big Dog 25K's. Oh wait, there was one other item of concern. Circulated or uncirculated.

That debate went on for years. What was the difference. Was there even a difference. In reality there was one main difference. Odd as it sounds, it was the smell. Yep, that undeniable aroma. 

Same exchangeable value but one didn't really smell like anything in particular whereas the "used" version smelled like it had been everywhere. And I mean EVERYWHERE! And not in a good way.

It was difficult to explain. Not like anything I'd ever smelled before but man oh man, there was no hiding from it. Wrap it up in ten freezer bags, the funk still got out. 

I only know this because I made the mistake of taking the cheap route (as there was a hefty price difference between the two at the time) a couple of times and lived to smell... I mean tell about it.

From then on, whenever I was fortunate enough to find the funds, it was all uncirculated or nothing at all. The small price savings wasn't worth living with the circulated funkification. That's one stinky sock drawer I wanted nothing to do with.

Not to mention running those notes through the De la Rue machines, the smell wafting wildly windward would be more than amplified at the speed those things run the currency through.

Speaking of the De la Rue machines, there was also lots of talk running around about those at the time as well. Supposedly every bank branch was going to have at least one machine available for the RV exchanges but at a cost of $30K each, that one was a bit difficult to swallow. 

But heck, with the rumored multi million billions that would be flyin' around all willy nilly 'n such, what's an extra $30K between friends.

And yes, friends of the banks we would be. Finally. At that stage of the process we will have officially been morphed from penniless peasants to high net worth individuals, our status skyrocketing at the same time. So called "Intelligent Investors" as it were.

Wealth Managers, Financial Advisors, Private Bankers, Family Office officers, you name it. All of them at our beck and call. Clamoring for our attention, screaming "Pick me, pick me" as the De La Rue machines whirred away at lightning speed.

Who would we choose. More importantly how would we choose them. Would it be based simply on us having introduced ourselves pre-RV or would that even be necessary. 

Rumors were rampantly swirling at the time of those folks that attempted to make contact with a representative of the bank only to basically be laughed right out of the bank. Door locked swiftly behind 'em.

Sure, there were a couple of wink wink, nod nod's rumored to have taken place as well but for the most part it was complete denial on the bank's part. While many of us had made some of our earliest currency purchases at the bank, growing tired of the constant "I'm calling about the upcoming RV happening this Friday" jibber jabber, they took it upon themselves to flip the script.

Not only did they stop selling the currency but they took it even a few steps further, changing their voicemail messages to reflect the RV itself being a total scam as well as their non-participation in anything having to do with the RV on any level. Even crazier yet they began telling their employees they weren't allowed to purchase nor own any IQD.

That's about the time the latest and greatest rumors began to float around. Those surrounding the hints of just how unhappy the Tellers and other bank employees were going to be once us exchangers showed up to exchange our currency post RV and them having been told it was all a scam and nothing they need be interested in nor concerned with.

They would be working for us, not with us, and having to do it with a smile. Who could blame them for being upset about missing out on a once in a lifetime opportunity simply because the boss says so. Thankfully word began to spread of those taking the risk and getting involved anyway. And good for them.

As we morphed into the whole GCR thing the bank stories were fewer and further between. Was that due in large part to the rise in bank branch closures combined with the whole online banking takeover? 

Not exactly sure but no doubt they began to show up less and less. To the point where they no longer happened. Or at least weren't boasted about, even if they did continue to happen on occasion.

Perhaps those experiencing them felt less and less secure in sharing their perceived close calls. Becoming non-believers themselves in the process. Whatever it was, someone turned off the spigot and they just dried up.

It's a shame as I'm sure many folks enjoyed hearing them. Nowadays it seems to be all about the gold. Gold this, gold that. Gold is skyrocketing, reaching levels never seen before.

Which is all fine and good but likely for a majority of folks they are unable to see the correlation between gold and the RV/GCR. Whereas a relatable banking story with their good buddy Brad down at their local branch made them feel as if they weren't alone on this journey. That someone else, someone supposedly much better "connected", was actually experiencing some behind the scenes stuff.

For me it's another part of the far too long list of things that have changed over the years. But I can't deny I do miss a good ol' wink wink, nod nod story every now and again, just to keep the close call vibes alive.

Hang in there folks, this here GCR is eventually going to happen. It has to happen. The global economy is depending on it. It's only a matter of time. 

By the way, am I the only one or have you noticed the big time golden makeover inside the Oval Office? Do you think that happened by happenstance. I don't think so. Wink wink, nod nod.

Kindly,

Dr. Dinar

Disclaimer; I'm not a Wealth Manager, Financial Advisor, CPA, Tax Attorney, RV/GCR Committee member, Private Banker, Family Office Officer, Bank Manager, Bank Teller, Magic 8 Ball Reader, nor am I a professional wink wink, nod nod'er. I'm simply someone that chooses to believe in the power of positive thinking and on the odd chance this thing truly is real, I want to make sure I'm there at the finish line to enjoy it.

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Economics, News DINARRECAPS8 Economics, News DINARRECAPS8

Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 10-7-25

Good Afternoon Dinar Recaps,

BRICS Unveils Plan to Replace the U.S. Dollar — While India Runs a Bold Gold Auction

Two concurrent moves from the bloc suggest an accelerating shift in monetary architecture and reserve strategy.

Good Afternoon Dinar Recaps,

BRICS Unveils Plan to Replace the U.S. Dollar — While India Runs a Bold Gold Auction

Two concurrent moves from the bloc suggest an accelerating shift in monetary architecture and reserve strategy.

BRICS’ Bold Dollar Challenge

  ● Precious Metals Exchange Launch: At the 2025 Moscow Financial Forum, BRICS announced plans for a trading platform allowing countries to settle in gold, platinum, diamonds, and rare earths — sidestepping SWIFT and traditional commodity exchanges. 
  ● Resource Leverage: BRICS controls ~72% of rare earth reserves, anchoring their plan not on fiat alone, but on tangible assets. 
  ● Trade Bypass: As of now, ~68% of BRICS trade is alleged to bypass the dollar, and 90% of Russia–China trade occurs in local currencies. 
  ● Not a New Currency (Yet): Rather than founding a fresh fiat, BRICS seems to be constructing alternative rails and asset-backed exchanges to challenge dollar dominance. 

The strategy is not about sudden overthrow — it’s about building parallel systems that gradually erode dollar dependence.

India’s Gold Auction: Strategic Signal in Reserve Strategy

  ● Gold Auction Mechanism: The Central Bank of India holds auctions of pledged gold (from defaulted loans) through online platforms, recovering owed amounts. 
  ● Reserve Accumulation: The RBI added about 72.6 tons of gold in 2024, pushing India’s holdings toward 876 tons. 
  ● Dual Strategy: This auctioning (liquidation) coexists with aggressive accumulation — reflecting a dual posture of discipline and expansion in gold reserves. 
  ● Part of the Bloc Trend: India’s actions mirror a broader acceleration of gold acquisition by central banks within BRICS and beyond. 

India’s move is more than internal reserve management — it signals alignment with BRICS’ structural shift in monetary strategy.

How This Fits Into the Global Restructuring

  • From Fiat to Asset Anchors: The shift from purely fiat systems toward gold- or resource-backed exchanges signals a redefinition of what constitutes money.

  • Parallel Rails Over Revolution: Rather than overthrowing the dollar outright, BRICS is building alternatives (payment systems, commodity-based settlement, resource exchanges).

  • Sovereignty Over Dependence: Nations using these new rails gain independence from U.S. sanctions, dollar volatility, and centralized financial control.

  • Multipolar Monetary Architecture: These initiatives fragment the once-monolithic dollar regime, enabling a world where multiple reserve systems co-exist.

As these systems scale, capital, credit, and trade flows will gravitate toward those offering reliability, autonomy, and immunity from centralized leverage.

Why This Matters / Key Takeaway

BRICS’ unveiling of a precious minerals settlement exchange, paired with India’s assertive gold auction and reserve build, is not mere symbolism — it’s the architecture of a new financial order being erected.

These parallel rails and asset-anchored structures are extracting power from legacy systems and redistributing it across sovereign partners.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™ Exclusive

Sources:  Watcher Guru,  Watcher Guru,  Investing News Network (INN),  CryptoRank

~~~~~~~~~

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