Seeds of Wisdom RV and Economic Updates Thursday Morning 8-21-25

Good Morning Dinar Recaps,

Fed Governor Tells Bankers DeFi Is ‘Nothing to Be Afraid Of’

Federal Reserve Governor Christopher Waller urged policymakers and bankers not to fear decentralized finance (DeFi) and stablecoins, calling them drivers of innovation in the U.S. payments system.

Waller reassured both his peers and the private banking sector that crypto payments operating outside traditional banking infrastructure are not inherently risky.

“There is nothing scary about this just because it occurs in the decentralized finance or DeFi world — this is simply new technology to transfer objects and record transactions,” he said at the Wyoming Blockchain Symposium 2025.

He emphasized that leveraging smart contracts, tokenization, or distributed ledgers for everyday transactions should be viewed as a natural evolution of payment services rather than a threat.

Federal Reserve’s Shift Toward Embracing Crypto

• In April 2025, the Fed withdrew 2022 guidance that had discouraged banks from engaging in crypto and stablecoin activities.

• Last week, the Fed also ended its risk-heavy “novel activities supervision program” that oversaw crypto-related activity.

• Fed Vice Chair Michelle Bowman recently suggested Fed staff be allowed to hold small amounts of crypto to better understand the technology.

Waller’s comments highlight the Fed’s ongoing pivot toward integrating digital assets into the U.S. financial system.

Waller as Potential Next Fed Chair

Waller’s views carry additional weight as he is considered a front-runner to replace Jerome Powell when Powell’s term ends in May 2026.

• President Donald Trump has reportedly pressured Powell to resign early.

• If nominated and confirmed, Waller could become the next crypto-friendly Fed chair, shaping U.S. monetary and payment policy during a transformative era.

Making Crypto Relatable

Waller compared stablecoin transactions to ordinary debit card purchases.

• Buying a memecoin with stablecoins works the same way as tapping a debit card to buy groceries, he explained.

• In both cases, money is transferred and a transaction record is generated — whether it’s a paper receipt or a blockchain ledger.

This analogy framed crypto payments as intuitive and familiar, rather than radical.

GENIUS Act: Key for Stablecoin Adoption

Waller praised the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act as an “important step” for adoption.

• Stablecoins, he argued, could strengthen the dollar’s global role, particularly in high-inflation countries and regions with limited access to physical dollars.

• They also improve both retail and cross-border payments.

Stablecoin Market Outlook

• Current stablecoin market size: $280 billion

• U.S. Treasury projects the market will reach $2 trillion by 2028 — a 615% increase.

• Growth will be accelerated by a clear regulatory framework and stablecoin issuers’ demand for U.S. Treasury bills.

• Market leaders today: Tether (USDT) at $167B and Circle (USDC) at $67.5B (CoinGecko data).

Bottom Line:
Waller’s remarks mark a major philosophical shift from the Fed, positioning DeFi and stablecoins not as threats but as essential innovations. With the GENIUS Act laying the regulatory foundation and the stablecoin market primed for explosive growth, the U.S. is signaling that the future of payments will be digital, dollar-backed, and blockchain-enabled.

@ Newshounds News™
Source: Cointelegraph   

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Beacon Network: A New Global System to Track Crypto Fraud

A powerful new initiative is reshaping the fight against crypto crime. The Beacon Network — backed by major exchanges, financial companies, and regulators — enables the rapid detection and freezing of stolen blockchain funds.

Key points:

• The network brings together Coinbase, Binance, Kraken, Robinhood, PayPal, Anchorage Digital, Ripple, and leading security researchers like ZachXBT and SEAL.

• Supported by law enforcement and regulatory authorities in multiple countries.

• Designed as a “kill chain” system for digital assets, moving from detection to blocking in minutes, not days.

• Already blocked over $1 million in fraud-related crypto transactions.

Why it matters:

• Since 2023, more than $47 billion in crypto has been linked to scams, hacks, and fraud.

• Traditional investigations lag behind the speed of blockchain transfers, making recovery nearly impossible after funds are dispersed.

• The Beacon Network enables real-time alerts when stolen funds hit participating platforms, allowing them to be frozen before they vanish.

First successes:

• $1.5 million recovered from an international fraud scheme.

• $800,000 in fraudulent deposits frozen before withdrawal.

Safeguards and reliability:

• Only verified investigators and partners can report illicit activity.

• Each report must be backed by evidence and accountability, reducing the risk of abuse.

Next steps:

• Expand partnerships to widen coverage across global exchanges and financial networks.

• Focus on tracking funds tied to North Korean hacker groups and combating terrorist financing.

• Strengthen protections for victims of large-scale fraud.

The Beacon Network represents a turning point: crypto’s leading players and regulators uniting to make the ecosystem safer and more transparent, leaving criminals fewer places to hide.

@ Newshounds News™
Source: CoinTribune

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U.S. Patent Shows XRP Registered as a Payment Method in the United States

A United States trademark registration for XRP as a payment method has resurfaced, sparking both excitement and confusion in the crypto community.

The document, issued by the U.S. Patent and Trademark Office (USPTO) in December 2013 under Registration Number 4,458,993, is authentic but does not carry the sweeping implications some community figures suggest.

The XRP Trademark: What It Really Means

• Filed by OpenCoin, Inc. (now Ripple Labs) on May 17, 2013

• Registered under International Class 36 for financial services

• Defines XRP as a means of providing secure payment options in both traditional and digital currencies across a global computer network

• Ripple listed its first commercial use of XRP as March 1, 2013

• The filing protects the name “XRP” as a service mark for financial services — not government recognition of XRP itself as a legal payment method

Multiple independent sources confirm the registration details, including Justia Trademarks, USPTO’s TSDR system, and academic references such as the UC Davis Law Review. The registration remains active, with Ripple maintaining regular renewals.

Community Reaction vs. Reality

Some XRP community influencers have suggested the trademark proves the U.S. patented XRP as a payment method or gave it official government backing in 2013.

• Influencer Amelia and others claimed it was a sign of U.S. recognition.

• JackTheRippler echoed similar interpretations.

However, the reality is straightforward: Ripple itself filed the trademark to protect the XRP name, much like its more recent filing for its stablecoin RLUSD.

The registration does not represent U.S. government endorsement or regulatory approval.

Why It Still Matters

While not proof of government recognition, the trademark highlights Ripple’s early legal foresight in securing XRP’s intellectual property protections.

• Ripple currently holds 39 U.S. patents, with 18 granted and 62% active.

• The 2013 XRP filing reflects Ripple’s long-standing strategy to legally defend its financial technologies.

✅ Key Takeaway: XRP’s 2013 USPTO trademark filing demonstrates Ripple’s early commitment to securing its brand legally. It does not, however, signal U.S. government approval of XRP as a national payment system.

@ Newshounds News™
Source: The Crypto Basic

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FRANK26….8-20-25…..ALOHA….NON OIL ?

KTFA

Wednesday Night Video

FRANK26….8-20-25…..ALOHA….NON OIL ?

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=9t4Lw8sP1FQ

MilitiaMan and Crew: Iraq Dinar News Update-Integration Global Financial System

MilitiaMan and Crew: Iraq Dinar News Update-Integration Global Financial System

8-20-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=w8cHB7fbJGs

Iraq Economic News and Points To Ponder Wednesday Afternoon 8-20-25

An Economist Predicts The Next Government Will Change The Dollar Exchange Rate, And Explains The Reasons.

Time: 2025/08/20 Read: 1,860 times   {Economic: Al Furat News} Economists expect the next government to resort to an official devaluation of the Iraqi dinar against the US dollar as a potential solution to address mounting financial burdens, most notably the massive government payroll.

Economic expert Nabil Al-Marsoumi told Al Furat News Agency that "the salary bill accounts for the largest portion of oil revenues, leaving little for upgrading infrastructure or basic services."

Al-Marsoumi believes that devaluing the currency will provide greater financial revenues in dinars, which will help the government cover salary expenses.

He added that this option may be one of the necessary measures that the new government may take, especially in light of the current oil prices that threaten to close the country's economic development prospects.

Experts emphasize that sustainable solutions lie in diversifying sources of public revenue and not relying entirely on oil, in order to ensure the stability of the Iraqi economy in the long term.  LINK

The Dollar Rises Again, Reaching Around 142,200

economy |  08/20/2025  Mawazine News - Baghdad - The dollar exchange rate rose on Wednesday (August 20, 2025) on the Iraqi Stock Exchange and money exchanges.

The US dollar exchange rate recorded 142,200 dinars for every $100 in morning trading on the main stock exchange in the capital, Baghdad.

The exchange rate in local markets in Baghdad reached 143,250 dinars for sale, while the purchase price reached 141,250 dinars.   https://www.mawazin.net/Details.aspx?jimare=265412

The Central Bank Is Witnessing Foreign Transfer Operations In All Currencies.

Economy |  08/20/2025  Mawazine News - Baghdad -  The Governor of the Central Bank, Ali Al-Alaq, confirmed today, Wednesday, the coverage of almost all major currencies, while indicating that the Central Bank is witnessing foreign exchange operations in all currencies smoothly and with high fluidity.

Al-Alaq said, "The foreign exchange process has witnessed significant development during the past two years, whether in terms of method, approach, and organization, or through direct communication and direct transfer between Iraqi banks and approved correspondent banks."

He added, "This expansion is not only in the number of correspondent or transferring banks, but also in the number of currencies," noting that "the Central Bank covers almost all currencies used by Iraq for the purpose of large-scale trade."

He stressed that "the Central Bank is today witnessing transfer operations in almost all major currencies, and they are carried out smoothly and with high fluidity." https://www.mawazin.net/Details.aspx?jimare=265410

An Expert Warns Against Adjusting The Dollar Exchange Rate And Outlines A Solution To Address The Decline In Oil Prices.

Time: 2025/08/20 Reading: 945 times   {Economic: Al Furat News} Economic expert Salah Nouri confirmed on Wednesday that adjusting the dollar exchange rate falls within the purview of the Central Bank of Iraq, noting that this measure is a monetary policy tool aimed at achieving economic stability and combating inflation or deflation.

Nouri stressed to Al Furat News Agency "the need to achieve harmony between the monetary policy managed by the Central Bank and the fiscal policy undertaken by the Ministry of Finance through the general budget."

The economic expert explained that raising the dollar exchange rate—i.e., devaluing the dinar—increases the amount of Iraqi dinars the Ministry of Finance receives from the Central Bank to cover budget expenditures. However, he warned that this measure leads to a decline in the purchasing power of citizens, especially those with limited income.

In contrast, Nouri explained that depreciating the dollar—i.e., increasing the purchasing power of the dinar—reduces the amount of dinars the Ministry of Finance receives, creating difficulties in implementing the general budget, particularly the operational portion. He pointed out that the decline in global oil prices further complicates this problem, as it impacts the state revenues needed to finance the budget.

The economic expert noted that many governments around the world are adopting austerity measures in public spending, particularly regarding unnecessary benefits, to ensure the sustainability of the general budget and meet only basic needs. Nouri concluded his statement by emphasizing that such measures are a necessary solution to support the budget in light of the current economic challenges. LINK

Al-Sudani Directs The Formation Of A Joint National Team To Prepare An Integrated Strategy For The Financial And Banking Sector.

Wednesday, August 20, 2025, | Politics  Number of readings: 350  Baghdad / NINA / Prime Minister Mohammed Shia Al-Sudani directed the formation of a joint national team to prepare an integrated strategy for the financial and banking sector.

A statement from the Prime Minister's Office stated that in line with the government's directives aimed at strengthening Iraq's financial and economic position at the international level, the Prime Minister directed the formation of a joint national team, headed by the Governor of the Central Bank of Iraq, and including representatives from the Ministries of Finance, Oil, and Planning, specialized economic and financial institutions, in addition to the Prime Minister's Office, the Securities and Exchange Commission, and representatives of the Iraqi banking sector.

He explained that this national team will work to prepare an integrated strategy that includes clear and measurable goals, with periodic reports being submitted to the competent authorities, and direct coordination with major international credit rating agencies, especially (Fitch, S&P, Moody's) with the aim of improving Iraq's sovereign credit rating.

The team will also pay special attention to strengthening governance tools, managing financial risks, and developing the business environment in line with the economic reform plans adopted by the government.

He added that this directive comes within the framework of the government's vision to adopt a comprehensive national strategy aimed at improving Iraq's sovereign credit rating, which contributes to enhancing international confidence in the national economy, and opening broader horizons for direct and indirect foreign investments.

The government affirms that this step represents a clear commitment to its reform approach and its keenness to achieve economic stability, support the stability of the financial system, and provide an attractive investment environment that contributes to diversifying sources of income and reducing dependence on oil as the sole main resource. /End https://ninanews.com/Website/News/Details?Key=1247349

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com 

6 Daily Habits of Financially Secure People

6 Daily Habits of Financially Secure People

Laura Bogart  Mon, August 18, 2025  GOBankingRates

Financially secure people don’t just care about their personal finances — they actively nurture them. They prioritize savings, track spending and regularly contribute to their retirement accounts. Every financial move they make is a deliberate choice to protect and grow their money.

Think of it this way: Like a robust immune system, your money should be ready to work for you and keep you strong as you maneuver through a complex world. And just like your physical health — from the vitamins you take to the walks you enjoy and the water you drink (don’t forget that part) — financial health requires consistent, daily habits.

Just as regular checkups can affirm how healthy you are, checking in on your financial habits can also confirm that you’re in a good place money-wise. What better way to do a financial self-check than to see if you’re hitting certain benchmarks of good habits? You may find that you need to do a little more work to be as secure as you’d like to be.

Fortunately, developing healthy financial habits isn’t as hard as you might think (certainly easier than taking on the StairMaster at the gym). Here are six daily practices of financially secure people that you can adopt, too.

1. They Live Below Their Means

In an era where social media is constantly bombarding you with images of people whose homes, cars, clothes and even household utensils look nicer than yours, resisting lifestyle inflation is harder than ever. Financially secure people know that what looks like a glamorous life could very well be fueled by massive credit card debt.

Rather than compare themselves to others, financially secure people don’t just live within their means — they live below them. They prioritize value without compromising quality or safety, and the opinions of others don’t impact their financial decision-making. They spend less, knowing the money they save will go toward growing their wealth and achieving their financial goals.

Some tips for living below your means: If you regularly grocery shop at a bigger, pricier supermarket, switch to a more cost-effective option like Lidl or Aldi. Join your local “Buy Nothing” group, where you can swap household items for free, reducing unnecessary purchases.

To avoid impulse buying, impose a 48-hour waiting period whenever you’re tempted to buy something on a whim. Often, once you’ve had time to think, you realize you don’t need or even want the item.

 2. Their Emergency Savings Account Is Fully Funded

Financially secure people are prepared for life’s financial curve balls. They’ve got at least three to six months’ worth of expenses parked in a high-yield savings account (HYSA), ready to handle situations like job loss, medical emergencies, or car repairs without having to resort to using credit.

HYSAs are ideal tools for building your emergency fund because in addition to earning interest, you can withdraw the money without penalty, unlike other investment vehicles like CDs or annuities. This allows your money to grow while remaining accessible for when the unexpected happens.

TO READ MORE:  https://finance.yahoo.com/news/6-daily-habits-financially-secure-151541420.html

Epic Bear Squeeze is ON: Gold & Silver Shorts Don't Have a PRAYER

Epic Bear Squeeze is ON: Gold & Silver Shorts Don't Have a PRAYER

VEIC Media:  8-20-2025

Alasdair Macleod and Andy Schectman explain why an epic bear squeeze is underway in precious metals markets, and why the trend for gold and silver is much higher in the face of metals exchanges being drained of inventory and more big buyers standing for delivery.

 The duo also dive into the implications of the GENIUS act for the US economy and the dollar, the question of gold revaluation, and much more.

00:00 Introduction

 00:32 Implication of GENIUS Act

 09:13 Bear Squeeze on Precious Metals

27:49 With the US Revalue Gold?

https://www.youtube.com/watch?v=yuiY9xPhp7U

Bruce’s Big Call Dinar Intel Tuesday Night 8-19-25

Bruce’s Big Call Dinar Intel Tuesday Night 8-19-25 

Transcribed By WiserNow Emailed To Recaps  (INTEL ONLY)

 Welcome everybody to big call tonight. It is August 19, and you're listening to the big call. Thanks everybody for tuning in. Those of you who didn't hear the pre call information, we talked about music, about seams on a baseball, we talked about hitting a tennis ball, all of that. So you missed that. Well, you're gonna catch a lot of the good information tonight. I'm looking forward to doing the call with you guys tonight.

Let's talk about the Intel in the few minutes that we have left. It was an important call that I just got it, glad I took it, even though it was an interruption, something that couldn't be avoided. But let me say this, we've had intel  that has been at the time we receive it. It seems like it's right on the money.

This is coming from good sources, either high up in Wells Fargo, either redemption center leaders - bond pay masters. Some of it is Special Force guys, etc, etc. We've got really good connections.

Well, today we have heard that there were certain transactions that had to take place where some of the bond pay Masters had to travel to get new documents signed, and all of that for their clients.

 They accomplished that, and they had until midnight tonight to do it. And they made it. They made the deadline, and all of that was good.

Now the question is, where does that put us, does it complete everything that needs to be done from our perspective and the bond holders and bond pay masters perspective, the answer is yes, but I have to be honest with you guys.

I'm going to be honest with you and tell you, it's not the whole picture. It's the picture that we're seeing, that we're getting, and we're getting stuff, and there's a lot of people that have signed brand new NDAs bank people -  

You know, a lot of people that we're talking to, a lot of the sources, have clammed up because they're under brand new NDAs and it's hard to get to know exactly what's going on. For example, we have not heard that specifically about the Social Security increases or about the DOGE payments, which are really tariff rebates.

But I can tell you this and this, I just found out. Remember the eight world leaders from Europe that were in the White House yesterday, signing off documents, signing things that was all for peace with Russia and Ukraine. I can tell you that all of that was finished and signed off minutes ago, minutes ago, and that's what prompted the call.

Now we've got that happening. And I said, Did this have to happen? Did we have to have that peace happen before we went for exchanges and so on, the answer was yes.

Now we didn't know that until now, but thank God that is done, and that we think everything from that aspect, and I'm talking about President Trump's aspect, the idea of peace and the idea of getting peace in the Gaza with Israel and Hamas.

You know that that? I don't know where that stands right now, but I know that the six wars that President Trump already ended in the first six months of his administration now is seven months.

We're in the seventh month, and now he's already finished up with Ukraine and Russia. They have a finished peace agreement. Thank God. So where does that put us?

 Well, you guys know, if you know anything about NESARA and GESARA, you know that World Peace has to be established before it starts. Well, guess what? These had to be established before we started getting exchanges done.

Okay, so I wasn’t sure that was going to be the case, that if it was, and the good news is that part is done now. What has to happen from now to get us notified, to get us paid, to get everything coming? I'm just going to say it this way.

 It looks as though there's a little bit more time that is needed for the process to finish occurring. And I can't tell you exactly when, but this was a milestone today to have that peace agreement finished, and I think that we're in really good shape.

I'm not going to predict it a day to day . I've stuck my neck out there believing that it was going to happen tomorrow or the next day or the next day. And guess what? I've been wrong. I've been wrong more times, probably than I've been right.

But there are so many factors in this, as simple as we think it's complicated than we know, and I know a lot about it that I can't even talk about. I don't know everything either. I have a pretty good idea what's going on, and we're in really good shape.

 And it is coming, and it should be this month should be the month of August, but here we are, today's what the 19th I think we're going to get it before the end of the month, but I’m not going to say it's tomorrow or Thursday. I'm just not sorry. I wish I could, but I'd be lying, and I'm not going to lie to you.

So that is the gist of what I wanted to bring out. It came out differently than I had planned. But that call changed a lot of what I know.

Okay, so I'm going to say I'm content to know that we're on the right track. Everything's moving. There's a major milestone to hit that piece, important, very important document needed to be signed by midnight, and then now at midnight, certain other aspects of this whole process has to happen, and it's a little complicated, and I don't even understand it all  but I understood what was said to me.

So let's do this. It's late. Let's go ahead and pray the call out, and we'll look forward to Sue's class, starting tomorrow and going through Thursday as well. And we'll see you guys on the call Thursday night. Let's see if I can give us an update. Then, okay, all right,  Alright, , I'm going to shut this program, down, turn off. And you guys have a good night. And we'll look to talk to you to Thursday night.

Bruce’s Big Call Dinar Intel Tuesday Night 8-12-25 REPLAY LINK   Intel Begins   1:23:43

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOacc

Bruce’s Big Call Dinar Intel Thursday Night 8-14-25 REPLAY LINK   Intel begins   1:06:40

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOckd

Bruce’s Big Call Dinar Intel Tuesday Night 8-12-25 REPLAY LINK   Intel Begins   1:09:45

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOcva

Bruce’s Big Call Dinar Intel Thursday Night 8-7-25 REPLAY LINK   Intel begins   1:16:00

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOcta

Bruce’s Big Call Dinar Intel Tuesday Night 8-5-25 REPLAY LINK   Intel Begins   1:01:30

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOcS3

Bruce’s Big Call Dinar Intel Thursday Night 8-1-25 REPLAY LINK   Intel begins   1:10:00

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOcCD

Bruce’s Big Call Dinar Intel Tuesday Night 7-29-25 REPLAY LINK   Intel Begins   1:09:30

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOcOV

Seeds of Wisdom RV and Economic Updates Wednesday Afternoon 8-20-25

Good Afternoon Dinar Recaps,

India’s Rupee Goes Global Instead of Single BRICS Currency Plan

India’s BRICS global rupee initiatives are reshaping international trade as New Delhi officially abandons the idea of a single BRICS currency in favor of bilateral agreements. The Reserve Bank of India (RBI) has been signing direct settlement agreements, enabling transactions in rupees without dollar conversion.

This represents India’s systematic move to ditch dollar dependence through partnerships with countries like the Maldives and the UAE, positioning the rupee’s global ambitions as a more practical alternative to the proposed BRICS currency that never materialized.

India’s Global Rupee Strategy Replaces BRICS Currency Plans

The single BRICS currency proposal cooled after the July 2025 BRICS summit in Rio de Janeiro produced no concrete framework. Instead, leaders shifted focus to bilateral trade agreements in local currencies—a solution seen as more realistic.

• A landmark development came in November 2024, when the RBI signed an agreement with the Maldivian Monetary Authority, allowing transactions to be settled directly in rupees and rufiyaa.

• This bypasses dollar-based networks, making transactions faster and cheaper, while boosting the rupee’s regional influence.

• According to RBI Deputy Governor Sanjay Malhotra, India has already implemented similar frameworks with the UAE, and negotiations are ongoing with other Asian and African countries.

This demonstrates a clear internationalization of the rupee, with the potential to reshape regional trade flows.

How BRICS India Trade Settlements Work

India’s settlement system eliminates dollar conversion by creating direct bilateral clearing mechanisms.

• Example: A Maldivian company importing Indian rice can pay in rufiyaa, which is automatically converted into rupees through RBI-authorized systems.

• This approach is more feasible than a multilateral BRICS currency, requiring less infrastructure and relying on bilateral trust.

• Benefits include reduced foreign exchange exposure, lower conversion fees, and less vulnerability to sanctions.

 India’s Global Rupee Expansion and Competition

India’s global rupee initiative is expanding beyond its current agreements, with multiple countries in Asia and Africa negotiating to join.

• India’s bilateral approach competes directly with China’s yuan internationalization, which emphasizes multilateral adoption.

• Meanwhile, Russia has promoted ruble usage with regional allies, but with limited global traction.

• This sets the stage for currency competition within BRICS: rupee (bilateral), yuan (multilateral), and ruble (regional).

Strategic Benefits of India Ditching the Dollar

India’s move away from dollar reliance carries several strategic advantages:

• Monetary autonomy – avoiding external pressure from U.S. dollar fluctuations while preserving internal policy control.

• Lower costs – significantly reducing transaction costs for BRICS and India-linked trade.

• Sanctions resilience – shielding partners from the risks of dollar-based financial systems.

• Geoeconomic power – expanding rupee usage strengthens India’s leverage with trade partners.

This strategy positions India against China’s yuan push, but by taking a different path—bilateral agreements rather than multilateral frameworks.

Future of BRICS Currency Alternatives

While the unified BRICS currency plan has stalled, member nations are advancing individual currency strategies:

• India – bilateral rupee settlements.

• China – multilateral yuan adoption.

• Russia – regional ruble agreements.

Together, these approaches may displace the dollar more effectively than a single BRICS currency ever could.

The success of India’s rupee internationalization depends on expanding bilateral agreements and building long-term trust with trading partners. By prioritizing practical implementation over complex negotiations, India’s rupee push could deliver faster, more significant results than the original BRICS common currency proposal.

@ Newshounds News™
Source: Watcher Guru

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3M Gold Ounces Drained as U.S. Gold Imports Surge

3M Gold Ounces Drained as U.S. Gold Imports Surge

Taylor Kenny:  8-19-2025

Massive amounts of physical gold and silver are leaving the COMEX.

At the same time , the Fed is floating a gold revaluation plan.

This isn’t speculations-it’s happening.

CHAPTERS:

0:00 COMEX Gold & Silver

1:27 From Paper to Physical Exodus

3:46 $10 Billion in Gold Requested

5:12 Who’s Front-Running a Reset?

7:02 Why Gold and Silver Could be Your Lifeline

https://www.youtube.com/watch?v=j2AOhemZHLU

Coffee with MarkZ, joined by Andy Schectman. 08/20/2025

Coffee with MarkZ, joined by Andy Schectman. 08/20/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Hello Mark, Mods and Dinarians from around the globe..

MZ: Doing a quick news update first…then we have Andy Schectman ….then I will do longer news after Andy

MZ: “Baghdad and Erbil on the threshold  of a historic agreement: Oil, Salaries and Non-oil revenues  nearing conclusion”

Member: I thought all of that stuff was done last week????

MZ: There were some real breakthroughs yesterday. I guess my Iraqi sources were correct on Monday when they told me to expect a big Tuesday. They are working on mechanisms and even working on a budgetary change to facilitate the HCL law and oil coming out of the Erbil region.

MZ: “ Central Bank Governor: We are witnessing external transfers of all major currencies with high flow”. Banks are operating as sovereign international banks. This is a key piece too.

MZ: “US bankruptcies are surging past 2020 pandemic levels”  This is why they can’t rescue the old system and need to replace it and a reset.

MZ: “US sends 3 warships towards the coast of Venezuela: Maduro mobilizes 4.5 million militia members”

Member: SO Maduro to possibly step down… non corrupt gov in place in Venezuela …maybe BOLIVAR IS GOING TO BE GOOD AFTER ALL

MZ: My thoughts are …..Venezuela just may be in that first basket. I also feel good about Iran possibly being in the first basket.

Member: Anything from the historic bond side today?  Hey Mark are the bond people reaching out at all? It’s as if they disappeared. My question is are we in a movie called Groundhog Day?

MZ: Not even a peep on the bond side.

Member: Bond side has been gagged and need rescued!!

Member: I’d like to think they have exchanged…are under NDA’s and being quiet and quietly enjoying their exchanged funds.  Then we are next……we hope.

Member: Nader posted a little over an hour ago. He said between 2 & 3 am tonight, is when we will be very happy

Member: From Nader currency, paper you hold it’s not going to change What’s going to change is the digital currency in Forex, they’re going to take the 3 zeros off. That’s for sure guys. That’s good news.

Mod:  NADER VIDEO = Iqd Iraq please listen to The article . dont forgot to become a number thank you   https://www.youtube.com/watch?v=xcURi6Y6lhkMember:

Member: Everything is lining up people. Keep the faith- we knew it would become very bleak prior to RV

 Member:  Thanks Mark, Mods and Andy……Exciting things happening……we appreciate you all.

Andy Schectman from Miles Franklin joins the stream about minute 15:00. Please listen to the replay for his information and opinions.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=EnHMQRjqjr4

News, Rumors and Opinions Wednesday 8-20-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Wed. 20 August 2025

Compiled Wed. 20 August 2025 12:01 am EST by Judy Byington

Exchanges and Redemption:  (Rumors and Possibilities)

Tues. 19 Aug. 2025 THE REDEMPTION PROCESS: …Mr. Pool on Telegram

Next phase: from redemption to rebuilding on Wednesday, August 13, 2025. You know what the map looks like. Here’s the action. Redemption isn’t the end; it’s the start of fixing everything they broke.

WHAT HAPPENS WHEN THE ALERTS GO OFF

The secure code comes in (text, email, or push).  Don’t send it on.

Go to the activation portal, type in the code, and confirm the debt-wipe notice.

Your sovereign dashboard (allegedly) shows your USTN balance, Builder Credits, and the schedule for your local Redemption Center.

Bring these things to your appointment: A government ID and one utility bill. List of debts (for the record). A one- to three-page outline of your Humanitarian Initiative (bullet points are fine). A mind that is calm. No phones on the desk.

AT THE REDEMPTION CENTER

1. Scan your identity and compare it to your living record (not the Strawman).
2. Rate brief (currency/bonds, if applicable) → backed by assets, no derivatives.
3. NDA and Post-Redemption Plan: short, time-limited, and sealed with biometrics.
4. Problem with the device: QPhone and QLaptop are already (allegedly) paired with your wallet and are air-gapped for 72 hours.
5. Distribution

Personal Sovereign Balance

Humanitarian Tranche (locked to the project; grows with milestones)

Builder Credits (for local food, water, energy, and care for veterans)

Remember that higher rates come with higher purpose. Hoarding stops the field; circulation makes it bigger.

CURRENCY AND DIGITAL FLOWS (CLARITY)

ZIM is treated (allegedly) like a bonded instrument, with a 1:1 mapping to USTN on humanitarian tracks.

There is an XRP buyback window to stabilize transition rails. Values are mirrored in quantum accounts, and there is no public order-taking.

Rainbow Currency (allegedly) moves where the intent is clearest; waste causes throttling, not punishment.

 AFTER YOU GO

Expect a quiet time of 24 to 48 hours while the lattice finishes. Don’t go after the old apps; they’re going away.

Your dashboard will (allegedly) show the Debt Closed, the USTN-Au hash, and the schedule for the Project Seed release.

DO

Make sure your appointments last 20 to 40 minutes; accuracy is key.

Within seven days, turn some of your money into local action (water, food, power).

Show two neighbors how to read the dashboard and nothing else.

DON’T

Don’t post screenshots of your balances (this will automatically flag your wallet).

Don’t sign “advisory” contracts with third parties; the system already has fiduciary oversight.

Don’t promise rates to anyone; every case is based on facts, not rumors.

WHAT THIS REALLY IS: The door was reclamation. The key is restitution. The work is restoration.

They made our lives into records. We’re turning ledgers back into life by giving people clean water, food that is their own, healed bodies, educated kids, and communities with light that never goes out.

You wanted to know what happens after the blackout. This. The quiet hum of a world being rewritten not by speeches, but by a million small acts of service.

Keep your field steady. Spend with purpose. Build where you are.

~~~~~~~~~~

Mr Pool Telegram https://t.me/MrPool_Q/2733

The code has been released into the network.

At the same time, the SWIFT financial system recorded 0.00 transactions for a full 44 seconds. A void in monetary flow,  invisible to the public but clear to those monitoring the network.

Read full post here:  https://dinarchronicles.com/2025/08/20/restored-republic-via-a-gcr-update-as-of-august-20-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Article:  "Al-Alaq details Iraq's banking reform plan"   This article is telling the whole world about the monetary reform plan of Iraq.  They got until the 31st.

Frank26  How many times have I said that it's not a secret the monetary reform plan?  Everybody knows what's going on.  It's been going that way for about a year and a half now.  The international world was the first to get wind of it and then all the articles that were coming out were talking about things that made no sense at 1310...They're talking to [the Iraqi citizens] about the monetary reform, the plan, the documents, the papers for crying out loud!   It's not a secret, 'we're about to change the value of our currency.' ...There's a lot going on.

Walkingstick   The banking reform is not a surprise.  This banking reform of the dinar right now is in very 'plain English'.  Article:   "Al-Alaq details Iraq's banking reform plan".  This article was writing and directed towards the Irai citizens, the people of Iraq, not to you as an investor.  It was directed at the international world and they are listening.  The CBI said to the world Iraq is now under international standards.  It is done.  This is after the fact...They are ready to lift the value of their currency ...This article is gold.

************

Buying Iraqi & Zimbabwe Gold and Currency

Edu Matrix:  8-20-2025

Looking for innovative ways to diversify your investments?

 In this video, we explore two of the world’s most talked-about opportunities: Zimbabwe’s gold-backed investments and Iraq’s currency, the Iraqi Dinar (IQD).

From Zimbabwe’s Gold-Backed Digital Tokens (GBDT) and the Mosi-oa-Tunya gold coin to the question of whether you can really invest in Iraqi Dinar or buy gold directly from Iraq, we break it all down in simple, clear terms.

Discover how Zimbabwe is using gold to back its financial future, offering investors both digital and physical gold options.

Learn why the Iraqi Dinar continues to attract global interest and what you should know before trying to purchase it through licensed dealers.

We’ll also cover whether Iraq makes its gold coins available for investment, and how these opportunities compare.

If you’re curious about emerging markets, alternative investments, or how gold and currency can play a role in your portfolio, this video is a must-watch.

Don’t miss out on understanding the risks, the opportunities, and the real facts about investing in Zimbabwe and Iraq.

https://www.youtube.com/watch?v=D9-_ap-sCzQ

Iraq Economic News and Points To Ponder Wednesday Morning 8-20-25

OPEC Oil Refining Capacity: What Is Iraq's Ranking?
 
Economy  2025-08-19 | 583 views  Alsumaria News – Economy   oil refining capacity continues OPEC its five-year upward trend, with     new refineries being built or   existing capacity being expanded.
 
The organization's latest annual statistics, published by the Washington-based Energy Research Unit, showed thatoil refining capacity in member states increased by 18.5%, or 2.2 million barrels per day, during the period from 2020 to 2024.

OPEC 's oil refining capacity increased by 0.5%, or 71,000 barrels per day, in 2024,
bringing the total to 14.14 million barrels per day.
 
The share of the 12 OPEC member states in total global refining capacity increased from 11.8% in 2020 to 13.6% in 2024, with global capacity reaching 103.8 million barrels per day last year.
 
On the other hand, refinery production in OPEC countries increased by 5%,
or 411,000 barrels per day, to reach 8.921 million barrels per day in 2024,
compared to about 8.511 million in 2023.
 
This means that OPEC's refinery utilization rate —refinery production divided by total refining capacity—will not exceed 63% in 2024, according to the Energy Research Unit's analysis.
 
Developments In Oil Refining Capacity In OPEC Countries
 
accounted Saudi Arabia for nearly a quarter of OPEC's oil refining capacity in 2024,
with its refining capacity remaining unchanged at 3.291 million barrels per day (bpd) from 2023.
 
The Kingdom's refining capacity increased by 12.5%, or 364,000 barrels per day,
between 2020 and 2024, according to OPEC's annual report. ranked Iran second among OPEC countries,
with its refining capacity set to stabilize at 2.237 million barrels per day in 2024.
 
Iran's refining capacity has not seen significant changes over the past five years,
remaining at around 2.2 million barrels per day, or slightly higher since 2020.
 
Venezuela ranked third among OPEC countries, with its crude refining capacity set to remain stable at 2.154 million barrels per day in 2024, the same level as in 2020.
 
Refining Capacity In Kuwait, Iraq And The UAE
 
Kuwait has taken fourth place in OPEC's oil refining capacity, with its capacity increasing by pproximately 36,000 barrels per day, reaching 1.451 million barrels per day by 2024.
 
Kuwait's refining capacity has seen a significant jump of 81%,
or 651,000 barrels per day, since 2020, thanks to the operation of the Al-Zour refinery,
according to comparative data analyzed by the Energy Research Unit.
 
ranked Iraq fifth, with its refining capacity remaining stable at 1.266 million barrels per day in 2024, unchanged from 2023.

However, Iraq's refining capacity has jumped by 67%, or 508,000 barrels per day, since 2020.
 
The UAE ranked sixth in terms of refining capacity,
which remained virtually stable at 1.227 million barrels per day in 2024, unchanged from 2020.
 
Refining Capacity In Nigeria, Algeria And Libya
 
Nigeria ranked seventh in OPEC's oil refining capacity,
with its capacity set to increase by just 3,000 barrels per day to 1.125 million barrels per day in 2024.
 
Nigeria's refining capacity remained below 500,000 barrels per day from 2020 to 2022,
before jumping to 1.22 million barrels per day in 2023.
 
The main reason for this boom is the operation of the Dangote Refinery (the largest refinery in Africa),
which has a design capacity of approximately 650,000 barrels per day.
 
Algeria ranked eighth, with its refining capacity remaining stable at 677,000 barrels per day in 2024,
unchanged from 2020.
 
Libya ranked ninth, with its oil refining capacity increasing by 32,000 barrels per day,
reaching 666,000 barrels per day in 2024.
 
Libya's refining capacity remained stable at 634,000 barrels per day from 2020 to 2023,
according to annual data monitored by the Energy Research Unit.
 
OPEC Oil Refining Capacity In 2024, From Largest To Smallest
 
Gabon ranked tenth in OPEC's oil refining capacity, with its refinery capacity remaining stable at 25,000 barrels per day since 2020.
 
ranked Congo 11th, with its refining capacity remaining stable at 21,000 barrels per day in 2024, unchanged from 2020.
 
is Equatorial Guinea the only OPEC member state without refineries, according to the Energy Research Unit.

In brief, the oil refining capacity of OPEC countries in 2024 can be arranged as follows:
Saudi Arabia: 3.291 million barrels per day.
Iran: 2.237 million barrels per day.
Venezuela: 2.154 million barrels per day.
Kuwait: 1.451 million barrels per day.
Iraq: 1.266 million barrels per day.
UAE: 1.227 million barrels per day.
Nigeria: 1.125 million barrels per day.
Algeria: 677,000 barrels per day.
Libya: 666,000 barrels per day.
Gabon: 25,000 barrels per day.
Congo: 21,000 barrels per day.    
  
https://www.alsumaria.tv/news/economy/537686/طاقة-تكرير-النفط-في-دول-أوبك-ما-ترتيب-العراق؟    

Government Advisor: Oil Will Return To $75 Soon... Here's Why

Time: 2025/08/19 Read: 600 times  {Economic: Al Furat News} The Prime Minister's economic advisor, Mazhar Mohammed Saleh, confirmed that the need for oil energy will increase after each cycle of price decline, noting that this increase will restore balance to the energy market, which will push the price of a barrel of oil to an average of no less than $75 higher.

Saleh told Al Furat News: “The need for oil energy will increase after each cycle of price decline due to the rise in production costs in the world’s major producing regions, which will restore balance to the energy market and raise the price of a barrel of oil to an average of no less than $75 per barrel, especially after the market’s glut of cheap oil disappears due to geopolitical turmoil around the world.”

He added, "This is a temporary situation that does not represent a long-term investment strategy in oil energy markets, particularly the US production market, as it is the world's largest oil producer, but at high costs compared to the low-cost production costs of Middle Eastern and Gulf oil."   LINK

Economic Media
 
Economic 08/20/2025  Yasser Al-Mutawali  It is necessary to reconsider the selection of figures who speak on economic issues,  to ensure the transmission of a clear and attractive image that reflects real potential,   thus serving as a tool to enhance trust and attract international cooperation.
 
The danger of economic discourse lies in its external repercussions, as
it directly contributes to shaping other countries' perceptions of a country's strength or weakness.

Since international relations are built on the size, capabilities, and potential of each country,
the image of the national economy becomes the basis for shared interests.
 
It goes without saying that a country's strength is largely measured by the strength of its economy,
     a key criterion for determining the nature of its economic relations with the world.
 
In the case of Iraq, there is a dire need to unify the economic media discourse to enhance the country's reputation
and present it as a significant economic power,
     given its untapped wealth and resources, in addition to  its status as an oil-producing country par excellence.
 
The goal here is to attract investment and build solid economic relations in this manner.
 
But what happens if a false image of a country's economy is conveyed?
 
The likely result is a state of uncertainty, especially when
     statements conflict and the
     language of unification disappears from the discourse,
          replacing the image of strength with an impression of weakness.
 
One of the most prominent causes of this problem is the growing circle of so-called "accidental experts."
 
These are individuals who
     present themselves, or are
     presented through certain media outlets,
          as economic experts,
               without possessing any real qualifications.
 
An economic expert is not just a title;
     it is the result of a long process that begins with an interest in economic affairs,
          then progresses to the stage of economic researcher, and
               finally to the level of expert, which is
                    awarded through scientific evaluation by a competent and respected body,
                    after accumulating
                         experience and a
                         deep understanding of economic theories and concepts.
 
The lack of precise criteria for awarding the title of "expert" has negatively impacted Iraq's international image.
 
Statements by non-experts have painted a vague picture of the economic reality,
     leading to a disdainful view from some countries,
          which have come to view Iraq as a country unqualified to build strong economic relations.
 
Therefore, it is necessary to reconsider the selection of figures who speak on economic issues,
     ensuring they convey a clear and attractive image that reflects real potential, thus
          serving as a tool for enhancing trust and attracting international cooperation.
 
The phenomenon of “coincidence experts” can be said to be comparable to malicious rumors in the extent of their negative impact on public opinion, and perhaps even exceed them in Some cases.     https://alsabaah.iq/119250-.html  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com 

Seeds of Wisdom RV and Economic Updates Wednesday Morning 8-20-25

Good Morning Dinar Recaps,

U.S. Crypto Regulation at a Crossroads: SEC Reforms and Senate Showdown

The landscape of U.S. cryptocurrency regulation is undergoing its most significant shift in years. On one side, SEC Chair Paul Atkins is pledging to rapidly implement the President’s recommendations for a more rules-based, innovation-friendly framework. On the other, Sen. Tim Scott is leading a high-stakes push in Congress to pass a comprehensive crypto market structure bill, facing resistance from Sen. Elizabeth Warren, one of the industry’s fiercest critics.

Together, these developments underscore how the U.S. is rethinking its approach to digital assets—balancing investor protections, innovation, and global competitiveness.

SEC Pivot: From Enforcement to Clarity

At the Wyoming Blockchain Symposium, Atkins announced that the SEC will move quickly to adopt the President’s Working Group recommendations. The shift signals a departure from Gary Gensler’s enforcement-heavy era, which critics say pushed many developers overseas.

Key elements of the SEC’s new approach include:

• Safe harbor periods for startups to innovate before facing heavy compliance.

• Tailored exemptions for digital assets, moving away from “one-size-fits-all” securities rules.

• New disclosure frameworks to improve transparency without stifling development.

Atkins stressed that only a small fraction of tokens should be treated as securities, depending on how they are marketed and sold. The goal, he argued, is to curb fraud while encouraging responsible growth in areas like ICOs, airdrops, network rewards, and decentralized apps.

The venture capital community and advocacy groups such as Andreessen Horowitz and the DeFi Education Fund welcomed the reforms, saying clearer rules could help keep innovation in the U.S.

Congressional Battle: Scott vs. Warren

While the SEC takes steps to modernize its regulatory playbook, Congress is locked in a political showdown over the future of crypto legislation.

• Sen. Tim Scott (R-SC), joined by Sens. Cynthia Lummis, Bill Hagerty, and Bernie Moreno, has introduced a crypto market structure draft bill with a Sept. 30 deadline.

• Scott believes he can win the support of 12 to 18 Senate Democrats, but singled out Sen. Elizabeth Warren (D-MA) as “standing in the way” of bipartisan progress.

The House has already passed its version of a market structure bill 294–134, with support from 78 Democrats, making Senate approval the next hurdle.

Warren, however, has denounced the draft, calling it an “industry handout” that risks giving crypto lobbyists everything they want while imposing weaker safeguards than those required of traditional financial institutions.

The Road Ahead

These parallel developments highlight the crossroads for U.S. crypto regulation:

• The SEC’s reforms represent a more collaborative, innovation-focused regulatory model.

• The Senate debate pits Scott’s pro-growth coalition against Warren’s consumer-protection stance.

Both paths will shape how the U.S. positions itself in the global digital economy—either as a leader in innovation with balanced oversight, or as a jurisdiction weighed down by partisan divides and regulatory uncertainty.

The next month could prove decisive: the SEC’s rapid rollout of new frameworks, combined with Congress’ looming Sept. 30 deadline, will determine whether the U.S. establishes long-term regulatory clarity—or continues to face gridlock as innovation moves abroad.

@ Newshounds News™

Sources:

• The Crypto BasicThe Block 

~~~~~~~~~

Wyoming Becomes First U.S. State to Issue Its Own Stablecoin: FRNT

Wyoming has made history as the first state in the United States to launch a government-issued stablecoin. The Frontier Stable Token (FRNT) marks a breakthrough in public-sector adoption of blockchain, combining state oversight with private sector innovation.

FRNT Launches on Seven Blockchains

The Wyoming Stable Token Commission has officially launched FRNT, now live on:

• Arbitrum

• Avalanche

• Base

• Ethereum

• Optimism

• Polygon

• Solana

FRNT is fully backed by U.S. dollars and short-term Treasuries, with a legally mandated 2% overcollateralization. The token was developed in partnership with industry leaders to ensure security, scalability, and transparency.

Not Yet Available to the Public

Although launched, FRNT is not yet publicly available as final regulatory steps are underway.

• On Solana, it will debut via Wyoming’s Kraken.

• On Avalanche, it will be integrated through Rain’s Visa card.

Governor Mark Gordon highlighted Wyoming’s leadership in blockchain legislation, with over 45 crypto and digital asset laws passed since 2016.

Transforming Public Finance

Anthony Apollo, Executive Director of the Wyoming Stable Token Commission, emphasized that FRNT represents a paradigm shift:

• Instant vendor payments instead of traditional delays

• On-chain tax refunds and social benefits

• A working model of how governments can use blockchain to make processes faster, smarter, and more efficient

In a July pilot program with Hashfire, FRNT reduced Wyoming’s payment processing time from 45 days to just seconds.

Built with Industry Leaders

FRNT was developed in collaboration with top-tier firms:

• LayerZero – Token issuance

• Fireblocks – Blockchain infrastructure

• Franklin Advisers – Reserve management

• Inca Digital – Open-source insights

• The Network Firm – Auditing

Real-World Utility Ahead

Through its partnership with Rain, FRNT will soon be spendable anywhere Visa is accepted — including online, in-store, and via Apple Pay and Google Pay.

The Wyoming model shows how government and industry can work together to modernize finance, setting a precedent for other U.S. states and potentially the federal government.

@ Newshounds News™
Source: Coinpedia

~~~~~~~~~

Ripple Says Custody Is Critical: Four Pillars for Providers

Key Points

• Ripple outlines four principles for digital asset custody providers: compliance, tailored models, resilience, and governance.

• Custody is positioned as essential for scaling digital finance, including stablecoins, tokenized assets, and cross-border payments.

• Ripple forecasts tokenized assets could reach $18.9 trillion by 2033, with institutional adoption accelerating.

Custody at the Core of Digital Finance

Ripple executives have placed digital asset custody at the center of institutional adoption, unveiling a framework of guiding principles during a joint workshop with the Blockchain Association Singapore (BAS). The workshop also examined stablecoin use and security, reflecting momentum behind tokenizing real-world assets.

Ripple’s Four Pillars for Custody Providers

In a company blog, Ripple’s Rahul Advani (Global Co-Head of Policy) and Caren Tso (Asia-Pacific Policy Manager) identified four critical areas:

1. Compliance by Design – Meeting strict regulatory demands, such as those from Singapore’s MAS, requiring robust protocols for segregation and recovery of assets.

2. Tailored Custody Models – Institutions must adopt custody setups that fit their needs, whether third-party, hybrid, or self-custody.

3. Operational Resilience – In line with frameworks like the EU’s Digital Operational Resilience Act, providers must design workflows that can withstand disruptions and meet recovery standards.

4. Governance – Strong oversight, segregation of duties, and audit trails are vital to maintain institutional trust.

Custody as a Gateway for Scaling Finance

Ripple emphasized that custody is a “critical entry point” for enterprises scaling into stablecoins, tokenized assets, and cross-border payments.

The BAS workshop also released a best-practices report on stablecoin and cybersecurity standards, highlighting custody’s role in enabling:

• Trade finance

• Cross-border settlement

• Corporate cash flow management

Ripple further noted that custody providers can accelerate adoption through API integrations, AML safeguards, and programmable compliance tools.

Ripple’s Stablecoin & Market Outlook

Ripple highlighted its USD stablecoin (RLUSD), launched under a New York Trust Company Charter. RLUSD is fully dollar-backed, subject to third-party audits, and maintains segregated reserves.

Ripple’s custody platform is designed to help institutions manage tokenized assets under strict legal and operational frameworks.

• A Ripple–BCG report projects tokenized assets could hit $18.9 trillion by 2033.

• Standard Chartered offers an even higher estimate—$30 trillion by 2034.

• Ripple’s own survey shows over 50% of Asia-Pacific firms plan to adopt custody within three years, driven by tokenization growth.

Institutional Momentum

The growing custody and tokenization trend is attracting global financial heavyweights:

• Goldman Sachs and BNY Mellon are piloting tokenized money-market funds.

• BlackRock, Coinbase, Bank of America, and Citi are also exploring tokenization and digital securities platforms.

@ Newshounds News™
Source: BeInCrypto

~~~~~~~~~

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