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Seeds of Wisdom RV and Economic Updates Friday Afternoon 8-8-25
Good Afternoon Dinar Recaps,
India’s US Lobby Fights to Block Full BRICS Pivot
India’s growing ties with BRICS are being quietly but aggressively counterbalanced by entrenched lobbying forces aligned with U.S. interests. Despite official participation in the BRICS bloc—and its upcoming BRICS presidency in 2026—India remains hesitant to commit fully to the economic realignment, due in large part to domestic political pressure and powerful U.S.-aligned networks.
Good Afternoon Dinar Recaps,
India’s US Lobby Fights to Block Full BRICS Pivot
India’s growing ties with BRICS are being quietly but aggressively counterbalanced by entrenched lobbying forces aligned with U.S. interests. Despite official participation in the BRICS bloc—and its upcoming BRICS presidency in 2026—India remains hesitant to commit fully to the economic realignment, due in large part to domestic political pressure and powerful U.S.-aligned networks.
How U.S. Lobbying Shapes India’s BRICS Role and Foreign Policy Shift
While India makes diplomatic moves toward BRICS, American lobbying efforts continue to influence key economic decisions behind the scenes—especially when it comes to trade policy, multilateral agreements, and long-term strategic partnerships.
Trade Numbers Reveal Strategic Contradictions
Although public narratives suggest rising trade tensions between the U.S. and India—particularly around tariff threats—the trade data tells a different story:
India–U.S. goods trade reached $129.2 billion in 2024
U.S. exports to India rose by 3.4% to $41.8 billion
Indian exports to the U.S. hit $87.4 billion, up 4.5% from 2023
The trade deficit widened to $45.7 billion (a 5.4% increase)
Despite these strong figures, U.S. lobbying groups use them to argue against deeper BRICS economic integration, especially in key sectors like manufacturing, services, and digital infrastructure. This misalignment between trade performance and political rhetoric is part of a broader campaign to stall India’s pivot toward a multipolar economic framework.
RCEP Exit Highlights Washington’s Influence
India’s 2020 decision to walk away from the Regional Comprehensive Economic Partnership (RCEP)—a major multilateral trade agreement—has become a pivotal example of U.S. lobbying power.
The Peterson Institute estimated India lost $60 billion annually by not joining RCEP
Officials claimed the decision protected domestic industries
In reality, the logic broke down when compared with India’s participation in BRICS
Many of China’s regional competitors—including Japan and Vietnam—joined RCEP, while India bowed out under U.S.-aligned pressure. One analyst criticized the move by quipping:
“Being in BRICS and not joining RCEP would not get Modi’s advisers admission to the mohalla kindergarten.”
The Malleable Lobby’s Unshakeable Faith in the West
Since the collapse of the Soviet Union, India’s pro-U.S. lobbying ecosystem has exerted outsize influence over national strategy. This network operates with almost religious loyalty to U.S. interests, consistently favoring Western alignment over BRICS-led alternatives.
Even under Trump’s administration, where Indian citizens and policies were frequently criticized or sidelined, the lobby held firm. The explanation lies in vested interests: many stakeholders—especially in business and finance—stand to lose if global trade shifts away from the U.S. dollar.
This creates a powerful incentive to resist BRICS integration, regardless of the economic benefits on offer.
Stalled Foreign Policy Transformation
India is set to lead BRICS in 2026, and its official rhetoric increasingly emphasizes multipolarity. Yet in practice, its foreign policy transformation remains incomplete. The U.S. lobby continues to:
Delay institutional reforms that would deepen BRICS alignment
Influence public narratives around trade, tariffs, and global alliances
Protect Western-dominated financial structures from disruption
As a result, India risks missing out on billions in potential gains from the BRICS economic pivot. The lobbying influence has managed to subordinate India’s BRICS participation to existing U.S.-centric policy frameworks.
Conclusion: Lobbyists Blocking a Geoeconomic Realignment
India’s U.S. lobby has effectively become a gatekeeper to foreign policy change, leveraging institutional power to stall the country’s full integration into BRICS. While India’s participation continues on paper, real economic shifts remain constrained, ensuring the country’s destiny remains tied to Western financial dominance—at least for now.
@ Newshounds News™
Source: Watcher.Guru
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Thank you Dinar Recaps
Economist’s “Gold Revaluation” News and Views 8-8-2025
Trump Lights Gold Revaluation Fuse - LFTV Ep 235
Kinesis Money: 8-8-2025
In this week’s Live from the Vault, Andrew Maguire reveals how Trump’s escalating anti-Fed rhetoric may have lit the fuse for a gold revaluation, as US officials scramble to contain rising physical demand through synthetic price interventions.
With BRICS-aligned exchanges hoovering up undervalued metal and central banks abandoning short positions, Andrew suggests the Federal Reserve may be fighting a losing battle, as growing gold buying steadily shifts the market’s dynamics.
Trump Lights Gold Revaluation Fuse - LFTV Ep 235
Kinesis Money: 8-8-2025
In this week’s Live from the Vault, Andrew Maguire reveals how Trump’s escalating anti-Fed rhetoric may have lit the fuse for a gold revaluation, as US officials scramble to contain rising physical demand through synthetic price interventions.
With BRICS-aligned exchanges hoovering up undervalued metal and central banks abandoning short positions, Andrew suggests the Federal Reserve may be fighting a losing battle, as growing gold buying steadily shifts the market’s dynamics.
Timestamps:
00:00 Start
01:28 Gold sell-offs engineered, but physical demand grows.
09:04 Leveraged futures forced delivery; physical demand overwhelms paper.
19:14 BRICS buying overwhelms paper gold; prices climb steadily.
26:04 Silver escapes London; BRICS drive price higher soon.
33:15 Global gold liquidity forces shift in price benchmarks.
FED PLAN LEAKED: Treasury To Revalue Gold To $26,000 To Solve US Debt TSUNAMI! - Andy Schectman
Financial Wisdom: 8-7-2025
0:00 - Revaluing Gold to Support the Treasury
0:35 - Mechanism for Raising Gold to $24,000
1:15 - Central Bank Gold Buying and Dollar Weaponization
2:00 - Inflation Reality and Reckless Fiscal Policy
2:45 - Treasury Debt Crisis and Printing as the Only Solution
3:30 - The Case for Revaluing Gold Without Congress
4:00 - Trump’s View on a Weak Dollar
5:00 - Sacrificing the Dollar to Reshore Manufacturing
6:00 - How Pegging Gold Helps U.S. Economic Revival
7:00 - Stablecoins Backed by Treasuries to Support Demand
8:00 - Legislative Backing for Stablecoin Adoption
8:45 - BRICS Bridge Network and Belt Road Integration
10:00 - BricsPay and the Expansion Beyond BRICS Nations
11:00 - KYT: Know Your Transaction and Financial Surveillance
12:00 - Stablecoins + Gold Peg as Exit From Default or Hyperinflation
13:00 - Urgency to Act Before 2028 Bond Maturities
Coffee with MarkZ, joined by Bob Lock. 08/08/2025
Coffee with MarkZ, joined by Bob Lock. 08/08/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Morning, Everyone!! Last day of the week, Hope we have a great weekend...
Member: We have seen many “nothings” We need to see a “suddenly”
Coffee with MarkZ, joined by Bob Lock. 08/08/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Morning, Everyone!! Last day of the week, Hope we have a great weekend...
Member: We have seen many “nothings” We need to see a “suddenly”
Member: Lots of rumors floating around. I sure wish at least one of them was true
Member: hoping for the RV this week....Today?
MZ: I have some bond contacts…and others who are not my contacts saying they expect full payment (not kinda sorta) These are the contacts I thought of as going last …and they are expecting their money next week. Tuesday at the latest. Again these are the folks I though would go last.
Member: Issac (bond holder) says he'll go Tuesday and it will be great
Member: Isaac has his thumbnail turned to gold! Maybe a sign?
Member: so maybe all the other bond folks are done and under NDA’s…and the last are scheduled for next week…..then US??????
MZ: Personally – I think the last bondholders may go after the RV. This is just my opinion based on what I have been watching. But it makes me feel good it’s at least a possibility for RV this weekend.
Member: Are redemption center folks working this weekend?
MZ: I just do not know yet.
Member: Markz my husband went into our Truist bank in East Tennessee and he asked if they were ready for the RV & she said yes. Then he asked if they were an exchange place & she said yes
Member: I keep getting emails from Chase Bank about Wealth Management.
MZ: In Iraq: “Former MP (member of parliament) The government sends salaries to corrupt people in the region instead of handing them to employees” This deals with how Kurdistan wants the money to go to them to distribute. More and more folks are asking the federal government to handle salaries because ethe regional government isn’t cutting it.
MZ: “ Report advises “light , smart and sustainable” US presence in Iraq to prevent chaos” In other words their mission is pretty much done, but to secure stability they want to keep some military in different roles there. To me this is setting the stage for the revaluation.
Member: Is Iraq pumping oil now?
MZ: The closest I can find is this article “SOMO denies the existence of oil mixing or smuggling in Iraqi ports and confirms its readiness to export oil to the Kurdish region” I cannot find any stories as to if its started yet or hasn’t started yet.
MZ: I want to know if they are pumping oil yet. If they are- I would have a real case of the “giddies” over the HCL and gas laws. To me this would tell me we were 99 % done over there. Timing is to big of a coincidence to me.
MZ: “The bubble is bursting. Delinquency rates have doubled and credit card defaults are soaring” It is time to pay the piper for decades of abuse and misuse. The working class all around the world are on the ropes right now.
MZ: Then there is this “ Funding crisis fears grow after gold market upended on reports of US tarrifs on Swiss bullion” this has markets reeling and scratching their heads-WHY? Perhaps Trump wants a tariff deal worked out with Switzerland and is forcing them to the table? But this is causing a lot of “gold shorts” as people demand physical delivery.
MZ: Tariffs are breaking the manipulated price on gold and Trump is causing a crisis in the paper metals industry. They don’t have physical gold just paper. What a great way to force a reset on metals prices. Next thing you know- BAM we are backed by metal.
Member: All these things lead to Judy Sheldon!
Member: Gold is hitting all time highs right now
MZ: I think Trump may be causing this crisis to revalue gold so he can pull the trigger and revalue all the gold the US holds . I think there may be more gold than has been disclosed. I think we are on the cusp of a magical golden moment. I think we are building up to a reset sooner than later.
Member: did they ever audit Ft. Knox?
MZ: Not officially….but with all of this chatter- I guarantee if the gold wasn’t there- it has been returned….. or a lot of rats would have started running.
Member: Anything new on rates?
MZ: Most of my sources believe the dinar should be around $4 and the dong should be somewhere in the $2 or $3 dollar range. The Indonisian rupiah about $1.47 . No idea on the Venezuelan bolivar or the pengo.
Member: I think the RV has started and is happening now.
Member: So will the IRS be going away?
Member: Trump talked about replacing the IRS with the External Revenue Service (tariffs) when he was on the campaign trail
Member: Dan Scavino just tweeted "TIME TO ABOLISH THE IRS"
Member: Mark, this movie needs to end, the popcorn is stale.
Member: Things are shaping up for final credits in this movie.
MZ: I am ready for this movie to be over.
Member: i have friends that have been waiting on this for 20 years, I have for 5, can't believe it's taking this long, but here we are.
Member; Praying this is our last weekend broke!
Member: Everything will happen suddenly and I hope it is this weekend….finally!
Bob Lock joins the stream today. Please listen to the replay for his information and opinions
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...
Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/
Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.
ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut
THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS! FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS
News, Rumors and Opinions Friday 8-8-2025
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR: Update as of Fri. 8 August 2025
Compiled Fri. 8 August 2025 12:01 am EST by Judy Byington
Thurs. 7 Aug. 2025 The next 48 hours will re-write history: …Ezra Cohen on Telegram
GOLD-BACKED DIGITAL NOTES NOW (allegedly) LIVE IN PILOT CITIES: TULSA • AUSTIN • GREENVILLE. DEBT-CLOCK SCREENS WILL FREEZE AS SOON AS PUBLIC LEDGER SYNC COMPLETES.
Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.
RV Excerpts from the Restored Republic via a GCR: Update as of Fri. 8 August 2025
Compiled Fri. 8 August 2025 12:01 am EST by Judy Byington
Thurs. 7 Aug. 2025 The next 48 hours will re-write history: …Ezra Cohen on Telegram
GOLD-BACKED DIGITAL NOTES NOW (allegedly) LIVE IN PILOT CITIES: TULSA • AUSTIN • GREENVILLE. DEBT-CLOCK SCREENS WILL FREEZE AS SOON AS PUBLIC LEDGER SYNC COMPLETES.
NATIONAL REBATE PORTAL ACTIVATES AFTER FINAL EBS BROADCAST, TARIFF CREDITS RETURNED DIRECT TO CITIZEN WALLETS. NO IRS. (allegedly) NO FEES. NO MIDDLEMEN.
~~~~~~~~~~~~~~~
Possible Timing:
Mon. 4 Aug. 2025 Iraqi in-country Dinar Rate: (allegedly) $3.81
Tues. 5 Aug. 2025 Iraqi international Dinar Rate: (allegedly) $4.22, published in Gazette Wed. 6 Aug. 2025
At midnight Thurs. 7 Aug. reciprocal Tariffs take effect.
Thurs. 7 Aug. 2025 Wolverine: Guys I’ve been told to be quiet as not to hamper the RV but my admins will post any RV related. All I can say is that I’m very happy and I’ve been praying all night with my wife and that I’ve never been so close to God as I do now. The news that I received made me cry as all the stress that I had build up is lifted from my shoulder. Very soon you will all sit down to hear an opera and I’m sure there will not be a dry eye in your homes. Love you all with all my heart. Your friend and servant . Wolverine
Thurs. 7 Aug. 2025 Mr Pond – James Pond – Secret Agent Double 1 – 7. The monies didn’t pay out yet today, 8.7.25 – but they are adamant that they will be done tomorrow Thurs. 8 Aug. I’ll be getting further information as well from the bond people by tomorrow morning so I’ll let you know through the course of the day. But I do believe that tomorrow will be the day.
~~~~~~~~~~~~~~
Thurs. 7 Aug. 2025 Bruce:
Bond Holder Paymasters are saying they will be liquid Thurs. 8 Aug. or Fri 9 Aug.
One Bond Holder Source says notification pending for tonight or tomorrow Fri. 9 Aug.
Bond Holders say funds will be available to them Fri, Sat., and Sun.
Iraq was (allegedly) pulling themselves out of OPEC tonight because something was happening tomorrow Fri. 9 Aug.
~~~~~~~~~~~~
Thurs. 7 Aug. 2025: THE CLOCK JUST LOST A SECOND, AND THEY CAN’T PATCH THE GAP CONFIRMED FLASHPOINTS:
FEDWIRE “ERROR CODE 33” HIT DURING 2 TRILLION CLEARANCE—FUNDS REDIRECTED TO QUANTUM HOLDING, NOT NY FED
WHITE HAT OPS CIRCLED:
OPERATION SOVEREIGN FLARE – FULL DEBT NULLIFICATION VIA QFS KEY 88B-Ω
GET READY FOR VISIBLE MARKERS:
DOW FUTURES PRINT NEGATIVE 999 FOR FOUR CONSECUTIVE TICKS
ONCE THE THIRD MARKER HITS, THE PUBLIC LEDGER OPENS—REVEALING EVERY STOLEN DOLLAR, EVERY REDACTED NAME. AFTER THAT, THERE IS NO TURNING BACK:
BANKS SHUT 7-10 DAYS
GOLD-BACKED DIGITAL NOTES ISSUED DIRECT TO BIOMETRIC WALLETS
YOU’VE BEEN WARNED FOR YEARS. THE HOUR IS NOW IN MOTION. STAY INSIDE THE GRID OR WATCH THE RESET FROM THE DARK.
~~~~~~~~~~~~~
Fri. 7 Aug. 2025 BOOOM! TRUMP (allegedly) LAUNCHES EMERGENCY ECONOMIC RESTORATION PLAN — QFS IS LIVE, GESARA ACTIVATED, VATICAN GOLD SEIZED! …The 17th Letter (JFK Jr.) on Telegram
The final war on the global financial elite has begun. August 3, 2025 marks the deployment of QFS worldwide, under military oversight, (allegedly) through Trump’s Emergency Economic Restoration Plan.
The fiat system is collapsing. Bank of Japan is bankrupt. The euro’s tanked. Fed halted forward guidance. These are death throes — not economic cycles.
Military units seized gold from central banks, Vatican vaults, and Rothschild accounts.
GESARA is no longer theory. It’s operational. Quietly, nations are triggering debt cancellation, seizing corrupt private banks, and activating biometric audits under QFS. The IRS has been dismantled. Illigal taxes are being erased.
The new gold-backed global token — SHI (Sovereign Human Initiative) — is here. It’s not crypto. It’s quantum-verified, DNA-bound, and impossible to steal. It’s(allegedly) in circulation in Texas, Arizona, Nevada, and Alaska, already in use by protected military whistleblowers and Tier 3 operators.
Starlink satellites now(allegedly) operate as QFS command nodes. Space Force holds encryption keys. Every major transaction must pass through Cheyenne Mountain — or get flagged and terminated.
This is the endgame. Trump wasn’t reinstated to campaign — he was placed to dismantle the beast. As of now, 89% of nations have (allegedly) hit QFS compliance. Once critical mass is reached — expected August 15, 2025 — EBS will be triggered.
That means: – Federal Reserve (allegedly) abolished – GESARA(allegedly) goes public – SHI becomes global token – Quantum Access Cards deployed – Illegitimate debt (allegedly) wiped clean
Your savings, titles, and accounts are about to be (allegedly) reissued in gold-backed, fraud-proof QFS form. This is the rebirth of the Republic.
Read full post here: https://dinarchronicles.com/2025/08/08/restored-republic-via-a-gcr-update-as-of-august-8-2025/
************
Courtesy of Dinar Guru: https://www.dinarguru.com/
Frank26 Every day somebody is arrested. Every day money is being brought back. Every day security and stability gets louder and stronger for your new exchange rate to come out safely.
Mnt Goat Articles: “2025 BUDGETS ARE IN JEOPARDY. PARLIAMENTARIANS DEMAND THAT THE GOVERNMENT BEGIN PREPARING THE 2026 BUDGET” and “2025 ENDS… PARLIAMENT CALLS ON SUDAN TO PREPARE A 2026 BUDGET” ...there will be no budget
tables under Article 12 or anything else for 2025... The cabinet will simply rollover these projects in the 2025 budget to the 2026 budget and they have done this many times already...Let’s all nix this idea the these tables are going to bring us the RV timing of the event.
************
US Dollar Must Lose Reserve Currency Status | Clem Chambers
Liberty and finance:
Clem Chambers argues that the U.S. dollar’s reserve currency status, far from being an unalloyed blessing, has become a dangerous liability.
In his view, the ability to export digital "confetti" in exchange for goods has hollowed out America's industrial base and left the country addicted to trade deficits and government overspending.
Chambers notes that countries like China understand this trap well — they don’t want the reserve currency role because they’d rather collect dollars and buy American assets than take on the burden of issuing the global unit of account.
He suggests that losing reserve status might actually benefit the U.S. by forcing a return to fiscal discipline and real economic production.
INTERVIEW TIMELINE:
0:00 Intro
1:49 Dollar's reserve currency status
21:18 Platinum & palladium
Iraq Economic News and Points To Ponder Friday Morning 8-8-25
Al-Alaq: Electronic Payments In Iraq Are Witnessing Rapid Growth After The Ban On Cash Transactions.
August 7, 2025 Baghdad/Iraq Observer Central Bank Governor Ali Al-Alaq confirmed that
electronic payment transactions in Iraq have witnessed rapid growth, both in the private sector and within government agencies, following the implementation of the decision to ban cash transactions in government institutions at the beginning of July.
Al-Alaq: Electronic Payments In Iraq Are Witnessing Rapid Growth After The Ban On Cash Transactions.
August 7, 2025 Baghdad/Iraq Observer Central Bank Governor Ali Al-Alaq confirmed that
electronic payment transactions in Iraq have witnessed rapid growth, both in the private sector and within government agencies, following the implementation of the decision to ban cash transactions in government institutions at the beginning of July.
Al-Alaq said in a televised statement, followed by the Iraq Observer, that "the bank is cooperating with the Iraqi government to implement the decision issued by the Council of Ministers requiring all state institutions to use electronic payment methods and halt cash transactions, as well as to localize salaries."
Earlier this year, the Iraqi government set July 2025 as the start date for all government payments to be implemented electronically, prohibiting cash payments through government agencies.
The governor added that the Central Bank of Iraq has completed the development of legislative frameworks, instructions, and controls regulating operations in line with international standards and regulations. He also noted that the digital infrastructure is now ready, noting that payment companies operating in Iraq and civil society organizations are conducting public awareness campaigns.
As a result of these efforts, the number of electronic cards in Iraq has surpassed 25 million, and the
number of point-of-sale (POS) devices has exceeded 5 million, distributed across all Iraqi governorates,
most of them in government departments, according to Haider Al-Omran,
Chairman of the Baghdad Council for Digital Transformation and Electronic Payment.
He urged the private sector to encourage electronic payments and rely more heavily on digital transformation to keep pace with this rapidly evolving trend. https://observeriraq.net/العلاق-الدفع-الإلكتروني-في-العراق-يشه/
Iraq Seeks To Consolidate Its Electronic Payment Infrastructure Through Five Projects.
August 7, 2025 Baghdad / Iraq Observer Central Bank Governor Ali Al-Alaq announced on Thursday the
development of rules and guidelines supporting electronic payments, while also noting efforts to consolidate the electronic payments infrastructure through five projects.
Al-Alaq said at the Comprehensive E-Payment Transformation Conference:
“Digital transformation has become a strategic choice for building a modern state, a diversified economy, and transparent government services.
International experience has proven that digitization is not a luxury, but rather a key driver for
sustainable development,
improving the work environment,
empowering youth, and
developing vital sectors.”
He added, "We are facing a historic opportunity to make up for lost time and embark on a clear vision toward an economy capable of confronting challenges, combating corruption, and creating an environment conducive to investment."
As part of the drive towards digital transformation and electronic payments, Al-Alaq explained that
"the Central Bank has worked to develop electronic payments in an integrated and secure manner,
including payment and settlement in accordance with the highest international standards and practices."
He emphasized that "these systems have contributed to enhancing the efficiency and reliability of financial operations and supported the implementation of strategic initiatives in partnership with the government, including salary localization, electronic fortification, and development financing programs."
He pointed out that "the Central Bank, based on its role in managing monetary policy and
regulating the financial and banking sector, is working within its plan to consolidate the electronic payment infrastructure by implementing a number of national projects."
He continued, "The most prominent of these projects are:
First, the instant payments system, which
allows for 24-hour financial transfers,
provides users with a seamless experience, and
provides financial institutions with advanced services.
The second project is the unified gateway for payments and government entities, which
facilitates payment procedures, reduces manipulation, and increases trust."
He continued, "The third project is the National Card Scheme, which builds an independent national system that
preserves digital sovereignty,
reduces reliance on external systems, and
opens the door to products that suit the local market.
The fourth project is developing the national department to
support the significant increase in transaction volume and
ensure the speed and stability of operations within a secure environment."
He pointed out that "the fifth project is to
establish partnerships with regional and international institutions and
deepen cooperation with global payment networks to benefit from their advanced tools."
Al-Alaq explained that "these steps are part of a comprehensive national strategy to
reshape the relationship between the state and society,
enhance transparency in service provision, and
achieve a balance between
technological development and
financial stability."
He pointed out that "work is underway on an in-depth study to regulate trading in crypto assets,
taking into account the challenges, risks, and opportunities, ensuring financial stability requirements, and strengthening systems to combat fraud, money laundering, and terrorist financing."
He noted that "every 10 % increase in digital payments can contribute to the GDP,
underscoring the importance of transformation in supporting economic growth."
He emphasized "supporting banks and payment companies in accelerating infrastructure development,
providing reliable communication networks,
encouraging young developers to create applications that comply with security standards, and
supporting technology companies specializing in cybersecurity."
The Central Bank Governor called on the media and educational institutions to
"launch awareness programs explaining the
benefits of electronic payments and the
risks of dealing outside the official framework, to
build an integrated system characterized by efficiency and transparency,
placing Iraq among the ranks of advanced countries."
He added, "The success of the digital transformation is not achieved solely through infrastructure, but rather requires a genuine partnership between various stakeholders, including government agencies, the banking sector, technology companies, and civil society organizations.
Raising community awareness of digital payments and alleviating concerns is a crucial element in building trust." He concluded by saying, "The Central Bank affirms its full commitment to continuing its efforts to promote a secure environment, as we believe that government payments, collection, and electronic fortification are essential gateways to reforming financial management, enhancing transparency, stimulating investment, and expanding the tax base."
https://observeriraq.net/العراق-يسعى-لترسيخ-البنية-التحتية-للد/
Iraq’s Central Bank Accelerates Digital Financial Reform
Business Iraq Iraqi News August 7, 2025 Iraq’s Central Bank Governor Ali Mohsen Al-Allaq at the E-Payment Transformation Summit in Baghdad. Baghdad (IraqiNews.com) – At the Comprehensive E-Payment Transformation Summit in Baghdad,
Iraq’s Central Bank Governor, Ali Mohsen Al-Allaq,
emphasized the country’s transition to a modern, transparent economy based on digital innovation.
The Central Bank of Iraq has rolled out secure, globally-aligned lectronic payment systems that support initiatives like salary localization, digital ID programs, and development financing.
Key projects underway include an instant payments platform, a unified government payment gateway, and a national card scheme to safeguard digital sovereignty and reduce reliance on foreign systems.
Building on earlier efforts to strengthen cybersecurity across banks,
Al-Allaq also spotlighted a broader reform strategy launched in collaboration with international partners such as the World Bank, Arab Monetary Fund, AFI, and GIZ.
The strategy, covering 2025 to 2029, is aimed at improving Iraq’s financial inclusion, consumer protection, and infrastructure, all rooted in global best practices.
Al‑Allaq revealed plans for a future digital currency, intended to replace central bank note ransactions, alongside growing adoption of electronic wallets, now at 1.2 million, and over 17 million bank cards in use across Iraq.
The Central Bank of Iraq is also establishing a dedicated data center as part of its digital transformation roadmap.
To further enhance fraud prevention, Al‑Allaq reaffirmed cooperation with global partners to combat
money laundering and terrorist financing, bolstered by digital identification tools and stronger legislative safeguards.
https://www.iraqinews.com/iraq/iraqs-central-bank-accelerates-digital-financial-reform/
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Seeds of Wisdom RV and Economic Updates Friday Morning 8-8-25
Good morning Dinar Recaps,
Trump Appoints Pro-Bitcoin Fed Economist, Boosts Crypto & Bitcoin Hyper Sentiment
Stephen Miran appointed to Fed board through 2026
Bitcoin rallies past $117K following the announcement
Bitcoin Hyper Layer 2 launch to address network scaling issues
Good morning Dinar Recaps,
Trump Appoints Pro-Bitcoin Fed Economist, Boosts Crypto & Bitcoin Hyper Sentiment
Stephen Miran appointed to Fed board through 2026
Bitcoin rallies past $117K following the announcement
Bitcoin Hyper Layer 2 launch to address network scaling issues
Bitcoin Surges on Trump’s Fed Appointment
Bitcoin’s momentum surged as U.S. President Donald Trump announced the appointment of Stephen Miran, a known Bitcoin advocate, to the Federal Reserve Board. The flagship cryptocurrency rallied to $117K, gaining nearly 3% in 24 hours, following what many see as a pro-crypto policy shift from the Trump administration.
Miran, previously a Treasury official and current Chairman of the Council of Economic Advisors, is known for his skepticism of traditional inflation models and for favoring looser monetary policy. His presence on the Fed board could pave the way for slower rate hikes and growth-oriented strategies—a tailwind for Bitcoin, which tends to perform well in inflationary or dollar-weakening environments.
“Miran questioned the accuracy of current inflation models and hinted at a more cautious approach to rate hikes—an outlook that could favor $BTC.”
Crypto Market Reacts Quickly
Following Trump’s Truth Social post:
Bitcoin jumped from $114K to $117.5K, settling back at $117K.
All top 10 Bitcoin ETFs closed in the green.
ProShares’ BITO ETF led in activity, recording a 9.31% turnover rate.
This movement reflects renewed confidence among institutional and retail investors as sentiment shifts toward a pro-crypto monetary environment.
But Bitcoin’s Network Still Faces Scalability Issues
Despite the bullish momentum, Bitcoin’s base layer continues to grapple with limitations:
Slow transaction speeds
High gas fees
Network congestion during high demand
During the April 2024 halving, fees soared above $128 per transaction, a scenario worsened by the launch of the Runes protocol, which increased demand for block space.
Enter Bitcoin Hyper: The Layer 2 Scaling Solution
Set to launch this quarter, Bitcoin Hyper is designed to solve Bitcoin’s scalability problem without compromising its core Layer 1 principles.
Key features of Bitcoin Hyper include:
Faster transactions and significantly lower fees
Solana Virtual Machine (SVM) integration to enable smart contracts
A Canonical Bridge that wraps and unwraps $BTC for use on Layer 2
Zero-Knowledge Proofs (ZKPs) for secure, trustless validation
By batching transactions off-chain and settling them efficiently, Bitcoin Hyper enables a smoother user experience for DeFi protocols, dApps, and mainstream payments.
$HYPER Token: Fueling the Ecosystem
The native token $HYPER powers the Bitcoin Hyper network. Holders benefit from:
Lower gas fees
Governance voting rights
Staking rewards up to 139% APY
Since launching its presale on May 16, 2025, the token has already raised over $7.7 million, indicating strong investor interest.
Current Presale Price: $0.012575
Projected Mainnet Launch Price: $0.32
Potential ROI: Over 2,445%
Verdict: Bitcoin Hyper Arrives at the Perfect Time
Trump’s move to place Stephen Miran on the Federal Reserve Board signals a turning point for crypto monetary policy, with implications for both Bitcoin and the broader market.
But as Bitcoin adoption increases, so too do the technical challenges. With the launch of Bitcoin Hyper on the horizon, the timing couldn’t be better for a Layer 2 solution focused on scalability, usability, and economic inclusion.
Investors looking to capitalize on this shift are eyeing $HYPER as a promising opportunity—though as always, conduct your own due diligence.
@ Newshounds News™
Source: Bitcoinist
~~~~~~~~~
SEC Staff Liquid-Staking Guidance Leaves Regulatory Questions, Could Be Contested
Nonbinding guidance may benefit institutions
Key legal questions remain unresolved
Tax and ETF-related challenges still outstanding
New SEC Guidance Raises as Many Questions as It Answers
The U.S. Securities and Exchange Commission (SEC) has issued new staff-level guidance on liquid staking, one of crypto’s fastest-growing innovations. The response from the industry has been a mix of cautious optimism and regulatory concern.
While some see the move as a potential catalyst for institutional adoption, others warn that the guidance remains nonbinding, not enforceable, and open to legal contestation.
“First, these guidelines are not law… and they could be contested at some point,” said Scott Gralnick, head of institutional staking at Marinade.
Not the Commission’s Official Position
A key detail buried in the SEC’s language is that this guidance:
Represents only the views of a division, not the full Commission
Is not a rule, regulation, or formal agency statement
Did not go through a Commission vote
A source close to the process confirmed to Cointelegraph that while this kind of guidance is not unusual, it still lacks legal binding authority, leaving the door open for challenge or reinterpretation.
What Is Liquid Staking—and Why It’s Complex
Liquid staking allows users to earn staking rewards while retaining access to their tokens—unlike traditional staking which locks assets. This is particularly attractive for DeFi users, hedge funds, and retail investors who want flexibility without sacrificing yield.
However, the complexity lies in how:
Different protocols handle staking and token issuance
Models range from purely administrative to highly abstracted
Advanced structures such as restaking and cross-chain staking introduce further layers of difficulty
“This guidance confirms that liquid staking activities are not considered a securities offering,” said Sam Kim, Chief Legal Officer at Lido Labs.
“That said, there are still open questions around restaking, cross-chain staking, and complex financial products built on staking.”
Narrow Scope, Conditional Clarity
According to Michael Hubbard, Chief Strategy Officer at SOL Strategies, staking protocols that:
Issue 1:1 receipt tokens
Don’t control timing or returns
Keep operations administrative in nature
…may find a degree of regulatory clarity under this framework.
However, Hubbard adds that:
“The guidance is highly specific in its parameters and emphasizes that any deviation from the described structure could result in different regulatory treatment.”
Taxation Still a Major Gray Area
Perhaps the most consequential omission from the SEC’s guidance is the issue of taxation on staking rewards.
According to Evan Weiss, Chief Operating Officer of Alluvial, there are still unresolved questions:
When are staking rewards taxed—at receipt or upon sale?
How are staking assets treated under grantor trust rules?
Can staking rewards be effectively integrated into ETFs and retirement portfolios?
“There is significant ongoing advocacy at the congressional level seeking fair staking taxation treatment to support the industry’s continued development,” Weiss noted.
He also emphasized that the grantor trust rules—which affect inheritance taxation—are a major barrier to ETF integration for staking-related products.
Conclusion: Guidance, Not Green Light
While the SEC staff guidance may offer a tentative green light for some liquid staking models, it does not resolve the foundational legal and tax uncertainties plaguing the space.
Nonbinding status means it could be challenged
ETF integration still hampered by tax rules
Complex staking products remain in regulatory limbo
Congressional action and advocacy are still needed
Until more formal guidance—or legislation—is passed, liquid staking will continue to operate in a high-risk, high-reward regulatory zone.
This guidance may nudge the market forward, but it’s not yet a signal of regulatory clarity.
@ Newshounds News™
Source: Cointelegraph
~~~~~~~~~
Ripple-SEC Lawsuit Ends, But XRP Drama Erupts Over “Security” Claims
Five-year legal battle ends with Ripple's partial victory
Ex-SEC lawyer reignites dispute over XRP’s status
XRP surges 12% amid legal closure and acquisition rumors
Ripple-SEC Case Officially Closed
The long-running battle between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) has come to an end. A joint stipulation of dismissal has been filed, closing all remaining appeals and finalizing a historic crypto legal case after five years.
The dismissal leaves intact the 2023 court ruling that found XRP is not a security in secondary market sales.
However, Ripple remains liable for its institutional sales, which were deemed securities offerings.
Both parties agreed to bear their own legal costs, ending further escalation.
Former SEC Lawyer's Comments Stir Backlash
Despite the legal conclusion, controversy has reignited following statements from Amanda Fischer, a former SEC attorney. Fischer denied that the SEC had ever directly claimed XRP itself was a security—a position that prompted immediate backlash from pro-XRP lawyer John E. Deaton.
“I would never have intervened if the SEC didn’t argue XRP was a security,” Deaton said.
Deaton cited page 24 of the SEC’s response to his motion to intervene, in which lead SEC prosecutor Jorge Tenreiro argued that secondary sales of XRP still represented securities transactions:
“The XRP traded, even in the secondary market, is the embodiment of those facts, circumstances, promises, and expectations, and today represents that investment contract.”
Deaton labeled this the “embodiment theory”, a term credited to attorney Lewis Cohen, suggesting that the SEC was arguing the token itself was inseparable from the investment contract—an interpretation with no legal precedent.
Judge Pushes Back Against SEC Overreach
Deaton also recalled that even Judge Analisa Torres appeared skeptical of the SEC’s position. She challenged the implication that under the SEC’s view, “every individual in the world who is selling XRP” could be violating securities laws.
“That argument reflected a massive overreach by the agency,” Deaton said.
He further supported his case by citing SEC Commissioner Hester Peirce, who told Thinking Crypto that the SEC was indeed targeting the XRP token itself, not just the method of sale—contradicting Fischer’s claims.
Deaton Challenges Fischer’s Credibility
Deaton closed his response by questioning Fischer’s credibility outright, citing past court findings and ethical concerns:
Judge Sarah Netburn accused SEC lawyers (including Fischer) of lacking “faithful allegiance to the law”.
The SEC’s legal team was previously sanctioned by a federal judge for “perpetuating a fraud upon the court.”
Deaton argued these incidents make Fischer’s reinterpretation of the SEC’s XRP position “misleading and revisionist.”
Markets React: XRP Volatility on Legal Win and Rumors
The XRP market reacted strongly to the finality of the case and the swirling controversy:
XRP surged over 12% on the news of the lawsuit’s conclusion and renewed investor confidence.
Whale activity has increased, with large XRP holders reportedly selling into the rally.
Rumors also emerged that Ripple may be acquiring Fortress Trust, sparking speculation of institutional expansion.
XRP briefly dropped over 6% on the Fortress rumor, but then rebounded as markets digested the news.
Another surprise: Ripple may have paused this month’s escrow release—a rare move that led to an additional 4% price spike.
Conclusion: Legal Closure, But No End to Controversy
The Ripple-SEC lawsuit may be over in the courts, but the debate over XRP’s legal identity is far from resolved. As former regulators, crypto attorneys, and retail investors clash over what the SEC really claimed, the larger fight for regulatory clarity in the U.S. continues.
For now, XRP’s secondary market classification remains non-security, but the controversy over intent, precedent, and interpretation is alive and well.
@ Newshounds News™
Source: Coinpedia
~~~~~~~~~
Ripple to Acquire Stablecoin Payments Firm Rail for $200 Million
Ripple to acquire Rail for $200 million, targeting stablecoin payment dominance
Deal combines advanced automation and always-on digital asset settlement capabilities
If approved, partnership positions Ripple and Rail as global leaders in B2B stablecoin payments
Strategic Acquisition to Expand Ripple’s Stablecoin Capabilities
Ripple has announced an agreement to acquire Rail, a global payments platform specializing in stablecoin infrastructure, in a deal valued at $200 million. The acquisition, expected to close in Q4 2025, remains subject to regulatory approval.
This bold move is designed to accelerate Ripple’s leadership in stablecoin-based payments by combining the companies’ complementary technologies.
Ripple and Rail: Transforming Stablecoin Transactions
According to the official press release, the integration of Rail’s automated back-office tools and virtual account infrastructure with Ripple’s blockchain settlement technology will significantly enhance the global utility of stablecoins—particularly RLUSD and XRP.
Financial institutions will gain 24/7 access to seamless, on-demand stablecoin payments.
The platform will allow banks and fintechs to adopt digital asset settlements without direct exposure to cryptocurrency.
Ripple aims to remove friction for traditional finance participants seeking to integrate real-time settlement.
This capability is vital in the evolving digital economy, where always-on financial infrastructure is quickly becoming a baseline expectation.
Ripple Responds to Rising Demand
Ripple confirmed that the acquisition reflects the growing demand for fast, secure, and regulatory-compliant stablecoin payments.
“No such thing as the August doldrums at @Ripple… very excited to share that we’re acquiring @RailFinancial! Ripple + Rail together will be THE go-to provider of stablecoin payments infrastructure for global financial institutions around the world,”
— Ripple CEO Brad Garlinghouse, via X (formerly Twitter)
The announcement underscores Ripple’s confidence in its vision to lead enterprise-grade digital asset solutions, even as competitors scramble to catch up.
Rail Brings Automation, Efficiency, and Scale
Industry analysts highlight how Rail’s platform enhances Ripple’s value proposition:
Virtual account features simplify onboarding for institutions.
Automated treasury tools reduce operational costs for cross-border settlements.
The combined system offers regulatory-grade security while maintaining high throughput and real-time clearing.
With these features, Ripple and Rail are poised to become the dominant player in global B2B stablecoin infrastructure, rivaling the likes of Circle, PayPal, and emerging tokenized banking platforms.
Competitive Ripple Effects Across the Industry
The Ripple-Rail deal has sparked industry-wide discussions about strategic positioning in the stablecoin sector. As Ripple expands its influence, other players in digital payments and fintech may accelerate partnerships, acquisitions, or integrations to stay competitive.
Pending regulatory approval, this acquisition marks another step in Ripple’s push to deliver the backbone infrastructure for global stablecoin settlement.
@ Newshounds News™
Source: BeInCrypto
~~~~~~~~~
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MilitiaMan and Crew: Iraq Dinar News-Iraq’s Economic Transformation
MilitiaMan and Crew: Iraq Dinar News-Iraq’s Economic Transformation
8-7-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
In today’s video, we explore the dynamic economic landscape of Iraq as the nation embarks on a transformative journey towards modernization and growth.
Iraqi Dinar & Electronic Payments: We’ll discuss the significance of the Iraqi dinar in the current economic climate and how the government is committed to establishing a secure and integrated electronic payment structure. Check out r how this shift is promoting financial inclusivity and facilitating smoother transactions for businesses and consumers alike.Cashless is key.
MilitiaMan and Crew: Iraq Dinar News-Iraq’s Economic Transformation
8-7-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
In today’s video, we explore the dynamic economic landscape of Iraq as the nation embarks on a transformative journey towards modernization and growth.
Iraqi Dinar & Electronic Payments: We’ll discuss the significance of the Iraqi dinar in the current economic climate and how the government is committed to establishing a secure and integrated electronic payment structure. Check out r how this shift is promoting financial inclusivity and facilitating smoother transactions for businesses and consumers alike.Cashless is key.
Revolutionizing Electricity Production: Iraq has achieved unprecedented records in electricity production! A very big deal! Join us as we delve into the strategies that have led to this remarkable progress and how it’s impacting daily life and economic activities across the country, regionally and internationally!
Kirkuk Gas Investment: The video also highlights the exciting developments in the Kirkuk gas sector. International names are involved and more to come! Learn about the investments being made to harness this vital resource and how it’s set to play a pivotal role in Iraq’s energy diversification strategy.
Maximizing Non-Oil Revenues: As part of its vision for sustainable economic growth, the Iraqi government is actively working to maximize non-oil revenues. We’ll explore the initiatives and policies being implemented to reduce reliance on oil and foster a more diversified economy.
Join us on this informative journey as we uncover the steps Iraq is taking towards economic resilience and stability.
FRANK26….8-7-25…..ALOHA….AKI ANSWERED
KTFA
Thursday Night Video
FRANK26….8-7-25…..ALOHA….AKI ANSWERED
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
KTFA
Thursday Night Video
FRANK26….8-7-25…..ALOHA….AKI ANSWERED
This video is in Frank’s and his team’s opinion only
Frank’s team is Walkingstick, Eddie in Iraq and guests
Playback Number: 605-313-5163 PIN: 156996#
Iraq Economic News and Points To Ponder Thursday Afternoon 8-7-25
Central Bank Governor: Developing the electronic payment system is a strategic option in building a diversified economy.
August 07, 2025 In his speech at the Comprehensive Transformation to Electronic Payments Conference held in Baghdad, His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, emphasized that the bank has worked to develop electronic payment systems in an integrated and secure manner, including payment and settlement in accordance with the highest international standards and practices.
Central Bank Governor: Developing the electronic payment system is a strategic option in building a diversified economy.
August 07, 2025 In his speech at the Comprehensive Transformation to Electronic Payments Conference held in Baghdad, His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, emphasized that the bank has worked to develop electronic payment systems in an integrated and secure manner, including payment and settlement in accordance with the highest international standards and practices.
He explained that these systems have contributed to enhancing the
efficiency and reliability of financial operations and supported the
implementation of strategic initiatives
in partnership with the government to
localize salaries,
electronic fortification, and
development financing programs.
His Excellency the Governor explained that digital transformation has become a strategic choice for building a modern state, a diversified economy, and transparent government services.
International experience has also proven that digitization is not a luxury, but rather
a key driver for
sustainable development,
improving the work environment,
empowering youth, and
developing vital sectors. His Excellency the Governor emphasized that
Iraq faces a historic opportunity to embark on a clear vision
for an economy capable of
confronting challenges,
combating corruption, and
creating an attractive investment environment.
These systems have contributed to
enhancing the efficiency and reliability of financial operations and supported the
implementation of strategic initiatives in partnership with the government
to localize salaries, electronic fortification, and development financing programs.
The governor indicated that the Central Bank is working, as part of its plan,
to consolidate the electronic payment infrastructure by implementing several national projects,
such as the instant payments system, which allows for 24/7 financial transfers and
provides a smoother user experience, and the unified payments portal for government entities, which facilitates payment procedures, reduces manipulation, and increases trust.
The National Card Scheme, which
builds an independent national system that
preserves digital sovereignty,
reduces reliance on external systems, and
opens the door to products that suit the local market.
* Fourth: Developing the national switchboard to support the
significant increase in transaction volume and
ensure the speed and stability of operations within a secure environment, in addition to
establishing partnerships with regional and international institutions and
deepening cooperation with global payment networks to benefit from their advanced tools.
His Excellency added that an in-depth study is underway to regulate crypto-asset trading,
taking into account the challenges, risks, and opportunities, ensuring financial stability requirements, and strengthening fraud prevention, anti-money laundering, and countering the financing of terrorism systems.
The Governor called on the media and educational institutions to launch awareness programs that highlight the advantages of electronic payments and the risks of dealing outside the official framework,
in order to build an integrated system characterized by efficiency and transparency,
placing Iraq among the ranks of developed countries.
He pointed out that the success of this transformation is not achieved through infrastructure alone,
but rather requires a real partnership between various relevant parties, including
government agencies, the banking sector, technology companies, and
civil society organizations.
He also noted that raising community awareness of electronic payments and overcoming fears constitutes an essential element in building trust among the beneficiary parties. https://cbi.iq/news/view/2950
Joint Cooperation Between The Central Bank And Al-Hadbaa University
August 07, 2025 The Director General of the Central Bank of Iraq's Mosul branch, Dr. Hussein Lazem,
received a delegation from Al-Hadbaa University headed by the Dean of the College of Administration and Economics, Dr. Musab Abdul Salam Taha.
During the meeting, the two parties discussed training and development programmes that could be adopted within the framework of exchanging expertise.
The two parties also agreed to explore opportunities for joint cooperation in the areas of
enabling banking operations and promoting the concept of financial inclusion.
Central Bank of Iraq Media Office July 7, 2025 https://cbi.iq/news/view/2949
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
How To Prevent a Rocky Economy From Derailing Your Financial Goals
How To Prevent a Rocky Economy From Derailing Your Financial Goals
Cindy Lamothe Wed, August 6, 2025 GOBankingRates
When the economy starts acting up — think rising prices, stock market swings or constant chatter about a possible recession — it’s totally normal to feel anxious.
One survey by Equitable Holdings revealed that only 42% of Americans feel prepared to navigate shifting financial challenges, including potentially higher costs from tariffs, market volatility and lingering recession concerns. When those challenges hit, suddenly, the financial goals you’ve been working toward can feel like they’re slipping out of reach.
How To Prevent a Rocky Economy From Derailing Your Financial Goals
Cindy Lamothe Wed, August 6, 2025 GOBankingRates
When the economy starts acting up — think rising prices, stock market swings or constant chatter about a possible recession — it’s totally normal to feel anxious.
One survey by Equitable Holdings revealed that only 42% of Americans feel prepared to navigate shifting financial challenges, including potentially higher costs from tariffs, market volatility and lingering recession concerns. When those challenges hit, suddenly, the financial goals you’ve been working toward can feel like they’re slipping out of reach.
But here’s the truth: A rocky economy doesn’t have to derail your progress. With a few grounded strategies and a little flexibility, you can keep moving forward — even when the economic forecast looks a little stormy.
Rethink Inflexible Goals
According to Kevin Huffman, finance specialist, owner and senior contributor at Kriminil Trading, Americans need to focus on flexibility as much as ambition
“The trick is to create a financial plan resilient enough to bend without breaking,” he said.
To get there, he suggested starting by rethinking inflexible goals into more flexible targets like working toward a certain savings threshold by a particular year rather than dwelling on a retirement age. Then, section those goals out in 90-day checkpoints to make course corrections for the unexpected without interrupting your momentum.
Automate Your Good Habits
TO READ MORE: https://www.yahoo.com/finance/news/prevent-rocky-economy-derailing-financial-102838605.html
Billion-Dollar Meltdown Ignites Banking Panic, Major Cities Face Total Collapse
Billion-Dollar Meltdown Ignites Banking Panic, Major Cities Face Total Collapse
Steven Van Metre: 8-6-2025
A brewing storm in the commercial real estate (CRE) sector is sending ripple effects through the financial world, raising concerns about a potential banking panic and even a broader global financial crisis. At the heart of this unfolding crisis is a dramatic devaluation of prime properties, exemplified by a major Denver office tower.
The Wells Fargo Center, a prominent office tower in Denver, has seen its value plummet by an astonishing 76% since 2019. This precipitous decline has already triggered significant losses for investors holding Commercial Mortgage-Backed Securities (CMBS) tied to the property, even impacting high-rated tranches previously considered low-risk.
Billion-Dollar Meltdown Ignites Banking Panic, Major Cities Face Total Collapse
Steven Van Metre: 8-6-2025
A brewing storm in the commercial real estate (CRE) sector is sending ripple effects through the financial world, raising concerns about a potential banking panic and even a broader global financial crisis. At the heart of this unfolding crisis is a dramatic devaluation of prime properties, exemplified by a major Denver office tower.
The Wells Fargo Center, a prominent office tower in Denver, has seen its value plummet by an astonishing 76% since 2019. This precipitous decline has already triggered significant losses for investors holding Commercial Mortgage-Backed Securities (CMBS) tied to the property, even impacting high-rated tranches previously considered low-risk.
The real concern, however, lies with small and midsize regional banks, which are heavily exposed to CRE debt. These institutions hold substantial amounts of such loans on their balance sheets, making them acutely vulnerable to the cascading losses. Experts fear that this exposure could ignite a liquidity crisis, eerily reminiscent of the Silicon Valley Bank collapse, as properties continue to be reappraised at vastly lower values.
The fundamental cause of this crisis is the profound shift in work habits brought on by the pandemic. The widespread adoption of remote and hybrid work models has drastically reduced the demand for traditional office spaces, particularly older buildings. This structural change has led to a surge in delinquency rates and defaults across the CRE sector, a trend expected to accelerate as more properties face reappraisals, wiping out investor equity and forcing banks to absorb unforeseen losses.
This isn’t just a U.S. problem. Similar patterns of economic contraction and insolvency are emerging in major economies like Germany and China, further exacerbating global financial instability. Complicating matters, central banks, including the Federal Reserve, appear to be grappling with the limitations of traditional monetary policy.
Rate cuts or other tweaks are unlikely to reverse the fundamental decline in CRE demand or address deeper issues in industrial production. Figures like Jerome Powell and Janet Yellen are perceived by some as potentially “behind the curve” in anticipating and managing the full fallout.
For investors, the evolving situation demands vigilance. Widespread exposure to CRE debt across various portfolios could lead to significant losses. However, amid this turbulence, innovative opportunities are emerging. One such example highlighted is Upexi, a company building a crypto treasury around the Solana blockchain.
Upexi’s stock has reportedly doubled since its last feature, positioning itself as an intriguing option for those seeking to bridge traditional finance and cryptocurrency exposure, potentially offering alternative growth avenues away from traditional market vulnerabilities.
The unfolding crisis in commercial real estate poses a formidable challenge to the global financial system. As further CRE defaults and revaluations occur, the implications for banking stability, investor portfolios, and the broader economy will be profound. Close monitoring of this evolving situation is paramount.
Not 1971, it was 1604, the Birth of Fiat Currency
Not 1971, it was 1604, the Birth of Fiat Currency
Miles Harris: 8-6-2025
Forget what you think you know about the most significant shifts in the history of money. Popular narratives often point to the dramatic severing of the dollar from gold by Nixon in 1971, the rise of powerful central banks, or the recent advent of digital currencies.
While these moments are undoubtedly pivotal, they may well be downstream effects of a foundational change that occurred centuries earlier, far from the bustling financial centers, in a quiet courtroom in Ireland.
Not 1971, it was 1604, the Birth of Fiat Currency
Miles Harris: 8-6-2025
Forget what you think you know about the most significant shifts in the history of money. Popular narratives often point to the dramatic severing of the dollar from gold by Nixon in 1971, the rise of powerful central banks, or the recent advent of digital currencies.
While these moments are undoubtedly pivotal, they may well be downstream effects of a foundational change that occurred centuries earlier, far from the bustling financial centers, in a quiet courtroom in Ireland.
In 1604, a little-known legal case posed a question that resonates profoundly even today: what gives money its value? The answer, delivered without fanfare or grand pronouncements, would quietly expand royal control and fundamentally alter the very structure of monetary power across the realm, laying an invisible bedrock for the financial systems we inhabit today.
This was no English common law ruling designed for immediate colonial subjugation; its setting in Ireland was crucial. It served as a potent demonstration of the Crown’s burgeoning ability to extend its legal authority and administrative reach across its diverse territories.
The case wasn’t about a new tax or a land dispute; it was about the very nature of coinage and the authority to define its worth. The verdict, though unheralded at the time, was a calculated move to centralize power, giving the sovereign an unprecedented degree of control over the economy.
The brilliance – and the subtle menace – of this 1604 decision lay in its quiet executionn. There were no headlines screaming revolution. No royal proclamations heralding a new era. Instead, it was a legal precedent, a ruling passed down in a courtroom, that began to redefine economic reality. It shifted the locus of monetary value from an intrinsic quality (like the weight of precious metal) to a declaration of authority. The Crown was asserting its right not just to mint coins, but to assign their value, even if that value diverged from their metallic content.
This subtle, yet seismic, shift had profound, long-term implications. It began to decouple money’s value from its material composition, paving the way for the eventual concept of fiat currency – money whose value is derived from government decree rather than a physical commodity.
The principle that a government’s stamp, its legal tender status, could effectively determine a currency’s worth overrode the simple equation of gold or silver content.
To truly understand how money functions today, how its value is created, controlled, and manipulated, we must look beyond the well-trodden paths of 20th and 21st-century finance. The threads of our modern monetary system stretch back an astonishing four centuries, to a seemingly obscure legal skirmish in Ireland.
It was here, in 1604, that the Crown quietly planted the seeds of a new monetary paradigm, a paradigm where legal authority, rather than market forces or metallic content alone, became the ultimate arbiter of value.
For further insights into this fascinating and overlooked chapter in monetary history, and to uncover the detailed mechanics of this pivotal legal case, explore the full video from Miles Harris. It’s a journey that rewrites our understanding of when and how one of history’s most important economic transformations truly began.
https://dinarchronicles.com/2025/08/07/miles-harris-not-1971-it-was-1604-the-birth-of-fiat-currency/
13 Ways To Save Money Right Now, According to George Kamel
13 Ways To Save Money Right Now, According to George Kamel
Ashley Donohoe Thu, August 7, 2025 GOBankingRates
A May 2025 McKinsey & Company survey found that inflation and tariffs topped the list of concerns for Americans, with 32% of respondents having changed their spending and another 31% planning to.
Whether you need to save money out of necessity or just want to progress more quickly toward a goal, you can do so without giving up the essentials or living an extremely frugal life.
13 Ways To Save Money Right Now, According to George Kamel
Ashley Donohoe Thu, August 7, 2025 GOBankingRates
A May 2025 McKinsey & Company survey found that inflation and tariffs topped the list of concerns for Americans, with 32% of respondents having changed their spending and another 31% planning to.
Whether you need to save money out of necessity or just want to progress more quickly toward a goal, you can do so without giving up the essentials or living an extremely frugal life.
****************************
In a recent YouTube video, money expert George Kamel discussed many creative and simple ways to cut costs. Think about which of these strategies might work for you.
Find a Roommate
While you could move to a cheaper place, finding a roommate is an easier cost-saving option. Between splitting the rent and utilities, you could save several thousand dollars each year, with the catch being that you give up some privacy.
Kamel suggested carefully vetting your potential roommate to find a responsible match.
Get Rid of Private Mortgage Insurance
If you bought your house with a conventional mortgage with a low down payment and now have at least 20% equity, you can contact your lender to see if you can stop paying for private mortgage insurance (PMI).
Fannie Mae noted that the typical cost is around 0.58% to 1.86% of your loan amount each year, so you could see significant savings in your mortgage payment.
Bundle Your Utilities
Kamel suggested bundling services through one provider for potential savings. For example, major cable TV companies like Xfinity and Spectrum offer internet, home phone and cellular services in packages. It’s also worth shopping around with a competitor if you already have a bundle that has become more expensive after your promo period expired.
Set Up Automatic Payments
Not only does using autopay help you avoid the costs of late payments, but your provider might even offer a small discount. You’ll often find this perk available for insurance premiums, utility bills and certain loan payments. Just make sure to have the funds available when the payment is due.
Be More Energy-Efficient
TO READ MORE: https://www.yahoo.com/lifestyle/articles/13-ways-save-money-now-143834993.html