FRANK26…7-28-25….ALOHA….INTEL

KTFA

Monday Night Video

FRANK26…7-28-25….ALOHA….INTEL

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=rdXPUk56drs

MilitiaMan and Crew: Iraq Dinar News-The Future of the Iraqi Dinar Value

MilitiaMan and Crew:  Iraq Dinar News-The Future of the Iraqi Dinar Value

7-28-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

In this insightful video, we dive deep into the current state of the Iraqi Dinar and its implications for the country’s economy.

Join us as we explore key topics, including:

The Role of the Parliamentary Finance Committee: Discover how this influential body is realizing Iraq's financial policies and their impact on the Dinars' value. They have an interest in it, literally. KRG's Compliance Issues:

We analyze the Kurdistan Regional Government's (KRG) failure to adhere to judicial decisions, particularly regarding financial obligations and the repercussions for public sector employees' salaries. KRG playing by rules is going to make a difference for them.

Securing Salaries for Kurdistan Employees: Learn about the challenges facing the KRG in fulfilling its commitments to ensure timely salary payments for its workers and the broader implications for the local economy.

Iraq as a Global Trade Hub: Explore Iraq's strategic position as a potential center for global trade and how this could influence the Iraqi Dinar's stability and growth.

Replacing the Dollar with Gold: We discuss Iraq's recent moves to back its currency with gold, potentially reducing reliance on the US dollar and fostering greater economic independence and supporting the value of the dinar.

https://www.youtube.com/watch?v=Y0TQQuR5mVo

Iraq Economic News and Points To Ponder Monday Evening 7-28-25

 Economist: 10 Reasons Behind The Decline In The Dollar Exchange Rate Against The Iraqi Dinar

Monday, July 28, 2025 14:38 | Economic Number of reads: 217  Baghdad / NINA / Economic expert, Manar Al-Obaidi, confirmed on Monday that the continuous decline in the dollar exchange rate against the Iraqi dinar is due to ten main reasons, noting that these factors are intertwined, and their varying impact has collectively contributed to strengthening the dinar in the parallel market.

Al-Obaidi explained in a post on his official Facebook page that the most prominent of these reasons are the state of "economic contraction and declining consumer confidence," the suspension of government investment expenditures, and the tightening of control over border crossings, in addition to traders' shift to official banking platforms, the decline in re-export operations, and the settlement of some foreign companies' dues in petroleum products instead of cash.

He pointed out that "preparations for the electoral process played a role in increasing the supply of the dollar after political blocs resorted to converting their cash reserves into dinars to finance their campaigns, while the increase in the number of foreign arrivals and the cessation of illegal trade with Syria contributed to increasing the availability of the dollar in the markets."

Al-Obaidi pointed out that: “The Central Bank’s withdrawal of a portion of the monetary supply in dinars created additional demand for the local currency, which led to a gradual decline in the dollar,” stressing that: “The arrangement of these reasons reflects the extent of each of their impact on the parallel market, without denying the existence of other undisclosed factors that may contribute to this decline.” /End   https://ninanews.com/Website/News/Details?key=1243368

The Dollar Exchange Rate In Baghdad And Erbil Remains Stable.

Stock Exchange  The dollar exchange rate stabilized against the Iraqi dinar on Monday afternoon in the markets of Baghdad and Erbil, coinciding with the closing of the stock exchange.

The dollar exchange rate stabilized at the close of trading on the Al-Kifah and Al-Harithiya stock exchanges, recording 139,200 dinars per $100, the same rate as this morning.

As for the selling prices at exchange offices in Baghdad's local markets, they remained stable, with the selling price reaching 140,250 dinars for $100, while the buying price reached 138,250 dinars for $100.

In Erbil, the dollar also remained stable, with the selling price reaching 138,975 dinars per $100 and the buying price reaching 138,950 dinars per $100. https://economy-news.net/content.php?id=58015

An Economic Expert Told NINA: Terminating The Iraq-Turkey Oil Pipeline Contract Poses Major Economic Challenges To Iraq.

Monday, July 28, 2025, 15:40 | Economic Number of reads: 242  Baghdad / NINA / Economic expert Raad Twaij considered the termination of the Iraq-Turkey oil pipeline contract a negative step for the Iraqi side, stressing the need for Iraq to be prepared to develop alternative routes to Turkey, at a lower cost.

Twaij said in a statement to the National Iraqi News Agency ( NINA ): "The suspension of the pipeline transporting Iraqi oil through Turkish territory next year may coincide with new developments or new obligations that may be presented in any new agreement."

He explained that the Turkish strategic perspective is based on the fact that Turkey is a profitable country, and that the comparative advantage in exporting oil is for both Iraq and Turkey.

Therefore, Turkey is trying to obtain the maximum benefit from this pipeline by imposing higher tariffs for the arrival of oil to the Turkish port of Ceyhan, thus turning a historical page on this pipeline, which was marred by some obstacles in Kirkuk's production or the use of the pipeline by other parties, which Turkey considers an "unfavorable tariff."

The economic expert stressed that the Iraqi negotiator must prepare early for this issue and attempt to obtain a favorable transportation cost from the other side, which proposed increasing the fee per barrel to $2.50.

He also stressed the need to work on transporting as much as possible through the pipeline to reduce the cost of transporting each barrel, and to use an accompanying pipeline to transport gas from northern Iraq and export it to Europe via Turkey.

He also emphasized the need to take advantage of the new Turkish proposal to benefit from Turkish investment and propose a partnership in the field of petrochemicals and hydrocarbon production, linking it to the development path within the framework of a comprehensive agreement.

Ankara announced last week the termination of the oil pipeline agreements with Iraq, effective July 2026.

The decision, issued by presidential decree and published in the Turkish Official Gazette, could mark the beginning of a new phase in the Kirkuk-Ceyhan pipeline, which for years has served as a vital artery for Iraqi oil exports to the Mediterranean.

This announcement raises major questions about its political and economic repercussions and poses serious challenges to Iraq in its search for strategic alternatives.

The Kirkuk-Ceyhan pipeline is one of Iraq's main oil export routes, transporting crude oil from oil fields in northern Iraq, particularly in the Kurdistan Region and Kirkuk, to the Turkish port of Ceyhan on the Mediterranean.

The original agreement between Iraq and Turkey was signed on August 27, 1973, and the pipeline became operational in 1977. Its goal was to enable Iraq to export its oil to global markets via the Mediterranean, bypassing the Strait of Hormuz. https://ninanews.com/Website/News/Details?key=1243380

Iraqi Oil Maintains Gains At The Start Of Weekly Trading.

energy  Economy News – Baghdad  Iraqi oil prices remained remarkably stable during the opening of trading on Monday on the global market, exceeding $70 per barrel at the start of trading.

According to the data, Basra Medium crude reached $70.48 per barrel, while heavy crude reached $67.43 per barrel, with both prices changing by +0.57%.

The data also showed a decline in global oil prices, with British Brent crude reaching $68.85 per barrel, while US West Texas Intermediate crude reached $65.51 per barrel, both down +0.41%. https://economy-news.net/content.php?id=57986

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

4 Simple Money Habits From Mark Cuban That Could Transform Your Life

4 Simple Money Habits From Mark Cuban That Could Transform Your Life

Peter Burns  Sat, July 26, 2025   GOBankingRates

For those trying to build wealth, Mark Cuban is a perfect example of how to get it done. From living in a shabby apartment with roommates to currently having a net worth of $6 billion, Cuban has made smart money moves that paid off big.

While some of the moves he made to get to where he is were complex, he used a lot of simple strategies as well. Here are four of Cuban’s most helpful money habits that can help you improve your finances.

Don’t Use Credit Cards

When asked about credit cards, Cuban has repeatedly said, “If you use your credit cards, you do not want to be rich.” It’s a valid point, as credit cards have left many in crippling debt. In 2024, the average consumer debt from credit cards was $6,730 per person. Adding a high interest rate to that amount each month can quickly derail any attempts you’re making to build wealth.

Cuban said the best way to invest is to pay off your credit cards and then cut them up. Currently, the average credit card interest rate is around 20%. As Cuban explained, if you pay off your credit card, you’ve just earned that amount of interest back instead of continuing to pay it.

Live Below Your Means

Even after Cuban had made millions, he was careful with his money. When he was just coming into his wealth, he read a book called “How to Retire by the Age of 35,” which told him to live like a student and save as much as he could. He then called his broker and told him to invest his money as if he were a 60-year-old, despite his young age. Cuban said he was worried that he would lose that money and wanted to live off of it for a long time.

Living below your means involves spending less than you earn. This will keep you out of debt and let you put more money toward your savings and investments. You can live below your means through careful planning and intentional spending.

TO READ MORE:  https://www.yahoo.com/lifestyle/articles/4-simple-money-habits-mark-121814224.html

Economist’s “News and Views” 7-28-2025

ALERT: BRICS To Imminently Announce A GOLD-BACKED Settlement System! - Andrew Maguire

Financial Wisdom:  7-28-2025

0:00 - The BRICS Summit you didn't hear about

1:27 - BRICS vs. the Dollar: What's really happening?

3:36 - BRICS: The new commodity price makers.

4:22 - Tokenization & Financialization explained.

5:09 - Trump's tariffs & the BRICS response.

6:18 - The New Development Bank & Gold.

7:36 - Gold as the BRICS benchmark.

8:55 - China & Gold: A pivotal moment.

11:50 - China's gold buying spree.

13:59 - War with China and gold backing

15:04 - Restricting control of gold and silver

16:31 - BRICS vs COMEX

 17:25 - Impact on diluted local London price fixes

https://www.youtube.com/watch?v=oDCe7ckSz78

The US To Revalue Gold to $15,000? (Here's when and how) | Clive Thompson

Capital Cosm:  7-27-2025

https://www.youtube.com/watch?v=Ytw5BFpXFcY

Japan’s Inflation Crisis Could Trigger The Next Global Bond Meltdown

Daneila Cambone:  7-28-2025

This is a very difficult, fragile situation,” says Peter Boockvar, editor of The Boock Report and CIO of OnePoint BFG, reacting to the tense exchange between Donald Trump and Fed Chair Jerome Powell last week.

 “Beating down the Federal Reserve Governor is not going to get you what you want.”

In today’s interview with Daniela Cambone, Boockvar warns of rising global yields and why investors should “watch JGB yields every morning,” pointing to Japan as a key driver of long-term U.S. interest rates.

“There is an aversion to taking on too much duration in sovereign bond land... and that is a big deal.”

On gold, Boockvar explains why he expects another year of massive gold buying: “They are further diversifying their reserve holdings and want to own less dollars… Gold is now number two in that reserve pie.”

Chapters:

00:00 Trump and Powell feud

02:59 Why the bond market is calm

 06:00 Long term interest rate projection

 07:31 Why Peter is bullish on gold

https://www.youtube.com/watch?v=22-bdWkak2A

1929 Repeat as Credit Bubble Collapses

1929 Repeat as Credit Bubble Collapses

WTFinance:   7-28-2025

In a recent compelling episode of the ‘What the Finance’ (WTFinance) podcast, host Alfie Peppiatt featured renowned expert Alasdair Macleod, known for his incisive analysis of sound money, economics, geopolitics, and precious metals.

The discussion delivered a sobering assessment of the global financial landscape, drawing alarming parallels between today’s economic conditions and the precipice of the 1929 Great Depression.

Macleod meticulously detailed how a burgeoning credit and debt bubble is pushing economies worldwide towards an inevitable recession and a perilous debt trap.

At the heart of Macleod’s warning is the unprecedented scale of global government debt. He argues that escalating bond yields and the proliferation of tariffs are not merely symptoms but active drivers exacerbating fiscal stress, particularly within G7 nations which face widening deficits and shrinking tax bases.

 This precarious environment, he posits, poses grave risks to all financial assets, including equities and bonds, as the system struggles under the weight of its own liabilities.

Macleod underscored the profound fragility of the current financial system, which is intrinsically reliant on an ever-expanding credit base.

 He cautioned that a sustained rise in bond yields could trigger a swift and volatile collapse, a scenario for which central banks, he believes, possess no effective remedies. Their capacity to intervene is severely constrained by persistent inflation and the sheer magnitude of existing debt, leaving them caught between the impossible choices of high inflation or economic contraction.

The conversation also delved into the limitations of modern speculative assets. Macleod dismissed cryptocurrencies as fundamentally speculative, lacking the intrinsic qualities that define true money.

 In stark contrast, he championed physical gold and silver as “true, corporeal money” – assets with inherent value, free from counterparty risk, and historically proven as enduring stores of wealth, especially during times of financial turmoil.

Beyond the immediate economic indicators, Macleod’s analysis extended to the evolving geopolitical landscape. He highlighted the growing economic and political clout of nations like China and Russia, evidenced by their strategic initiatives such as the Shanghai Cooperation Organization (SCO) and their systematic accumulation of commodities and gold.

This strategic foresight stands in stark contrast, he suggested, to what he perceives as significant economic policy mismanagement in Western nations, leaving them ill-prepared for the impending crisis. He also touched upon the political resistance to central bank digital currencies (CBDCs) in the U.S. and their potential global implications, adding another layer of uncertainty to an already complex financial future.

Against this sobering backdrop, Macleod’s core advice for individuals and investors is unequivocal: “get out of credit.” He advocates safeguarding wealth by transitioning into real money – specifically physical gold and silver – and potentially considering resource-related equities.

He explicitly warns against chasing speculative assets or relying on government-backed credit instruments, urging vigilance and profound education on the inherent risks within our current monetary environment.

In essence, the WTFinance podcast episode, guided by Alasdair Macleod’s insights, paints a stark picture of a global economy teetering on the precipice. It’s a future shaped by unsustainable debt, credit fragility, profound geopolitical shifts, and pervasive monetary uncertainty.

His framework offers a critical lens through which to understand these challenges and provides actionable steps for wealth preservation amidst what he predicts will be unprecedented economic turbulence.

https://youtu.be/xh_0ljdCX7U

Iraq Economic News and Points To Ponder Monday Afternoon 7-28-25

Iraq Replaces The Dollar With Gold: A Yellow Shield Against Economic Storms. 

Today's Economy , | 1035  Baghdad Today – Baghdad  Economic expert Nasser Al-Kanani revealed on Monday (July 28, 2025) that  Iraq's position as the Arab country with the largest gold purchases represents  a strategic shift in  the Central Bank's approach to enhancing the country's financial stability. Al-Kanani told Baghdad Today,

"Iraq's purchase of more than 20 tons of gold in a single year, and its rise to seventh place globally in this field, reflects  a calculated move by the Central Bank  to protect the national economy from fluctuations in foreign currency prices,  especially the dollar."

He pointed out that "gold is considered one of the safest reserve instruments, as it is not affected by fluctuations in the monetary market,  unlike paper currencies.
 
This gives Iraq a strategic advantage in confronting sudden crises and  enhances confidence in its financial policies, both domestically and internationally." Al-Kanani explained that
 
"this trend will positively impact the value of the Iraqi dinar in the medium term.
 
It will also contribute to the stability of the local market and  reduce reliance on the dollar, giving the Central Bank greater flexibility in  managing monetary policy and achieving economic stability in light of current regional and global challenges."    https://baghdadtoday.news/279606-.html   

Trade: Expanding The Horizons Of Economic And Trade Cooperation Between Iraq And The United States Of America.
 
Sunday, July 27, 2025 | Economic     Number of readings: 410  Baghdad / NINA / Minister of Trade Athir Dawood Al-Ghariri discussed, on Sunday, with the US Chargé d'Affaires in Baghdad, Ambassador Stephen Fagin, ways to expand the horizons of economic and trade cooperation  between Iraq and the United States of America.
 
The Minister affirmed the Iraqi government's commitment to strengthening international economic partnerships, noting that the United States is a strategic partner in Iraq's ongoing efforts to develop the business environment and stimulate foreign investment.
 
Al-Ghariri highlighted the efforts made by the Ministry,  in cooperation with relevant authorities,
to hold the third round of negotiations for Iraq's accession to the World Trade Organization,  after a hiatus of more than 16 years.
 
He noted the  submission of goods and services files, a review of key economic and legislative reforms, including the  adoption of the Intellectual Property Law, and the  launch of the "Electronic Trader" platform as a step towards digital transformation.
 
Al-Ghariri explained that the  Ministry of Commerce is working to simplify the entry and operation procedures for American companies in Iraq,  pointing to the achievement of self-sufficiency in wheat production over the past two years, and the continuation of work on memoranda of understanding with the American side to meet the country's needs in a number of vital sectors.

The Minister  called on American companies to organize a "Made in America" exhibition in  Iraq and  proposed holding a joint forum between the Iraqi and American private sectors  to showcase investment opportunities and available projects.
 
He emphasized the importance of American companies' participation in the Baghdad International Fair.
 
For his part, Ambassador Fagin expressed his country's desire to expand bilateral cooperation,
praising the  ongoing economic reforms in Iraq and the  Ministry of Commerce's role in supporting the work of American companies and  providing an environment conducive to investment.
 
At the end of the meeting, the two sides agreed to enhance bilateral coordination and joint work  to expand the base of trade exchange, in a way that contributes to serving the common interests between the two friendly countries. /End 3     https://ninanews.com/Website/News/Details?key=1243139

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Monday Afternoon 7-28-25

Good Afternoon Dinar Recaps,

BRICS Countries’ GDP to Grow 3x Faster Than G7 by 2028

The global economic balance continues to shift as the BRICS bloc pulls ahead of the G7 in inflation-adjusted GDP growth projections. From 2025 to 2028, BRICS economies are expected to expand two to three times faster than their Western counterparts—signaling a fundamental reordering of international economic influence.

Key Forecast: BRICS Growth to Outpace G7 by 3x

According to 2025–2028 projections:

• BRICS GDP growth (real terms): 4.2% – 5.1%

• G7 GDP growth (real terms): 1.3% – 1.8%

This represents a 2x–3x growth multiple in favor of BRICS, affirming a long-term trend of momentum shifting toward emerging markets.

“The ‘Great Seven’ is not great anymore,” declared Maxim Oreshkin, Deputy Chief of Russia’s Presidential Administration. “In the 1990s, G7 countries were twice the size of BRICS. Now BRICS has overtaken the G7 in terms of GDP volume.”

Breakdown: Projected Real GDP Growth by Country

G7 Nations

Country

Projected GDP Growth (2025–2028)

🇺🇸 United States 1.7% – 2.0%

🇯🇵 Japan 1.0% – 1.2%

🇩🇪 Germany 1.1% – 1.4%

🇬🇧 United Kingdom 1.2% – 1.5%

🇫🇷 France 1.3% – 1.6%

🇮🇹 Italy 0.8% – 1.2%

🇨🇦 Canada. 4% – 1.7%

Observation: All G7 countries remain below the 2% threshold, reflecting modest growth amid high debt levels, aging demographics, and policy headwinds.

**********************************

BRICS+ Nations

Country

Projected GDP Growth (2025–2028)

🇮🇳 India 6.2% – 6.8%

🇨🇳 China 4.5% – 5.0%

🇮🇩 Indonesia 5.1% – 5.2%

🇪🇹 Ethiopia 5.5% – 6.0%

🇪🇬 Egypt 3.0% – 3.6%

🇦🇪 UAE 3.5% – 3.9%

🇮🇷 Iran 2.0% – 2.5%

🇧🇷 Brazil 2.0% – 2.3%

🇷🇺 Russia 1.5% – 2.2%

🇿🇦 South Africa 1.4% – 1.7%

Key Insight: Nine BRICS+ countries are forecast to surpass the 2% growth mark, while none of the G7 achieve this across the same period.

Strategic Implications

• Geoeconomic Realignment: The growth trajectory of BRICS reflects a deeper realignment of production, trade, and demographic leverage—particularly favoring Asia and the Global South.

• Currency and Policy Impact: With faster GDP growth and increasing trade conducted in local currencies, BRICS nations may strengthen calls for a multipolar financial system, reducing reliance on USD-centric global finance.

• Global Institutions Challenged: Institutions dominated by G7 influence—such as the IMF, World Bank, and WTO—may face mounting pressure to adjust governance structures in favor of rising economies.

Conclusion

The projected threefold GDP growth advantage of BRICS over the G7 by 2028 is more than a data point—it’s a signal of global power in transition. As emerging economies accelerate development and deepen regional integration, the legacy economic order led by Western powers continues to cede ground.

For investors, policymakers, and analysts alike, tracking this divergence is now a strategic imperative.

@ Newshounds News™
Source: Watcher.Guru

~~~~~~~~~

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3 Key Signs You’re Losing Money By Saving Too Much

3 Key Signs You’re Losing Money By Saving Too Much

Andrew Lisa  Sat, July 26, 2025  GOBankingRates

Saving money is essential, but saving too much in a traditional savings account could be quietly costing you. If you’ve already maxed out your 401(k) contributions, built a robust emergency fund that exceeds the recommended three to six months of living expenses, and still have cash piling up, it might be time to rethink your strategy.

While it’s great to be financially cautious, over-saving can mean missing out on better returns and long-term growth. Not sure if you’re overdoing it? Here are three key signs that your savings account might be too full — and what you can do to make your money work harder for you.

Your Emergency Savings Is Overstuffed

Building an emergency fund is a smart financial move, but there is such a thing as saving too much. The general rule of thumb is to set aside three to six months’ worth of living expenses. But once you’ve hit that target, continuing to stuff your emergency fund can be a waste.

“Having excess cash beyond an emergency fund can mean missing out on potential returns from investing,” said Fluent in Finance founder, Andrew Lokenauth. “The opportunity cost of playing it too safe with savings can be substantial over decades.”

So, how much is enough? It depends on your lifestyle and income stability. According to Christopher Stroup, a certified financial planner (CFP) with Abacus Wealth Partners, dual income households can typically aim for three months of expenses. On the other hand, single-income earners or those with variable income should aim for six months for added financial security.

Once you have a solid emergency cushion in place, you should consider putting your excess money towards other investments.

You’ve Maxed Out Your Retirement Accounts

If you consistently have money left over after maxing out your IRA, 401(k) and other tax-advantaged retirement accounts each year, it may be time to put that money elsewhere. Saving for the future and your retirement is crucial, but you could be losing purchasing power to inflation over time as your cash earns little interest.

As accredited financial counselor and founder of Retire Certain, Camille Gaines explained, even the most high-yield savings accounts lose value to inflation over time. Instead, try putting that extra money somewhere it can do more for you, like in a money market account.

“Safe money market accounts that do not fluctuate in value can be seen as a good alternative to keeping money in a savings account that pays little interest and has a negative real return after inflation,” said Gaines. “More than two months’ worth of living expenses in a savings account is too much given the ability to earn around 5% from easily accessible money market accounts.”

Money market accounts — not to be confused with money market funds — deliver yields that are typically higher than standard deposit accounts with some checking account features like bill pay and limited monthly check writing. By redirecting your surplus cash into more productive accounts, you can earn more on your money over time.

Your Savings Are Growing, But So Is Your Debt

TO READ MORE:  https://www.yahoo.com/finance/news/5-key-signs-keeping-too-140047713.html

“Tidbits From TNT” Monday 7-28-2025

TNT:

Tishwash:  Foreign Minister arrives in New York

Deputy Prime Minister and Minister of Foreign Affairs Fuad Hussein arrived in New York to participate in an international conference on the future of the Palestinian cause.

A statement by the Ministry of Foreign Affairs received by the Iraqi News Agency (INA) stated that "Deputy Prime Minister and Minister of Foreign Affairs Fuad Hussein arrived in New York City to participate in a special international conference to discuss the future of the Palestinian cause and related developments on the regional and international arenas."

The conference, according to the statement, comes amid escalating challenges facing the Palestinian people.

During his visit, the minister is scheduled to hold a number of meetings with his counterparts, foreign ministers and international officials, to coordinate joint action in support of the Palestinian cause and strengthen the common Arab and Islamic position within the United Nations.  link

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Tishwash:  Atwan al-Atwani Elected New Governor of Baghdad Following Council Vote

Two candidates were vying for the post: al-Atwani, head of the Iraqi parliament's finance committee, and Haider Mohan.

 Atwan al-Atwani was elected as the new governor of Baghdad on Sunday.

On the same day, Baghdad's provincial council convened to vote on the election of a new governor.

Two candidates were vying for the post: al-Atwani, head of the Iraqi parliament's finance committee, and Haider Mohan.

Iraqi President Abdul Latif Rashid stated on Saturday that Baghdad Governor Abdul Muttalib al-Alawi would retire and that a new governor needed to be appointed as soon as possible.

This marks the second time the governor of Baghdad has sought retirement; he previously applied on July 3 and was temporarily replaced by Mohan.  link

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Tishwash:  Kurdistan is transforming into a new Iraq 

It's no surprise, with the Kurdistan Region of Iraq's employee salary crisis looming, that we hear numerous Iraqi Arab voices, from Arabs in Kurdistan and the central and southern parts of the country, calling on the government of Mohammed Shia al-Sudani via social media to end the crisis and pay the salaries of the region's employees.

It's no surprise to see, among these voices, those criticizing the federal government for its delay in addressing the crisis and sympathizing with the people of the region. They even sometimes remind Baghdad of the urban achievements, development, and prosperity achieved in the governorates of Erbil, Sulaymaniyah, Dohuk, and even Halabja, compared to what has been achieved to date in other Iraqi governorates.

This is despite the fact that the region's budget is not even equivalent to the budget of a federal ministry such as the Ministry of Education! This praise has been documented in comparative terms, and visual facts about the conditions of Iraqi cities in terms of basic services have been published.

It's true that everyone is aware of rampant corruption in the Kurdistan Region, which is criticized daily by local media and even acknowledged by some influential officials. However, there are also reconstruction and service development projects, albeit limited compared to previous phases.

The gist is that Iraq today is witnessing the gradual birth of a different citizenry, a conscious being whose eyes are fixed on the country as a whole, comparing people's conditions with the logic of the state and the ruling class's commitment to managing the country's affairs in a way that satisfies citizens and achieves their minimum aspirations, even if corruption persists and oversight institutions fail to curb it.

Corrupt accountability

The starting point here is that the Kurdistan Regional Government, despite receiving only 12 percent of the general budget, has become a unique model in Iraq in terms of urban development, the provision of safe drinking water, the continuity of national electricity, the paving of streets, the construction of bridges, the opening of universities and hospitals, the development of villages, the establishment of summer resorts and parks, the paving of roads, and so on.

This development and prosperity are achieved despite persistent corruption and despite citizens' occasional widespread demonstrations and protests demanding services, the timely payment of salaries, and the accountability of corrupt officials. Criticism of the general situation is also increasing from opposition forces and the free media in the region, expressing their desire for further progress, given the region's wealth and resources, which would ensure the well-being of any citizen if distributed fairly and free from corruption, favoritism, and theft. In other words, the Iraqi Arab citizen's comparison of the reality of the central and southern governorates with the reality of the northern governorates reflects a new awareness of a citizen striving for a better life and wishing to remain in a geographical area where they feel safe, prosperous, and where the state is present, with a minimum sense of responsibility, so that they are not forced to emigrate and leave their homeland. Today, this citizen is the one who chooses to live in Iraqi Kurdistan, residing among his family and compatriots, working or investing. Therefore, it is not surprising that he praises what the rest of the country lacks.

 Another fact, which is not often mentioned, is that the number of Iraqi Arabs residing in Kurdistan today is approaching one million people! While some of them moved to the region for security reasons, this same group now prefers to remain there even if the security situation stabilizes in the areas they left. The other group chose to reside in Kurdistan voluntarily, not only in search of safety, but also because they feel there is an entity serving its citizens.

Today, this new Iraqi citizen is also contributing to the birth of a different Kurdistan, one that has become a different Iraq where everyone coexists in peace and harmony: Kurds and Arabs, Sunnis and Shiites, Christians and Turkmen, and all other sects and denominations. This alone is enough to bestow an authentic Iraqi character on Kurdistan, a character perhaps superior and better than that of the rest of the country, where coexistence, tolerance, and the building of a spirit of citizenship prevail.  link

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Mot:  What!!! -- I Thought it was Fun!!!!! 

Mot:  Shes Asking ---- Any Body Have!!! 

We are Close to Eliminating Income Taxes

We are Close to Eliminating Income Taxes

MJTruthUltra:  7-27-2025

OMG We are close to eliminating Income Taxes and the IRS!

Howard Lutnick just announced that we’re bringing in $700 BILLION in Tariff Revenue Annually already

REMEMBER…. several months ago, the Magic Number Tariff Income needs to Reach to in order to Cut INCOME TAX to ZERO for those making $150k or less… is $750 Billion.

WE’RE ALMOST THERE!

“Howard Lutnick said, anywhere approaching $750B, we have the line of site to cut income tax to ZERO for anyone making $150k or less.”

REMEMBER THIS….
A strategy president Trump could be waiting for is to wait riiight before the midterms to announce this… the midterms are going RED.

As I previously projected, I believed this would happen in late 2026, taking effect early 2027.

Lutnick: We’re bringing in 700 Billion Now
https://rumble.com/v6wrguy-howard-lutnick-were-bringing-in-700-billion-in-income.html

Trump wants no tax on those who makes $150k or less
https://rumble.com/v6wrgm0-howard-lutnick-were-taking-in-700-billion-in-tariffs.html

$750 Billion Magic Number
https://rumble.com/v6rulrb-the-magic-number-tariff-income-needs-to-reach-to-in-order-to-cut-income-tax.html

Lutnick, eliminate income taxes for those who make $150k or less
https://rumble.com/v6wrgoi-howard-lutnick-tariffs-will-eliminate-income-taxes-for-those-150k-or-less.html

Lutnick: No tax on $150k or less
https://rumble.com/v6wrgrq-howard-lutnick-trumps-goal-is-no-tax-for-150k-or-less-income.html

Source(s):   https://x.com/MJTruthUltra/status/1949542507966083081

https://dinarchronicles.com/2025/07/27/mjtruthultra-we-are-close-to-eliminating-income-taxes/

Monday Coffee with MarkZ. 07/28/2025

Monday Coffee with MarkZ. 07/28/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Monday Morning…….a new week full of new possibilities!!

Member: Well it’s the 28th, what say you RV Gods?

Member: Normally Monday are slow news days, Not today, supposedly good news coming our way !

MZ:  We are hoping for a wild ride this week. Busy in Iraq over the weekend.

Member:! I can’t wait for the day you have life changing news for us!

Member: Lots of chatter for today and tomorrow and even this week.

MZ: Bond information was the same as Saturday. All the expectations point to things happening overnight tonight. Most of my contacts should check in by tomorrow evening. They are looking at something key happening on the 28th (today) so they could get their dollars.

Member:  Mark Do we have to have a list of the Serial #s of our currencies to take to the redemption center?

MZ: I have been told repeatedly- NO

Member: Per coinbase: Coinbase is set to undergo a scheduled upgrade at approximately 7:00 AM PT on Saturday, August 2, 2025. We expect this upgrade to take up to three hours, however this estimated time..

Member: I wonder about August 1st …a day that is going to bring us what Trump was talking about & is calling August 1st a sacred day?

Member: I wish I had more faith. Struggle some days. We are losing people every day. We were so sure this would happen months ago. Praying Aug 1st is our day.

Member: Aug. 1st is tariff day……and DJT said the US people may get a rebate check back from the success of tarrifs.

MZ: “Trump proposes rebates for US taxpayers from tariff revenues”  So there is a hope for helicopter money to help with our bills. I do not know if this is just political posturing or if its real. Years ago I had contacts who were convinced that there would be some type of helicopter money just before we go. It was a very connected person, but after all this time do not know if that is still valid. I hope it does come to something because so many people are hurting and need it.  

Member: Helicopter money would be an excellent cover for RV

Member: IMO- Unless the gold standard gets announced, there’s no way to give people money back when the debt is $36T.

Member: Howard Lutnick…..Trumps financial advisor said this weekend that they are at about 700 billion income from tarrifs now and  when they hit $750 B they could cut income taxes for most of us!!!  “  “Howard Lutnick said, anywhere approaching $750B, we have the line of site to cut income tax to ZERO for anyone making $150k or less.”

MZ: In Iraq:  “ The road to development will change the map of the economy and make Iraq a hub for global trade”  It should make more than their oil and petrochemicals market. Huge developments in Iraq.

MZ: “ Bank of Baghdad achieves historic milestone as first bank in Iraq”  First sovereign bank…and it can do everything. INTERNATIONAL. This may be the beginning of the value change.

MZ: Along with that:  “ Monetary Policy: Monetary stability and Digital Transformation methodology 2023-2025”  Remember- they had a 3 year plan for monetary reforms. Sudani told us there was a plan to lift the purchasing power of the dinar and restore it to its former glory. They are showing us the game plan. We are down to the last steps.

MZ: “ Iraq is replacing the dollar with gold. Yellow shield in the face of economic storms”  In other words Iraq is going asset backed. When they talk about replacing the dollar….they are talking about replacing fiat money.

Member: And US Halts Dollar Shipments to Iraq... whats that gonna do?? Means Dinar is set for Major Revaluation!"  IMO

MZ: I totally agree

Member: Mark, could you maybe shed some light on the parallel market in Iraq ? Will this thing ( RV) only go when the parallel rate reaches parity ?

Member:  Nadar said soon….. very soon

Member: Our buddy Frank had some information on inflation things should pop off in a 3 week time frame if not sooner

Member: We were looking for a crash at one point. Guess that is not a thing anymore?

Member: I feel the news has been so good. We have to be getting close!

Member: Mark seems Salty today~he’s tired of waiting too yall!

Member: We are all salty…….Come on RV.

 Member: Thanks Mark and mods……hope everyone has a great day!!!

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=xdvw_pr_kBo

News, Rumors and Opinions Monday 7-28-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 28 July 2025

Compiled Mon. 28 July 2025 12:01 am EST by Judy Byington

Global Currency Reset Possible Timing:

Mon. 28 July 2025 MarkZ: “I’m feeling very confident that from the information I have received from groups, that we may wrap this up by Mon. 28 July.”…MarkZ

Sun. 27 July 2025 Wolverine: “On Sunday 27 July 2025 all tables will be close as they are not going to be selling anymore currencies, bonds or exotic assets. I feel so peace within myself knowing that God has not failed us and that very soon will be crossing that finish line. I’ve had some wonderful conversations with some whales and representatives and it’s all going to God’s plan. They say that when President Trump comes back from overseas to the White House, it will be a different world (please God let it be true). Tomorrow there will be a live call at 10:00pm EST and I hope to see you all. This most likely and I’m praying that will be my last call. Please keep praying. God bless, Wolverine

Mon. 28 July 2025 Bruce: Notifications for Tier4b should go out to set appointments Mon. 28 July or Tues. 29 July and then appointments would begin the next day. Iraq to bring out a Dinar new rate on Sun. 27 July that will be on the Forex by Mon. 28 July.  DOGE payments to come out by direct deposit Aug. 1,2,3. R&R will be in our Quantum accounts when we open them at our redemption appointments. Increases in Social Security will come out in August. Information on NESARA including changes in income tax will come out sometime between the first week in August and the end of November.

Tues. 29 July Tier4b Notification: On Wed. 23 July 2025 Iraqi Gazette Published Tier4b Exchange Process as per Decisions of the Iraqi Parliament: Tier 4B Exchange Process REVEALED! Step-by-Step from July 2025 Iraqi Gazette Iraq’s official newspaper, the Iraqi Gazette, published last Tues. that notification for appointments for Tier4b begins Tues. 29 July 2025. Exchanges for Tier4b begins Fri. 1 Aug. 2025 and goes through Fri. 15 Aug. 2025. Exchanges need to be done by Fri. 15 Aug. 2025.

“On Fri. 1 Aug. you’re gonna get a lot of payments. You’re gonna be very happy. If you’re a citizen of this country, you’re gonna be getting a lot of money.” …President Trump

~~~~~~~~~~~~~

Mon. 21 July 2025: PHASE TWO HAS BEGUN — TRUMP SIGNS EXECUTIVE ORDER TO PERMANENTLY DISMANTLE THE IRS AND LAUNCH GOLD-BACKED CURRENCY PILOT THROUGH U.S. TREASURY … on Telegram

Just days after (allegedly) ripping $600 billion from the hands of the globalist tax cartel, President Trump has dropped the second hammer: a sweeping Executive Order to (allegedly) initiate the shutdown of the Internal Revenue Service as we know it — and replace it with a sovereign, asset-backed monetary system under full constitutional control.

Effective immediately, the IRS is(allegedly)  being stripped of its enforcement arms, foreign contracts, and offshore data routing infrastructure. Their legal immunity? Gone. Their backdoor ties to the World Bank and BIS? Cut. The agency once used to audit patriots, blackmail dissidents, and fund wars without consent is now being (allegedly) gutted from the inside. And this time, there’s no recovery plan.

At the heart of this new order is PatriotCoin — the codename for the gold-pegged transitional asset system being deployed under a secret joint operation (allegedly) between the U.S. Treasury and Space Force cyber teams. According to White Hat sources, this digital infrastructure runs on quantum-encrypted channels, fully sovereign, completely offline from the SWIFT network, and resistant to IMF interference. The coin is (allegedly) backed by audited reserves held at strategic vault sites recently repatriated from London, Basel, and Hong Kong.

But this isn’t crypto. This is (allegedly) anti-FED tech — tethered to tangible American resources, minted by a restored Treasury, and governed by GESARA protocols. The goal? To eliminate fractional lending, interest slaveery, and globalist banking dependency in one synchronized move.

Already, global markets are rattling. The ECB issued a Level 3 alert. The World Bank called for an emergency meeting. And the Rothschild family has reportedly begun liquidating foreign real estate in Zurich, Monaco, and South Africa. They know what’s coming. They always knew. But they never expected it would move this fast.

Meanwhile, across America, thousands of dormant gold and silver mines are being reopened under nationalized contracts, designed to sustain the upcoming hard currency transition. Trump’s team is (allegedly) coordinating with BRICS-aligned economists to ensure that PatriotCoin remains independent but interoperable with global de-dollarization movements — bypassing SWIFT and shutting the door on CBDC tyranny.

The trap was always economic. The war was always spiritual. But the takedown is now fully kinetic.

IRS dismantled. Federal Reserve under seizure. Gold-backed currency underway. This is not a drill. This is the Return of the Republic — and the final death of globalist finance. The Great Reversal has begun.

Read full post here:  https://dinarchronicles.com/2025/07/28/restored-republic-via-a-gcr-update-as-of-july-28-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   [Iraq boots-on-the-ground report]   FIREFLY:  Secretary of State Rubio…is pushing Sudani.  We know Trump sent him. We know what Trump is doing here in our country.  I think your Trump is happy because he sees the constant advancement…He also warned Sudani about a proposed bill for PMC’s   FRANK:  That’s multi-currency policy.  You can’t do that.  You can only use your dinar.  Trump is pushing it.  I wonder why… FIREFLY:  PMC’s would institutionalize the Iranian and harm Iraqis sovereignty.  FRANK:  Trump is pushing this.  You know what he knows. 

Frank26  The history of the Iraqi dinar...1932 al the way up to 1949.  Guess what the value of the Iraq dinar was?  $4.86. 

Militia Man  We all know at this stage of the game security, stability, sustainability is a big deal.  It's all about the money flow...the development road project...taking care of the citizens...getting these deals done - salaries, oil flow, Cyan Port. 

************

IQD Rate UP CBIs 1st Quarter 2025 Report Good

Edu Matrix:  7-27-2025

BREAKING FINANCIAL NEWS from Iraq! The Central Bank of Iraq has just released its Q1 2025 report—and for the first time in months, it’s good news for the economy!

In this video, we break down the positive economic indicators revealed in the new report:

Inflation is stabilizing

Foreign currency reserves have grown beyond $100 billion

Digital banking adoption is rising

Local banks are showing stronger balance sheets

The Iraqi dinar remains steady Governor of the CBI Ali Mohsen Al-Alaq says this is just the beginning of deeper reforms aimed at strengthening investor confidence and supporting Iraq’s economic recovery.

Don’t miss this in-depth breakdown of how Iraq’s Central Bank is turning the tide in 2025—and what it could mean for the future of the Iraqi economy and the dinar.

https://www.youtube.com/watch?v=7aqpk4oJFJQ