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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Warren Buffett’s 7 Rules for Saving Money on Everyday Expenses Without Sacrificing Comfort

Warren Buffett’s 7 Rules for Saving Money on Everyday Expenses Without Sacrificing Comfort

Jennifer Taylor   Tue, October 14, 2025   GOBankingRates

When it comes to spending, Warren Buffett isn’t your average billionaire. Instead of buying anything he wants, the Berkshire Hathaway CEO still values his dollar.

In fact, his money-saving philosophies are so down-to-earth, the average person could benefit from them. Here’s a look at seven of Buffett’s rules for saving money on everyday expenses, while still getting everything you need.

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3 Rich Person Habits To Pick Up and 3 Poor Ones To Drop Now

3 Rich Person Habits To Pick Up and 3 Poor Ones To Drop Now

Laura Bogart   Mon, October 13, 2025   GOBankingRates

Growing up, you might’ve watched a certain show called “Lifestyles of the Rich and Famous,” wherein the wealthy elite and celebrities alike shared the ins and outs of their glorious, sometimes decadent lifestyle. The phrase “champagne wishes and caviar dreams” may have imprinted itself on your mind as the way all rich people live.

The truth is many of the most successful and financially secure people around you aren’t flaunting their wealth. They’re quietly embracing smart habits that make growing and managing their money much easier — habits that are actually pretty simple to adopt. Including for you.

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4 Ways To Get Rich Without People Noticing

4 Ways To Get Rich Without People Noticing

John Csiszar  Sat, October 11, 202   GOBankingRates

There are two kinds of rich people in the world. The “visibly wealthy” actively advertise their wealth, blasting social media with their extravagant lifestyles and owning “show-off” possessions, like luxury sports cars, yachts and jewelry. The other type lives relatively frugally, enjoying the occasional extravagance but generally just keeping to themselves.

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3 Money Rules Every Young Person Should Know

I Was a Millionaire by 26: 3 Money Rules Every Young Person Should Know

Laura Bogart  Sat, October 11, 2025  GOBankingRates

 It isn’t easy being in your 20s. Apart from all the challenges of emerging into adulthood, like figuring out your values and creating meaningful relationships, you’ve also got to build the scaffolding for your future — especially when it comes to your finances. You want to build real wealth, but you don’t have much experience managing money. What do you do?

As part of GOBankingRates’ Top 100 Money Experts series, we asked Ryan Scribner, a personal finance expert and YouTube personality who became a millionaire by age 26, to share his insights on how people can start building wealth in their 20s. His answer isn’t about flashy stock picks — it’s about building a foundation of financial knowledge that pays off over time.

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The Worst Financial Gifts To Give To Your Kids

The Worst Financial Gifts To Give To Your Kids

September 16, 2023  The White Coat Investor

Parents with fantastic intentions often hurt their children by giving terrible financial gifts. Here's how to change that.

PIMD welcomes the White Coat Investor. WCI is a physician-specific personal finance and investing website. The White Coat Investor can help you to become financially literate and disciplined, which will allow you to spend your time and effort on your patients, your family, and your own wellness. WCI truly believes that a financially secure doctor is a better partner, parent, and practitioner. White Coat Investor is an affiliate partner of PIMD.

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Podcast: Even at $4,000 Gold the Miners Are Ridiculously Cheap

Podcast: Even at $4,000 Gold the Miners Are Ridiculously Cheap

Notes From ther Field By James Hickman (Simon Black)  October 8, 2025

Yesterday we wrote that with gold topping $4,000, it’s time to step back and look at the big picture—and the fundamentals haven’t changed.

Foreign governments and central banks hold about $10 trillion in US denominated reserves. But for years they’ve been trading this paper for gold— because it is their only realistic alternative.

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More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

Patrick Villanova, CEPF®  

In the realm of personal finance, estate planning stands as a paramount consideration for those who have amassed substantial wealth. For ultra-high-net-worth individuals – people with over $30 million in investable assets – the complexities and implications of legacy planning become even more pronounced. While it’s often tempting to delay such discussions, proactively managing your wealth’s future distribution is essential to ensure a seamless transition for your beneficiaries. A financial advisor may be able to help you manage your wealth and create an estate plan tailored to your needs.

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This Is the Top Reason You Go Broke After the Holidays

This Is the Top Reason You Go Broke After the Holidays

Cindy Lamothe   Tue, October 7, 2025  GOBankingRates

The holidays have a way of sneaking up on your budget. Between shopping for the perfect gifts, splurging on fancy dinners, decorating the house and booking last-minute travel, it all feels justified in the spirit of celebration.

But then January rolls around, the glitter fades and suddenly your bank account looks a little scarier than the holiday credit card bill itself. According to CNBC, Americans are “wired” to overspend during the holidays.

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10 Genius Things Warren Buffett Says To Do With Your Money

10 Genius Things Warren Buffett Says To Do With Your Money

September 21, 2025 by  Elyssa Kirkham

Warren Buffett is commonly referred to as the most prophetic and respected investor of all time. He is also known for his folksy charm and memorable quotes about the art of investing. As the “Oracle of Ohama” has an estimated net worth of around $150 billion, the proof is in the pudding.

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$4,000 Gold: Is It Time To Sell?

$4,000 Gold: Is It Time To Sell?

Notes From the Field By James Hickman (Simon Black)  October 7, 2025

You’d think Charles de Gaulle would have been a little bit more grateful to America.

 As head of the Free French Forces during World War II, de Gaulle was essentially a leader in exile, and he had to base himself in England for the majority of the war after the Nazis took Paris.

 It was only because of the sacrifices made by American troops-- and exceptional generosity from US general Dwight Eisenhower-- that de Gaulle was allowed to enter Paris on August 25, 1944.

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Where Should Americans Keep Cash Now That The Fed Is Cutting Rates?

Where Should Americans Keep Cash Now That The Fed Is Cutting Rates? The answer is a lot simpler than you think

Vishesh Raisinghani  Sat, October 4, 2025  Moneywise

In September, the Federal Reserve Open Market Committee delivered a long-anticipated cut to the federal funds rate. The benchmark interest rate is now in the range of 4%-4.25%. The board also signalled further rate cuts ahead, and the market now expects the rate to drop as low as 3.25%-3.50% by 2026, according to Morningstar. [1]

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11 Overlooked Risks That Could Ruin Your Financial Stability

11 Overlooked Risks That Could Ruin Your Financial Stability

By Claire Conway  Jun-12-2024

Financial pitfalls can throw a monkey wrench into even the most responsible person, which is why everyone should be aware of hidden threats that can derail your financial security. People reveal what unexpected life changes can turn your life upside down. Have you experienced any of these hidden financial threats?

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The 6 Most Important Pieces Of Financial Advice

The 6 Most Important Pieces Of Financial Advice

Michelle Mastro   Sun, September 28, 2025   Business Insider

I've worked in global banking for 25 years. These are the 6 most important pieces of financial advice I tell family and friends. 

  • Racquel Oden has worked in global banking for over two decades.

  • Some of the advice she gives family and friends is to focus on retirement as soon as possible.

  • She also says to prioritize investments over student loan debt and CDs over regular savings accounts.

This as-told-to essay is based on a conversation with Racquel Oden, US head of wealth and private banking at HSBC. It has been edited for length and clarity.

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