How Do I Manage This Much Money?

Moneywise   Fri, April 3, 2026

My mom was much richer than I realized, and left me more than I could have imagined. How do I manage this much money?  During the next 20 years or so, Americans will inherit an estimated $105 trillion as older Americans pass down their accumulated wealth to younger generations, in a phenomenon that has been dubbed the Great Wealth Transfer (1).  That means there will be a lot of people who are surprised — even if pleasantly so — to be inheriting money and unsure about how best to manage it.

5 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too

These moves don’t have to be reserved for the super rich.

t can feel like the super wealthy have access to some secret money playbook the rest of us never got. And in a way, that’s true. They have connections and access that most of us simply will never have.

But there’s good news: A lot of things the ultra wealthy do with their money are perfectly accessible to us — we just have to be smart enough to take advantage.

How to Make a Living Will for Free in 4 Easy Steps

Rachel Christian, CEPF®  PennyHoarder

Drafting a living will might not be high on your to-do list — but maybe it should be.

A living will is a legal document that details which medical treatments you want — or don’t want — if you’re ever incapacitated or unable to make decisions for yourself.

Don’t get it confused with a last will and testament, a legal document that spells out who inherits your assets after you die. A living will applies only to your end-of-life medical care wishes.

4 Things To Consider Before Tapping Into Retirement Funds

Josephine Nesbit   Sun, March 22,   GoBankingRates

There’s a great deal of planning that goes into retirement, especially when it comes to deciding if, when and how to tap into your nest egg. Assessing your retirement fund is more than just covering your expenses. It can also affect your taxes, long-term income and investment growth.

 3 Mistakes That Wipe Out Million-Dollar Nest Eggs, According to a CFP

Jake Safane   Sat, March 21, 2026   GoBankingRates

For many people, reaching $1 million or more in retirement savings sounds like a surefire way to retire comfortably. But before you start dreaming of carefree golden years, it’s important to understand that million-dollar nest eggs can easily be wiped out by simple mistakes.

The problem usually isn’t blowing through your retirement savings by buying a yacht the day you leave your job, or seeing all your investments wiped out from a stock market crash. There are ways to prevent these types of mishaps, like through diversification, adjusting investment risk as you age and knowing what you can afford.

10 Frugal Lessons I Learned From Being Flat Out Broke

By Michelle   Saving Money   Invested Wallet

During the years I attended college, and shortly afterward, when I was about 21-22 years old, I was flat out broke. I was living in the middle of a big city all by myself and paying my bills on a server’s salary. I had zero savings and was living paycheck to paycheck just to get by; frugal living was a necessity.

To paint you a better picture of my situation, allow me to elaborate.

14 Bad Money Habits That Will Keep You Broke Forever

By Todd Kunsman   Saving Money  Invested Wallet

Being broke sucks. Worrying about bills and living paycheck to paycheck also sucks. And the thought of that being for a lifetime is demoralizing.

While all our financial situations are different, we all have the ability to change our “broke status.”

Will it be easy? Not at all, but your financial life can completely switch gears by identifying bad money habits that are keeping your pockets empty.

The trick is to really come to terms with these bad money habits and that yes, you probably are guilty of some or maybe even all of them.

4 Common Mistakes Affluent Americans Make With Their Money — and How To Avoid Them

Vance Cariaga    GOBankingRates

Affluence, like beauty, is often in the eye of the beholder. What looks like wealth to one person might not seem that way to others — especially if that “wealth” is offset by high debt and reckless spending. Just because someone earns a high salary doesn’t make them immune to the same financial mistakes as everyone else.

How To Make Sure A Windfall Lasts

Moneywise    Sun, March 8, 2026

‘We are super screwed’: This couple spent a $171K inheritance in less than a year.

Inheriting a windfall may seem like a dream come true, but it can cause tremendous anxiety and guilt, and it can even leave you financially worse off.

For instance, Mike and Noel, both 34 and recently married, burned through a $171,000 inheritance in about a year. You can imagine how that left them feeling.