9 Principles & Strategies to Becoming a Millionaire (in 2023)

9 Principles & Strategies to Becoming a Millionaire (in 2023)

By Psychologist & Writer Dr. Benjamin Hardy

It’s not how good you are but how good you want to be - You have to want it!

We all become the product of our desires  - If you don’t want to become successful – you won’t – We all have  stories and values in our mind – and a lot of people think that wealth or success is bad -  this is not true  - There has to be a “why” behind it -

https://www.youtube.com/watch?v=pmIhDENqbfc

Psychologist Dr. Benjamin Hardy Explains: Money Habits Keeping You Poor

https://www.youtube.com/watch?v=m2NChuS4dSo

This Video Will Teach You More Than Reading 100 Books | Dr. Benjamin Hardy

https://www.youtube.com/watch?v=oUK6x5S0RUk

Don’t Hide Your Emergency Cash in These Spots

Don’t Hide Your Emergency Cash in These Spots

Cynthia Measom   January 23, 2023

To keep from having to go into debt when the unexpected happens, financial experts recommend that you open a savings account and build an emergency fund that can cover three to six months' worth of expenses. While that's all well and good, sometimes you need to have cash within arm's reach.

"It is smart to have a stash of money on hand in case of natural disasters or major power outages when electronic money transfers may not be possible," said Andrew Latham, certified financial planner and content director for SuperMoney. "However, the lion's share of your emergency savings should be in an FDIC-insured savings account earning interest."

If you're hiding emergency cash at home, here are some spots you should avoid.

Buried in Your Yard

"If you want to keep your cash accessible but not in a bank account, you might get tempted to put it in a coffee can or plastic bag and bury it in your yard," said Laura Adams, MBA and personal finance expert with Finder. "That might be the worst place for cash because it could get destroyed, forgotten or stolen. Even if you have home or renters insurance, it never covers lost, damaged or stolen cash."

In a Safe That Isn't Waterproof or Fireproof

"If you want cash on hand, ensure it's in a waterproof and fireproof safe or locked cabinet," Adams said. "Make sure you don't keep all your emergency money at home because a natural disaster such as a fire, flood or windstorm could put you at risk of losing all of it."

Under a Loose Floorboard or Behind a Loose Brick

 To continue reading, please go to the original article here:

https://finance.yahoo.com/news/don-t-hide-emergency-cash-200301493.html

5 Major Money Mistakes To Avoid When You’re Nearing Retirement

5 Major Money Mistakes To Avoid When You’re Nearing Retirement

Jan 24, 2023  By Jennifer Taylor

You’ve been working hard your entire adult life and you’re finally nearing retirement. The prospect of having more time to relax and enjoy yourself is exciting, but you’ll need money to do that.

As you wrap up your peak earning years and prepare to step away from the workforce, it’s important to make smart money moves that will protect your nest egg. All it takes is one poor financial choice to throw a wrench in your plans — and financial stability — so take the time to make informed decisions.

When faced with a large amount of cash, it can be tempting to share it with loved ones — i.e., your children — or indulge yourself with luxury items. However, this money needs to last your entire retirement, which could span decades. Here’s a look at common financial blunders you don’t want to make as you get older if you want to avoid a major financial setback.

Building Wealth

Collecting Social Security Benefits Too Soon

Many people make the mistake of taking Social Security income as soon as they can because it’s available. Others start early because they’re afraid the system will run out of money. Neither approach is the best way to maximize benefits.

“You receive more each month if you wait until your full retirement age, and you can even get increases after that — amounting to roughly 8% per year until you’re 70,” said Justin Pritchard, CFP, founder of Approch Financial, Inc. in Montrose, Colorado.

Having patience can literally pay off.

“Instead of claiming as soon as possible, run some numbers to determine how much you’ll earn if you wait,” he said. “Remember that a surviving spouse who takes over your benefit will be affected by your decision, so choose carefully.”

Cashing Out a Retirement Account

To continue reading, please go to the original article here:

https://www.gobankingrates.com/money/financial-planning/major-money-mistakes-avoid-turn-60/

They Finally Figured Out How To Lower Inflation!

They Finally Figured Out How To Lower Inflation!

By Simon Black January 24, 2023

We all know that inflation has been well above the Federal Reserve’s target rate of 2% for nearly two years now.  It peaked at over 9% last June and has remained stubbornly high since then.  But it seems like the bureaucrats have finally found a way to reduce inflation.

No, it has nothing to do with reducing regulations, cutting taxes, and re-embracing capitalism.  The bold solution that our courageous policymakers have come up with is to change the way inflation is calculated.

So rather than actually stop the destructive things they’re doing that are actually causing inflation, they’re simply inventing a new way of calculating it. It’s genius!!

The US Bureau of Labor Statistics (BLS) announced that, beginning this month, they will calculate the Consumer Price Index (the CPI, which is one of the key benchmarks of inflation) in a different manner.

But they’ve actually provided very little information about how they’re going to do that (and nothing builds confidence more than a total lack of transparency).

One small detail that we do know is that they’re only going to use one year of consumer expenses to calculate long-term average price weights.

But they don’t give us any more information than that.

For example, will they use average or median consumer expenditures for the year? Will they weigh the first three months of the year, which had low inflation, higher than the final nine months of 2021?

Without more information, we can’t know exactly how the changes will affect inflation numbers.

But it’s a safe bet that they’ll choose weights which make inflation appear lower on paper.

This tactic of “moving the goalposts” to achieve the outcome they are looking for is becoming something of a trend...

Last year, the United States experienced two consecutive quarters in which the economy shrunk.

This has long been the standard criteria to define a recession in practically every corner on earth.

But the White House conveniently argued in July 2022 that this method is “neither the official definition nor the way economists evaluate the state of the business cycle.”

Instead, the US government says that the “designation of a recession is the province of a committee of experts...”

Perfect! Who needs clear, unchanging definitions of words when we have experts to make up new standards on the fly? And when have the experts ever been wrong before?

They also did this during the pandemic, when Lord Protector Fauci refused to define what ‘herd immunity’ meant, or give any specific measure that would tell us we could take off the masks.

But when it comes to inflation, we don’t need the “experts” to tell us that it is driving up costs. We all know this when we go to the grocery store, look at home listings, and fill up the gas tank or oil burner.

And we’ve discussed the reasons for this on many occasions.

There are extremely inflationary forces at work that didn’t exist for decades.

For example, the world has been in a state of relative peace for quite some time. For decades there were no major wars, and most countries were happy to trade and get along.

But that’s no longer the case. We’re involved in a proxy war in Ukraine, and China has ramped up its divisive rhetoric.

Conflict is inflationary. Conflict makes it harder to trade among nations. It means countries become insular and impose sanctions and tariffs instead of opening up for business.

You don’t need a PhD in economics to understand that will lead to higher costs.

Another factor is that, for a long time, the manufacture of American consumer goods such as clothes and electronics trended cheaper, creating higher profit margins. And that savings was passed on to consumers.

But those days are done.

Slowly, as China’s economy grew, it was no longer so cheap to offshore manufacturing there. So the US moved to Indonesia, then Vietnam, and now Bangladesh... each of which saw its own economic growth.

Now there’s nowhere left to turn to make cheap stuff. Instead, there is an on-shoring movement to bring manufacturing back to the United States and Europe. That is obviously going to be inflationary.

Energy prices are another huge driver of inflation. History is clear that it is not just about cheap prices, but the return on energy invested. The more energy it takes to produce more energy— whether that’s hydrocarbons, solar, or whatever— the less return there is on energy invested.

And like reduced profits, that means there is less energy leftover to grow.

But not only are we having to drill deeper and explore harder to find new sources of energy. The investment to do so has been choked out by governments and environmental fanatics who demonize the entire industry.

And with all these headwinds, the US government is still borrowing well over $1 trillion a year to fund its deficit spending.

So despite the celebration over a couple months of inflation trending downwards, it is disingenuous for the “experts” to claim that inflation is falling, and the worst is behind us.

In mid-2021, at the beginning of this inflationary period, I wrote that inflation is not a passing fad that’s here one day and gone the next. It is a long-term phenomenon. Some months it will be higher, some months it will be lower. Some years it will be higher, some years it will be lower.

But over the long-term, inflation will continue driving prices higher, and making people less prosperous.

I’m not saying there will be hyperinflation. But the unprecedented last couple of decades of sub-2% inflation are likely gone.

At this point, if inflation drops to, say, 4.5% we will likely see victory celebrations from the Fed and US government.

But regardless, it makes it pretty hard to trust their numbers when they just go and change the way it’s calculated.

And that is why the official inflation numbers should have little bearing on the decisions you make.

You are far more equipped than a room full of experts to figure out how big a problem inflation is to you. Just walk down the aisles at your local store.

And if you determine that inflation is a problem, consider taking refuge in real assets.

Throughout history whenever inflation hits, it’s almost invariably been a good idea to have direct ownership of an asset that cannot be conjured out of thin air by a central bank.

Real assets include things like productive land, shares of a well-managed private business, or physical gold and silver.

Most people don’t have an easy opportunity to buy productive land or shares of a well-managed private business.

But gold and silver are totally within reach.

Yet despite the highest inflation in decades last year, gold was pretty flat.

Now it is starting to tick up, but is still about $150 dollars off its all time high of around $2,060 per ounce in 2020.

And silver costs less than half the price of its all time high of around $50.

But the reason to buy precious metals is not price speculation.

Short term, there are many different factors that drive the price, and it does not align perfectly with inflation. But it is driven by supply— which is relatively constrained— and demand— which is largely driven by central banks buying boatloads of gold, not retail investors buying coins.

Gold isn’t going to shoot to the moon like meme stocks or DogeCoin.

But long term, gold has been the best protection against inflation throughout history.

To your freedom,  Simon Black, Founder   Sovereign Research & Advisory

https://www.sovereignman.com/trends/they-finally-figured-out-how-to-lower-inflation-145346/

The Future of Banking: When Will We No Longer Need Cash?

The Future of Banking: When Will We No Longer Need Cash?

Andrew Lisa   Tue, January 24, 2023

In 1950, Americans could pay for dinner at a restaurant even if they left their money at home for the first time in history. That was the year Diners Club introduced the world’s first credit card.

More than 70 years later, the cashless society that’s been promised since then still hasn’t materialized. Despite direct deposit, BNPL, Apple Pay, Venmo, cryptocurrency and the rest, green paper rectangles with pictures of dead presidents still have a home in our wallets.’

If mobile banking apps and blockchains didn’t bring death to the dollar, is the long-awaited cashless society a myth, or is the generation coming of age today the last that will ever see paper money outside of a museum?

The Writing Is on the Wall for the Good Old Greenback

According to The New York Times, central banks across the world are experimenting with digital versions of their money — kind of like Bitcoin, but issued by the state and controlled as a currency. Sweden, China, Japan and others are introducing these digital currencies alongside old-fashioned cash. The plan in large would be to phase out paper money gradually over time.

According to the Atlantic Council, the U.S. Federal Reserve recently began working on a bank-to-bank digital currency of its own designed to speed up transfers between the world’s financial institutions. Unlike the previously mentioned countries, America’s central bank digital currency (CBDC) is only for wholesale transactions and isn’t yet a consumer currency — “yet” being the key word.

 To continue reading, please go to the original article here:

https://finance.yahoo.com/news/future-banking-no-longer-cash-120025072.html

What Does This Look Like 10 Years From Now?

What Does This Look Like 10 Years From Now?

Simon Black   January 23, 2023

On March 2, 1629, after years of escalating tensions with his own government, King Charles I of England dissolved parliament and ordered all the politicians to go home.

He was only in the fourth year of his reign, but Charles was already a very unpopular king. One of his worst habits was frequently abusing his power and taking unilateral executive actions-- raising taxes or passing new regulations-- which would ordinarily require the approval of parliament.

But Charles hated going through parliament, and he routinely found ways to bypass them; often he would creatively interpret obscure passages of ancient laws as justification to do whatever he wanted.

In one instance, Charles decided that a 400+ year old law, which had first been decreed under Henry III in the early 1200s, gave him the authority to demand payment from everyone in the country making more than 40 pounds per year. It did not.

In another example, he claimed that ‘tradition’ entitled him to collect customs and duties on various imports, even though English law clearly required parliamentary approval on all imposts.

Charles also famously demanded money from wealthy merchants and banks, calling them “forced loans”. He even seized literally TONS of silver from the Royal Mint that was being stored on behalf of wealthy individuals and foreign governments.

Parliament made attempts to block Charles; when he asked for money to raise an army and go fight in the Thirty Years War (which had been raging in Europe since 1618), parliament refused. When he wanted funds to bail out a close relative in Denmark, parliament again refused him.

Sometimes their disputes even spilled into the courts, where judges had to determine the legality of the king’s taxes and regulations.

But nothing was ever settled, and no compromises reached. In fact the conflict continued to escalate, until Charles finally dissolved parliament in 1629… effectively shutting down the government.

This is an often-repeated story throughout 5,000+ years of human history; there have been countless examples of dysfunctional governments and terrible leadership that fail to reach a rational compromise over the nation’s finances.

And such examples tend to be a hallmark of a nation in decline.

In the case of Charles, he would go on to be arrested, tried, and executed, and England plunged into a civil war.

Louis XV of France, and his successor Louis XVI, also routinely fought with their parliaments over royal finances. France would soon go bankrupt and dive head-first into revolution.

These are lessons worth noting, given that the United States government is once again at the precipice of default.

The national debt now stands at nearly $31.5 trillion. This is the current statutory ‘debt ceiling’, meaning that the Treasury Department no longer has the legal authority to borrow more money.

This means that yet another government shutdown is potentially on the table, as is a default on the national debt.

If this story sounds familiar it’s because this has already happened in recent history-- in 2011. And 2013. And 2018. And 2019.

Now it’s happening again. And unsurprisingly, both sides have dug in and claim they are unwilling to negotiate their demands.

To say this is yet another humiliation for the United States is a massive understatement. The entire world can see that, not only is the US government incapable of managing its finances… but also that its politicians cannot rationally solve problems. It’s pitiful.

What I really want to focus on today, however, is the future: what do you think this problem will look like 10 years from now?

Today it’s already a terrible embarrassment… and a major problem.

The national debt is so big that, this fiscal year, the Treasury Department will spend close to $1 TRILLION just to pay INTEREST.

This is happening at a time when:

1) Interest rates are rising (which means that the government’s annual interest bill will increase)

2) The economy is slowing (so tax revenues will decrease)

3) Government spending is still outrageous, with a $1+ trillion deficit expected this fiscal year

This is a pretty disastrous scenario. And if you plot this trend line starting from where we are today, it’s easy to imagine what might happen over the next decade.

If deficits are already $1 trillion per year right now, how high will they be in a decade? If the national debt is $31.5 trillion today-- roughly 120% of US GDP-- how high will it be a decade from now?

It’s silly to assume that the United States can simply keep growing the national debt forever without consequence. It’s silly to assume they can run trillion dollar deficits every year without consequence.

Today those consequences are just embarrassments and minor inconveniences. Ten years from now they may be major catastrophes.

This is the entire point of having a Plan B. The future is far from certain-- and it’s possible that voters finally elect competent leadership who act responsibly and arrest the nation’s decline.

And that’s a nice hope, and it would be great if it happens.

But it’s a lot more rational to focus your energy on things that you can control. And that’s a Plan B.

If your government is on a clear path to more humiliation and fiscal ruin, it makes sense to ensure you don’t have all of your eggs in one basket.

To your freedom,

Simon Black, Founder  Sovereign Research & Advisory

https://www.sovereignman.com/trends/what-does-this-look-like-10-years-from-now-145298/

What To Do With Lump Sum Pension Payout

What To Do With Lump Sum Pension Payout

I’m about to get $130,000 from a lump-sum pension payout, but I don’t know what to do with it

By Beth PinskerFollow

A reader wants to know the best way to invest a lump sum of money to have it last through retirement

Got a question about the mechanics of investing, how it fits into your overall financial plan and what strategies can help you make the most out of your money?

Dear Fix My Portfolio,   I am about to receive a lump-sum payout from a pension plan I was in. It’s around $130,000. Need some advice on the best way to invest this money. I am turning 60 in April and don’t have a 401(k) or IRA plan.      Stephen in Connecticut

Dear Stephen,

It’s great that you’re asking what to do about moving around a major sum of money before it actually happens. So many people move the money first and ask questions later, which can cost you quite a bit in taxes and lost gain.

“I cannot tell you how many calls and inquiries I have received after an investor has made an incorrect rollover decision or unadvisable Roth conversion decisions, incurred huge tax liabilities, or caused their Medicare premiums to be double what they might otherwise be, and then called me to ask for help after the damage was done,” says Eric Amzalag, a financial planner and owner of Peak Financial Planning in Woodland Hills, Calif.

If $130,000 is going to be the majority of your nest egg for retirement, then you most likely want to do a direct rollover to an IRA account and never touch the money yourself. Your pension plan should be able to send the money directly to wherever you set up an account — most major financial institutions should have an option for you to open a rollover IRA account — and then you won’t owe tax until you take out distributions.

If the money comes to you in the form of a check and then you deposit it into an IRA account within 60 days of the distribution, you can likely defer the tax. But the timing can be tricky, and if you miss your window, you’ll owe the IRS income tax on the full amount.

Your investment choices

To continue reading, please go to the original article here:

https://www.marketwatch.com/story/im-about-to-get-130-000-from-a-lump-sum-pension-payout-but-i-dont-know-what-to-do-with-it-11674449759?siteid=yhoof2

The Similarities Between Fitness and Personal Finance

The Similarities Between Fitness and Personal Finance

December 20, 2021  Financial Pilgrimage

What do physical fitness and personal finance have in common? On the surface, there are a lot of differences between your fitness program and financial wellness. One involves income, spending, saving, and investing. The other involves physical activity, nutrition, and overall health. The reality is that financial fitness (and just fitness) are some of the most critical areas of our lives. It’s no coincidence that there are striking similarities between fitness and finance once you start digging in.

Financial Fitness is Behavioral

Fitness programs have always been a big part of my life. So when referring to fitness, we’ll be talking about both sides of the equation, including physical activity and nutrition. Being raised by a dietitian and having a love of sports had me interested in both early on. Looking back, I feel fortunate to have built habits in both areas at a relatively young age.

Growing up in a house with two younger brothers and a junk food-loving dad, the competition for unhealthy food was fierce. My mom would go grocery shopping every ten days, and the one bag of chips or package of cookies would be gone within a day, sometimes minutes. That would leave us with nothing but rice cakes, fruits and veggies, and other healthy options for the rest of the week and a half. It was rough.

We had home-cooked meals that consisted of protein, carbs, and vegetables most nights. But, as I got older, I realized that having home-cooked meals was a rarity compared to other households.

We’d still get fast food on occasion. My dad was a fast-food manager, after all. With three kids in the house, sometimes the easy thing was to bring home a big bag of burgers and fries so we could eat and then make our way to evening activities. This taught me that one of the most critical nutrition lessons is “everything in moderation.” Eating fast food, sweets, or potato chips is fine on occasion as long as most of what you put into your body is more on the healthy side.

Whenever a new diet fad becomes popular, I’ll ask my mom about it to get her thoughts. Usually, she rolls her eyes. Over the years, there have been so many diet fads—Atkins, Paleo, Intermittent Fasting, Mediterranean, South Beach, and on and on. Almost everyone will swear by one of these diets and back it by “science.” I understand that some diets result from personal beliefs or food allergies. However, most people latch onto these fad diets, stick with them for a while, and then end up right back where they started. We’ll hit on this topic more below.

Personal Finance is Personal – So Is Fitness

When attending FinCon, a conference for personal finance nerds like me, the theme was “personal finance is personal.” This statement means that everyone’s situation is different. It’s one of the reasons why I believe there are so many personal finance bloggers as we all connect to other people in different ways. What I’ve learned through personal finance is that if you want to change your behavior, you have to change your habits.

Financial and fitness programs are behavioral, and they’re personal. Hopefully, this blog post resonates with some people, but it can’t be relatable to everyone. So all I can do is tell my story and share the experiences I’ve learned over my lifetime with the hope that it makes an impact.

We have a deep emotional connection to both food and money. For example, I know when I’m stressed and tired, that’s when I tend to stuff my face with junk food or drink alcohol. Similarly, others may practice “retail therapy” and take it to the malls to run up their credit card bills. It’s a vicious cycle that hits us in our weakest moments. So how do we change our habits? I’m not sure, but maybe understanding the similarities between fitness and financial wellbeing will be helpful.

To continue reading, please go to the original article here:

https://financialpilgrimage.com/fitness-and-personal-finance/

How to Create Wealth during a Recession

How to Create Wealth during a Recession

By  Financial Imaginer

There’s no time like the present to create wealth. Most wealthy people know that it’s during difficult times when possibilities for building wealth abound. So if you’re looking to create some serious financial stability for yourself and your loved ones, don’t wait – don’t let this crisis go to waste – start now. Learn how to create wealth during a recession with the following 8 tips.

1. Never let a Crisis go to Waste.

When it comes to creating wealth, there’s no such thing as a bad time – only good opportunities disguised as bad times. So instead of being afraid of a recession, use it as an opportunity to create wealth. Change your goggles, instead of using your fear glasses, look for opportunities!

2. Get Creative with Your Investments

Wealth creation is all about thinking outside the box. If you want to create wealth during a recession, you have to be creative and think differently than “the rest of us“.

The building blocks of your [financial] life.

But don’t worry, there are plenty of ways to create wealth without putting your life savings at risk. For example, you could start a business or invest in real estate, another way is by investing in distressed assets. This could be anything from a house that’s in foreclosure to a business that’s about to go bankrupt. Of course, you need to be careful with these kinds of investments, but if you do your homework, you could see some serious opportunities during a recession.

You can also get creative with more traditional investments, like stocks and bonds. For example, you could invest in companies that are doing well despite the recession. The high percentage of passive investing results in more generic sell-offs of everything and stock pickers might find stocks at undeservedly low levels.

Another option is to start your own business. Many people lose their jobs during a recession, but if you have an entrepreneurial spirit, this could be the perfect time to turn your ideas into reality and pivor into a new life altogether. There are many resources available to help you get started, so there’s no excuse not to at least try.

What’s the worst that could happen?

To continue reading, please go to the original article here:

https://www.financial-imagineer.com/how-to-create-wealth-during-a-recession/

Crash at Mad Wallstreet

Crash at Mad Wallstreet

By Financial Imaginer

In the late 1990’s we used to go to a club called “Mad Wallstreet” in central Switzerland. It was the club everyone loved to go to, and it had a really cool feature: Prices for drinks used to be shown like stock market tickers. They fluctuated in line with demand, the general mood on the dance floor and it played with our emotions. We learned how to take advantage of a market crash!

The more people ordered drinks, the higher the prices would go. If at one point demand started to fade away, the guys behind the counter would initiate a stock market crash. Whenever that happened, all the drinks from simple beers to cocktails and shots would suddenly be incredibly cheap and the crowd would cheer!

We were usually in the best mood when prices crashed as it meant a round of new drinks for everyone! We loved the excitement of that place but hated when prices were at all-time highs.

Never let a Good Crisis go to Waste

Recently, while reminiscing about these memories I asked myself:

Why are we not the same when the stock market crashes?

Instead of panic selling, we should be panic buying!

If the stock market dips, it should be like a discount offer in the supermarket. If there’s even an actual stock market crash, we should look at it like a “Black Friday Sale”.

Stock market crashes don’t happen every year, there are just a few opportunities like this in your life.

Never let a good crisis go to waste.

A crisis offers the opportunity to do things you couldn’t do before.

How come so few of us like to buy and invest on such occasions?

It’s a question of how you are prepared. Your mindset, who you surround yourself with, and whether or not you have a plan define your actions.

How to Prepare for a Crash?

The very best thing to do is to always be prepared for one.

You don’t want to be in a situation where you might be forced to sell your assets at panic prices.

You do want to be prepared to take advantage of such a situation!

To be prepared, have a plan!

Keep some cash on hand, have a buying list or a rebalancing plan for your portfolio ready in the drawer. When the dip or crash happens, follow through with your plan. Buy more stocks with your cash or rebalance your portfolio towards more risk.

Warren Buffett always keeps a potential buying list in his drawer. He starts by identifying what value he sees in certain companies and then decides at which price he would be interested to buy.

“Every decade or so, dark clouds will fill the economic skies, and they will briefly rain gold. When downpours of that sort occur, it’s imperative that we rush outdoors carrying washtubs, not teaspoons. And that we will do.”  Warren Buffett

If you are prepared for a stock market crash, you will appreciate them coming.

To continue reading, please go to the original article here:

https://www.financial-imagineer.com/crash-at-mad-wallstreet/

Playing the Game of Life: Comparing Life to Video Games

Playing the Game of Life: Comparing Life to Video Games

5. November 2022  Financial Imaginer

In life, we all want to win. We all want to achieve our goals and be successful. But what does it take to win the game of life? In this blog post, we will explore the concept of how to play the game of life like a video game!

Just like in video games, in life, you can become whoever you want to be, look however you want, and upgrade yourself as you see fit. The beauty of playing video games is that you can play as many lives as you want, and enter into as many different worlds as you please. In real life, you just got 1 Up!

“Video game players are artists who create their own reality within the game.”

― Shigeru Miyamoto

Who says you can’t do so in your own life?

Take a break, watch and listen to this awesome track! Have fun and let’s gooo!

Start thinking of life as a game – you’ll become fearless and start leveling up!

Join me [financially] imagineering your own life!

Are you Ready Player One?

“My friend Kira always said that life is like an extremely difficult, horribly unbalanced videogame. When you’re born, you’re given a randomly generated character, with a randomly determined name, race, face, and social class. Your body is your avatar, and you spawn in a random geographic location, at a random moment in human history, surrounded by a random group of people, and then you have to try to survive for as long as you can. Sometimes the game might seem easy. Even fun.

Other times it might be so difficult you want to give up and quit. But unfortunately, in this game you only get one life. When your body grows too hungry or thirsty or ill or injured or old, your health meter runs out and then it’s Game Over. Some people play the game for a hundred years without ever figuring out that it’s a game, or that there is a way to win it. To win the videogame of life, you just have to try to make the experience of being forced to play it as pleasant as possible, for yourself, and for all of the other players you encounter in your travels. Kira says that if everyone played the game to win, it’d be a lot more fun for everyone.”

― Anorak’s Almanac, Chapter 77, Verses 11-20, Ready Player One

Let's play the game of life like a video game!

The Game of Life – Level 1: The Trial Run

To win the game of life, you must level up. Just like in any video game, to progress to the next level, you must complete certain tasks and challenges and grow stronger with experience.

Level 1: Let's go!

To continue reading, please go to the original article here:

https://www.financial-imagineer.com/the-game-of-life/