37 Life Hacks That Will Save You Money
37 Life Hacks That Will Save You Money
There are easy things you can do to reduce your monthly budget.
By Jeff Yeager Mar 15, 2022
Savvy shoppers might be the masters of coupon cutting and buying on a budget, but those aren’t the only ways to save money. If you don’t take advantage of all the life hacks available to you, you’re essentially leaving free cash on the table.
With a little effort and creativity, you can cut hundreds or even thousands of dollars a year from your budget. Plus, if you handle a few small items on your to-do list that you’ve been putting off, you can even find ways to earn more money without working more. Take these steps to gain control of your financial future.
The Biggest Money Mistakes Women Make in Relationships
.The Biggest Money Mistakes Women Make in Relationships
By Gabrielle Olya
In today’s “Financially Savvy Female” column, we chat with Shelly-Ann Eweka, CFP, senior director of financial planning strategy at TIAA, about the three biggest money mistakes women make in relationships — plus, how to successfully talk about finances with your partner.
Mistake #1: Not Talking About Finances Soon Enough
You may not want to talk about money on a first date, but it’s a topic that should be discussed before you’re opening a joint bank account.
10 Things You Can Do Right Now to Protect Against Inflation
.10 Things You Can Do Right Now to Protect Against Inflation
Looking for ways to put your money to work? Read on.
Adam McFadden | JANUARY 28, 2022 | Updated: March 16, 2022
There’s no doubt about it, inflation is here in a big way. So how can you put your money to work to stay ahead of it? The good news is there are some things you can do to protect and possibly grow your money in an inflationary economy. We cover some of these suggestions below for those who are looking to make the best use of their money during this time of high inflation.
The Reason Many Ultrarich People Aren’t Satisfied With Their Wealth
.The Reason Many Ultrarich People Aren’t Satisfied With Their Wealth
Joe Pinsker
At a certain point, another million dollars doesn’t make anything newly affordable. That’s when other motivations take over. As the number of millionaires and billionaires in the world climbs ever higher, there are a growing number of people who possess more money than they could ever reasonably spend on even the lushest goods. But at a certain level of wealth, the next million isn’t going to suddenly revolutionize their lifestyle. What drives people, once they’ve reached that point, to keep pursuing more?
There are some good explanations, I found, after talking to a few people who’ve spent significant amounts of time in the presence of and/or researching the really, really rich. Michael Norton, a Harvard Business School professor who has studied the connections between happiness and wealth, had a particularly elegant model for understanding this pattern of behavior.
Oil Prices And Your Money
.Oil Prices And Your Money
By Dave @ Accidental Fire · Published March 15, 2022
Oil prices have soared in recent weeks putting gas prices at near record highs in the U.S. America is a very car-obsessed and car-dependent country so gas prices are what’s in the news. But don’t think that rising oil prices will only affect you at the gas pump. Tons of things we all use every day as this article details are literally either made of oil or depend heavily on oil for their manufacturing.
But it all comes back to gas for most. Despite the fact that over 40,000 Americans die by car every year – well over 100 people per day – cars are worshipped by a large portion of the population and permeate all aspects of our popular culture.
Five Critical Factors Why Prices Will Stay High For Years
.Five Critical Factors Why Prices Will Stay High For Years
Notes From the Field Simon Black March 14, 2022
At approximately 9am local time on February 21, 1972, a Boeing 707 airplane dubbed Spirit of ‘76 landed in Shanghai’s Hongqiao airport. The airplane’s main door opened, and out walked US President Richard Nixon.
The trip shocked the world. There had been no formal communication or diplomatic ties between the US and China for 25 years. And Nixon’s voyage not only normalized relations between the two countries, but it kickstarted decades of worldwide economic growth.
Back then, the US was the richest and most powerful economy in the world. But as a consequence of that prosperity, the US was also a very expensive place to produce.
32 Insider Tips for Buying and Selling a House
.32 Insider Tips for Buying and Selling a House
These insider tips can make buying or selling a home easier.
By Beth Rifkin Oct 1, 2021 Real Estate Investing 101
Whether you’re buying or selling a home, dealing in real estate can be a nerve-wracking experience, especially for a novice or first-timer. Fortunately, getting the right information can help make the process more manageable. Find out how you can buy and sell a house like a pro.
Tips for Buying a Home
When buying a home, whether to live in or as an investment property, it’s crucial to understand financing options, how to apply for a mortgage and the various expenses involved.
25 Tricks To Sell Your House for a Bigger Profit
.25 Tricks To Sell Your House for a Bigger Profit
Earn top dollar on your home with these simple tips.
By Alaina Tweddale Jan 28, 2022
It takes a savvy home seller to negotiate top dollar for their home. That’s why GOBankingRates talked to the experts and compiled the 25 best tips on how to add value to your home before you put it on the market so you can get the best price possible. What Adds More Value to Your Home: Indoor or Outdoor Upgrades?
Discover some of the best insider tips for selling a home.
Stage Your Property
Seventy-seven percent of realtors agree that it’s easier for a buyer to visualize a staged property as a future home, according to the National Association of Realtors 2017 Profile of Home Staging. The average cost to stage a home is between $2,000 and $2,400, according to data from Realtor.com. If you’re unsure how to stage a home, consider using a real estate agent.
The Craziest Things That Kill Your Home’s Value
.The Craziest Things That Kill Your Home’s Value
Gabrielle Olya Sat, March 12, 2022, 8
Preparing your home for sale is no easy feat. Even if you've kept it in relatively good condition over the years, you have to ask yourself, will buyers, real estate agents and appraisers be wowed?
First impressions can impact your property's value and potentially make it harder to sell your home. So that you don't waste time and money, here is a list of things that could negatively affect your home. Consider these issues before putting your property on the market.
There's A Way To Bring Down Gas Prices, But You Won't Like It
.There's A Way To Bring Down Gas Prices, But You Won't Like It
Joel Mathis, Contributing Writer Fri, March 11, 2022
A modest suggestion to deal with rising gas prices: Let's bring back the 55-mph speed limit.
Prices were already on the upswing before Vladimir Putin's invasion of Ukraine, thanks largely to a slow ramp-up in oil production following the pandemic-driven collapse in demand. Now the cost is going to go up even more, driven higher by sanctions on Russia's oil and gas industries. We're getting a real-time lesson in the laws of supply and demand.
For the most part, the solutions on offer are supply-driven. The Biden Administration has approached the oil-rich nations of Saudi Arabia and Venezuela — falteringly — about loosening their production spigots. The White House has also ordered that 60 million barrels be released from the Strategic Petroleum Reserve.
If You Have This Much Money, You Should Have a Financial Advisor
.If You Have This Much Money, You Should Have a Financial Advisor
Patrick Villanova Thu, March 10, 2022
Money can’t buy happiness directly, but it seems like paying a financial advisor sure can help.
A new survey found people with more than $1.2 million in household assets report higher levels of happiness when working with a financial advisor compared to those who don’t have an advisor. The finding is part of Herbers & Company’s inaugural Consumer Financial Behaviors Study, which polled 1,000 consumers across the U.S. A financial advisor can help you manage assets and plan for retirement