.You Can’t Really Manage Money (or Anything Else) Until You Can Manage Yourself

Brave Saver On October 9, 2019 • By Elyssa Kirkham

“I need to cut back on everything,” I repeated under my breath.

It was mid-2017, and this phrase was becoming something of a litany for me.  I felt intensely overwhelmed and behind in every area of life — work, parenting, friends, marriage, household management.

Almost daily I muttered those words to myself, or declared them loudly to my husband. I did so with the conviction that I’d identified the core of my problem: I was doing and buying too much.

 “I’ll cut back on everything, I just need things to work.” It became almost a prayer to the productivity gods. It was my bargaining chip, my willingness to sacrifice many things to get what I was desperate for: a functional life.

.11 Tips To Help With Finance Anxiety

Finances Not Helping Your Anxiety? 11 Tips to Help You Breathe Easier

By  Carson Kohler   Staff Writer Penny Hoarder

Honestly, who doesn’t have anxiety these days?

Even if you haven’t been officially diagnosed with an anxiety disorder (ahem, me), you probably still experience tinges of That Dreaded Feeling. That swelling of panic in your gut, that flush of hives across your chest, that looming paranoia you can’t quite place…

As a nation, our anxiety levels are rising. In 2018, the U.S. national anxiety score (yes, that’s a thing) was 51 out of 100 — a five-point jump since 2017 — according to the American Psychiatric Association. Among our top concerns? Health, safety and — you guessed it! — finances.

11 Simple Strategies to Help Calm Your Financial Anxieties

Sure, you might’ve broken the paycheck-to-paycheck cycle and no longer have to rely on ramen for dinner. But you still experience this sense of financial uneasiness, like you know you’re missing something.

Yes, some folks might call it irrational or unfounded. To you — and me — it’s totally real.

The good news? You can address these fears. (Much easier than addressing those fears of heights, roaches or commitment, in my humble opinion.)

Here’s how:

.9 Important Financial Emergencies And How To Deal With Them

Personal Finance - Millionaire Mob - May 23, 2019

Have you ever encountered a financial emergency? What was it about, and how did you deal with it? Here, we will explore some of the most common financial emergencies and how to deal with them.

Have you ever been in a situation that requires you to use some finances which you had not anticipated?  In life, we’re sometimes faced with sudden inevitable occurrences.

Whether a sudden sickness, job loss, or sudden demise of a loved one, different financial emergences occurrences require us to dig our pockets deeper to fix them.

I’ve been using Personal Capital to plan for a financial emergency. I can use it to monitor my emergency fund and see how much cash is embedded in my net worth. Best part it’s completely free to use.

Financial freedom is all about having the flexibility to live completely free without any burden even if there is an emergency. Even if you’ve achieved financial freedom, building some sort of buffer in your financial plan for financial emergencies is important.

.Financial And Personal Benefits Of Watches: Stay Sharp With A Watch

Personal Finance - Millionaire Mob - June 7, 2019

Watches are an important accessory for your ongoing success. Here are some of the benefits of watches.

There are few things that are almost synonymous to financial success and prosperity. Some of them are luxury cars, luxury homes or villas in exotic locations, antique and artwork collections, not to forget the luxury watches.

Luxury watches have always been seen as the mark of success. In fact, many people still see it as a important accessory for financial and personal growth.

In this age of technological advancements and portable devices, you might be wondering why people still wear traditional watches. In this post, we shall check out why you should wear watches to stay sharp and smart to become successful, both financially as well as in your personal life.

Since many centuries, watches have been closely linked to words like professionalism and prestige. Most of the successful businesses will vouch for the fact that their watch is one of their most essential clothing accessory.

Let’s first check out why people who wear traditional wrist watches are bound to succeed financially.

.How We Stopped Fighting About Money

How We Made a Budget… and Stopped Fighting About Money

By  Abbigail Kriebs

A few of years ago, my husband and I were in limbo. We were trying to sell a house that wouldn’t sell and paying off student loans on an education that promised a higher-paying job but didn’t deliver. Our savings weren’t growing, even though we both had full-time jobs. We felt like we were hurtling along in life, but never getting anywhere.

A friend was leading a class on budgeting, so we signed up — more as a favor than anything else. I mean, we weren’t frivolous with our money! We weren’t smothered under debt! We weren’t like other couples fighting about money.

But we weren’t talking about money, either. And since finances influence every other area of life, we weren’t talking about our jobs or our goals. They were kind of there, kind of fuzzy and not at all the driving force behind our decisions.

That budgeting class changed how we thought about money — and ultimately how we related to one another. Being forced to sit down and talk about our financial situations brought life into better focus. Often, our conversation spilled outward from money into how things were going at work, what struggles we were facing, revealing our insecurities and helping us listen to each other person more deeply.

.Should I Just Give Up on Saving Money?’

By Charlotte Cowles

I know that I could and should be saving money and planning for my future, but I’m just not. I’m 26, make about $55K per year, and live in New York. I am lucky enough to not have student loans, so I have no excuse for not putting anything away. But I just seem to be incapable of it. It’s like I have financial impostor syndrome — I’m pretty sure that if I did save money, I’d mess it up somehow.

So I spend it all on lunches and rent and clothes and stupid stuff instead. Whenever someone tries to explain savings or investing to me, I just feel so dumb, so I avoid it. I’m not like this in other areas of my life — it’s like a chip is missing from my brain. What is wrong with me?

Your letter basically describes my 20s. In my early adult life, thinking about money felt like pouring molasses into my skull — words would slide into trombone whomps and simple math suddenly looked like parallax formulas. I knew that ignoring the problem would compound it, but I still couldn’t break my mental block.

.Financial Lessons from the Game of Basketball

Defense wins championships.

You’ve heard the adage. Coaches, players, announcers, fans, and pretty much everyone involved in team sports believes that defense wins championships.

And it makes sense.

If you can stop the other team from scoring it stands to reason that you’ll have a good shot at winning the game.

While you’ve probably heard the adage used in many sports, you probably hear it used most often in reference to basketball, especially the National Basketball Association (NBA).

So, what does this have to do with personal finance?

Glad you asked.

Let’s delve into financial lessons from the game of basketball.