Seeds of Wisdom RV and Economics Updates Saturday Morning 11-22-25

Good Morning Dinar Recaps,

ISO 20022 Goes Live: The New Global Language of Finance Arrives
The world shifts to a unified, data-rich messaging standard powering the next generation of payments.

Overview

• ISO 20022 officially replaces older payment-message formats, bringing a universal, structured XML standard to global finance.

• Banks, payment systems, and central infrastructures now communicate using a harmonized data language—reducing errors, delays, and manual interventions.

• Both domestic and cross-border systems adopt the standard, including Fedwire, FedNow, SEPA, CHAPS, TARGET2, and SWIFT’s CBPR+ environment.

• The November 2025 SWIFT deadline ends the coexistence period, making ISO 20022 mandatory for most global payments.

• Richer data fields improve transparency, fraud detection, sanctions screening, and automated reconciliation for businesses and banks.

Key Developments

• A Universal Financial Language
  ISO 20022 replaces fragmented legacy formats (like SWIFT MT messages) with a modern, structured XML format capable of carrying far more detailed data—street names, building numbers, invoice IDs, purpose codes, and more.

• End-to-End Interoperability
  With every major payment rail moving to the same data standard, financial institutions can “speak the same language.” This eliminates translation errors and enables seamless communication between countries, banks, and payment networks.

• Boosted Automation and Reduced Costs
  The consistency of ISO 20022 enables true straight-through processing. Messages flow from sender to receiver without losing data. Fewer manual fixes mean faster payments and lower operational costs for institutions.

• Enhancing Compliance and Fraud Detection
  Richer data allows automated systems to screen for sanctions, monitor suspicious activity, and reduce false flags that delay transfers. Regulators gain clearer insights into transaction flows across borders.

• Not Just for Cross-Border Payments
  Although SWIFT’s cross-border migration gains attention, ISO 20022 is equally transforming domestic payment systems. Fedwire, FedNow, SEPA, TARGET2, CHIPS, and CHAPS either migrated or are finalizing their transitions.

• Not a Crypto Standard — But Crypto Can Integrate
  ISO 20022 is designed for traditional finance, not cryptocurrency tokens. No crypto asset is “ISO 20022 compliant.”
  However, blockchain platforms that want to integrate with banking systems may adopt its message formats for smoother interoperability.

• A Technology Upgrade, Not a New Financial System
  ISO 20022 does not replace SWIFT, Fedwire, banks, or settlement rails.
  It is the language they use—enabling modernization without rebuilding the global financial architecture.

Why It Matters

ISO 20022 represents one of the most significant upgrades to the global financial system in decades. By standardizing how payment information is structured and transmitted, it strengthens transparency, reduces friction, improves global compliance, and sets the stage for advanced automation. For everyday users, this means faster, more accurate, and more traceable payments—while institutions gain the data foundation needed for next-generation financial services and digital-asset integration.

Implications for the Global Reset

Pillar: Digital Payments Infrastructure
ISO 20022 is one of the backbone technologies enabling the shift toward high-speed, data-rich, globally connected payment systems. Its adoption supports interoperability between central banks, commercial banks, payment rails, and future digital currencies.

Pillar: Regulatory Transparency & Financial Crime Prevention
The move toward structured, granular data strengthens compliance regimes worldwide. Regulators gain unprecedented visibility into flows of money—an essential requirement for the more transparent, interoperable system emerging across global markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• NICE Actimize – “Preparing for the ISO 20022 November 2025 Deadline”

• Integrated Research – “What Is ISO 20022 and How Is It Changing?”

• FNBO – “Fedwire’s Move to ISO 20022: What It Means for Your Business”

• SWIFT – ISO 20022 Migration Resources

• U.S. Federal Reserve – Fedwire ISO 20022 Migration Updates

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Central & South Asia: A Region on the Edge of Transformation
Economic surge, strategic competition, and renewed conflicts reshape the Eurasian heartland.

Overview

• Rapid economic and demographic growth in Central Asian states is raising the region’s global strategic significance.

• Intensifying great power competition: Russia, China, India, Iran, and the United States are increasing political and economic engagement.

• Renewed India–Pakistan hostilities and ongoing Afghan–Pakistani tensions produce security risks for South Asia and spillover effects into Central Asia.

• Shifting trade patterns: Afghanistan is pursuing closer ties with Central Asia to reduce dependency on Pakistan.

• Regional stability now hinges on diplomacy, economic diversification, and external actors’ policies.

Key Developments

• Strong Central Asian Growth
  Central Asia recorded above-average GDP expansion in 2024, with Uzbekistan, Kazakhstan, Tajikistan, and Kyrgyzstan registering growth rates that surpass many other regions—driven by resource exports, investment, and demographic gains.

• US Engagement and the C5 Summit
  The recent C5 meeting hosted at the White House underscores renewed American strategic attention; Washington seeks to shape economic and security cooperation across the five Central Asian states.

• India–Pakistan Escalation
  The May 2025 Operation Sindoor and attendant clashes revived the most serious India–Pakistan confrontation in years. Both capitals are modernizing forces and preparing for potential future escalations.

• Afghanistan–Pakistan Breakdown
  Relations between Kabul and Islamabad have deteriorated since the Taliban’s return to power. Border clashes, trade closures, and diplomatic friction are driving Afghanistan to diversify trade toward Central Asian partners.

• Trade Realignment and Economic Interdependence
  Afghanistan–Central Asia trade approaches $1.7 billion and is growing. Kazakhstan and Uzbekistan emerge as key partners, with bilateral roadmaps targeting substantial trade increases.

Why It Matters

Central and South Asia sit at a strategic fulcrum between Europe, East Asia, and the Middle East. Rapid economic expansion in Central Asia creates new markets, labor pools, and resource corridors—but this growth occurs amid intensifying geopolitical rivalry and fresh security shocks.

For investors, policymakers, and regional stakeholders, these trends offer opportunities (trade, infrastructure, and energy cooperation) and risks (military escalation, refugee flows, and supply-chain disruptions). The balance between outside influence and local statecraft will largely determine whether the region becomes a stable growth corridor or a persistent zone of confrontation.

Implications for the Global Reset

Pillar: Geoeconomic Realignment
Central Asia’s rising GDP and demographic weight feed into a broader geoeconomic shift—new trade corridors, alternative energy linkages, and investment flows will reshape Eurasian connectivity and the global distribution of economic power.

Pillar: Security & Governance
The fusion of authoritarian stability and rapid growth in some states creates governance dynamics that external powers will seek to influence. Stronger surveillance of border security, arms modernizations, and regional rivalries could catalyze new alignments and alter global defense posture.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “Central and South Asia on the Path of Transformation and Conflicts”

• Reuters – “Afghanistan-Pakistan peace talks collapse, ceasefire continues, Taliban says” 

• World Bank – “Central Asia Economic Update 2024–2025”

• Stimson Center – “Four Days in May: The India-Pakistan Crisis of 2025”

~~~~~~~~~~

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RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Saturday Morning 11-22-25

 Trump's Envoy: We Are Closely Monitoring The Process Of Forming The New Government.

Time: 2025/11/21 21:36:25 Reading: 0 times   {Local: Al-Furat News} Mark Savaya, US President Donald Trump's envoy, confirmed on Friday that Washington is "carefully monitoring" the process of forming the new Iraqi government.
Mark said in a tweet on the X platform, which was followed by Al-Furat News: "I look forward to visiting Iraq soon and meeting with key leaders."

He added that "Iraq has made great progress over the past 3 years, and we hope that this progress will continue in the coming months."  LINK

Iraq Is Moving Towards An American Company To Develop The Hamrin Oil Field.

Energy   Economy News — Baghdad   The state-owned North Oil Company announced that it held a meeting with the American company HKN Energy at its headquarters in Kirkuk Governorate, as part of the government's efforts to develop oil fields and strengthen international partnerships in the energy sector.

The Director General of the North Oil Company, Amer Khalil Ahmed, said in a statement received by “Al-Eqtisad News” that the meeting with the American company delegation came to finalize the technical vision regarding the Hamrin oil field development project, noting that the final version of the development file, which the Ministry of Oil is working on in cooperation with specialized international companies, has been reached.

He added that the meeting comes in implementation of the directives of the Deputy Prime Minister for Energy Affairs and Minister of Oil, Hayyan Abdul Ghani Al-Sawad, regarding the need to accelerate the technical and administrative steps related to developing the fields and increasing production, stressing that the ministry is directly following up on this file because of its strategic importance in enhancing the country’s production capacity.

The general manager explained that HKN is one of the companies that has a memorandum of understanding and a memorandum of principles (HoA) with Iraq, which paves the way for concluding a comprehensive development contract during the next period, after completing the technical conditions specific to the project.

HKN American Company

In a press release following the meeting, HKN Energy said the partnership with North Oil "represents an important step within the company's strategy to develop Iraqi fields according to the latest technologies adopted in the oil sector."

The statement confirmed that HKN is currently working with technical teams from North Oil and the Ministry of Oil to complete the necessary technical and logistical procedures to begin development operations, noting that the coming period will witness “the activation of serious field steps at the level of geological studies, infrastructure development, and preparation of drilling sites.”

The company also expressed its commitment to "supporting the Iraqi government's plans to develop the oil sector and invest in associated gas in northern Iraq," stressing that the Hamrin field project will be one of the pivotal projects in this regard.

Production at the Hamrin field is scalable.

In a specialized comment, oil expert Ali Khalil said that the Hamrin oil field is "one of the important fields in northern Iraq, and has recoverable reserves ranging from 1.5 to 2 billion barrels according to the technical estimates circulating."

The expert explained that the field's current production ranges between 20,000 and 25,000 barrels per day, a production that is "significantly capable of being increased" after the completion of the planned development operations.

He explained that the plan developed with HKN aims to raise production to 50-60 thousand barrels per day during the coming years, which will directly reflect on increasing oil revenues and supporting the national energy network.

Khalil pointed out that one of the most important aspects expected in this project is the investment in associated gas, as studies indicate the possibility of producing between 45 and 50 million cubic feet per day of gas, which can be invested in generating electricity and reducing gas flaring in the region.

He stressed that developing the field will contribute to "revitalizing the local economy in Kirkuk and Salah al-Din, creating job opportunities for young people, and improving the oil infrastructure in the region."
https://economy-news.net/content.php?id=62530

Iraq's Oil Exports Exceeded 110 Million Barrels In October

Energy   Statistics on oil exports from the Iraqi Oil Marketing Company (SOMO) for the month of October showed that more than 110 million barrels of oil were loaded through the ports of Basra and Ceyhan, Turkey, including 5 million barrels of oil from the Kurdistan Region, with a daily average of 188,000 barrels.

According to statistics published by the Iraqi Oil Marketing Company (SOMO), last October saw the loading of 110,650,970 barrels of exported oil by ships at the ports of Basra and Ceyhan, Turkey, which is approximately 3.6 million barrels per day.

Of these, 66,078,192 barrels were light oil exported through Basra ports, and 38,737,914 barrels were heavy oil loaded from the same port.

An official source at the North Oil Company stated in a press release that “this statistic pertains to the quantity of exported oil loaded by ships, after being stored in warehouses at the ports of Basra and Ceyhan, Turkey.”

According to the statistics, out of the total amount of oil in October, the amount of Kurdistan Region oil loaded at the Turkish port of Ceyhan amounted to 5 million, 834 thousand, 864 barrels, which were loaded over 8 days.

Oil exports from the Kurdistan Region via the Turkish port of Ceyhan resumed on September 27, 2025, after having stopped at the end of March 2023.  The statistics stated that the average amount of oil loaded from the Kurdistan Region in October was 188,200 barrels per day. 

Quantity of Kurdistan Region oil loaded at Ceyhan port:

2025-10-3: 647010 barrels

2025-10-6: 331024 barrels

2025-10-9: 1031445 barrels

2025-10-13: 601823 barrels

2025-10-16: 587398 barrels

2025-10-20: 1027119 barrels

2025-10-24: 608680 barrels

2025-10-30: 1000365 barrels

https://economy-news.net/content.php?id=62555

Ports Authority Announces Full Completion Of The New Navigation Channel At The Grand Faw Port

Friday, November 21, 2025 | Economy Number of views: 144  Basra / NINA / The Director General of the General Company for Iraqi Ports, Farhan Al-Fartousi, announced the complete completion of dredging work on the new navigation channel, one of five infrastructure projects belonging to the Grand Faw Port.

Al-Fartousi stated in a press release: "The channel is 100% complete, with a final depth of 19 meters. It extends for 23 kilometers with a width of 200 meters and forms a vital part of the Khor Abdullah waterway."

He added: "The procedures for approving and confirming these depths with the UK Hydrographic Office (UKHO) are currently underway, following the completion of a field survey of the navigation channel by a third party."

It is worth noting that the project is part of the government's plans to enhance the capabilities of Iraqi ports and facilitate the movement of large vessels, contributing to increased trade and logistical efficiency, especially with the imminent operation of the Grand Faw Port. /End   https://ninanews.com/Website/News/Details?key=1263069

Gold Is Declining And Heading For A Weekly Drop.

Economy   21/11/2025   Mawazin News -   Gold prices fell and are on track for a weekly decline after a stronger-than-expected US jobs report reinforced expectations that the Federal Reserve will not cut interest rates at its December meeting.

Spot gold fell 0.2 percent to $4,062.79 per ounce by 01:57 GMT.

The precious metal is down 0.3 percent so far this week. US gold futures for December delivery rose 0.2 percent to $4,068.10 per ounce, according to Reuters.

A US Labor Department report, delayed due to the federal government shutdown, showed that non-farm payrolls increased by 119,000 jobs in September, more than double the expected increase of 50,000.

Traders now expect the US central bank to cut interest rates next month with a probability of about 39 percent, down from a 60 percent forecast earlier this month.

Gold, which does not yield interest, typically tends to rise in low interest rate environments.

The dollar is on track for its strongest weekly performance in over a month on Friday. A stronger dollar makes gold, which is priced in dollars, more expensive for holders of other currencies.

Among other precious metals, spot silver fell 0.4 percent to $50.39 an ounce, platinum rose 0.4 percent to $1,517.95, and palladium gained 0.3 percent to $1,381.22.   https://www.mawazin.net/Details.aspx?jimare=270582

Oil Prices Fell For The Third Consecutive Session

Economy | 21/11/2025  Oil prices continued their decline for the third consecutive session as the United States pressed for a peace agreement between Russia and Ukraine that would allow for increased oil supplies in the global market, while uncertainty surrounding a potential US interest rate cut dampened investor appetite for risk.

Brent crude futures fell 71 cents, or 1.12 percent, to $62.67 a barrel by 0212 GMT, after declining 0.2 percent in the previous session.

US West Texas Intermediate crude futures were at $58.29 a barrel, down 71 cents, or 1.20 percent, after closing 0.5 percent lower on Thursday, according to Reuters.

Both benchmarks are on track to fall more than 2 percent this week due to concerns about increased supply.

Washington is pushing for a peace plan between Ukraine and Russia to end the three-year war, even as sanctions against Russian oil companies Rosneft and Lukoil are set to take effect on Friday. Lukoil has until December 13 to sell its massive international portfolio.

“With Ukraine not yet formally rejecting the agreement, the slim chance of a deal is weighing on prices, as it would eliminate much of the geopolitical risk premium for war that has been added to the price of crude,” said Tony Sycamore, market analyst at IG, in a note.

A stronger dollar has also weighed on oil prices because it makes the commodity more expensive for holders of other currencies.

The dollar is on track for its best weekly performance in more than a month on Friday as investors bet that the Federal Reserve is unlikely to cut interest rates next month.   https://www.mawazin.net/Details.aspx?jimare=270583

In Numbers... Planning Ministry Reveals The Size Of Private Sector Investments In The Five-Year Plan

Economy 21/11/2025  Mawazin News - Baghdad:  The Ministry of Planning confirmed that the volume of private sector investments within the five-year plan will reach 84 trillion dinars.

According to the official news agency, the Ministry of Planning spokesperson, Abdul Zahra al-Hindawi, stated that "Iraq has previously launched its Sustainable Development Vision 2030, which takes into account the fundamental Sustainable Development Goals agreed upon by the international community and reflects them in policies, programs, and development plans according to their phases.

" He pointed out that "the 2024-2028 five-year development plan covers almost the remaining period of Iraq's Sustainable Development Vision 2030 and includes goals related to health, education, poverty reduction, youth empowerment, partnerships, housing, and other 17 goals that are directly relevant to the Iraqi context."

He added, "These goals are translated into policies according to the five-year development plan and other strategies." He pointed out that "Iraq is now preparing to launch its third national poverty reduction strategy, which will cover the remaining five years of Iraq's Sustainable Development Vision 2026–2030.

This strategy will address poverty in its various dimensions, focusing on empowering and supporting the poor in areas such as health, housing, education, living standards, and employment."

He noted that "a special fund has been established to support the poorest areas, aligning with the Sustainable Development Goals and reflecting these developments through programs and policies." He explained that "civil society was a partner in the preparation of the 2024–2028 five-year development plan.

At all stages of preparation, civil society was represented through the presence of active civil society organizations. They were our partners in the preparation phases, and their continued partnership after preparation and launch involves monitoring and oversight to ensure the plan progresses according to its established paths and objectives."

Al-Hindawi explained that "the private sector is a partner in all stages of preparing and implementing the five-year development plan, and it has been given a significant role in the Iraqi investment landscape as defined by the plan.

" He added that "the private sector's contribution to the overall investment program is 35 percent, compared to 65 percent for the public sector, representing approximately 84 trillion dinars in investments to be undertaken by the private sector."

Al-Hindawi pointed out that "strengthening the role of the private sector in development, project implementation, and economic policy formulation came about through the establishment of the Permanent Council for Private Sector Development, chaired by the Prime Minister, with representatives from all economic activities and sectors within the private sector as members.

" He emphasized that "this represents an important step towards achieving a genuine partnership between the public and private sectors to support the private sector and enable it to play its developmental role effectively and robustly."  https://www.mawazin.net/Details.aspx?jimare=270596

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

MilitiaMan and Crew: IQD News Update-Secret operation-Silent Backbone-Pulse of Iraq

MilitiaMan and Crew: IQD News Update-Secret operation-Silent Backbone-Pulse of Iraq

11-21-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=WVOHetkZrpc

Seeds of Wisdom RV and Economics Updates Friday Afternoon 11-21-25

Good Afternoon Dinar Recaps,

Diplomacy & Peace — Saudi-US and Regional Diplomatic Moves Reconfigure Influence

High-level security and investment pacts — plus mediation signals — reshape regional alignments.

Overview

• The U.S. and Saudi announcements this week (large investment commitments, defense status moves and aircraft/air-mobility pacts) indicate a deepening strategic tie with broad economic implications. 

• Iran has reportedly sought Saudi mediation to re-engage the U.S. on stalled nuclear talks, signalling a possible regional diplomatic opening. 

Key Developments

• U.S.–Saudi: reporting indicates commitments of large Saudi spending across energy, defence and tech and moves to elevate cooperation — potentially including F-35/defense equipment pathways. 

• Saudi tech/aviation deals: agreements to trial eVTOL/air-taxi operations with Archer and PIF-owned operators point to industrial and mobility cooperation announced at regional events. Iran outreach to Riyadh asking for mediation with Washington could reopen diplomatic channels over the nuclear dossier if Saudi leverage proves effective. 

Why it matters
Major security and investment pacts shift political-economic alliances, affect energy and defence planning, and can rewire trade and settlement preferences — all central to the geopolitical layer of the Global Reset.

Implications for the Global Reset

• Pillar: Diplomacy & Peace — Strategic Realignment: Security designations and mega-investment pledges increase the economic leverage of states and can accelerate alternative trade/settlement arrangements.

• Pillar: Finance & Markets: Diplomatic deals influence sovereign risk assessments, foreign direct investment flows, and regional banking relationships.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “US secures $1 trillion Saudi spending commitments spanning nuclear energy to F-35s” 

• Politico – “Trump elevates Saudi Arabia to 'major non-NATO ally' status” 

• Reuters – “Archer partners with Saudi entities to develop and test air-taxi operations” 

• Reuters – “Edgy Iran seeks Saudi leverage to revive stalled nuclear talks with US” 

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BRICS NEWS: De-dollarisation Progress and Practical Limits

Bilateral local-currency trade and critical-minerals deals advance, but unified de-dollarisation remains complex.

Overview

• BRICS and several emerging-market actions continue to expand local-currency settlement and bilateral trade arrangements — but analysts caution about practical limits to a rapid global de-dollarisation. 

• South Africa and the EU signed a critical-minerals deal this week, tying trade and supply-chain policy into strategic currency and trade discussions. 

Key Developments

• BRICS local settlement: increased bilateral local-currency trade agreements recorded across several members, but experts note a gap between bilateral deals and a unified alternative payments architecture. 

• South Africa–EU critical minerals pact includes cooperation clauses that protect supply lines and strengthen trade-linkage resilience — part of a broader re-tooling of trade corridors. 

Why it matters
Practical progress on local-currency trade and critical-minerals security reduces reliance on single-currency supply chains and encourages the development of alternative settlement systems — an operational pillar of the Global Reset even if full de-dollarisation remains aspirational.

Implications for the Global Reset

• Pillar: Currency — Payments & Settlement: Bilateral settlements and trade agreements build the plumbing for reduced dollar dependence, but scalability and network effects remain hurdles.

• Pillar: Markets/Metals: Strategic minerals and reserve assets interplay as countries hedge currency and industrial risks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS De-Dollarization Faces a Reality Check” 

• Lowy Institute – “A reality check for BRICS and the lofty dedollarisation agenda” 

• Reuters – “South Africa, EU sign critical minerals deal, vow to defend multilateralism” 

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking | Michelle Makori

Miles Franklin Media:  11-20-2025

Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, breaks down a quiet, unplanned meeting the Federal Reserve held with America’s top primary dealers and why it signals growing stress in the financial system.

Michelle explains what a repo market is, why the strain is returning to levels last seen in 2018-2019 and why the Standing Repo Facility – created specifically to stop crises – isn’t being used.

This is a warning shot from deep inside the plumbing of the financial system and it matters for every asset class.

Watch Michelle’s full breakdown to understand what’s coming next and why something in the system is already cracking.

00:00 Introduction: The Secret Meeting at the New York Fed

 00:50 Understanding the Repo Market

 02:03 Back to the New York Fed Meeting

02:35 The Fed's Standing Repo Facility

03:12 Liquidity Injection & Its Impact

 04:59 The Fed's Next Moves

05:37 Gold & Market Instability

06:33 Conclusion: The Real Story

https://www.youtube.com/watch?v=3-DevHTCAP8

Seeds of Wisdom RV and Economics Updates Friday Morning 11-21-25

Good Morning Dinar Recaps,

Surging Long-Term Yields Tighten Global Credit Conditions

Longer-dated sovereign yields climb as rate-cut hopes fade, raising funding costs for governments and corporates.

Overview

• U.S. Treasury and global sovereign yields ticked higher after Fed minutes and mixed economic data showed less clarity on near-term rate cuts. 

• Japan’s long-dated yields have jumped to multi-year highs, adding stress to global fixed-income markets and swap curves. 

Key Developments

• Fed minutes signalled committee members remain split on the timing of cuts, prompting investors to reprice expectations and send yields up across the curve.

• Japan: 20– and 30-year yields reached the highest levels seen in years amid concerns over stimulus size and fiscal financing. 

Why it matters
Rising long-term yields increase the cost of borrowing for sovereigns and corporates, reduce liquidity for risk assets, and can accelerate balance-sheet stress in highly levered sectors — a key channel through which monetary policy and fiscal choices feed into the Global Reset.

Implications for the Global Reset

• Pillar: Finance — Liquidity & Credit: Higher yields compress margins for banks and increase rollover risk for governments leaning on debt markets.

• Pillar: Markets: Equity risk premia may widen if yields remain elevated and cut expectations slip.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Barron's – “U.S. Treasury yields edged higher after Fed minutes” 

• Yahoo Finance – “Japan's Yield Shock Threatens Global Markets” 

• Wall Street Journal – “Japan Bond Yields Rise as Likely Stimulus Package Sparks Fiscal Concerns” The Wall Street Journal

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Tech-Led Rally Reverses, Liquidity Strains Reappear

Volatility returns as AI optimism meets valuation and liquidity concerns.

Overview

• U.S. equities experienced a sharp intraday reversal after early gains driven by AI-sector strength; the S&P and Nasdaq closed materially lower on renewed risk-aversion. 

• VIX spiked and risk assets including crypto sold off as liquidity dried in the middle of the session.

Key Developments

• Nvidia earnings initially buoyed the sector but the rally faded, exposing limited market depth and sector concentration risk. 

• Macro datapoints (jobs and Fed signaling) left traders uncertain about the timing of rate cuts, intensifying flow reversals into safe havens. 

Why it matters
Rapid reversals amplify the feedback loop between asset prices, margin requirements, and liquidity providers — increasing the probability of disorderly moves that can transmit into funding markets and core credit, a core feature of the Global Reset dynamics.

Implications for the Global Reset

• Pillar: Markets — Liquidity & Structure: Higher volatility forces deleveraging, narrows bid-ask spreads, and punishes concentrated positions.

• Pillar: Finance: Market stress often presages tighter credit conditions and raises the cost of balance-sheet adjustment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• MarketWatch – “Stocks see biggest intraday selloff since April…” 

• Financial Times – “US tech stocks slide as jolt of volatility hits Wall Street” 

• Reuters – “S&P 500, Nasdaq futures under pressure as tech selloff continues”  

~~~~~~~~~~

Central-Bank Gold Buying and Strategic Accumulation Continue

Reserve managers keep adding gold while national banks step up domestic gold operations.

Overview

• Major banks and research houses continue to flag ongoing central-bank accumulation of gold as a strategic reserve diversification trend. 

• Russia and other producers report increased central-bank activity in gold operations and domestic flows. 

Key Developments

• Goldman Sachs: research notes show central-bank purchases sustaining elevated demand and bullish price forecasts into 2026. 

• Russia’s central bank said gold-related operations are increasing, reinforcing the narrative of reserve diversification in emerging-market policy circles. 

• Price action: short-term moves show sensitivity to U.S. jobs and rate-cut expectations; this week gold traded with intraday swings tied to macro prints. 

Why it matters
Sustained central-bank accumulation compresses available above-ground supply for private buyers, inflates strategic asset prices, and signals a structural shift in reserve composition away from pure dollar liquidity — a foundational change for the Global Reset.

Implications for the Global Reset

• Pillar: Metals — Reserve Recomposition: Centrality of gold as a reserve asset strengthens alternatives to purely dollar-centric reserves.

• Pillar: Currency: As central banks diversify, coordinated currency strategies and settlement systems may accelerate.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Goldman Sachs sees continued central bank gold buying in November” 

• Reuters – “Russia's central bank says its operations with gold are increasing”

• Reuters – “Gold falls 1%, poised for weekly loss as US jobs data dims rate-cut hopes” 

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Friday Morning 11-21-25

Inner Fortress  Learn About The "Secret Operations Room" That Monitors The Pulse Of The Iraqi Economy And Protects The Dinar From Fluctuations.
 
Economy / Special Reports Yesterday, | 629  Baghdad Today – Baghdad   While the domestic debate continues regarding the   exchange rate and the   future of the dinar, the      Central Bank of Iraq's recent statement      on the tasks of its Investment Department has  revealed another dimension to the monetary landscape—    one that is deeper, less visible, yet highly influential.

This department, which   manages foreign reserves and   balances global market risks,    is now described by economists as the   "silent backbone" of the Iraqi economy,        alongside oil, and the     foundation upon which     the most significant financial transformations   underway in the country are taking place.
 
Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years   from a traditional bureaucratic unit   into a true center of gravity,   preserving the stability of public finances and   defining the Central Bank's room for       maneuver in the foreign exchange market.
 
He told Baghdad Today that the   prudent management of foreign assets—from      government bonds to    gold,    deposits, and    low-risk instruments—   has enabled Iraq to    weather the waves of global market turmoil and    mitigated the impact on the dinar and the      country's financial balance.
 
The Central Bank's technical statement, while   employing specialized language regarding      balances,      transfers, and    investment plans, nonetheless    attracted the attention of international experts    who analyzed its implicit messages.
 
Bankers point out that the Central Bank's explicit declaration that the   department's activities aim to stabilize the exchange rate      does not necessarily mean an immediate appreciation of the dinar.
 
However, it is a strong indication that   preparations for a stable monetary reform have effectively begun.
 
These experts believe the Central Bank is waiting for the "safest moment" to take any significant steps, given the extreme sensitivity of the Iraqi market.
 
Any adjustment to the exchange rate system—   whether an appreciation or a restructuring—   requires a robust structure capable of absorbing shocks.
 
At the heart of this shift, two phrases in the Central Bank's statement caught the attention of experts:
   "operational continuity" and   "risks associated with oil revenue currencies."
 
These are phrases typically used in international contexts related to   deep monetary reforms and   preparing for potential fluctuations      that may accompany opening up to global markets.
 
Specialists interpret this as part of   restructuring Iraq's financial sector infrastructure      in line with IMF recommendations, the      requirements for joining the World Trade Organization, and      gradual integration into the global financial system.
 
However, the most sensitive transformation   is not limited to the investment sector alone,   but encompasses an entire system being developed in parallel.
 
Starting Saturday (November 22),   all cross-border payments in Iraq       will transition to the ISO 20022 standard,         the system adopted by the most advanced economies.

Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand   exchange rate fluctuations of up to 30%, a   collapse in oil prices, or a   sudden run on deposits,      while maintaining their solvency.
 
Economists believe these two steps are not merely technical updates,but rather represent—quite literally—the   final two key conditions that the      International Monetary Fund, the    US Treasury Department, the    Bank for International Settlements, and     major correspondent banks in New York and London stipulated must be met    before Iraq could fully participate in the     international foreign exchange market.
 
They emphasize that the fundamental problem with the dinar today   is not its market value,   but rather that Iraq remains "blocked" from the global exchange market, and that      adopting Basel III-ICAAP and ISO 20022 standards is what   will pave the way for gradually lifting this blockade.
 
Analyses indicate that the Iraqi dinar remains   trapped in a restricted market,   unable to be traded in large quantities      except through the daily dollar auction.
 
Furthermore, prior to adhering to the new standards,   local banks appeared structurally unstable to international banks, and   their payment channels relied on outdated SWIFT systems dating back three decades,      placing them under suspicion of money laundering.
 
Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.
 
In this context, experts believe that Iraq is nearing the end of the "forced peg" of its exchange rate, which effectively began in October 2021 when it was announced that   "the rate will remain fixed until 2025."
 
With this date approaching and the  technical requirements for monetary reform being finalized,   some believe that Iraq may be entering a new phase      that might not be a direct revaluation of the dinar,         but which will at least pave the way for a more            stable and            transparent exchange market.  

Al-Tamimi concludes by saying,  “Oil provides the funds, but it is   the investment department that ensures those funds are not lost to market fluctuations.”

He adds that   the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the  strength of reserves and the   stability of the banking sector   will be the most decisive factors in the future of the dinar.    https://baghdadtoday.news/287495-.html   

 The Central Bank Issues A Series Of Instructions To Banks To Improve Services And Prevent The Collection Of Illegal Commissions.
 
November 20, 2025   Baghdad/Iraq Observer  The Central Bank of Iraq issued new directives today   to banks operating in the country,   including a package of mandatory measures aimed at   enhancing the quality of banking services and   protecting the rights of the public.

First – Improving The Level Of Service:
 
The Central Bank stressed the need for banks to   adhere to customer service standards,   provide a suitable professional environment within branches, and   expedite transactions without delay.
 
It emphasized the importance of assigning qualified staff to   deal directly with customers and   activating systems for receiving and processing complaints within specific      timeframes.
 
Second – Prohibiting The Collection Of Commissions Not Stipulated:
 
The bank prohibited the collection of any unauthorized fees or charges, including   commissions on cash deposits or other transactions,      unless listed in the approved commission schedules.
 
It deemed the collection of any amount outside these regulations a clear violation warranting legal action.
 
Third – Simplifying Account Opening:
 
The Central Bank directed banks to adhere to   account opening regulations and   due diligence procedures      without requesting additional documents beyond the official requirements.
 
It emphasized that any unjustified complications would be   considered a disruption to banking operations and would be   addressed according to applicable laws.
 
Fourth – Commitment To Accepting Small Denominations Of Currency:
 
The bank mandated that all bank branches deal with small denominations of currency
   as valid legal tender, and considered   refusal to accept them a serious violation that warrants accountability.
 
The Central Bank indicated that its inspection teams will   conduct surprise field visits to verify compliance with these instructions,    and will take strict measures against banks that violate them,      considering this a breach of         banking discipline and the         rights of customers.    https://observeriraq.net/المركزي-يوجّه-المصارف-بجملة-تعليمات-ل/    
  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Friday Morning 11-21-2025

TNT:

Tishwash:  Learn about the "secret operations room" that monitors the pulse of the Iraqi economy and protects the dinar from fluctuations.

 While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq's recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential.

This department, which manages foreign reserves and balances global market risks, is now described by economists as the "silent backbone" of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank's room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country's financial balance.

The Central Bank's technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank's explicit declaration that the department's activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar.

However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the "safest moment" to take any significant steps, given the extreme sensitivity of the Iraqi market.

Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.

At the heart of this shift, two phrases in the Central Bank's statement caught the attention of experts: "operational continuity" and "risks associated with oil revenue currencies."

These are phrases typically used in international contexts related to deep monetary reforms and preparing for potential fluctuations that may accompany opening up to global markets.

 Specialists interpret this as part of restructuring Iraq's financial sector infrastructure in line with IMF recommendations, the requirements for joining the World Trade Organization, and gradual integration into the global financial system.

However, the most sensitive transformation is not limited to the investment sector alone, but encompasses an entire system being developed in parallel.

 Starting Saturday (November 22), all cross-border payments in Iraq will transition to the ISO 20022 standard, the system adopted by the most advanced economies. Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand exchange rate fluctuations of up to 30%, a collapse in oil prices, or a sudden run on deposits, while maintaining their solvency.

Economists believe these two steps are not merely technical updates, but rather represent—quite literally—the final two key conditions that the International Monetary Fund, the US Treasury Department, the Bank for International Settlements, and major correspondent banks in New York and London stipulated must be met before Iraq could fully participate in the international foreign exchange market.

They emphasize that the fundamental problem with the dinar today is not its market value, but rather that Iraq remains "blocked" from the global exchange market, and that adopting Basel III-ICAAP and ISO 20022 standards is what will pave the way for gradually lifting this blockade.

Analyses indicate that the Iraqi dinar remains trapped in a restricted market, unable to be traded in large quantities except through the daily dollar auction. Furthermore, prior to adhering to the new standards, local banks appeared structurally unstable to international banks, and their payment channels relied on outdated SWIFT systems dating back three decades, placing them under suspicion of money laundering.

Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.

In this context, experts believe that Iraq is nearing the end of the "forced peg" of its exchange rate, which effectively began in October 2021 when it was announced that "the rate will remain fixed until 2025."

With this date approaching and the technical requirements for monetary reform being finalized, some believe that Iraq may be entering a new phase that might not be a direct revaluation of the dinar, but which will at least pave the way for a more stable and transparent exchange market.

Al-Tamimi concludes by saying, “Oil provides the funds, but it is the investment department that ensures those funds are not lost to market fluctuations.”

He adds that the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the strength of reserves and the stability of the banking sector will be the most decisive factors in the future of the dinar. link

Tishwash:  A highly anticipated US visit and Savaya's appearance at the Pentagon send strong messages about a "completely different phase" in Iraq.

What does Washington have up its sleeve?

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections.

The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya at the Pentagon has yet to subside, less than four hours after the same coordinating body announced its formation as the "largest bloc"—a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation's visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures.

 The US administration believes its political and economic support is contingent on Baghdad's ability to establish a governing framework that prevents armed groups from influencing executive decisions and ensures that the instruments of power remain solely in the hands of state institutions.

Behind these messages lies the issue of uncontrolled weapons, a central focus of the American approach. Washington believes the incoming government will face a direct test regarding the role of factions within the political process, the nature of their participation in governance, and the limits of their security influence.

Diplomatic sources believe the United States wants clear commitments before fully recognizing the new government and may escalate pressure if it perceives the political equation as shifting toward a factional government with significant parliamentary influence.

The economic dimensions are equally, and perhaps even more, present than they appear on the surface. The US administration is preparing to revive major projects such as investment in Baghdad International Airport, which has returned to the forefront as a strategic project no less important than oil and energy.

There is talk within US circles of a desire to develop the airport through operational and investment partnerships that would provide it with an advanced operational infrastructure and connect it to a broader network of commercial air transport. There is also a push to expand US investment in oil and gas fields and to develop the energy, transportation, and port sectors, as these are considered key to long-term economic stability in Iraq.

The appearance of Savaya within the Pentagon has given these files an added dimension. International relations expert Hussein al-Asaad, speaking to Baghdad Today, believes that placing the Iraqi file on the desk of the Secretary of Defense, rather than the State Department, reflects a shift in Iraq's focus from diplomatic discussions to direct U.S. national security concerns.

Al-Asaad explains this shift as a result of growing anxiety in Washington regarding the future of foreign forces, the activities of armed factions, threats related to regional conflict, and the nature of the next government and the potential changes it might bring to the balance of power.

Al-Asaad points out that Savaya, with his economic background, represents a bridge between the security and investment sectors, making his presence at the Department of Defense a sign that Washington is now dealing with the Iraqi file as a complex issue that combines security, politics, and economics. From this perspective, the United States' aspiration to restructure its economic presence in Iraq is no longer separate from its security vision, but rather complements it.

As for the timing, diplomatic sources confirmed to Baghdad Today that publishing photos of the meeting just hours after the announcement of the "largest bloc" coordination framework was not a spontaneous move. According to these sources, Washington wanted to send a clear signal to the political forces that the formation of the next government would be under direct scrutiny, and that the United States would not be lenient with any political formula that weakens the state or opens the door to unchecked influence.

Observers believe that Iraq finds itself at a critical juncture with multifaceted dimensions. Political forces are moving towards forming a government that, thus far, appears to lean heavily towards the influence of armed factions. Washington is intensifying its messaging through the anticipated visit and the movements of the Savaya delegation. Economic issues are resurfacing strongly, from the airport to the oil fields to energy projects. And the regional environment is exerting significant pressure on the shape of future policies in Baghdad.

Between these overlapping circles, the next phase appears governed by a delicate equation: no governmental stability without calming the security situation, no international support without a clear economic vision, and no internal balance without redefining the boundaries of political and military influence. At the heart of this equation, the United States stands closer than ever to the government formation process, at a moment when the first outlines of the coming years are being drawn.   link

************

Tishwash: Kurdistan Finance Ministry: Salaries of those not registered in the "My Account" project will be suspended at the end of this year.

The Ministry of Finance and Economy of the Kurdistan Regional Government announced on Thursday that the salaries of civilian and military employees who have not registered themselves in the "My Account" project will be suspended based on a decision by the Federal Ministry of Finance.

The ministry said in a statement seen by “Al-Eqtisad News” that all employees, security affiliates and beneficiary families who have not yet filled out the “My Account” project form will have their salaries suspended when the September salary is disbursed until the form is completed.

She noted that families whose bank card procedures have been completed but who have not yet received their cards must visit the banks to receive them, indicating that the October salary will be disbursed exclusively through the "My Account" project.

 The Ministry of Finance confirmed that about 90% of the employees of the Kurdistan Region, both civilian and military, in addition to those receiving salaries, have completed the registration process, while some of them are still not registered.

She explained that, according to the decision of the Federal Ministry of Finance, any employee or beneficiary in the region who does not have a bank account and does not register in the “My Account” project by the end of this year will have their salaries suspended from Baghdad and will not be disbursed in the region.

She pointed out that the disbursement of salaries after the beginning of next year will not be in cash at all, and that anyone who causes a delay in the registration procedures will bear the legal and administrative responsibility  link

Mot:  Why Do You Do That!!!??? 

Mot:  Real Life is Getting Stranger every Day  

Iraq Economic News and Points To Ponder Thursday Afternoon 11-20-25

The Prime Minister Directs The Shift Towards Electronic Payment For Electricity Bills

Thursday, November 20, 2025 | Economy Number of views: 383   Baghdad/ NINA /Prime Minister Mohammed Shia al-Sudani directed the Ministry of Electricity to transition to electronic payment for electricity bills, particularly for high loads and commercial, industrial, and agricultural sectors supplied with electricity.

The Prime Minister's Media Office stated in a press release: "Al-Sudani chaired a meeting today, Thursday, to follow up on the electricity billing file, in the presence of the Minister of Electricity, the Head of the Board of Advisors, senior staff from the Ministry of Electricity, and a number of officials concerned with this file."

The statement added: "During the meeting, the current distribution plan and a roadmap for resolving bottlenecks were discussed, along with a report on the plan to reduce energy losses and waste, aiming to reach a 40% reduction in current losses and to take deterrent legal measures regarding losses in certain areas."

The meeting also discussed calculating the value of supplied energy and the energy metered, comparing them to the actual collection amount, and conducting a general review of electronic billing over the past two months across the country, measuring the extent of the increase achieved.  https://ninanews.com/Website/News/Details?key=1262925

Iraq Enters The Era Of "Digital Maturity"... Huge Leaps In The Use Of The Internet And Social Media

Money and Business  Economy News - Follow-up   Iraq is witnessing a significant acceleration in the use of digital technology in its various forms and methods, coinciding with the entry of thousands of international companies into the Iraqi market. This surge in digital consumption is attributed to what could be considered excessive usage.

According to official figures released by global digital companies, most notably We Are Social, this trend is occurring amidst warnings about the continued escalation of reliance on rapidly advancing technologies and their increasing dominance over the lives of Iraqi citizens, despite the positive aspects of the current digital maturity.

The latest digital data released for October 2025 revealed radical shifts in the Iraqi technological landscape, with the country recording record jumps in internet and smartphone usage rates, a clear indication that Iraq is entering a phase of accelerated "digital maturity".

A report issued by We Are Social, which highlights the adoption of connected services, showed that Iraq is witnessing an unprecedented phenomenon in the use of social media, which grew by a tremendous 17% in just one year, with the number of digital identities exceeding 40 million.

In detailing the figures, the report explained that the number of mobile phone subscriptions in Iraq has exceeded the actual population, reaching 50.8 million subscriptions, in a country with a population of 47.3 million people, and with a penetration rate of 108% of the total population, the concept is established that the Iraqi citizen depends entirely on the mobile phone as a main gateway to the world, with the phenomenon of an individual owning more than one SIM card being widespread.

These figures come in conjunction with the rise in the country’s urbanization rate to 72.2%, which has facilitated the deployment of communications infrastructure in cities and densely populated areas.

The internet is no longer a luxury in Iraq, but a necessity for daily life. The report indicated that 39.6 million Iraqis use the internet, which is equivalent to 83.8% of the population. This widespread use, which grew by 4.7% compared to last year, practically means the disappearance of the “digital divide” that the country suffered from in previous decades, paving the way for distance education services and digital work.

The most controversial and interesting figure in the 2025 report is the "rocketing" increase in the number of social media users, with 5.8 million new users joining these platforms in the last 12 months alone.

Ali Nouri, a researcher and specialist in digital media, believes that “the number of social media accounts exceeding (40.1 million) the number of actual internet users reflects a deep division of Iraqi society in the virtual space, and the multiplicity of accounts for one individual across different platforms, which makes these platforms the new ‘public arena’ for Iraqis.”

Nouri affirms: “This new digital landscape opens the door for the business sector; the data clearly indicates that the Iraqi market is fully ready for a revolution in e-commerce and financial technology (FinTech), and with a user base of this size, companies that do not have a clear digital strategy will find themselves out of the competition.”

He continues, "These figures place the Iraqi government before urgent obligations, most notably the need to move from the traditional e-government to a 'smart government' that provides its services through mobile phone applications to suit the behavior of citizens, in addition to the urgent need for strict legislation related to cybersecurity to protect the data of millions of new users."   https://economy-news.net/content.php?id=62508

The Iraqi Stock Market Saw Its Name Traded With A Financial Value Exceeding 8 Billion Dinars In A Week

Stock Exchange  Economy News – Baghdad   The Iraq Stock Exchange announced on Thursday that its shares were traded with a financial value of more than 8 billion dinars during the five trading sessions held this week, which is nearing its end.

According to market indicators, the number of shares traded during this week exceeded 30 billion shares, with a value of more than 8 billion dinars.

The ISX60 market trading index closed the first session of the week at (957.96) points, while the index closed at the end of the week at (964.96) points, thus achieving an increase of (0.73%) compared to its closing at the beginning of the session.

The ISX15 market trading index closed the first session of the week at (1181.26) points, while the index closed at the end of the week at (1191.65) points, thus achieving an increase of (0.87%) compared to its closing at the beginning of the session.

During the week, (4719) buy and sell contracts were executed on shares of companies listed on the market.
https://economy-news.net/content.php?id=62510

Worth One Billion Dinars, Al-Rafidain Bank Raises The 39th Installment Of The Leadership And Excellence Initiative.

banks   Economy News – Baghdad   Rafidain Bank announced today, Thursday, the release of the thirty-ninth installment of the Leadership and Excellence Initiative dedicated to supporting small and medium enterprises, with a total funding of 1 billion Iraqi dinars distributed across 91 projects.

The bank’s media office said in a statement received by “Al-Eqtisad News” that the release of this batch comes as a continuation of efforts to finance entrepreneurs and youth within the Central Bank of Iraq’s initiative aimed at revitalizing the labor market and supporting productive projects.

The statement added that the number of loans funded since the launch of the initiative until now has reached 4,040, while the total value of the amounts granted has reached 52.941 billion Iraqi dinars, which reflects - according to the bank - its commitment to supporting entrepreneurial projects and enhancing their role in driving the national economy and enabling young people to establish sustainable projects.  https://economy-news.net/content.php?id=62513

Dollar Exchange Rates Fall In Baghdad

Stock Exchange  Economy News – Baghdad  The exchange rate of the US dollar against the Iraqi dinar fell this morning, Thursday, in the markets of the capital, Baghdad.

The dollar exchange rate witnessed a decline in the two main exchanges in Al-Kifah and Al-Harithiya in Baghdad, recording 141,150 dinars for every 100 dollars, after it reached 141,300 dinars for 100 dollars on Wednesday.

Selling prices in exchange shops in the local markets of Baghdad recorded a decrease, with the selling price reaching 142,000 dinars for 100 dollars, while the buying price recorded 140,000 dinars for 100 dollars.
https://economy-news.net/content.php?id=62494

Gold Prices Fall Due To The Strength Of The Dollar

Economy | 09:33 - 20/11/2025   Mawazin News - Follow-up:  Gold prices edged lower under pressure from a stronger dollar and receding expectations of a Federal Reserve interest rate cut in December.

Spot gold fell 0.1% to $4,077.13 per ounce by 03:05 GMT, while U.S. gold futures for December delivery declined 0.2% to $4,075.80 per ounce.

The dollar rose to its highest level in more than two weeks against its rivals, making gold more expensive for holders of other currencies.

Traders estimate a 33% chance of an interest rate cut at the Fed's December 9-10 meeting. Non-yielding gold tends to perform better in low interest rate environments and times of economic uncertainty.

Attention is now focused on the U.S. non-farm payrolls report for September, due later today after being postponed due to the recent U.S. government shutdown, which is expected to provide further clues about the Fed's policy path.

In other precious metals, silver rose 0.2% to $51.44 an ounce in spot trading, platinum climbed 0.9% to $1,559.54, while palladium added 1.1% to $1,395.37.   https://www.mawazin.net/Details.aspx?jimare=270530

Oil Prices Rise To $63.72 Per Barrel

economy | 08:42 - 20/11/2025   Oil prices rose slightly, recovering  from losses in the previous session, as markets assessed the latest US proposals to end the war in Ukraine and braced for a US deadline to wind down operations with two major Russian oil companies.

Brent crude futures rose 21 cents, or 0.33%, to $63.72 a barrel by 01:42 GMT, while US West Texas Intermediate crude futures rose 24 cents, or 0.40%, to $59.68.

As part of US efforts to end the long-running conflict, Washington imposed sanctions on Rosneft and Okoil, Russia's largest oil producers and exporters, with a November 21 deadline for them to close operations.

Rosneft has reduced its stake in the Kurdistan Pipeline Company of Iraq, a major oil exporter, to less than 50% in an effort to shield the oil export subsidiary from US sanctions.

Tony Sycamore, a market analyst at IG, said in a note: "We maintain a bullish bias on crude oil as long as it remains above its year-to-date low of around $55.00."   https://www.mawazin.net/Details.aspx?jimare=270527

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

We’re at EXACT Level That Triggered Every 40% Crash in History – AI Stocks & Bitcoin to Collapse!

We’re at EXACT Level That Triggered Every 40% Crash in History – AI Stocks & Bitcoin to Collapse!

Danoela Cambone :  11-19-2025

In today’s volatile financial landscape, separating genuine market signals from speculative noise is the ultimate challenge. Few analysts are as dedicated to this task as Gareth Soloway, who recently joined Daniela Cambone on ITM Trading for a sweeping, data-driven market analysis.

Soloway, known for his rigorous technical approach, delivered a stark warning across multiple asset classes: while the long-term outlook remains profoundly bullish for key assets like Bitcoin and gold, investors must brace for significant near-term technical corrections. This is the time for prudence, not panic, built on the pillars of diversification and strategic positioning.

For those celebrating Bitcoin’s recent highs, Soloway offers a necessary dose of technical reality. While he maintains a deeply bullish long-term stance on BTC, his analysis points to significant near-term risk based on historical chart patterns.

Soloway identifies key support levels for Bitcoin between $73,000 and $75,000. He anticipates that after a potential immediate dip, Bitcoin could see a substantial technical bounce, potentially pushing toward the $100,000 psychological mark.

The Warning: This upward move is likely a head-f**e. Soloway projects that following that bounce, Bitcoin is technically poised for a deeper correction—a critical piece of analysis often overlooked by media hype.

The enthusiasm surrounding Ethereum and various altcoins (like Solana) is palpable, but Soloway advises extreme caution. While these assets offer enticing swing trading opportunities, the rapid pace of technological evolution and competition introduces systemic risk. In a market correction, these more speculative assets tend to suffer the swiftest and deepest declines.

Soloway’s technical indicators suggest that traditional tangible assets are setting up for monumental rallies, but only after a necessary seasonal pullback.

Gold has shown remarkable strength, but Soloway notes that current market conditions mirror historical patterns that precede major moves.

He forecasts a short-term retracement for gold, pulling the price back down to the $3,500–$3,600 range. Crucially, this is presented not as a collapse, but as the final staging ground for a much larger rally. Soloway projects that by 2026, gold could potentially soar to $5,000 per ounce, reinforcing its role as the premier store of value.

Perhaps the most compelling opportunity lies in the often-overlooked rare metals. Soloway identifies platinum and palladium as significantly undervalued. Given their scarcity and industrial utility, he suggests they possess substantial upside potential, positioning them as alternative hedges alongside gold and Bitcoin against currency degradation.

Silver is following a similar script, showing strong upward momentum but needing to clear a critical technical hurdle. Soloway expects silver to briefly pull back to around $40 per ounce before resuming its powerful upward trajectory.

Soloway’s most pressing warning is directed squarely at the euphoric equity markets, particularly the technology sector fueled by the AI boom.

He argues that the current valuations in key tech areas are divorced from technical and fundamental reality. Specifically focusing on the semiconductor sector (tracked by the SMH ETF), Soloway projects a significant correction.

Soloway forecasts a 40% correction in semiconductors based on the current historical deviation from the 200-week moving average—a key technical benchmark for long-term health.

Soloway stresses that the euphoria driving the tech sector reflects excessive optimism that historically precedes sharp and painful downturns.

The overarching lesson from Soloway’s comprehensive analysis is unambiguous: diversification is not merely wise; it is essential financial defense.

In an environment where governmental scrutiny on digital assets is increasing, and systemic risks—including potential US dollar devaluation and expanding cyber threats—are intensifying, holding a diverse portfolio is paramount.

Soloway concludes by underscoring the enduring value of physical assets like gold and silver. In an age dominated by digital threats and fragile financial systems, these tangible holdings serve as the ultimate insurance policy against the unknown.

Staying ahead means understanding where the hype ends and the technical realities begin. Soloway’s data-driven outlook provides a crucial roadmap for investors seeking to protect and grow their capital through the inevitable market corrections ahead.

https://www.youtube.com/watch?v=Pn2xkAaUkho

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 11-20-25

Good Afternoon Dinar Recaps,

Metals Signal Early Stress as Demand Softens and Supply Controls Tighten

Industrial commodities reveal underlying strain in global manufacturing and trade.

Overview

• Base metals drifted lower this week, reflecting cautious sentiment and uncertainty around delayed U.S. economic data.

• The European Union announced plans to restrict aluminum scrap exports, moving toward tighter resource management.

• Commodity traders are increasingly pricing geopolitical and macro risk, not just supply-and-demand fundamentals.

• Industrial metals continue to serve as early indicators of shifts in global manufacturing momentum.

Key Developments

• Softening demand pressures copper and aluminum, particularly in regions tied to construction, tech, and power infrastructure.

• The EU’s export restrictions indicate a strategic move, prioritizing domestic processing capacity and supply-chain security.

• Traders are shifting toward defensive positions, awaiting clearer economic signals from the U.S.

• Real assets, including metals, are now moving in sync with global liquidity and currency conditions.

Why It Matters
Metals sit at the foundation of industrial power. Shifts in production flows, export rules, and demand patterns indicate that the real-economy side of the reset is accelerating.

Implications for the Global Reset

• Pillar – Commodity & Supply-Chain Reordering: Nations are beginning to lock down critical materials, anticipating deeper strategic competition.

• Pillar – Real-Asset Revaluation: Metals markets are entering a repricing phase tied to inflation, industrial demand, and geopolitical leverage.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• SkillFarm – “Metals Drift Lower as Markets Await U.S. Data”

• Morningstar – “EU Plans to Curb Aluminum Scrap Exports Next Year”

~~~~~~~~~~

Dollar Strengthens as Yen Weakens, Signaling a New Currency Crossroads

Global currency markets tighten as rising yields and fiscal pressures reshape FX dynamics.

Overview

• The U.S. dollar rose sharply this week, supported by rising yields and risk-off positioning.

• The Japanese yen slid toward multi-decade lows, raising speculation about potential intervention.

• Currency markets are reacting to policy uncertainty, data delays, and fiscal stress across major economies.

• BRICS de-dollarization efforts remain in the background, but structural pressures are steadily building.

Key Developments

• Dollar strength reflects renewed safe-haven demand, as tighter financial conditions ripple across markets.

• Yen weakness raises alarm, especially as Japan balances rising yields, fiscal expansion, and inflation management.

• Traders are bracing for potential coordinated action, especially if yen volatility intensifies.

• Long-term de-dollarization remains a systemic theme, even as the dollar asserts short-term dominance.

Why It Matters
Currency fluctuations now influence debt markets, trade balances, and geopolitical decisions. FX volatility is becoming a core mechanism in the emerging global reset.

Implications for the Global Reset

• Pillar – Currency Realignment: Market-driven FX moves are pushing nations toward new reserve strategies and intervention frameworks.

• Pillar – Monetary System Transition: The clash between short-term dollar strength and long-term de-dollarization highlights the structural shift underway.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investopedia – “Markets Update: Dollar Strengthens as Yields Rise”

• Reuters – “Global Markets View: Yen Weakness Sparks Intervention Talk”

• Investing News – “BRICS Currency Developments”

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Saudi’s $1T U-Turn: Turning Away from BRICS, Building With the U.S.

Mohammed bin Salman boosts pledge to nearly $1 trillion in U.S., signaling a major pivot.

Overview

• Saudi Crown Prince Mohammed bin Salman (MBS) announced in Washington that the Kingdom will raise its U.S. investment plan from $600 billion to nearly $1 trillion. 

• This comes during a White House visit, where MBS and U.S. President Donald Trump reiterated strategic deals in technology, AI, and critical minerals (“magnets”). 

• The scale of this pledge weakens BRICS’ attempt to court Saudi Arabia as a major new financial partner.

• Saudi Arabia’s Vision 2030 — its strategy to diversify beyond oil — aligns tightly with the types of sectors named in the investment commitment.

Key Developments

• A $400 billion increase: The Kingdom is boosting its previously announced $600B investment by adding another ~$400B, according to MBS. 

• Broad sector commitment: Investments are earmarked for tech, AI, and “magnets” — a likely reference to rare earths or other strategic materials. 

• Geopolitical pivot away from BRICS: Despite being invited to join BRICS, Saudi Arabia appears to be doubling down on its relationship with the U.S. instead of aligning with the bloc.

• Skeptics question the realism: Some analysts point out that the $1 trillion figure may be aspirational, noting prior commitments were unclear or partially symbolic. 

Why It Matters
This is more than a big investment headline — it’s a structural signal. Saudi Arabia is choosing deep alignment with the U.S. over a geopolitical shift toward BRICS, undermining the bloc’s leverage and reshaping the economic architecture of the Global Reset.

Implications for the Global Reset

• Pillar – Geoeconomic Diplomacy: Saudi Arabia is playing a decisive role in the emerging architecture, choosing strategic U.S. investment over BRICS integration.

• Pillar – Real-Asset & Capital Flow Re-ordering: A committed $1 trillion into U.S. sectors like AI and strategic minerals could reshape power balances in technology and natural resources.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• CBS News – “MBS tells Trump Saudis will increase investments in U.S. to near $1 trillion”

• Bloomberg – “Saudi Arabia’s MBS Says Will Boost U.S. Investments to $1 Trillion”

• Middle East Monitor – “Saudi Arabia to invest $1T in US: Crown prince”

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