Iraq Economic News and Points To Ponder Monday Afternoon 11-3-25
The Iraqi Stock Exchange Traded 37 Billion Shares Worth 53 Billion Dinars During The Month.
Stock Exchange Economy News – Baghdad The Iraq Stock Exchange announced on Monday that 37 billion shares were traded with a financial value of more than 53 billion dinars during the month of October.
The market stated in a report that "the market organized 22 trading sessions and the number of companies whose shares were traded during last October amounted to 80 joint-stock companies, out of 104 companies listed on the market."
The Iraqi Stock Exchange Traded 37 Billion Shares Worth 53 Billion Dinars During The Month.
Stock Exchange Economy News – Baghdad The Iraq Stock Exchange announced on Monday that 37 billion shares were traded with a financial value of more than 53 billion dinars during the month of October.
The market stated in a report that "the market organized 22 trading sessions and the number of companies whose shares were traded during last October amounted to 80 joint-stock companies, out of 104 companies listed on the market."
He added that "the number of shares traded amounted to 37 billion, 982 million and 411 thousand shares with a financial value of 53 billion and 103 million dinars through the execution of 18,316 transactions," noting that "the ISX60 index of traded prices closed at 940.17 points, recording a decrease of 2.4% compared to its closing in the previous session."
It is worth noting that the Iraq Stock Exchange holds five trading sessions weekly from Sunday to Thursday, and lists 104 Iraqi joint-stock companies, representing the banking, communications, industry, agriculture, insurance, financial investment, tourism and hotel sectors. https://economy-news.net/content.php?id=61895
The Dollar Is Rising In Baghdad... The Note Is At 141,000 Dinars.
Economy | 03/11/2025 Mawazin News – Baghdad : The exchange rate of the US dollar against the Iraqi dinar rose in Baghdad's local markets.
The dollar saw a slight increase in the Al-Kifah and Al-Harithiya exchanges, reaching 141,000 dinars per 100 dollars, compared to 140,950 dinars per 100 dollars yesterday.
Meanwhile, the selling price at currency exchange shops in Baghdad's local markets remained stable at 142,000 dinars per 100 dollars, while the buying price was 140,000 dinars per 100 dollars. https://www.mawazin.net/Details.aspx?jimare=269581
Gold Posts Modest Gains As Markets Await US Federal Reserve Action
Economy | 03/11/2025 Mawazin News – Economy Gold prices edged higher on Monday, supported by a stronger dollar and reduced investor expectations of a Federal Reserve interest rate cut following Jerome Powell's hawkish comments last week. The precious metal was also pressured by easing trade tensions between the US and China.
Spot gold rose 0.1% to $4,006.01 per ounce, while US gold futures for December delivery climbed 0.5% to $4,016.40 per ounce.
Among other precious metals, spot silver fell 0.5% to $48.41 per ounce, platinum dipped 0.1% to $1,566.40, and Palladium Declined 0.6% To $1,424.88. Https://Www.Mawazin.Net/Details.Aspx?Jimare=269569
Basra Crude Oil Prices Rise In Global Markets
Monday, November 3, 2025, Economy Baghdad/ NINA / Basra crude oil prices rose on Monday during weekly trading on the global market.
According to data from the Energy Administration, Basra Medium crude rose to $66.68 per barrel, while Basra Heavy crude reached $64.68 per barrel, representing a change of +1.21% for both. https://ninanews.com/Website/News/Details?key=1260124
The Central Bank Sets A Plan For Banking Reform.
Time: 2025/11/03 07:50:28 Reading: 120 times {Economic: Al-Furat News} The Central Bank of Iraq has identified several key points for the banking reform plan that it agreed upon with the global company "Oliver Wyman".
Central Bank spokesman Alaa Al-Fahd said in a press statement that "the plan is the most important strategy undertaken by the Central Bank to develop the financial and banking sector in Iraq in cooperation with the global company (Oliver Wyman)" noting that "the plan is represented by digital and electronic transformation, diversifying the base of financial inclusion and moving away from paper transactions, so that local banks will be at a level comparable to global and regional banks."
Al-Fahd added that "this plan needs time to be implemented, despite the existence of very large challenges that it may face," expecting "the banks' agreement to enter into the reform plan to be a successful first step towards a path that extends from 3 to 5 years."
He explained that "the turning point is the opening of a branch of (Arab Bank) in Baghdad, which is evidence of competition in the local, Arab, regional and international banking sector, so that banks in Iraq are no less than the banks of the Emirates and the Kingdom of Saudi Arabia, and its application in cooperation with the global company makes these banks operate at a global level of financial services, improve their quality, develop human resources and apply technological transactions and cybersecurity within a comprehensive plan for technological, financial and banking reform and development in Iraq." LINK
America Congratulates Iraq And Turkey On Signing An Agreement To Manage Water Resources.
Time: 2025/11/03 17:42:01 Reading: 30 times US President's Special Envoy to Iraq Mark Savaya: We congratulate Iraq and Turkey on signing a framework agreement on water resources management.
We are committed to supporting Iraq and its people in their pursuit of greater stability and prosperity and building a sustainable environment. LINK
Iraq Participates In COMCEC Meetings To Promote Islamic Economic Cooperation
Monday, November 3, 2025, | Economy Number of views: 93 Baghdad/ NINA / The Republic of Iraq actively participated in the work of the 41st session of the Standing Committee for Economic and Commercial Cooperation of the Organization of Islamic Cooperation (COMCEC), which was launched in Istanbul, Turkey, in the presence of Turkish President Recep Tayyip Erdogan, and with broad participation from representatives of the member states of the organization.
A statement from the Ministry of Trade indicated that Minister of Trade Atheer Dawood Al-Ghurairi headed the Iraqi delegation, accompanied by the Director General of the Department of Foreign Economic Relations at the Ministry, the Consul General of the Republic of Iraq in Istanbul, and the Director of the Iraqi Trade Office in the city.
During the participation, Al-Ghurairi emphasized Iraq's commitment to playing an active role within the activities of the Organization of Islamic Cooperation (OIC) and its dedication to supporting initiatives aimed at strengthening economic, trade, and investment cooperation among member states, thereby contributing to economic integration and sustainable development in the Islamic world.
The statement added that the meetings also discussed key issues related to enhancing intra-trade, stimulating investment, developing the tourism sector, and improving transportation infrastructure in member states, as well as following up on the implementation of decisions and recommendations issued by previous sessions.
The statement noted that Iraq's participation in this international forum affirms the government's direction towards expanding the horizons of economic and trade partnerships with Islamic countries and activating frameworks for joint cooperation in line with economic reform efforts and to strengthen Iraq's presence in international and regional organizations. /End https://ninanews.com/Website/News/Details?key=1260214
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Why the 2008 Solution Created the 2026 Crisis (And More)
Why the 2008 Solution Created the 2026 Crisis
Finance Historian: 11-3-2025
In 2008, governments and central banks promised that the rescue plan would save the global economy forever. But the truth is — it only delayed the collapse.
In 2026, the same tools — money printing, bailouts, and artificial rates — are finally reaching their breaking point.
This time, there’s no room left to hide.
Why the 2008 Solution Created the 2026 Crisis
Finance Historian: 11-3-2025
In 2008, governments and central banks promised that the rescue plan would save the global economy forever. But the truth is — it only delayed the collapse.
In 2026, the same tools — money printing, bailouts, and artificial rates — are finally reaching their breaking point.
This time, there’s no room left to hide.
In this video, you’ll discover:
• How the 2008 bailout planted the seeds of the next crisis
• Why QE and zero interest rates distorted the global economy
• How government debt has reached the point of no return
• Why central banks can’t repeat the same rescue again
• What the 2026 collapse could look like — and how to prepare
This isn’t a new crisis — it’s the final chapter of the old one.
The Final Hours Before the 1929 Crash — Pure Madness on Wall Street
Finance Historian: 11-3-2025
On October 24th, 1929, the world’s greatest financial machine began to unravel. Phones rang off the hook. Fortunes vanished in minutes. And yet — most investors didn’t even know the collapse had already started.
This is the untold story of the final hours before the Great Crash, when greed turned to panic and the foundations of modern finance cracked forever.
In this video, you’ll learn:
• What traders were doing minutes before the crash
• How bankers secretly tried to save the market
• Why the signs were ignored by economists
• How the collapse changed Wall Street forever
• The lessons that still apply to today’s markets Because every boom ends the same way — with madness.
Seeds of Wisdom RV and Economics Updates Monday Afternoon 11-3-25
Good Afternoon Dinar Recaps,
Stablecoins & Rails: Banking 2.0 and the Tokenised Money System
When money itself becomes programmable, the financial infrastructure gets rewritten — and with it, monetary architecture and settlement power.
Stablecoins are no longer fringe—they’re foundational.
Good Afternoon Dinar Recaps,
Stablecoins & Rails: Banking 2.0 and the Tokenised Money System
When money itself becomes programmable, the financial infrastructure gets rewritten — and with it, monetary architecture and settlement power.
Stablecoins are no longer fringe—they’re foundational.
The Fireblocks “State of Stablecoins 2025” report highlights that among payment and banking institutions:
90% say they are using or planning to use stablecoins.
Infrastructure readiness (wallets, APIs, compliance tools) is high (86%) and deemed mission-critical.
Key Components of the Shift
Tokenised money: Traditional currency plus fiat-backed digital tokens become the new rails for real-time settlement, programmable contracts and cross-border liquidity flows.
Institutional integration: Banks are no longer observers—they are entering stable-asset rails and integrating them into treasury, payments and settlement functions.
Fragmentation risk & redesign: Because stablecoins can work across chains and domains, they introduce new choice—and thus new structural pathways for financial flows.
Why This Matters for the System Reset
Money architecture changes → settlement speed, control, transparency all shift.
If stable-asset rails proliferate globally, dominance of older currency-settlement systems weakens.
Tokenised money rails allow for new models: resource-backed tokens, cross-border programmable payments, open rails—not limited by traditional banking correspondents.
For global alliances: those who adopt tokenised money rails early gain settlement advantage and influence; this becomes part of the economic realignment.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Fireblocks – “State of Stablecoins 2025: The Payments Infrastructure Reset.”
Cointelegraph – “90% of institutions ‘taking action’ on stablecoins: Fireblocks survey.”
Fireblocks – “Stablecoins 101: A Payments Professional's Guide to Fiat-Backed Stablecoins.”
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Resource Diplomacy, Metal Finance & Settlement Leverage
Rare earths, critical minerals and metals aren’t just industrial inputs anymore — they’re becoming the collateral and leverage of a new financial regime.
Resource-rich states are increasingly transforming their physical assets into financial leverage.
While I don’t have a specific article URL for this exact theme in today’s data set, the trend is widely documented: critical minerals and metals are underpinning new trade-finance architectures and settlement models.
What’s Happening
States with mineral control are negotiating trade, finance and investment deals that tie access to minerals with settlement terms, currency issues, financing.
Metals and rare earths are being embedded into resource-backed financing schemes, linking physical inputs to digital finance rails.
In trade-diplomacy deals, assurances of supply of strategic minerals now accompany financing packages and settlement guarantees (especially in areas like EVs, semiconductors, green infrastructure).
Why It Matters for the Reset
Financial architecture anchored in resources means value flows shift toward those controlling critical inputs—making them central nodes of the new system.
Settlement models may evolve: commodity-backed tokens or contracts, digital access to resources, new reserve assets beyond traditional currencies.
Alliances will form around resource-finance power rather than purely currency or military power—so trade and alliance maps are redrawn.
For the U.S. and its partners: ensuring resource access becomes not only industrial strategy but financial strategy. The link between resources and finance becomes direct.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Watcher Guru – “BRICS Hold 76 Million Metric Tons of Rare Earth Minerals…”
TASS – “BRICS accounts for 72% of global rare-earth metals reserves.”
Reuters – “US-Australia critical minerals deal underscores gap with China.”
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Emerging Markets’ Settlement Systems: Regional Blocs Building Dollar Alternatives
As the U.S. dollar system comes under pressure, emerging markets are engineering their own settlement rails — and that means a re-engineering of global finance.
Regional payment systems are no longer experiments—they’re becoming strategic alternatives.
For example, the Common Market for Eastern and Southern Africa (COMESA) bloc is launching digital payment platforms to settle trade in local currencies and bypass traditional dollars.
Key Features
Local currency settlement: Trade being settled in regional currencies rather than dollars to reduce FX risk and U.S. dominance.
Alternative rails: Systems built for intra-regional flows, cutting out traditional correspondent banking which is tied to U.S./Western systems.
Block-level cooperation: Emerging reports show joint platforms, regional digital currencies and settlement alliances forming beyond the major Western powers.
Why It Matters
Financial architecture becomes multi-pole: one dollar rail, many regional rails.
Decision-making power shifts: countries choosing their settlement networks gain autonomy and influence in trade-finance systems.
The “reset” isn’t just about replacing the dollar—it’s about building parallel systems and giving countries a choice of rail.
Trade, currency and finance become tightly interlinked: alliances shift, finance flows shift, and therefore global power dynamics shift.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Reuters – “G20’s cross-border payments push set to miss 2027 target.”
Reuters – “India pushes to ease international payments through homegrown network to rival Visa, Mastercard.”
~~~~~~~~~
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“Tidbits From TNT” Monday 11-3-2025
TNT:
Tishwash: The Iraqi Development Fund signs 5 memoranda of understanding with foreign countries
The Iraqi Development Fund announced the signing of memoranda of understanding with five foreign countries, while indicating that there is an effort to establish an Iraqi-American investment fund.
The director of the Iraq Development Fund, Mohammed Al-Najjar, said that the fund had signed several memoranda of understanding with a number of countries, including Japan, Germany, France, Britain and America.
He noted that the memoranda of understanding with Britain were signed to provide continued support to the fund, which helped in rewriting many of the documents that make the fund globally accessible and able to be dealt with internationally.
TNT:
Tishwash: The Iraqi Development Fund signs 5 memoranda of understanding with foreign countries
The Iraqi Development Fund announced the signing of memoranda of understanding with five foreign countries, while indicating that there is an effort to establish an Iraqi-American investment fund.
The director of the Iraq Development Fund, Mohammed Al-Najjar, said that the fund had signed several memoranda of understanding with a number of countries, including Japan, Germany, France, Britain and America.
He noted that the memoranda of understanding with Britain were signed to provide continued support to the fund, which helped in rewriting many of the documents that make the fund globally accessible and able to be dealt with internationally.
He added that “there are great prospects in the memoranda of understanding with the United States of America, and we are seeking to establish an Iraqi-American investment fund, explaining that there will be a trip to America soon to turn the project into reality.” link
Tishwash: 3 key tasks on the agenda of Trump's envoy to Iraq
Press reports revealed on Monday three main tasks on the agenda of Trump’s envoy to Iraq, Mark Savva: reducing the presence of Chinese companies in Iraq, influencing the shape of the next Iraqi government away from Iranian influence, and finding a specific formula for the Popular Mobilization Forces.
Reports followed by Al-Mirbad, quoting American diplomatic sources, stated that “the new American envoy to Iraq, Mark Savaya, carries an agenda with which he will begin his work in Baghdad, based on 3 axes, the foremost of which is not renewing the work contracts of Chinese oil companies in the Iraqi oil fields, and that American companies will replace them.”
The sources explained that “the other tasks assigned to Savaya by Trump, to work on supporting the formation of a government in Iraq following the parliamentary elections scheduled for 11/11, are not subject to any pressure from Iran and are not controlled by the influential factions and currents loyal to Tehran.”
The sources confirmed that "the third axis that Savaya is tasked with working on and arranging upon assuming his position in Baghdad is to prepare a plan that Washington can act upon to find a real solution to the Popular Mobilization Forces issue." link
************
Tishwash: Trump's envoy to Iraq begins his work by replacing military bases with investments.
On the day that Mark Savaya, President Donald Trump's envoy to Iraq, officially began his duties in Baghdad, the investment climate was already primed for the new American role.
The massive contracts signed by the Iraqi government in recent months in the energy, airport, and financial reform sectors appeared to be a practical prelude to Washington's return to Iraq, but this time through investment rather than military bases.
What has changed?
In recent weeks, major US deals in energy, airports, and financial reform have been announced, ranging from binding contracts to memoranda of understanding paving the way for future financing.
The most prominent include:
– Baghdad International Airport: A consortium led by Corporacion America Airports (CAAP) won a contract to develop and operate the airport with an investment of approximately $764 million, without government spending during the concession period.
– Liquefied Natural Gas (LNG): An agreement with Excelerate Energy to build the first floating LNG platform in Khor Al-Zubair, Basra, at a cost of approximately $450 million and with a processing capacity of up to 500 million cubic feet per day.
– Akkas Gas Field (Anbar): A contract with SLB to increase production to 100 million cubic feet per day after the cancellation of a previous contract.
– Electricity: A memorandum of understanding with GE Vernova to add approximately 24,000 megawatts of generating capacity, pending the completion of financing and implementation arrangements.
– Financial and banking reform: Advanced cooperation with Oliver Wyman on the Central Bank's program to restructure the banking sector and enhance compliance following US restrictions on dollar transactions, in addition to its advisory role in financing the Development Road project.
– Exxon Mobil's return: Baghdad and Exxon are on the verge of an agreement to develop the Majnoon oil field and cooperate on storage and export facilities, marking a return after its withdrawal from West Qurna-1 in 2023–2024.
Politics in the service of the economy:
Savaya's announcement today (November 2, 2025) of its commencement of operations in Baghdad is a political translation of an existing economic trajectory.
Fox News confirmed that Savaya was tasked with "expanding economic relations with the Iraqi government and creating a more transparent business environment for American companies."
Observers believe that Washington has chosen the economy as a new gateway to influence after years of military and political decline, while Baghdad is trying to capitalize on this return to stimulate the economy and alleviate financial pressures.
But...
– Have these investments ended the stagnation of the past decade?
– Partially, yes, if their conditions are met.
According to an analysis published by Gasworld, the Excelerate Energy agreement represents “the beginning of restoring mutual trust” between Baghdad and Washington, and is an indication of the United States’ seriousness in returning to direct investment after a decade of stagnation.
However, this path faces three key obstacles:
1. The dollar issue and compliance: Continued US Treasury restrictions on Iraqi banks make financial stability a prerequisite for any investment expansion.
2. Security stability: Savaya's statements link economic partnership to the state's monopoly on the use of force, meaning that the security environment remains a crucial factor.
3. The legal framework: The success of energy projects hinges on stable contracts and financing, which has previously been hampered by the withdrawal of major companies like Shell and Exxon.
In short!
The arrival of Trump's special envoy in Baghdad and the influx of American companies represent a dual attempt to rebuild trust and build soft economic influence in Iraq.
If Baghdad succeeds in stabilizing its security, financial, and legal environment, this could mark the beginning of a new chapter in the US-Iraqi partnership after a decade of stagnation.
However, if bureaucracy and security obstacles persist, these contracts will remain missed opportunities… or as Trump put it: “Iraq has a lot of oil, but they don’t know what to do with it.” link
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Mot: and Soooooo - TODAY!!!!
Seeds of Wisdom RV and Economics Updates Monday Morning 11-3-25
Good Morning Dinar Recaps,
Rails Rewritten: How Cross-Border Payments Are Forming a Parallel Financial Network
Payment rails, stablecoins and real-time flows aren’t just fintech trends — they form the infrastructure of the next global financial architecture.
Legacy cross-border payments are showing their age.
According to Global Finance Magazine, breakthroughs in cross-border connectivity are underway, but industry fragmentation remains a major challenge.
Good Morning Dinar Recaps,
Rails Rewritten: How Cross-Border Payments Are Forming a Parallel Financial Network
Payment rails, stablecoins and real-time flows aren’t just fintech trends — they form the infrastructure of the next global financial architecture.
Legacy cross-border payments are showing their age.
According to Global Finance Magazine, breakthroughs in cross-border connectivity are underway, but industry fragmentation remains a major challenge.
The Status Quo
Traditional correspondent banking networks are slow, opaque and costly.
Regulatory differences across jurisdictions slow settlement and increase FX costs.
Corporates and fintechs increasingly demand 24/7 real-time payment experiences.
The Emerging Architecture
Real-time rails: Efforts to deliver always-on global payments; 24/7 settlement becomes base expectation.
Stablecoins & tokenisation: Payment flows are migrating onto rail systems built for digital assets. See the Fireblocks report which shows 86% of firms say they have infrastructure ready for stablecoin flows.
Interoperability & standardisation: The G20’s roadmap for enhancing cross-border payments is catalysing efforts to harmonise infrastructure.
💡 Why It Matters for the Global Reset
Payment rails are the plumbing of finance. Whoever controls or influences rails controls movement of value.
The shift toward digital rails and tokenised settlement erodes the dominance of old bank-centric models and opens space for regional or alternative networks.
For alliances and diplomacy: Payment systems are now a strategic front. Countries aligning their payment infrastructure together are deepening economic alliances beyond trade.
As we move to a world where resources, trade blocs and currencies are shifting, payment rails become the glue that holds new systems together.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Global Finance Magazine – “Promoting Cross-Border Connectivity in an Era of Payments Fragmentation.”
Fireblocks – “State of Stablecoins 2025: The Payments Infrastructure Reset.”
G20/FSB – “G20 Roadmap for Enhancing Cross-Border Payments.”
~~~~~~~~~
Trade-Bloc Rise & Fragmentation: A New Era of Alliances in Global Commerce
Trade alliances are reshaping. In a world of diverging poles, who trades with whom becomes as important as what is traded.
The global economic map is changing.
An article from Modern Diplomacy outlines how multiple bilateral and regional trade deals are proliferating as countries hedge away from singular trade blocs.
Key Trends
Several major states are signing multiple bilateral/trilateral deals in quick succession (e.g., the UAE’s deals with Malaysia, Kenya and New Zealand).
Trade blocs are fragmenting: New deals bypass large multilateral frameworks and focus on flexible, pragmatic partnerships.
These trade deals often come with linked clauses on finance, currency and settlement arrangements — not just tariffs or goods.
How This Restructures Finance & Alliances
Trade deals become financial architecture — they include settlement systems, local-currency clauses and shared infrastructure.
New alliances mean new financial and currency linkages: if many countries trade and settle outside the U.S.-led systems, it weakens the old axis of financial influence.
Diplomatic realignment follows trade alignment. As trade networks rewrite, so do alliance networks — shifting economic power centers.
Why It Matters
For investors and policymakers: New trade alliances rewrite who chooses the rules, who earns trade surplus, who becomes creditor or debtor.
For currency and payment infrastructure: If trade and settlement shift regionally, currency dominance and settlement dominance shift too.
For global finance reset: The fragmentation of trade blocs pushes toward multiple financial networks rather than one global monolith.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Modern Diplomacy – “A New Era of Trade Alliances: How and Why the Global Economic Map is Changing.”
Centre for European Reform – “A New Era of Trade Alliances”
~~~~~~~~~
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MilitiaMan and Crew: IQD News Update-Digital Compliance-Non-Oil-Water Readiness
MilitiaMan and Crew: IQD News Update-Digital Compliance-Non-Oil-Water Readiness
11-2-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
MilitiaMan and Crew: IQD News Update-Digital Compliance-Non-Oil-Water Readiness
11-2-2025
The Crew: Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man
Follow MM on X == https://x.com/Slashn
Be sure to listen to full video for all the news……..
Iraq Economic News and Points To Ponder Sunday Afternoon 11-2-25
Economic: Liberation From Dollar Restrictions Marks A New Beginning For The Iraqi Banking Sector.
Economy | 01/11/2025 Mawazin News - Baghdad: Financial and banking expert Mustafa Hantoush affirmed that the Iraqi banking sector is on the cusp of a new phase, moving towards liberation from dollar-based transactions. He stressed that this requires comprehensive and fundamental reforms to modernize the banking infrastructure and enhance its efficiency.
Economic: Liberation From Dollar Restrictions Marks A New Beginning For The Iraqi Banking Sector.
Economy | 01/11/2025 Mawazin News - Baghdad: Financial and banking expert Mustafa Hantoush affirmed that the Iraqi banking sector is on the cusp of a new phase, moving towards liberation from dollar-based transactions. He stressed that this requires comprehensive and fundamental reforms to modernize the banking infrastructure and enhance its efficiency.
Hantoush stated that "approximately 90% of the Iraqi banking system remains subject to the restrictions imposed on dollar transactions, due to the problems and suspicions the sector has witnessed in recent periods." He indicated that "recent indicators are positive, and some banks are expected to begin gradually freeing themselves from these restrictions within the next three months."
He added that "the banking sector still lacks genuine activity, as it needs to activate the deposit, lending, and investment systems in an integrated manner, along with a review of regulatory standards in coordination with the Central Bank of Iraq.
" Hantoush called for "a shift towards full financial inclusion through diversifying banking services and expanding the customer base, as well as strengthening cooperation with international banks and opening new correspondent banking channels that enable Iraqi banks to integrate into the global financial system."
Hantoush concluded by emphasizing that "developing technical systems and simplifying procedures to serve the citizen represent the most important step in the reform process, as they are the basis for getting rid of the bureaucracy that hinders the progress of the sector and limits its ability to compete." https://www.mawazin.net/Details.aspx?jimare=269489
Dollar Prices Fall Against The Dinar In Baghdad
Stock Exchange Economy News – Baghdad The exchange rate of the dollar against the dinar fell on Sunday morning in Baghdad markets. The dollar exchange rate witnessed a decrease in the Al-Kifah and Al-Harithiya exchanges, recording 140,900 dinars for 100 dollars, while yesterday, Saturday, it recorded 141,000 Iraqi dinars for 100 dollars.
The selling prices were stable in exchange shops and local markets in Baghdad, where the selling price reached 142,000 dinars for 100 dollars, and the buying price reached 140,000 dinars for 100 dollars. Https://Economy-News.Net/Content.Php?Id=61852
Dollar Prices Fall Against The Dinar In Baghdad
Stock Exchange Economy News – Baghdad The exchange rate of the dollar against the dinar fell on Sunday morning in Baghdad markets. The dollar exchange rate witnessed a decrease in the Al-Kifah and Al-Harithiya exchanges, recording 140,900 dinars for 100 dollars, while yesterday, Saturday, it recorded 141,000 Iraqi dinars for 100 dollars.
The selling prices were stable in exchange shops and local markets in Baghdad, where the selling price reached 142,000 dinars for 100 dollars, and the buying price reached 140,000 dinars for 100 dollars. https://economy-news.net/content.php?id=61852
Iraq Leads Global Oil Deals In October 2025
Energy The largest oil deals in October 2025 witnessed unprecedented investment activity in the global energy sector, with agreements ranging from development and acquisition to regional expansion in petrochemicals and oil storage.
According to the specialized global energy platform "Energy," the largest deals included significant activity in Egypt, which had the most prominent presence, as well as in Iraq, Algeria, Saudi Arabia, the UAE, Sudan, and Qatar, reflecting investor confidence in emerging markets.
The agreements, memoranda of understanding, and partnerships signed as part of the largest oil deals in October 2025 demonstrated a diversity of objectives. Some focused on developing giant fields like Iraq's Majnoon field, while others aimed to support downstream and logistics industries in Egypt and the UAE.
These moves reflect a clear trend in the region towards diversifying investments and strengthening energy value chains, making the largest oil deals in October 2025 a strong indicator of the return of investment activity in global oil markets.
The largest oil deals during October were as follows:
Iraq (deal to develop Majnoon field).
Algeria (a deal won by an Egyptian company).
Saudi Arabia (acquisition deal).
Qatar (two deals with Egypt).
The UAE (deal with Egypt).
Egypt (New Petrochemical Project).
Russia and Sudan (Agreement for Investment and Protection). https://economy-news.net/content.php?id=61862
Trump's Envoy Begins His Duties In Iraq
November 2, 2025 Baghdad – Al-Zaman US President Donald Trump's special envoy, Mark Savaya, announced on Sunday that he had officially begun his duties.
Savaya said in a tweet that “thanks to the great leadership of President Donald Trump, Iraq is now back, and I am on top of my job.” He added: “Let’s make Iraq great again!” LINK
Amid Caution In Global Markets, Gold Continues To Rise.
Economy | 02/11/2025 Mawazin News - Follow-up: Precious metal prices remained relatively stable at the start of trading, with gold holding above the $4,000 per ounce mark, as investors awaited any economic or geopolitical developments that could affect the appeal of safe havens.
The price of an ounce of gold settled at $4,002, while a gram of 24-karat gold reached approximately $128.70.
Silver traded around $48.80 per ounce, while platinum recorded a price of $1,572 per ounce, and palladium reached approximately $1,450 per ounce
This price stability comes amidst a cautious atmosphere prevailing in global markets, as investors await new indicators that may prompt them to increase or decrease their investments in precious metals, at a time when markets are experiencing increasing volatility due to political tensions and economic uncertainty. https://www.mawazin.net/Details.aspx?jimare=269513
For current and reliable Iraqi news please visit: https://www.bondladyscorner.com
Why a Currency Reset is Inevitable: Lynette Zang
Why a Currency Reset is Inevitable: Lynette Zang
VRIC Media: 11-2-2025
In a world increasingly reliant on digital screens and paper promises, the foundational value of physical assets is often overlooked—until the system starts to crack.
In a recent, highly insightful interview on VRIC Media with host Darrell Thomas, financial expert Lynette Zang of Zang Enterprises laid out a powerful case for the imminent transformation—or necessary reset—of the global monetary system.
Why a Currency Reset is Inevitable: Lynette Zang
VRIC Media: 11-2-2025
In a world increasingly reliant on digital screens and paper promises, the foundational value of physical assets is often overlooked—until the system starts to crack.
In a recent, highly insightful interview on VRIC Media with host Darrell Thomas, financial expert Lynette Zang of Zang Enterprises laid out a powerful case for the imminent transformation—or necessary reset—of the global monetary system.
Her focus was sharp: the dramatic and growing divergence between the paper markets and the immutable value of physical gold and silver.
If you are holding paper assets, futures contracts, or simply trusting the current debt-driven system, Zang’s analysis offers a critical wake-up call.
The core of Zang’s argument rests on a phenomenon that signals deep distress in the financial plumbing: the growing separation between the price of paper metals (futures, spot contracts) and the price for actual physical delivery.
Zang highlighted the critical importance of backwardation. This is a rare and jarring market condition where the price for immediate physical delivery exceeds the price of futures contracts.
In simple terms, people are willing to pay more right now for the actual metal than they are willing to pay for a promise of delivery months down the line.
“Backwardation is a clear signal that distrust in the paper system is peaking,” Zang explains. “Paper gold and silver contracts can be manipulated and created in unlimited quantities without corresponding physical backing.
The market is waking up to the reality that these contracts are simply promises, not actual assets.”
The implications are profound. As central banks repatriate their gold reserves and institutional players increasingly demand physical settlement, the illusion of unlimited inventory shatters, favoring those who hold the metal in their hand, not on a screen.
Why is this systemic distrust manifesting now? Zang points directly to the elephant in the room: ballooning global debt.
In a monetary reset scenario—where currencies must be revalued against a stable, foundational asset like gold—the true debt load must be accounted for.
According to Zang’s analysis, when the massive weight of global indebtedness is properly measured against gold’s fundamental value, the asset’s price must adjust dramatically.
Zang estimates that upon a true market reset or revaluation, gold’s necessary fundamental value could reach an astonishing $33,000 to $40,000 per ounce.
This isn’t hyperbole based on market speculation; it is an estimate derived from balancing the current financial liabilities of the world against the only true form of sound money.
While the numbers are staggering, Zang spent significant time focusing not just on the problem, but on practical solutions for individuals navigating this transition. This shift requires more than just financial diversification; it requires holistic preparedness.
The coming transition, Zang argues, will challenge essential services. Her advice extends far beyond the financial portfolio:
“Sound money alone is not enough,” Zang cautioned. “We must build local communities for mutual support around the essentials of life: food, water, shelter, and energy. We need to be prepared with barterable goods and a network of people who can rely on each other.”
Taking control of one’s financial future in a transitioning economy means understanding true asset values, avoiding reliance on manipulated markets, and building a foundation of resilience that extends to your physical community.
Lynette Zang’s insights are a powerful reminder that while central banks and politicians wrestle with debt ceilings and inflation targets, the market—signaled by backwardation and the demand for physical assets—is already choosing sides.
The systemic shift is favoring physical metals over paper promises. If Zang’s estimates even approach reality, the time to secure your position in sound money is now.
*Ready to dive deeper into the mechanics of the monetary system reset?
Watch the full insightful interview from VRIC Media with Darrell Thomas and Lynette Zang for comprehensive analysis and details on how to navigate this crucial transition.
Edu Matrix: Who’s Holding up the IQD RV?
Edu Matrix: Who’s Holding up the IQD RV?
11-2-2025
The revaluation of the Iraqi Dinar (IQD) has been a topic of intense speculation and discussion for years, yet the anticipated change remains elusive. Why?
In a recent insightful video from Edu Matrix, financial expert Sandy Ingram delves deep into the labyrinthine factors impeding the IQD revaluation, identifying five primary entities that collectively contribute to this ongoing delay.
Her analysis urges viewers to consider who truly holds the most sway in this intricate geopolitical and economic landscape.
Edu Matrix: Who’s Holding up the IQD RV?
11-2-2025
The revaluation of the Iraqi Dinar (IQD) has been a topic of intense speculation and discussion for years, yet the anticipated change remains elusive. Why?
In a recent insightful video from Edu Matrix, financial expert Sandy Ingram delves deep into the labyrinthine factors impeding the IQD revaluation, identifying five primary entities that collectively contribute to this ongoing delay.
Her analysis urges viewers to consider who truly holds the most sway in this intricate geopolitical and economic landscape.
First up, the mighty United States. Sandy Ingram points out that the U.S. exerts significant pressure on Iraq, particularly regarding its relationship with neighboring Iran.
Beyond geopolitical maneuvering, the U.S. is deeply concerned about controversial legislation being introduced in Iraq’s parliament. A startling example cited is a proposed bill that would reportedly allow adult men to marry 10-year-old girls. Such legislation raises global human rights alarms and undoubtedly impacts international confidence and potential U.S. support for Iraq’s economic aspirations.
Next, we turn to the International Monetary Fund (IMF). A crucial prerequisite for any currency revaluation is the certification of a nation’s economic stability. While Iraq is rich in oil, the IMF has yet to certify its economic stability beyond this single sector. For a sustainable and credible revaluation, Iraq needs to demonstrate a diversified and robust economy that isn’t solely reliant on fluctuating oil prices. This certification is a non-negotiable step for the global financial community.
The Central Bank of Iraq (CBI) faces its own set of challenges. Sandy Ingram highlights criticism directed at the CBI for failing to adequately align the Iraqi banking system with international standards. In today’s interconnected financial world, such alignment is critical for establishing credibility, fostering trust, and ensuring currency stability. Without a banking infrastructure that meets global benchmarks, the path to a fully revalued and convertible currency remains fraught with obstacles.
The Iraqi government itself isn’t exempt from scrutiny. Sandy Ingram points to poor fiscal management practices, specifically the government’s habit of earning revenue in U.S. dollars but spending in Iraqi dinars. This creates unintended distortions in currency flow, complicating the CBI’s efforts to manage and stabilize the dinar. Effective revaluation requires coherent and disciplined fiscal policies that support, rather than undermine, the national currency.
Finally, a less obvious but significant factor involves the Iraqi people. Sandy Ingram suggests that the reluctance of citizens to deposit their banknotes into formal banking institutions limits the central bank’s ability to effectively control currency circulation. A central bank needs to understand and manage the supply of its currency in the system to undertake an effective revaluation. When a significant portion of cash remains outside the formal banking system, this vital control is hampered.
After laying out these five complex factors, Sandy Ingram emphasizes a critical point: among these five, two actors are significantly more responsible than the others for the current delay. The remaining three issues, while important, are viewed as ongoing efforts or “work in progress.” This distinction is crucial, prompting viewers to ponder which two entities wield the most decisive power in this scenario.
The revaluation of the Iraqi Dinar is clearly not a simple economic adjustment. As Sandy Ingram eloquently articulates, it is a multifaceted issue deeply interwoven with political pressures, economic prerequisites, and social behaviors. Understanding these intricate layers is essential for anyone following the IQD’s journey.
For a deeper dive into these intricate details and to form your own conclusion on who holds the most influence, be sure to watch the full video from Edu Matrix.
https://dinarchronicles.com/2025/11/02/edu-matrix-whos-holding-up-the-iqd-rv/
“Tidbits From TNT” Sunday 11-2-2025
TNT:
Tishwash: Indonesia plans digital version of rupiah for financial market
Bank Indonesia will introduce Rupiah Digital, a digital version of Sekuritas Rupiah Bank Indonesia (SRBI), as part of a phased rollout through 2030.
The central bank plans gradual development, starting with experimentation in digital securities issuance, transfers, and withdrawals from 2025 to 2026.
Further testing will cover monetary operations and financial market transactions between 2027 and 2028, followed by advanced features such as programmability, composability, and tokenization in 2029 to 2030.
TNT:
Tishwash: Indonesia plans digital version of rupiah for financial market
Bank Indonesia will introduce Rupiah Digital, a digital version of Sekuritas Rupiah Bank Indonesia (SRBI), as part of a phased rollout through 2030.
The central bank plans gradual development, starting with experimentation in digital securities issuance, transfers, and withdrawals from 2025 to 2026.
Further testing will cover monetary operations and financial market transactions between 2027 and 2028, followed by advanced features such as programmability, composability, and tokenization in 2029 to 2030.
Rupiah Digital will be built on distributed ledger technology, according to the central bank’s Payment System Blueprint 2030.
Bank Indonesia also plans to issue BI-FRN, a new floating-rate note, to complement its existing monetary instruments.
Details on BI-FRN will be released in early November.
The instrument is intended to support the domestic financial market and real sector. link
Tishwash: An expert: 90 trillion dinars are hoarded by Iraqis and do not reach the banks.
Financial expert Mahmoud Dagher revealed on Sunday that the amount of cash held by the "public" is estimated at about 90 trillion dinars, out of a total of 98 trillion dinars that is the size of the cash mass in Iraq.
Dagher, who previously served as a director at the Central Bank of Iraq, told Shafaq News Agency that "the volume of issued cash is around 98 trillion dinars, of which 88 to 90 trillion are in the hands of the public."
He added, "The public does not only mean the people, but also the merchants, the contracting companies, and the industrialists," explaining that "Iraqis hoard money instead of depositing it in banks, because our society likes to deal in cash and needs a long time to get used to electronic payment methods, in addition to the lack of trust in banks among some depositors after the setbacks that occurred in the banks."
He pointed out that "all these matters are considered behavioral issues, as people are accustomed to keeping a portion of their money, and so are companies, therefore Iraqis think this way."
According to specialists, this phenomenon has many negative aspects, including that the central bank loses its actual control over the money supply, and that its tools such as the interest rate or rediscount become less effective, while banks suffer from a shortage of liquidity, which weakens their ability to finance projects and pushes investors towards informal financing, in addition to the difficulty of managing inflation due to the money supply not officially circulating, which negatively affects the central bank’s decisions in achieving its main goal, which is to control the general level of prices and achieve stability link
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Tishwash: Al-Araji meets with the US Secretary of the Interior in the Bahraini capital, Manama.
National Security Advisor, Mr. Qasim Al-Araji, met with the United States Secretary of the Interior, Mr. Doug Borgum, on the sidelines of the Manama Dialogue 21 conference held in Bahrain.
During the meeting, discussions were held on the continuation of security cooperation between Iraq and the United States of America and the development of strategic partnership relations between the two countries in the field of exchanging information and expertise and combating terrorism and drugs.
The active role of Iraq in the stability of the region was also reviewed, through the Iraqi government’s policy of distancing itself from conflicts and bringing international and regional viewpoints closer together. link
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Tishwash: Al-Rasheed Bank calls on employees to update their data and warns of temporary account suspension.
Al-Rasheed Bank has called on all employees whose salaries are deposited with the bank to update their personal information via the bank's mobile application, in accordance with the directives of the Central Bank of Iraq.
This update is intended to ensure the uninterrupted provision of banking services. The bank indicated that the update aims to organize and ensure the accuracy of the data, warning that failure to complete this procedure may result in the temporary suspension of the account until the update is completed. The bank clarified that this service is currently available only to employees and encouraged them to download the application from the App Store or Google Play. Users are advised to visit their nearest branch if they encounter any difficulties.
The bank stated in a statement:
Al-Rasheed Bank called on all employees whose salaries are deposited with it to quickly update their data exclusively through the bank’s application, based on the directives of the Central Bank of Iraq and to ensure the continued provision of banking services without interruption.
The bank explained in a statement that the update process is for auditing purposes aimed at organizing the data and ensuring its accuracy.
He noted that failure to update information may lead to the account being temporarily suspended until the required procedures are completed.
He explained that the service currently includes only employees and does not include retirees at this stage, calling for downloading the Al-Rasheed Bank application from the App Store or Google Play and completing the update process easily and securely.
The bank confirmed that if the update mechanism is unknown or if there is difficulty in using it, it is possible to visit the nearest branch of the bank. link
Mot: How Do they Do it!!!???
Mot: Careful -- the ""Seenagers"" Are OUt and about!!!
Seeds of Wisdom RV and Economics Updates Sunday Morning 11-2-25
Good morning Dinar Recaps,
“Bretton Woods 2.0: The Monetary Architecture of the Reset”
The 1944 system is crumbling — and a new financial framework is emerging that could redefine currency, trade, settlement and reserve strategy.
The phrase “Bretton Woods 2.0” is more than academic — it signals a structural shift in how global finance will be governed, especially in an age of digital currency, geopolitical fragmentation and new regional power blocs.
Detailed proposals and analyses by multiple think‐tanks show the old post-war institutions (International Monetary Fund, World Bank) are under pressure to adapt.
Good Morning Dinar Recaps,
“Bretton Woods 2.0: The Monetary Architecture of the Reset”
The 1944 system is crumbling — and a new financial framework is emerging that could redefine currency, trade, settlement and reserve strategy.
The phrase “Bretton Woods 2.0” is more than academic — it signals a structural shift in how global finance will be governed, especially in an age of digital currency, geopolitical fragmentation and new regional power blocs.
Detailed proposals and analyses by multiple think‐tanks show the old post-war institutions (International Monetary Fund, World Bank) are under pressure to adapt.
🔹 Key Features of the Bretton Woods 2.0 Discussion
Governance reform: upgrading or replacing institutions to reflect 21st-century power shifts (emerging markets, digital economy) rather than dominance of Western powers.
Digital currency & settlement innovation: digital-central bank currencies (CBDCs), tokenised assets, programmable money are pushing the architecture to change.
Resource and trade power linked to financial leverage: control of key inputs (rare earths, critical minerals) and trade terms become intertwined with finance architecture.
Multipolar reserve/currency models: The dominance of the U.S. dollar and dollar-based settlement is being challenged by blocs and alternative systems (BRICS, Asia-Pacific, digital rails).
🔹 How This Could Lead to a New Global Financial System
Currency reset potential: If major economies adopt divergent digital currencies or switch reserve assets (e.g., gold, commodities, new currency baskets), the old dollar-centric system may yield.
Settlement rail competition: As regional blocs build their own clearance and settlement systems, global capital flows may shift from old rails to new ones.
Trade and finance integration: Trade deals that include embedded finance clauses (digital settlement, fintech integration) mean trade policy becomes finance policy — the architecture of trade becomes architecture of money.
Institutional redesign: New frameworks will incorporate climate finance, value chains, data flows and technology, signalling a broader “finance system” than just banks and central banks — it's the new infrastructure layer.
🔹 Why It Matters for the U.S. and Global Finance
For the U.S., failing to engage in or shape the Bretton Woods 2.0 architecture risks losing rule-making power in global finance, being relegated to follower status rather than leader.
For global investors & institutions: a shift means rebasing models — what assets are safe, what currencies are dominant, what settlement systems will prevail.
For systemic stability: a poorly managed transition could produce fragmentation, dual systems, competing currencies and heightened financial risk — the reset must be orderly or it risks disorder.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
Atlantic Council – Bretton Woods 2.0 Project – Examining deep challenges facing the Bretton Woods institutions and reimagining governance of international finance.
Discovery Alert – “Bretton Woods 2.0: Understanding the Coming Monetary System Reset.”
RSIS (Nanyang) – “The Case for Bretton Woods 2.0”.
Carnegie Endowment – “The Bretton Woods Moment—and Its Necessary Replacement.”
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“Slow Growth, Big Stakes: The International Monetary Fund Outlook & the Financial Reset”
Why modest global growth forecasts are not just economic news — they raise structural questions about the next finance architecture.
Global growth has turned sluggish, and for the world of money and finance, that means more than a slowdown — it signals a potential shift in how the system works.
According to the IMF’s October 2025 World Economic Outlook (WEO), global GDP growth is projected at approximately 3.2 % in 2025 and then 3.1 % in 2026.
The tone: “Global economy in flux, prospects remain dim.”
🔹 Key Highlights from the WEO
Growth in advanced economies projected around ~1.5–1.6 % in 2025-26.
Emerging market & developing economies projected just above 4 % growth — a moderate pace.
Risks are tilted to the downside: protectionism, labour-supply shocks, ageing populations, fiscal vulnerabilities and financial‐market fragilities.
Trade diplomacy, strong institutions and policy clarity are cited as key to restoring confidence.
🔹 Why This Outlook Signals a Financial Restructuring Moment
Low growth + high debt = a stressed system: With slower growth, existing fiscal burdens and leveraged financial structures face more strain — increasing the need for new financing models, restructuring of debt, and alternative capital flows.
Policy space narrowing: If advanced economies are stuck at ~1.5 % growth, monetary and fiscal tools may be less effective, prompting innovative financial instruments, regional cooperation and new reserve/settlement mechanisms.
Trade & finance intersection: The IMF explicitly links trade diplomacy to output gains (e.g., resolving policy uncertainty + better trade deals = ~0.4–0.7 % uplift) in the WEO. That means trade policy and financial architecture are overlapping — which invites broader system redesign.
Structural shift in capital flows: Sluggish growth can push capital away from traditional markets and into alternative assets, new regions, digital finance – accelerating the reset of global finance networks.
🔹 Why It Matters to You & the Global Finance Reset
Investors and institutions should prepare for non-linear change, not just slower growth but changed rules of capital, settlement, risk assessment.
The U.S. and allied economies may need to renegotiate their role in global finance, especially as emerging markets maintain growth closer to 4 % and may command more weight in the new system.
The architecture of trade, output, and finance are merging: trade deals, commodity flows, digital finance, and capital allocation will form the next generation of "who controls what" in global finance.
This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive
Sources:
IMF – Press Briefing Transcript: World Economic Outlook, Annual Meetings 2025.
IMF – World Economic Outlook: Global Economic Outlook Shows Modest Change Amid Policy Shifts and Complex Forces.
Reuters – IMF lifts growth outlook on more benign tariffs as revived US-China trade war looms.
The Guardian – IMF chief warns ‘uncertainty is the new normal’ in global economy.
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