Iraq Economic News and Points To Ponder Monday Morning 10-27-25

The Prime Minister Directs Financial And Banking Institutions To Cooperate With Arab And Foreign Investors. 
 
Yesterday, 22:48   Baghdad – INA  Prime Minister Mohammed Shia al-Sudani  directed financial and banking institutions, on Sunday,  to cooperate with Arab and foreign investors to serve Iraq and support the economy.
 
The Prime Minister's media office stated in a statement received by the Iraqi News Agency (INA), that  "Prime Minister Mohammed Shia al-Sudani  attended the opening of the Arab Bank-Iraq,  which is contributed by Iraqi, Arab and foreign capital." 

Al-Sudani stressed, according to the statement, that   "the opening of this bank,  with the contribution of an elite group of Arab and foreign investors,  both individuals and institutions,  represents a clear affirmation of confidence in the Iraqi economy,  the work accomplished during the past period,  and the business environment that is attractive to investment." 

He explained that  "the presence of the Arab Bank of Iraq  represents a strategic addition to the national banking sector,  and is a model for the modern, effective banking institutions we aspire to,  capable of providing advanced services  that contribute to financing sustainable development."

 He emphasized the  "need to stimulate the financing of diverse investment projects and opportunities,  in light of the presence of a bold and capable Iraqi private sector that understands the intricacies of the investment environment." 

Al-Sudani pointed out that  "it is important for there to be cooperation between the Arab Bank-Iraq,  national banking institutions, government agencies, the private sector,  and Arab and foreign investors,  in order to utilize existing financial capabilities and banking expertise to support government programs and development projects."   https://ina.iq/ar/economie/246554-.html    

Rafidain: Partnership With The Central Bank And The Payments Council Is A Successful Model For Managing Financial Transformation.
 
Yesterday, 20:35 Baghdad – INA Rafidain Bank announced on Sunday that its partnership with the Central Bank and the Payments Council   is a successful model for managing financial transformation, while  indicating a move toward an integrated digital financial system.
 
The bank said in a statement received by the Iraqi News Agency (INA), "The bank's general manager, Ali Karim Hussein Al-Fatlawi, participated in the regular meeting of the Iraqi National Payments Council,   which was held at the headquarters of the Central Bank of Iraq,  headed by the Central Bank Governor, Ali Mohsen Al-Allaq, and   attended by representatives of    ministries,  government institutions, and the   financial and banking sectors."
 
Al-Fatlawi said, according to the statement, that "the bank is proceeding with confidence   in its strategic partnership with the    Central Bank and the    National Payments Council to     develop the digital payments infrastructure and    consolidate the transition to a national economy     based on   financial inclusion and   technological innovation.

"  He stressed that "the bank is working to  strengthen its role as a key driver   of the digital transformation of the Iraqi banking sector  by investing in   modern financial technologies and   expanding the electronic payment services network,  in line with the national vision   led by the   Central Bank and the  Payments Council to build a more efficient and transparent financial system.

" He explained that "the bank attaches great importance to   developing the technological infrastructure of its banking systems,   enhancing cybersecurity and data protection, and   spreading the culture of financial awareness among citizens,   especially youth and students,   as they are the targeted generation   in the transition to digital banking services." 

He pointed out that "the close partnership between the   Central Bank, the   Payments Council, and   Rafidain Bank    represents a successful model of institutional integration in managing    financial and digital transformation in Iraq," stressing that "the bank will continue to play its leading role in   empowering the national banking sector and   expanding the base of financial inclusion,   enhancing economic stability and   serving sustainable development."    https://ina.iq/ar/economie/246545-.html    

The Governor Of The Central Bank Of Iraq Meets With The Director Of GIZ In Iraq
 
October 26, 2025  His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, received in Baghdad the Country Executive Director of the German Agency for International Cooperation (GIZ) in Iraq, Mr. Axel Klaphak.
 
The meeting discussed the agency's projects in the fields of   finance,   entrepreneurship,   skills development, and   financial infrastructure.
 
His Excellency the Governor began by discussing the "Strengthening Public Finance and Financial Markets (FFM)" projects.
 
Project Manager Tobias Langa and FFM Project Advisor Hussein Al-Maamouri provided a comprehensive explanation of
how to increase financing and borrowing for small and medium-sized entrepreneurial projects and facilitate procedures.
 
Executive Director Mr. Kalbhaka expressed his deep gratitude to His Excellency the Governor of the Central Bank
for his essential and effective role in supporting small and medium-sized enterprises in Iraq   by providing financing and facilitating procedures.   Central Bank of Iraq    Media Office   https://cbi.iq/news/view/3027  

The Governor Of The Central Bank Receives The CEO Of Al Baraka Bank Bahrain.
 
October 26, 2025  His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, received in Baghdad the  General Manager and CEO of Al Baraka Bank Bahrain, Dr. Adel Salem,  and his accompanying delegation.
 
His Excellency discussed the   recent reforms in the Iraqi banking sector and   their impact on enhancing confidence in the   banking environment and   financial transactions.
 
Mr. Salem discussed   opportunities for expansion in the Iraqi market and   ways to enhance joint banking cooperation with Gulf banks,   with the possibility of opening doors to cooperation with the bank   through training and   qualification for Iraqi bank employees to gain successful experiences    between the two parties.   Central Bank of Iraq    Media Office https://cbi.iq/news/view/3028    

The Governor Of The Central Bank Of Iraq Chairs The Regular Meeting Of The Iraqi National Payments Council.
 
October 26, 2025  His Excellency the Governor of the Central Bank of Iraq and  Chairman of the Iraqi Payments Council, Mr. Ali Mohsen Al-Alaq,  chaired the regular meeting of the Iraqi National Payments Council.
 
The meeting was held at the headquarters of the Central Bank of Iraq and  attended by council members, including   central bank officials,   representatives of ministries and government agencies, and the   private sector, in addition to   representatives of financial and banking institutions, such as   public and private banks and   electronic payment service providers.
 

During the meeting, several important topics were discussed, most notably the  Central Bank of Iraq's initiatives to develop the   technical,   legislative, and   regulatory infrastructure for  payment systems and    financial technologies.
 
Discussions focused on ways to expand the adoption of  electronic payment tools and  channels in  ministries,   government institutions, and the  private sector,  in line with the government's strategic vision in this regard.
 
Council members emphasized the importance of supporting efforts aimed at spreading financial and banking awareness and culture   among all segments of society, as well as the importance of   protecting society from cyber risks and  raising awareness of the dangers of    financial and digital fraud.
 
The Chairman and members of the Council  discussed the level of development of the   digital infrastructure and   financial services provided by government banks,  as they are among the fundamental pillars of  digital transformation and the  development of financial services.
 
The recommendations focused on expanding the   use of payment and financial technology in the education sectors,   ways to support students and youth, and   supporting financial and banking awareness initiatives directed at them.
 
It is noteworthy that the Iraqi Payments Council aims to  coordinate efforts and   achieve cooperation  in the areas of  national payments and   electronic payments between  legislative and regulatory authorities,  executive institutions in the public and private sectors, and  financial and banking sector institutions. Central Bank of Iraq Media Office https://cbi.iq/news/view/3026   

Al-Sudani Issues Directives To Financial And Banking Institutions.
 
Baghdad Today - Baghdad    Prime Minister Mohammed Shia al-Sudani directed, on Sunday (October 26, 2025),   governmental and   private financial and   banking institutions     to enhance cooperation with  Arab and  foreign investors, in a way that  serves the interests of Iraq and   supports the building of a   strong,   diversified, and  sustainable economy.
 
Al-Sudani's media office stated in a statement received by Baghdad Today that "this came during his attendance at   the opening ceremony of the Arab Bank - Iraq,  in which   Iraqi,  Arab and   foreign   capital contributes," stressing that "the opening of this bank represents an   embodiment of investor confidence in the Iraqi economy and the  attractive business environment that has been established during the past period, pointing out that the presence of  the bank is a strategic addition to the national banking sector and  a model for modern financial institutions capable of providing advanced  services and  financing  sustainable development projects."  

The Prime Minister explained that "the success of this project requires cooperation between the   Arab Bank of Iraq,   national banks,   government agencies, and the  private sector, in order   to leverage   financial capabilities and   banking expertise   to support    government programs and   development projects."

He stressed that "the government is proceeding with   reforming the financial and banking system and   transforming it  from a single-source rentier economy  to a diversified and sustainable economy   based on natural resource investment. 

He explained that  "these reforms were implemented   despite their significant    social and     political costs, and contributed to    raising the level of credibility with international financial institutions and   creating a safe and attractive financial environment for investment.

" He added, "Iraq is witnessing a phase of  real development and   vast investment opportunities across various sectors, emphasizing the need for modern digital banking services that meet the needs of    individuals and  institutions    and keep pace with global developments in banking."
 
Al-Sudani concluded by emphasizing that  integration between   Iraqi financial institutions and   Arab and   foreign investors    represents a fundamental step toward   enhancing economic growth and   consolidating financial stability in the country.    https://baghdadtoday.news/285990-.html  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 10-26-25

Good Afternoon Dinar Recaps,

ASEAN 2025: Malaysia Summit Marks a Turning Point for Global Order

When Southeast Asia convenes, the future of trade, diplomacy and monetary flows is being rewritten.

Leaders, Expansion & a Crowded Agenda

• The Association of Southeast Asian Nations (ASEAN) summit in Kuala Lumpur from October 26–28, 2025 will bring together heavy-weight global figures: Donald Trump (USA), Li Qiang (China), Sanae Takaichi (Japan), Lee Jae‑myung (South Korea), Luiz Inácio Lula da Silva (Brazil) plus others from South Africa, Canada, Australia and New Zealand. 

• Notably, Timor‑Leste will officially become the bloc’s 11th full member — the first expansion since the 1990s.

• The agenda is packed: economic integration, the Myanmar crisis, South China Sea disputes, U.S.–China rivalry, Gaza’s fallout, and a booming online-scam industry. 

Why This Matters

  ●   Regional economic architecture in flux – With membership expansion and global leaders present, ASEAN is evolving from a regional forum into a strategic geopolitical player.
  ●   Trade & settlement pathways shifting – As Asia becomes more central, monetary flows and digital-settlement frameworks will increasingly bypass traditional Western hubs.
  ●   Global financial reset underway – The summit’s scale and diversity of issues reflect a transition toward multipolar financial systems, where power is not rooted solely in the West or the dollar.
  ●   Symbolism becoming structure – Timor-Leste’s accession and the presence of global heads signal that the infrastructure of global finance (trade routes, digital rails, reserve assets) is being reconfigured.

The Bigger Picture: Out with the Old, In with the New

The ASEAN 2025 summit isn’t just a diplomatic gathering — it’s a marker of how global economics and finance are morphing:

• Legacy settlement systems built around Western-led currency and payment rails face competition from Asia-driven arrangements and digital alternatives.

• The inclusion of new members and agendas beyond “just trade” show that alignment is shifting — politics, finance and technology are converging.

• Institutions, treaties, and digital platforms being discussed now will underpin tomorrow’s liquidity networks, reserve architectures and financial flows.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “What to expect from Southeast Asian leaders’ summit as Trump attends”  

• Reuters – “East Timor officially becomes ASEAN’s 11th member” 

• The Diplomat – “What to Expect From the Upcoming ASEAN Summit in Malaysia”

• Free Malaysia Today – “What to expect at the ASEAN summit” 

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BRICS Payment Surge: Yuan-Rails Rewrite the Monetary Map

How the Cross‑Border Interbank Payment System (CIPS) and yuan-lending boom are reshaping global finance.

The Transformation in Motion

The BRICS bloc and China in particular are quietly building a parallel payment and monetary system:
  ● China’s CIPS now connects 1,700+ banks in over 100 countries, clearing approximately ¥175 trillion (~US $24 trillion) in 2024 — up ~43 % year-on-year. 
  ● China’s overseas renminbi (RMB) lending, deposits and bond investments have surged to over RMB 3.4 trillion (~US $480 billion) in five years — a clear step in de-dollarising trade and financing. 
  ● The Bank for International Settlements (BIS) and others have flagged this trend as a structural shift in global liquidity rather than a transient event. 

Why It Matters

  • Redesigning the Reserve Architecture:
   • The dominance of the U.S. dollar and Western-led rails (e.g., SWIFT) is being challenged by a system that routes value directly through yuan-cleared networks.
  • Liquidity Flows Redefined:
   • Institutional, trade and sovereign flows are now beginning to respond to networks centred on the yuan and CIPS — not just the dollar-centric system.
  • Toward a Global Financial Reset:
   • This is more than currency diversification. It’s the creation of an alternative global monetary plumbing, enabling a multipolar value-transfer architecture beyond legacy systems.
  • Analogy:
   • Just as the internet replaced postal letters, CIPS + yuan-finance may replace correspondent-bank wires — faster, global, programmable.

Key Implications

  ● Trade-finance realignment: China is settling increasing volumes in yuan — including LNG imports, soybeans and loans in commodity-rich countries — reducing dollar dependency.
  ● Banking infrastructure on the move: Major global banks (e.g., HSBC Hong Kong) have joined CIPS, signalling institutional support for this rail. 
  ● Emerging-market leverage: BRICS and partner nations see this rail as a way to sidestep sanctions risk and gain greater financial sovereignty.
  ● Systemic resilience: A diversified global settlement system weakens single-point dependency on the dollar and creates alternatives when geopolitical pressures intensify.

The Bigger Picture: Out with the Old, In with the New

The contours of a new global financial system are emerging:

• A shift from fiat-centric, dollar-settlement pipelines toward multi-currency rails under sovereign and institutional control.

• Payment networks built on programmable rails, where value moves as instantly and reliably as data.

• While the dollar remains dominant for now, the architecture behind it is changing — and these developments mark the inflection point of the global reset.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “BRICS Grows as 1,700 Banks Process 175 Trillion Chinese Yuan Payments” 

• FT.com – “Overseas renminbi lending surges as China steps up campaign to de-dollarise”

• Reuters – “China central bank urges state-owned businesses to prioritise yuan in overseas expansion”

• Reuters – “China talks up digital yuan in push for multi-polar currency system”

~~~~~~~~~

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“Tidbits From TNT” Sunday 10-26-2025

TNT:

Tishwash:  US envoy: Iraq is improving day by day and there are no limits to its capabilities

US President Mark Savaya's envoy sent a message to Iraq.

"I want to make Iraq great again," Savaya told the Chaldean Press.

He pointed out that he would like to "achieve peace and stability in the country by building strong bridges with the United States", explaining that "Iraq is improving day by day, without limits to its capabilities".  link

Tishwash:  Masrour Barzani: Article 140 of the Constitution must be implemented as it is after the elections

#Article 140

 The Prime Minister of the Kurdistan Regional Government, Masrour Barzani, confirmed that the Kurdistan Democratic Party is preparing to implement several goals following the parliamentary elections scheduled in Iraq, noting work to implement Article 140 of the Constitution.

 Masrour Barzani said in a speech during his participation in an election carnival dedicated by the Kurdistan Democratic Party to candidates from the Kirkuk and Garmian regions, today, Saturday, October 25, 2025, that "Article 140 of the Constitution must be implemented as it is, and the constitutional provisions and articles must be applied as they are," adding: "We will no longer accept injustice." This time we will go to Baghdad to fight for our constitutional rights.

Masrour Barzani stated that "Kirkuk is the heart of Kurdistan", and "we are ready to sacrifice our blood and souls to return them to the embrace of Kurdistan", noting that "the people of Kirkuk must know that the one who sacrificed himself for Kirkuk throughout history is the Kurdistan Democratic Party".

The Prime Minister of the Kurdistan Regional Government and Vice President of the Kurdistan Democratic Party continued, "The injustice practiced against the Kurdistan Region is also practiced against Kirkuk, because Kirkuk is part of Kurdistan", stressing: "Kirkuk must return, and Khanaqin must return, as well as Makhmouz Zammar and Sinjar" to the embrace of Kurdistan.

 Masrour Barzani recalled the statement of the President of the Kurdistan Region, Nechirvan Barzani, that "the party will win a million votes in these elections", saying: "We are able to obtain a million votes, and we are able to regain Kirkuk and win as the largest political party in Iraq".

 The Prime Minister of the Kurdistan Regional Government touched on the situation in Kirkuk, and the level of services and life there, stressing that "if Kirkuk is run by the Parti, it will become a model of peaceful coexistence on the global level", and "whoever is loyal to Kirkuk must be characterized by actions and not just carrying slogans." He called on the people of the governorate to go to the polls and vote for his party, which bears the symbol 275, in the upcoming elections.

 Masrour Barzani stressed that Iraq's stability and development are reflected in Kurdistan, saying: "If security and stability are available in Iraq and its people are able to live in prosperity, Kurdistan will certainly achieve greater progress," stressing that "we will not allow Iraq to return to centralization and dictatorship," and "we must head to Baghdad to stand up to the plans being hatched against the Kurdistan Region."  link

************

Tishwash:  Iran Declares Major Private Bank Bankrupt Amid Deepening Financial Strain

The collapse of Ayandeh Bank exposes deep cracks in Iran’s financial system, with experts warning more failures could follow amid sanctions and weak oversight.

Iran has declared on Saturday one of its largest private banks, Ayandeh Bank, bankrupt, with its assets absorbed by the state-owned Melli Bank, marking one of the most dramatic collapses in the country’s modern banking history.

The move comes as Tehran grapples with renewed international sanctions and mounting economic instability.

Founded in 2012, Ayandeh Bank once operated 270 branches nationwide—150 of them in Tehran—but had recently been crippled by mounting debt.

According to Iran’s ISNA news agency, the bank’s accumulated losses had reached the equivalent of $5.2 billion, with debts of roughly $2.9 billion.

On Saturday, long lines of anxious depositors formed outside the bank’s shuttered branches in Tehran, with police deployed to maintain order.

State television quoted Melli Bank director Abolfazl Najarzadeh confirming that “the transfer from Ayandeh Bank to Melli Bank is now complete,” assuring customers their deposits would be protected.

Iranian Economy Minister Ali Madanizadeh attempted to calm public fears on Thursday, saying customers “had nothing to worry about.” However, Central Bank officials blamed “bad debts” and risky self-financing projects for the collapse.

Central Bank representative Hamidreza Ghaniabadi told the IRNA news agency that over 90 percent of Ayandeh Bank’s funds were lent to affiliated entities or bank-managed projects that failed to generate returns.

Among its most extravagant ventures was the Iran Mall—one of the world’s largest shopping centers—complete with cinemas, luxury stores, and an ice rink.

The failure of Ayandeh Bank underscores the fragility of Iran’s financial system, heavily burdened by mismanagement, corruption, and years of sanctions that have isolated the country from international markets.

Several other private and semi-state banks—including Sarmayeh, Day, Sepah, Iran Zamin, and Melal—are reportedly facing severe liquidity challenges.

The crisis unfolds against the backdrop of renewed United Nations sanctions, reimposed in September after months of fruitless diplomacy aimed at reviving the 2015 nuclear agreement.

Those sanctions—referred to as a “snapback” mechanism—were reinstated following Israeli and U.S. strikes on Iranian nuclear sites in June, further tightening the economic noose around Tehran.

Economists say the banking sector’s instability reflects broader structural weaknesses in Iran’s economy, where inflation exceeds 40 percent and the national currency continues to plummet against the US dollar. 

Observers from the industry warn that more bank failures could follow unless authorities enforce stricter financial oversight and attract foreign investment—both unlikely amid current geopolitical tensions.   link

Tishwash:  Sum Times I Can't Help Meself - I –

Tishwash:  . Ripley!!! -- ooooooh Ripley!! -- ""Bath Time"" 

Seeds of Wisdom RV and Economics Updates Sunday Morning 10-26-25

Good Morning Dinar Recaps,

Ripple Prime: The Quiet Revolution in Global Finance -- The Digital Wall Street Is Here   

How Ripple’s strategic acquisition is reshaping cross-border settlements and unlocking digital liquidity.

The Strategic Move

       ●  Ripple Labs, the blockchain giant behind XRP, has officially launched Ripple Prime—a professional-grade liquidity and settlement platform designed for institutional clients. The development follows Ripple’s acquisition of Hidden Road Partners, a global brokerage and prime services firm specializing in digital assets.

       ●  According to reports from Reuters, Coindesk, and The Block, the move gives Ripple direct access to deep institutional liquidity pools, bridging traditional finance and blockchain markets under a single unified settlement rail.

       ●  Garlinghouse’s vision: Ripple CEO Brad Garlinghouse emphasized that Ripple Prime will “unlock enterprise-grade liquidity for tokenized assets and payments”, positioning the firm as a cornerstone of future global finance infrastructure.

Why It Matters

       ●  Institutional On-Ramp to Blockchain Finance
Ripple Prime’s integration with Hidden Road opens the door for major financial institutions to access on-demand liquidity (ODL) directly, without relying on legacy correspondent banking systems.

🌱   This transition signals the gradual migration of settlement infrastructure from centralized banks to blockchain networks.

       ●  Accelerating Tokenized Asset Settlement
The partnership enables near-instant cross-border settlements in any fiat or crypto pair, dramatically reducing the friction and cost of moving value globally.

🌱 This is a critical pillar of the financial reset — instant, trustless settlement across asset classes.

       ●  Bridging Old and New Systems
Ripple’s network now sits at the intersection of central bank digital currency (CBDC) infrastructure and private liquidity platforms.

🌱 Such hybrid models are essential for building a multi-polar financial order that no longer depends solely on the U.S. dollar.

The Bigger Picture: A New Financial Architecture

Ripple Prime’s debut aligns with a broader structural shift:

• BRICS nations are advancing gold- and commodity-backed digital trade systems.

• The IMF is exploring new settlement architectures using tokenized assets.

• Western fintech firms like Ripple are positioning to mediate the convergence between traditional banks, CBDCs, and decentralized networks.

In essence: Ripple Prime represents not just another crypto product — but a core building block of a borderless liquidity layer, paving the way for a new global financial framework.

Ripple Prime is not just a rebrand — it’s a blueprint for a new economic structure.

This is not just politics or crypto hype  — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Ripple launches institutional trading platform Ripple Prime

• Coindesk – Ripple Expands Institutional Liquidity with Hidden Road Deal

• The Block – Ripple’s Next Phase: Ripple Prime and the Institutional Bridge

• FX Empire -- XRP News Today: Ripple Prime Launch Ignites XRP Demand Outlook

• BusinessWire – Ripple Official Announcement

~~~~~~~~~

Zelle’s Next Leap: Stablecoins Bring Banking Into the Blockchain Era

America’s biggest bank-owned payment network takes its first step toward a borderless digital money system.

The Announcement

Early Warning Services (EWS) — the consortium behind Zelle, jointly owned by major U.S. banks like JPMorgan, Wells Fargo, and Bank of America — announced on October 24, 2025, that it will begin using stablecoins to power international payments.

The goal: bring Zelle’s hallmark speed and convenience in domestic transfers to cross-border money movement, connecting 2,500 financial institutions worldwide under one digital payment rail.

Key Details

  ● Leveraging stablecoins: EWS will utilize stablecoins to enable instant global transactions, taking advantage of new regulatory clarity provided by the GENIUS Act (July 2025).
  ● Goal: Build a faster, safer, and cheaper alternative for international remittances, reducing reliance on traditional correspondent banks.
  ● Network reach: The rollout will cover all 2,500 financial institutions already using the Zelle network.
  ● Unconfirmed details: It’s still unclear whether EWS will issue its own stablecoin or adopt a regulated third-party token such as USDC or PayPal USD.
  ● Market disruption: The move positions Zelle to directly compete with Western Union, MoneyGram, and PayPal, potentially redefining the remittance industry.

Industry Implications

This marks a pivotal moment: legacy banks are entering blockchain finance through one of their most successful payment systems.

Analysts note that by integrating stablecoins, Zelle is effectively bridging traditional bank infrastructure with digital settlement networks — the very mechanism driving the new financial architecture envisioned by Ripple, the IMF, and BRICS-aligned systems.

“This is not just about payments — it’s about interoperability between old money and programmable digital cash,” one fintech strategist told Forklog.

Why This Matters

  ● Out with the Old: Traditional SWIFT-based transfers may soon be replaced by tokenized, instant settlements built on distributed ledger systems.
  ● In with the New: Stablecoin integration by a U.S. bank consortium shows how regulated digital assets are now being woven into mainstream finance.
  ● Toward a Financial Reset: When institutions like Zelle’s banking network adopt blockchain rails, it signals the migration of global liquidity into a transparent, programmable system — a key step toward a global financial reset built on digital settlement layers rather than fiat intermediaries.
  ● Analogy: Much like the telegraph gave way to the internet, this shift represents the “Internet of Value” — money moving at the speed of information.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Ledger Insights – Bank-owned Zelle to launch stablecoin-based cross-border payments

• Forklog – Zelle Payment Network Integrates Stablecoins for Cross-Border Transfers

• Payments Journal – Zelle’s Stablecoin Could Mark Its Entry to Cross-Border Payments

~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Sunday Morning 10-26-25

The Most Notable Achievement In 2025
 
Economic 10/26/2025  Yasser Al-Mutawali  In an evaluative look at the most prominent achievements of the year 2025,  in my estimation as someone interested in and observing economic affairs,  is the launch of Iraq's Vision 2050, as a pioneering step, albeit theoretically,  on the path to sound construction and development.

This step comes as Iraq is experiencing difficult times due to numerous economic,  political and social challenges,
in addition to international variables that require the mobilization of all capabilities to deal with them decisively.
 
To clarify, it is necessary to point out the following approach,  where the vision in the free liberal system is parallel  to the long-term plan in the totalitarian system,  especially with an equal time period  or at least the approximation between them from 20 years and up.
 
The difference lies in the means of implementation.
 
The vision is defined by the state and implemented through a collaborative effort between the state and the private sector,  with the private sector bearing the lion's share of implementation.
 
Meanwhile, the plan is developed by the state and implemented solely by its institutions.
 
Here, you can observe the differences in the results and objectives.
 
We leave that to your interpretation.
 
Perhaps ambition motivates us to ensure that the  state proceeds with implementing the vision’s programs and objectives,  while providing the requirements, controls, foundations, and entities for implementation,  rather than remaining a temporary slogan or within the concept of burning stages.
 
This assessment comes as we are now in the last quarter of 2025, and  the remaining period includes the upcoming elections,  which will inevitably establish a new government and a new parliament.
 
Herein lies the reservation regarding the possibility of the vision being implemented,  as we are accustomed to any future government erasing any trace of its predecessor.
 
Therefore, I said we hope that the vision will not be a temporary slogan.
 
We indicated in our previous article that Iraq Vision 2050 is a vision for building Iraq and is not limited to a specific governmental phase.
 
Therefore, it requires that any future government proceed with its implementation.
 
We find it necessary to clarify important aspects that contribute to the contents and objectives of the vision.
 
This is achieved by focusing on extremely important aspects, foremost among which is the priority given to infrastructure to successfully implement the Vision's projects.
 
This is followed by focusing on attracting foreign investments to implement the Vision's programs by offering the necessary facilities and incentives, and not being stubborn about the wealth we possess to enrich it.

Here I point out that the Saudi Vision 2030 experience, despite its potential and wealth, has focused on attracting global investments to boost the Kingdom's imports.
 
It is useful to benefit from the experiences of our Arab and regional brothers and friends, as well as from global experiences in building their countries.
 
Therefore, Iraq Vision 2050 has been considered the most prominent achievement of the year 2025.
 
We call for supporting the momentum of this vision's success to build a new Iraq that lives up to its reputation, status, and potential to create prosperity and bring happiness to its people.    https://alsabaah.iq/122683-.html 

Antitrust Conference Outlines Fair Market Economy
 
Economic 10/26/2025  Baghdad: Hussein Thaghab  The second annual conference of the   Competition and Anti-Monopoly Council,  which kicked off last Thursday in Baghdad,  provided a high-level dialogue platform bringing together decision-makers, researchers, and experts to discuss ways to develop a fair competitive environment that contributes to strengthening the national economy  and consolidating the principles of transparency and sustainability.
 
The conference, sponsored by Prime Minister Mohammed Shia al-Sudani and organized by the Council in cooperation with the Ministry of Higher Education and Scientific Research,  witnessed broad participation from representatives of ministries,  government agencies, professional unions and syndicates, and the private sector,  in addition to a group of academics and international organizations.
Competition Affairs Specialist.
 
Economic transition
 
In his speech at the conference, the Prime Minister's representative,  Counselor Dr. Abdul Hussein Al-Anbaky, said:
 
"The government attaches great importance to the issue of competition  and the prevention of monopoly, and has implemented the relevant law,  which has resonated greatly,  given its importance in the economy's transition to a significant new phase."
 
Al-Anbaky added that monopoly leads to declining performance and negatively impacts market development, noting that competition reduces costs, and the more we move toward general competition, the more we will achieve realistic price levels based on supply and demand.
 
Strengthening the reality of reform
 
Chairman of the Competition and Anti-Monopoly Council, Dr. Ahmed Younis Qasim, explained that the government's implementation of Law No. 14 of 2010 in 2023  has achieved a shift within the local market,  particularly as it is part of the government's program,  which enhances the reality of economic reform  and creates an ideal environment within the local labor market.
 
He pointed out that the transition to a free economy requires sound policies at a time when the economic system is linked to oversight and competition.
 
He explained that implementing the law contributes to supporting production, strengthening the national labor market,
and aligns with the government's efforts to achieve sustainable economic development.
 
It also supports small and medium-sized enterprises.

Addressing monopoly problems
 
Younis pointed out that the council is working to combat any monopolistic behavior   and is cooperating with public and private institutions to address monopoly issues.
 
He noted that the council is working to open branches in several governorates  to expand its scope of activity in supporting the national economy.
 
Younis emphasized that Iraq has an active presence in Arab and international competition and antitrust councils, and that we are working to exchange expertise in cooperation with global competition bodies.
 
Promoting a culture of competition
 
For his part, Deputy Secretary-General of the Council of Ministers,  Farhad Nimatullah Hussein, called for strengthening institutional coordination between government agencies and the private sector  to foster a transparent and open economic environment. He noted that  fostering a culture of competition contributes to supporting investment,  developing markets, and achieving sustainable development.
 
Hussein added that the government recognizes that competition is a driver of the economy and supports efforts to create a suitable business environment. He noted that the government has worked to enact laws that activate the local market and prevent competition and monopoly.
 
Justice in opportunities
 
In this context, economic expert Hisham Khaled Abbas  considered promoting competition and preventing monopolies an important step  adopted by the government over the past two years,  as it provides the labor market with true stability  and prevents monopolies to ensure fair distribution of opportunities  within the national labor market.
 
Abbas added that the national economy is entering a new phase,  which will require those seeking to work in the growing Iraqi labor market to prove their worth.
 
The Iraqi labor market is considered one of the most important markets in the world,  with its unique features that make it virtually unique among international markets.
 
Competition between actors
 
For her part, Natalie Khaled,  ESCWA Competition and Consumer Protection Project Coordinator,  commended Iraq's efforts to build a modern institutional system  that contributes to developing the legal and regulatory frameworks for competition.
 
Khaled stated that competition among actors strengthens competitive systems  and limits hegemonic practices,  emphasizing that the Arab region is witnessing a widespread anti-monopoly culture,  which plays a role in creating a favorable environment for work and investment.
 
Khaled expressed her support for the directives and legislation that prevent monopolies, especially in light of the existence of a common Arab vision that prohibits such practices and enhances competition in Arab countries.

Goods quality
 
Meanwhile, Dr. Saba Talib, a competition and monopoly expert,  explained that since 2003, the political system has transformed  from a dictatorial to a democratic pluralist system,  accompanied by a shift in the economic system  from a planned (socialist) to a (capitalist) system.
 
This transformation was not carried out in scientifically calculated steps,  which negatively affected the economy  and led to a state of turmoil and chaos  and the creation of a group of economic blocs that began to control the economy  and the general level of prices  and affected the general atmosphere of competition in the country.
 
This led to some businessmen controlling basic economic joints  and controlling the quality of goods as well as the origins of those goods.
 
The first to be affected was the citizen (the consumer),  as this situation led to the entry of low-quality goods at high prices.  The main reason is the failure to separate the economic sector  from the political influences of parties. And political blocs.
 
market economic policy
 
She pointed out that the conference focused on discussing market issues  and how to achieve fair competition within it,  activating the Competition and Anti-Monopoly Council Law No. 14 of 2010,  confronting the challenges facing the Iraqi market, proposing appropriate solutions to enforce the aforementioned law,  and implementing a market economic policy that makes competition fair to attract investment.
 
It was emphasized that dialogue and cooperation between the relevant parties should continue to keep pace with modern economic and technological transformations,  ensuring the establishment of a fair and prosperous market environment in Iraq.
 
Fair competition employment
 
For his part, Dr. Maitham Adham Al-Zubaidi,   Vice Chairman of the Competition and Anti-Monopoly Council,  considered the conference a milestone in Iraq's economic reform process,  not only because it brought together local and international officials and experts under one roof,  but also because it refocused attention on a fundamental issue that is often overlooked:  the use of fair competition as a lever for sustainable development.  Al-Zubaidi added that
 
Building a balanced market
 
the conference represents a shift from traditional discourse on reform to a  more in-depth discussion on how to build a balanced market governed by efficiency, not monopoly,  and transparency, not self-interest.
 
He explained that its focus on the role of  Competition and Anti-Monopoly Law No. 14 of 2010, pro-competition policies, and competitive neutrality between the public and private sectors reflects a growing awareness that the economy is not built solely on administrative orders and theorizing,  but rather on a regulatory and procedural environment that unleashes legitimate competition, stimulates innovation, and prevents economic centralization. 

He explained that the   inclusion of topics on digital transformation and artificial intelligence in the dialogue sessions indicates a true awareness of the future challenges facing markets in  e-commerce and digital marketing platforms, and  the need to align legislation with the knowledge economy.

He stressed that   the conference strengthened institutional dialogue between the government and the private sector,  in a direction that places competition at the heart of economic justice policies through the participation of conference sessions with pharmaceutical office suppliers, insurance services companies, and interaction. With audience questions.    https://alsabaah.iq/122682-.html  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

MilitiaMan and Crew: IQD News Update-Dinar Coin-Exchange Rate-Stability

MilitiaMan and Crew: IQD News Update-Dinar Coin-Exchange Rate-Stability

19-25-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=X0kBnAawnJs

Iraq Economic News and Points To Ponder Saturday Afternoon 10-25-25

Foreign Banks Are Violating The Law By Controlling Iraqi Banks.
 
October 23, 2025 Last updated: October 23, 2025   Al-Mustaqilla/- Economic sources revealed, in an investigation conducted by the Independent Press Agency, high foreign bank shareholdings in private Iraqi banks.
 
This raises questions about the extent to which these banks comply with Iraqi laws governing banking sector ownership.

Official data shows that some foreign banks hold stakes in Iraqi banks that exceed the legal limits, indicating potential violations. Prominent examples include:
 
• National Bank of Iraq: Jordan Capital Bank owns 62% of its shares, along with Cairo Amman Bank with 9.9%, and the Palestinian Arcadia Investment Fund with 5%.
 
• Al-Mansour Iraqi Bank: Qatar National Bank owns a 54% stake in the bank.
 
• Bank of Baghdad: The Kuwait Jordan Bank owns 52% of its shares.
 
• Arab Bank of Iraq: Arab Bank of Jordan controls 63.77% of the bank’s shares.
 
• Iraqi Credit Bank: The National Bank of Kuwait owns 92% of the bank’s shares, which raises significant controversy over foreign control of the banking sector.
 
• Iraqi Commercial Islamic Bank: Kuwait Finance House Bank S.A.E. owns 85% of the bank’s shares.
 
These high ratios indicate that foreign banks have almost complete control over a number of Iraqi banks, which contravenes Iraqi law,   which restricts foreign bank ownership of local banks and limits their influence.
 
The Iraqi banking sector is considered a vital sector for the national economy, contributing significantly to project and investment financing and reflecting the stability of the financial market.
 
However, foreign banks' holdings of ratios exceeding legal limits    pose risks to economic sovereignty and    threaten Iraqi banks' ability to make independent decisions       without external interference.
 
Economic observers stress the need to    review banking laws and regulations and    establish strict oversight mechanisms      to ensure a balance between foreign investment and the     preservation of national financial sovereignty,     especially in light of the     continued expansion of foreign banks in the Iraqi market.   https://mustaqila.com/البنوك-الأجنبية-تتجاوز-القانون-في-الس/    

Central Bank Governor From Duhok University: Financial Inclusion Is A Key Pillar Of Sustainable Development
 
October 23, 2025   His Excellency the Governor of the Central Bank of Iraq, Mr. Ali Mohsen Al-Alaq, emphasized that financial inclusion represents a fundamental pillar for achieving sustainable   economic and   social development. He pointed out that enabling citizens to access formal financial services contributes to promoting social justice and building trust with financial institutions.
 
This came during His Excellency's speech at the Financial Inclusion Conference, organized by the University of Duhok, College of Administration and Economics, under the theme
 
"Towards a Sustainable and Promising Financial Environment Through Empowering and Adopting Modern Electronic Payment Technologies and Promoting Financial Inclusion."

His Excellency explained that the Central Bank is working within the framework of the National Financial Inclusion Strategy 2025–2029 to    expand the base of beneficiaries of financial services,   empower women and youth, and   promote the transition to electronic payments. He emphasized the
 
Central Bank's continued   development of the digital payments infrastructure,   support for financial innovation, and   promote financial literacy  in cooperation with universities and educational institutions.
 
The conference featured a large exhibition featuring numerous banking and  non-banking financial institutions.
 
It also included an extensive discussion session on  financial inclusion and its impact on monetary and fiscal policy, as well as the government's role in  raising financial inclusion indicators and  enhancing economic stability. Central Bank of Iraq  Media Office    https://cbi.iq/news/view/3022    

British Report: Modernizing Iraq's Underdeveloped Banking System Is A Priority.
 
Energy and Business     Iraq     breaking     banking system  2025-10-23 Shafaq News - Baghdad  The British magazine "Global Finance" revealed on Thursday that economic diversification in Iraq is limited, considering that modernizing the "backward" banking system is a priority for the country.
 
In a report on the performance of central banks in the Middle East,  seen by Shafaq News Agency, the magazine said,
 
"Iraq's GDP growth is expected to recover in 2025   after two consecutive years of recession,      driven primarily by a recovery in oil production.]

" It noted that "the economy remains heavily dependent on hydrocarbons,   which constitute 95% of government revenues      making it vulnerable to fluctuations in global oil prices."

She added, "Although economic diversification has long been on the agenda,   real progress has been limited.
 
In response, the Central Bank of Iraq is promoting what it describes as'developmental central banking,'focusing on directing credit toward strategic sectors, such as   agriculture and   industry,      to expand the country's economic base."  The report explained that "modernizing Iraq's underdeveloped banking system is another priority.
 
Reforms are underway in state-owned banks, along with  initiatives aimed at reducing the use of cash."
 
In May 2024,   new regulations were issued for  digital banks and   electronic payment companies,   prompting several new players to enter the market. 

 According to the report,  "Despite efforts to combat   money laundering and    terrorist financing,  the Central Bank still faces severe compliance challenges,  and many Iraqi banks remain restricted from dollar transactions  due to concerns about illicit financial flows to sanctioned entities." 

The magazine noted in its report that "in early 2025, authorities uncovered a new scheme involving   prepaid Visa and Mastercard products used to transfer funds      to Iranian-backed militias.
 
In response, the Central Bank of Iraq set a   monthly cross-border transfer cap of $300 million and   capped individual cardholder transactions at $5,000."   https://shafaq.com/ar/اقتصـاد/تقرير-بريطاني-تحديث-النظام-المصرفي-المتخلف-بالعراق-يعد-ولوية    

The Center For Banking Studies Organizes A Training Workshop On National And Sectoral Assessment Procedures.
 
October 23, 2025  The Center for Banking Studies at the Central Bank of Iraq  organized a specialized training workshop on Thursday titled"National and Sectoral Assessment Procedures," with theparticipation of a number of employees from banks and financial institutions.
 
The workshop aimed to enhance participants' capabilities in understanding   national risk assessment mechanisms and   analyzing sectoral aspects      related to banking operations, thus contributing to improving the performance of financial institutions in accordance with international standards for combating   money laundering and   terrorist financing.
 
This workshop is part of the Center for Banking Studies' annual training program, which seeks to   develop the human resources working in the banking sector and   enhance their readiness to keep pace with      technological and      regulatory developments         in the financial sector.
 
The Center emphasized that organizing such workshops reflects theCentral Bank of Iraq's commitment to   promoting a professional banking culture and  consolidating institutional work practices  based on  efficiency and    professionalism.    https://cbi.iq/news/view/3023    

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Saturday Afternoon 10-25-25

Good Afternoon Dinar Recaps,

BRICS Gold Revolution: China and India’s Record Discoveries Redefine Monetary Power

Massive new gold finds in China and India mark a pivotal shift in BRICS’ challenge to dollar dominance.

A Historic Surge in BRICS Gold Reserves

BRICS nations are rewriting the global gold narrative. With China and India uncovering record-breaking reserves, the bloc’s combined gold holdings now account for roughly 20% of total global reserves, signaling a strategic transformation in international finance.

• China’s Hunan Province Discovery — Geological surveys confirm 1,100 tonnes of gold, valued at nearly $83 billion, potentially surpassing South Africa’s famed South Deep mine.

• India’s New Deposits — Though precise figures remain undisclosed, experts note that India’s timing alongside China amplifies BRICS’ united momentum in commodity-backed finance.

Gold prices surged above $2,700 per ounce following the announcements, reflecting global confidence in tangible, asset-based stability.

Central Banks Signal a Shift in Strategy

Global economists note that this is less about gold becoming more valuable — and more about the dollar becoming less so. As Professor Adrian Saville of the Gordon Institute explains:

“It’s not that gold is worth more; it’s that the dollar is worth less.”

This sentiment echoes across central banks increasingly diversifying away from fiat currencies toward physical reserves. The People’s Bank of China and Reserve Bank of India are reportedly increasing their bullion allocations in step with BRICS-led reserve diversification.

Why It Matters

• Reshaping the Reserve Standard: Physical gold accumulation by BRICS members weakens dollar hegemony and strengthens commodity-backed monetary trust.

• Parallel Settlement Systems: By anchoring value to tangible reserves, BRICS can build a multi-currency settlement framework independent of Western-controlled systems like SWIFT.

• Foundation for a Financial Reset: This coordinated gold strategy represents an early stage of the global financial reset — a multipolar model built on assets, not debt.

Toward a New Global Financial System

China’s discovery alone could dramatically reduce its gold import dependence, altering international trade flows. When coupled with India’s find, this creates a foundation for BRICS’ gold-backed trade architecture, reducing reliance on volatile dollar-based settlements.

As these reserves enter circulation, BRICS nations are effectively backing their currencies with tangible assets, setting the stage for a parallel monetary system — one less vulnerable to inflationary debt cycles and geopolitical sanctions.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – BRICS Historic Gold Surge as India & China Just Found Record Mines

• Bloomberg – Gold Prices Surge on Chinese and Indian Discoveries

• IMF – Global Financial Stability Report 2025: Shifting Ground Beneath the Calm

~~~~~~~~~

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Iraq Economic News and Points To Ponder Saturday Morning 10-25-25

Expert: Iraq Needs A US Envoy To Address Current Circumstances And Regional Crises

Time: 10/24/2025 11:22:44 Reading: 135 times  {Security: Al Furat News} Security expert Fadel Abu Raghif confirmed on Friday that Iraq needs an American envoy, similar to other countries that send their own envoys.

Abu Raghif added in a statement to Al Furat News Agency that "the United States has great influence in the region and holds the primary role in changing the balance of power in the Middle East."

He explained that Iraq is currently going through dire circumstances, including the holding of elections and their results, political transformation, and democratic transition.

He also pointed out that "the expected war on Iran and the worsening situation in Syria, Gaza, and Iran are all factors that make the presence of an American representative necessary and important for the purpose of managing dealing with matters."

The security expert pointed out that among these issues that need to be discussed are the economic aspect that has affected Iraqi banks and the placement of Iraqi figures on the terrorist list. He expressed his belief that this envoy may understand some of the problems and reconsider them again.

US President Donald Trump's appointment of the 40-year-old Iraqi businessman, Mark Savaya, as a special envoy to Iraq represents an exciting turning point in the bilateral relationship.

This decision has sparked widespread discussion in Iraqi political and security circles, as it is viewed as an indication of a new American trend towards directly dealing with the Iraqi issue, away from the usual diplomatic channels. Observers believe that Savaya's business background, political allegiance, and Iraqi roots provide him with a flexible approach to the complex Iraqi landscape.

Envoy Savaya, a Chaldean Christian businessman and CEO of medical cannabis companies, has been praised by Trump for his role in his campaign and his understanding of bilateral relations.  LINK

Undersecretary of the Ministry of Oil from Doha: Iraq plays a pivotal role in the oil, gas, and energy sectors at the regional and global levels.

Friday, October 24, 2025, 15:59 | Politics Number of readings: 140 Baghdad / NINA / The Ministry of Oil confirmed, on Friday, that Iraq has very large oil and gas resources.

The Ministry of Oil stated in a statement that "Undersecretary of the Ministry of Oil for Gas Affairs, Izzat Sabir Ismail, headed the Iraqi delegation participating in the 27th Ministerial Meeting of the Gas Exporting Countries Forum (GECF), which was held in the Qatari capital, Doha, on Thursday, October 23, 2025," noting that "the conference witnessed the election of Philippe Mshlabila from Nigeria as the new Secretary-General of the Forum, succeeding Algerian Mohamed Hamel, who has held the position since 2022. It was also agreed to hold the next ministerial meeting in Russia in 2026."

During his speech at the conference, according to the statement, the Undersecretary stressed "Iraq's keenness to enhance cooperation and communication with the member states of the Forum, which contributes to the stability of the global gas market," noting that "Iraq plays a pivotal role in the oil, gas and energy sectors at the regional and global levels."

He explained that "Iraq possesses very large oil and gas resources that qualify it to be one of the main players in the international energy market," stressing "the Iraqi government's ongoing efforts to develop free gas fields and invest in gas associated with oil production through major strategic projects aimed at expanding liquefaction, storage and export capabilities, and transforming Iraq into a regional energy hub."

The Undersecretary pointed out that "Iraq is working to develop complementary industries to the gas sector, including petrochemicals, fertilizers and electricity generation, with the aim of maximizing the added value of national wealth and achieving sustainable economic development," adding that "Iraq is moving steadily towards more sustainable paths, by adopting modern technologies to reduce emissions and expanding investment in renewable energy projects such as solar and wind energy." /End  https://ninanews.com/Website/News/Details?key=1258543

Iraq Unveils Roadmap In Cooperation With US Company To Manage And Finance Development Roadmap

Local  Nasser Al-Asadi, Advisor to the Prime Minister for Transport Affairs, confirmed on Friday that the Iraqi government, in cooperation with the global company Oliver Wyman, has developed a comprehensive roadmap for managing and financing the Development Road Project.  

He explained that the project is based on a dual financing system that combines direct government funding and foreign investment. He also pointed out that the volume of expected investments is very large and that international confidence in the project reflects Iraq's position as a new hub for regional development.

Al-Asadi said, "The Iraqi government, in cooperation with the global company Oliver Wyman, has developed a comprehensive roadmap for managing and financing the Development Road project, with the aim of enhancing economic sustainability and attracting major international investments." He noted that "the project is based on a dual financing system that combines direct government funding and foreign investment in its various phases."

He added, "The volume of investment expected in the Development Road project is very large. Looking at the map of investment opportunities, we find that these opportunities have multiple specializations.

Therefore, we have enlisted the help of specialists in managing and sustaining these opportunities, utilizing global technology and international expertise, and adopting a new culture that will introduce a modern concept to investment management in the Iraqi private sector."

He added, "The economic and strategic consultant, Oliver Wyman, has developed a comprehensive roadmap to analyze investment opportunities and present them in a way that makes them the focus of attention of global investors, through accurate studies that reveal the elements of implementation within Iraq or along the path of development in general."

He explained, "This professional framework has attracted significant global interest because the project name has now become a global trademark associated with promising investment opportunities in transportation, services, and the logistics economy."

He explained that "the government did not leave the planning task to any non-specialized entity, but rather contracted with an international consultant to ensure alignment of visions with the international financial and economic sectors and to enhance the local economy's ability to integrate with the global economy, making the development path a starting point for a new, more diversified and sustainable Iraqi economy."

Regarding financing mechanisms, Al-Asadi pointed out that "our financing is based on two axes: the underground infrastructure axis, and the above-ground infrastructure axis that moves on it."

He explained that "the infrastructure is owned by the Iraqi government, and therefore investment in it will be entirely government-owned. A special budget has already been allocated for the project over five years to cover the work on this axis."

He added, "Investment in the components above the infrastructure represents the most important pillar of financing, and includes moving units (trains), the road, and the industrial and economic cities located along the route, in addition to operations and accompanying services."

He explained that "the actual partners in the project currently are Iraq and three regional countries, while the Sultanate of Oman has submitted an official request to join the development path, and other countries are currently being negotiated with to join this path," noting that "this reflects international confidence in the project and in Iraq as a new hub for regional development."  https://economy-news.net/content.php?id=61534

Gold Prices Rise Due To Escalating Trade Tensions Between The US And China.

Economy | 09:17 - 10/24/2025  Mawazine News - Follow-up  Gold prices rose on Friday, supported by ongoing geopolitical concerns and trade tensions between the United States and China, as investors awaited key US inflation data due later in the day for further clues on the path of interest rates.

Spot gold rose 0.3 percent to $4,138.52 per ounce by 0120 GMT.

However, the precious metal is on track for its worst week since May, having fallen about 2.7 percent so far this week.

US gold futures for December delivery rose 0.2 percent to $4,152.30 per ounce, according to Reuters.
US President Donald Trump imposed Ukraine-related sanctions on Russian oil companies Lukoil and Rosneft, the toughest measures Washington has taken against Russian businesses during the conflict with Ukraine.

The White House said Trump will meet Chinese President Xi Jinping next week as part of a tour of Asia.

Investors are almost entirely expecting a 25 basis point interest rate cut at the Federal Reserve's meeting next week.
Gold typically rises when interest rates are low because they reduce the opportunity cost of holding the non-yielding precious metal.

Among other precious metals, spot silver fell 0.3 percent to $48.76 an ounce, platinum rose 0.6 percent to $1,635.59, and palladium fell 0.3 percent to $1,453.16.  https://www.mawazin.net/Details.aspx?jimare=269010

Oil Prices Fell Marginally Amid US Sanctions On Russia

Economy | 09:22 - 10/24/2025  Mawazine News - Follow-up:  Oil prices fell in early trading on Friday, paring some of the previous session's significant gains, but were still on track for solid weekly gains amid growing supply concerns after the United States imposed new sanctions on two leading Russian oil companies over the war in Ukraine.

Brent crude futures were down 17 cents, or 0.3%, at $65.82 a barrel by 00:24 GMT, while U.S. West Texas Intermediate (WTI) crude futures were down 17 cents, or 0.3%, at $61.62 a barrel.

Both benchmarks jumped more than 5% on Thursday and were on track for weekly gains of nearly 7%, their largest since mid-June, buoyed by concerns about shrinking Russian supplies and continued geopolitical tensions affecting global energy markets.   https://www.mawazin.net/Details.aspx?jimare=269011

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Saturday Morning 10-25-25

Good Morning Dinar Recaps,

XRP in the Spot Light — Building the Bridge to a New Global Financial System
How XRP and Evernorth Holdings Inc. are shaping interoperable liquidity rails for the next era of money.

What’s Happening

• Evernorth, backed by Ripple Labs Inc. and other major investors, plans to raise over US $1 billion in a U.S. market listing to build the world’s largest publicly-traded XRP treasury. 

• Evernorth’s stated strategy: actively purchase XRP on the open market, deploy it into business-lending, DeFi, liquidity-provision and validator-operations—rather than passively track price. 

• Meanwhile, the International Monetary Fund (IMF) and other global institutions are recognising blockchain-based settlement systems and tokenised value models — including XRP’s role as a bridge asset in cross-border flows. 

Why It Matters

• Bridge and liquidity model: XRP is increasingly viewed not just as a speculative token but as the neutral asset (a “currency C”) that enables value to move between different currencies, asset classes and networks without pre-funded accounts. 

• Supply tightness meets institutional demand: With a limited float and major institutional vehicles building positions, the mechanics of forthcoming liquidity flows may trigger structural shifts in how value is moved globally.

• Foundation for a new monetary infrastructure: As DeFi, tokenised real-world assets, and central-bank digital currencies (CBDCs) proliferate, systems like XRP + Evernorth represent one of the first material stacks that span trad-fi, digital assets and network-infrastructure.

• Global finance in transition: The alignment of capital markets, infrastructure providers and regulatory recognition indicates that we are moving beyond isolated use-cases into the architecture of the next financial system.

Implications

• For banks & corporates: Access to near-real-time, cross-border liquidity could reduce capital-lock-up and streamline settlement, aligning with frameworks outlined by the IMF for tokenised money.

• For asset markets: Tokenised securities, real-world asset platforms and DeFi flows may increasingly require interoperable rails—XRP-ecosystem participants such as Evernorth could occupy that layer.

• For investors: The shift from speculative token-plays to infrastructure-plays means assessing projects not just on price action but on utility, regulatory clarity and network effect.

• For monetary architecture: If bridge-assets like XRP become widely adopted by institutions and central banks, we may see the gradual erosion of legacy currency-settlement models and the emergence of a programmable, token-first system of global finance.

This is not just crypto hype — it’s a window into how global finance is being re-engineered around digital liquidity rails.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters: “Ripple-backed Evernorth set to raise over USD 1 billion …” 🔗 https://www.reuters.com/business/ripple-backed-evernorth-set-raise-over-1-billion-us-listing-hoard-xrp-token-2025-10-20/

• Blockworks: “Ripple-backed Evernorth aims to raise over USD 1 B for XRP treasury” 🔗 https://blockworks.co/news/ripple-evernorth-raise-xrp

• IMF: Trust Bridges and Money Flows (Fintech Notes) — tokenisation of money & cross-border flows. 🔗 https://www.imf.org/-/media/Files/Publications/FTN063/2023/English/FTNEA2023001.ashx

• U.Today / TradingView: “261,819,198 XRP now held by Evernorth…” 🔗 https://www.tradingview.com/news/u_today%3A93d180a32094b%3A0-261-819-198-xrp-now-held-by-evernorth-in-push-to-build-largest-treasury/

~~~~~~~~~

Global Equity Inflows Surge as U.S.–China Trade Tensions Ease

Markets signal cautious optimism as liquidity and trust begin to realign.

The Rebalancing Begins

Global equity markets saw a sharp return of capital this week, with total inflows surpassing US $11 billion — the strongest in nearly a month, according to Reuters.

• U.S. equity funds led the rebound, attracting ≈ US $9.65 billion in fresh capital.

• Asian markets, notably China and Hong Kong, followed with ≈ US $2.81 billion in inflows as investors responded to renewed diplomatic signals between Washington and Beijing.

The easing of trade tensions between Donald Trump’s administration and China’s Xi Jinping has sparked tentative optimism among global investors. Both sides have reportedly reopened limited channels of dialogue on tariffs, semiconductor policy, and bilateral supply-chain stability.

The Underlying Shifts

Behind this short-term rally lies a deeper transformation: the gradual reconfiguration of global capital flows.

The redirection of liquidity toward Asian markets indicates that institutional investors are beginning to price in a multi-polar economic environment, one less dependent on U.S. interest-rate policy and dollar-denominated returns.

Barron’s described this as an “inflation relief rally,” but analysts caution it could represent more than market sentiment — it may signal the early stages of capital realignment as nations diversify away from single-currency dependencies.

Why It Matters

• Liquidity migration — Capital inflows into Asia suggest that global liquidity is no longer U.S.-centric, marking the start of a new era in transnational capital mobility.

• Trade diplomacy as monetary signal — Each thaw in U.S.–China relations now carries currency-market implications, influencing cross-border settlements and digital reserve planning.

• BRICS alignment and diversification — Renewed investor confidence in Asian and emerging markets complements the rise of commodity-backed trade frameworks, reducing reliance on the dollar for settlement.

• Path toward a global financial reset — As liquidity diversifies and investment trust decentralizes, the structure of global finance is evolving from a single-hub model to a distributed system of regional financial poles — a necessary step toward the coming global monetary realignment.

Implications

The surge in equity inflows may appear cyclical, but in the broader context of global monetary transition, it represents something structural:

• A shift in global liquidity architecture, as capital begins to recognize new centers of growth and influence.

• The emergence of regional trade currencies and digital settlement systems, quietly reshaping how reserves and equities interact across borders.

• The early signs of a decentralized global order, where trust in economic performance, not just monetary policy, drives value flows.

This is not just markets recovering — it’s the first pulse of a rebalanced world economy.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – Global equity fund inflows surge as U.S.–China trade tensions ease

• Barron’s – Review & Preview: Inflation Relief Rally

• The Guardian – Markets hit record highs amid easing inflation and trade optimism

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“Tidbits From TNT” Saturday 10-25-2025

TNT:

Tishwash:  FAT Brands to Open 10 New Stores in Iraq

FAT (Fresh. Authentic. Tasty.) Brands Inc., parent company of Great American Cookies and Marble Slab Creamery, has announced a development agreement to open ten co-branded stores across Iraq over the next five years. The partnership is with Eric Wilson, a 27-year U.S. military veteran who previously served in Iraq.

Taylor Wiederhorn, Chief Development Officer of FAT Brands, said the company continues to build its presence in Iraq, where it already operates seven locations. He expressed confidence that the launch of Great American Cookies and Marble Slab Creamery will succeed given the growing demand for American brands and Wilson's commitment as a local operator.

Founded in 1977, Great American Cookies is known as the creator of the Original Cookie Cake and for its signature chocolate chip cookie recipe, along with brownies and Double Doozies™ - icing-filled cookie sandwiches. Marble Slab Creamery, a pioneer in the ice cream industry for over 40 years, introduced the frozen slab technique and offers homemade, small-batch ice cream with free mix-ins, shakes, and ice cream cakes.   link

Tishwash:  Exclusive: The US State Department outlines Trump's strategy toward Iraq.

The US State Department outlined the Trump administration's strategy toward Iraq on Friday, emphasizing that the United States prioritizes "trade over conflict."

The ministry's clarification came in an exclusive comment to Shafaq News Agency regarding how the US administration interpreted the letter of thanks recently sent by President Donald Trump to the President of the Kurdistan Region, Nechirvan Barzani, in which he praised his efforts in supporting "peacebuilding" and "ending regional conflicts."

Last Wednesday, US President Donald Trump expressed his thanks and appreciation to Kurdistan Region President Nechirvan Barzani for his efforts to promote peace and peaceful coexistence, and his endeavors to end conflicts in the Middle East.

In this regard, a State Department spokesperson told Shafaq News Agency, "President Trump has prioritized trade over conflict," noting that Washington "actively supports the growing interest of American companies in the Iraqi market."

According to the spokesperson, these companies "will bring advanced technology, increased revenue, and improved customer service to Iraq," as Iraq focuses on improving internal security and transparency. He reiterated the United States' commitment to "partners across Iraq working to build a truly sovereign, stable, and prosperous state."

He emphasized that the bilateral partnership aims to "protect Iraq's sovereignty, enhance regional stability, and strengthen economic relations," adding that this is "in line with the Strategic Framework Agreement between the United States and Iraq."

The spokesman concluded by saying that this agreement includes cooperation on key issues such as "Iraq's energy independence from Iran, the commercial investment climate, private sector and banking reforms, in addition to cultural preservation, educational opportunities, security, and defense."

In his letter to Nechirvan Barzani, President Trump emphasized the importance of "overcoming old rivalries" for "a shared future of peace, success, and progress."  link

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Tishwash:  Details of the largest oil deals in Iraq.. Baghdad seeks to produce 8 million barrels per day

 Iraq's largest oil deals achieved a qualitative leap during the first nine months of 2025, after signing a series of strategic agreements and deals with major international companies to boost production and develop the oil sector's infrastructure.

According to a recent economic survey, these moves were directly reflected in Baghdad's plans to increase its export capacity and achieve an advanced position in global markets.

Iraq has concluded a series of huge contracts with British, American and Chinese companies, including the development of giant fields, investments in petrochemicals, pipeline projects, in addition to artificial intelligence and robotics technologies.

The largest oil deals in Iraq in 9 months indicate that Baghdad sets the goal of reaching production exceeding 8 million barrels per day in the coming years, as part of an integrated strategy aimed at diversifying sources of income and enhancing foreign direct investments.

Through these agreements, Iraq has consolidated its position on the list of the largest oil deals in the region and the world, proving that Baghdad is on a clear path towards regaining its position as a major player in global energy markets.

Developing oil reserves - January 2025

At the forefront of the largest oil deals in Iraq in January 2025 came a deal with the British company BP to develop reserves estimated at more than 9 billion barrels, with the aim of raising Iraq's production to 8 million barrels per day within 3 years.

Under the agreement, the Iraqi Ministry of Oil is working with BP to redevelop the Kirkuk field and neighboring fields, as part of a preliminary agreement dating back to August 2024, which represents a major step among the largest oil deals in Iraq in the recent period.

The project also aims to refer the rehabilitation and development operations of 4 fields belonging to the North Oil Company to the British company, while adopting the latest technical methods, to reach the best production rates of oil and gas.

Two agreements with two American companies - February 2025

The list of the largest oil deals in Iraq was strengthened by the signing of two agreements with the American company Halliburton in February to develop the Nahr Bin Omar and Sinbad fields in Basra, in a move aimed at increasing production and achieving greater efficiency in investing national resources.

Under the agreements, Halliburton will begin field and evaluation studies of the two fields, while developing production plans that will raise the Nahr Bin Omar field from 45,000 barrels per day to 300,000 barrels per day, consolidating its role among the largest oil deals in Iraq.

The plans also include investing in associated gas and employing the latest technical and economic models to develop production, which enhances oil revenues and supports Iraq's economic growth, according to what was reviewed by the specialized energy platform.

Artificial Intelligence Support - February 2025

Artificial intelligence was the hero of one of the largest oil deals in Iraq during February 2025, through an agreement to apply it in the East Baghdad field, with the Chinese company SBS, to develop monitoring technologies and improve the efficiency of oil extraction.

The deal aims to use advanced systems to monitor wells and reduce response time to faults, which enhances the operational performance of the field and reflects Iraq's trend towards innovation, according to what was followed by the specialized energy platform.

The new system allows data to be integrated and analyzed directly via smartphones, making it easier for engineers to make immediate decisions, and making the East Baghdad field a model for modern technologies in the oil sector.

Development of 4 oil fields - March 2025

Baghdad continued to support the largest oil deals in Iraq, through a contract with the British oil company BP, to develop 4 fields in Kirkuk, adding 150,000 barrels per day to the country's production capacity.

Under the deal, BP will invest about $25 billion in projects including oil, gas and water, making it one of the largest foreign investments, and dedicating this deal among the largest oil deals in Iraq for the year 2025.

This agreement returns the British company to Iraq after an absence since 2019, constituting a pivotal step in developing giant reserves and increasing production in the long term.

Technology for exploiting robots - March 2025

Baghdad witnessed a prominent deal among the largest oil deals in Iraq, which was the introduction of robots to detect oil pipeline malfunctions, in cooperation with the Chinese company "EBS", which operates the southern eastern Baghdad field.

According to a statement from the Iraqi Ministry of Oil, the new technology allows for the detection and treatment of rust and leaks, which contributes to extending the life of the pipeline and increasing operating efficiency, making this deal a technical example among the largest oil deals in Iraq.

The plan includes the use of high-quality insulating coatings and the development of comprehensive maintenance programs, which will enhance the level of safety in crude oil transportation operations.

A pipeline to transport Iraqi oil - April 2025

An agreement between the Iraqi Ministry of Oil, the Italian Micobre coalition, and the Turkish Esta to build a pipeline with a design capacity of up to 2.4 million barrels per day came at the forefront of the largest oil deals in Iraq.

Under the contract, the pipeline will be built to increase the flexibility of oil export operations through the ports of Basra, Khor Al-Amaya and the floating platform, as the project is a fundamental pillar of Baghdad's future plans to enhance the stability of its supplies and increase its oil revenues through modern infrastructure.

Iraq-China deal - May 2025

An important agreement with China occupied a prominent position among Iraq's largest oil deals, which included a comprehensive agreement to develop the Touba field, establish a refinery and petrochemical plant, and thermal and solar power plants.

The deal aims to raise the field's production to 100,000 barrels per day, in addition to establishing a refinery with a capacity of 200,000 barrels, along with petrochemical and fertilizer projects, to enhance industrial and economic integration, while supporting the country's electricity sector.

Hamrin Field Development - July 2025

An agreement with the American company HKN to develop the Hamrin field entered the list of the largest oil deals in Iraq during the first 9 months of this year.

The deal, the details of which were reviewed by the specialized energy platform, aimed to increase the production of the Iraqi Hamrin field to 60,000 barrels per day, in addition to investing in associated gas.

Through this deal, Baghdad seeks to enhance its current production, amounting to 20 to 25 thousand barrels per day, so that the Hamrin field becomes an important pillar in the plans for the largest oil deals in Iraq.

The agreement also aims to support the local electricity sector through gas exploitation, enhancing integration between the oil and energy sectors.

Increased production of 7 fields - September 2025

Baghdad concluded the list of the largest oil deals in Iraq during the first 9 months of 2025, with a contract to secure the seawater network to support reservoir pressure and increase the production of 7 giant fields.

Under the deal, which Basra Oil Company signed with China's CBB, a 950-kilometre network is scheduled to be built, making it one of the largest strategic projects among the largest oil deals in Iraq.

The plan aims to sustain the production of giant fields such as Rumaila, Zubair, West Qurna and Majnoon, in addition to supporting the Maysan and Dhi Qar fields, thus consolidating Iraq's position in energy markets.  link

Mot: .. I Said to Meself!!!!!  

Mot:  . I Gots NO Points -- How bout YOU!~!!!