Seeds of Wisdom RV and Economic Updates Thursday Afternoon 9-11-25

Good Afternoon Dinar Recaps,

Trump Can’t Stop This: BRICS Buys 60,000 Ounces of Gold To Hammer USD

China’s 10-month gold-buying streak signals BRICS strategy to weaken dollar dominance

China Extends Gold Accumulation Streak
BRICS member China purchased 60,000 ounces of gold in August—worth roughly $215 million—marking its tenth consecutive month of accumulation. The People’s Bank of China (PBOC) now holds 74.02 million ounces, raising the value of its gold reserves to $253.84 billion, or 7.64% of total foreign exchange reserves, according to official data.

The strategy is clear: diversify away from U.S. dollar–denominated assets like Treasuries and bonds, and shore up reserves with tangible, non-sovereign assets.

BRICS Turns to Gold as Hedge Against USD
China isn’t alone. Other BRICS nations—India, Brazil, Russia, and South Africa—are also building gold reserves. Allianz chief economic advisor Mohamed El-Erian called the trend “part of a broader risk diversification strategy,” reflecting central banks’ preference for gold amid geopolitical strains.

Data from the International Monetary Fund (IMF) shows BRICS central banks have increased gold purchases fivefold since Russia’s invasion of Ukraine. This collective strategy highlights the bloc’s intention to reduce reliance on the U.S. dollar in reserves and international settlements.

Market Impact: Gold Surges to $3,650
The gold-buying spree has fueled a rally in precious metals markets. The XAU/USD index hit $3,650 on Wednesday, jumping nearly 25 points in a single session. As BRICS trims its U.S. dollar debt exposure, speculation grows that the bloc could back its future common currency with gold to directly challenge the dollar’s global reserve status.

Why This Matters
Even amid President Trump’s renewed tariff push and “America First” policies, BRICS is taking a parallel path—using gold to erode dollar dominance. If the bloc continues its accumulation trend and experiments with gold-backed settlement systems, the dollar’s central role in global finance could face its most serious test in decades.

@ Newshounds News™
Source: Watcher Guru

~~~~~~~~~

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MilitiaMan and Crew: IQD News Update-Iraq Freedom-At Stake-In Process-100%

MilitiaMan and Crew:  IQD News Update-Iraq Freedom-At Stake-In Process-100%

9-11-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=WNK0nf7FXo4

Iraq Economic News and Points To Ponder Thursday Morning 9-11-25

$500 Billion Awaits Return: Iraq Faces A Golden Window To Recover Its Smuggled Funds.
  
September 10, 2025  Baghdad / Iraq Observer    At a time when the Iraqi economy is under increasing pressure due to   corruption,   waste, and   mismanagement, the  recovery of smuggled assets stands out as one of the most important legal avenues that can restore a portion of Iraq's plundered wealth and  contribute to alleviating the state's financial burdens.

hile the value of these funds is estimated at approximately $500 billion,
    legal opinions and
    judicial sources
        confirm that the
            path to their recovery is
                "legally feasible" and
                requires political will and concerted efforts
                    at both the
                        local and
                        international levels.
 
In this context, legal researcher Ali Al-Tamimi said in an exclusive interview with Iraq Observer,
 
"There are international agreements in force that allow Iraq to claim these funds," adding,
 
"The most prominent of these is the 2005 United Nations Convention against Money Laundering, 
    which Iraq ratified under Law No. 35 of 2007."  Al-Tamimi explains that
 
Legal materials supporting Iraqi rights 
 
"Articles 55 and 56 of the international agreement
    establish a legal framework
        for the recovery of stolen assets located abroad," noting that
 
this agreement has been adopted by many countries that have already succeeded in recovering their assets, such as Nigeria, the Philippines, Algeria, and Egypt.
 
This leaves the way "legally open" for Iraq to recover whatever stolen assets can be recovered.
 
Al-Tamimi pointed out that
    Iraq has a legal right to claim the
        massive sums deposited in the US Federal Reserve belonging to the former regime,
            estimated at $65 billion. He explained that
 
Article 28 of the 2008 Iraqi-US Strategic Agreement
    authorizes Iraq to
        request economic assistance from Washington,
        including cooperation in asset recovery cases.

Potential International Support: From ISIS to Guardianship 
 
Al-Tamimi touched on an important international aspect, emphasizing that
    Article 50 of the UN Charter allows countries that have fought groups classified under Chapter VII
        (such as ISIS)
        to request economic assistance from the UN Security Council.  He noted that
 
UN Resolution 2170, issued in 2014,
    places ISIS under this classification,
        giving Iraq the legal legitimacy to request international financial support in this context.
 
In a significant warning, Al-Tamimi noted that the
    continuation of the
        political,
        security, and
        economic crises in Iraq
            could force the country back into Chapter VII of the UN Charter, meaning
                it would be subject to partial international guardianship.
 
This is a situation from which it had previously exited
    following the settlement of financial dues to Kuwait,
        which amounted to $4.5 billion.
 
Legal amendments are required 
 
Earlier, Integrity Commission Chairman Mohammed Ali al-Lami
    stressed the
        need to recover Iraq's looted funds.
 
The Federal Integrity Commission stated in a statement that
 
“the Chairman of the Board of Directors of the Iraq Asset Recovery Fund, Mohammed Ali Al-Lami,
    held a meeting of the Board of Directors of the Iraq Asset Recovery Fund,
        during which several topics on the agenda were discussed, including a
            review of the files presented to the Fund, and the
            importance of
                diligent follow-up and
                investigation of this information.” He pointed out that
 
“the Iraq Asset Recovery Fund Law No. (9 of 2012), as amended,
    requires some important amendments that the legislative authority should take the initiative to legislate.” 

According to the statement,  Al-Lami stressed the
 
"need to exert maximum efforts to recover Iraqi funds looted during the era of the former regime,
    in accordance with the current Iraqi Fund Recovery Fund Law,"
 
urging that "the information received by the fund be given due importance."  Al-Lami pointed out that
 
"the task of recovering Iraq's assets
    is a national responsibility that
        requires the combined efforts of all Iraqis
            to participate in, and
            to support the relevant authorities
                by providing information that helps uncover the
                    amount of these funds and
                    their locations." He explained that
 
"the Ministry of Foreign Affairs'
    acceleration of its procedures in sending the files within the legal deadlines to the relevant authorities
        contributes to
            accelerating the completion of the files and
            culminating in the efforts to recover Iraq's assets."
 
Despite the importance of this issue,
    observers believe that the most important step remains the
        activation of international diplomatic tools and
        official legal action by the Iraqi government
            to form specialized teams
                in cooperation with the
                    United Nations and the
                    countries where the smuggled funds are located.
 
While the legal aspects
    demonstrate that the recovery of smuggled funds is possible and
    supported by valid and proven agreements from other countries,
        political will and
        effective management
            remain the key to
                success or
                failure
                    in this matter.    
  
https://observeriraq.net/500-مليار-دولار-بانتظار-العودة-العراق-أم/ 

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Thursday Morning 9-11-2025

TNT:

Tishwash:  Rafidain Bank supports nearly 2,000 projects worth 24 billion dinars.

Rafidain Bank announced the allocation of the 11th installment of the "Leadership and Excellence" initiative, noting that the projects funded by the initiative have reached 1,804.

The bank stated in a statement, seen by Al-Masry, that the initiative (Leadership and Excellence) included the 69th batch of registrations, with a total amount of one billion dinars, within the framework of initiatives supported by the Central Bank of Iraq.

The statement added, "The total number of projects funded under the initiative reached 1,804, with a total value of 23 billion, 941 million Iraqi dinars, reflecting the bank's commitment to supporting pioneering projects and contributing to the development of the national economy." link

Tishwash:  Kurdish Life in Nashville; A small Kurdistan in the heart of America

Nashville, Tennessee, has been home to a large Kurdish population since the reception of Kurdish refugees in the 1980s. It is known as a small Kurdistan in the heart of the United States.

Two years after the Kurdistan Region of Iraq (KRG) was named the sister city of Nashville, the presence of the Kurdish community in the city has become more pronounced. From Kurdish restaurants and markets to Kurdish festivals, cultural events and sports programs, Nashville has become a symbol of the Kurdish diaspora in the United States.

The “A Country in Our Hearts” podcast, recently broadcast by local radio (WPLN), attempts to make a connection between the past and present of the Kurdish community in Nashville by looking at the stories of Kurdish immigrants. "The choice of this topic reflects the fact that Kurds have been forced to migrate to other countries, especially the United States and Europe, in recent decades, and this idea is the point of contact between the various fronts of Kurdish immigrants who have started a new life in Nashville.

According to Gilbert, a significant part of that history dates back to the 1980s; When the Anfal operations ordered by Saddam Hussein led to the massacre and cleansing of the Kurdish people in northern Iraq, the destruction of thousands of villages and hundreds of thousands of Kurdish refugees. Most Kurdish families, including Nash Chalka, whose father was a Peshmerga, have finally arrived in the United States after years of fleeing and hiding in temporary shelters.

By 2025, refugee housing plans will continue to be suspended and the US political climate will accept fewer immigrants than in the past. This issue has become especially difficult after a massive wave of Kurdish immigrants, especially Kurds from Turkey, across the Mexican border to the United States. Because unlike the first front of Iraqi Kurdish immigrants who entered the United States through organized programs, this new group faces a complex legal process and strict legal and social measures.

This gap between two immigrant experiences shows that Nashville's “Little Kurdistan” is not just a historical immigrant narrative, but has now become a meeting place of two opposing realities: the memory of displacement in the 1980s and the challenges of asylum in the United States today.

Thus, Kurdish society in Nashvik has been able to establish a stable identity by preserving their traditions and ceremonies. The celebration of Newroz, which has been held in the city since 1994, is a clear example of this cultural resistance. The lighting of the symbolic bonfire and the gathering of thousands of people not only mark the beginning of the New Year, but also a symbol of resistance and hope for a society that has turned its painful history into an opportunity for revival.

In this sense, Nashville's “Little Kurdistan” is higher than an immigrant neighborhood, and its Kurds reflect the broader challenges of US immigration policy and the role of the diaspora in redefining identities in a new country. The Kurdish experience in Nashville shows how Washington's political decisions, from Saddam's Anfal to the restriction of access to refugees, directly affect the fate of displaced people and the future of their fronts in the United States  link

************

Tishwash:  Digital banks and financial inclusion

Today, Iraq is witnessing the launch of a new era of banking services, shifting toward digital services in line with the global trend toward digitization and the abandonment of traditional services.

This sound approach is not just about smart applications and digital platforms, but rather represents the launch of an ambitious vision for a more comprehensive and efficient financial future.

The traditional banking sector has always been the cornerstone of economies, but for years it has been confined by walls of branches and long bureaucratic wires, which has prevented it from reaching broad segments of society. Obtaining a bank account or a simple loan is an arduous journey, especially in remote areas. Here, the... 

The importance of the real revolution of digital banks.

The technology has matured, becoming more secure and safe than ever before thanks to advanced encryption and biometrics. Consumer confidence has matured, as consumers have learned how to manage their daily affairs through their smartphones. More importantly, the urgent need to popularize the concept of the financial citizen, who has the right to save, invest, transfer, and finance with ease and transparency, has matured.

A digital bank, then, is not a luxury, but a strategic necessity. It is the bridge that will allow millions of the "unbanked" to cross into a world of economic opportunity that once seemed out of reach. It is the means by which the small shopkeeper, the woman working from home, the ambitious young man, and the elderly man in a remote village will be brought under the umbrella of the formal financial system. These are not just transactions; they are true empowerment.

Hence the importance of digital banks in achieving financial inclusion. 

Digital banks are distinguished by their absence of the huge operating costs of traditional branches. Digital banks can offer their services at highly competitive prices, lower fees, and higher returns on savings, benefiting all customers, especially those with limited income.

The launch of these banks is a clear message of confidence in our economy, our technological capabilities, and our future. It is a declaration that we believe in all our citizens and strive to provide every individual with the tools they need to be an effective part of the economic fabric.

This is not the end of banking as we know it. Rather, it is a new birth—smarter, faster, and closer to the pulse of the people. The financial future begins today, with the push of a button, the touch of a screen. Let us all be the ones who make it happen.

Today comes the Central Bank's step 

 The launch of e-wallets is a fundamental prerequisite and an important path to launching digital banks in Iraq. This approach forms part of a broader strategy for digital transformation in the Iraqi banking and financial sector. This step—and I mean the launch of the e-wallet—can be considered

Preparing the digital infrastructure and developing the payment and financial transfer system in Iraq. These wallets serve as a technical and operational foundation for building integrated digital banking services.

• By enabling transfers between e-wallets and merchants, the Central Bank facilitates the transition to cashless transactions, a necessary step for digital banks that rely entirely on electronic services. This will contribute to enhancing digital financial literacy.

Having secure e-wallet systems in place also makes it easier for future digital banks to comply with regulatory standards without having to build systems from scratch. 

All these efforts coincide with the banking sector reform plan launched by the Central Bank, which focuses on enhancing financial inclusion and digital transformation. link

Mot:  The Work of Gary Larson: The Far Side 

Mot:  . Why I Mow My Own Yard!!!!  

A New Financial Order? Why the BIS is Quietly Expanding Now

A New Financial Order? Why the BIS is Quietly Expanding Now

Miles Harris:   9-10-2025

In the bustling narratives of global finance, we often focus on the obvious players: central banks, major economies, technological disruptors.

But lurking quietly, yet growing monumentally, is an institution that might just be the most significant architect of our financial future: the Bank for International Settlements (BIS).

As global financial trust fractures amid rising geopolitical tensions, the erosion of dollar dominance, and the advent of digital currencies, the BIS is not just holding the line; it’s actively building the infrastructure for a new era.

And its symbolic new tower stretching skyward in Basel, Switzerland? That’s more than just bricks and mortar – it’s a monument to a burgeoning global role.

Often dubbed the “central bank of central banks,” the BIS is an institution many have never heard of, yet it coordinates the actions of 63 central banks, representing a staggering 95% of global GDP. Think of it as the ultimate neutral ground, where the world’s monetary authorities converge to discuss, coordinate, and innovate on monetary policy, financial regulation, and the technology that underpins it all.

Miles Harris’s insightful video brings this overlooked giant into sharp focus, revealing how the BIS is positioning itself as the indispensable coordinator for central banks worldwide at a time when that coordination is more critical than ever.

The physical expansion – that impressive new tower – isn’t just about more office space. It’s a tangible reflection of the increasing complexity and demands of global financial governance. Imagine grappling with high inflation, unprecedented financial volatility, and the seismic shifts of de-dollarization pressures. That’s the BIS’s daily brief.

These aren’t theoretical exercises; they require specialized legal, technical, and policy teams working tirelessly to shape the financial rails of tomorrow. Beyond digital cash, the BIS’s foundational Basel Committee is also expanding its regulatory purview dramatically, moving from traditional banking oversight into uncharted territories like climate risk, crypto regulation, and even the ethical deployment of AI in banking.

In a world increasingly fragmented by geopolitical tensions between East and West, the BIS’s role as a neutral platform becomes even more critical. It’s the meeting point where diverging financial infrastructures can still find common ground, enabling crucial integration without overt political alignment.

And speaking of integration, consider the $200 billion-plus in foreign reserves the BIS manages for central banks. As countries look to diversify away from U.S. Treasuries, the BIS is increasingly handling asset management that includes shifts towards gold, the Chinese yuan, and other alternative assets.

This quiet rebalancing act underscores profound shifts in global financial power.

What truly sets the BIS apart now is its emerging role in consolidating monetary governance. We’re talking about a shift of influence away from traditional multilateral institutions like the IMF or the UN, towards a model centralized among central banks themselves.

 The BIS is actively developing infrastructure for real-time cross-border transactions using Central Bank Digital Currencies (CBDCs), which could potentially bypass traditional intermediaries like SWIFT. This isn’t just about speed; it’s about fundamentally reshaping monetary sovereignty and global trade.

And here’s a fascinating paradox: while official policy rhetoric often downplays gold’s monetary role, its resurgence, particularly among BRICS+ nations, signals a quiet repositioning of the metal as a monetary safeguard outside direct regulatory frameworks.

 This divergence between public statements and central bank actions is a crucial trend the BIS is navigating, subtly incorporating it into a broader, more diversified monetary landscape.

Ultimately, the BIS is not just reacting to change; it’s actively crafting a multipolar, programmable monetary ecosystem. This future promises shared protocols and technological standards, with the BIS firmly at its core.

The goal? To maintain centralized control and stability, even under the appearance of cooperation and pluralism. The new BIS Tower stands tall, not merely as an office building, but as a silent monument to this new era – a future where no single currency dominates, but where stability and control are preserved through sophisticated, centralized coordination.

The story of the BIS is a complex, pivotal one, and understanding its trajectory is essential for anyone interested in the future of money.

For a deeper dive into these intricate developments, I highly recommend watching the full video from Miles Harris. It’s an eye-opening exploration into the institution that’s quietly building the financial bridges of tomorrow.

https://youtu.be/7nckpQQ1IA4

Seeds of Wisdom RV and Economic Updates Wednesday Afternoon 9-10-25

Good Afternoon Dinar Recaps,

BRICS Finds Its Voice: India’s Gold Shift, China’s Bold Vision, and the Bloc’s Balancing Act
As Trump’s tariffs weigh on global trade, BRICS leaders search for new strategies to safeguard growth, stability, and independence.

Caution at the Virtual Summit
At the latest BRICS virtual meeting, leaders from across the 10-member alliance presented a unified, but cautious, front. Hosted by Brazil’s President Lula da Silva, the summit highlighted the challenges of navigating escalating U.S. tariffs while preserving economic stability.

• The bloc criticized U.S. trade policy but avoided direct confrontation with Trump.

• India’s Foreign Minister S. Jaishankar, standing in for Prime Minister Modi, struck a balanced tone: “Increasing barriers and complicating transactions will not help, neither would the linking of trade measures to non-trade matters.”

• Notably absent were discussions on de-dollarization or the launch of a common BRICS currency, signaling that the alliance is still proceeding carefully.

In short, the summit revealed a defensive posture: BRICS wants stability, but is not yet ready to escalate against Washington.

India’s Pivot to Gold and Away From Treasuries
Behind the diplomatic caution, however, actions speak louder than words. India has quietly reduced its U.S. Treasury holdings by $8 billion in just two months, while stepping up its gold reserves to a record 880 metric tons.

Economists see the move as part of a broader trend across emerging markets: a strategic diversification away from the U.S. dollar.

• Gold is viewed as a hedge against asset freezes like those imposed on Russia in 2022.

• India’s finance minister Nirmala Sitharaman described the pivot as a “considered decision” to protect reserves amid rising geopolitical uncertainty.

• With U.S. deficits widening, sustained selling of Treasuries by BRICS members could eventually raise borrowing costs for Washington.

This quiet shift underscores how trade tensions are translating into monetary realignment.

Xi Jinping’s Strategic Playbook
China, meanwhile, is steering BRICS toward a more assertive global role. At the summit, President Xi Jinping laid out three moves designed to shake global markets and strengthen the bloc:

1. Defend Multilateralism & Reform Global Governance – Xi called for reforms that would give the Global South greater influence in shaping international financial and trade rules.

2. Back Open Trade, Resist Protectionism – By defending WTO principles, Xi positioned BRICS as a counterweight to tariff-heavy U.S. policy.

3. Strengthen Intra-BRICS Cooperation – Xi highlighted technology, infrastructure, and finance as key areas for deeper South-South integration, tying them to China’s Belt and Road Initiative.

For investors, these proposals suggest a future where capital and trade flows increasingly bypass Western systems, tilting toward intra-BRICS networks.

Why This Matters
Individually, the summit’s cautious diplomacy, India’s gold pivot, and China’s vision may seem incremental. But together, they signal a subtle yet profound shift:

• BRICS is building resilience against U.S. economic pressure.

• Reserve diversification is quietly reducing reliance on the dollar.

• China is setting the stage for BRICS to evolve from a defensive bloc into a proactive global economic force.

As the group finds its voice, the message is clear: BRICS is no longer content to be a passive participant in a U.S.-led order. The next phase will test whether words turn into coordinated action — and how global markets adapt to a more multipolar financial system.

@ Newshounds News™

Sources: Watcher Guru, Coindoo, Coindoo    

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

$1.3T CRE MELTDOWN Sparks Bank Crisis the Fed Can’t Contain

$1.3T CRE MELTDOWN Sparks Bank Crisis the Fed Can’t Contain

Taylor Kenny:  9-9-2025

Commercial real estate is about to detonate and your bank might not survive the next shock.

With legal bank bail-ins on the table, this breakdown shows you how your savings could be seized to save a failing bank.

Are US banks truly stable? Or are we standing on the precipice of another financial tremor, one quietly building beneath a veneer of calm? A recent video from ITM Trading featuring Taylor Kenney sheds a stark light on the hidden fragilities within the American banking system, pointing to a looming crisis that could reshape our financial landscape.

According to Kenney, a dangerous confluence of factors – a shrinking Federal Reserve balance sheet, massive Treasury debt issuance, and banks holding razor-thin reserves – has left the system acutely vulnerable. But the immediate, glaring threat? Commercial Real Estate (CRE).

Imagine a massive debt wall, approximately $1 to $1.3 trillion in CRE loans, all maturing this year. These weren’t just any loans; they were often financed at historically low-interest rates, think 2-3%. Now, these same borrowers face refinancing at double, even triple, those rates. This isn’t just an inconvenience; for many, it’s an unsustainable financial burden.

Compounding this, the demand for office space and commercial properties is shrinking. Vacancy rates are on the rise as businesses continue to downsize and adapt to new work models. It’s a perfect storm: dwindling income potential meeting skyrocketing debt costs.

The data is already alarming. Delinquency rates on commercial real estate loans have now surpassed those seen during the 2008 financial crisis. Office delinquency rates, in particular, have hit a record high of 11.7%.

But even these figures might not tell the whole story. Banks, in an attempt to maintain an illusion of stability, are widely employing “extend and pretend” tactics.

This means delaying the official recognition of defaults by temporarily extending payment terms, without actually addressing the underlying financial woes of the borrowers. It’s a deferral, not a solution, and it masks the true extent of the problem.

The Federal Reserve has developed tools to manage these crises, often designed to quietly support banks without the public spectacle of large-scale bailouts.

The Bank Term Funding Program (BTFP): This allowed banks to borrow against assets at inflated values, essentially providing a temporary lifeline.

The Reverse Repo Facility (RRP): Once a robust liquidity buffer holding over $2.5 trillion, the RRP allowed institutions to park cash overnight with the Fed for interest. This acted as a critical backstop for the banking system.

However, the RRP has recently shrunk to near zero. Why? The Treasury’s issuance of record amounts of short-term debt offers higher yields, attracting money market funds away from the RRP. This means a crucial liquidity buffer, a safety net for banks, is rapidly drying up, leaving the system even more exposed.

The Fed’s tools, while seemingly effective, maintain an illusion of stability that masks growing systemic risks.

The risk isn’t concentrated in a few big banks. Community and regional banks hold the majority of these vulnerable CRE loans. Furthermore, government-backed entities like Fannie Mae and Freddie Mac hold over half of all multifamily loans, increasing federal exposure.

This widespread risk means any government intervention to stabilize the sector will likely be a stealth bailout, ultimately paid for by taxpayers, further devaluing the dollar.

But beyond bailouts, there’s an even more direct and chilling concern for individual savers: “bail-ins.”

Bail-ins involve the government or regulators seizing depositors’ funds to recapitalize failing banks, rather than relying on taxpayer money.

This mechanism is legal in the US and has already occurred on a small scale. It represents a direct threat to your individual savings and assets, effectively forcing you, the depositor, to rescue the banking system.

Taylor Kenney’s analysis suggests a fundamental truth: the current financial system prioritizes protecting itself over individual savers. In a world where your bank deposits can be seized in a bail-in, and your currency devalued through inflation and stealth bailouts, true wealth preservation requires stepping outside the traditional banking system.

The solution advocated is clear: physical gold and silver. These precious metals are “real money” that cannot be seized, devalued through inflation by central banks, or controlled by the traditional banking system. They offer a tangible, enduring hedge against systemic financial instability.

CHAPTERS:

0:00 U.S. Banks Hanging by a Thread

1:55 Trillions in Loans Coming Due

 3:47 The Fed’s Backdoor Crisis Tools

 6:05 Repo Facility Nears Zero

 8:30 Legal Bail-Ins

10:36 Gold is Built to Endure

https://www.youtube.com/watch?v=kk75Ie4bSjA

Seeds of Wisdom RV and Economic Updates Wednesday Morning 9-10-25

Good morning Dinar Recaps,

US Senate Democrats Offer Competing Framework for Crypto Market Structure
Democrats call for bipartisan cooperation as Republicans push to fast-track a market structure bill.

A Parallel Democratic Framework
A group of 12 Democratic senators has unveiled its own framework to guide crypto market structure legislation, stressing the need for a deliberate, bipartisan process. The timing comes as Republicans on the Senate banking committee prepare to advance their bill this fall.

Like the GOP’s draft released Sept. 5, the Democrats’ version calls for regulatory clarity and clearer rules for how the SEC and CFTC would oversee digital assets.

“We owe it to the millions of Americans who participate in this market to create clear rules of the road that protect consumers and safeguard our markets,” the senators wrote. “We also must ensure that digital assets are not used to finance illicit activities or to line the pockets of politicians and their families.”

Clarity vs. Politics
The Democratic framework lays out seven key pillars, including protections against illicit finance and closing regulatory gaps in the spot market. But it also openly criticizes President Donald Trump, accusing him of destabilizing regulatory agencies.

“Designing and enforcing a digital asset framework will require significant additional resources for the SEC, CFTC, and Treasury Department,” the proposal states. “In addition, President Trump has fired countless Democratic commissioners from independent regulatory agencies and shown little interest in nominating new officials.”

At present, the CFTC has just one commissioner — Acting Chair Caroline Pham — following widespread departures. Trump has nominated Brian Quintenz to replace Pham as chair, but the other four commission seats remain vacant.

Path to Passage by 2026?
Following the passage of the GENIUS Act on payment stablecoins in July, Congress is shifting focus to broader market structure rules. Republicans plan to move their bill — the Responsible Financial Innovation Act — through the banking committee in October, the agriculture committee in November, and into law by 2026.

Meanwhile, the House already passed its version, the CLARITY Act, with bipartisan support. But Democrats remain split, especially after their framework recommended new restrictions on lawmakers themselves.

Specifically, the proposal calls for prohibiting elected officials and their families from “issuing, endorsing, or profiting from digital assets while in office” and tightening disclosure requirements.

Trump’s Crypto Ties Add Friction
Democrats argue that Trump’s personal and family-linked ventures in crypto — including World Liberty Financial, a Trump memecoin, and a family-backed mining venture — complicate efforts to build consensus. Lawmakers such as Senator Elizabeth Warren have repeatedly criticized Trump’s crypto involvement as a conflict of interest.

Despite these tensions, both parties agree that establishing clear, stable rules for the digital asset market will be critical to protecting investors and enabling growth in the years ahead. Whether the two frameworks can be reconciled remains to be seen.

Why This Matters
The competing proposals highlight the political stakes in building the first comprehensive U.S. crypto market framework. With the GENIUS Act already signed into law, momentum is shifting toward legislation that defines the regulatory perimeter for exchanges, tokens, and digital asset issuers. A bipartisan solution will be essential for lasting stability.

@ Newshounds News™
Source: Cointelegraph

~~~~~~~~~

U.S. Congress Demands 90-Day Report on Strategic Bitcoin Reserve Security

Lawmakers push Treasury to assess feasibility, cybersecurity, and national security of a federal Bitcoin reserve.

Building a Digital Fort Knox
The U.S. Congress is moving forward with legislation that would require the Treasury Department to deliver a comprehensive report on the Strategic Bitcoin Reserve and broader U.S. Digital Asset Stockpile within 90 days of enactment.

The measure, filed on September 5 by Representative David Joyce (R-OH) as part of the Financial Services and General Government Appropriations Act for FY2026 (H.R. 5166), directs the Treasury to assess the feasibility, security, and accounting of a federal digital asset reserve built primarily from seized cryptocurrencies.

The bill has already cleared the House Appropriations Committee, been assigned Union Calendar No. 193, and is awaiting a floor vote. Its ultimate passage, however, will hinge on broader budget negotiations later this year.

U.S. Treasury Report to Weigh Feasibility of a Bitcoin Reserve
Currently, the federal government holds an estimated 198,000–207,000 BTC (roughly $17–20 billion), mostly acquired through law enforcement actions against darknet markets, fraud schemes, and cybercrime. Historically, these holdings were sold off at public auctions, a practice now shifting toward strategic retention.

Under the new framework, however, Treasury would need to assess the practicability of establishing a strategic Bitcoin reserve and digital asset stockpile, including potential legal or operational barriers.

The bill also calls for clarity on how these assets would be valued on the federal balance sheet, how custody would be managed, and whether outside contractors would be used for safekeeping.

Notably, the report must analyze how consolidating seized Bitcoin and other assets into a reserve would affect the Treasury Forfeiture Fund, which currently receives proceeds from asset seizures.

National Security and Cyber Defense
National security looms large in the proposal. The legislation directs Treasury and the National Security Agency to jointly prepare a classified security assessment detailing how to protect federal digital asset reserves from cyberattacks, insider threats, and foreign adversaries.

It also requires the department to outline its legal authority, cybersecurity measures, and interagency protocols for moving digital assets securely.

The timing reflects a broader political push. In March, President Donald Trump signed an executive order establishing a framework for a national Bitcoin reserve, explicitly stating that the government would not buy coins on the open market but instead rely on confiscations.

Treasury Secretary Scott Bessent has since reinforced the message, arguing that Bitcoin can serve as a hedge and an innovation signal, while taxpayers benefit from retaining high-value assets rather than selling them off prematurely.

Strategic Pragmatism, Not a CBDC
Supporters of the bill frame it as fiscal pragmatism and geopolitical strategy. Representative Joyce said the measure ensures that the government “remains fiscally responsible, leverages new technology, and is focused on national security.”

The legislation also includes a prohibition against funding a U.S. central bank digital currency, showing Republican resistance to a government-backed CBDC.

Counterweight to BRICS Digital Currency Push
The anti-CBDC clause also stands out against the backdrop of BRICS nations advancing digital currency initiatives. China has been rapidly rolling out the digital yuan, while Russia, Brazil, and South Africa are exploring their own central bank digital currencies.

By explicitly rejecting a U.S. CBDC, Congress is signaling that America will not follow the same path as its geopolitical rivals. Instead, Washington appears to be betting on Bitcoin and decentralized assets as a strategic hedge — a move that could create a stark policy divide between Western and BRICS financial architectures.

Global Momentum for National Bitcoin Reserves
Adding urgency to the need for proper reserve classification and reporting, some U.S. states advance their own measures. Particularly, Texas has already established a state-level reserve, while other states, including New Hampshire and Arizona, have passed digital asset investment laws.

Notably, the United States is not alone in exploring crypto reserves. This week, El Salvador advanced its Bitcoin accumulation with a 21 BTC purchase to celebrate Bitcoin Day despite the IMF directory. Likewise, Kazakhstan’s president, Kassym-Jomart Tokayev, recently proposed a state crypto fund to accumulate digital assets.

In the Philippines, lawmakers have considered a proposal to establish a reserve of 10,000 Bitcoin, which would make it the first in Southeast Asia to adopt such a measure. Similarly, Brazil’s Congress is considering Bill 4501/24, a proposal to create a $19 billion Bitcoin reserve, known as RESBit, under the joint oversight of the Central Bank and Finance Ministry.

Notably, Bitbo data reveals that governments worldwide hold more than 517,000 Bitcoin, equal to 2.46% of the total supply. Holdings include nearly 194,000 Bitcoin in China, over 11,000 in Bhutan, and around 6,000 in El Salvador.

Why This Matters
The U.S. move to classify, secure, and potentially formalize its Bitcoin stockpile comes at a turning point in global finance. As BRICS nations accelerate gold buying and digital currency pilots, Washington is exploring a different hedge: strategic Bitcoin reserves. Whether this strengthens America’s financial resilience or sparks new geopolitical fault lines will be closely watched worldwide.

@ Newshounds News™
Source: CryptoNews

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Experts Decipher If Ripple’s XRP Lawsuit Saved Crypto World Just in Time
Rate cuts, Wall Street adoption, and Ripple’s courtroom victory may have converged at a critical moment for crypto.

Rate Cuts Spark New Investor Momentum
The U.S. Federal Reserve is expected to cut interest rates after last week’s weak jobs data, a move already sending ripples through global markets. Gold surged to a record $3,600, and analysts say crypto could be next in line.

“If rates fall, more money flows into the system,” said James Rule on the Paul Barron Podcast. “That cash won’t just stay in banks. People will look to gold, metals, and crypto. We’re already seeing new, first-time users flooding in.”

For XRP in particular, lower borrowing costs may fuel fresh retail demand. Investors increasingly view the asset as both an inflation hedge and a cross-border payments tool.

Ripple’s Lawsuit Legacy
XRP’s current position cannot be separated from Ripple’s landmark legal battle with the U.S. Securities and Exchange Commission (SEC). The agency alleged that XRP sales were unregistered securities — a case that galvanized the entire crypto community.

Attorney John Deaton led thousands of XRP holders in challenging the SEC’s claims, turning the case into a referendum on crypto’s future in the U.S.

“We all fought that fight,” Rule reflected. “And it wasn’t just about Ripple. It set the tone for all of crypto.”

The outcome, widely seen as a win for Ripple, provided legal clarity and boosted confidence among both retail investors and institutions.

Wall Street, Nasdaq, and Institutional Adoption
Signs of mainstream embrace are growing rapidly:

• Nasdaq has floated plans for tokenized securities.

• Stripe is exploring its own blockchain infrastructure.

• Ripple’s Swell conference is attracting major institutional speakers, a signal of rising corporate interest.

Together, these developments mark a turning point. “From Capitol Hill to Wall Street, the groundwork was laid by Ripple’s fight,” analysts noted.

Why This Matters
Ripple’s victory against the SEC helped clear a path for broader digital asset adoption at a time when monetary policy is loosening. With Wall Street now leaning into blockchain and institutions showing up at Ripple’s events, XRP’s dual legacy — as both a payments utility and a legal precedent — may prove decisive in shaping crypto’s future.

@ Newshounds News™
Source: Coinpedia

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“Tidbits From TNT” Wednesday Morning 9-10-2025

TNT:

Tishwash:  Is Washington's refusal to grant a Sudanese visa a political message or a diplomatic slap in the face?

An informed political source confirmed to Al-Mustaqilla on Wednesday that Iraqi Prime Minister Mohammed Shia al-Sudani has not yet obtained an entry visa to the United States, despite the start of the UN General Assembly meetings in New York.

The source, who spoke on condition of anonymity due to the sensitivity and accuracy of the information, stressed that the Prime Minister's Office had not received any official notification from the US embassy in Baghdad or the Iraqi embassy in Washington regarding the issuance of visas to the Iraqi delegation.

This has raised widespread questions about the reasons for this unusual delay, especially since participation in UN meetings is an international protocol open to world leaders.

The source added that the lack of clarity from Washington has prompted many observers, followers, and media outlets to raise several possibilities, most notably that the delay reflects an undeclared political stance by the US president's administration toward the current Iraqi government, or a pressure message linked to thorny and complex domestic and regional issues, amid escalating disagreements over the US military presence and relations with Iran.

Others believe the matter may be merely technical or procedural, but its timing raises questions about Washington's willingness to treat al-Sudani's government as a genuine partner, or to limit it to the status of an "international observer."

The question remains: Will Washington grant al-Sudani a visa at the last minute, or is Iraq facing a new diplomatic crisis at the United Nations?  link

Tishwash:  International praise for Iraq's balanced policies

Several NATO members, including the United States, France, Italy, and the United Kingdom, have commended the Iraqi government's policies and its efforts to address security challenges.

The delegates' praise came during a session of the North Atlantic Council, which hosted Prime Minister Mohammed Shia al-Sudani yesterday, Monday, in the Belgian capital, Brussels.

Al-Sudani delivered a speech in which he noted that this meeting is being held amidst the turmoil and fundamental transformations taking place in the Middle East, the violation of the principles of the international order, the perpetration of crimes against humanity, and the threat to regional security. He emphasized the establishment of a constructive partnership with NATO based on a sovereign decision, aiming for comprehensive, long-term relations in various fields.

The Prime Minister explained that Iraq is no longer a security concern, but rather a reliable strategic partner.

Representatives from ten NATO member states, including the United States, France, Turkey, the Netherlands, Italy, the United Kingdom, Slovakia, Greece, Hungary, and Latvia, delivered interventions and expressed their positions.

Some delegates also represented the positions of several other NATO member states. International praise was paid to the Iraqi government's policies and its efforts to address security challenges, particularly those positions that have helped Iraq avoid the repercussions of the escalation currently taking place in the region.

These interventions included an emphasis on the long-term partnership between the member states of the Atlantic Council and Iraq, as well as an emphasis on the fact that Iraq represents a fundamental pillar in enhancing regional security and stability, in addition to praising Iraq's role, its balanced foreign policy, and its wise management of situations in events. 

Regional. The interventions also commended the Iraqi government's success in building the defensive capabilities of its armed forces, noting that a stable Iraq is a guarantee of regional security. They also emphasized the Atlantic Council countries' commitment to supporting Iraq's security, and emphasized that Iraq today is a force for regional peace.  link

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Tishwash:  The Central Bank's fruitful efforts to achieve the comprehensive banking reform project.

Samir Al-Nusairi

The Central Bank's actions and efforts, in partnership and consultation with private banks, have been fruitful in facilitating the implementation of the objectives, mechanisms, and standards of the comprehensive banking reform project, in cooperation with the government and the global consulting firm Oliver Wyman, and the objectives and initiatives of its third strategy.

Given that economic reform begins with banking reform, the challenges facing the Iraqi economy and the opportunities for reform in the banking and financial sector are highlighted in the government's program, as are the prospects for the Central Bank's future vision for the role of the banking sector in achieving sustainable development and investment.

 The efforts currently being made to activate and revolutionize productive economic sectors other than oil to diversify sources of national income, achieve financial sustainability, and accelerate the growth of the national economy are also highlighted, as is the role of the Central Bank in regulating foreign trade financing, completing infrastructure projects to achieve comprehensive digital transformation, and expanding the use of electronic payment tools to achieve financial inclusion.

Opportunities exist to reform and develop the banking sector during 2025-2028 in accordance with the following objectives:

First: Developing the Iraqi banking system and its compliance with international banking and accounting standards.

Second: Building a sound, modern, comprehensive and flexible banking sector.

Third: Enhancing citizens' confidence in the banking sector locally and internationally, and acknowledging its transparency, progress, and strict commitment to international standards, and gaining the trust of reputable correspondent banks to deal with it.

Fourth: Rehabilitating restricted and weak banks to return to activity in the banking market with full internal and external activities.

Fifth: Transforming banks to their primary function, which is financing and bank lending for development, and enhancing financial inclusion and increasing its current rate as planned.

Sixth: Strengthening the procedures and decisions for the transition from a cash economy to a digital economy, withdrawing funds outside the banking cycle, which constitute approximately 80%, and introducing them into the banking system.

Although all the above objectives have a three-year implementation period according to the banking reform project and the Central Bank’s strategy, what was achieved in 2023 and 2024 and up to June 30, 2025 in terms of building foundations, rules and pillars formed a supportive pillar in building the mechanisms and paths of the desired reforms, and they constitute ambitious percentages as announced, which will lead to the evaluation and classification of banks based on their achievement of the planned objectives in the reform project according to the internationally approved standards and criteria  link

Mot: ... Ya Know!!!-- its Funny the Things that Pass through Ur Mind When Ur ~

Mot: Exercising in the Morning they say is Good for you 

FRANK26….9-9-25……SECURITY & STABILITY !!!

KTFA

Tuesday Night video

FRANK26….9-9-25……SECURITY & STABILITY !!!

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

What Frank’s suit color’s mean…. FRANKS SUIT COLORS FOR CC'S..... WHITE = NEW INFO…. SILVER = INTEL FROZEN…. RED= HIGH ALERT… PURPLE=GUEST WITH US…. BLUE = AIR FORCE…. BLACK = GROUND/FF’S…. GREEN= MR OR FAB 4 ... GOLD = CHANGE… ORANGE=IMPLEMENTATION

https://www.youtube.com/watch?v=r-t5vSZDYE4

Iraq Economic News and Points To Ponder Tuesday Evening 9-9-25

Mazhar Saleh: The Economy Is Achieving Positive Indicators With A Growth Rate Of 5.3% In 2025.

Time: 2025/09/09 11:33:40 Reading: 705 times {Economic: Al Furat News} The financial advisor to the Prime Minister, Mazhar Mohammed Salih, confirmed on Tuesday that the Iraqi economy is going through a pivotal phase that combines positive indicators and promising opportunities with structural challenges that require radical reforms, which the government program is working on with determination and a coherent approach.

Speaking to Al Furat News Agency, Saleh explained that "the gross domestic product is expected to achieve growth of approximately 5.3% in 2025 compared to previous years, indicating the strength of economic investment activity in the country."

He added, "The government has proposed more than 160 investment projects in the electricity, refineries, and ports sectors, reflecting a significant trend toward revitalizing the private sector within the services-oriented government."

He pointed out that "the economy will continue to need to reaffirm two fundamental paths without interruption. The first is to continue sustaining infrastructure projects as a lever for growth and the development of direct productive activity. The second is to activate the strategic partnership with the private sector to lead sustainable development within the social market philosophy, ensuring a high degree of economic diversification, in accordance with the objectives of the National Development Plan 2024-2028 and beyond."  LINK

Economist: The Financial Management Law allows for the adoption of 2025 expenditure data and the preparation of the 2026 budget.

Time: 2025/09/09 15:30:00 Reading: 450 times   {Economic: Al Furat News} Economic expert Salah Nouri confirmed, today, Tuesday, that the Financial Management Law No. (6) of 2019 has addressed the issue of approving the budget in its special chapter, indicating that Article (13/First) stipulated spending at a rate of (1/12) or less of the total actual expenditures for current expenditures for the previous year after excluding non-recurring expenditures on a monthly basis.

Nouri added in his statement to {Euphrates News} Agency that “Article (13/Third) of the same law clarified that if the approval of the draft federal general budget law for a specific fiscal year is delayed, the final financial statements for the previous fiscal year shall be considered the basis for that year.”

The economic expert pointed out that, "according to these texts, it is possible to spend 1/12 of the actual expenditures for the year 2026 for the year 2025, indicating that this allows the Ministry of Finance to prepare the 2026 budget based on the actual financial data for the year 2025." LINK

The Iraqi Stock Exchange Traded Shares Worth 14 Billion Dinars Last Week.

Money and Business   Economy News – Baghdad   The Iraq Stock Exchange announced on Tuesday that shares worth more than 14 billion dinars were traded last week.

The market said in a report that "the number of companies whose shares were traded last week reached 56 joint-stock companies, while the shares of 23 companies were not traded due to the failure of buy and sell orders to match prices. Meanwhile, 16 companies remain suspended due to failure to disclose their shares, out of a total of 104 companies listed on the market."

He added that "the number of traded shares reached 23 billion, 598 million, and 632 thousand shares, an increase of 570% compared to the previous week, with a financial value of 14 billion, 286 million, and 282 thousand dinars, an increase of 95% compared to the previous week, through the execution of 3,670 transactions," noting that "the ISX60 traded price index closed at 960.40 points, recording a decrease of 0.54% from its closing in the previous session."

He pointed out that "the number of shares purchased by non-Iraqi investors last week amounted to 260 million shares, with a financial value of 638 million dinars, through the implementation of 113 transactions."

The number of shares sold by non-Iraqi investors amounted to 399 million shares, with a financial value of 842 million dinars, through the implementation of 124 transactions.

It's worth noting that the Iraq Stock Exchange holds five trading sessions per week, from Sunday to Thursday, and lists 104 Iraqi joint-stock companies representing the banking, telecommunications, industry, agriculture, insurance, financial investment, tourism, hotels, and services sectors. https://economy-news.net/content.php?id=59842

Oil Prices Rise Thanks To OPEC+ Decision

Economy | 09/09/2025  Mawazine News - Follow-up  Oil prices rose on Tuesday after the OPEC+ group decided to increase production by less than market participants had expected, while prices continued to be supported by concerns about tightening supply due to the possibility of new sanctions on Russia.

Brent crude rose 22 cents, or 0.33%, to $66.24 a barrel, while US West Texas Intermediate crude rose 24 cents, or 0.39%, to $62.50 a barrel.

Eight members of OPEC+, which includes the Organization of the Petroleum Exporting Countries (OPEC) and its allies, agreed on Sunday to increase production starting in October by 137,000 barrels per day.

This is significantly less than the monthly increases of about 555,000 barrels per day in September and 411,000 barrels per day in July and June.   https://www.mawazin.net/Details.aspx?jimare=266477

New Rise In Dollar Exchange Rates In Baghdad

economy | 09/09/2025    Mawazine News - Baghdad -  The dollar exchange rate rose on Tuesday at the Baghdad Stock Exchange and money exchanges.

The US dollar exchange rate reached 143,400 dinars for every $100 in morning trading at the main stock exchange in the capital, Baghdad.

Meanwhile, the exchange rate in local markets in Baghdad reached 144,250 dinars for sale, while the purchase price reached 142,250 dinars.  https://www.mawazin.net/Details.aspx?jimare=266490

Gold Prices Rise In Local Markets

Economy | 09/09/2025  Mawazine News - Baghdad -  Foreign and Iraqi gold prices witnessed a significant increase in local markets on Tuesday.

The selling price of one mithqal of 21-karat Iraqi gold reached 710,000 dinars, while the purchase price reached 700,000 dinars.

Gold prices in jewelers' shops ranged between 740,000 and 750,000 dinars for one mithqal of 21-karat Gulf gold, while the selling price of one mithqal of Iraqi gold ranged between 710,000 and 720,000 dinars.   https://www.mawazin.net/Details.aspx?jimare=266492

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com