Seeds of Wisdom RV and Economic Updates Monday Morning 7-21-25

Good Morning Dinar Recaps,

White House to Release First-Ever U.S. Crypto Policy Report on July 22

Historic moment comes after a week of landmark wins for digital asset legislation

The White House is preparing to unveil its first full-scale U.S. cryptocurrency policy report on July 22, marking a critical step toward regulatory clarity for digital assets, stablecoins, and the broader crypto ecosystem.

The release follows a major legislative milestone branded by officials as “Crypto Week,” which saw:

• The GENIUS Act signed into law, establishing the first federal framework for stablecoins.

• The Clarity Act and Anti-CBDC Act advancing through the House of Representatives.

• Renewed executive commitment to U.S. leadership in digital financial technologies.

Executive Order Reverses Biden-Era Crypto Policy

On January 23, 2025, President Trump issued an executive order titled “Strengthening American Leadership in Digital Financial Technology.”
The order:

• Revoked President Biden’s 2022 directive (EO 14067) that had laid groundwork for a U.S. central bank digital currency (CBDC).

• Banned the creation of a government-run digital dollar.

The same order mandated that a full policy report be submitted within 180 days—leading to the July 22 release.

Interagency Task Force to Deliver Policy Blueprint

A special Working Group—comprising the Treasury Department, Department of Justice, and other federal agencies—has spent months preparing the forthcoming report. It will be delivered to the President through the American Presidential Economic Panel (APEP) and is expected to:

• Recommend clear federal laws and oversight mechanisms for digital assets.

• Establish principles for risk management and consumer protections in crypto markets.

• Propose strategies for handling a federal digital asset stockpile, including coins seized via law enforcement.

• Invite public and industry consultation to inform regulatory direction.

Stablecoins at the Core of U.S. Digital Finance Strategy

The policy report will likely build upon the momentum of the GENIUS Act, which has now become law. The act:

• Defines stablecoin issuance rules.

• Requires separation between traditional banking activities and digital token operations.

• Bans interest-bearing stablecoins while promoting payment-based use cases.

These measures position stablecoins as the gateway for integrating crypto into everyday financial infrastructure—while safeguarding against systemic risk and tech monopolies.

Crypto Moves from the Margins to the Mainstream

With major legislative frameworks now taking shape, the U.S. is transitioning from regulatory uncertainty to a more rules-based digital asset regime. The Clarity Act seeks to define digital tokens under existing securities law, while the Anti-CBDC Act cements political opposition to centralized digital currencies.

“Crypto Week” may mark the moment when U.S. digital asset policy turned from debate into durable infrastructure.

@ Newshounds News™
Source: Coinpedia

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Truist Accelerates Push Into Digital Lending Amid Market Uncertainty

Q2 earnings reveal growth through innovation, rising digital engagement, and a strategic reinvestment push

Despite a challenging macroeconomic environment and tepid investor sentiment, Truist Financial Corporation is doubling down on its digital modernization strategy—using innovation to drive performance, mitigate risk, and capture long-term growth.

During the company’s Q2 2025 earnings call on July 18, Truist leadership emphasized core priorities: loan growth, strategic reinvestment, and expanding digital channels. The bank reported strong results, including:

• ~37,000 new checking accounts added in Q2

• Digital channel responsible for 43% of new accounts, up from 34% YoY

• 2.3% quarter-over-quarter increase in net interest income (NII)

• Stable credit quality amid rising deposit costs

“We delivered strong second-quarter results, driven by strategic loan growth and higher net interest income,” said CEO Bill Rogers, who described the bank’s strategy as resilient and forward-looking.

Balancing Growth With Risk Management

Amid uncertain rate dynamics and cautious capital markets, Truist’s ability to maintain credit stability while pursuing digital transformation was a central theme of the call.

• Net Interest Income: Rose to $3.64 billion, up 2.3% QoQ

• Net Interest Margin: Held steady at 3.02%

• Loan Growth: Average loans and leases rose $6.2 billion, driven by new originations in consumer lending, residential mortgages, and commercial/industrial (C&I) loans

• Deposit Costs: Rose to 1.85%, up 6 basis points, pressuring margins

Yet, this margin compression was offset by a surge in digital usage.
Over 1.8 million clients used Truist’s digital financial tools—a 40% YoY increase. The Plan & Track dashboard drove a 30% rise in digital engagement.

LightStream Rebrand: A Deeper Digital Push

Truist has now fully integrated its LightStream lending unit into the main platform under the name “LightStream by Truist”—a move aimed at consolidating its footprint in prime digital lending.

The bank’s evolving digital ecosystem is seen as a direct response to growing demands from SMBs and consumers for low-fee, high-access banking services—a space where regional and community banks continue to challenge larger incumbents.

Research from PYMNTS Intelligence and i2c shows that smaller banks thrive when they adopt collaborative, tech-forward models, giving Truist’s digital-first strategy additional validation.

Investor Caution, But Eyes on the Back Half

Despite the solid Q2 performance, Truist shares dipped, as weak fee income and rising credit provisions tempered Wall Street’s enthusiasm.

Still, executives struck a confident tone. The bank expects:

• 3% full-year NII growth

• Recovery in investment banking and trading segments

• A favorable environment if the Fed delivers two rate cuts in H2 2025

“We’re staying on offense,” said Rogers, “with a clear strategic focus, a strong balance sheet, and an unwavering commitment to purpose.”

@ Newshounds News™
Source: PYMNTS

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XRP Positioned as Infrastructure for a Multi-Trillion-Dollar Financial Future, Analyst Says

Ripple’s On-Demand Liquidity network and XRP’s regulatory clarity pave the way for institutional-grade financial infrastructure

Ripple’s XRP token is quietly evolving into a core component of the next-generation global financial system, according to macro analyst Versan Aljarrah, also known as the Black Swan Capitalist. Backed by Ripple’s On-Demand Liquidity (ODL) network and recent regulatory wins, XRP is being positioned as a neutral bridge asset for tokenized assets, cross-border payments, and even central bank digital currencies (CBDCs).

A Global Infrastructure Shift in Motion

Ripple’s ODL system is already being deployed in Asia, Africa, Latin America, and the Middle East, replacing the outdated nostro-vostro model used by traditional networks like SWIFT. The technology enables real-time, low-cost cross-border transactions without the need for pre-funded accounts.

“Ripple isn’t just building a payments solution—it’s laying the foundation for a global liquidity infrastructure,” Aljarrah emphasized.

The company is now operationally embedded within real-world financial corridors. A notable example includes Ripple’s custody deployment with the Dubai Land Department, enabling tokenized real estate management via blockchain.

Regulatory Green Lights and Institutional Confidence

Ripple has secured regulatory approval in major jurisdictions including Singapore, the European Union, and the United Arab Emirates. These licenses make Ripple’s technology usable by both sovereign and institutional participants within legal frameworks.

In the United States, Ripple scored a critical legal victory in 2023 when a federal court ruled that XRP is not a security, removing a major regulatory cloud and paving the way for further institutional integration.

XRP Demand Driven by Liquidity, Not Hype

Aljarrah asserts that institutional XRP demand is purely organic, driven by the need for scalable, real-time liquidity—not retail speculation.

• To process $1 trillion in daily volume, XRP liquidity pools would require approximately $100 billion worth of XRP

• XRP’s fixed supply ensures that demand for deeper liquidity will likely translate to upward price revaluation

As the tokenization of financial assets accelerates—covering equities, bonds, real estate, and even carbon credits—XRP’s scalable and interoperable ledger is emerging as a critical backbone for value exchange.

CBDCs and Sovereign Integration

Ripple’s CBDC Private Ledger is now being tested by multiple central banks, exploring XRP’s ability to bridge sovereign digital currencies with both privacy and compliance intact.

The goal: Interoperability between national CBDCs that maintains speed, security, and legal clarity—areas where XRP already has a head start.

Quietly Dominating the Financial Infrastructure Race

“This isn’t about hype—it’s happening corridor by corridor, country by country, system by system,” Aljarrah said.

Ripple and XRP are solving the problems legacy systems can’t—offering speed, neutrality, and deep liquidity in an increasingly fragmented and tokenized financial world.

As institutions seek settlement-layer stability and real-time digital asset infrastructure, XRP may be transitioning from a speculative digital asset to a core layer of financial plumbing—with long-term implications for valuation and adoption.

@ Newshounds News™
Source: Crypto News Flash

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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MilitiaMan & Crew: Iraq Dinar News Update-KRG Oil & Gas Decisive-Budget-Salaries-

MilitiaMan & Crew:  Iraq Dinar News Update-KRG Oil & Gas Decisive-Budget-Salaries-

7-20-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

In today's video, we dive deep into the current state of the Iraqi dinar and its significance in the evolving economic landscape of Iraq. We discuss the recent decision by the Iraqi Federal Court to dismiss lawsuits that could have impacted the dinar's stability and what this means for investors and the general public.

Key Topics Covered:

Overview of the Iraqi dinar and its importance in the region.

The Iraqi Federal Court's dismissal of key lawsuits: implications and insights.

A special government committee's efforts in preparing crucial budget reforms aimed at stabilizing the economy.

Highlights from the recent meetings between Baghdad and Erbil, focusing on unity and economic collaboration.

The arrival of the Ministry of Oil and SOMO representatives in Erbil: what this means for Iraq’s oil sector and future prospects.

Join us as we analyze these developments and their potential impact on Iraq’s economy and the Iraqi dinar. Don’t forget to like, subscribe, and hit the bell icon for more updates on Iraqi economic news!

https://www.youtube.com/watch?v=vk25_4a5pH0

They Don’t Call it the Genius Act for Nothing

Gold Telegraph: They Don’t Call it the Genius Act for Nothing

7-20-2025

Dollar stablecoins are just a euphemism for a central bank digital currency. They don’t call it the Genius Act for nothing. It enforces global demand for a U.S. controlled medium to access decentralized finance and the world applauds. Yes, that’s genius.

In a world built on permission, control over the uncontrollable is the last stand for liberty. Maybe this is why I have always gravitated towards gold. It is also what the Founding Fathers of America always understood. Thank you for your attention on this matter!

BREAKING NEWS: AN ADVISOR FOR THE BANK FOR INTERNATIONAL SETTLEMENTS SAYS THE WORLDWIDE FINANCIAL SYSTEM NEEDS TO REWRITE ITS RULES FOR A TOKENIZED FUTURE

“Rewrite its rules.” Oh?

“The rise of stablecoins poses new challenges to the global infrastructure for instant payment, clearing and settlement, said the gatekeeper of the world’s central banks…”

Source: https://www.scmp.com/business/banking-finance/article/3318718/global-financial-system-must-rewrite-its-rules-tokenised-future-says-bis-adviser

A potential Fed chair candidate is calling for a new Federal Reserve and Treasury accord which hints at soft yield curve control. If that happens, nobody owns enough gold.

Soft yield curve control signals to the market that the world’s most important debt market is broken and now needs to be jointly engineered to survive. I am just being blunt.

Source(s):   https://x.com/GoldTelegraph_/status/1946688595118690724

https://dinarchronicles.com/2025/07/20/gold-telegraph-they-dont-call-it-the-genius-act-for-nothing/

Iraq Economic News and Points To Ponder Sunday Afternoon 7-20-25

Achievements And Challenges 
Economic 07/20/2025  Yasser Al-Mutawali  While the country is witnessing real achievements in various areas of the economic and service sectors,   due to efficient reform policies and clear trends toward stimulating the economy and development, economists are busy these days searching for ways to confront the expected global financial crisis, which is a periodic crisis facing the global economy.  Therefore, experts are seeking to mitigate its effects on the reality of the Iraqi economy.

Perhaps it is useful to emphasize that any warnings issued here and there  must be taken into account and benefited from, to avoid the damage that may result from them.
 

Today, the International Monetary Fund (IMF) issued a warning regarding Iraq's worsening fiscal deficit,  due to objective reasons related to geopolitical changes taking place around the world,  which have painful economic repercussions, according to its latest report this week.
 
Therefore, it is necessary to focus on stimulating income-generating productive sectors,
while reducing unnecessary expenditures in order to overcome the crisis phase and its usual cycle.
 
The IMF's warnings called on Iraq to  review its spending policy and  rationalize it with measures that are difficult to implement,  as they raise complex social problems.
 
In order to preserve and sustain the achievements made, austerity measures must be taken, spending must be reduced, and rapid income-generating economic sectors must be stimulated and diversified.
 
Regardless of the accuracy of the warnings, it has become necessary not to ignore them and to take them seriously,because they are important indicators whose effects must be guarded against.
 
We see in them an opportunity for the government to implement more radical reforms in fiscal policy,
to confront the dire effects of the expected financial crisis.
 
Perhaps it is useful to point out that Iraq, as a rentier country, will be at the forefront of the countries affected and most affected, especially if oil prices fall below the hypothetical price planned for the budget.
 
This reality requires the government to review current spending plans, reduce all non-essential expenditures, and boost non-oil revenues by revising tax and customs duties, reforming the personal income tax, creating private sector jobs without relying on government jobs, and  regulating the import of non-essential goods.
 
It is perhaps worth emphasizing once again that ignoring the warning, regardless of the accuracy of the information contained in the report,remains a matter that requires serious consideration.    https://alsabaah.iq/117658-.html 

Hard Currency Is Being Drained With The Blessing Of The National Bank. Experts Warn Of A Catastrophe That Will Cripple The Iraqi Economy.

Economy     2025-07-19 | 06:10  1,903 views   Alsumaria News – Economic   Bank's monopoly 
The National on dollar transfers has sparked widespread controversy in Iraqi economic and commercial circles, amid accusations that it dominates foreign currency sales and transfers, threatening the principle of fair competition and increasing pressure on the local market.
 

Observers believe this monopoly has contributed to rising exchange rates and limited options for traders and citizens.
 
Meanwhile, financial experts assert that the lack of effective oversight and the overlapping interests of influential parties have given the bank near-absolute control over the dollar's movement.

Observers noted that  almost complete monopoly "the National Bank, with the support of influential parties,   was able to obtain near-exclusive control over foreign remittances from Iraq,  while a number of Iraqi banks were restricted and barred from accessing the electronic remittance platform." 

He added, "This monopoly is not merely technical in nature, but is also due to pressure from political backgrounds and influential figures with ties to the bank's senior management, raising concerns about administrative and financial corruption."
 
The Impact Of Monopoly On The Market And Iraqis
 
This, according to experts, confirms the weak competitiveness of Iraqi banks.
 
Reducing the profit margin and development opportunities for local banks, due to their being barred from participating,weakens their ability to provide local services or improve their infrastructure.
 
It also leads to a deterioration in services for beneficiaries, as transfer and deposit transactions have been subject to   repeated delays and postponements,   substandard customer service, and complaints of electronic system outages and  erratic transfers. 

They continued,  "The manipulation of remittances also leads to a drain on hard currency, as the National Bank is estimated to be transferring huge sums of dollars abroad,  taking advantage of exchange rate differences and dollar auctions without adequate oversight."

They noted that "there are huge economic losses estimated at billions of dinars annually
     —such as 7.5 billion dinars stolen from Iraqi profits and sent directly to Amman
     —that are draining the Jordanian economy."
 
Dividend Distribution – Who Benefits?
 
The National Bank of Iraq (NBI) achieved huge profits following the acquisition; its net profit after tax for 2023 reached approximately 190 billion dinars,  compared to 27.5 billion dinars in 2022.

Revenues from the currency window  also increased 26-fold to approximately 93 billion dinars,  67% of which is transferred to non-Iraqi entities.

External destination: A large percentage of these profits go to Jordan,  according to representatives and experts, and  are added to the budgets of the parent companies, representing  a clear drain on liquidity and foreign currency in excess of the local markets' needs.
 
The Size Of The Monopoly And The Impact Of The Law
 
waived Article 107 of the Banking Law any limits on foreign investor ownership (up to 100%),
enabling foreign-owned banks to dominate, while such licenses are practically prohibited for Iraqi banks.
 
granted The Central Bank licenses and controlled currency auctions in a non-transparent manner, and
amended laws to support the interests of certain parties at the expense of national financial sovereignty.
 
Supervisory Calls
 
Observers called for "an urgent parliamentary investigation into the procedures that led to the
National Bank's leadership,   documenting financial transactions,  identifying the parties involved,  reviewing the banking law and amending Article 107 to end foreign control and  enable Iraqi banks to compete, as well as abolishing the monopoly currency window and  replacing remittance distribution with a transparent system managed by the  government   or a unified platform without the control of a private bank."   

They stressed the "need to refer the National Bank to direct oversight by the Central Bank, strengthen monitoring of transfers and the exchange rate, and impose penalties on violators."
 
The National Bank of Iraq's ongoing monopoly over foreign remittances   negatively impacts the national economy and  leads to the transfer of huge profits abroad.
 
This has prompted calls for  parliamentary action to investigate the matter through judicial and legislative means, as well as for  fundamental reforms to regulatory institutions and the banking system.  Experts stated that "Iraqi depositors are the losers in this financial game, while dinars and hard currencies are being siphoned off under the guise of legal transfers."      
https://www.alsumaria.tv/news/economy/534072/العملة-الصعبة-تُستنزف-بمباركة-المصرف-الأهلي-خبراء-يحذرون-من-كارثة-تشل 

IMF: Iraq Has Maintained Stability And Inflation Is Low
 
July 19, 2025 Baghdad/Iraq Observer  The International Monetary Fund confirmed on Saturday that
Iraq has succeeded in maintaining its internal stability despite regional tensions, while noting that the  
inflation rate in Iraq has remained low.
 
The IMF stated in a report reviewed by Iraq Observer that “Iraq has succeeded in maintaining its internal stability despite  regional tensions and unstable global conditions,” noting that “the inflation rate has remained low in Iraq,” stressing “the need to   implement fundamental reforms to increase non-oil revenues and  control the public wage bill,” indicating that “current and investment spending plans for 2025 should be reviewed.” He stressed that
 
"it is necessary and urgent to reform the public pension system by  raising the retirement age and  reducing the accumulation and replacement rates," praising "the Central Bank of Iraq's  success in fully transitioning to the new trade finance system and its  contribution to narrowing the gap between the official and parallel exchange rates."

The Fund stated that  "the Central Bank of Iraq has begun studying reform options to strengthen the private banking sector," stressing, "We encourage Iraq to accelerate its efforts to improve the issuance and collection of electricity bills."

He explained that "progress has been made in  implementing the National Anti-Corruption strategy and   improving the Corruption Perceptions Index," adding that "it is essential to focus on  bridging the most pressing statistical gaps and  integrating pilot initiatives."    https://observeriraq.net/صندوق-النقد-العراق-حافظ-على-استقراره-و/  

Sources: US Sanctions Iraqi Telecom Company For Money Laundering

July 20, 2025 Last updated: July 20, 2025  Al-Mustaqilla/- Three informed sources, in addition to identical media reports, revealed that the United States has imposed a penalty on a prominent Iraqi telecommunications company,  due to its involvement in money laundering and smuggling operations outside the country, in direct violation of applicable financial regulations and within the framework of US sanctions on entities suspected of engaging in illicit financial activities.
 
According to an informed Iraqi government source speaking to Al-Mustaqilla on Sunday, the penalty came after a series of investigations conducted by US regulatory agencies    in cooperation with international institutions.
 
The investigations uncovered massive financial transfers to neighboring countries and others outside the region without any transparency or clear commercial justification.
 
Another source, who preferred to remain anonymous, explained that  "what happened is just the beginning," noting that "the next phase may witness an official announcement of sanctions against other companies operating in the telecommunications and technology sector,  after their names appeared in reports related to money laundering or foreign currency smuggling."
 
These developments come amid increasing pressure from Washington on the Iraqi financial system, 
as part of efforts to combat corruption and prevent the flow of funds to entities subject to US sanctions,  both domestically and in neighboring countries.
 
This move is expected to have significant repercussions for the telecommunications sector in Iraq,
especially if the scope of monitoring, follow-up, and sanctions expands to include other companies with influence in the market.
 
For their part, the Iraqi authorities have yet to issue an official statement regarding the penalty or the companies involved.
 
However, observers warn of economic and security repercussions if financial violations within this vital sector continue to be ignored.
 
It is worth noting that the chairman of the board of directors of a telecommunications company   that presents itself as the number one telecommunications company in Iraq has previously had   arrest warrants issued against him, summons orders, and the  freezing of his assets inside Iraq on charges of smuggling funds illegally out of Iraq.  https://mustaqila.com/مصادر-عقوبات-أمريكية-على-شركة-اتصالات/  

Iraq's Accession To International Financial Institutions Enhances Economic Development Opportunities.
 
Economic 07/20/2025  Baghdad: Economic Morning   As part of its efforts to  strengthen its financial presence on the international stage and diversify funding sources for its service and construction projects, Iraq has taken a significant step by joining two of the most prominent multilateral financial institutions:  the  European Bank for Reconstruction and Development and the  Asian Infrastructure Investment Bank.
 
Although the direct repercussions of this step are still in the developmental stage,economists see it as a prelude to attracting long-term financing,  bolstering development efforts in vital sectors such as energy,
infrastructure, and  transportation, and opening the doors to international partnerships for Iraq in the post-crisis phase.
 
Projects And Bridges
 
Economic expert Dr. Majid Al-Baydani explained to Al-Sabah regarding Iraq’s accession to the Asian Development Bank:
 
“The projects currently underway in Baghdad, such as bridges and others, have no connection to the Asian Development Bank’s projects,  as their funds are allocated by the state in the project budget according to the investment portion of the budget.
 
The Asian Development Bank has no role in implementing or establishing the aforementioned projects,
  as the contractor may be Chinese, the implementing company may be Chinese,  or another international nationality.”  

He added,  "The implementation of projects by the Asian Development Bank is subject to certain conditions,  including that   the bank selects the implementing companies,   along with their own mechanisms and engineering efforts, unlike what some might imagine.
 
Furthermore, the bank's projects are implemented through loans from the bank and on its own terms."
 
Long Term
 
Economic expert Ahmed Makalaf believes that “there has not yet been any direct benefit from Iraq’s joining the Asian Infrastructure Investment Bank.
 
Rather, the benefit is long-term, not immediate.
 
The real benefit is in giving Iraq an  international standing and a  good reputation from an economic perspective.”
 
“The development road will be a gateway for the Asian Development Bank to enter Iraq with projects,”
the official added in an interview with Al-Sabah.
 
“It is likely that the country will borrow from the bank to implement projects related to the road, and will likely build cooperation through this bank in financing parts of the activity for major projects related to the development road, contributing to strengthening the economy within the international environment and building strong international relations in the future.”
 
Membership Shares
 
For his part, Dr. Mazhar Mohammed Saleh, Advisor to the Prime Minister, stated that as far as the distribution of capital among the participating countries in the Asian Infrastructure Investment Bank is concerned,     the bank's total capital amounts to $100 billion,  with 20% allocated as paid-in capital and the remainder as callable capital.
 
Each country is obligated to contribute its share of the paid-in capital upon joining. He added:
 
Sustainable Development
 
"The Asian Infrastructure Investment Bank (AIIB) is an international institution that aims to support  infrastructure projects and  sustainable development  in Asia and beyond.
 
The bank, headquartered in Beijing, provides concessional loans to finance infrastructure projects for member countries.  This accession is a strategic step for Iraq to advance its development projects in areas such as transportation, energy, and water."
 
European Bank
 
Regarding the benefits of Iraq joining the European Bank, Saleh said:
 
“There is a positive correlation between building a development strategy, which is embodied today by the government’s philosophy of launching a development initiative with comprehensive sectoral economic links, called the “Development Road” project, which is the  corridor and  strategic project that  links the European Union countries with Asia via Iraq and the Gulf maritime corridors and vice versa, on the one hand,
 
and the requirements for implementing the various stages of the development road through the role that Iraq’s membership in the European Bank for Reconstruction and Development occupies, on the other hand, especially in terms of the  advantages of obtaining European technology and  ensuring the role of companies from European Union countries in implementing the development road in all its aspects, whether in   infrastructure, industrial production projects, or  various logistical services.”      
https://alsabaah.iq/117657-.html 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Sunday Afternoon 7-20-25

Good Afternoon Dinar Recaps,

Biggest Economic Showdown: U.S. Tariffs vs. BRICS De-Dollarization Surge

Trump’s New Tariff Threats, BRICS Payment Systems, and the Decline of Dollar Dominance Shape the 2025 Financial Battlefield

The defining economic confrontation of 2025 has emerged: U.S. tariffs vs. BRICS de-dollarization. President Donald Trump has escalated the conflict by threatening an additional 10% tariff on any country that aligns with what he labels “Anti-American policies of BRICS.”

As BRICS nations aggressively move to reduce reliance on the U.S. dollar, the stakes for global financial dominance have never been higher. New trade and currency systems being advanced by BRICS directly challenge the U.S.-led order, placing enormous pressure on dollar hegemony.

Dollar Dominance Faces Historic Decline

Data confirms a major shift away from the U.S. dollar:

• The dollar’s share in global foreign currency reserves has dropped to a record low of 57.8% (IMF, end of 2024)

• Gold now makes up nearly 20% of central bank reserves

• Over 244 metric tons of gold were purchased by central banks in Q1 2025 alone

According to the World Gold Council’s 2025 survey, 95% of central banks expect to continue increasing gold reserves, signaling continued movement away from dollar-based assets amid the accelerating BRICS de-dollarization campaign.

Trump’s Aggressive Tariff Strategy

Rather than focusing solely on trade imbalances, the Trump administration has implemented targeted tariffs on BRICS-aligned nations:

• 30% tariffs remain on most Chinese goods

• South Africa also faces a 30% tariff

• Malaysia, Indonesia, Myanmar, and Laos are under pressure to strike deals with Washington by August 1, or face similar penalties

This comprehensive strategy reflects a broader U.S. economic retaliation not just against China, but against any nation participating in alternative financial systems that undermine U.S. influence.

The BRICS Payment Revolution

BRICS has made major strides toward a post-dollar cross-border payment ecosystem:

• 90% of Russia–China trade is now conducted in rubles and yuan

• The BRICS Cross-Border Payments Initiative, designed to rival SWIFT, is being fast-tracked

• The 17th BRICS Summit in Rio formally endorsed advancing this system as a strategic economic defense

This growing infrastructure represents a direct challenge to dollar-settled trade and threatens U.S. sanctions effectiveness.

China’s Commanding Role in BRICS

China is the economic powerhouse of BRICS, accounting for:

• Nearly 50% of BRICS GDP

• 70% of Brazil’s BRICS exports

This reveals an imbalance of influence, where China’s interests dominate the bloc’s strategic decisions—particularly in trade and technology.

China also controls a majority of the global supply of rare earth minerals, giving it powerful leverage in both economic and military-industrial domains. This adds a critical dimension to the China–U.S. trade war now unfolding across multiple fronts.

The Future of Global Finance: Unipolar vs. Multipolar Order

While BRICS nations have yet to unify their tariff response, their coordinated actions on currency and payment alternatives suggest a real push toward a multipolar financial system. However, analysts caution that true dollar displacement is unlikely unless an alternative currency emerges that is:

• Liquid

• Fully convertible

• Backed by transparent and independent institutions

Still, the momentum behind BRICS de-dollarization signals the most serious challenge to U.S. financial dominance in decades.

@ Newshounds News™
Source: Watcher Guru

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Roadmap

Follow the Timeline 

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Sunday 7-20-2025

TNT:

Tishwash:  Parliament decides to hold an extraordinary session next Monday.

Extraordinary session Monday, July 21

Representatives reading verses from the Holy Quran

First: A general topic for discussion regarding the Kut fire incident.

Second: A general topic for discussion regarding the terrorist attacks with explosive drones on infrastructure in the Kurdistan Region.  link

Tishwash:  Iraq's accession to international financial institutions enhances economic development opportunities.

As part of its efforts to strengthen its financial presence on the international stage and diversify funding sources for its service and construction projects, Iraq has taken a significant step by joining two of the most prominent multilateral financial institutions: the European Bank for Reconstruction and Development and the Asian Infrastructure Investment Bank.

Although the direct repercussions of this step are still in the developmental stage, economists see it as a prelude to attracting long-term financing, bolstering development efforts in vital sectors such as energy, infrastructure, and transportation, and opening the doors to international partnerships for Iraq in the post-crisis phase.

Projects and bridges

Economic expert Dr. Majid Al-Baydani explained to Al-Sabah regarding Iraq’s accession to the Asian Development Bank: “The projects currently underway in Baghdad, such as bridges and others, have no connection to the Asian Development Bank’s projects, as their funds are allocated by the state in the project budget according to the investment portion of the budget. The Asian Development Bank has no role in implementing or establishing the aforementioned projects, as the contractor may be Chinese, the implementing company may be Chinese, or another international nationality.”

He added, "The implementation of projects by the Asian Development Bank is subject to certain conditions, including that the bank selects the implementing companies, along with their own mechanisms and engineering efforts, unlike what some might imagine. Furthermore, the bank's projects are implemented through loans from the bank and on its own terms."

long term

Economic expert Ahmed Makalaf believes that “there has not yet been any direct benefit from Iraq’s joining the Asian Infrastructure Investment Bank. Rather, the benefit is long-term, not immediate. The real benefit is in giving Iraq an international standing and a good reputation from an economic perspective.”

“The development road will be a gateway for the Asian Development Bank to enter Iraq with projects,” the official added in an interview with Al-Sabah. “It is likely that the country will borrow from the bank to implement projects related to the road, and will likely build cooperation through this bank in financing parts of the activity for major projects related to the development road, contributing to strengthening the economy within the international environment and building strong international relations in the future.”

Membership shares

For his part, Dr. Mazhar Mohammed Saleh, Advisor to the Prime Minister, stated that as far as the distribution of capital among the participating countries in the Asian Infrastructure Investment Bank is concerned, the bank's total capital amounts to $100 billion, with 20% allocated as paid-in capital and the remainder as callable capital. Each country is obligated to contribute its share of the paid-in capital upon joining.

sustainable development

He added: "The Asian Infrastructure Investment Bank (AIIB) is an international institution that aims to support infrastructure projects and sustainable development in Asia and beyond. The bank, headquartered in Beijing, provides concessional loans to finance infrastructure projects for member countries. This accession is a strategic step for Iraq to advance its development projects in areas such as transportation, energy, and water."

European Bank

Regarding the benefits of Iraq joining the European Bank, Saleh said: “There is a positive correlation between building a development strategy, which is embodied today by the government’s philosophy of launching a development initiative with comprehensive sectoral economic links, called the “Development Road” project, which is the corridor and strategic project that links the European Union countries with Asia via Iraq and the Gulf maritime corridors and vice versa

On the one hand, and the requirements for implementing the various stages of the development road through the role that Iraq’s membership in the European Bank for Reconstruction and Development occupies, on the other hand, especially in terms of the advantages of obtaining European technology and ensuring the role of companies from European Union countries in implementing the development road in all its aspects, whether in infrastructure, industrial production projects, or various logistical services.”  link

************

Tishwash: Strengthening the national economy... Parliament prepares to approve the industrial investment law.

Representative Firas Al-Maslamawi, spokesman for the Reconstruction and Development bloc in parliament, confirmed on Saturday that there is a clear desire among most political blocs to pass several important laws during the final legislative session, most notably the Popular Mobilization Forces Law and the Industrial Investment Law.

Al-Maslamawi told Al-Maalouma News Agency, “The Industrial Investment Law has a significant impact on developing the industrial sector, and its passage will bring a qualitative leap forward for this vital and important sector.”

He added, "The House of Representatives is determined to make up for the missed passage of important laws during the previous legislative session, which saw a number of political blocs boycott the sessions, in addition to the regional security challenges in the region."

He pointed out that "the majority of political blocs support the passage of laws related to reconstruction and the development of vital sectors that generate high financial revenues, in addition to the insistence of many political forces on passing the Popular Mobilization Forces law."

Al-Maslamawi explained that “the Industrial Investment Law is one of the most prominent laws to be passed during the final legislative session, due to its pivotal role in strengthening and developing the industrial sector in Iraq.”  link

************

Tishwash:  Al-Sudani: We plan to open Baghdad to a larger network of internal and provincial connections via two ring roads.

Prime Minister Mohammed Shia Al-Sudani confirmed, on Saturday, that the government plans to open Baghdad to a larger network of internal connections and with the governorates via the fourth and fifth circular roads.

His office said in a statement received by (IQ), "Prime Minister Mohammed Shia Al-Sudani received, on Saturday, the sheikhs and dignitaries of the Kadhimiya, Al-Shu'la, Al-Hurriyah, Al-Tobji, Al-Atifiyah and Al-Adl areas, during which he listened to an explanation from the sheikhs and dignitaries about the status of services in their areas, their proposals for addressing them, and the most prominent problems and requirements.

" Al-Sudani stressed that "such meetings are an opportunity to learn about the concerns of the citizen and clarify what the services government is working on." He praised the role of the authentic Iraqi tribes, which are relied upon as a safety valve for Iraq, and their awareness and responsibility in supporting the people of the country who have risen to the occasion in the legislative and executive institutions." He pointed out "what the capital, Baghdad, has suffered from in terms of a lack of and delays in services, in addition to terrorism, which has been defeated irrevocably, despite the increase in its population to 9.5 million people."

He explained, "The government has drawn up three tracks for services. The first is through the rapid delivery of services, through the Service and Engineering Effort Team. The second includes resuming work on stalled projects, especially hospitals, roads, bridges, water and sewage, and school buildings. The third track includes implementing new projects in Baghdad and the governorates, including easing traffic congestion."

He continued, "We plan to open Baghdad to a larger network of internal connections and with the governorates, via the fourth and fifth circular roads, which are connected without dividing borders from Diyala, Kut, Salah al-Din, and Abu Ghraib. The districts and areas surrounding Baghdad (Sabaa al-Bour, al-Nahrawan, al-Wahda neighborhood, and al-Rashid) have been included in all infrastructure projects."
He pointed out, "Without service projects, it will not be possible to move to building new cities and bringing about development. We have contracted with real estate developers and companies to build integrated cities, to ensure proper construction and the provision of services."

He continued, saying: "We have started in some areas with rapid rehabilitation and the addition of basic services, including Kadhimiya due to its special status in receiving millions of visitors annually," stressing that "the rehabilitation of the site (formerly the Fifth Division) in Kadhimiya will witness a qualitative shift for the city, and a new bridge will be added towards Al-Krayat to relieve congestion and pressure."

He stressed, "Stability must be maintained in order for development and reconstruction to continue, and there is a heavy price we paid to achieve this goal, and we say with confidence that terrorism is no longer capable of any threat, and the security services control all areas."

He pointed out, "Iraq is in the midst of a region inflamed with conflicts, and the criminal government of the entity has persisted in aggression and assault on the countries of the region without oversight or accountability. We maintain our principled position towards what is happening, and we work wisely and responsibly to avoid slipping into war and conflicts while we are in a construction phase, and we are consolidating our development, economic and service capabilities, to be a strong state capable of facing difficulties."

He explained, "Our security institutions enjoy the community's support in confronting all challenges, from the threat of drugs to preserving the state's achievements."  link

Mot:  ... Great Morning!!! Wellllllllllllllll ----

Mot:  . Beeee Careful OUt There 

Seeds of Wisdom RV and Economic Updates Sunday Morning 7-20-25

Good Morning Dinar Recaps,

Trump Signs GENIUS Act Into Law, Cementing First Federal Crypto Bill in US History

Historic Win for Stablecoins, U.S. Crypto Industry, and Digital Asset Regulation

In a defining moment for the U.S. digital economy, President Donald Trump has officially signed the GENIUS Act, marking the first federal law regulating stablecoins and delivering a major legislative victory for the crypto industry.

The Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, which creates clear rules for U.S. dollar-backed digital currencies, was signed into law on Friday, July 19, during a high-profile event attended by industry leaders and administration officials.

Crypto-Friendly Policy Becomes Federal Law

After facing initial resistance in the U.S. House earlier in the week, the bill passed on Thursday after Trump secured support from GOP holdouts by linking the GENIUS Act with the Anti-CBDC Surveillance State bill, which will be attached to the National Defense Authorization Act (NDAA).

In his remarks, President Trump called the legislation essential for protecting the U.S. dollar’s global reserve status, comparing a failure to regulate stablecoins with “losing a world war.”

The GENIUS Act now:

• Requires stablecoin issuers to back reserves 1:1 with U.S. dollars or Treasuries

• Limits issuance to regulated financial institutions

• Establishes transparency standards, including monthly reserve disclosures

Massive Institutional Support and Economic Implications

Treasury officials confirmed in briefings that the bill would both clarify digital asset rules and likely increase stablecoin adoption in the U.S. Crypto and AI czar David Sacks claimed it could attract trillions in capital to the American economy.

This comes as the Ripple-issued RLUSD, Circle’s USDC, and other dollar-backed stablecoins stand to benefit from this regulatory green light.

Crypto Industry Celebrates “Crypto Week” Legislative Victories

The signing event drew high-level attendance from across the crypto and tech sectors, including:

• Brian Armstrong (Coinbase CEO)

• Tyler and Cameron Winklevoss (Gemini)

• Executives from Robinhood, Rumble, and other fintech disruptors

Trump acknowledged their efforts during the ceremony, praising their “revolutionary work” in building a decentralized financial future. He went further to describe crypto as “the next great innovation after the internet.”

GENIUS Act Ushers In New Crypto Era Under Trump

This marks the first federal crypto law in U.S. history, signaling a massive shift in Washington’s approach to digital assets. Industry leaders now anticipate further breakthroughs, as the CLARITY Act and Anti-CBDC Surveillance State Act also passed during what has been dubbed “Crypto Week”.

The administration’s shift in tone has already resulted in:

• Executive orders establishing a strategic crypto reserve

• SEC dropping lawsuits against Coinbase, Binance, and Robinhood

• Broad adoption push from regulators and U.S.-based fintech innovators

With this signature, the U.S. now positions itself as a global hub for regulated digital finance, accelerating the mainstream integration of Bitcoin, XRP, stablecoins, and blockchain-based payment rails.

@ Newshounds News™
Source: The Crypto Basic    

~~~~~~~~~

US Treasury: “The Dollar Is Coming On-Chain” as GENIUS Act Becomes Law

Treasury Secretary Scott Bessent confirms major blockchain integration for U.S. financial system

Following the historic passage of the GENIUS Act, U.S. Treasury Secretary Scott Bessent announced that the U.S. dollar is officially going on-chain, signaling a major transformation in how the world’s reserve currency will function in the digital era.

The declaration came shortly after President Donald Trump signed the GENIUS Act into law during a White House ceremony, calling it a generational milestone for fintech and stablecoins.

A Blockchain-Based Future for the Dollar

In a public statement on X (formerly Twitter), Secretary Bessent praised the moment as a technological turning point for U.S. finance:

“Blockchain technologies will power the next generation of payments, and the US dollar is coming on-chain.
Thanks to President Trump’s visionary leadership, and Senator Hagerty’s important work in Congress, the GENIUS Act will help cement the US dollar as the global reserve currency for generations to come.”

The GENIUS Act, which now stands as the first federal stablecoin law, mandates:

• 1:1 backing of stablecoins with U.S. dollars or short-term Treasuries

• Monthly transparency reports and annual audits

• Issuance restricted to licensed banks or regulated financial institutions

These standards are designed to integrate stablecoins into the broader banking system, while promoting trust, transparency, and institutional compliance.

Trump Hails GENIUS Act as “Revolution in Financial Technology”

During the GENIUS Act signing ceremony on Friday, President Trump emphasized that the bill represents a paradigm shift for U.S. leadership in the digital economy:

“The GENIUS Act creates a clear and simple regulatory framework to establish and unleash the immense promise of dollar-backed stablecoins.
This could be perhaps the greatest revolution in financial technology since the birth of the internet itself.”

The Act is widely seen as the keystone in a broader legislative framework that includes the CLARITY Act (governing crypto assets more broadly) and the Anti-CBDC Surveillance State Act, both of which passed in the House during "Crypto Week."

Global Implications: On-Chain Dollar vs. BRICS and CBDCs

Bessent’s statement that the dollar is “coming on-chain” signals a U.S. pivot away from centralized CBDC models, favoring private-sector stablecoin innovation under strict oversight.

This move comes amid global developments such as:

• BRICS push for a new reserve currency and blockchain-based trade systems

• Ongoing de-dollarization efforts by countries like Russia, China, and Brazil

• Rising influence of crypto-dollar platforms like RLUSD, USDC, and others that now meet GENIUS Act compliance

By bringing the U.S. dollar onto blockchain rails, the U.S. aims to retain monetary dominance while adapting to new digital financial architectures.

@ Newshounds News™
Source: The Daily Hodl

~~~~~~~~~

GENIUS Act Blocks Big Tech and Wall Street from Dominating Stablecoins, Says Circle Exec

Circle CSO reveals powerful “Libra Clause” that limits tech and bank control of dollar-backed digital currencies

The newly signed GENIUS Act doesn’t just bring stablecoins under U.S. regulation—it also prevents Big Tech and major banks from monopolizing the market, according to Circle’s Chief Strategy Officer Dante Disparte.

Speaking on the Unchained podcast this weekend, Disparte revealed that the law contains what he calls a “Libra clause”—a direct reference to Facebook’s failed Libra project—which ensures that non-bank tech giants must clear strict regulatory and structural hurdles before issuing any U.S. dollar-pegged stablecoin.

The “Libra Clause”: Safeguarding Against Tech Domination

“Any non-bank wanting to mint a stablecoin must create a standalone entity that looks more like Circle and less like a bank,” said Disparte.

These entities would face:

• Structural separation from their parent companies

• Antitrust scrutiny

• Approval from a Treasury-led oversight committee with veto power

Banks Also Restricted from Risk-Based Stablecoin Activity

Traditional banks aren’t exempt either. Under the GENIUS Act:

• Stablecoin operations must exist as legally separate subsidiaries

• These subsidiaries must avoid risk-taking, lending, and leverage

• Issued coins must be fully backed and isolated from the bank’s main balance sheet

Disparte noted that this framework is even more conservative than JPMorgan’s deposit-token proposals, prioritizing consumer protection and dollar stability over profit-seeking ventures.

GENIUS Act: Bipartisan Momentum and Market Clarity

The Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act passed with over 300 House votes, including 102 Democrats, cementing strong bipartisan support.

“Crypto is finally getting what it wanted: legitimacy, legal clarity, and a path to compete,” Disparte said.

The bill:

• Preserves state-level regulation for issuers below $10B in assets

• Requires a federal charter for larger stablecoin operators

• Bans interest-bearing stablecoins and unbacked tokens like Terra

• Introduces criminal penalties for false “stable” claims

DeFi Stands to Benefit: From “Stablecoin Summer” to “DeFi Summer”

While the Act’s ban on yield-bearing stablecoins is controversial, analysts believe it may trigger a new wave of DeFi adoption. Without native yield on centralized stablecoins, Ethereum-based protocols offering decentralized interest products may attract institutional and retail capital alike.

“Stablecoin summer may now evolve into DeFi summer,” predicted analysts Nic Puckrin and Christopher Perkins of CoinFund.

For institutional investors—who face fiduciary mandates to seek yield—DeFi becomes the go-to mechanism for passive income, further boosting adoption of decentralized protocols.

Conclusion: GENIUS Act Is a Balancing Act

By limiting both Big Tech’s control and bank risk, the GENIUS Act attempts to foster a secure, competitive, and innovation-friendly environment for the future of U.S. digital finance—anchored by the dollar, but powered by blockchain.

@ Newshounds News™
Source: Cointelegraph   

~~~~~~~~~

Brazil–U.S. Trade Conflict Set to Escalate Amid Political Tensions and Retaliation Threats

50% Trump Tariff Spurs Talk of Sanctions, Visa Revocations, and Big Tech Crackdowns

The trade dispute between Brazil and the United States is showing signs of escalation, with both nations now reportedly exploring retaliatory economic and political measures. The conflict stems from President Donald Trump's 50% tariff on Brazilian imports, effective August 1, and his vocal opposition to the prosecution of former Brazilian President Jair Bolsonaro.

Political Flashpoints Fuel Trade Breakdown

The tension intensified after U.S. Secretary Marco Rubio revoked visas for Brazilian Supreme Federal Court Justice Alexandre de Moraes and other judges involved in Bolsonaro’s trial. Rubio claimed the actions were necessary due to:

“Violations of Brazilians' basic rights and the direct targeting of Americans.”

The Brazilian government quickly condemned the move, accusing the U.S. of interfering in Brazil’s judicial affairs. President Luiz Inácio Lula da Silva responded firmly:

“Interference by one country in another’s justice system is unacceptable and violates the basic principles of respect and sovereignty between nations.”

Retaliatory Measures on the Horizon

In response, the Lula administration is now considering a suite of retaliatory economic measures, including:

• Reinstating a digital services tax targeting Big Tech platforms—similar to a measure recently reversed in Canada

• Restricting dividend payments by U.S.-based companies operating in Brazil

• Targeted taxation increases on multinational corporations, though legislation may be difficult due to an already-enacted 15% global minimum corporate tax

On the U.S. side, additional tariffs or sanctions could follow if Brazil moves forward with these measures.

High Stakes for $92 Billion Trade Relationship

The stakes are high: bilateral trade between Brazil and the U.S. topped $92 billion in 2024, with the United States maintaining a $7 billion surplus. That trade relationship could be in jeopardy if retaliatory policies are implemented on either side.

While the official line from both governments remains cautious, backchannel communications suggest mutual retaliation is actively being mapped out.

Conclusion: Political Disputes Risk Economic Fallout

The intersection of politics, judicial independence, and global trade is now threatening to unravel one of the Americas’ largest bilateral economic partnerships. As Bolsonaro’s trial proceeds and Trump signals further punitive actions, observers warn that the conflict could spiral into a full-fledged trade war unless diplomacy intervenes.

@ Newshounds News™
Source: Bitcoin News

~~~~~~~~~

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Ariel : The Time is Upon us, a Financial Revolution for the Ages

Ariel : The Time is Upon us, a Financial Revolution for the Ages

7-19-2025

Hot Off The News Wire

The Time Is Upon Us: A Financial Revolution For The Ages

Ladies & Gentlemen Are You Ready?

One stroke of a pen is about to change our lives forever. Do you not see the significance of what is set to transpire to uproot the corruption in our financial system?

We have been waiting for this momentum our entire lives. We are minutes away from the rest of it. Are you counting down to your blessings? Take the time away from your busy schedule today and soak all of this in. Take deep breaths. And understand what is about to happen.

The world will no longer be the same after today. So you might as well start planning how you will be spending more time with doing what you actually love to do. Because this will never happen again for as long as we live. So take this moment and hold it close to you.

~The Time Is Now My Fellow Americans

CoinDesk:  NEW: Coinbase CEO Brian Armstrong claims President Trump signing the GENIUS Act into law will be "the official start of the financial revolution in the US."

Let The Games Begin

Green Light

Watcher.Guru:  BREAKING: President Trump officially signs crypto 'Genius Act' into law.

https://x.com/i/status/1946291084939677864

Watcher.Guru:  JUST IN: President Trump says crypto is "only going further" under his administration.

https://x.com/i/status/1946287388218532043

Source(s):  https://x.com/Prolotario1/status/1946282297864356259
https://x.com/Prolotario1/status/1946292424403239160

https://dinarchronicles.com/2025/07/19/ariel-prolotario1-the-time-is-upon-us-a-financial-revolution-for-the-ages/

The Financial Reset Nobody is Watching

The Financial Reset Nobody is Watching

Miles Harris:  7-19-2025

The video delves into the ongoing, largely unnoticed transformation in the global financial system driven by the tokenization of real-world assets via blockchain technology.

While much public attention focuses on cryptocurrencies, inflation, and politics, financial institutions, asset managers, and central banks are quietly reshaping ownership itself. Tokenization converts physical assets—such as real estate, bonds, and money—into digital tokens represented as programmable code on private blockchains.

This innovation promises faster settlement, fractional ownership, and more efficient markets, but it also introduces fundamental shifts in how ownership and control are defined and exercised.

Unlike traditional ownership, tokenization creates a layer of abstraction where the token represents a claim often governed by private custodians and code rather than legal title. This conditional ownership is programmable, meaning access to and use of assets can be restricted or revoked automatically by pre-set rules embedded in smart contracts.

 Major players like BlackRock, JP Morgan, and central banks are pioneering permissioned blockchain platforms that operate under their control, not public decentralized networks. These systems enable near-instant settlement and automated compliance but also centralize power and surveillance over financial activities.

Central Bank Digital Currencies (CBDCs) combined with tokenized assets enhance the capacity for continuous monitoring, enforcement, and control at unprecedented scales and speeds. The touted benefits of efficiency and inclusion mask a deeper reality: these developments concentrate control in the hands of large institutions, replacing traditional legal mechanisms with code-based governance. Ownership becomes conditional and contingent on meeting coded rules, potentially limiting individual autonomy and financial freedom without transparency or recourse.

The video warns that this financial reset is not a democratizing revolution but a stealthy consolidation of control by financial elites, technology providers, and governments.

Ordinary people risk losing genuine ownership and privacy, facing exclusion if they lack digital identities or remain unbanked. To mitigate these risks, the video advocates maintaining exposure to decentralized tools like Bitcoin with self-custody, preserving real-world assets, using cash while possible, and staying informed about the evolving infrastructure.

 Ultimately, while tokenization brings efficiency, it also brings programmable ownership, automated enforcement, and institutional dominance, reshaping the very nature of money and property rights.

https://youtu.be/wPIubDbac1w

Iraq Economic News and Points To Ponder Saturday Afternoon 7-19-25

Iraq Economic News and Points To Ponder Saturday Afternoon 7-19-25

Jamima Port Is About To Open And The Ports Are Achieving Unprecedented Revenues.

July 19, 2025   Baghdad - Qusay Munther   The Jamima border crossing with Saudi Arabia will soon enter service, boosting trade and economic exchange between Baghdad and Riyadh. This comes amid government efforts to open new windows to support the national economy and expand foreign trade routes, in line with the government's current regional openness plans.

Lieutenant General Omar Adnan Al-Waili, head of the Border Ports Authority, said during a conference yesterday that "the Border Ports Authority has completed the administrative procedures and official recognition of this crossing since 2020."

Opening An Outlet

He added, "The current government and the House of Representatives were determined to open the crossing as soon as possible.

" Al-Waili expressed his "thanks to the Kingdom of Saudi Arabia and its ambassador to Iraq, who had a great desire to personally attend this place, and that all state institutions, agencies and ministries are looking forward to opening the crossing," announcing "the imminent opening of the border crossing, which will positively reflect on trade and economic exchange between Iraq and Saudi Arabia."

The current government is moving to open new windows that support the national economy and expand foreign trade routes in line with the regional openness plans it is adopting during the current phase. Meanwhile, the General Company for Iraqi Ports has achieved revenues exceeding 630 billion dinars.

The company's general manager, Farhan Al-Fartousi, said in a statement yesterday that "total revenues for the first half of the current year amounted to 630 billion dinars, a clear increase compared to last year's revenues, which amounted to more than 486 billion dinars," stressing that "these figures reflect the increasing performance and operational efficiency of Iraqi ports."

He went on to say that "the northern Umm Qasr port topped the ports by achieving revenues of more than 288 billion dinars, followed by Khor Al-Zubair port with 125 billion dinars, then Basra oil port with revenues of nearly 138 billion dinars.

The southern Umm Qasr port also recorded revenues exceeding 56 billion dinars, while Abu Flus port revenues amounted to more than 3 billion dinars, and Al-Maqal port about 11 million dinars. As for administrative and service activity at the company's headquarters, it achieved revenues exceeding 18 billion dinars," indicating that "these revenues came as a result of administrative reforms and operational expansion implemented by the company as part of its strategic plan," and he pointed out that "Iraqi ports are currently witnessing an increasing momentum in import movement." And exports, supported by operational stability, improving the investment environment, and concluding operational contracts with specialized companies.

Meanwhile, the Ministry of Transport announced its plan to transport pilgrims to and from Karbala during the Arbaeen pilgrimage, noting that more than 850 buses have been allocated to serve pilgrims inside and outside the city of Karbala.

Ministry spokesman Maitham Al-Safi said, “A committee or operations room was formed under the direction of the former Minister of Transport, headed by the Undersecretary of the Ministry for Administrative Affairs, to manage the Arbaeen pilgrimage file.”

He continued, “The Ministry usually allocates a number of buses each season, consisting of more than 650 red single-decker and double-decker buses, and more than 200 blue buses.”

Multiple Axes

He stressed that (the blue buses will be designated for transportation between governorates, while the red buses will operate within the city of Karbala), pointing out that (this process is taking place along multiple axes determined by the Supreme Committee for the Arbaeen Pilgrimage, as there is a full fleet of buses to cover the transportation of visitors).

The Minister of Interior, Chairman of the Security Committee for the Million-Man Pilgrimage, Abdul Amir Al-Shammari, had previously inspected the Shalamcheh border crossing to see its readiness to receive visitors.

Yesterday's statement said that (Al-Shammari arrived at the Shalamcheh border crossing to see the preparations underway at this crossing to receive visitors of Arbaeen of Imam Hussein, peace be upon him, the services provided to them, facilitating their entry procedures into Iraq and providing a suitable atmosphere for all arrivals). LINK

Iraq Intends To Increase Majnoon Oil Field Production To 400,000 Barrels Per Day.

Energy  Prime Minister for Energy Affairs and Oil Minister Hayan Abdul-Ghani announced on Saturday that the ministry intends to increase crude oil production from the Majnoon oilfields in southern Iraq to 400,000 barrels per day by the end of this year.

This came during his visit to the DS2 station in the Majnoon field, where he reviewed the implementation phases of the vital project, which began in 2018 following its receipt by the Basra Oil Company. The project currently stands at more than 85% completion, according to a statement issued by the company.

The statement quoted the minister as saying: "Completion of the station by the end of this year will increase the Majnoon field's production capacity to 400,000 barrels per day." He added: "However, actual production remains linked to OPEC's quota and Iraq's share, as it currently stands at 120,000 barrels per day."

He pointed out the importance of the station's complementary projects, particularly the connection of wet oil units designed to accommodate oil with a high reservoir water content, stressing that this step enhances production efficiency and sustainability.

The Majnoon field is one of the key fields feeding Total's gas projects. Gas will be collected from this station and pumped to the Artawi site, where the main processing plant will be installed. https://economy-news.net/content.php?id=57602

Barzani Discusses With Washington The Resumption Of The Region's Oil Exports.

July 19, 2025  Erbil - Farid Hassan  Kurdistan Regional Government (KRG) Prime Minister Masrour Barzani discussed the general situation in Iraq and the region with the Chargé d'Affaires of the US Embassy in Iraq, Ambassador Steven Fagin, a statement received by Al-Zaman yesterday said that "the meeting that brought them together in Erbil discussed ways to strengthen bilateral relations and the general situation in Iraq and the region."

 The two sides agreed on "the need for the federal government to send salaries and financial dues to the region as soon as possible. They also stressed the importance of expediting the process of resuming the region's oil exports through the Turkish port of Ceyhan.

" The statement added that "the meeting addressed the sabotage attacks targeting oil fields and energy infrastructure in the region with drones," stressing "the importance of forming the new ministerial cabinet of the regional government before holding parliamentary elections.

" Barzani expressed his "thanks to the United States for its continued support for the region." For his part, Fagin affirmed "his country's support for the federal entity of Kurdistan and its support for a strong region."   LINK

Gold Prices Rise In Baghdad And Erbil Markets.
Saturday, July 19, 2025, 12:10 PM | Economic...Number of reads: 194   Baghdad / NINA / The prices of foreign and Iraqi gold rose in the local markets of Baghdad and Erbil, on Saturday.

The selling prices of gold, in the wholesale markets on Al-Naher Street in the capital, Baghdad, this morning, for one Mithqal of 21 karat Gulf, Turkish and European gold, were recorded at 660 thousand dinars, and the purchase price was 656 thousand dinars.

The selling price of one Mithqal of 21 karat Iraqi gold was recorded at 630 thousand dinars, and the purchase price was 626 thousand.

As for the prices of gold in goldsmiths, the selling price of one Mithqal of 21 karat Gulf gold ranges between 660 thousand and 670 thousand dinars, and the selling price of one Mithqal of Iraqi gold is between 630 thousand and 640 thousand dinars.

As for gold prices in Erbil, they also recorded an increase, as 22 karat gold was sold for 690 thousand dinars, 21 karat gold was sold for 658 thousand dinars, and 18 karat gold was sold for 564 thousand dinars. / End   https://ninanews.com/Website/News/Details?key=1241673

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Saturday Afternoon 7-19-25

Good Afternoon Dinar Recaps,

U.S. Targets Brazil’s Digital Economy: Pix Under Scrutiny Amid BRICS Currency Push

Trump Administration Launches Probe Into Brazil’s Fintech Ecosystem and Trade Practices

In a bold escalation of trade tensions, the United States has launched a formal investigation into Brazil’s digital payment system, placing particular focus on Pix—the country’s central bank-run instant payment platform. The probe comes amid rising concerns in Washington over BRICS economic integration and the growing challenge to U.S. financial dominance.

Pix: A Fintech Powerhouse Redefining Brazil’s Economy

Launched in 2020 by Brazil’s Central Bank, Pix has quickly become one of the world’s most successful government-backed payment systems. The platform enables instant, 24/7 money transfers at little to no cost, bypassing traditional card networks and allowing direct mobile-based transactions.

• Over 150 million users

• Accepted by more than 60 million businesses

• Dominant across sectors, from street vendors to utilities

Pix has not only transformed domestic commerce but also disrupted foreign competitors, including Visa, Mastercard, and U.S.-based fintech firms.

Trade Investigation Details: Favoritism and Free Speech Issues at Center

U.S. Trade Representative Jamieson Greer announced the investigation Tuesday, citing concerns over:

• Preferential treatment toward Brazil’s regional trade partners

• Non-tariff barriers disadvantaging U.S. exporters

• Digital market discrimination, particularly through policies that limit U.S. tech firms

One key flashpoint: Brazil’s Supreme Court suspension of X (formerly Twitter) in 2024, after Elon Musk refused to comply with censorship demands. The U.S. probe will assess whether such policies constitute discriminatory digital trade practices.

Trump Responds: Tariffs and Warnings Over BRICS Coordination

The investigation is part of a broader geopolitical and economic conflict. On July 7, President Donald Trump publicly urged Brazil to end its prosecution of former President Jair Bolsonaro, calling it a “witch hunt.” Days later, he announced a 50% tariff on Brazilian imports, effective August 1, and warned of the impending trade probe in a letter to President Lula da Silva.

Pix in the Global Spotlight: U.S. Concerns Extend Beyond Brazil

Though Pix operates only within Brazil, its integration with blockchain fintech services is gaining international attention.

Services like Truther now allow global stablecoin transfers to be settled instantly into Brazilian bank accounts via Pix—effectively bypassing SWIFT, PayPal, and U.S. remittance giants like Western Union.

This innovation threatens to undermine U.S. financial influence in developing economies and plays into broader BRICS strategies for de-dollarization.

BRICS Pay, Reserve Currency, and U.S. Response

At the heart of U.S. concerns is Brazil’s role in BRICS, the growing economic alliance with Russia, India, China, and South Africa. In 2024, the bloc launched BRICS Pay, a cross-border settlement platform aimed at bypassing Western systems like SWIFT and facilitating local-currency transactions.

Moreover, BRICS leaders recently revived plans for a joint reserve currency, potentially replacing the U.S. dollar in cross-border trade among member nations.

These moves have drawn intense scrutiny from Washington, with Trump signaling a tougher stance on any country participating in what he views as a threat to U.S. economic sovereignty.

@ Newshounds News™
Source: Cointelegraph

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Targeting BRICS: US-NATO Sanctions Weaponize Energy to Pressure China and India

Sanctions Expand Beyond Russia—Geopolitical Tensions Grow Over BRICS Energy Independence and Arms Markets

A new phase of geopolitical pressure is unfolding as the U.S. and NATO intensify sanctions aimed at the BRICS alliance—specifically by targeting Russian oil exports and BRICS energy trade routes. What appears on the surface as energy policy is increasingly being interpreted as a deeper strategic effort to undermine BRICS cooperation and redirect global arms and trade flows in the West’s favor.

Energy Sanctions as Economic Weaponry

NATO Secretary General Mark Rutte recently issued an ultimatum calling on nations—especially India, Brazil, and China—to halt purchases of Russian oil. This warning comes in tandem with a Trump-backed threat to impose 100% tariffs on countries that continue to import Russian crude.

• Russia accounts for ~15% of global oil exports

• China and India are major importers of discounted Russian energy

• BRICS energy trade is seen as a linchpin of the bloc’s economic independence

Rutte’s statement notably excluded Turkey, a NATO member and the third-largest importer of Russian crude, raising questions about the selective nature of the sanctions and their true geopolitical motive.

Strategic Goals: Sanctions and Western Arms Sales

While oil sanctions dominate the headlines, defense economics is a major subtext of this policy. Western leaders appear to be using energy restrictions as a tool to:

• Disrupt BRICS trade infrastructure

• Open new arms sales markets across politically pressured regions

• Reassert Western dominance in global energy and military supply chains

Even as energy restrictions tighten, Europe continues to source 19% of its natural gas from Russia, revealing the fragile balance between ideology and economic necessity. Analysts predict that a hard blockade on Russian crude would raise oil prices by 20–30%, potentially backfiring on global markets.

Market Reaction: Muted But Calculated

Despite the aggressive tone of U.S. and NATO policymakers, stock markets have shown little concern. This suggests investors see limited long-term enforcement or question the practical viability of isolating Russian energy at scale—especially when global demand remains strong.

At $68 per barrel, oil prices remain sensitive to disruptions, and any supply reduction could cause ripple effects, not only in BRICS nations but in Western economies too.

BRICS Pushes Back, Strengthens Internal Trade Channels

Russia and China have rejected the sanctions outright, reaffirming their commitment to uninterrupted bilateral trade. India has likewise continued oil purchases, resisting external pressure. Brazil, now under scrutiny from both U.S. trade officials and NATO figures, is quietly expanding internal financial networks and exploring alternative settlement systems.

This BRICS resistance signals a long-term effort to build energy resilience and decouple from Western financial levers, including the SWIFT system and U.S. dollar settlements.

A Geopolitical Playbook Beyond Energy

While oil dominates the narrative, Trump’s broader strategy seems to focus on:

• Testing BRICS unity

• Disrupting key China–India trade routes

• Expanding Western military-industrial influence

These moves reflect a multi-domain approach—leveraging sanctions not just to enforce political compliance, but to reshape global economic alignments in favor of the U.S. and NATO.

Analysts warn that continued use of sanctions as a geopolitical lever may accelerate the BRICS bloc’s shift toward alternative institutions, deepening their commitment to independent trade, digital currency systems, and non-Western governance models.

@ Newshounds News™
Source: Watcher.Guru   

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