Tidbits From TNT” Thursday Morning 7-17-2025

TNT:

Tishwash:  Kurdistan Region ratifies new financial agreement with Baghdad

 The Kurdistan Regional Government's Council of Ministers approved a new understanding with the federal government on Wednesday, which includes mechanisms for disbursing salaries and financial dues to the region's employees, in addition to mutual financial and oil commitments.

The council held its meeting, chaired by Prime Minister Masrour Barzani, with the participation of Deputy Prime Minister Qubad Talabani, according to an official statement issued by the regional government.

At the beginning of the meeting, the Council of Ministers condemned the terrorist attacks targeting the region's oil fields, which led to material losses in the energy sector, stressing that their aim was to harm the economic infrastructure. The Council called on the federal government to take firm legal measures to stop these attacks and hold those responsible accountable.

The meeting also discussed the negotiating process with the federal government regarding the financial situation and salaries of the region's employees, with the Prime Minister and his deputy providing a detailed explanation of the results of the talks held in Baghdad yesterday.

According to the statement, the understanding included the federal government sending salaries and financial dues to the region in accordance with the new agreement. The Council of Ministers welcomed these understandings and decided to proceed with their implementation.

In a related development, Ali Hama Salih, head of the "Mawqif" bloc in the Kurdistan Parliament, wrote in a Facebook post that the regional government, under the agreement, agreed to deliver 120 billion dinars per month in local revenues, in addition to 230,000 barrels of oil per day to Baghdad.  link

Tishwash:  Learn about the details of the new financial agreement between Baghdad and Erbil.

An informed source revealed details of a new financial agreement concluded between the federal government in Baghdad and the Kurdistan Regional Government on Wednesday, aiming to settle salaries, oil exports, and unify revenues .

The source told Al-Sa'a Network, "The agreement stipulates that the Kurdistan Regional Government will hand over 240 billion dinars in revenues for the months of May and June, at a rate of 120 billion dinars per month, in addition to handing over 230,000 barrels of oil per day to Baghdad, in exchange for the latter sending the salaries of the region's employees for those two months ."

He pointed out that "the regional government will actually begin the process of handing over local revenues from border crossings, along with the agreed-upon amount of crude oil, as part of implementing the terms of the new agreement ."

The source added, "The next phase will witness meetings between joint technical committees to review and audit figures and statistics related to oil exports and imports, as well as to discuss the region's share of the federal budget  link

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Tishwash:  American companies seek investments in Iraq's gas sector.

ectNew tender issued for a floating liquefied natural gas (LNG) terminal pro

 With Iraq suffering from a severe gas and electricity shortage, especially in the summer, and insufficient domestic production, a large portion of which is flared as associated gas, and with gas imports from Iran having fallen by more than half, the country has re-tendered the construction of a floating storage and regasification unit (FSRU) to convert liquefied natural gas into gas for use in power plants.

The American company Accelerate Energy currently appears to be the favorite to implement this project. 

A report published on the American energy news website Oil Price indicates that Iraq's plan to begin importing liquefied natural gas (LNG) this summer has not been successful, prompting the government to urgently revise its ambitions for the floating terminal.

With electricity demand increasing and gas supplies scarce, the Ministry of Oil has re-tendered the FSRU in an attempt to secure regasification capacity in time for summer 2026. US-based Accelerate Energy is now the most likely supplier, after a previous agreement with the UAE's Breeze Investment failed to advance.

The report states that timing is critical, as Baghdad faces another peak season without enough gas to stabilize the electricity grid, while US sanctions and fluctuating Iranian supplies are narrowing Iraq's fuel options.

 The FSRU project will not only provide a technical solution, but could also be a turning point in Iraq's foreign energy policy by opening a commercial channel for importing gas from the United States.

Initial plans to import LNG were drawn up in early 2024, when the Ministry of Oil issued a limited tender to lease an FSRU, which would dock at one of the southern ports (Khor al-Zubair or Umm Qasr) and feed a 1.2 GW power plant under construction near Basra. Officials had hoped to have the unit operational before the peak summer of 2025, but this goal has not been met.

According to a report by MEES on July 11, initial talks with Breeze Investment stalled in June after the company's vessels were reassigned. Ezzat Saber, the deputy oil minister for gas affairs, told reporters that the government had urgently re-tendered the contract and expected to sign it within 10 days. However, any new agreement would likely extend beyond the current summer window, as contract timing, permitting, offshore infrastructure preparation, and ship commissioning all take time. Even if a quick deal is signed in July, gas flows are unlikely before the second quarter of 2026.

Baghdad is currently in active talks with Accelerate, which participated in the tender with Breeze earlier this year and is now the only viable short-term supplier. Accelerate owns a global fleet of regasification vessels and has recorded successful operations in several other countries. Its Exemplar vessel is reportedly completing a short mission in the Mediterranean and could reposition to Iraq in early 2026 if contracted soon.

For this reason, LNG imports are Iraq's most visible response to the gas supply crisis that has affected the electricity sector for more than a decade. Associated gas collection and processing remain insufficient and often flared, while non-associated fields remain undeveloped. The deficit peaks in the summer, when electricity demand exceeds 30 gigawatts. Production is expected to fall by more than 6 gigawatts during peak periods this year.

Iraq has long relied on gas and electricity imports from Iran to bridge its deficit, but this lifeline is beginning to shrink. In March 2025, the Trump administration allowed the sanctions waiver that had allowed Iraq to import electricity from Iran to expire, halting those imports and triggering emergency measures.

 While the waiver allowing the import of Iranian gas remains in place, supplies have declined sharply. In early 2025, Iraq was receiving around 50 million cubic meters per day of Iranian gas, but by June, that figure had fallen to around 25 million cubic meters, according to government data.
The anticipated FSRU represents more than just a temporary solution; it will give Iraq its first access to international LNG markets and open a new, seamless supply channel.
From the United States' perspective, Accelerate's potential role as a supplier and operator presents an opportunity to strengthen strategic energy economic ties with Baghdad.

According to a Bloomberg report, with Iranian gas imports declining by about 25 million cubic meters per day, Iraq reported in early July a decrease in electricity generation capacity of about 3.8 gigawatts. link

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History’s Repeating, this Signal Crashed a Major Economy

History’s Repeating, this Signal Crashed a Major Economy

Steven Van Metre:   7-16-2025

The video presents a detailed analysis of a looming economic crisis centered on China’s economy, which investors increasingly believe is on the brink of collapse.

It highlights how the bond market, specifically long-term Chinese Treasury bond ETFs, is signaling expectations of a deep recession in China—contrary to misleading headlines suggesting investors are merely seeking safety.

The video uses U.S. economic data trends, particularly bond yields and GDP correlations, to illustrate how bond markets typically lead economic downturns.

Investors are speculating that China’s monetary easing efforts by the People’s Bank of China (PBOC) will fail to stimulate the economy effectively, prompting expectations of aggressive rate cuts and deflationary pressures.

The video emphasizes that monetary policy alone cannot revive growth if demand remains weak because new money creation depends on borrowing, and when borrowing contracts, money is effectively destroyed. This dynamic is reflected in falling commercial loan growth and weak consumer demand globally, including in the U.S.

China’s economic indicators show mixed signals: while GDP targets have been met, they mask fragile domestic demand and a housing market in steep decline.

Consumer retail sales, especially discretionary spending, have fallen sharply, signaling deeper economic pain. Despite government subsidies, the broader economy is deflating, with consumer price deflators in decline for nine consecutive quarters and real estate prices falling at their fastest pace in months.

The risks extend beyond China, with global spillover effects expected as Asian, European, and American economies face similar demand contractions.

U.S. data show slowing loan growth due to falling demand, weakening consumer spending power, and potential labor market vulnerabilities as manufacturers front-run tariff impacts with rising inventories but declining new orders.

The video concludes by warning that this bond-market-led signal resembles those preceding past financial crises, suggesting the global economy could be headed for another downturn.

 It contrasts this grim outlook with a brief promotion of Next NRG, a company pioneering AI-driven clean energy solutions, highlighting its growth potential amid the evolving energy landscape.

https://youtu.be/S-naHkVvXas

Seeds of Wisdom RV and Economic Updates Wednesday Afternoon 7-16-25

Federal Reserve, OCC, FDIC Outline Expectations for Bank Digital Asset Custody

In a major shift toward integrating traditional banking with digital assets, U.S. federal banking regulators have issued a formal statement clarifying expectations for banks offering crypto-asset custody services.

Released jointly by the Federal Reserve Board, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC), the statement highlights operational and compliance expectations—but emphasizes that it does not create new supervisory rules, only reiterates existing obligations and risk considerations.

Background: Trump-Era Regulatory Shift

This latest guidance comes amid broader regulatory reform under President Trump’s second administration, which has actively reversed prior restrictions on banks engaging in digital asset services.

One of the most notable reversals was the rescission of SEC Staff Accounting Bulletin (SAB) 121, just four days after Trump’s January 2025 inauguration. SAB 121, implemented during the Biden administration, had essentially prohibited banks from offering crypto custody services by imposing harsh capital treatment.

As a result, bank participation in digital asset custody was virtually nonexistent in 2023, according to data from the Basel Committee on Banking Supervision. However, by mid-2024, that figure surged to nearly $16 billion, signaling rapid institutional re-engagement with crypto safekeeping.

Core Focus: Risk Management and Staff Expertise

The statement places strong emphasis on staff competency and internal controls:

“Given the complexities of crypto-asset safekeeping, a banking organization’s board, officers, and employees should have the requisite knowledge and understanding... to establish adequate operational capacity and appropriate controls,” the regulators wrote.

Key areas of concern include:

• Management of cryptographic keys

• Third-party technology reliance

• Compliance with anti-money laundering (AML) obligations

• Adherence to the Bank Secrecy Act (BSA)

Even when custody is provided directly, the regulators note that most banks depend on third-party technology vendors, elevating operational and cybersecurity risks.

New OCC Head Has Crypto Background

In a related development, the Senate last week confirmed Jonathan Gould as the new head of the OCC, one of the three agencies issuing this guidance. Gould previously held a position at crypto mining and infrastructure firm Bitfury, alongside former acting Comptroller Brian Brooks, known for his crypto-forward stance during the Trump administration’s first term.

This unified federal statement signals a significant policy realignment, reinforcing the Trump administration’s intent to legitimize digital assets within the U.S. banking framework while ensuring regulators remain focused on safety, soundness, and compliance in a rapidly evolving financial ecosystem.

@ Newshounds News™
Source: Ledger Insights

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China Settles $855 Billion in Trade With BRICS Countries in First Half of 2025

China has recorded a massive $855 billion in trade with BRICS member countries during the first half of 2025, signaling the continued realignment of global trade dynamics away from traditional Western dominance.

According to Lu Daliang, Director of the Statistics and Analysis Department at the General Administration of Customs, this total—equivalent to 6.11 trillion yuan—reflects a 3.9% year-on-year increase compared to the same period in 2024. Daliang confirmed the figures during a press conference, emphasizing the growing strength of the BRICS economic alliance.

BRICS Gaining Momentum in Cross-Border Trade

This surge in trade reinforces the broader strategy of BRICS to foster intra-bloc economic cooperation and reduce reliance on Western financial systems. In the first six months of 2025 alone, BRICS and partner countries accounted for 28% of China’s total foreign trade, showcasing a significant shift toward South-South collaboration.

China’s $855 billion trade with BRICS members was primarily driven by:

• Chemicals and metallurgical products

• Electronic components and industry goods

• Petrochemical equipment

• Metalworking machines

• Agricultural equipment, including cotton harvesters and combines

This diverse portfolio of industrial trade underscores BRICS' growing independence and mutual interdependence in key supply chains.

China-SCO Digital Trade Platform: A Challenge to the USD?

In a parallel development, China proposed a new digital trading platform to enhance commerce with member states of the Shanghai Cooperation Organization (SCO). The proposal, announced during the SCO Global Mayors Dialogue held in Tianjin, hints at the possibility of bypassing the U.S. dollar in future transactions.

If implemented, such a platform could significantly impact the USD’s global dominance in international settlements, further supporting ongoing de-dollarization trends within the BRICS and SCO alliances.

Conclusion

As geopolitical and economic alliances deepen between China and its BRICS counterparts, the global financial order continues to evolve. With $855 billion in trade already settled in the first half of 2025, China’s strategy reflects a clear pivot toward a multipolar, non-dollar-dominated global trade structure—a development that will have lasting implications for global markets, monetary policy, and cross-border commerce.

@ Newshounds News™
Source: Watcher.Guru

~~~~~~~~~

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Seeds of Wisdom RV and Economic Updates Wednesday Morning 7-16-25

House Republicans Block Epstein Files Amendment to Landmark Crypto Bill

As “Crypto Week” begins in Washington, House Republicans have voted to block a controversial amendment to one of the most important crypto bills under consideration—one that would have compelled the Department of Justice (DOJ) to release the highly scrutinized Epstein files.

Democrats Propose Epstein Amendment to GENIUS Act

On Monday, the House Rules Committee rejected an amendment to the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, introduced by Representative Ro Khanna. The amendment sought to mandate that Attorney General Pam Bondi release and publish records related to investigations, prosecutions, or the incarceration of Jeffrey Epstein within 30 days of the bill becoming law.

This effort came amid renewed Democratic pressure following criticism of how the Trump administration's DOJ handled the Epstein case, including its conclusion that Epstein’s death was a suicide and that no client list existed.

Democrats viewed the amendment as a way to leverage internal GOP tensions and force a vote that could place Republicans in a politically vulnerable position. Representative Marc Veasey also announced a resolution pushing for the full release of all Epstein-related DOJ files.

Rules Committee Prioritizes Crypto, Not Epstein Files

On July 14, the House Rules Committee voted 6-5 against including Khanna’s amendment. Republicans argued that the proposal was not relevant to the GENIUS Act, which is focused on stablecoin regulation, not criminal investigations.

The GENIUS Act—originally introduced by Senator Bill Hagerty—seeks to create a clear regulatory framework for stablecoins like USDT and USDC, placing them under Federal Reserve oversight. Supporters say it will “unleash innovation” and support President Trump’s vision of making the U.S. a global crypto leader.

Interestingly, Republican Representative Ralph Norman broke ranks to vote with Democrats in favor of the amendment, stating that “the public’s been asking for it.” However, Norman later opposed Representative Veasey’s separate resolution on procedural grounds, saying, “We’re talking about crypto, Jim. We’re talking about regulations.”

GENIUS and CLARITY Acts May Merge Ahead of August Deadline

The GENIUS Act already passed a full Senate vote in mid-June and is currently moving through the House of Representatives. Lawmakers have since discussed combining the bill with the CLARITY Act, another cornerstone crypto regulation proposal, to improve their chances of passing before the August recess.

However, Senate Banking Committee Chair Tim Scott has since signaled a new timeline, suggesting that GENIUS and CLARITY could advance independently to avoid procedural delays.

While the Epstein-related efforts were blocked, the broader legislative push around crypto regulation remains on track, with lawmakers aiming to finalize a framework that could reshape U.S. digital asset policy.

@ Newshounds News™
Source: Bitcoinist

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Trump Cuts Deal to End Republican Revolt on Crypto Bills

President Donald Trump has intervened to restore Republican support for a suite of major cryptocurrency bills after a GOP revolt temporarily derailed progress over concerns about central bank digital currencies (CBDCs).

On Tuesday evening, Trump announced on his Truth Social platform that he had met with 11 of the 12 Republican holdouts in the Oval Office and secured their commitment to vote in favor of the bills when the House reconvenes.

“I am in the Oval Office with 11 of the 12 Congressmen/women necessary to pass the GENIUS Act and, after a short discussion, they have all agreed to vote tomorrow morning in favor of the Rule,” Trump wrote.

Crypto Bills Delayed Over CBDC Concerns

The Republican standoff halted Tuesday’s expected vote on three key crypto bills:

• The GENIUS Act, which sets rules for stablecoin issuance

• The Anti-CBDC Surveillance Act, which bans a Federal Reserve–issued CBDC

• The CLARITY Act, a broader crypto market structure framework

Thirteen Republican lawmakers, including high-profile names like Marjorie Taylor Greene, Andy Biggs, and Anna Paulina Luna, opposed moving forward without an explicit ban on CBDCs included in the GENIUS Act.

Some wanted the three bills to be bundled into a single legislative package, while others sought amendments to further guarantee self-custody rights and block any indirect pathways to a government-backed digital currency.

“I just voted NO on the Rule for the GENIUS Act because it does not include a ban on central bank digital currency,” said Rep. Greene.

“The bill doesn’t guarantee self-custody,” added Rep. Biggs, calling for an open amendment process.

Trump's Executive Order Already Opposes CBDCs

Trump's re-engagement with crypto comes after he issued an executive order in January barring the Federal Reserve from developing a retail CBDC, a move that aligned him with the industry’s call for decentralized digital finance.

House Speaker Mike Johnson credited Trump’s influence for restoring momentum:

“I’m thankful for President Trump getting involved tonight to ensure that we can pass the GENIUS Act tomorrow,” Johnson posted on X.

Still, the bill’s language already prohibits the Fed from offering public-facing digital accounts, according to Eleanor Terrett, host of the Crypto in America podcast.

“The bill shall not be construed as expanding the Fed’s authority to offer services directly to the public—meaning it cannot authorize digital wallets, personal accounts, or anything CBDC-related,” she explained.

Procedural Challenges and Strategy Shifts

Tensions also arose over how the bills should be passed. Some Republicans wanted them voted on as a single package, while Speaker Johnson argued they should advance in succession to avoid procedural issues in the Senate.

“It’s a priority of the White House, the Senate, and the House to do all of these crypto bills,” Johnson told Politico, but added, “We have to do them in succession.”

Despite the delay, industry insiders remain optimistic. Caitlin Long, CEO of Custodia Bank, urged calm, pointing out that the GENIUS Act initially failed in the Senate before passing 11 days later.

House Reconvenes Wednesday

The House is scheduled to meet again on Wednesday to resume debate and move the crypto bills forward. If successful, it could mark a turning point in the legislative effort to establish clear U.S. digital asset regulation before the August recess.

The GENIUS Act passed the Senate in June with bipartisan support, but Democratic opposition to Trump’s rising alignment with the crypto industry remains a factor heading into final negotiations.

@ Newshounds News™
Source: Cointelegraph

~~~~~~~~~

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“Tidbits From TNT” Wednesday Morning 7-16-2025

TNT:

Tishwash:  The Minister of Finance reveals the reason for the delay in approving the budget.

 Finance Minister Taif Sami revealed the reason for the federal government's failure to approve the budget and the delay in submitting it to parliament, according to a statement by MP Rashid Al-Maliki on Wednesday.

Al-Maliki said in a statement today, "Finance Minister Taif Sami informed us today during her meeting at the ministry's headquarters that a committee in the Council of Ministers is working to complete the budget schedules."

Sami was also quoted as saying: "The reason for the delay is due to efforts to maximize non-oil revenues and find financial sources to cover the budget deficit from fees, taxes, service charges, etc., and that the government is committed to submitting the budget schedules."   link

Tishwash:  News reveals details of the new agreement between Baghdad and Kurdistan.

An informed source revealed details on Wednesday of a new financial agreement concluded between the federal government in Baghdad and the Kurdistan Regional Government (KRG), aimed at settling salaries, oil exports, and unifying revenues.

The source told Shafaq News Agency that the agreement stipulates that the Kurdistan Regional Government will receive 240 billion dinars in revenues for May and June, at a rate of 120 billion dinars per month, in addition to delivering 230,000 barrels of oil per day to Baghdad, in exchange for the latter sending the salaries of the region's employees for those two months.

He indicated that the regional government will begin the process of disbursing local revenues from border crossings, along with the agreed-upon amount of crude oil, as part of the implementation of the terms of the new agreement.

The source added that the next phase will witness meetings between joint technical committees to review and audit figures and statistics related to oil exports and imports, as well as to discuss the region's share of the federal budget.

For his part, an Iraqi government source said that the federal cabinet is awaiting the implementation of the Kurdistan Regional Government's pledges to resolve the current crisis.

He explained that the federal government is awaiting an official letter from the Kurdistan Regional Government to begin implementing the agreement by the relevant committees.

The Kurdistan Regional Government's Council of Ministers approved the new understandings with Baghdad during its session held this morning.

The roots of the recent salary crisis between the federal government in Baghdad and the Kurdistan Regional Government (KRG) lie in ongoing disagreements over oil export mechanisms and the unification of public revenues. This is a long-standing crisis that resurfaces from time to time, but it has significantly worsened since May 2025, when the federal government refused to send salaries to KRG employees.

Baghdad justified the delay in disbursement by Erbil's failure to deliver the agreed-upon quantities of crude oil (230,000 barrels per day) and its failure to transfer non-oil revenues from internal ports to the state treasury, which the federal government considered a violation of previous agreements included in the three-year federal budget law (2023-2025).

For its part, the regional government confirmed that it is facing technical and political difficulties in delivering the full amount of oil, especially given the ongoing suspension of oil exports via the Turkish Ceyhan pipeline since March 2023. This suspension stems from an international arbitration ruling against Turkey in the oil export dispute with Iraq. This has forced Erbil to rely on domestic exports to meet its financial needs.  link

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Tishwash:  Financial Sovereignty": Why Has Iraq Not Emancipated Financially from the Grip of the US Federal Reserve?

that is witnessing Iraq Increasing American pressure regarding a set of demands that it considers Washington Essential, foremost among them the issue of armed factions.

These pressures have become more prominent recently when salaries were paid to members of the Popular Mobilization Forces, with Iraqi MPs asserting that the reason is due to American pressure exerted on Iraqi government There are also reports that Washington intends to restrict the flow of dollars into Iraq to limit their smuggling.

While negotiations are taking place betweenBaghdadAnd Washington, regarding these files, observers believe thatUSStill holding one of the strongest cards on the table.IraqControlling its financial revenues from oil exports by keeping them in US Federal Reserve accounts since 2003.

 So why is Baghdad still subject to this financial arrangement two decades after the invasion? Why can't it receive its oil revenues directly, as other oil-producing countries do? And why have successive governments failed to free themselves from American financial hegemony?

Historical Background to Financial Hegemony
In May 2003,Security CouncilResolution No. 1483, which stipulated that revenues from Iraq’s oil and gas exports be deposited in a special account at the US Federal Reserve under the name “fundIraq's development.

A portion of these revenues - 5% of total oil and gas exports - was allocated to compensateKuwaitRegarding the damages resulting from the 1990 invasion, which continued until 2022 when Iraq completed paying its compensation, which amounted to approximately $52.4 billion.

According to MazharMohammed Saleh, the economic advisor to the Iraqi Prime Minister, the rest of the money was transferred to the accountCentral Bank of Iraq, which is responsible for financing the government and the Ministry of Finance with liquidity, given that the Iraqi dinar is priced in dollars.

Saleh adds thatUnited NationsLegal protection for these assets was provided under Resolution 1483, until it expired in 2011, following the implementation of Security Council Resolution 1956. In parallel, the US president issued Executive Order 13303 to protect Iraqi assets, a decision that remains in effect today despite some amendments.

According to Saleh, the goals of US protection of Iraqi assets are to ensure Iraq's reconstruction, protect its assets from compensation claims from companies and individuals, and avoid judicial seizure of Iraqi assets in cases filed since the 1990s.

Current US pressure
: Experts believe that Iraq, despite the expiration of many of the legal reasons that imposed this financial arrangement, remains subject to strict financial oversight by theWashington, differs from the usual procedures in the international banking system.

Dr.Abdulrahman Al-MashhadaniA professor of economics at the University of Iraq in Baghdad, Al-Mashhadani said that Iraq is facing unprecedented tightening of financial audits due to US concerns about money laundering, terrorist financing, and dollar smuggling, especially since Baghdad has not adhered to financial oversight controls in recent years.

Al-Mashhadani asserts that this audit has led to a significant decline in money laundering operations in recent months, citing the incident of "theftcentury"In 2022, more than $2.5 billion was smuggled, 70% of which was through Iraqi banks.

For his part, a member of theFinance CommitteeMP Jamal Kocher points out that most oil-producing countries deposit their money in the US Federal Reserve because oil is sold in dollars, but Iraq suffers from complete dependence on oil revenues without any significant alternative resources.

Kocher stresses that US pressure is not always exerted directly, but rather focuses on two issues:
- The use of US weapons outside the authority of the state.
- The smuggling of dollars to parties hostile to the United States.

In the same context, Al-Mashhadani explains that Iraq does not enjoy the same ease as other countries in disposing of its revenues, and suffers from a deficit inLibraCommercial interests, in addition to restrictions on the use of other currencies or an equal exchange system with other countries, weaken its ability to be financially independent.

Al-Mashhadani warns that the imposition of US economic sanctions on Iraq is not unlikely, noting that 32 Iraqi banks are currently subject to US sanctions, and Baghdad has not been able to lift any of them despite the passage of years.

Iraqi Voices
Economic researcher AnmarAl-ObaidiThe problem is not with depositing funds at the US Federal Reserve, but rather with the restrictions imposed on their free use, unlike other countries.

Al-Obaidi says that Iraq's political fragility and continued instability have prevented successive governments from settling the outstanding compensation issue, emphasizing that addressing this issue will enable Iraq to gradually achieve financial liberalization.

Al-Obaidi notes that the government's measures to combat money laundering and currency smuggling have achieved significant improvement over the past two years, but the country still needs banking reforms and comprehensive automation of its systems to bolster international confidence.

 For his part, economic advisor Mazhar Muhammad Salih believes that getting rid of US oversight is possible in the future, but it requires gradual political and economic measures, beginning with restoring international confidence.

Economic analyst Saman Shali agrees, believing that ending US tutelage requires a courageous political decision from various blocs, in addition to working to rationalize spending and settle debts related to compensation from international companies.

Shali suggests using international law firms to negotiate with these companies, similar to what happened in the Kuwait compensation case, stressing that the process, despite its difficulty, will pave the way for Iraq to regain its financial sovereignty.

Options for Liberation and Financial Independence
Economists believe that liberating Iraq from the grip of the US Federal Reserve requires a comprehensive plan that includes:
- Completely reforming the Iraqi banking system
- Automating financial and accounting procedures
- Reducing corruption in financial institutions
- Settling compensation claims through international legal tools
- Diversifying sources of income away from oil.

Analysts believe that continued reliance on the US financial system without radical reforms will keep Iraq hostage to external agendas that restrict its ability to move.

Towards financial independence is conditional on political will,
despite the end of most of the legal restrictions imposed byinternational communityDespite Iraq's post-2003 financial situation, the country remains under tight financial control by the United States, reflecting the fragility of Iraq's economic and political structure.

Experts believe that the opportunity to liberate itself from this hegemony remains, but the matter depends on a unified political will and a strict economic vision that rebuilds international confidence in the Iraqi financial system.

The question remains: Does it have the capacity?Iraqi governmentWill the country have the will and ability to wrest its financial sovereignty, or will American influence continue to control the country's economic lifeline for decades to come?  link

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The Coming Melt-up Before the Global Bust

The Coming Melt-up Before the Global Bust

Palisades Gold Radio:  7-15-2025

In this detailed discussion on Palisades Gold Radio, host Tom Bodrovics interviews David Hunter, a seasoned contrarian macro strategist with over five decades of market experience.

The conversation centers around the current state of the financial markets, the anticipated final leg of a 43-year secular bull market, and an impending global economic bust.

Hunter argues that despite recent market volatility, the stock market is entering a parabolic phase likely to peak within the year, driven primarily by a cautious but gradually confident institutional investor base and falling interest rates. He highlights the divergence in sentiment between retail and institutional investors, noting retail’s surprising bullishness amid institutional skepticism.

Hunter foresees a soft landing narrative supported by easing inflation, lower interest rates, and positive corporate earnings, which will further fuel market gains. However, he emphasizes that the Federal Reserve (Fed) is not the primary driver of this final rally; instead, institutional money flows and a shift in market sentiment toward pro-growth policies, particularly those associated with the Trump Administration, will be more influential.

Looking beyond the immediate market cycle, Hunter predicts a severe global bust reminiscent of but larger than the 2008 financial crisis, driven by excessive debt and derivatives leverage worldwide.

 This bust, expected around 2026, will force central banks to engage in unprecedented monetary easing, potentially printing up to $20 trillion or more to stabilize the financial system.

The aftermath will likely usher in a prolonged inflationary period by the early 2030s, with inflation possibly reaching 20-25%, causing a dramatic revaluation of asset prices and a shift away from growth sectors toward commodities and industrials. Hunter projects gold reaching $20,000, silver $500, and oil $500 per barrel in this new cycle.

Hunter also discusses geopolitical risks, particularly the potential for conflict involving China and Europe, but views these as more relevant to the next cycle rather than the impending bust.

 He expresses cautious optimism about supply-side reforms and reshoring efforts under the Trump policies but doubts these will fully offset the structural imbalances and monetary dynamics driving the looming bust.

The conversation closes with Hunter emphasizing the predictable nature of monetary responses to crises, the challenges of timing market tops, and his active engagement on social media and through his macro letter to share ongoing insights.

Timestamps:

0:00:00 - Introduction

00:00:48 - Melt-Up Phase Outlook

00:05:35 - Secular Top, Drivers?

00:07:20 - Mkt. Confidence & Big Money

00:09:44 - Earnings, Housing & Jobs

00:12:28 - Rates & Foreign Buyers

00:15:30 - The Top, Timeframes

00:18:13 - Market Behavior & Debt

00:28:59 - Final Top - Gold & BTC

 00:32:30 - Mining Sector Targets

00:36:00 - Global Bust Structure

 00:40:12 - Supply Side Economics

 00:49:48 - Conflict & Hard Times

00:52:40 - NATO Vs. Putin, Europe

00:55:03 - Fiscal Stimulus Scenario?

00:58:10 - Money Printer is Coming

 01:04:32 - Concluding Thoughts

https://youtu.be/Uv_DmDcP6NA

BRICS Made a Crushing Blow to the US Economy

BRICS Made a Crushing Blow to the US Economy

Tech Revolution:   7-15-2025

For over a century, American banks have been the undisputed architects and arbiters of global finance. They’ve sat at the center, clearing trades, processing capital flows, and – crucially – writing the rules.

But a seismic shift is underway, one that threatens to fundamentally redraw the global economic map and deliver what many are calling a “crushing blow” to US financial hegemony.

On July 3rd, the BRICS alliance (Brazil, Russia, India, China, and South Africa) officially unveiled a new international finance platform designed to decouple developing economies from their reliance on the US dollar and Western financial institutions.

At its core are two groundbreaking initiatives: a global guarantee mechanism administered by the New Development Bank (NDB) and a real-time, multi-currency payment system dubbed BRICS Pay.

The New Development Bank’s new global guarantee mechanism is a direct challenge to the established order. Designed to underwrite loans and investment projects, this mechanism allows deals to proceed without relying on U.S. dollars, U.S. ratings agencies, or U.S.-based institutions like the IMF or World Bank.

In practical terms, this means that major infrastructure, energy, and logistics projects between BRICS countries and their partners can now be executed without ever touching the Western banking system.

 The system utilizes local currencies, is backed by multilateral reserves, and has already been successfully applied to at least five cross-border projects in transport and raw materials, according to senior NDB officials.

Traditionally, large international deals involving developing nations required some level of approval or financial support from U.S.-aligned institutions or private insurers clearing deals through financial hubs like New York or London.

 The BRICS model eradicates this dependency. For instance, if a Brazilian company seeks to finance a port construction in Egypt, the deal can now be denominated in Brazilian reais and Egyptian pounds, backed by the NDB, with absolutely no role for U.S. banks or intermediaries.

 This initiative directly weakens a core pillar of American financial leverage: the indispensable role of U.S. banks as default channels for global capital movement.

In parallel with the Guarantee Fund, BRICS states are actively testing BRICS Pay, a revolutionary real-time, multi-currency payment system built on blockchain infrastructure

. This system is designed to facilitate direct payments between the national banks of China, Russia, India, Brazil, and South Africa, with Egypt and the UAE expected to join later this year.

Unlike SWIFT, which routes messages and transactions through Western-controlled nodes, BRICS Pay is entirely independent of U.S. or European infrastructure.

 This independence is not theoretical; the system has already facilitated small-scale tests in bilateral trade between Russia and China.

 In 2024 alone, Russia and China processed over $100 billion in non-dollar trade using local currency accounts, demonstrating the viability of this model. BRICS Pay scales that success, offering countries a new way to settle trade in non-dollar currencies without relying on U.S. clearinghouses or correspondent banks.

 For U.S. financial institutions that profit immensely from transaction fees, dollar clearing, and settlement services, BRICS Pay represents a clear and present threat to their long-term global exposure and influence.

Together, these initiatives form a formidable two-pronged assault on the existing financial world order.

The BRICS alliance is not merely making a symbolic statement; they are building a parallel financial architecture designed to fundamentally reshape global capital flows. This shift isn’t about minor adjustments; it’s a structural reorientation of the global economy away from its longstanding dependence on the US dollar and Western financial institutions.

The implications for the U.S. economy are profound. As more nations adopt these alternative systems, the demand for dollar liquidity could diminish, impacting everything from interest rates to the financing of US debt.

The era of undisputed American financial hegemony, even under the watch of administrations past and present, is being openly challenged.

https://youtu.be/1ZTEtmeHdh8

“Tidbits From TNT” Tuesday Morning 7-15-2025

TNT:

Tishwash:   Oil Companies Signal Readiness to Resume Exports via Iraq-Türkiye Pipeline Pending Binding Agreements

7/14/2025   ERBIL — 

The Association of the Petroleum Industry of Kurdistan (APIKUR) announced Monday that its member companies are prepared to immediately resume oil exports through the Iraq-Türkiye Pipeline (ITP), pending the conclusion of binding agreements with the Kurdistan Regional Government (KRG) and the Government of Iraq (GoI).

In a statement, APIKUR welcomed the intensified negotiations between the KRG and Baghdad aimed at resolving the long-standing suspension of oil exports from the Kurdistan Region. The talks seek to secure a framework that would guarantee payment certainty and recognize the existing contractual rights of international oil companies (IOCs) operating in the Region.

On July 12, representatives from APIKUR member companies, along with other IOCs active in the Kurdistan Region, participated in a high-level meeting with KRG and GoI officials. During the meeting, the companies expressed readiness to restart exports as soon as agreements are finalized that reflect each company’s legally binding production sharing contracts and address outstanding payment arrears.

“All payments must be made promptly and transparently,” APIKUR stated, “either in cash or through the transfer of each company’s entitlement share of oil ‘in kind,’” emphasizing that terms must be acceptable to both the IOCs and the KRG.

“APIKUR member companies stand ready to resume exports as soon as written agreements are executed that honor our existing contracts which are governed by international law,” said APIKUR spokesperson Myles B. Caggins III. “APIKUR has always firmly held that our members’ production sharing contracts must be honored in every respect and members have never participated in any meetings with any governmental body suggesting otherwise.”

The announcement comes as pressure mounts on Baghdad to find a sustainable resolution to the oil export impasse that has significantly impacted the Kurdistan Region’s economy and broader energy markets. While no exact timeline was provided, both Baghdad and Erbil are currently engaged in intensive talks to reach a near-term agreement.

Oil exports through the ITP have been suspended since March 2023 following a ruling by the International Chamber of Commerce (ICC) that halted independent Kurdish oil sales. The ongoing negotiations aim to restore flows under a framework that satisfies both legal and commercial concerns.  LINK

**

Tishwash:  Iraq signs an agreement with the American company HKN to increase oil production in the Hamrin field.

The Iraqi Ministry of Oil announced on Tuesday the signing of an agreement in principle between the North Oil Company and the American company HKN to develop the Hamrin oil field.

Deputy Prime Minister for Energy Affairs and Minister of Oil Hayan Abdul-Ghani affirmed the ministry's commitment to cooperating with reputable American, Western, and other international companies to develop oil fields, optimize gas investment, and maximize production capacity in support of the national economy.

This came during his patronage and attendance of the signing ceremony of the agreement to invest and develop the Hamrin field.

Abdul Ghani said that the ministry seeks to raise the field’s production rates to 60 thousand barrels per day, in addition to investing (45-50) cubic meters of associated gas to supply power generation stations with fuel, noting that the Hamrin field is one of the producing fields and the current production rates are (20-25) thousand barrels per day, despite the economic and security challenges.

He pointed out Iraq's aspirations for joint cooperation with reputable American companies, explaining that there are numerous negotiations for investment in the oil, gas and energy sectors.

The signing ceremony was attended by the Ministry's Undersecretaries, the Chargé d'Affaires of the US Embassy, the Prime Minister's Advisor, and a number of Directors General at the Ministry's headquarters.

US Chargé d'Affaires Stephen Fagin said, "We are pleased to be attending the signing ceremony today at the Iraqi Ministry of Oil. We are also pleased that an American company is investing in Iraq, and we would like to see more business with Iraq."

For his part, the Director General of the North Oil Company, Amer Khalil, said that the agreement signed would serve as a basis for signing a development contract later, noting that the contract aims to develop all oil wells in the field and qualify personnel, and contributes to securing gas fuel to operate power plants and employ Iraqi workers.

In turn, HKN Vice President Matthew Zeiss said: "We are very proud to be working and cooperating with the Ministry of Oil. Our goal is to develop the Hamrin field to its full potential, utilize Iraqi capabilities to operate and operate at 80% capacity, and develop the local community in the operating area." link

*************

Tishwash:  Between IMF recommendations and Baghdad's ambitions... Iraq plans a new economy

Prime Minister's advisor, Mazhar Mohammed Saleh, confirmed on Monday that the government's reform policy has not deviated from the recommendations of the International Monetary Fund, while explaining that the government seeks to transform the rentier economy into a diversified, productive economy.

“Despite the significant financial exposure to oil revenues, which has made the financing of public spending, especially investment, dependent on oil price fluctuations and the oil asset cycle, as well as the pressure of employment in the government sector, which has absorbed the state’s resources without creating parallel productivity in the real economy, these are facts that put pressure on the growth paths of the rentier economy.

However, it can be said that Iraq possesses promising economic components if they are employed within a realistic and gradual development vision,” Saleh said in a statement to the official media, followed by “Al-Mutalaa”.

He added, "Strengthening the non-oil sector requires a real shift from a rentier economy to a diversified productive economy, something the current government is seeking to achieve within the framework of its government program.

The reform policy currently being adopted by the government has not departed from the recommendations of the International Monetary Fund, which are repeated in most of its meetings, official gatherings, and reports."

He pointed out that the government program approved by the Council of Representatives in October 2022 serves as a guide and vision that has been implemented in the work of the Iraqi reform government.

This has been embodied in the transformations in the country's economic policy, despite the heavy social and economic legacy accumulated over the past years, such as stalled projects, thousands of employment contracts with the government that lead to permanent employment, and the poverty alleviation program, which required reaching two million families in the social welfare budget. He explained that:

 “The government has paved its way with the non-oil economy in an exceptional way since it announced that it is a government of services, as it began implementing dozens of service infrastructure projects that were suspended, including starting to build one million housing units and hundreds of school buildings, hospitals, bridges, roads, electricity and water networks, and announcing a partnership program, especially in the industrial and energy fields, with the private sector, by granting the private sector sovereign guarantees to interact in technologically advanced industrial investment, without neglecting the agricultural support policy that provided sufficient security from the production of grain crops.

This is what indicated the decline in unemployment to 13 percent after it was 17 percent, in addition to the high stability in the general price level, which did not exceed 3 percent.”

He continued, "The government is proceeding with banking structural reforms without interruption, in addition to its successes in bringing Iraq into the digital age by improving digital payment systems, and the progress achieved in the gas sector and its exploitation within the development of the energy sector and natural resources, all of which constitute key factors for sustainable economic growth, which reflects the stability of Iraq's credit rating, with the adoption of the Development Path Strategy as a program to achieve the goals of generating a leading economic sector in development outside the oil sector, to shape the coming economic future in sustainable development in our country without interruption." link

Mot:  .. Siiggghhhhhhh  

Mot:  . Raising the ""Male Muchkins""

MilitiaMan & Crew: Iraq Dinar News-Salaries-Oil Export-Bank Mergers-resolution-Reforms

MilitiaMan & Crew:  Iraq Dinar News-Salaries-Oil Export-Bank Mergers-resolution-Reforms

7-14-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

In today's video, we dive deep into the latest developments surrounding the Iraqi dinar and its impact on the economy.

Join us as we explore the recent federal court postponements that could influence financial stability and investment opportunities in Iraq.

Iraqi Dinar Updates:

What do the latest court decisions mean for the currency's value?

Optimism Around Salary Resolutions: How recent government actions are raising hopes for improved salary payments and economic relief for citizens.

Companies Ready to Resume Exports: Discover how major oil companies are gearing up to restart oil exports, and what this means for Iraq's economy and the dinar's strength.

 Bank Mergers and Reforms: We'll discuss the ongoing bank mergers and the structural reforms aimed at modernizing Iraq's banking system.

 Banking Structural Reforms: Understanding how these reforms are crucial for stabilizing the economy and fostering investor confidence.

https://www.youtube.com/watch?v=ErXfT3zvuMk

What is ISO® 20022 and why does it matter?

KTFA:

Clare: What is ISO® 20022 and why does it matter?

Looking for information on how to prepare for the Fedwire® Funds Service ISO® 20022 single-day implementation on July 14, 2025? Visit the Fedwire Funds Service ISO 20022 Implementation Center.

What is ISO® 20022 and why does it matter?

Standards are so integrated into our world, it’s easy to forget they exist. Yet it’s standards that allow you to call or text anyone even if they have a different type of phone or carrier than you, or withdraw cash from an ATM not owned by the financial institution that issued your card. In the financial services industry, messaging standards are what make it possible for systems and networks around the world to communicate with each other.

Click on the image to download an example of what's in an ISO 20022 message

The financial services industry’s need for a common “language” is what led the Geneva-based International Organization for Standardization to launch its ISO 20022 (pronounced EYE-SO-TWENTY-OH-TWENTY-TWO) messaging standard in 2004. Within the industry, the ISO 20022 messaging standard is used for business areas such as:

• Payments

• Securities

• Trade services

• Cards

• Foreign exchange

Financial services organizations in more than 70 countries currently use the ISO 20022 standard, including The Clearing House’s RTP® 1 network, which has used the standard since the payment platform launched in 2017. Additionally, the Federal Reserve’s Fedwire® Funds Service and The Clearing House Interbank Payments System (CHIPS®) are planning to roll out the ISO 20022 standard across their systems.

The benefits of ISO 20022

ISO 20022 messages are vital to instant payments and play an important role in the overall modernization of payment processes. Specifically, they provide a structured and data-rich common language that is readily exchanged among corporates and banking systems. This capability is foundational for innovations like moving from end-of-day batch file processing to real-time payment processing. Additionally, ISO 20022 messages provide the opportunity for enhanced analytics, which can lead to offering valuable new levels of payment services to financial institutions’ customers.

For corporates and financial institutions alike, broad adoption of the ISO format will lead to operational efficiencies, including the ability to exchange detailed remittance information along with a customer payment; support for straight-through processing; and a reduction in errors and the need for manual processing steps.

ISO 20022 and the FedNow® Service

Broad industry adoption of the ISO 20022 messaging standard and the benefits of its highly structured data made it the logical choice for the FedNow Service, the Federal Reserve’s instant payments infrastructure. And because ISO designed the standard to meet the needs of future innovation, it can support the FedNow Service as it evolves and adds capabilities.

The FedNow Service uses a variety of ISO message types, including for customer credit transfers, requests for payment and interbank liquidity transfers, as well as FedNow system and account reporting messages.

Accessing the FedNow ISO 20022 message specifications

Whether you are responsible for your organization’s FedNow Service integration, preparing to build instant payment products leveraging the FedNow Service, or are a payments processor that will help your clients connect to the FedNow platform, now is the time to familiarize yourself with the FedNow ISO 20022 message specifications.

The Federal Reserve is using the MyStandards® 2 platform to provide access to the FedNow ISO 20022 message specifications and accompanying implementation guide. You can access these on the Federal Reserve Financial Services portal (Off-site) under the FedNow Service. Users will need a MyStandards account, which you can create on the SWIFT website (Off-site). View our step-by-step guide for tips on accessing the specifications.

Test your messages on the FedNow ISO 20022 Readiness Portal

Check compliance of your messages with the FedNow Service ISO 20022 implementation guidelines and access test use cases and sample messages on the FedNow ISO 20022 Readiness Portal, hosted on the MyStandards platform (Off-site).

Learn more

For more information about ISO 20022 and what it may mean for you, read this article (Off-site) from the Federal Reserve Bank of Minneapolis.

Stay in the know

Learn more about instant payments and the FedNow Service (Off-site), and sign up to receive regular emails with FedNow news and resources.

Footnotes

1"RTP" is a registered service marks of The Clearing House Payments Company LLC.

2“MyStandards” is a registered trademark of SWIFT.

https://www.frbservices.org/financial-services/fednow/what-is-iso-20022-why-does-it-matter

Seeds of Wisdom RV and Economic Updates Monday Morning 7-14-25

Crypto Week Is Here — What Does It Mean for Stablecoin Regulation?
July 14–18: A Legislative Turning Point for U.S. Digital Assets

The U.S. House will vote from July 14 to 18 on three major crypto bills
The GENIUS stablecoin bill is expected to reach President Trump’s desk by July 18 with bipartisan support
New regulations promise clarity for crypto—but Moody’s questions widespread adoption

The U.S. House of Representatives is preparing to vote on three major pieces of legislation next week that could define the future of digital asset regulation in the United States.

While it may be early to declare victory, all indications suggest that a stablecoin measure could be signed into law by August—a long-standing goal of the Trump administration since February.

Crypto companies have long sought clear regulatory guidance that supports innovation. After years of opposing unfavorable proposals and investing millions into pro-crypto lobbying efforts, the industry may finally see those investments pay off.

Crypto Week: July 14–18

Lawmakers have designated the week of July 14 as “Crypto Week,” with a focus on three high-profile bills:

1. The Digital Asset Market Clarity Act of 2025 (Clarity Act)

2. The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins)

3. The Anti-CBDC Surveillance Act

Initially expected to be bundled together, the GENIUS and Clarity Acts will now receive separate votes. The House Rules Committee is scheduled to review each bill on Monday at 4:00 p.m. ET, with strong bipartisan passage likely.

• The Clarity Act outlines regulatory responsibilities for the SEC and CFTC. It passed the House Agriculture Committee by a 47–6 vote and the Financial Services Committee by 32–19, indicating strong momentum.

• The GENIUS Act would establish the first comprehensive federal framework for stablecoins. Already approved by the Senate, its passage in the House would send it directly to President Trump, likely by Friday, July 18, or the following Monday.

• The Anti-CBDC Act seeks to ban the issuance of a U.S. central bank digital currency. A similar version cleared the House in 2024.

Implications for Stablecoins

If these bills become law, it would mark a significant shift in how stablecoins are treated under U.S. financial law. However, regulatory implementation could take time, as detailed rules would need to be developed and adopted by both agencies and businesses.

A recent Moody’s Ratings report noted that while the GENIUS Act could impact the banking system, stablecoins must offer real advantages over current payment systems to achieve widespread use. The report also cautioned that, without strong issuer incentives, adoption may remain limited.

Democratic Concerns: Conflicts of Interest

Not all lawmakers are aligned. Representatives Maxine Waters and Stephen Lynch have raised concerns over potential conflicts of interest tied to President Trump’s personal involvement in crypto.

Waters stated:

“These bills serve as a brazen stamp of approval for the blatant abuse of power we’re witnessing in real time.”

As Crypto Week approaches, ***the next phase of U.S. crypto regulation may be decided in just days—***with stablecoins at the center of it all.

@ Newshounds News™
Source: Cryptopolitan

~~~~~~~~~

ISO 20022 Crypto List: XRP, ADA, and Stellar Ready for Fedwire Shift
Fedwire Adopts ISO 20022 Standard as Blockchain-Based Finance Enters the Mainstream

Fedwire adopts ISO 20022 on July 14, 2025
XRP, Cardano, and Stellar positioned to benefit
Could this be a trigger for a new wave of crypto adoption and price surges?

The U.S. Federal Reserve’s Fedwire system—responsible for trillions in real-time interbank settlements—will go live with the ISO 20022 messaging standard on July 14, 2025. This landmark upgrade sets the stage for a major transformation in global finance, with compliant cryptocurrencies like XRP, Cardano (ADA), and Stellar (XLM) poised to take center stage.

What Is ISO 20022—and Why Does It Matter for Crypto?

ISO 20022 is a new global standard for financial messaging that enables richer data, faster settlement, enhanced security, and better regulatory compliance. Already being adopted by major central banks and institutions worldwide, ISO 20022 forms the backbone of the next-gen financial infrastructure.

For crypto, this means that networks already aligned with the ISO standard may gain a first-mover advantage—especially as traditional financial players seek programmable and compliant blockchain settlement rails.

ISO 20022-Compliant Crypto Projects

CryptoPrimary Use CaseISO 20022 Ready?XRPCross-border banking, liquidity YesStellar (XLM)Stablecoin & fintech infrastructure YesCardano (ADA)Decentralized apps, scalability YesAlgorand (ALGO)Enterprise adoption, low fees YesQuant (QNT)Blockchain interoperability YesHedera (HBAR)Enterprise-grade DLT, speed Yes

XRP and Fedwire: A Natural Fit?

XRP has long been recognized for enabling near-instant cross-border payments. With Fedwire now ISO 20022 compliant, Ripple’s On-Demand Liquidity (ODL) platform becomes even more relevant.

Recent data suggests growing institutional interest:

• Spike in XRP wallet creation

• Increasing on-chain transaction volume

• Large financial institutions prepping for blockchain settlement trials

Should U.S. banks eventually explore XRP for Fedwire-compatible settlement, the impact on adoption and price could be dramatic.

Cardano (ADA) in the ISO 20022 Spotlight

Crypto analyst Dan Gambardello has flagged ADA as one of the few fully compliant blockchains under ISO 20022. With Hydra and Mithril scalability upgrades underway, and a new ADA/USD1 stable trading pair launching on Bitrue, liquidity and demand are rising.

According to market analysts:

• Ali Martinez forecasts a rally toward $0.90–$1.20

• Price action suggests a bullish breakout supported by increasing volume

Stellar, Algorand, Quant, and Hedera: Gaining Momentum

• Stellar (XLM): Low-fee payments and stablecoin issuance on a fintech-friendly chain

• Algorand (ALGO): Institutional-grade performance and CBDC trials with multiple central banks

• Quant (QNT): Bridges legacy banking systems with blockchain interoperability

• Hedera (HBAR): High-speed, secure enterprise network backed by Fortune 500 firms

What’s Next? Blockchain Meets Fedwire

With ISO 20022 officially live on Fedwire, the door is open for compliant crypto platforms to begin integrating into the heart of the global financial system.

Analysts predict:

• Accelerated institutional adoption of ISO-aligned cryptos

• Bank trials exploring blockchain settlement layers

• A new era of crypto-powered payments

Conclusion

The adoption of ISO 20022 by Fedwire is more than a messaging upgrade—it’s a structural shift toward a blockchain-integrated financial future. Projects like XRP, Cardano, and Stellar are not only compliant, they’re strategically positioned to benefit from this transformation.

If XRP or similar assets find their way into actual Fedwire settlement flows, the result could be explosive—both in usage and in price.

@ Newshounds News™
Source: Coinpedia

~~~~~~~~~

Asia’s Tokenization Boom Is Shifting Capital Away from the West
Japan, Hong Kong, and Dubai are driving real-world asset innovation with regulatory clarity and global investor appeal

Asia leads the tokenization race with proactive regulation
Japan, Hong Kong, and Dubai are drawing institutional capital
Tokenized bonds, ETFs, and real estate offerings are gaining momentum

Asia’s leadership in real-world asset (RWA) tokenization is redrawing the global financial map, as regulatory clarity across Japan, Hong Kong, and Dubai pulls capital away from the West, according to Maarten Henskens, Head of Protocol Growth at Startale Group.

“We’re seeing Western institutions set up Asia-Pacific operations not just to follow capital, but to participate in innovation,” Henskens told Cointelegraph. He highlighted that the region’s diverse yet complementary regulatory approaches are creating fertile ground for global investment and experimentation.

Japan: Regulatory Depth Builds Institutional Trust

Japan’s tokenization strategy is marked by careful and deliberate development, prioritizing institutional stability. Henskens pointed to MUFG’s security token infrastructure as a clear sign of how the ecosystem is maturing.

Under Japan’s Payment Services Act (PSA), stablecoins can hold up to 50% of reserves in low-risk government bonds and term deposits, balancing innovation with investor protection.

Hong Kong: Regulatory Agility Enables Fast Innovation

While Japan builds deep infrastructure, Hong Kong has launched the Ensemble Sandbox, a regulatory innovation hub designed to accelerate experimentation in digital assets.

“Japan is building long-term depth, while Hong Kong is showing how agility can bring experimentation to life,” said Henskens, suggesting the region offers both stability and speed—key ingredients for global investor confidence.

Tokenized Bonds and ETFs Fuel RWA Growth

Across Asia, the surge in tokenized bonds and exchange-traded funds (ETFs) is helping traditional investors access crypto-linked opportunities. In Japan, real estate security tokens are opening up previously exclusive markets to retail buyers, outperforming even traditional J-REITs in accessibility.

Tokenization is also simplifying fund administration and improving transparency. “This efficiency, paired with improved transparency, could make these products compelling to traditional investors who might not otherwise enter the crypto space,” Henskens noted.

He emphasized that cross-border interoperability will be the next major leap forward. “Seamless and compliant movement of tokenized assets across jurisdictions is essential for scaling adoption,” he said.

Dubai: A New Epicenter for Tokenized Real Estate

Dubai is fast emerging as another key Asian player in the tokenization landscape. The Virtual Asset Regulatory Authority (VARA) recently updated its frameworks to specifically support RWA tokenization.

According to attorney Irina Heaver, these updates provide a clear regulatory path for launching and trading tokenized real estate. In collaboration with VARA and major developers, the Dubai Land Department recently sold two tokenized apartments, with the offering selling out in minutes. Buyers hailed from over 35 countries, and 70% were first-time real estate investors in Dubai.

A Regional Network Effect Is Underway

“We’re already seeing a network effect,” Henskens said. “Innovation in one jurisdiction sparks progress in another. Different regions may optimize for different outcomes—and that’s a strength, not a liability.”

By building legal and technological bridges across borders, Asia’s tokenization leaders are not only transforming regional finance, but also reshaping global capital flows.

@ Newshounds News™
Source: Cointelegraph

~~~~~~~~~

Russia Begins Mega De-Dollarization Drive for BRICS

Russia has officially launched a mega de-dollarization drive aimed at helping the BRICS alliance move away from reliance on the Western financial system. In an interview with RT, Russian Finance Minister Anton Siluanov stated that the Kremlin could suspend transactions in the U.S. dollar at any moment.

Siluanov emphasized that Russia is actively working to make de-dollarization a central tenet of BRICS policy. He described the U.S. dollar as a “third-party currency” that should be avoided in cross-border trade and financial transactions.

Russia Pushes BRICS to Embrace National Currencies

Siluanov urged BRICS nations to conduct trade using their own national currencies, including the Russian ruble, Chinese yuan, Indian rupee, and South African rand. He argued that these currencies provide a viable alternative to the Western-dominated monetary system.

“Our BRICS de-dollarization drive would not involve Western financial infrastructure or settlement in currencies of those countries that imposed sanctions on Russia and would secure the New Development Bank from possible risks,” Siluanov stated.

The Minister added that Russia is prepared to suspend U.S. dollar trading as part of this initiative. He said Russian systems “have proven their reliability and independence from Western lending institutions that at any moment, as it turned out, can suspend payments.” Even if U.S. sanctions are lifted, Siluanov emphasized that the dollar would not return as the central reserve currency in Russia’s central bank.

Trade Deals Tied to De-Dollarization Commitment

Russia also plans to link new trade agreements within BRICS to the acceleration of de-dollarization. While China and Iran are expected to support the initiative, India, South Africa, and the UAE may hesitate due to their interest in maintaining U.S. dollar-denominated assets that bolster their GDPs and economic growth strategies.

This move underscores Russia’s ambition to solidify an independent financial architecture for BRICS and reduce systemic exposure to Western monetary influence.

@ Newshounds News™
Source: Watcher.Guru

~~~~~~~~~

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