Iraq Dinar Update, Liquidity Crisis, Clarity Act, and the Road Ahead: ‍Jon Dowling

Iraq Dinar Update, Liquidity Crisis, Clarity Act, and the Road Ahead: ‍Jon Dowling

8-1-2026

The global financial landscape is experiencing a profound period of transformation. From liquidity challenges in foreign economies to sweeping regulatory changes surrounding digital assets in the United States, multiple economic indicators point toward a broader structural shift.

Recent reporting by market analyst Jon Dowling highlights how international monetary pressures, asset tokenization, and geopolitical developments are converging to create a new paradigm for global finance and community stewardship.

Below is an in-depth analysis of these major developments, exploring how domestic policy shifts, international monetary revaluations, and modern financial technologies are reshaping the global economic outlook.

At the center of Middle Eastern economic discussions is Iraq’s ongoing fiscal challenge. Reports indicate that Iraq is confronting a substantial 70% liquidity crisis, creating intense pressure on its government to enact long-overdue economic and political reforms.

 To address these structural deficiencies, leadership is under increasing obligation to finalize key legislative frameworks, including the Hydrocarbon Law (HCL gas law) and Article 140.

Many financial observers believe these legislative steps are crucial prerequisites for stabilizing the nation’s financial system and potential discussions surrounding the long-term revaluation of the Iraqi dinar.

Signs of fiscal stress are already visible in daily banking operations. Iraqi state banks have taken the unusual step of adjusting protocol to remain open through weekends to clear public salary payments. While this reflects acute operational strain within the banking sector, it also highlights dedicated governmental efforts to stabilize income flows to citizens, curb systemic corruption, and facilitate a fairer distribution of national resource revenue.

While foreign economies work through fiat liquidity challenges, the United States is rapidly progressing toward digital asset regulation. The proposed Clarity Act is gaining noticeable bipartisan traction, attracting support from major institutional powerhouses such as BlackRock.

This legislative drive aims to provide much-needed regulatory boundaries for digital currencies, encouraging traditional financial markets to transition toward tokenized assets on the blockchain.

Combined with administrative efforts from regulatory bodies like the SEC and operational migrations planned by the Depository Trust & Clearing Corporation (DTCC), the legislation marks a pivotal watershed moment.

Providing clear rules for digital assets paves the way for institutional capital to enter utility-driven blockchain networks, precious metals tokenization, and modern foreign currency exchanges.

As regulatory frameworks solidify, analysts anticipate significant momentum behind utility-focused cryptocurrencies. As traditional fiat currency models face ongoing inflationary pressures, decentralized finance solutions and digital ledger systems—particularly those associated with enterprise protocols like XRP—are positioned as efficient alternatives for cross-border settlements.

Key public speeches and political announcements are expected to further catalyze interest in digital asset infrastructure, signaling a gradual departure from total reliance on traditional paper monetary systems.

International markets are already adapting to this digital evolution. In response to paper market volatility and recent price fluctuations, China has adjusted its gold trading policies, shifting away from speculative paper proxies toward blockchain-backed tokenization.

By integrating precious metals directly onto distributed ledgers, international markets can improve liquidity, enhance asset tracking, and reduce reliance on intermediary financial proxies.

In broader commodities markets, subtle adjustments in gold and silver prices—coupled with market expectations of potential interest rate cuts by the Federal Reserve—suggest that central banks are preparing for a changing macroeconomic environment. Lower interest rates typically ease financial pressure on the public and provide liquidity ahead of major political and economic cycles.

Economic realignments rarely happen in isolation; they are deeply interconnected with international diplomacy. Recent reports highlight momentum toward historic peace initiatives and regional diplomatic agreements in the Middle East, including framework discussions regarding regional security and economic stabilization.

Achieving long-term geopolitical stability in energy-rich regions is vital for establishing transparent trade routes, stabilizing currency values, and facilitating global investment flows.

In times of broad economic and technological transformation, taking a broader perspective on community values and stewardship is essential. In his analysis, Jon Dowling incorporates timeless principles from Scripture, emphasizing values such as humility, collective discernment, and mutual support as society navigates shifting economic structures.

Rather than viewing financial shifts purely through an individualistic lens, these perspectives encourage viewing economic stewardship as an opportunity to uplift communities, promote fairness, and support long-term social stability.

The convergence of foreign liquidity pressures, U.S. regulatory clarity, digital asset adoption, and geopolitical negotiations signals a unique period in global finance. As traditional structures evolve, tracking legislative and technological updates remains essential for navigating the future of money and investment.

https://www.youtube.com/watch?v=Kp2Pe29Z2OQ

Weekend Coffee with MarkZ 08/01/2026

Weekend Coffee with MarkZ 08/01/2026

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

MZ: A special weekend podcast brought to you by Lucas and the (CBD) Gurus. I will cover the news of the day and latest updates before Lucas takes health related questions. Iraq openly talking about zeros, US drawing down troops

 MZ: There are rumors that some Whales have started processing in Reno but I cannot confirm them. But there are so many rumors running around right now…..now we need them to come true.

MZ: Bond contacts still believe that this weekend is going to be fruitful with Congress passing the Clarity Act and that their bond money will be spendable the first of this week. The rumors are great…..now we need them to be real.

Member: Iraqi researcher Ziad al-Hashemi said on Friday that Iraq has officially entered a state of the gvnt is going through its worst period, and the ppl are waiting to receive their financial entitlements.

MZ: In Iraq – yes…they are having liquidity problems …it may be forcing them to move. They are keeping the banks open both Friday and Saturday to make payments on salaries for this month..

MZ: “Will the Iraqi Government remove three zeros from the Iraqi dinar?” They are talking about it again in the news. It is clear that because of the war and closing the Strait of Hormuz that something needs to happen.

MZ: In the past Dr. Shabibi did a great breakdown. Their “White Papers” did a great breakdown on how they will restore the dinar value and issue lower denomination notes into the market.

MZ: They told us over and over again that they will not just drop the 3 zeros and our 25,000 notes just become 25. This will not be a lop….they have told us the purchasing power of the dinar increases and will be more than the dollar again and they will issue new LD notes. They will increase its value and restore it to its former glory.

MZ: As a worst case in this article they allude to the dinar being roughly the value of a buck  (1$)

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU FOR JOINING.  HAVE A BLESSED DAY.  FOR UPDATES ON MARK’S PODCAST GO TO: https://t.me/+b3hYhYlhKM1hYzcx

Youtube:    https://www.youtube.com/watch?v=TQh0mnY843A

News, Rumors and Opinions Saturday 8-1-2026

KTFA:

Clare:  Will the Federal Government Remove Three Zeros from the Iraqi Dinar?

The Iraqi federal government is considering two additional measures to address its financial crisis: borrowing domestically and internationally and removing three zeros from the Iraqi dinar, a currency redenomination intended to simplify transactions, strengthen confidence in the dinar, and help manage inflationary pressures caused by increased money printing.

By: Hawre Tofiq

It is clear that, due to the war, the Strait of Hormuz has been closed, significantly restricting oil exports and causing a sharp decline in public revenues. As a result, the federal government is facing a crisis in financing its operational budget, particularly the payment of public sector salaries. To address this situation, it has taken the following steps:

1. Printing More Iraqi Dinars

During Prime Minister Mohammed Shia' Al-Sudani's government, additional Iraqi dinars have been printed to pay salaries. While this measure has helped solve the immediate problem of salary payments, it could lead to long-term inflation because of the increased money supply.

2. Two Additional Plans Under Consideration

The government is now considering two further options:

First: Domestic and foreign borrowing.

Second: Removing three zeros from the Iraqi dinar.

The Iraqi government is reportedly considering deleting three zeros from the national currency. For example:

25,000 Iraqi dinars would become 25 dinars after removing three zeros.
Likewise, all other currency denominations would be adjusted accordingly.
Instead of expressing figures in billions, they would be expressed in millions.
The objective of this move is to preserve the value of the Iraqi dinar. Since a large amount of currency has already been printed, the government fears inflationary pressure. It also intends to revalue the exchange rate against the U.S. dollar. For example, after removing the three zeros, US$100 could be exchanged for 150 Iraqi dinars instead of the current denomination. The government also believes this measure could help reduce the apparent size of operational budget expenditures, including salaries.

3. Legal and Constitutional Requirements

Monetary and financial policy requires legal backing. The proposal to remove three zeros from the Iraqi dinar would normally require legislation, making it a politically sensitive issue that may be difficult to pass in Parliament.

To address this, the government has explored another legal route. The Prime Minister requested that the Federal Supreme Court of Iraq issue an interpretive ruling regarding the powers of the Council of Ministers under Article 80, Paragraph Third of the Iraqi Constitution, which authorizes the Council to issue decisions, regulations, and instructions.

The Prime Minister asked whether the Council of Ministers could issue regulations and instructions even if Parliament had not explicitly delegated that authority in a specific law.

The Federal Supreme Court ruled that, regardless of whether a law expressly grants such authority, the Council of Ministers possesses an inherent constitutional power to issue regulations, instructions, and decisions.

This ruling opens the door for the government to proceed with removing the three zeros from the Iraqi dinar through a governmental regulation, without first obtaining parliamentary approval. That this is a highly technical monetary and financial issue that deserves careful analysis and discussion by financial and economic experts.   LINK

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Clare:  Without delay, Al-Rafidain Bank directs work on Friday and Saturday to complete salaries.

 7/30/2026

 On Thursday evening, Rafidain Bank directed that official working hours continue in a number of its branches and departments responsible for settling salaries during Friday and Saturday, in order to complete the procedures for raising and disbursing salaries without delay.

According to a statement issued by the bank and received by Shafaq News Agency, this directive comes as a confirmation of its approach to harnessing its human and technical capabilities to ensure the speed of salary disbursement operations, and to enhance the readiness of its branches to accommodate the volume of work, in order to ensure the smooth provision of banking services, reduce pressure on branches, and provide the best level of service to citizens.

The bank confirmed that its staff will continue working during the two official holidays to complete all procedures related to raising and disbursing salaries according to the highest standards of efficiency, speed and accuracy, which embodies its commitment to providing reliable banking services, and consolidating its role in supporting the stability of the financial system and serving citizens.

 Earlier today, Iraqi Finance Minister Faleh al-Sari  revealed  that there is a real financial deficit that is hindering the completion of salary payments for employees, retirees, and social welfare beneficiaries.

For his part, Iraqi Health Minister Abdul Hussein al-Moussawi acknowledged on Thursday that the government is facing a liquidity crisis that has made securing salaries its priority.

 An informed source confirmed to Shafaq News Agency that the process of distributing state employees’ salaries for this  month is expected to begin at the start of next August, given the continued financial challenges facing the public treasury.  LINK

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Jeff   Iraq has been stalling and delaying the cabinet all the way since May with making no efforts to try to resolve the cabinet.  That's because the cabinet isn't an issue.  They know who they want to put in there.  Everything is scheduled to the rate change. The rate change itself is scheduled.  That's the critical component to this.  Everything has to happen around what is the rate change date.  They're timing the cabinet completion with what is the rate change date.

Frank26    [California bank story]   I got a call yesterday ...he wanted to meet with me one on one...I've already done business with them through investments but this was a higher up VP.  I went to his office in downtown...The question he asked first was, you've been a customer with us for a long time...along with owning all of these dinars?  I was like, yeah, but you already know that...what's the reason for the meeting?...He said, from our conversation you know we're getting pretty close.  He said, the main reason why I brought you here today is to show you.  He turned his PC screen around and showed me a list of numbers and a list of names and codes. He said, do you know the code for the Iraq dinar?  I said, yeah...the color of IQD was in red. The numbers did not start with a decimal point and there were no zeros on that screen for the IQD.  [Post 1 of 2....stay tuned]

Frank26  I picked my jaw from the ground and said, what does this mean?  He says, we're close...those numbers keep changing and it's been for a little over a week and that's why he decided to reach out and ask me meet with him.Those numbers were higher than I thought they would be and the number also changed while I was there. So he was telling the truth, the numbers are changing all the time.  I was not at a local bank so please do not start bothering the banks about this conversation.  Let it happen.  Let it flow.  We're close...He said we would be talking very soon and we have a lot to do...there are no delays.  There are no red flags.  There are no red lights.  He said this is on and popping and that was the end of the conversation. We're there. [Post 2 of 2]

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Something BIG Is Happening Inside Iraq's Banks

The Dinar Den: 7-31-2026

https://www.youtube.com/watch?v=SMKtVZiOnTI

Will Iraqi Citizens become Rich After the IQD Revalues?

Will Iraqi Citizens become Rich After the IQD Revalues?

The Dinar Den:  7-31-2026

For years, the global financial community and currency enthusiasts have closely monitored the developments surrounding the Iraqi dinar. Discussions regarding a potential revaluation (RV) of the currency frequently spark intense debate and speculation.

 In a recent video from the popular YouTube channel The Dinar Den, Stephen—an experienced entrepreneur and long-time investor in the Iraqi dinar—provides a grounded, analytical perspective on this complex topic. He addresses one of the most common misconceptions in the space: the belief that a currency revaluation would instantly transform every citizen within Iraq into an overnight millionaire.

To understand the true dynamics of a potential revaluation, Stephen highlights a crucial distinction between the experiences of foreign currency holders and domestic citizens living in Iraq.

 For foreign investors, a positive shift in the exchange rate represents a direct arbitrage or conversion opportunity. If the dinar strengthens against foreign currencies like the U.S. dollar, those holding physical dinars outside of Iraq could potentially realize significant returns upon exchange.

However, this external investment dynamic does not translate into a sudden, magical multiplication of personal wealth for the local population living and working within Iraq’s borders.

The core of this distinction lies in the difference between nominal wealth and real wealth. Stephen explains that while a currency’s face value or exchange rate may shift, domestic economies operate on a system of balanced variables.

If a currency undergoes a revaluation, local economic factors—such as wages, consumer prices, utility costs, and outstanding contracts—gradually adjust to reflect the new monetary landscape. These inflationary and structural market adjustments prevent local citizens from experiencing a sudden, disproportionate spike in their nominal bank balances, ensuring the domestic economy remains balanced rather than chaotic.

Instead of creating instant millionaires, the real benefit of an Iraqi dinar revaluation for the people of Iraq lies in the stabilization of the country’s macroeconomic environment.

 A stronger domestic currency fundamentally enhances local purchasing power, particularly regarding imported goods. Because Iraq relies heavily on foreign imports for various commodities and everyday products, a higher-valued dinar means these goods become significantly cheaper to acquire.

This shift helps curb domestic inflation, lowers the overall cost of living, and provides a more predictable, stable environment for local businesses and everyday consumers.

Ultimately, Stephen emphasizes that sustainable, long-term wealth—both for individuals and nations—is shaped by tangible economic foundations rather than currency valuation alone. True economic prosperity is driven by productivity, industrial output, infrastructure development, asset ownership, and manageable living costs.

A currency’s exchange rate is merely a reflection of these underlying realities, not a magic wand for wealth creation.

https://www.youtube.com/watch?v=CMt3_vn4W6Y

Bruce’s Big Call Dinar Intel Thursday Night 7-30-26

Bruce’s Big Call Dinar Intel Thursday Night 7-30-26 

Transcribed By WiserNow Emailed To Recaps   (INTEL ONLY)

Welcome everybody to the big call tonight. It is Thursday, July 30th, and you're listening to the big call. Thanks everybody for tuning in again.

We're back, and I want to welcome everybody. Anybody that might be new, go to have some new people on the big call. You never know, but I know there's people that have been here for 15 years, like me. So I'm  glad to say that's the case for some people. All right.

Med Beds are going to be great – they are going to be super – they will change a lot of lives – Its been hidden – don’t get me started – you don’t want to know what I think  - All I can tell you is – the Med Beds are real – they are there – they are ready – we know about them – I could write a book about them  - I  could – they are there they are ready -  but we’ve got to get in the redemption center first

But I am looking forward to  us and everybody that needs to  get into that med bed and get restored. All right. That's a little med bed commercial. I wasn't going to do. It's a holographic medical bed. Is how  it's termed. All right. So let's talk about where we are on the Intel segment right now.

I was told yesterday that tonight would be my last call, my last big call, my last public big call. Have I heard that before??  Yes maybe a half dozen times -

And look, I want it to be.

Other than the fact that we don't have numbers yet, other than the fact that we don't have a celebration call yet, which I'd like to do, even if it's only recorded and we have it as a recorded link for you.   I'd like to do that.

If we had had numbers today, I would have been able to put them out on tonight's call, which would have been great for everybody.

Well, here's the number. Okay, Bruce sent it on the call. He's got it on the website on BigCallUniverse.com.  You know, whatever, right? In the email that big call universe sending out.

I'm looking forward to that. So I'm hoping that this is the last public big call.

I can't say that it is, but I can tell you where we where they say we are in terms of this timing. I told you guys I get real antsy when we get toward the end of the month, thinking, "Well, you know what? They might just started august 1.

And what I'm hearing tonight is that we should, we could have been notified today or tomorrow, and started exchanges Friday or Saturday. Now we've got to take the today out. Thursday's gone, and we have to look at Friday. Is Friday in play?

Yes. Is Friday in play for notifications with exchanges to start Saturday?  Yes,

The weekend is definitely in play. The weekend we're hearing from several sources is going to be the kickoff, the beginning, and I believe they're thinking in terms of Saturday, now if we do start Saturday, they'll stay open Sunday. Redemption centers will be open.

If we start Saturday, we'll go right through Saturday, Sunday, Monday, Tuesday. And my my latest information is, it will go for 21 days or three weeks when we start, when we start. So let's say we start on august 1, which is Saturday. If that was the  day of our start, we could go three months,  (WEEKS) all the way to August 20/20 or 21st.

And my theory that came to us.What I guess it was Tuesday was that the banks would start somewhere in the vicinity of August 20th or 21st.

I can't confirm that that's the case. Can't confirm it for tonight's call.

It may be or it may not be. But I can tell you, it makes some sense. If anything in this whole thing makes some sense, what makes sense is that the redemption centers would go first.

Number one, they're  the only way to redeem your Zim is through redemption centers.

Number two, it's the highest available rates.

I mean, especially on the dinar, as you guys know, there's no contract rate on the dinar except at the redemption center, and you know, it you'd be foolish not to call an 800 number to set an appointment to do it. Now, certain people have pushed banks. They've pushed it. Banks, no banks, only banks, banks, banks, banks. Forget that.

And I know I've talked about redemption centers because that's what we're being told by Wells Fargo and some of the other major banks.

Wells Fargo is in charge of the redemption centers in the United States.

HSBC and RBC, which is Scotia Bank that owns RBC Bank, are the main banks in Canada, but we they do have redemption centers in Canada.

They do. They don't have anywhere near as many as we do, but they don't have as many people as we do either.

The population of Canada, most of the population is within 100 miles of our northern border. It's Canada, most, and it equals-it's approximately equal to the population of California.

So, you know, Canada's cool. They just need to kind of get their act together.

They've done some things that are a little bit nutsy right now. Hopefully, those wildfires up there are being handled and are going out. Hopefully, it's got rain, put all those wildfires out.

So, let's see what else.

So that puts us in play for the weekend, and we'll define that as numbers, possibly Friday, if not Saturday, and exchanges starting most likely. If it's Friday, we'd start  on the first, which is Saturday for lunch, and then we go right through that.

Now, today, from what we've heard, redemption centers. There were only three currencies on the screens. That's as that's of 51 currencies that will be on the redemption center screens. 51 today. Three of those currencies were up with solid rates, Iraqi Dinar, Vietnamese Dong, and Indonesian rupiah.

Those were the three. Cool. I don't have the rates. I don't need no stinking rates. You know why?

Because we know that the Dinar for us that go to the redemption centers will  be offered as a contract rate, which is very high, very high.

The ZIM, which is being redeemed like a bearer bond, is one to one to the U.S. dollar, and our U.S.N. dollar, our new dollar, U.S.N. You think of U.S.N. is new, new dollar. Our new U.S.N. will be available for us when we go in on day one for our exchanges and redemption of Zim, so we should have that. It should be out. It's in the banks already. It's just not on the in the teller drawers.

That's an easy switch. That's an easy fix. We're hearing that our current fiat dollar, backed by only the full faith and credit of the United States, that fiat dollar that we have now will be available to use in the United States until about November 15, plus or minus about November 15.

But the new dollar, our U.S. N, will be introduced to from the banks and at the redemption centers for us. I told you it's already strapped, probably in either 500 or $1,000 increments, and they want us to take no more than about three grand, 3500, in the new USTN United States Treasury notes, because remember, there's no more Federal Reserve note on the new money, Treasury, U.S. Treasury notes.

So we'll have that as cash, which we can take or not take.

Now it's not free; it comes off your exchange total, but it's only got about three grand that we are. They don't want us to take a ton of cash, so that in case something happened and we could get jacked up, you know, on the way home, something like that. So just a little bit, or take none, none of it. I'm going to take a couple of grand, two or three grand probably.

So there's that.

Trying to think if there's anything. See, this is a real short Intel segment because that's really what we want to get out there.

I think that we will get numbers and call and set appointments for like the next day, and it makes sense that they want everybody to use the 800 number and call and set appointments because they want to see who we are when we show up.

Are we on the good side or are we on the bad side?

Let's see. They want to tell you know, make sure that we're doing the right thing, that we're doing good things with the money, that all of that. One other thing, NDAs.

Here's the latest I've got on NDAs at the Redemption Center.

If you have 10 or more notes.

Let's say you've got a 25,000 dinar note, and you have 10 of those. That would be what 250,000 dinar at whatever rate. Okay, which I already know what the rate is. And or let's say you've got 5  25k notes and you've got five 200,000 dong notes. Okay, so let's say you had 10 notes or more, and a lot of us have a lot more.

10 or more puts you into where you're signing an NDA. 10 or more notes, if you Have Zim because of the amount of the denominations of Zim-50 billion, you know, 10 trillion, 50 trillion, 100 trillion, whatever you've got in Zim-that's a lot of Gitas right there, and that turns into an NDA automatically, okay.

But if you're a ZIM holder and you have dire need, you go to the head of the phone to the company.

You let them know that you have dire need and tell them what it is. They'll enter it in on their on their laptop. So get a few key services, and you'll be able to get an appointment a little sooner than a lot of people because we are considered sovereigns -- They want us to be around a long time to see these projects through.  100  200 300 years - We can easily live that long - easily.

How old was Methuselah, 972 years or something like that. I don't know that we want to live that long, right? But you know, I don't think we want to live that long or not. But it's out there. Noah live 930 years.  

Um, so I just think we can we can live these new lives, and we can enjoy them and do the right thing with this money. All right, one other thing about money: a lot of people are thinking, well, when I get all this money, I'm going to invest in this and that and the other and buy gold mines and do this well. You know what? Okay, if that's what you want to do, I don't plan to do that.

I know that the banks are going to offer us over 8% interest per year.

You realize what 8% is on $10 billion?

800,000. 800 million. Hello, $800 million a year.

If you take it quarterly, that's 200 million a quarter.

That's a pretty big nut to get rid of.

200 mil a quarter to sell to to invest into people's lives, to give to certain causes, to build out projects. I mean, I'm not saying that's you know it's not chump change.

That's only based on 10 billion with a B.

What about trillion? What about quadrillion?

You know, or even higher, and this is where you're going to move money from your quantum account into your primary bank account or secondary or tertiary banks. You'd have like three banks connected to your quantum card.

So far, that's what I've heard. Three banks, and I'm going to start with one. Start with one, and then see what happens after that.

And even if it's over eight, like eight and a quarter, eight and a half, 875, 8.75% I'm going to stick with 8% They offer me that, I'll go with 88888. is good.

Eight is good. 2% a quarter. Boom, on whatever money's in your primary and secondary bank accounts, you know, and then that way you got you've got a goal. Basically, you have a goal to try to spend. I'm saying you should try to spend or set or invest it in people's lives in projects.

I'm looking forward to this. I'm really kind of jacked up about rebuild America and sports venues and music venues, art and art music, and how that's going to work and helping. You know, kids don't get art and music in school, right? They dropped all that. They stopped all that sometimes.

They don't even get PE. They don't even get recess for PE anymore.

No, we we got to get people like Sue. We got to get them fit. We got to get them walking. We got to get them dancing. We got to get them enjoying music, live venues, live music, all of that. There's so much we're going to do, and we'll do it all throughout the U.S. and maybe in other parts of the world too.

We'll see what happens. But I'm excited about that. I'm excited about using my creativity, your creativity, our creativity, to create something new, something different, omnivorous.

Yeah, man, that's it. That's what we're looking to do, and we'll make some definite improvements. We'll make some changes.

I'm not saying it's going to be a perfect world, you guys. I don't believe that's going to happen. However, can we do? Can we help people that that have been less fortunate?   Sure.

That's why we're. That's why we, that's why we're doing this call. That's why we got the zim. That's why we're doing this to uplevel the the humanity, to uplevel the playing field, level it out, and it's going to be terrific.

And I'm looking forward to a new start, and I'm looking forward to playing Sue and beating her on the tennis court.

She's still not going to happen.

Oh, listen to you, or as they say, oh, listen at you, oh, listen at you, Sue. Sue might be a she might be a real force. I know she can move pretty quickly, but I don't know if she's going to be able to beat the broom man. I don't know.

We'll see. Yeah, it'd be fun. It'd be fun too. It'd really be fun. Bob and I teeing it up, playing a little golf.

I tell you what, you guys. I hope everybody's ready. If you're not ready, you need to get ready.

Otherwise, I think this tomorrow is questionable.
Will we get notified tomorrow, or is the first of August August already August Saturday?

Both appear to be in play right now, as of now.

From the people that we're talking to, we'll see.

Keep an eye out for your emails, and we'll send them out. We'll send our own email out from Big Call Universe. We'll send that out, and we'll have it on the website, BigCallUniverse.com. And we will be emailing you. But in the future, with Rebuild America And rebuild international and veterans retreat network and pastoral retreats. You know what we're doing with that. We'll let you know in an email to you, and probably with a podcast link in the email.

Might have a little copy, maybe a little copy, then plus the link. Click on, so you can hear my voice again, as if you're not tired of hearing it for 15 years.

But you know we're going to have a good time, you guys. I hope I hope I can get 5,000 or more volunteers to help me with rebuild America, basically finding the areas that used to help, that maybe had an industry that went out, maybe they used to manufacture something and now it's dead. There's nothing in the town. Even the video stores close. All they've got is a bank, maybe a drugstore, and maybe they've got a restaurant.

You know we want to revitalize America too, to revitalize this country and give everybody a purpose wherever they live.

So that's my segment for tonight. Sue, Bob, thank you, Bob, so much for everything that you're doing to keep us healthy.

Sue, thank you for everything that you're doing. Keep us informed on metacognition, meta sciences, and everything else that you're doing.

Metanoia, and I just appreciate everybody. Big call universe, 15 years with you, thank you.

Remember, I plan to do some regional get-togethers for some people that want to help on Rebuild America, and maybe a regional get-together where it makes sense for Rebuild International.

Yeah, especially if you're a Spanish speaker or you speak a few languages, it's going to be helpful for Rebuild International.

And oh gosh, you guys realize how bad shape Venezuela is in from the from the earthquakes down there.

They're in sad shape, and and maybe it's just money we can send, but we've got to do it right. We've got to do it right. I mean, I don't plan on going down there and pulling out, you know, stacking rubble and everything around and move that. But you know, we can help them.

And maybe they just need some heavy equipment. Maybe they need money. You know they need money, but you know we'll try to do it the right way.

We're not just going to throw money at a problem and look the other way. We want to try to help.

Cuba evidently is coming along nicely, from what I understand. Iran is pretty much done, from what I understand. President Trump did send them a message saying to the citizens of Iran, "We have your back. We're going to help you rebuild.

I think the whole Middle East is actually going to pitch in and help rebuild Iran, and hopefully, we can create or get a new form of government created down there. I really hope so. So anyway, I'm going on and on.

Thank you guys, everybody. Big call universe for listening. Thank you, Sue and Bob, everybody, GCK, GD, Pastor Scott, be healed in Jesus' name.

Everybody, hang in there, and let's see what happens. You know, we'll see if we have a call Tuesday or not.

If we get these numbers, I may do a call. I may not. We'll see. I may do a recorded call and just make sure everybody has the numbers.

Okay. So everybody have a great weekend. Let's look for the numbers either tomorrow or Saturday. What we're hearing. So let's see what happens. All right. So God bless you. Let's let's pray the call out.

Well, good night, everybody. Let's see what happens over this weekend

Bruce’s Big Call Dinar Intel Thursday Night 7-23-26   REPLAY LINK    Intel Begins   1:08:45

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Bruce’s Big Call Dinar Intel Tuesday Night 7-28-26   REPLAY LINK     Intel Begins   1:34:24

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Bruce’s Big Call Dinar Intel Tuesday Night 7-21-26   REPLAY LINK     Intel Begins   1:30:35

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Bruce’s Big Call Dinar Intel Thursday Night 7-16-26   REPLAY LINK    Intel Begins   1:14:00

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Bruce’s Big Call Dinar Intel Thursday Night 7-9-26 REPLAY LINK Intel Begins   1:10:20

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Bruce’s Big Call Dinar Intel Tuesday Night 6-30-26  REPLAY LINK     Intel Begins   1:13:15

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Rob Cunningham: Why Care about the Clarity Act?

Rob Cunningham: Why Care about the Clarity Act?

7-31-2026

“Why should we care about the Clarity Act?”

Fair question.

• Most Americans don’t own a crypto company.
• Most don’t trade digital assets.
• Most are simply trying to build a life, raise a family, save for retirement, and leave something better for their children.

So… what’s in it for us?

What if this legislation isn’t primarily about crypto at all?

What if it’s about something FAR bigger, like:

• Who controls the system of money?
• Who owns our digital property?
• Whether financial opportunity becomes more open – or remains centralized?
• Whether the next generation inherits a system built on banker permissions … or one built on transparent rules?

Every generation experiences legislation that reshapes its’ future. We choose or others choose for us.

The 1913 Federal Reserve Act defiled the U.S. monetary architecture of the last century.

The 2026 Clarity Act can free us all from bank tyranny.

I’m not asking you to agree.

I’m inviting you to ask a better question.

“What changes when financial infrastructure becomes as open and interoperable as the Internet itself?”

If you’ve wondered why so many institutions, banks, technology companies, and policymakers are focused on this legislation, I wrote a plain-English explanation free for all to review and share.

No jargon.
No tribal politics.
Just one question:

“What’s in it for me and my family?”

Source(s):
• https://x.com/KuwlShow/status/2082941681905602785

https://dinarchronicles.com/2026/07/31/rob-cunningham-why-care-about-the-clarity-act/

The Clarity Act, Crypto, and What Happens Next with Rob Cunningham, July 2026

The Clarity Act, Crypto, and What Happens Next with Rob Cunningham, July 2026

Holly Celiano:  7-31-2026

The global financial landscape is currently undergoing a historic transformation, moving away from legacy systems toward a more transparent, efficient, and decentralized future.

 In a recent and insightful conversation, Holly Celiano and guest Rob Cunningham explored the mechanics of this evolution, shedding light on how blockchain technology and new regulatory frameworks are reshaping the way the world moves value.

At the heart of this shift is the transition from debt-based models to sound money principles, driven by the emergence of stablecoins and asset-backed digital protocols.

A significant portion of this global reset is being spearheaded by legislative action across major economies. Nations such as Japan, Russia, Iraq, and members of the European Union are actively implementing comprehensive crypto legislation.

A primary example discussed is Japan’s Clarity Act, which provides a definitive legal framework for digital assets. These regulations are designed to foster an environment where transparent, asset-backed stablecoins can thrive, potentially ending long-standing cycles of financial instability and providing a foundation for modern economic sovereignty.

Technologically, the infrastructure for this new era relies heavily on liquidity and interoperability. The conversation highlights how protocols like the XRP Ledger (XRPL) and the Interledger Protocol (ILP) serve as the essential “plumbing” for the global markets.

By enabling real-time, cross-border payments with minimal friction, these technologies solve the liquidity challenges that have long plagued traditional banking. The strategic partnership between Ripple and Japan’s SBI Group serves as a prime example of how major financial institutions are integrating these decentralized tools to replace outdated centralized controls traditionally dominated by organizations like the IMF and the BIS.

Beyond traditional banking, the transformation is extending into the social and digital spheres through the vision of “X Money.” As Elon Musk works to transition the X platform (formerly Twitter) into a comprehensive “everything app” similar to WeChat, the integration of financial services becomes a cornerstone of the user experience.

By partnering with institutions like Cross River Bank—which maintains strategic ties with Ripple—X aims to offer high-yield accounts, crypto cashback, and seamless multi-asset management. This move could revolutionize banking accessibility, putting sophisticated financial tools directly into the hands of billions of mobile users worldwide.

Finally, the dialogue between Celiano and Cunningham touches upon the broader cultural and individual implications of this monetary reset.

They argue that this shift is about more than just technology; it is about reclaiming personal sovereignty and financial truth. By moving toward decentralized, compliant, and immutable systems, individuals are encouraged to move away from fear-based economic participation and toward a future defined by transparency and faith in sound principles.

For those looking to dive deeper into these topics and understand the mechanics of the new economy, the full discussion is available on Holly Celiano’s YouTube channel, offering a wealth of information on the path toward global financial freedom.

https://www.youtube.com/watch?v=Mu7W6it3dP8

Coffee with MarkZ, joined by Dr. Scott Young. 07/31/2026

Coffee with MarkZ, joined by Dr. Scott Young. 07/31/2026

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

MZ:  Dr. Scott Young returns today to take your questions after the news. CBI, Africa, and Hamas disarming. Lucus (CBD Gurus) joins after the regular show.

MZ: If the rumors are correct….we may have a heck of a weekend……a heck of a week.

Member: Frank26 thinks we should know something by Monday

MZ: I am hearing that as well. In a nutshell they believe the Clarity bill will pass this weekend and get stamped and approved.

MZ I was told this is the final trigger to release everything all at once. A shotgun start.

MZ: There is a process once they do pull the trigger. It may take a few days to complete.

MZ: A lot of bond people who are so tired of hearing “next week” feel like this really is the trigger. I am hearing this from a number of bond contacts and one currency group.

MZ: Dr. Scott, are you hearing this as well?

Mr. Scott: Yeah, I am hearing this from one or two  bond contacts….saying the same.

Please listen to the replay for all of Dr. Scotts information and opinions.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU FOR JOINING.  HAVE A BLESSED DAY.  SEE YOU IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!   FOR UPDATES ON MARK’S PODCAST GO TO: https://t.me/+b3hYhYlhKM1hYzcx

Youtube:     https://www.youtube.com/watch?v=1xQ4IdFApSk

News, Rumors and Opinions Friday 7-31-2026

Ariel:  Iraq’s Currency Reset as the Gateway

7-31-2026

Positioning Assets For Broader Operational Objectives: (Part 2)

Section II: Iraq’s Currency Reset As The Gateway

Iraq’s Central Bank, located at Rashid Street, Baghdad, under Governor Ali Mohsen Ismail Al-Alaq, has been executing the Deletion of Three Zeros project in coordination with the International Monetary Fund’s Middle East Technical Assistance Center.

The mechanics are straightforward on paper. The current 25,000 dinar note gets replaced by a 25 new dinar note with equivalent purchasing power. The exchange rate adjusts from approximately 1,310 IQD per USD to a projected range between 1.00 and 3.22 new IQD per USD depending on which internal CBI projection you access.

The WTO accession timeline is critical. Iraq’s Working Party at the WTO, chaired out of the Centre William Rappard, 154 Rue de Lausanne, 1211 Geneva, has been finalizing tariff schedules and trade facilitation agreements through 2026.

The ASYCUDA system (Automated System for Customs Data) developed by UNCTAD in Geneva digitizes Iraq’s entire customs apparatus allowing real-time duty collection, import/export documentation, and cross-border settlement. When Iraq enters the WTO as a full member with ASYCUDA operational its trade settlements need a currency that functions at international par value.

You cannot settle WTO-compliant trade with a currency carrying three phantom zeros. The redenomination is a prerequisite for accession not a reward after it.

How Iraq Opens The Door For Other Currencies:

Iraq becomes the proof of concept. Once a resource-rich sovereign successfully redenominates, digitizes, and integrates into Clarity Act-compliant settlement rails while simultaneously gaining WTO membership, the template exists for replication.

The currencies positioned behind Iraq in the queue based on IMF Article IV consultation patterns and central bank digital currency pilot programs include:

Vietnamese Dong (VND) — Currently approximately 25,400 VND per USD. Vietnam’s State Bank has been running CBDC pilots since 2024 and has the same three-zero problem Iraq has. Manufacturing export powerhouse with tangible GDP backing.

Read Full Article:
https://www.patreon.com/Prolotario1/posts/positioning-for-165258301

https://dinarchronicles.com/2026/07/30/prolotario-iraqs-currency-reset-as-the-gateway/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Stephen  The Iraqi citizens have been hoarding Iraqi dinar for the last 23 years...They don't trust the digital banking system because it's been lacking in Iraq for many many years...Iraq's banking system has been so far behind.   But that has all been brought up to par.  We are entering a phase where it's time to start pulling in all of those old denominations  and all that cash from the Iraqi citizens so they could start going digital.  I'm speculating here but the easiest way to do that is to issue new denominations and give those new denominations higher value to incentivize the Iraqi citizens to come in and to suck in all those dinar notes, you know, wink wink, dinar revaluation.

JeffSaudi and the United States struck Iran foreign backed militias within Iraq.  To me that's probably the very last final piece to this from a security angle.  The Iran militias were outstanding so they're being dealt with.  They probably put a nice dent or removed them... There's still probably some remaining though.

Reset Intelligence  Mazhar Muhammad Salih, the Prime Minister's financial advisor, went on camera about the missing 250 and 500 dinar notes. Paper wears out, he said. He also pointed out that Iraq, unlike most countries, still uses paper for small change where the world uses coins. The currency overhaul Iraq's central bank has kept on file since 2011 puts coins at the small end of the new money, and the official who fronted that plan back then is the same advisor who sat in the studio this week. Coins only exist where the smallest unit of a currency is worth something.

SILVER UNOBTANIUM! No More Paper Trading In China - The End of the Comex Monopoly | Mario Innecco

The Silver Market:  7-30-2026

China just posted its highest monthly gold imports in over two years — and the real story goes way beyond the headlines.

 In this video, we break down why China is simultaneously the world's largest gold PRODUCER and the largest gold IMPORTER, why some researchers believe Beijing's true gold reserves are far higher than the official 2,346 tonnes it reports, and why this fits into a much bigger 50-year resource strategy most of the West isn't paying attention to.

We cover:

✅ China's record 173-tonne gold import surge in June 2026

✅ Why China dominates production AND imports of gold, copper, rare earths, and more

✅ What's really happening with Shanghai Gold Exchange retail rule changes

✅ How the Strait of Hormuz tensions are cracking the petrodollar further

✅ Why the Fed's balance sheet is quietly expanding again

We share interviews from experts like Rick Rule, Peter Schiff, Mike Maloney, Lynette Zang, and many others. Stay up-to-date with the world of finance and make informed decisions with our expert insights.

https://www.youtube.com/watch?v=442vYOR36ys

Rob Cunningham: The $7+ Trillion Fidelity Forecast

Rob Cunningham: The $7+ Trillion Fidelity Forecast

7-20-2026

The $7+ Trillion Fidelity Forecast

The most useful way to categorize blockchain networks is by the primary economic function they perform in a programmable financial system. Most mature blockchains can serve multiple roles, but each tends to have a dominant comparative advantage.

The Four Buckets

Liquidity

Purpose: Move value where it is needed with minimal friction.

Representative Networks:

XRP
XLM

Characteristics:

Bridge currencies
Foreign exchange
Cross-border liquidity
Capital efficiency
Continuous markets

Collateral

Purpose: Secure obligations with verifiable, high-quality assets.

Representative Networks:

Hedera (HBAR)
Canton Network

Characteristics:

Tokenized Treasuries
Repo markets
Institutional collateral mobility
Margin optimization
Real-world assets

Settlement

Purpose: Provide legally recognizable finality of ownership.

Representative Networks:

XRP Ledger
Stellar

Characteristics:

Atomic settlement
Final ledger state
Transfer of title
Instant reconciliation
Payment completion

Data

Purpose: Deliver trusted information between systems.

Representative Networks:

Chainlink
Quant

Characteristics:

Oracle services
Cross-chain messaging
Identity
Compliance
Market data
Smart contract inputs

Overall Synthesis

If Fidelity’s framework evolves as envisioned, these networks appear complementary rather than mutually exclusive:

Liquidity: XRP (with XLM also serving liquidity in some contexts)
Collateral: HBAR and Canton
Settlement: XRPL and Stellar
Data & Connectivity: Chainlink and Quant

A useful mental model is to compare the new monetary system to a modern economy:

Liquidity is what keeps capital circulating.

Collateral is the balance sheet that enables credit and confidence.

Settlement is the legal transfer of ownership that closes transactions.

Data is the nervous system coordinating information, compliance, identity, and communication.

Ranking by Importance

If one category disappeared, which would most disrupt the system?

Without liquidity, markets seize up even if ledgers continue to function. Settlement is the mechanism that legally transfers ownership. Data enables automation, while collateral supports credit and risk management.

Liquidity is exceptionally difficult to bootstrap because it depends on network effects, institutional trust, regulatory approvals, and sustained market participation.

Every asset exchange ultimately depends on available liquidity.

Liquidity for the win!

Source(s):
• https://x.com/KuwlShow/status/2082596373393002673

https://dinarchronicles.com/2026/07/30/rob-cunningham-the-7-trillion-fidelity-forecast/

Coffee with MarkZ, joined by Mr. Cottrell. 07/30/2026

Coffee with MarkZ, joined by Mr. Cottrell. 07/30/2026

MarkZ Disclaimer: Please consider everything on this call as my opinion. Be sure to consult a professional for any financial decisions

MZ:  The Codeman and Dr. Scott trade places this week. We hit the latest news and then spend time with the original code man. StaciesZ talks health after the news.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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THANK YOU FOR JOINING.  HAVE A BLESSED DAY.  SEE YOU IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!   FOR UPDATES ON MARK’S PODCAST GO TO: https://t.me/+b3hYhYlhKM1hYzcx

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