The Reset is Necessary to Correct the Accounting Imbalance

The Reset is Necessary to Correct the Accounting Imbalance

By Rinus Verhagen

The current value of 1 XLM is €67.28 silver and 1 XRP is €226.08 gold each.

Fiat money Scam without real value is overvalued by 8073% to represent the true value of XLM and XRP needed to enable trade between countries and people.

Conclusion that XRP and XLM still have a lot of room to increase in value.

AI overview:

• 100 billion XRP have been created, maximum supply: 100 billion XRP.

• Circulating supply: Approximately 60 billion XRP.

• Not in circulation: Approximately 40 billion XRP, managed by Ripple and released from escrow.

AI overview: It is estimated that more than 200,000 tons (approximately 200 billion kilograms) of gold have been mined in history to date. Most of this has been used in jewelry, but a significant portion is also present in investments, central bank reserves, and industrial applications. Estimates of gold reserves yet to be mined vary, but are around 54,000 tons. The total value of all gold in the world is estimated at approximately €12.5 trillion (or 12,500 billion euros), although this amount fluctuates with the price of gold.

The value is based on an estimated total amount of approximately 200,000 tons of gold mined and yet to be mined. The value is based on an estimated total amount of approximately 200,000 tons of mined and yet-to-be-mined gold.

• Estimated quantity: It is estimated that approximately 200,000 tons of gold have been mined worldwide, with another 50,000 tons in reserves underground.

• Total value: At an estimated price of €50,000 per kilogram (or €50,000,000 per ton), the total value of all the gold on Earth would be approximately €10 trillion.

Reports Goldbase. Others estimate its value at around $12.5 trillion (approximately €11.5 trillion at the current exchange rate).

Fluctuating price: The value of gold changes constantly due to economic, political, and market-related factors.

Current price: At present, the price of gold is approximately €113,040 per kilogram. However, this can change rapidly.

€113,040 x 200,000,000 = The written number is 22,608,000,000,000 / 100 billion = the fair value of XRP = 226.08 per XRP.

AI overview: Approximately 1.74 million tons of silver have been mined, most of which is found in mines, mainly in Mexico, China, Peru, and Russia. The total amount of silver that can still be mined is estimated at more than 580,000 tons.

Current price: The price per kilogram of silver fluctuates constantly, but is around €1,400-€1,450 per kilogram. The price per gram is therefore approximately €1.40-€1.45.

Market fluctuations: The price of silver is volatile and is influenced by the economy, supply and demand, and geopolitical events.

Comparison: Silver is often compared to gold. Historically, silver has been significantly cheaper than gold, platinum, and palladium.

Total value: Because the price of silver changes daily, it is not possible to give an exact total value of all the silver in the world.

AI overview: There are approximately 32.2 billion XLM coins in circulation, which is the active number of tradable tokens. The maximum supply, the total number that will ever be created, is 50 billion XLM coins.

1.74 million tons of silver is 1,740,000,000 kilograms + 580,000,000 = 2,320,000,000 kilograms multiplied by the current silver price of €1,450 per kilogram = €3,364,000,000,000 / 50,000,000,000 XLM

This would mean that 1 XLM could be worth €67.28 or more if no silver has been lost through industrial use.

To cover the current money supply in the world, there is a total of €3,364,000,000,000 + €11,500,000,000,000 = €14,864,000,000,000 available in silver and gold.

AI overview: how much money is there in the world?

The amount of money in the world is difficult to quantify, but recent estimates vary depending on the definition of ‘money’

The M2 money supply (cash, checking accounts, savings accounts, and money markets) is over $90 trillion, while the M0 money supply (physical cash only) is approximately $8 trillion. The total global money supply, including all assets, can reach $1.2 Biljard.

Overview of money supply:

• M0 (cash): Approximately $8 trillion (the sum of all banknotes and coins worldwide).

• M1 (cash + checking accounts): Approximately $50 trillion.

• M2 (including savings and money markets): Over $90 trillion.

• M3 (total, including all assets): Approximately $1.2 quadrillion. This also includes derivatives, cryptocurrencies, and all other financial assets, which greatly increases the total amount of money.

• $1.2 quadrillion is $1,200,000,000,000,000, which corresponds to 1,200 Trillion or 1.2 trillion.

The number  1.2 quadrillion is correctly written as 1,200,000,000,000,000, which is one million two hundred thousand billion, or twelve hundred trillion. Million: 1,000,000 (6 zeros)

• Billion: 1,000,000,000 (9 zeros)

• Trillion: 1,000,000,000,000 (12 zeros)

• Quadrillion: 1,000,000,000,000,000 (15 zeros) 

Fiat money is therefore clearly overvalued by 80.73 times the average value of gold and silver.

The value of XRP and XLM will therefore have to increase by a factor of 80.73, or the money will have to devalue by a factor of 80.73 to cover the current value of 1 XLM at €67.28 and 1 XRP at €226.08 each.

https://dinarchronicles.com/2025/11/25/rinus-verhagen-the-reset-is-necessary-to-correct-the-accounting-imbalance/

News, Rumors and Opinions Tuesday 11-25-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Tues. 25 Nov. 2025

Compiled Tues. 25 Nov. 2025 12:01 am EST by Judy Byington

Global Financial System:

Mon. 24 Nov. 2025 The Quiet Transition to the new Global Financial System …CQFS on Telegram

Governments aren’t going to “announce” CQFS. They’re going to upgrade into it – piece by piece, quietly, methodically.

You won’t see breaking news. You’ll see bank maintenance updates. You’ll see “scheduled improvements to cross-border payment systems.” You’ll see “compliance modernization to ISO 20022 standards.”

Behind that language? A total rebuild of how value moves – from manual reconciliation to verified transparency.

The Integration Process: Here’s how the connection is forming in real time:

ISO 20022 Migration: Governments and central banks are already standardizing messaging formats – the same structure CQFS uses.

Liquidity Access: State institutions begin tapping into decentralized liquidity pools to settle faster and cheaper.

Blockchain Record-Keeping: Slowly, internal ledgers are being mirrored on distributed systems – public, immutable, auditable.

No fanfare. No “launch date.” Just quiet upgrades that change everything beneath the surface.

The Hidden Signal: By the time the public hears about it, it’ll already be running. Just like the internet existed long before anyone called it “the internet.” You’ll wake up one day and realize that the systems already in place – the payments, the data formats, the verifications – all speak the CQFS language.

Why This Matters: The ones who understand this before it’s official – the early interpreters of this silent shift -will be the ones ready to build, teach, and lead when the rest of the world is still “waiting for the announcement.” By the time the headlines catch up, the foundation will already be owned by those who saw it forming.

~~~~~~~~~~~

Global Currency Reset: (RUMORS)

On Sun. 23 Nov. 2025 the Global Currency Revaluation (allegedly) launched in full.

On Tues. 25 Nov. 2025 Tier4b (Us, the Internet Group who purchased Zim and foreign currencies) will be (allegedly) notified to set exchange appointments, which begin Wed. 26 Nov. 2025.

The Iraqi Dinar appeared (allegedly) on Forex screens at $3.40–$15.20, ZIM at 1:1, and VND locked to BRICS gold.

The Quantum Financial System is (allegedly) live, processing trillions in seized Cabal wealth: $150 trillion now flowing into humanitarian and personal accounts.

NESARA/GESARA (allegedly) activated November 20—complete debt jubilee for mortgages, credit cards, student loans, and medical debt across 209 nations by February 1, 2026. This is the greatest wealth transfer in history, ordained from above.

$2,000 direct deposits(allegedly)  hit every American account this week via tariff dividends. Full payouts cascade through December 1.

The new gold-backed USN will be (allegedly) announced by President Trump on Thanksgiving Day. GESARA’s 1:1 parity mandate takes effect December 10. The fiat beast is slain.

Rejoice, for the Lord has remembered His people. What was stolen is restored sevenfold. Walk in faith, steward wisely, give generously. The Kingdom of abundance is at hand.

Mon. 24 Nov. 2025 Adam Stephens: Soon you will be hearing some very good news coming from Zurich and Reno. This is beginning to be real now. The notifications for the 4B will coming any day now. A lot of Bondholders are(allegedly)  receiving their notifications.

Sat. 22 Nov. 2025: REALPEOPLEREALNEWS: Wolvie says that bondholders are receiving Tier 4B notifications. Medbeds are ready to go all over the country (Australia)

Sun. 23 Nov. 2025: THE FED’S FINAL GAMBIT: All Eyes on Powell – The Most Explosive Economic Week Since the Pandemic – amg-news.com – American Media Group

Sun. 23 Nov. 2025: US DEBT CLOCK EXPOSED: The Fed Scam, the Sovereign Solution & the 50-State Banking Revolution – amg-news.com – American Media Group

Sun. 23 Nov. 2025: INTEL REPORT: TIER 1–5 STRUCTURE EXPOSED – THE INVISIBLE ENGINE BEHIND THE GLOBAL CURRENCY RESET (GCR 2025) – amg-news.com – American Media Group

Read full post here:  https://dinarchronicles.com/2025/11/25/restored-republic-via-a-gcr-update-as-of-november-25-2025/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   [Iraq boots-on-the-ground report]  FIREFLY:The Central Bank of Iraq noted they are not changing the current exchange rate just yet...But Prime Minister did confirm the new currency mechanism is coming out on December 1st.  They're planning a shift to strengthen the currency.  The update today, the currency rate stays the same but change is on the horizon for next month.  FRANK:  Allow Sudani to tell you the truth about the monetary reform and allow Alaq to defend the new exchange rate by denying it for now.

Jeff    They did tell us [In the Newsweek cover story] that these elections for this year of 2025 are the most important elections Iraq has ever had or held since the year of 2003 when the war started.  Why are the 2025 elections the most important ones since the whole war started in 2003?  Because it's these elections that remove the political corruption.  It's these elections that get them back on the international world stage.  It's these elections that usher in and introduce the rate change, that's why.

Sandy Ingram  The CBI announced it's Investment Department will now take a more active role in protecting the value of the Iraq dinar...For the first time instead of that hundred billion US dollars just sitting in the Federal Reserve Bank, Iraq is going to invest its reserves...This sounds like a good thing as long as the investments are safe...The central bank is serious about using the financial tools and large reserves to avoid currency shocks and strengthen the economic stability...The CBI is taking a more hands-on approach to protecting the dinar and keep Iraq's economy on a steady path.  This is good news and this is big news.

****************

Japan Just Triggered Biggest Unwind in Financial History - THIS Changes Everything: Peter Grandich

Daniela Cambone:  11-24-2025

"The invisible bid that's been propping up the entire developed world for a generation is vanishing in real time," warns financial strategist Peter Grandich of Peter Grandich & Company.

In today's interview with Daniela Cambone, he details how Japan's seismic shift away from its three-decade-long role as the world's "money printer" is set to send shockwaves through the global economy.

Grandich breaks down the explosion of the "greatest carry trade in financial history," explaining how for 30 years, Japan's zero-interest policy artificially suppressed borrowing costs worldwide, fueling everything from cheap mortgages to sky-high stock multiples.

 "That single number just ended it," he states, revealing how the end of Japan's endless money printing is already impacting U.S. Treasury markets.

https://www.youtube.com/watch?v=eXmBuPXKNjU&t=38s

Tuesday Coffee with MarkZ. 11/25/2025

Tuesday Coffee with MarkZ. 11/25/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good morning Mark, mods and all

Member: What are you hearing today Mark?

MZ: We are hearing some very interesting things today …lots of rumors

MZ: A number of folks are reporting bond meetings throughout the week….this week in Asia.  They got updates yesterday. The contact who had meetings last week said it went great…but will not tell me anything else.

Member: So is it possible we could see the RV this week?

MZ: I believe its still a huge possibility

Member: Bank Update:  Great meeting learned about the process, no fees when we convert our currencies. We will have cash that day & “proof of funds” letter immediately

Member: No Bank Exchange Fees & Hopefully No Federal Taxes, Let It Happen

Member: Taxes - Didn’t come up …. The big moment for me was when she agreed that the Dinar is NOT a scam and they are anticipating a revaluation- couldn’t give me the timing though

MZ: Yes they are expecting it to revalue….and no-they don’t know when. We know its not a scam because Warren Buffet bought it…and many treasuries and central banks hold Iraqs currency. It makes no sense when people tell you it’s a “scam”

MZ: I love it when banks tell us they are training and its coming…..they just don’t know the timing.

Member: Yesterday went to a Chase ….they had no counter just an atm and lots of cubicles. That many people doing personal business or is it for something else?

MZ: That’s the question……..

Member: Some Time Back, I Downloaded A US State Department Document From Mark's Website. It States No Taxation On IQD For USD. I'm Taking It With Me

Member: Section 6-There are no taxes or subsidies on purchases or sales of foreign exchange.    https://www.state.gov/reports/2022-investment-climate-statements/iraq/

Member: Frank26 was excited last night about CBI announcing they’d change the value of the Dinar in December

MZ: There are a couple things on that front that are coming in December out of Iraq….that is proabably why they are excited. We are seeing real things in their real news that can greatly affect us.

Member: MilitiaMan  on his latest podcast,  read an official document from the Iraqi government outlining their strategy on revaluing their currency

Member: I'm really surprised Iraq is doing all this talking and giving dates when this is supposed to be hush hush....

MZ: I think there are about 30 articles about this…” The new Central mechanism angered speculators-Experts reveal the secrets behind the dollars jump”   The dollar has gained on the dinar in the markets the last few days. This is positive for us and it starts on Dec. 1st.

MZ: “the decline of the dinar in the parallel market is linked to the implementation of a new mechanism under which no bank will be allowed to carry out any bank transfers starting on Dec. 1st unless customs and duties are calculated in advance. “

MZ: In other words they go from dealing “under the table” with back room deals in cash to real transfers with real transparency. This is going to be phenomenal for the Iraqi government. It is telling us this will start on Dec. 1.

MZ: Most of my sources are looking for it between Dec 2 to Jan 2nd

Member: December 1st IQD mechanism was announced on Shafaq News... rather to the imminent Implementation of the pre-calculation mechanism for customs which is a long- awaited step. Starting from 12/1/2025

Member:  There was another  article that said Iraq banks says not necessary to increase rate?

Member: Sounds like what Kuwait said just before they RV’d???

MZ: “ Al Sudani affirms the governments keenness to develop relations with the united Nations”  Part of what they are discussing was about termination of the UNAMI mission. The United Nations mission since the gulf war. It is coming to its final conclusion. We were always told the US would leave when they got paid…..and they are leaving. They are discussing the final pieces of that.

Member: I think that Thanksgiving would be the perfect day to get our 800 numbers.

Member: Banks closed for 4 days this weekend

Member: Any day we get the 800 numbers to exchange is going to be my new favorite holiday from then on.

Member: I think we am seeing a light at the end of a tunnel!

Member: Those that endure to the end will inherit the promise of God, Hold on, it is coming !!!!

Member: Mark, this Thanksgiving week, I am thankful that you continue to show up for us. We appreciate you!

MZ: I am planning a short podcast Thanksgiving morning fust to socialize with friends who may be alone this thanksgiving. If there is any news I will tell it….but it will mostly be just socializing.

Ron the Inventor joins the stream today. Please listen to the replay for his information

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=V8yzzZjAn_A

News, Rumors and Opinions Monday 11-24-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

Restored Republic via a GCR: Update as of Mon. 24 Nov. 2025

Compiled Mon. 24 Nov. 2025 12:01 am EST by Judy Byington

Summary:

At the heart of Byington’s November 24, 2025 dispatch is the arrival of the Quantum Financial System (QFS) and the Global Currency Reset (GCR) / Revaluation (RV).

The report asserts that Sun. 23 Nov. 2025 marked the execution of all NESARA/GESARA signature blocks, locking in the RV/GCR. This new system, we’re told, is gold-backed and operates at an astonishing 1.23 quintillion per second, far beyond the reach of traditional fiat currencies.

A “prophesied three-day global blackout” is mentioned as an impending “sacred pause for reflection” before the QFS fully overrides all existing financial grids. The implications are enormous: a complete shift from centralized banking to a decentralized, transparent, and asset-backed system, promising to “erase debt slavery” and redistribute wealth to “awakened patriots.”

Beyond the grand financial architecture, Byington’s report details the immediate and severe consequences for the “Deepstate” and existing financial institutions.

With the QFS now (allegedly) active and ISO-20022 gold-backed tokens flowing, every “Deepstate slush-fund account on the planet just went negative.” This dramatic shift is depicted with extreme imagery, noting that “Bankers in Zurich and Singapore are (allegedly) committing suicide on live CCTV as we speak.”

The report further warns that banks(allegedly)  refusing the gold-backed reset have a mere 72 hours before their SWIFT codes are “permanently zeroed out by Space Force,” indicating a powerful, military-backed enforcement of this new financial reality.

 The expiration of SWIFT on Sat. 22 Nov. 2025, and its subsequent exposure of “backdoors” in QFS integration, signals the complete collapse of the legacy banking system.

The report lays out an incredibly precise and rapid timeline of events from mid-November 2025 through early 2026. On Nov. 20, 2025, the QFS synchronization was said to be complete, locking “unbreakable gold-backed ledgers across 209 nations” and severing central bank dominance.

The RV/GCR (allegedly) launched on Nov. 22, seeing the Iraqi Dinar(allegedly)  revalued and the ZIM (allegedly) achieving 1:1 parity under the BRICS gold standard.

 Critical developments like “Project Redemption” on Thurs. 4 Dec. 2025, involving QFS wallets and 7-second biometric ID scans, and the finalization of a BRICS unified gold currency on Wed. 10 Dec. 2025, are highlighted. By Jan. 2026, the Quantum Reset is projected to override all legacy systems, cementing gold as the “eternal truth standard.”

Perhaps the most striking element of this vision is the promise of widespread debt forgiveness and wealth redistribution.

The report announces NESARA/GESARA decrees activating “nationwide debt forgiveness at midnight” on Nov. 22, 2025, nullifying mortgages, loans, credit burdens, and “IRS enslavements.”

This “global jubilee” is framed as dismantling the “Federal Reserve’s Rothschild grip” and reclaiming “quadrillions in stolen gold and offshore assets.” Prosperity packages exceeding $150 trillion are slated to initiate QFS deposits in November 2025, with Tier 4B notifications(allegedly)  deploying on Tues. 25 Nov. 2025, unlocking humanitarian funds and military-secured redemption centers.

The report even references a “Trump’s $2,000 Stimulus Check to every American,” stating, “Dividend Will Be Paid.”

Byington’s narrative culminates in a vision of a Restored Republic, re-inhabited since July 23, 2024, sovereign and debt-free.

This “greatest wealth transfer in history” is secured by “Military guardians” ensuring every patriot receives their “sovereign funds without delay.” The imagery is infused with spiritual undertones, describing “divine orchestration” and “heavenly mercy,” fulfilling “ancient prophecies of wealth transfer from the wicked to the faithful stewards of God’s bounty.”

Whether one views this elaborate narrative as prophetic insight or a compelling work of speculative fiction, it undeniably presents a bold vision of a world utterly transformed.

 Judy Byington’s report from November 2025 certainly offers a dramatic and highly detailed blueprint for a monumental shift, promising an end to financial entitlement and the dawn of an era of transparency, equity, and abundance for humanity.

~~~~~~~~~~~~~~

Global Financial System:

Sat. 22 Nov. 2025 Bank Announcement: The coexistence of ISO 20022 has been successfully launched on the Swift network. …Goldilocks www.swift.com

Fri. 21 Nov. 2025 Trump’s $2,000 Stimulus Check to every American: BREAKING at 2AM: $2,000 Stimulus Check — Trump Says ‘Dividend Will Be Paid’

Read full post here:  https://dinarchronicles.com/2025/11/24/restored-republic-via-a-gcr-update-as-of-november-24-2025/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   [The Iraqi dinar] is going to reach what's called the real effective exchange rate.  It's going to reach in a float in an international basket.  Iraq will not be pegged with the dollar but they will be paired to it with other currencies...This is the next step...I don't know how much more time we have to wait but I'm confident there is an end to this waiting period very soon...The more we learn about the basket and the float the better for us because that is the end.

Militia Man    October 31 press conference:  Foreign reserves cover 18 months of imports.  Do you realize how big that is?  That's not normal for countries.  That's far over average...'We have plenty of dollar and the banks are ready to the world.'  That's what Alaq is saying...Dr. Saleh: Gold is up 55%, inflation is down 76%, reserves cover everything.  Their inflation is down to 0.8%.  That's perfect.  That's IMF requirements.  That's a tell sign to the BIS.  It's a tell sign to the WTO.  Those are all tell signs that they're doing the right things.

Jeff   That Newsweek magazine about 'Make Iraq Great Again', was Iraq announcing on a world stage how they're about to go international.  That was an international announcement by the country of Iraq in Newsweek magazine how they're about to...jump back into the international world...It's important for you to understand what's in this edition of this  magazine ...Iraq got back on the world stage to announce all the hurdles and challenges they had to go through to achieve stability...This is Iraq's formal announcement on the world stage of Newsweek.  They're announcing they're going international and very close to doing it...

************

Trump Is Following What Andrew Jackson Did With The Debt Back In 1835

X22 Report:  11-24-2025

Trump is using the same tactics that Andrew Jackson used to pay of the debt and remove the [CB] from the US, Trump will be using stablecoins.

https://www.youtube.com/watch?v=9PhMkXqp-cI

Monday Coffee with MarkZ. 11/24/2025

Monday Coffee with MarkZ. 11/24/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Monday Morning…..Hope everyone had a good weekend

Member: We have a 4 day weekend coming up…..rv possibility?

Member: It is hard not to be discouraged some days. Hope you have some good news Mark.

MZ: No real bond news yet this morning…..From the banking side I am expecting a number of updates. This past weekend the world just embraced ISO 20220. I am expecting a lot of banking updates today as we see how the banking world goes. I am very excited about the potential this brings us.

Member: As usual all the banks will probably get an extension on ISO 20022!!!! Nothing ever seems to have solid deadlines.

Member: Let us all hope that this deadline will not be overturned …again

MZ: I do not think banks will get an extension on Iso20220. I consider this week to be very crucial. I think we will learn a lot in the upcoming days.

Member: Things sure sound good from Iraq!

Member: Al-Sudani is on the cover of Newsweek (11/21/2025) with the heading, “Prime Minister Mohammed Shia al-Sudani is putting Iraq back in the spotlight.” Come on RV!

Member: Iraq’s latest purchase raises its total gold holdings to 170 tons? Hope its enough to gold back the dinar.

MZ: “Sudan, Zimbabwe and Burundi are among the African Nations facing significant decline in purchasing in 2025 due to high inflation” Zimbabwe has about 30% inflation. When you see these levels of inflation it is forcing us to an “asset backed” system where you won’t have inflation. .

Member: I wish I understood how they “delete the zeros”

Member: Mark has explained it a thousand times….lol

Member: I think too many people think cutting the zero's means a 25,000 dinar becomes 25.00. The zero's comes off of the rate!

Member: Deleting 3 zeros: The value of the Iraqi Dinar will increase SO much that a 25k Dinar will go from $2.50 USD TO $25,000. So they will HAVE to have smaller notes.

Member: Militia described like this in the past: Militia Man  If you do the math on it, if you drop the three zeros from the exchange rate of the nominal value of the currency.  If the exchange rate is $1 divided by 1310 gets you .0007643 or real close, which is far less than a penny.  If you drop the three zeros off the exchange rate you've done a big service.  You've created value to that currency because if you drop three zeros from the exchange rate that is .76 ...They can then add the Real Effective Exchange Rate based off the non-oil revenue streams...

MZ: Everyone in “the know “ in Iraq has talked about it. They will lift the purchasing power by raising the value of their currency. Then they will distribute lower denomination notes. Be sure to listen to the video by Dr. Shabibi as he explains it in full.

Dr Shabibi answering questions https://www.youtube.com/watch?v=ol8wve53-ME

Member: I think Iraq might go alone? I think they could just go first with the VND?  Just hope its soon.

Member: Some ppl are saying RV in March. I'm praying we do not have to wait that long.

Member: And others say it will happen next weekend or Dec 1st…..noone knows the exact date…Its all speculation until it happens.

Member: Banks shut down for Thanksgiving and Banks shut down for Christmas holiday

Member: let's pray that we all be blessed for this week.

Member: Hope everyone has safe travels and a wonderful Thanksgiving week……God Bless.

The Mushroom Ladies join the stream today. Please listen to the replay for their information

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:   https://www.youtube.com/watch?v=H0fyQmMRFs4

News, Rumors and Opinions Sunday 11-23-2025

KTFA:

Henig:  IMO: Uhhhhh... You... Uhhhh... You guys KNOW you can fix this, right? In fact, from previous articles, we know something's in the works. How long do you all wanna' play this game?

Iraq’s economy nearing breaking point, expert says

2025-11-22 00:39   Shafaq News – Baghdad

Iraq is heading toward a major economic shock, economist Manar Al-Obaidy warned on Saturday, citing decades of structural neglect and the government’s reliance on "short-term remedies."

In a post on Facebook, Al-Obaidy accused officials of promoting an “economic illusion” that Iraq can overcome its fiscal crisis without deep reform, even as essential services near collapse, water and food security deteriorate, and financial reserves shrink.

He cautioned that policymakers are likely to choose temporary fixes again, relying on increased cash issuance, more borrowing, or expanded consumption-driven spending instead of structural change.

The next government, he warned, faces a binary choice: either initiate painful restructuring — cutting operating costs, reforming subsidies, and rebalancing public spending — or delay once more and aggravate long-term damage.

“Reform will provoke public anger, but delaying it will make the eventual collapse far harsher,” he said, urging decision-makers to prioritize sustainability over short-term approval.

Iraq’s economy has long depended on oil for over 90 percent of state revenue, leaving the country highly exposed to price fluctuations, while a swollen public payroll, heavy subsidies, and minimal private-sector participation have drained resources without creating sustainable growth.

https://shafaq.com/en/Economy/.....xpert-says

************

Henig:  IMO: Frank says that Iraq almost always under-reports their gold acquisitions. With that being the case, did they really only purchase 6 tons of gold in Q3 2025?

Iraq purchases 6 tons of gold in Q3 2025

2025-11-22 05:55  Shafaq News – Baghdad

 Iraq added six tons of gold to its reserves in the third quarter of this year, the World Gold Council reported on Saturday.

The council said global central banks drove gold demand during the quarter after a slowdown in the first half of the year, bringing net purchases to about 220 tons. Despite a nearly 50% surge in gold prices since January and new all-time highs, the report noted that central banks continue to accumulate the metal as a strategic reserve asset.

Iraq’s latest purchase raises its total gold holdings to 170 tons.

Kazakhstan was the largest buyer in the third quarter, adding 18 tons to reach 324 tons in reserves. Brazil followed with a 15-ton purchase in September, lifting its total to 145 tons.

Turkiye increased its official reserves by seven tons, bringing its holdings to 641 tons, while China’s central bank added five tons, the Czech National Bank five tons, and Ghana four tons.

Only two countries reported reductions: Uzbekistan, which cut three tons, and Qatar, which reduced its reserves by one ton.

https://shafaq.com/en/Economy/.....in-Q3-2025

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   Question:  "When Iraqi citizens get their purchasing power...would the rest of the world who holds dinar also be able to exchange at the new rate?"  The moment the CBI releases it, boom, the world gets it.  It'll go straight to Forex, every bank, every exchange center, everybody will receive it instantly.

Mnt Goat   If all goes well with the swap out of the notes in Iraq, and inflation remains low in Iraq, we can expect the next stage of the plan to include the reinstatement back to FOREX sometime in January... There is just too much adding up that this may actually be our timeframe.  

Militia Man   Everything they're doing is controlled...and I'm glad to see it because I want success.  I want you to be successful.  I want all of us to be successful...This Newsweek article is a green light. Quote:  "Iraq is stable, growing and ready and the world should pay attention."  Exactly.  100%...We all had patients.  Some for a couple years, some just happen to be here today.  Many of us have been here for 15, 20 years...I knew what I owned so I stuck with it.  I believe the country is going to be what it's showing to be.  It's filthy rich...$16 trillion worth of natural resources has my attention.  It's unbelievable and that's why I'm here.

Huge Gold News Coming from the Fed! If You own Gold, Watch This Now- Rafi Farber

The Metal Mindset:  11-22-2025

A strange kind of tension is running through the markets right now, the sort that makes everything twitchy even when nothing obvious has happened.

That’s the backdrop Rafi Farber is talking about. In his view, the dollar is sitting at a fork in the road, and the Fed hasn’t committed to either branch.

As long as policymakers avoid that choice, the entire system trades like it’s over-caffeinated. Gold can jump a hundred dollars and cough it back the next day.

 Miners dive because Nvidia has a bad session. Bitcoin leverage unwinds and drags unrelated sectors with it. Margin connects everything, and debt amplifies every small move.

What this really means is that volatility is the default until the Fed decides whether it’s going to suppress deflation with liquidity or tolerate higher inflation to keep the gears turning.

 Farber’s take is that the outcome is already locked in. The Fed will print. It always does at the edge of a deflationary cliff.

But until the moment they stop hesitating, markets will keep whipping around in tight, manic loops. From there he pushes into a deeper point.

The dollar price of gold isn’t the key metric. The real issue is when people simply won’t accept dollars for their gold anymore. That’s the failure mode he’s outlining: a currency that loses credibility faster than wages can adjust, where debts stop meaning anything and the system jams.

In that environment, dollar-denominated prices don’t just rise; they detach from reality. People fall back on whatever actually holds value and can circulate without depending on trust in a central authority.

https://www.youtube.com/watch?v=RXPQwudiMo8

Ariel: Iraq Moving Things Under the Table

Ariel: Iraq Moving Things Under the Table

11-21-2025

SO-20022 & And The Shadow Department (Iraq Moving Things Under The Table) The Sleight Of Hand

Here’s the part that should make your palms sweat: the department now has internal “Red Line” protocols that allow them to mobilize 35% of the entire reserve stack without Treasury Ministry sign-off.

 That rule was written in Q4 2025 and sits in a classified annex that fewer than a dozen people have ever seen.

It means the CBI can counter any speculative attack before politicians even wake up and start arguing. While the Parliament bickers about budgets, these technicians can be buying or selling billions in the blink of an eye.

This is the hidden hand that guarantees the coming rate change will not wobble, will not retrace, will not give the sharks a second bite.

Tie this to Saturday(22 November 2025) and the picture gets even sharper. When SWIFT flips the switch and kills legacy MT messages forever, Iraq’s ISO 20022 pipes are already live, tested, and humming.

The Investment Department’s portfolio yields are now visible in real time to every major liquidity provider on earth. JPMorgan, Citi, HSBC; they can see the reserves, they can see the gold, they can see the daily oil receipts flowing in structured, unbreakable data streams. That visibility is the final green light for deliverable forward contracts on the IQD.

The department didn’t just prepare the money; they prepared the proof that the money is real and ready.

Mark January 2026 on your calendar in red. That’s when the WTO Working Party convenes and the Investment Department’s pristine balance sheet becomes the single most persuasive document in the room. They won’t need to beg for membership; they’ll simply open the books and let the numbers do the talking.

Fourteen-plus months of import cover, zero currency mismatch, yields beating inflation in every major bloc; this is the resume of a nation that has already graduated from emerging-market kindergarten.

The department has engineered a reserve position so strong that WTO accession is less a negotiation and more a coronation.

Read Full Article:  https://www.patreon.com/posts/iso-20022-and-of-144121497

https://dinarchronicles.com/2025/11/21/ariel-prolotario1-iraq-moving-things-under-the-table/

************

What You Need To Look For (Excerpt)

Preview: What I’m about to lay out for you has never been packaged this way in public, because the Central Bank of Iraq doesn’t want the street or the speculators to fully grasp how locked-and-loaded they truly are.

The Investment Department inside the CBI is no longer some sleepy bureaucratic corner pushing paper and clipping coupons on U.S. Treasuries. It has quietly morphed into the single most lethal monetary weapon Iraq possesses.

 While everyone obsesses over the daily auction and the parallel rate, this department has been stacking ammunition in complete silence. Over $110 billion in foreign reserves, 152 tons of physical gold, and a portfolio so clean it makes the Swiss blush.

 This is the war chest that guarantees any new exchange rate will not just be announced; it will be defended to the death.

Step into the vault with me for a second. Forty-two percent of those reserves sit in short-duration U.S. T-Bills that can be liquidated in hours, twenty-eight percent in German Bunds, and another eighteen percent parked at the Bank for International Settlements itself.

That’s not diversification for diversification’s sake; that’s deliberate engineering so Iraq can dump $38–40 billion into the forex market literally overnight without asking permission from anyone in Washington or Baghdad.

The Investment Department has pre-positioned everything so the second the Governor gives the nod, liquidity floods the market like water out of a broken dam. They’ve stress-tested this monster down to a $55 oil scenario and it still holds for three full years.

That’s not confidence; that’s arrogance born of perfect preparation.

Source(s):  https://x.com/Prolotario1/status/1992025563104522367

https://dinarchronicles.com/2025/11/21/ariel-prolotario1-what-you-need-to-look-for/

News, Rumors and Opinions Saturday 11-22-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

Restored Republic via a GCR: Update as of Fri. 21 Nov. 2025

Compiled Fri. 21 Nov. 2025 12:01 am EST by Judy Byington

Judy Note: The Constitution is hanging by a thread, though the Great Reset that will save us is no longer just approaching, it is happening. Stay Alert. Every minute from now on matters:

The Warnings Were Out: Be Prepared; Big Event Coming; Imminent Worldwide Blackout; Systems were Fracturing; Central Banks Were Closing; Government Servers Were Entering Lockdown.

Then There Were Other Warnings Out: The World as You Knew it Was Fading; The World That Was Hidden is Emerging; Quantum Grid Was Taking Command; Starlink Frequencies Were Spiking Across Every Time Zone; Martial Law; Global Currency Reset; Freedom From Debt From the Cabal

Over 200 nations lock into QFS gold parity, rendering fiat systems obsolete and initiating unbreakable blockchain security.

Starlink frequencies spike as military oversight secures global grids against sabotage during the transition.

Humanitarian vaults expand with seized assets routing to verified accounts, erasing manufactured poverty forever.

Quantum Financial System activation accelerates as blackout protocols engage worldwide, severing Deepstate banking control by December 2025.

NESARA/GESARA enforcement triggers the largest wealth redistribution in history, reclaiming trillions from elite vaults for direct citizen credits starting mid-December 2025.

The Great Awakening surges as hidden technologies release, propelling humanity into an era of abundance and sovereignty.

~~~~~~~~~~~~~~

Global Currency Reset:

Judy Note: It is my personal opinion, and I could easily be wrong, that when we hear the EBS go off with the sound of Seven Trumpets, we can soon expect to receive several messages on our cell phones generated from the new Starlink Satellite System. One of those messages should contain information about how to gain a redemption center appointment. Those who don’t have foreign currency to exchange will use their appointment to set themselves up for banking, med bed treatment and voting using personal cell phones linked up to the Starlink Satellite System, while we with currency and bonds will do the same, plus be able to do our exchange.

The long-awaited Global Currency Reset and full activation of NESARA/GESARA now stand at the threshold of public manifestation. Multiple bonded sources confirm that Tier 1 and Tier 2 payouts have (allegedly) completed processing, with trillions in prosperity funds(allegedly)  unlocked and flowing securely through the Quantum Financial System.

Redemption centers worldwide are on highest alert, with notifications to exchange for Tier 4b (the Internet Group) expected by at least Tues. 25 Nov. if not before as in on Sat. 22 Nov. when the old SWIFT system officially expires.

On or about November 20, GESARA will (allegedly) begin enforcing universal debt forgiveness, wiping clean mortgages, credit cards, student loans, and medical debt for all citizens under the Restored Republic. Seized Cabal assets are already being redistributed into individual QFS accounts, preparing for the greatest wealth transfer in human history.

The Iraqi Dinar leads the revaluation wave, followed by Zim and the Vietnamese Dong under the new BRICS gold-backed structure.

By Thanksgiving, November 27, President Trump is(allegedly)  scheduled to formally announce the return to the gold standard and the full launch of our sovereign Restored Republic.

This is the promised Biblical jubilee—debts forgiven, captives freed, and abundance restored to God’s people.

Read full post here:  https://dinarchronicles.com/2025/11/21/restored-republic-via-a-gcr-update-as-of-november-21-2025/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26  [Iraq boots-on-the-ground report]  FIREFLY:  Sudani made an announcement saying Iraq is introducing a  new mechanism for their currency starting on December 1, 2025.  This involves some strategic shifts in the Iraqi dinar and he mentioned the Vietnamese dong is doing something similar...It's all about currency revaluation aligning with global economic players like the BRICS nations and boosting gold reserves and reducing reliance on the US dollar.  Your president Trump is affecting every country, every currency.  FRANK:  Well gooood morning Iraq!  Good for you, Sudani.  You grew a set, didn't you...   OMAR:  Sudani stopped short of declaring a formal revaluation date but he emphasized  the groundwork is fully in place for a "historic making financial transformation."

Mnt Goat   Article:  “AL-HASHEMI: THE FORMATION OF THE GOVERNMENT WILL NOT BE DELAYED MUCH LONGER… AND THE NEXT STAGE IS A TEST OF THE ECONOMIC REALITY.”  When the article refers to economic reality this statement is all telling. The momentum of the last fours years must not stop. These fours years must culminate in a reinstatement...

Bruce   [via Sue]  ...This came in...from, I'm just going to say, a premier banker...he said that the notifications are extremely imminent...he said, Saturday, Sunday, Monday, Tuesday...Basically, they were saying tier 4B notifications are coming very fast.  

************

Peter Schiff: The Bubble They Can’t Save This Time

VRIC Media:  11-21-2025

In this interview, Peter Schiff breaks down the growing stress inside the U.S. financial system. From repo market liquidity strains and an oversupply of Treasuries to the Federal Reserve being cornered.

Schiff explains why he believes the U.S. is edging toward a full-blown Treasury crisis. He also covers the surge in gold and silver, the collapse in Bitcoin relative to gold, and what these signals mean for investors as America approaches a critical breaking point.

https://www.youtube.com/watch?v=Uz5FV2WqtFk

Weekend Coffee with MarkZ. 11/22/2025

Weekend Coffee with MarkZ. 11/22/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Matt and Lucas with the CBD Guru’s take the first 45 minutes. Then Mark with the news

Member: Happy Saturday…..Welcome to the weekend

Member: November 22 is supposed to be a huge day…… and nothing happened yet. That we can see.

Member: Today the beginning of ISO 20022 ...WORLDWIDE

Member: . it would make sense to begin a New System at beginning of New Year. 01-01-2026 ... so we should Redeem a few weeks prior ...IMO

Member: I believe things will just slide in quietly, nothing announced. Business as usual and the changes just take place.

MZ: implementation of Iso20220 starts today…..and its rolling out all over the world. Should make for an interesting Monday.

Member: Japanese Softbank Mayoshi Son and the UAE Trillion dollar investments into the U.S. is going to move in the bond markets (xrp) to the currency markets --- Enter ISO 20022 codes launched today

MZ: They are not going to be able to avoid a “forced” reset -if they don’t pull the trigger soon.

Member: I am hearing a rumor that they want ReValue by Thanksgiving

Member: Would love that rumor to come true.

Member: Mark any bond updates please? Thank you.

MZ: its still been quiet from bond and banking contacts. Redemption contacts say they are not working today.

Member: This probably means we will all go at once in a “shotgun” start.

Member: We had Sudani coming out saying purchasing power in the 4th quarter it's not rocket science it's very close

MZ: And they are telling us…we just have to listen.

MZ: Don’t know how I missed this one: “Meet the Secret Operations Room that monitors the pulse of the Iraqi Economy and protects the dinar from fluctuations”  this should have you folks dancing for the week…for the month….for the year.

MZ: (Paraphrased quate: The Iraqi Dinar is still stuck in a “Restricted Market” and could only be traded in large quantities from the daily dollar auctions before adhering to the new standards (Which they have adhered to-Iso20220) which kicks into the world today….

MZ: today with the banks obliged to disclose their true ability to absorb shocks …In this context experts believe Iraq is nearing the end of their “forced stabilization” )In other words -pegged) When you end forced stabilization you go to a “managed” float and a “free market currency” .  in 2025. As this date approaches the technical requirements for monetary reform begin to be completed.

MZ:   Some believe Iraq will enter a new phase and  they expect a direct announcement of the appreciation of the dinar and paves the way for a more stable and transparent situation in the exchange market .

MZ: https://baghdadtoday.news/287495-.html  

MZ: Guys, they are telling us that we are about to see them fo from a managed (pegged or stuck) rate to a free floating rate. This is exactly what Kuwait did….and  within 24 hours their currency was worth exponentially more.

MZ: They have put together the infrastructure and now its time for markets to determine its value. They are ending the program rate in 2025. Are we paying attention! We are at the very end of 2025.

MZ: Maybe this is why all my Iraqi contacts are telling me to look between Dec 2., to Jan 2 right now…..some think its on Dec 1st and some think a little after…

MZ: Some think they could handle exchanging all the private groups between now and Jan 2nd…and then they announce it to the world…..we shall see………but we are really close.

Member: Woohoo

 Member: So the light at the end of the tunnel does exist!

Member: It may be rolling out different then we all expected.

MZ: I agree.

Member: Thank you Mark and Mods. Have a great weekend Everyone! Happy Birthday to those celebrating!

THANK YOU ALL FOR JOINING. HAVE A BLESSED WEEKEND! SEE YOU ALL MONDAY MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

https://rumble.com/user/theoriginalmarkz

Kick:  https://kick.com/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED WEEKEND! SEE YOU ALL MONDAY MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:   https://www.youtube.com/watch?v=4dJWT4xO8pk

Iso20220 Thoughts from Dave at XRP-Lion.

Iso20220 Thoughts from Dave at XRP-Lion.

 11-21-2025

BREAKING: ISO 20022 Shuts Off The Fiat System Forever.

The Truth About November 22, 2025: ISO 20022 Begins—and the Fiat System Reaches Its End

On November 22, 2025, the global financial system crossed a threshold it cannot return from.

This is the date when ISO 20022—the world’s new financial messaging standard—completes its migration across all major banking rails.

This isn’t speculation.

This isn't a theory.

This is a published, locked-in global transition date.

But what most people fail to understand is what ISO 20022 truly means for the legacy financial system.

It does not strengthen it.

It does not save it.

It does not provide stability.

ISO 20022 exposes it.

And that exposure is fatal.

 ~~~~~~~~~~~

1. What ISO 20022 Actually Does

 ISO 20022 is not a currency.

It is not a blockchain.

It is not a digital asset.

ISO 20022 is a messaging standard—a universal language that dictates how banks communicate payment information.

~~~~~~~~~~~

On 11/22/25, the following systems finalize their transition:

 SWIFT 

Federal Reserve payment systems

The European Central Bank

Bank of England

BRICS settlement networks

IMF rails

 All cross-border high-value payment systems

 For the first time in history, every major financial institution will speak the same transactional language.

~~~~~~~~~~~~~~

 This has two immediate consequences:

A)   Real-time transparency

 Every payment instruction, every field, every metadata tag is standardized.

 B) No place to hide

 Technical excuses disappear.

Legacy formatting disappears.

Opaque message structures disappear.

The entire monetary system becomes visible.

And visibility is the fiat system’s greatest weakness. 

~~~~~~~~~~

2. Tokenization Doesn’t Save Fiat—It Exposes the Illusion

 Many people think the solution for banks is “tokenized deposits.”

But tokenized deposits are simply the same fiat IOUs—digitized.

They remain:

 100% debt-backed

 0% gold-backed

 liabilities of the issuing bank

 dependent on a collapsing fiat system

 non-compliant with any hard-asset requirements

Digitizing a broken foundation does not repair the foundation.

 ~~~~~~~~~~~~~

ISO 20022 makes it even more obvious that fiat is:

unbacked

overleveraged

hyper-fractionalized

 dependent on endless debt creation

 This is why the old system cannot cross into the new one.

 3. ISO 20022 Makes Fractional Reserve Impossible to Hide

 Once standardized metadata exposes:

 rehypothecation

 synthetic collateral

 multi-layered leverage

 off-balance-sheet liquidity swapping

 internal settlement gaps

 derivative mismatches

 …the entire façade collapses.

 ~~~~~~~~~~~

Under MT103/202 legacy Rails, banks could hide.

Under ISO 20022, they cannot.

Every missing dollar becomes visible.

Every liability becomes trackable.

Every liquidity shortfall becomes undeniable.

It is the equivalent of turning all the lights on in a dark warehouse.

The fiat system is caught completely naked.

 ~~~~~~~~~~~~

4. Why This Matters in the Transition to the Quantum Financial System (QFS)

 From a strategic standpoint, ISO 20022 is the final step needed before major sovereign systems shift into asset-backed settlement.

Within the quantum framework:

 209 BRICS nations have already adopted 100% gold-backed rails.

 XRP, in its role as digital asset collateral, forms the QGLR backbone.

 StarLink transmits 3D data flows into 5D quantum verification.

 Gatekeeper AI™ evaluates intent, purity, and legitimacy of all transactions.

 RLUSD(G) becomes the only Basel IV-compliant, asset-backed settlement instrument for banks and credit unions.

~~~~~~~~~~~~

 ISO 20022 is not the QFS.

But it enables the QFS to read every legacy transaction with perfect clarity.

This is why it had to happen before anything else.

 ~~~~~~~~~~~

5. What Happens Next: The Fiat System Runs Out of Time

Once the cutover is complete on 11/22/25:

The debt-based monetary system has nowhere to hide.

Every insolvency becomes transparent.

Every derivative mismatch becomes obvious.

Fractional reserve systems can no longer mask liquidity holes.

Banks cannot create synthetic credit behind opaque SWIFT messages.

 The legacy system becomes fully exposed, fully traceable, and fully unsustainable.

 Digitized fiat cannot enter a quantum-secured environment.

 Only hard-asset, gold-backed instruments can.

Which is why the transition to USD(G) and full QFS integration becomes inevitable.

Conclusion: ISO 20022 Doesn’t Save Fiat—It Ends It

 ~~~~~~~~~~

The mainstream narrative says ISO 20022 is an upgrade.

It is—but not for fiat.

It is an upgrade for visibility, for enforcement, for accountability, and for the incoming asset-backed system.

 ~~~~~~~~~~

On November 22, 2025, the old system became transparent…and because it is built entirely on debt, leverage, and fractional illusions…transparency guarantees its collapse.

Summary Statement

 ISO 20022 doesn’t upgrade the fiat system — it exposes it.

And once the world switches to ISO 20022, the legacy fiat system and all its tokenized versions are effectively finished forever.

Why?  Because ISO 20022:

standardizes every transaction

illuminates every liability

reveals every hidden liquidity gap

 exposes fractional-reserve fraud

 destroys opacity in banking ends the ability to mask synthetic credit

 When the lights turn on, the old system cannot survive.

You cannot tokenize debt and pretend it becomes an asset.

 ~~~~~~~~~~~~

ISO 20022 marks the moment when the world sees the truth:

The fiat system was never backed by hard value — only debt.

And under full transparency, debt collapses.

As a result:

The fiat system cannot function.

Tokenized fiat cannot function.

CBDCs cannot function.

Fractional-reserve instruments cannot function.

Debt-based rails cannot cross into QFS.

ISO 20022 permanently shuts down the old system and every tokenized version of it.

Only hard-backed, quantum-secured, asset-based value survives on the new rails.

 @DavidXRPLion

 Iraq:  Iraq is now officially connected to the ISO 20022.  This, fam, is hugely significant.  Remember it is XRP that’is fully ISO 20022 Compliant.  THIS IS HUGE. 

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25

Transcribed By WiserNow Emailed To Recaps   (INTEL ONLY)

Tonights call and intel segment is hosted by Sue

It’s November, 20th , big call, and you're here for kind of a special edition with my contributor Bob. Say, Hi, Bob.

Yay, doing Bob tonight. And of course, we're going to miss Bruce, but Bruce is out doing something really meaningful to him that he had scheduled quite a ways back. And so we said, hey Bruce, do it. We're going to cover it, and we're going to cover it just a little bit differently.

And I don't want to get you over excited, but I kind of do it's, it's pretty white hot Intel. So get your pads out, your pens out, because you're going to want to write it down. It's a little bit, I think it's going to be historic. And then I'm going to close it out with a reminder, and something that I think might intrigue you around what I have to offer you, because it's you know, we're in the final window. I know we we've heard that before, but we're definitely in the final window, and our whole purpose, Bob myself, Bruce is getting you ready for this phenomenal transition into a new life.

So everybody ready for the Intel? I wish I had two people. I can hear them saying, in down intel on our leadership calls we we do that, but get your pens out. This is pretty, pretty, pretty interesting day.

It started with just a little bit of the behind the scenes. I said, Okay, Bruce, you got to call me at five because I have other things going on.and we had one little thing at five o'clock. We have one little thing, and by 820 I have a boatload for you. So just know what it's like to be, sort of feel like an Intel Sherpa. What I am. I'm an Intel Sherpa. There you go.

We had heard, let's see, today is Thursday, probably, yeah, top of the Wednesday from three different high level sources that we were going to be getting our notifications, three of them, Monday, Tuesday, Monday, Tuesday. One of them was a bond paymaster, Monday, Tuesday.

Then I've got crazy notes here. Then we got  that. But we were going to have to see what happens with the ISO 220

220 22 rollout. So let's stay there for a second.

This is really fascinating.

It was supposed to roll out on Sunday, and you don't have the time, but I got to speak to a number one guide this evening and this is pretty cool to have the insight into this, the ISO.

I'm just going to call ISO. It spares me saying all those numbers. The ISO makes possible. Instead of what used to when you were going cross continent and doing a transfer, it usually took anywhere from seven to 10 days, seven to 10 days.

And what the ISO does cross border is it in 10 less than 10 seconds.

So when we were told that the ISO, it depends on the fallout, which we are supposed to hear on Monday, and I want to mention right here, because I forgot to mention Bruce will be back on Tuesday, so he'll be delivering all our intel as usual.

But depending on that Fallout, it depends on exactly this is what we were hearing earlier today. There's more to come.

How this thing goes down, and it was told to me that, I said, Well, how you know what kind of banks who isn't going to be on board with this? He said, you'd be surprised to see how many banks are in denial, and if they're in denial and they don't do it, so we can cut the legs off. Sorry for the kind of exaggerated expression of this seven to day seven to 10 day transfer, which obviously wouldn't work for rebuilding the world.

If they don't do that, they will instantly be shuttered.

So I was digging around trying to figure out what their thinking is like. Who what banks? Who is thinking like that? What kind where that resistance was coming from, couldn't get anything on that, but they will be closed, and that's what's important. So know that when this goes, think about that happening on Sunday. That's why it's so so important. It's really basically a part of the QFs system and part of the whole new infrastructure that's going to speed the ability for liquid energy, which we're going to call money for the time being.

But it literally means that what will be monitored through the QFs, what will be delivered as mercy and blessing. That's us. It's going to be possible as of Sunday, pretty, pretty amazing that we're able to hear and imagine the systems that are going online.

So   um, then we got a text. This came in early this evening, and it was from, I'm just going to say, a premier banker.

And he said that the notifications are extremely imminent. That's what he said. So we have Monday, Tuesday, Wednesday, then we have the bankers saying that it's extremely imminent. And so this was early in the evening, and I our guy called said, Did you get it? I said, Yes. And said, What do you think that means? And he said, Saturday, Sunday, Monday, Tuesday,

 I'm just showing you what Bruce has to do everyday - Like, it's like watching clouds form. It's a military operation. It's like watching clouds form.

Basically, they were saying tier 4B notifications are coming very fast.  That's what they said.

Finally, and this is the big thing that happened at 8:20 tonight. This is so cool, and we all get to witness it. They're triggering the email activator Tuesday evening.

So what that means and this was coming from,

I asked how I should express this. This was coming from a very, very high source in the treasury. So they're treasuring the email activator Tuesday evening.

And that means they finally decided ISO triggering the activator on Tuesday evening. They finally decided to let it go.

Here's the rub, sort of I asked, well, what does that mean? When would we get it? He said, Tuesday night or Wednesday.

Then our guy asked this top, top person. He said, are we going to be able to go so numbers can come out? Tuesday night, stay, Wednesday, night, and our number one guy said, are we going to be able to go on Thanksgiving? And he said, No.

He said, It looks like you're going to have a marvelous weekend.

So --  What does that look like? We were to drop in the picture of a big 800 number  -- I would say be looking on Tuesday evening. Be looking on Wednesday evening.

As you know, President Trump is supposed to make an announcement on Thursday. And I have a feeling we will be exchanging  --  no times have been given, but we should be exchanging Friday and Saturday.  That’s what the picture looks like

What we can do is imagine  every day, whenever you want. You can do it at noon. You could do it at six. Take the time and just keep seeing the 800 numbers dropping in. See ISO going through. See the 800 number dropping in and being activated on Tuesday . See it coming into your mailbox on Wednesday.

And then see it as these light columns just stacking up, stacking up and more and more brilliant. And then see yourself opening up your email. If I was copywriter, I used to do this in my world class presentation. I'd say, if I was the copywriter, people always ask, what is it going to say?  I would say  “attention, currency holder, important information inside” --  wouldn't be a good that's what I would put attention currency holder, important information inside, just ah, it involves you. Yep, it's got to be hooky, and it's got to grab you.

It's going to be bold, it's going to be clear, attention currency holder  Treasury notice or something, it's going to be very, very strong. So there's no way you're going to miss it. I want to make sure you take that anxiety away.

And that's basically, I think that's incredibly powerful, that they're dropping emails on Tuesday night 

Thank you. say, thank you. So I hope you're excited about that Intel. I'm really excited about that Intel,

So I think that's it, right, Bob. I think we've covered it. So let's, let's everybody have a wonderful night, and I'm going to pray the call out

May this call anchor a new a new floor, a new like riding an escalator that you leave this fall and you say, Wow, this is getting exciting. We're really finally there blessing you all, in Jesus name thank you for being awesome, good night.

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25 REPLAY LINK   Intel Begins   53:30

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Bruce’s Big Call Dinar Intel Tuesday Night 11-18-25 REPLAY LINK   Intel Begins   1:13:03

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Bruce’s Big Call Dinar Intel Tuesday Night 10-28-25 REPLAY LINK   Intel Begins   1:13:00

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Bruce’s Big Call Dinar Intel Tuesday Night 10-21-25 REPLAY LINK   Intel Begins   1:30:00

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Bruce’s Big Call Dinar Intel Thursday Night 10-9-25 REPLAY LINK   Intel Begins   1:25:05

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