Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Member: Well another day!! Good morning everyone!!!

Member: Sure am tired of this “movie

Member: it's not a movie, at this point it's a sitcom

Member: Some have called for RV this week.

Member: What’s the good news today Mark?

Member: big things are expected on Memorial day weekend with 3 day banking holiday.

Thank you MarkZ for all your time, and encouragement daily….. PDK

MarkZ Update- Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Member: Well another day!! Good morning everyone!!!

Member: Sure am tired of this “movie

Member: it's not a movie, at this point it's a sitcom

Member: Some have called for RV this week.

Member: What’s the good news today Mark?

Member: big things are expected on Memorial day weekend with 3 day banking holiday.

MZ: Many banking sources are expecting big things this week. Some expect things as early as today. .Many bankers are upbeat about today and this up coming Memorial day weekend. …. But, There is a lot of smoke out there.

MZ: “Zimbabwe receives invitation to China’s premier global gold showcase” They are one of the only 20 countries that were invited. This shows Zimbabwe’s rise to prominence in the BRICS world and commodities world. .

MZ: New Bank Story: “ From a small town outside a large one- A banker had been doing research for a customer after hearing about it. While doing research he found out about the validity of the currencies and determined his banks was involved in the RV”

Member: Im new- what does RV stand for?

MZ: Re-Valuation

Member: CMKX news?

MZ: No new CMKX news. They are ready and waiting.

Member: Bond news Mark? I’m hearing it’s good and moving forward fast..

Member: Mark, a bond guy said that they are anticipating all historic bonds to be paid out by end of May or first week of June

Member: How can Iraq pass their budget without a new rate?

MZ: Remember when they designed their budget –they added a clause in there for a value change…for the budget to adjust for a value change. We are hearing they passed a budget but we are waiting for a few details that are missing. Things that are not released yet. This may be an interesting day on that front.

Member: Was that Sudanis big announcement yesterday.

MZ: I believe that was Sudanis big announcement that they passed the budget. They have made a lot of agreements…a lot of movement toward Erbil and the HCL.

Member: MM put out and article this morning that the COM (Council of ministers) is sending the schedules to the HOR (House of Representatives) tomorrow

Member: Frank26 has a good overview of yesterday’s events. Go give him a listen.

Member: So is the death of Iraian president yet another excuse for delaying the RV? This rollercoaster is exhausting & disheartening

Member: Sure looks suspicious to me …reminds of of when Khadafi in Libya was killed.

MZ: It could just be an maintenance issue…..But you have to wonder when something like this happens to someone in a that position . Prayers for a smooth transition for the Iranian people. He was a very controversial figure.

Member: Think about this.... Sometimes people have to be moved out of the way for good things to happen. Iran?

Member: The 1st VP of Iran will be the New President of Iran!! He is a Conservative, so we could see a different Iran!!

Member: My friend in Iran said he did not think there was any foul play, but that he was not a good guy

Member: Maybe white hats are finally doing some clean up?

Member: There are rumors of the federal reserve going away.

MZ: “GOP Lawmaker introduces a bill to abolish the Federal Reserve” This is a oldie but a goldie. . Rep Thomas Massey a republican out of Kentucky intruded this. Many have jumped in to support the bill. This was first introduced in 1999 by Ron Paul . This to me is great news that it is gaining momentum .

Member: Saw this about an hour ago: Wyoming Strikes Gold: 2.34 Billion Tons Unearthed, Rattles China

Member: I went to a coin show Saturday and met a woman who wanted to buy silver but wasn't sure what to buy. My hubby and I helped her. Found out she knows about the RV, owns several currencies & agrachecks

Member: This roller coaster sucks

Member: Nothing, nothing, nothing, then suddenly something.

Member: Hearing energy has shifted ….this is huge get excited ....it's switched …3d reality will show face soon ….abundance on ur lives is imminent

GUYS! MARK'S BIRTHDAY PODCAST CELEBRATION COMING UP ON FRIDAY MAY 24TH! STAY TUNE!

Odysee at: https://odysee.com/@theoriginalmarkz:e OR THE RUMBLE CHANNEL: https://rumble.com/user/theoriginalmarkz

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod: MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

MARK’S TELEGRAM ROOM FOR WORLD NEWS EVENTS & CHAT? LINK: https://t.me/TrollingNews_telegram

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL THIS EVENING FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, divisive social commentary, medical opinions or many guests on this stream……just RV/currency related topics.

Twitch: https://www.twitch.tv/theoriginalmarkz

Youtube: https://www.youtube.com/watch?v=ifvoHtnfB8E

Dinar Recaps 20 5/20/24 Dinar Recaps 20 5/20/24

News, Rumors and Opinions Monday AM 5-20-2024

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 20 May 2024 Compiled Mon. 20 May 2024 12:01 am EST by Judy Byington

Global Currency Reset:

“I know someone personally who is bond holder in US going for an appointment on Mon. (20 May 2024).” …God’s Elf on Telegram Sat. 18 May 2024

US Treasury Conference Call on Sun. 19 May 2024: “Everything is on schedule and the US is finishing up last minute paperwork. All tests for the RV have gone great. Stay positive. It’s coming.”… Mena, Liberty Lounger Extraordinaire on Telegram Sun. 19 May 2024

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 20 May 2024

Compiled Mon. 20 May 2024 12:01 am EST by Judy Byington

Global Currency Reset:

“I know someone personally who is bond holder in US going for an appointment on Mon. (20 May 2024).” …God’s Elf on Telegram Sat. 18 May 2024

US Treasury Conference Call on Sun. 19 May 2024: “Everything is on schedule and the US is finishing up last minute paperwork. All tests for the RV have gone great. Stay positive. It’s coming.”… Mena, Liberty Lounger Extraordinaire on Telegram Sun. 19 May 2024

Sat. 18 May 2024 Bank Customer: “I thought it was awesome that starting today, Wells Fargo changed their screensaver to a rainbow hitting the golden light! Sounds pretty telling to me! About to hit that part of gold jackpot in glorious abundance. Blessings.”

Fri. 17 May 2024 MarkZ: “On May 22nd, (This is from the IRS but other government agencies are also doing this….they will be conducting emergency alert tests nationwide to all their employees on text messaging, email and laptop notifications. So they are prepared for May 22nd.

MZ From a member: “Now in one of the top banks here in the country – they are very clued in on currencies. When they found out the amount of the currency they had they said “We need to sit down with you- but we can’t sit down with you until the 22nd. Our key people for wealth management are in training for foreign currencies and exchanges – but we want to sit down with as soon as they back from training.”

MZ: Now this doesn’t mean the RV will happen on the 22nd. But the bank can’t talk to them now even though they want to talk to them….until May 22nd. So- the top wealth management at a big bank with a big wealth management arm-and they get back from foreign currency exchange training on the 22nd –This is a great “tell.”

Global Financial Crisis:

Sun. 19 May 2024: Iranian Stock Market is Crashing.

On Sun. 19 May 2024 Citizens Bank (bought out by HSBC) has cut off some customer’s bank account funds. “Citizens Bank turned off access to our money without warning, saying a new card has been sent out to all users. No letter in the mail, no ability to withdraw funds. Seems suspect to anyone? Especially knowing the $AMC $GME Moass and silver squeeze were popping off this week. Citizens was a subsidiary of the Royal Bank of Scotland. In 2021 Citizens bought HSBC East Coast operations. HSBC is directly tied to Dominion. T Edit: We’ve been warning you. Expect far more of this. This week should be very interesting! https://twitter.com/TraderGirlQ/status/1792221317791445308?t=5tRg1Z86tlQy8rRdTz7Bjw&s=19

Read full post here: https://dinarchronicles.com/2024/05/20/restored-republic-via-a-gcr-update-as-of-may-20-2024/

*************

Courtesy of Dinar Guru: https://www.dinarguru.com/

Deepwoodz The parallel market rate is an illegal, “black market” rate. This is the rate they have been trying to get rid of and we all know how they can easily get rid of it, and that’s by adding value to their national currency. A value that is much higher than the dollars they have used for 20 years. I believe the way they are doing this is kind of like building all the financial infrastructure FIRST, that when all else is done, will be able to support the worlds most valuable currency rate. They are doing it right. Not just flipping a switch. That very last part of the cake, is the icing. The best for last.

Bruce [WiserNow] We know that...Iraq paid back the IMF – a loan that they got in 2003...that's when the new 25 10,000 5000 1000 dinar notes were printed. Our notes that we have now are printed starting in 2003. And they paid the IMF back at $8 billion against a loan Iraq received in 2003... Now, to do that, you had to have a revalued dinar...to make that doable...the rates are actually on the ATM’s in Baghdad in airports and other places. So have they converted over to I think the new rate in country – yes... they're keeping it hidden until they're ready for everything to be released.

Post-NESARA: Price vs Inflation Part 2

Dr. Scott Young: 5-19-2024

How does Inflation affect price?

Will we see "1950s" pricing again?

What is the difference between Soft Costs (services) vs Hard Costs (COGS)?

How do businesses affect pricing for both Services vs COGS? How will Insurances reduce pricing? How will housing be reduced in pricing?

Will Student Loans come down along with universities?

What will Consumer Confidence do to pricing along with what the EBS will do to the Corruption?

Part 1: https://www.youtube.com/watch?v=CvyAVGcAF5k

https://www.youtube.com/watch?v=xVp6F9DpCe0

DINARRECAPS8 5/20/24 DINARRECAPS8 5/20/24

Currency Insider Video Updates Late Sunday Evening 5-19-24

Iraqi dinar holders be alert new rate announce anytime – 2:42

Sunday Is Big Day For Iraqi Dinar – 2:47

Iraqi Dinar On Highest Rate Today $3.41 – 2:12

Currency Insider Video Updates Late Sunday Evening 5-19-24

Iraqi dinar holders be alert new rate announce anytime – 2:42

Sunday Is Big Day For Iraqi Dinar – 2:47

Iraqi Dinar On Highest Rate Today $3.41 – 2:12

Iraqi dinar holders be alert new rate announce anytime – 2:42

https://www.youtube.com/watch?v=pubOCerOMFE

Sunday Is Big Day For Iraqi Dinar – 2:47

https://www.youtube.com/watch?v=0htLv2WsUhA

Iraqi Dinar On Highest Rate Today $3.41 – 2:12

https://www.youtube.com/watch?v=PpG4inwKpOg

Dinar Recaps 20 5/19/24 Dinar Recaps 20 5/19/24

More News, Rumors and Opinions Sunday PM 5-18-2024

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Sun. 19 May 2024 Compiled Sun. 19 May 2024 12:01 am EST by Judy Byington

Judy Note: It is my personal opinion after reviewing the below information, that now we are looking at Memorial Day Weekend May 24-27 2024 for a Global Financial Crash that would bring in the Global Currency Reset.

Timing: READY TO FLIP THE SWITCH

After the Black Swan Event the Stock Market will go into turmoil known as Black Monday. The crash will cripple the dollar and silver and gold will continue to reach new highs.

Banks have confirmed they will be closed on Memorial Day Monday May 27, 2024

USPS & UPS will be closed as well.

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Sun. 19 May 2024

Compiled Sun. 19 May 2024 12:01 am EST by Judy Byington

Judy Note: It is my personal opinion after reviewing the below information, that now we are looking at Memorial Day Weekend May 24-27 2024 for a Global Financial Crash that would bring in the Global Currency Reset.

Timing: READY TO FLIP THE SWITCH

After the Black Swan Event the Stock Market will go into turmoil known as Black Monday. The crash will cripple the dollar and silver and gold will continue to reach new highs.

Banks have confirmed they will be closed on Memorial Day Monday May 27, 2024

USPS & UPS will be closed as well.

X-Files: “It will probably start on a Friday and Banks will be offline all weekend.

DIGITAL MONEY WILL DISAPPEAR.

ISO20022 tokens like XRP & XLM are part of the new system along with silver & gold.

Get ready for the switch to be made! Everything we know is about to change. Blackout Necessary.

~~~~~~~~~~~~~~

Global Currency Reset:

Fri. 17 May 2024 MarkZ: Personnel for a top Wealth Management company will have completed their training and be ready to work on Wed. 22 May 2024.

Thurs. 16 May 2024 Bruce: On Wed. 15 May one of the top people at Wells Fargo Bank said, “It looked good for a Shotgun Start in the next two days.”We may get the R&R (Restitution Allowances) by the end of May.

Sat. 18 May 2024 Wolverine. “It’s near guys. I’m not going to say time or day, but I know we are going to have a beautiful, beautiful month.”

Fri. 17 May 2024 Wolverine: “A friend and valid source gave me 1000 percent confirmation that a group in Brazil got their blessings on Fri. 17 May and it will continue on to two other cities in Brazil on Monday 20 May. Iraq should be able to put their new Dinar Rate on Forex on Sun. 20 May. I have heard of people getting paid. Some people say it may not happen till end of May, or the fifth of June. I heard from contact in Reno that things should develop on the weekend BUT no confirmation on that.”

Sat. 18 May 2024 BRICS Officially Announces Its Currency To Unseat The U.S. Dollar. “In a historic move, the BRICS nations (Brazil, Russia, India, China, and South Africa) have announced the launch.” https://youtu.be/nApEyJ4oGM4?si=ZU1DXF9J9rz2ZtI7

Sat. 18 May 2024: Operation Freedom Earth: The QFS Satellite System & GCR Revolution – Paving the Way to a Permanent GESARA Golden Age – Trust the Plan! – American Media Group (amg-news.com)

Read full post here: https://dinarchronicles.com/2024/05/19/restored-republic-via-a-gcr-update-as-of-may-19-2024/

************

Courtesy of Dinar Guru: https://www.dinarguru.com/

Deepwoodz It’s no mystery here. They have no intentions of keeping their current sanctioned rate status. This three zero status was forced on them in 2003 and they don’t like it. There is no national pride, no hope, no real way forward with this current value.

Militia Man Saleh says if you do a float it's dangerous, it's going to turn out to be unruly...He also said he's going to have a mixed or managed float, which is going be stabilizing...They had about 4 articles about that...Why are they saying it and giving one specific option? Because that's what they're going to do...All the different ways of doing it were negative but the one [positive one] was a managed float. That's a mix between a floating currency and a fixed. They manage it and that's the most stable...

Post-NESARA: No Inflation in a Real Gold Standard Currency? Part 1

Dr. Scott Young: 5-18-2024

How does Deflation work? How does Inflation affect the economy? What is the Fiat Currency of the US Dollar? Why does the Federal Reserve (Fed) change the inflation rates by increasing borrowing rates? Will a Gold Backed currency really kill inflation forever?

https://www.youtube.com/watch?v=CvyAVGcAF5k

MARKETS A LOOK AHEAD: Critical Updates. Banks, Stock Market, Gold, SILVER, More!

Greg Mannarino: 5-18-2024

https://www.youtube.com/watch?v=mn9okGw80S4

DINARRECAPS8 5/19/24 DINARRECAPS8 5/19/24

Goldilocks' Comments and Global Economic News Sunday Evening 5-19-24

Good evening Dinar Recaps,

Global trade growth is set to double in 2024. Here’s why | The Print

"The OECD’s Lombardelli expects China and East Asia to be the main drivers of global growth, as reported by the Financial Times.

While, based on exports alone, the WTO sees Africa growing faster than any other region this year – up 5.3%, if from a low base. North America (3.6%), the Middle East (3.5%), and Asia (3.4%) should all see moderate export growth, while it expects European exports to trail other regions at just 1.7%."

Do you see these numbers? These numbers are the result of digitizing the shipping ports and the supporting services that keep them running.

Look closely at the numbers again, and you will see that these numbers are reflective of rising export calculations in trade growth.

Goldilocks' Comments and Global Economic News Sunday Evening 5-19-24

Good evening Dinar Recaps,

Global trade growth is set to double in 2024. Here’s why | The Print

"The OECD’s Lombardelli expects China and East Asia to be the main drivers of global growth, as reported by the Financial Times.

While, based on exports alone, the WTO sees Africa growing faster than any other region this year – up 5.3%, if from a low base. North America (3.6%), the Middle East (3.5%), and Asia (3.4%) should all see moderate export growth, while it expects European exports to trail other regions at just 1.7%."

Do you see these numbers? These numbers are the result of digitizing the shipping ports and the supporting services that keep them running.

Look closely at the numbers again, and you will see that these numbers are reflective of rising export calculations in trade growth.

This is a result of rerouting many of our trade routes these last 4 years allowing new demands to increase in the products that go across our waters.

These new demands on goods are in the category of exports. Exports create demands on the now local currencies being traded around the world. These new currency demands will increase the value of them going forward.

This is why the World Trade Organization (WTO) has been working on percentage changes earlier this year. The new percentage changes are expected to come out in the second half of this year.

These new percentages will help them to determine credit valuation adjustments for countries regarding their new exchange values.

WATCH THE WATER.

~~~~~~~~~

"Russian court seizes assets worth €700mn from UniCredit, Deutsche Bank and Commerzbank" | Financial Times

The war over currency dominance has begun.

© Goldilocks

~~~~~~~~~

Visa Reveals Digital Products to be Launched Over the Year Catering to Evolving Consumer Demands | The Fintech Times

"Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands."

Don't be surprised if you don't see multi-currency payment services in the new debit and credit cards we hold. The world is expanding our options, and even, our options in payment opportunities.

The ability to pay in American dollars or other currencies is rapidly approaching with the use of multi-currency accounts. Some may choose to pay with digital coins and others may choose to pay with their gold accounts.

There is a new world ahead of us, and the ability to make informed decisions based on what we have been learning about the new digital economy will help us in walking into it and through it.

If you have been following this room for the last 4 years, you will realize that many of the above options mentioned are already taking place.

© Goldilocks

~~~~~~~~~

Banking Announcement:

"US-based Commerce Bank has officially gone live with FedNow on Temenos Payments Hub delivered as Temenos SaaS, enabling real-time payments on the secure, scalable, and continuously updated platform." The Fintech Times The Paypers

Interestingly, Iraq is using the same digital payment service.

© Goldilocks

~~~~~~~~~

US Basel III Endgame Will Impact Trading & Capital Markets | Markets Media

~~~~~~~~~

Bitcoin Institutional ETF Inflows May Spark Test Of Record Highs Next Week, Analyst Says; Coinbase Surges On Upgrade | Investors

👆 Goldilocks pointed to this article

~~~~~~~~~

Dexfly Collaborates with Top Global Banks to Launch Digital Asset Custody Services | Global Newswire

New York, NY, May 17, 2024 (GLOBE NEWSWIRE) -- Dexfly Exchange announced today its strategic collaboration with several top global banks to launch advanced digital asset custody services. This service utilizes bank-grade security measures to ensure the safety and reliability of user assets.

This initiative not only attracts a significant number of institutional investors but also provides enhanced asset security for individual users.

The new digital asset custody service incorporates bank-grade security measures, including multi-signature technology, cold wallet storage, and real-time monitoring systems.

The multi-signature technology ensures multiple layers of asset protection, while cold wallet storage keeps the majority of assets offline, guarding against network attacks. Additionally, Dexfly has implemented a round-the-clock security monitoring system to promptly detect and address any abnormal activities.

~~~~~~~~~

Banking Announcement:

"US-based Commerce Bank has officially gone live with FedNow on Temenos Payments Hub delivered as Temenos SaaS, enabling real-time payments on the secure, scalable, and continuously updated platform." The Fintech Times The Paypers

Interestingly, Iraq is using the same digital payment service. 😉

© Goldilocks

👆FedNow Service Participants and Service Providers | FRB Services

~~~~~~~~~

Ripple-Linked Temenos Just Launched a Payments Hub on IBM Cloud | The Crypto Basic

~~~~~~~~~

Temenos USA, Inc. - FedNow(SM) Service Provider Showcase | Youtube

~~~~~~~~~

Banks, Hedge Funds, Pensions Buying Spot Bitcoin ETFs | ETF

~~~~~~~~~

Banco Santander, Iberpay Launch Real-Time Payments Service | Pymnts

~~~~~~~~~

AI Crypto Teaching Moment:

ISO 20022 compliance is important for cryptocurrencies because it allows them to speak a universal financial language, which enhances cross-border transactions and fosters integration with traditional financial systems.

Some cryptocurrency exchanges and payment processors may implement ISO 20022 compliance for their internal processes or interactions with traditional financial systems.

ISO 20022 compliant coins are pioneering a new frontier of transparency and efficiency, and are also forging a stronger alliance with the mainstream financial world.

Some ISO 20022 compliant crypto coins include:
XRP, Cardano (ADA), Quant (QNT), Algorand (ALGO), Stellar (XLM), Hedera Hashgraph (HBAR), IOTA (MIOTA), and XDC Network.

~~~~~~~~~

~~~~~~~~~

Easily Connect your Android Phone to PC with Microsoft Copilot - Gizchina

~~~~~~~~~

XRP Ledger Transactions Soar 108% in Q1 2024 | The Crypto Times

~~~~~~~~~

Ripple (XRP): Latin America Shifts Towards Crypto Amidst Cash Ditch - Blockchain News

~~~~~~~~~

The Federal Reserve will use ISO 20022, an internationally accepted data-rich messaging standard, to define the message flows and formats for the FedNow Service. | FRB Services

~~~~~~~~~

Stellar on Kubernetes: initialization IBM Cloud | Git Hub Gist | Wikipedia

Yes, Stellar Core and Horizon use Kubernetes dynamic provisioning for their storage classes, which leverage IBM Cloud. The default storage class for IBM Cloud is file-based, which has known limitations with docker images.

IBM's enterprise cloud platform is designed to meet regulatory, security, and compliance requirements for regulated industries.

Stellar is a cross-border payment system developed by IBM that includes partnerships with banks in the area. IBM Blockchain World Wire uses blockchain technology and the Stellar protocol to provide shared distributed ledgers for atomic payment clearing and settlement in near real-time.

EVERYTHING ROLLS OVER TO IBM CLOUD.

~~~~~~~~~

Ripple's Metaco and IBM Join Forces, Unveil Game-Changing Crypto Solution for Banks | Today

Yes, IBM Cloud has partnered with Ripple's Metaco to create a solution for digital asset storage. This collaboration is a step toward developing strong institutional foundations, according to BCB Group, which has also partnered with IBM Cloud.

XRP is a money transfer network that serves the financial services industry. XRP is the native crypto token of the Ripple network, and it is consistently among the top 10 cryptocurrencies by market capitalization.

Some banks that have been working with Ripple include:
Santander (USA)
Canadian Imperial Bank of Commerce (Canada)
Kotak Mahindra Bank (India)
Itaú Unibanco (Brazil)
IndusInd (India)
InstaReM (Singapore)
BeeTech (Brazil)
Zip Remit (Canada)

~~~~~~~~~

International Business Machines (IBM) is owned by a mix of institutional, retail, and individual investors. As of 2024, the ownership structure is 42.29% institutional shareholders, 0.44% IBM insiders, and 57.27% retail investors.

IBM's common stock is listed on the New York Stock Exchange, the Chicago Stock Exchange, and outside the United States. You can buy or sell IBM stock through a stockbroker, bank, or generally through a financial institution that provides brokerage services.n Fintel

~~~~~~~~~

From a brick-and-mortar Banking System to a Bank in the Clouds. | Sprinterra

In recent years, the banking industry has been undergoing a significant transformation, with cloud-based Core Banking Solutions computing becoming an integral part of daily banking operations.

This shift towards the cloud marks a pivotal change in how financial institutions manage and process data, promising increased efficiency, flexibility, and innovation. Yet, despite these advantages, many banks remain cautious about fully migrating their operations to the cloud, a hesitation rooted in valid concerns.

~~~~~~~~~

The IMF recommends removing foreign exchange restrictions to foster healthier and fairer economies. These policies sap energy from the economy and give an unfair advantage to those who have access to the cheaper official exchange rate. Watch our "Analyze This" video to learn more. | Twiter

~~~~~~~~~

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Thank you Dinar Recaps

DINARRECAPS8 5/19/24 DINARRECAPS8 5/19/24

Iraqi Dinar Video Update Late Saturday Evening 5-18-24

US Treasury Big Statement IQD Revaluation – 4:33

Iraq President International Announced IQD New Rate – 3:49

IMF & WTO Released Iraqi Dinar New Rate – 3:50

Iraqi Dinar Massive Exchange Rate – 3:20

Iraqi Dinar Video Update Late Saturday Evening 5-18-24

US Treasury Big Statement IQD Revaluation – 4:33

Iraq President International Announced IQD New Rate – 3:49

IMF & WTO Released Iraqi Dinar New Rate – 3:50

Iraqi Dinar Massive Exchange Rate – 3:20

US Treasury Big Statement IQD Revaluation – 4:33

https://www.youtube.com/watch?v=kmPbxkCRs3A

Iraq President International Announced IQD New Rate 3:49

https://www.youtube.com/watch?v=VB4biecXToQ

IMF & WTO Released Iraqi Dinar New Rate – 3:50

https://www.youtube.com/watch?v=EMNN9prykws

Iraqi Dinar Massive Exchange Rate – 3:20

https://www.youtube.com/watch?v=RmKJSPc6yYM

Dinar Recaps 20 5/19/24 Dinar Recaps 20 5/19/24

“BRICS” News on Sunday 5-19-2024

BRICS to Open a Central Bank Iraqs Relationship to BRICS Exchange Rate Up

Edu Matrix: 5-19-2024

BRICS to Open a Central Bank

Iraq's Relationship to BRICS

Exchange Rate Up

There is no doubt BRICS would like for a country like Iraq to join. Iraq is not only US dollars rich, but also oil rich.

A BRICS Central Bank changes the global line-up.

BRICS to Open a Central Bank Iraqs Relationship to BRICS Exchange Rate Up

Edu Matrix: 5-19-2024

BRICS to Open a Central Bank

Iraq's Relationship to BRICS

Exchange Rate Up

There is no doubt BRICS would like for a country like Iraq to join. Iraq is not only US dollars rich, but also oil rich.

A BRICS Central Bank changes the global line-up.

https://www.youtube.com/watch?v=5zI7BSOGUK0

BRICS Currency Terminates US Dollar: What next?

Fastepo: 5-18-2024

Iran and Russia are forging ahead with plans to create a unified currency for the BRICS+ nations, a groundbreaking initiative announced by Iranian Ambassador to Russia, Kazem Jalali, during the "Russia - Islamic World: KazanForum" in May 2024.

Jalali passionately emphasized Iran's unwavering commitment to this strategic move, which seeks to diminish dependence on the US dollar and foster robust economic cooperation among BRICS countries.

The KazanForum, held from May 14-19, 2024, served as a crucial platform for discussing this ambitious project.

Iran's active participation in BRICS aligns with its broader objectives of mitigating the effects of US sanctions and strengthening economic ties with key global players like China and Russia.

This initiative is a significant component of a larger effort to develop a blockchain-based digital currency payment system, designed to ensure more secure and efficient cross-border transactions within the BRICS framework.

https://www.youtube.com/watch?v=r_xS7wfFS8I

Dinar Recaps 20 5/19/24 Dinar Recaps 20 5/19/24

News, Rumors and Opinions Sunday AM 5-19-2024

KTFA:

Frank26: "AS WE SUGGESTED THE MONETARY REFORM EDUCATION WOULD BECOME LOUDER TO THE CITIZENS AND RIGHT NOW FLOATING IS THE TOPIC... WITH NO MENTION OF A BASKET... EXACTLY AS WE TOLD YOU."...........F26

"THE MOMENT THEY RELEASE THE NEW EXCHANGE RATE AND NEW LOWER NOTES... THE FLOAT AUTOMATICALLY STARTS ON FOREX!!!"............F26

Floating the dinar... Will it achieve monetary stability in Iraq?

May 17, 2024 The stability of the Iraqi dinar in recent years has always faced major challenges, as it witnesses price fluctuations, not to mention a gap between what the central bank determines and what is sold in the parallel market.

In order to avoid the “volatility” syndrome and the “gap” in the price of the Iraqi dinar against foreign currencies, some experts believe that the solution lies in a kind of “surgical” operation for the country’s monetary system that may be painful, but it achieves long-term monetary stability for the national currency through... "float".

Read full post here: LINK

KTFA:

Frank26: "AS WE SUGGESTED THE MONETARY REFORM EDUCATION WOULD BECOME LOUDER TO THE CITIZENS AND RIGHT NOW FLOATING IS THE TOPIC... WITH NO MENTION OF A BASKET... EXACTLY AS WE TOLD YOU."...........F26

"THE MOMENT THEY RELEASE THE NEW EXCHANGE RATE AND NEW LOWER NOTES... THE FLOAT AUTOMATICALLY STARTS ON FOREX!!!"............F26

Floating the dinar... Will it achieve monetary stability in Iraq?

May 17, 2024

The stability of the Iraqi dinar in recent years has always faced major challenges, as it witnesses price fluctuations, not to mention a gap between what the central bank determines and what is sold in the parallel market.

In order to avoid the “volatility” syndrome and the “gap” in the price of the Iraqi dinar against foreign currencies, some experts believe that the solution lies in a kind of “surgical” operation for the country’s monetary system that may be painful, but it achieves long-term monetary stability for the national currency through... "float".

Read full post here: LINK

Frank26: "STUDY AFTER STUDY OF THE FLOAT FOR THE MONETARY REFORM... IS NEXT"...........F26

Floating the Iraqi dinar...a solution to fill the “gap” of its troubled price against the dollar

5/17/2024

The stability of the Iraqi dinar has been facing major challenges for years, as it has witnessed price fluctuations that have not stabilized, especially with the rapid rise and very slow decline of the price of the dollar, in addition to a gap between what the Central Bank of Iraq determines and what is sold in the parallel market, especially in banking shops that do not adhere to According to the instructions of the Central Bank.

In order to avoid the “volatility” syndrome and the “gap” in the price of the Iraqi dinar against foreign currencies, some experts believe that the solution lies in a kind of “surgical” operation for the country’s monetary system that may be painful, but it achieves long-term monetary stability for the national currency through... "float".

The cash selling price, according to the Central Bank, is 1,305 dinars per dollar, while the price for transfers abroad is 1,310 dinars per dollar, and the price in the parallel market is about 1,450 dinars per dollar in mid-May, according to local media, while it reached levels of 1,600 dinars per dollar in previous periods.

For months, the Iraqi authorities have imposed restrictions in their efforts to control exchange rates, restricting all commercial transactions within the country to the Iraqi dinar, and established a new mechanism that subjects external transfers to greater scrutiny.

Iraqi economic analysts who spoke to Al-Hurra website, some of them warned against taking a decision that would lead to floating the dinar, while some of them believe that a moderate policy could be taken that suits the Iraqi economy, based on “floating” and “stabilization” at the same time.

Is the flotation policy compatible with the Iraqi economy?

Advisor to the Prime Minister for Financial Affairs, Mazhar Salih, believes that floating the currency price does not suit the Iraqi economy, especially since it is a "rentier economy, dominated by foreign currency reserves."

He explains in statements to the “Al-Hurra” website that “the economic vision that wants to float the Iraqi dinar to end the gap between the official price and the parallel price may be possible in an economy in which the free market alone influences the movement of the balance of payments, and not in an economy in which the rentier government sector is dominant and generates reserves.” Foreign currency".

He added, "The monetary authority in Iraq alone is the main source of supply of foreign currency that meets the desired demand for foreign exchange in the local market."

Saleh believes that the demands for flotation inevitably mean “adopting the prevailing exchange rate in the parallel market, in order to achieve the goal of stability and balance in the official exchange rate itself at a new exchange point that the market will reach at the end of the assumed flotation policy and return to stability again.”

The flotation scenario also means “the withdrawal of the monetary authority as the main central offerer of foreign currency, and its replacement by new forces of free market makers, which certainly have only a weak, limited supply of foreign exchange,” according to Saleh.

He points out that these forces carry “an uncontrolled package of inflationary expectations, and are called in the economic literature (the forces generating inflationary expectations), which will give dominance to the supply forces of speculators” who own limited amounts of foreign exchange, matched by “an open demand for foreign currency from The market side" exceeds what is offered by "at least more than ten times in our estimate."

Chancellor Saleh described this policy as “unruly,” as as long as “the central government supply of foreign currency will be absent from the market, we will not obtain any equilibrium point in the exchange rate that flotation seeks except with a widespread deterioration of the exchange rate as long as it is carried out by forces generating inflationary expectations in a severe rentier economy.” "unilateralism."

He warns that if the exchange rate moves in “a market that is incomplete, in terms of productivity, in its compensation for the required supply of goods and services,” no one “will know how much the new exchange rate resulting from the flotation will be,” which will be accompanied by “a prior wave of inflationary expectations,” the trends of which are difficult to control. Which may push monetary policy makers to “intervene with excessive foreign reserves and unjustified waste in foreign exchange to impose a state of stability.”

According to the World Bank, Iraq has 145 billion barrels of proven oil reserves, which are among the largest crude oil reserves in the world.

But Iraq hopes that the country's oil reserves will exceed 160 billion barrels, according to what the Minister of Oil, Hayyan Abdul Ghani, recently announced.

What if the Iraqi dinar was floated?

The claims that have appeared every now and then for years calling for floating the exchange rate of the Iraqi dinar are “strange,” and most of them are made by people who are “not specialized in economics or monetary policy,” according to what Professor of International Economic Relations, Abdul Rahman al-Mashhadani, confirms to the Al-Hurra website.

He asserts in a decisive tone, "Iraq cannot proceed with floating the dinar's exchange rate. The evidence for this is all the agreements concluded with the International Monetary Fund since 2004, and the reviews praised the stabilization of the exchange rate by the Central Bank of Iraq."

Al-Mashhadani added that there was a study by experts at the World Bank during the past years that recommended “raising the exchange rate,” noting that even then, “these recommendations cannot be taken into account because the World Bank is concerned with what is related to economic development, but following up on the recommendations for monetary policies is taken into account if It was from the International Monetary Fund.

In its latest review on Thursday, the International Monetary Fund praised the efforts of the Central Bank of Iraq to tighten monetary policy and strengthen its liquidity management framework.

He explains that “the real gap is in the wheel of production in the Iraqi economy, as the majority of goods are imported from abroad, which means that the flotation will cause a spiral in price rates to become significantly high and affect the marginalized classes,” indicating that such a decision cannot be taken “as a matter of politics.” “Cash” only, as we must “consider the burdens it will impose on citizens.”

Al-Mashhadani confirms that what has been applied in other Arab countries does not “mean that it can be applied to the Iraqi economy,” suggesting that “the exchange rate will become at the levels of 5,000 dinars to the dollar,” as “the Central Bank has lost control over exchange rates, leaving them to float.”

There is a fear that “floating” will cause “social” problems, as “salaries will erode significantly,” which may threaten “new classes to slide into poverty,” while “a class of merchants, politicians, and businessmen will benefit, who will benefit from the state of instability that will result from... This matter".

Al-Mashhadani agrees that floating in the end means “that the parallel market will control exchange rates,” but it will not achieve “the desired monetary stability,” as the central bank will then need to “print more local currency to keep up with demand in the markets,” and the government will need to increase salaries and allocations for aid packages. Social.

The Iraqi government advisor, Saleh, attributes the reason and existence of a “gap” in the dinar’s exchange rates against the dollar between the official and parallel markets to “external factors imposed by the compliance platform and auditing administrative restrictions on external transfer movements, which is not related to the deficit in the authority’s monetary reserves,” noting that the reserve Iraq's foreign currency is considered the highest in the country's history, as it touches the levels of import coverage for 16 months, compared to the global standard, which does not exceed three months of import coverage.

Financial transfers in dollars through official channels have increased significantly in Iraq, while Iraq continues its reforms of the financial sector in line with international standards, according to a previous report by Agence France-Presse.

In late 2022, the Iraqi banking sector adopted the SWIFT electronic transfer system with the aim of providing better control over the use of the dollar, ensuring compliance with US sanctions on Tehran, and also in order to limit the prosperity of the informal economy.

The financial standards that were adopted encouraged the emergence of a parallel market for currencies, attracting those seeking to obtain dollars outside official channels.

Saleh pointed out that there is a distortion in support for the prices of some commodities “on the part of financial policy, which is support in which the rich and poor mostly enjoy it equally without discrimination, and it represents an added, imperceptible real income, and it is the product of a financial policy inherited from the consumer welfare state for the rentier resource.”

He continued, "It is inconceivable until this moment that 90 percent of Iraq's population is receiving food support provided by the state as an extension of the economic blockade phase of the 1990s, in light of the changing standards of living and lifestyle, the increasing number of affluent people, and the growth of the middle class." LINK

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Courtesy of Dinar Guru: https://www.dinarguru.com/

Frank26 The monetary reform can come back at $3.22 and let it float to the real effective exchange rate...IMO the CBI will float it too somewhere between $3.86 and about $4.25 before they consider to cap it.

The Purchasing Power Of The Dollar Will Be ZERO

Lynette Zang: 5-18-2024

https://www.youtube.com/watch?v=QmC_reQ01SY