Jon Dowling: Cryptos and Great Wealth Transfer Updates with Rob Cunningham, February 2026
Jon Dowling: Cryptos and Great Wealth Transfer Updates with Rob Cunningham, February 2026
2-18-2026
In a recent episode of the Jon Dowling podcast, Rob Cunningham, a military veteran and financial expert in the crypto space, shared his expertise on these developments and their potential impact on the global economy.
The traditional financial infrastructure, including legacy systems like SWIFT, is being gradually replaced by blockchain-based atomic settlement ledgers, such as the XRP ledger.
This shift is expected to bring about significant improvements in efficiency and transparency.
According to Rob, XRP is poised to play a crucial role as a backbone in the future financial system, enabling verifiable and immutable transactions that eliminate traditional banking malpractices.
The XRP ledger, with its advanced blockchain technology, offers a more secure and reliable way to facilitate cross-border transactions, reducing the need for intermediaries and minimizing the risk of manipulation.
As the financial system transitions to this new infrastructure, we can expect to see increased transparency, accountability, and efficiency in global payment systems.
The conversation also touched on the issue of market manipulations in metals and cryptocurrencies, with large financial institutions often suppressing prices to cover shorts and buy dips.
Rob cautioned listeners against falling prey to misinformation and “redemption center” conspiracies, emphasizing that the transition to a blockchain-based system is about restoring justice and transparency to banking, not creating secretive underground exchanges.
To navigate this changing landscape, Rob advises patience and prudent behavior, encouraging listeners to wait and observe the system stabilize post-Clarity Act implementation rather than panic or fall prey to hype. By doing so, individuals can make informed decisions and avoid being caught up in speculative bubbles.
The Clarity Act, expected to be passed by April, is a significant legislative milestone that will legitimize crypto assets and dismantle central banking monopolies.
According to Rob and the host, this will unleash substantial global economic activity, bringing unparalleled transparency and accountability to government spending and banking.
The Clarity Act is seen as a crucial step towards creating a more decentralized and transparent financial system, with blockchain and AI technologies playing a key role in facilitating this transformation.
By providing a clear regulatory framework, the Act will help to unlock the potential of cryptocurrency and blockchain technology, driving innovation and growth in the financial sector.
The discussion also touched on the decentralization of U.S. federal agencies, with the Treasury and Federal Reserve functions moving away from Washington D.C.
This shift is expected to break up centralized corruption and bring government closer to the people it serves, promoting greater accountability and transparency.
In conclusion, the insights shared by Rob Cunningham on the Jon Dowling podcast offer a compelling glimpse into the evolving financial landscape.
As we move towards a more decentralized and transparent financial system, driven by advancements in cryptocurrency, blockchain technology, and legislative changes, it’s clear that the future of finance is set to be transformed.
As we navigate this changing landscape, it’s essential to remain informed, patient, and prudent, avoiding the pitfalls of misinformation and speculation. By doing so, we can position ourselves for success in a financial system that is set to be more transparent, efficient, and just.