Iraq Economic News and Points To Ponder Saturday Morning 11-22-25

Trump's Envoy: We Are Closely Monitoring The Process Of Forming The New Government.

Time: 2025/11/21 21:36:25 Reading: 0 times   {Local: Al-Furat News} Mark Savaya, US President Donald Trump's envoy, confirmed on Friday that Washington is "carefully monitoring" the process of forming the new Iraqi government.
Mark said in a tweet on the X platform, which was followed by Al-Furat News: "I look forward to visiting Iraq soon and meeting with key leaders."

He added that "Iraq has made great progress over the past 3 years, and we hope that this progress will continue in the coming months."  LINK

Iraq Is Moving Towards An American Company To Develop The Hamrin Oil Field.

Energy   Economy News — Baghdad   The state-owned North Oil Company announced that it held a meeting with the American company HKN Energy at its headquarters in Kirkuk Governorate, as part of the government's efforts to develop oil fields and strengthen international partnerships in the energy sector.

The Director General of the North Oil Company, Amer Khalil Ahmed, said in a statement received by “Al-Eqtisad News” that the meeting with the American company delegation came to finalize the technical vision regarding the Hamrin oil field development project, noting that the final version of the development file, which the Ministry of Oil is working on in cooperation with specialized international companies, has been reached.

He added that the meeting comes in implementation of the directives of the Deputy Prime Minister for Energy Affairs and Minister of Oil, Hayyan Abdul Ghani Al-Sawad, regarding the need to accelerate the technical and administrative steps related to developing the fields and increasing production, stressing that the ministry is directly following up on this file because of its strategic importance in enhancing the country’s production capacity.

The general manager explained that HKN is one of the companies that has a memorandum of understanding and a memorandum of principles (HoA) with Iraq, which paves the way for concluding a comprehensive development contract during the next period, after completing the technical conditions specific to the project.

HKN American Company

In a press release following the meeting, HKN Energy said the partnership with North Oil "represents an important step within the company's strategy to develop Iraqi fields according to the latest technologies adopted in the oil sector."

The statement confirmed that HKN is currently working with technical teams from North Oil and the Ministry of Oil to complete the necessary technical and logistical procedures to begin development operations, noting that the coming period will witness “the activation of serious field steps at the level of geological studies, infrastructure development, and preparation of drilling sites.”

The company also expressed its commitment to "supporting the Iraqi government's plans to develop the oil sector and invest in associated gas in northern Iraq," stressing that the Hamrin field project will be one of the pivotal projects in this regard.

Production at the Hamrin field is scalable.

In a specialized comment, oil expert Ali Khalil said that the Hamrin oil field is "one of the important fields in northern Iraq, and has recoverable reserves ranging from 1.5 to 2 billion barrels according to the technical estimates circulating."

The expert explained that the field's current production ranges between 20,000 and 25,000 barrels per day, a production that is "significantly capable of being increased" after the completion of the planned development operations.

He explained that the plan developed with HKN aims to raise production to 50-60 thousand barrels per day during the coming years, which will directly reflect on increasing oil revenues and supporting the national energy network.

Khalil pointed out that one of the most important aspects expected in this project is the investment in associated gas, as studies indicate the possibility of producing between 45 and 50 million cubic feet per day of gas, which can be invested in generating electricity and reducing gas flaring in the region.

He stressed that developing the field will contribute to "revitalizing the local economy in Kirkuk and Salah al-Din, creating job opportunities for young people, and improving the oil infrastructure in the region."
https://economy-news.net/content.php?id=62530

Iraq's Oil Exports Exceeded 110 Million Barrels In October

Energy   Statistics on oil exports from the Iraqi Oil Marketing Company (SOMO) for the month of October showed that more than 110 million barrels of oil were loaded through the ports of Basra and Ceyhan, Turkey, including 5 million barrels of oil from the Kurdistan Region, with a daily average of 188,000 barrels.

According to statistics published by the Iraqi Oil Marketing Company (SOMO), last October saw the loading of 110,650,970 barrels of exported oil by ships at the ports of Basra and Ceyhan, Turkey, which is approximately 3.6 million barrels per day.

Of these, 66,078,192 barrels were light oil exported through Basra ports, and 38,737,914 barrels were heavy oil loaded from the same port.

An official source at the North Oil Company stated in a press release that “this statistic pertains to the quantity of exported oil loaded by ships, after being stored in warehouses at the ports of Basra and Ceyhan, Turkey.”

According to the statistics, out of the total amount of oil in October, the amount of Kurdistan Region oil loaded at the Turkish port of Ceyhan amounted to 5 million, 834 thousand, 864 barrels, which were loaded over 8 days.

Oil exports from the Kurdistan Region via the Turkish port of Ceyhan resumed on September 27, 2025, after having stopped at the end of March 2023.  The statistics stated that the average amount of oil loaded from the Kurdistan Region in October was 188,200 barrels per day. 

Quantity of Kurdistan Region oil loaded at Ceyhan port:

2025-10-3: 647010 barrels

2025-10-6: 331024 barrels

2025-10-9: 1031445 barrels

2025-10-13: 601823 barrels

2025-10-16: 587398 barrels

2025-10-20: 1027119 barrels

2025-10-24: 608680 barrels

2025-10-30: 1000365 barrels

https://economy-news.net/content.php?id=62555

Ports Authority Announces Full Completion Of The New Navigation Channel At The Grand Faw Port

Friday, November 21, 2025 | Economy Number of views: 144  Basra / NINA / The Director General of the General Company for Iraqi Ports, Farhan Al-Fartousi, announced the complete completion of dredging work on the new navigation channel, one of five infrastructure projects belonging to the Grand Faw Port.

Al-Fartousi stated in a press release: "The channel is 100% complete, with a final depth of 19 meters. It extends for 23 kilometers with a width of 200 meters and forms a vital part of the Khor Abdullah waterway."

He added: "The procedures for approving and confirming these depths with the UK Hydrographic Office (UKHO) are currently underway, following the completion of a field survey of the navigation channel by a third party."

It is worth noting that the project is part of the government's plans to enhance the capabilities of Iraqi ports and facilitate the movement of large vessels, contributing to increased trade and logistical efficiency, especially with the imminent operation of the Grand Faw Port. /End   https://ninanews.com/Website/News/Details?key=1263069

Gold Is Declining And Heading For A Weekly Drop.

Economy   21/11/2025   Mawazin News -   Gold prices fell and are on track for a weekly decline after a stronger-than-expected US jobs report reinforced expectations that the Federal Reserve will not cut interest rates at its December meeting.

Spot gold fell 0.2 percent to $4,062.79 per ounce by 01:57 GMT.

The precious metal is down 0.3 percent so far this week. US gold futures for December delivery rose 0.2 percent to $4,068.10 per ounce, according to Reuters.

A US Labor Department report, delayed due to the federal government shutdown, showed that non-farm payrolls increased by 119,000 jobs in September, more than double the expected increase of 50,000.

Traders now expect the US central bank to cut interest rates next month with a probability of about 39 percent, down from a 60 percent forecast earlier this month.

Gold, which does not yield interest, typically tends to rise in low interest rate environments.

The dollar is on track for its strongest weekly performance in over a month on Friday. A stronger dollar makes gold, which is priced in dollars, more expensive for holders of other currencies.

Among other precious metals, spot silver fell 0.4 percent to $50.39 an ounce, platinum rose 0.4 percent to $1,517.95, and palladium gained 0.3 percent to $1,381.22.   https://www.mawazin.net/Details.aspx?jimare=270582

Oil Prices Fell For The Third Consecutive Session

Economy | 21/11/2025  Oil prices continued their decline for the third consecutive session as the United States pressed for a peace agreement between Russia and Ukraine that would allow for increased oil supplies in the global market, while uncertainty surrounding a potential US interest rate cut dampened investor appetite for risk.

Brent crude futures fell 71 cents, or 1.12 percent, to $62.67 a barrel by 0212 GMT, after declining 0.2 percent in the previous session.

US West Texas Intermediate crude futures were at $58.29 a barrel, down 71 cents, or 1.20 percent, after closing 0.5 percent lower on Thursday, according to Reuters.

Both benchmarks are on track to fall more than 2 percent this week due to concerns about increased supply.

Washington is pushing for a peace plan between Ukraine and Russia to end the three-year war, even as sanctions against Russian oil companies Rosneft and Lukoil are set to take effect on Friday. Lukoil has until December 13 to sell its massive international portfolio.

“With Ukraine not yet formally rejecting the agreement, the slim chance of a deal is weighing on prices, as it would eliminate much of the geopolitical risk premium for war that has been added to the price of crude,” said Tony Sycamore, market analyst at IG, in a note.

A stronger dollar has also weighed on oil prices because it makes the commodity more expensive for holders of other currencies.

The dollar is on track for its best weekly performance in more than a month on Friday as investors bet that the Federal Reserve is unlikely to cut interest rates next month.   https://www.mawazin.net/Details.aspx?jimare=270583

In Numbers... Planning Ministry Reveals The Size Of Private Sector Investments In The Five-Year Plan

Economy 21/11/2025  Mawazin News - Baghdad:  The Ministry of Planning confirmed that the volume of private sector investments within the five-year plan will reach 84 trillion dinars.

According to the official news agency, the Ministry of Planning spokesperson, Abdul Zahra al-Hindawi, stated that "Iraq has previously launched its Sustainable Development Vision 2030, which takes into account the fundamental Sustainable Development Goals agreed upon by the international community and reflects them in policies, programs, and development plans according to their phases.

" He pointed out that "the 2024-2028 five-year development plan covers almost the remaining period of Iraq's Sustainable Development Vision 2030 and includes goals related to health, education, poverty reduction, youth empowerment, partnerships, housing, and other 17 goals that are directly relevant to the Iraqi context."

He added, "These goals are translated into policies according to the five-year development plan and other strategies." He pointed out that "Iraq is now preparing to launch its third national poverty reduction strategy, which will cover the remaining five years of Iraq's Sustainable Development Vision 2026–2030.

This strategy will address poverty in its various dimensions, focusing on empowering and supporting the poor in areas such as health, housing, education, living standards, and employment."

He noted that "a special fund has been established to support the poorest areas, aligning with the Sustainable Development Goals and reflecting these developments through programs and policies." He explained that "civil society was a partner in the preparation of the 2024–2028 five-year development plan.

At all stages of preparation, civil society was represented through the presence of active civil society organizations. They were our partners in the preparation phases, and their continued partnership after preparation and launch involves monitoring and oversight to ensure the plan progresses according to its established paths and objectives."

Al-Hindawi explained that "the private sector is a partner in all stages of preparing and implementing the five-year development plan, and it has been given a significant role in the Iraqi investment landscape as defined by the plan.

" He added that "the private sector's contribution to the overall investment program is 35 percent, compared to 65 percent for the public sector, representing approximately 84 trillion dinars in investments to be undertaken by the private sector."

Al-Hindawi pointed out that "strengthening the role of the private sector in development, project implementation, and economic policy formulation came about through the establishment of the Permanent Council for Private Sector Development, chaired by the Prime Minister, with representatives from all economic activities and sectors within the private sector as members.

" He emphasized that "this represents an important step towards achieving a genuine partnership between the public and private sectors to support the private sector and enable it to play its developmental role effectively and robustly."  https://www.mawazin.net/Details.aspx?jimare=270596

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

MilitiaMan and Crew: IQD News Update-Secret operation-Silent Backbone-Pulse of Iraq

MilitiaMan and Crew: IQD News Update-Secret operation-Silent Backbone-Pulse of Iraq

11-21-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=WVOHetkZrpc

Why Chinese Billionaires Just Dumped $47 Billion Into Gold (2026 Crash Warning)

Why Chinese Billionaires Just Dumped $47 Billion Into Gold (2026 Crash Warning)

Financial Insight:  11-20-2025

In Q3 2025, Chinese billionaires moved $47 billion out of US stocks into physical gold — the largest capital flight since 2007.

This isn't just portfolio rebalancing. It's the exact same pattern that happened 12-18 months before the 2008 financial crisis when Chinese investors sold $31 billion in US equities right before the S&P 500 crashed 57%.

The wealthiest investors in China have access to real-time manufacturing data, banking intelligence, and government information that Western retail investors never see.

When they spot a crisis coming, they act first. In 2006-2007, they quietly exited before Lehman Brothers collapsed. Now they're doing it again in 2025.

 This video breaks down:

✅ The $47.2 billion capital flight (official data from Q3 2025)

✅ Why this mirrors the 2007 warning signal before the crash

✅ The four systemic risks Chinese billionaires see coming

✅ Why they're choosing gold specifically (and gold's performance in past crashes)

✅ The three waves of capital flight (we're only in Wave 1

✅ Exact portfolio allocation strategy to protect yourself

✅ Timeline: Q2 2026 expected crash based on historical patterns Chinese manufacturers are seeing AI chip orders decline 22% — six months before it shows up in corporate earnings.

They're watching US debt hit $35.7 trillion (130% of GDP).

 They're preparing for potential asset seizures as US-China tensions rise.

And they're front-running the dollar's decline as a reserve currency.

The smart money is moving. The only question is: will you listen this time, or will you be another retail investor who learns too late that when billionaires run for the exits, you should too?

https://www.youtube.com/watch?v=7NiSLQC-XNQ

FRANK26….11-21-25……AKI ANSWERED

KTFA

Friday Night Video

FRANK26….11-21-25……AKI ANSWERED

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=WmEK1JRNwMI

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25

Transcribed By WiserNow Emailed To Recaps   (INTEL ONLY)

Tonight’s call and intel segment is hosted by Sue

It’s November, 20th , big call, and you're here for kind of a special edition with my contributor Bob. Say, Hi, Bob.

Yay, doing Bob tonight. And of course, we're going to miss Bruce, but Bruce is out doing something really meaningful to him that he had scheduled quite a ways back. And so we said, hey Bruce, do it. We're going to cover it, and we're going to cover it just a little bit differently.

And I don't want to get you over excited, but I kind of do it's, it's pretty white hot Intel. So get your pads out, your pens out, because you're going to want to write it down. It's a little bit, I think it's going to be historic. And then I'm going to close it out with a reminder, and something that I think might intrigue you around what I have to offer you, because it's you know, we're in the final window. I know we we've heard that before, but we're definitely in the final window, and our whole purpose, Bob myself, Bruce is getting you ready for this phenomenal transition into a new life.

So everybody ready for the Intel? I wish I had two people. I can hear them saying, in down intel on our leadership calls we we do that, but get your pens out. This is pretty, pretty, pretty interesting day.

It started with just a little bit of the behind the scenes. I said, Okay, Bruce, you got to call me at five because I have other things going on.and we had one little thing at five o'clock. We have one little thing, and by 820 I have a boatload for you. So just know what it's like to be, sort of feel like an Intel Sherpa. What I am. I'm an Intel Sherpa. There you go.

We had heard, let's see, today is Thursday, probably, yeah, top of the Wednesday from three different high level sources that we were going to be getting our notifications, three of them, Monday, Tuesday, Monday, Tuesday. One of them was a bond paymaster, Monday, Tuesday.

Then I've got crazy notes here. Then we got  that. But we were going to have to see what happens with the ISO 220

220 22 rollout. So let's stay there for a second.

This is really fascinating.

It was supposed to roll out on Sunday, and you don't have the time, but I got to speak to a number one guide this evening and this is pretty cool to have the insight into this, the ISO.

I'm just going to call ISO. It spares me saying all those numbers. The ISO makes possible. Instead of what used to when you were going cross continent and doing a transfer, it usually took anywhere from seven to 10 days, seven to 10 days.

And what the ISO does cross border is it in 10 less than 10 seconds.

So when we were told that the ISO, it depends on the fallout, which we are supposed to hear on Monday, and I want to mention right here, because I forgot to mention Bruce will be back on Tuesday, so he'll be delivering all our intel as usual.

But depending on that Fallout, it depends on exactly this is what we were hearing earlier today. There's more to come.

How this thing goes down, and it was told to me that, I said, Well, how you know what kind of banks who isn't going to be on board with this? He said, you'd be surprised to see how many banks are in denial, and if they're in denial and they don't do it, so we can cut the legs off. Sorry for the kind of exaggerated expression of this seven to day seven to 10 day transfer, which obviously wouldn't work for rebuilding the world.

If they don't do that, they will instantly be shuttered.

So I was digging around trying to figure out what their thinking is like. Who what banks? Who is thinking like that? What kind where that resistance was coming from, couldn't get anything on that, but they will be closed, and that's what's important. So know that when this goes, think about that happening on Sunday. That's why it's so so important. It's really basically a part of the QFs system and part of the whole new infrastructure that's going to speed the ability for liquid energy, which we're going to call money for the time being.

But it literally means that what will be monitored through the QFs, what will be delivered as mercy and blessing. That's us. It's going to be possible as of Sunday, pretty, pretty amazing that we're able to hear and imagine the systems that are going online.

So   um, then we got a text. This came in early this evening, and it was from, I'm just going to say, a premier banker.

And he said that the notifications are extremely imminent. That's what he said. So we have Monday, Tuesday, Wednesday, then we have the bankers saying that it's extremely imminent. And so this was early in the evening, and I our guy called said, Did you get it? I said, Yes. And said, What do you think that means? And he said, Saturday, Sunday, Monday, Tuesday,

 I'm just showing you what Bruce has to do everyday - Like, it's like watching clouds form. It's a military operation. It's like watching clouds form.

Basically, they were saying tier 4B notifications are coming very fast.  That's what they said.

Finally, and this is the big thing that happened at 8:20 tonight. This is so cool, and we all get to witness it. They're triggering the email activator Tuesday evening.

So what that means and this was coming from,

I asked how I should express this. This was coming from a very, very high source in the treasury. So they're treasuring the email activator Tuesday evening.

And that means they finally decided ISO triggering the activator on Tuesday evening. They finally decided to let it go.

Here's the rub, sort of I asked, well, what does that mean? When would we get it? He said, Tuesday night or Wednesday.

Then our guy asked this top, top person. He said, are we going to be able to go so numbers can come out? Tuesday night, stay, Wednesday, night, and our number one guy said, are we going to be able to go on Thanksgiving? And he said, No.

He said, It looks like you're going to have a marvelous weekend.

So --  What does that look like? We were to drop in the picture of a big 800 number  -- I would say be looking on Tuesday evening. Be looking on Wednesday evening.

As you know, President Trump is supposed to make an announcement on Thursday. And I have a feeling we will be exchanging  --  no times have been given, but we should be exchanging Friday and Saturday.  That’s what the picture looks like

What we can do is imagine  every day, whenever you want. You can do it at noon. You could do it at six. Take the time and just keep seeing the 800 numbers dropping in. See ISO going through. See the 800 number dropping in and being activated on Tuesday . See it coming into your mailbox on Wednesday.

And then see it as these light columns just stacking up, stacking up and more and more brilliant. And then see yourself opening up your email. If I was copywriter, I used to do this in my world class presentation. I'd say, if I was the copywriter, people always ask, what is it going to say?  I would say  “attention, currency holder, important information inside” --  wouldn't be a good that's what I would put attention currency holder, important information inside, just ah, it involves you. Yep, it's got to be hooky, and it's got to grab you.

It's going to be bold, it's going to be clear, attention currency holder  Treasury notice or something, it's going to be very, very strong. So there's no way you're going to miss it. I want to make sure you take that anxiety away.

And that's basically, I think that's incredibly powerful, that they're dropping emails on Tuesday night 

Thank you. say, thank you. So I hope you're excited about that Intel. I'm really excited about that Intel,

So I think that's it, right, Bob. I think we've covered it. So let's, let's everybody have a wonderful night, and I'm going to pray the call out

May this call anchor a new a new floor, a new like riding an escalator that you leave this fall and you say, Wow, this is getting exciting. We're really finally there blessing you all, in Jesus name thank you for being awesome, good night.

Bruce’s Big Call Dinar Intel Thursday Night 11-20-25 REPLAY LINK   Intel Begins   53:30

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FORK0

Bruce’s Big Call Dinar Intel Tuesday Night 11-18-25 REPLAY LINK   Intel Begins   1:13:03

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FORWq

Bruce’s Big Call Dinar Intel Thursday Night 11-13-25 REPLAY LINK   Intel Begins   1:10:20

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FORy2

Bruce’s Big Call Dinar Intel Tuesday Night 11-11-25 REPLAY LINK   Intel Begins   1:24:24

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FORrr

Bruce’s Big Call Dinar Intel Thursday Night 11-6-25 REPLAY LINK   Intel Begins   38:38

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FOR0N

Bruce’s Big Call Dinar Intel Tuesday Night 11-4-25 REPLAY LINK   Intel Begins   45:35

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FORz7

Bruce’s Big Call Dinar Intel Thursday Night 10-30-25 REPLAY LINK   Intel Begins   1:01:31

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODln

Bruce’s Big Call Dinar Intel Tuesday Night 10-28-25 REPLAY LINK   Intel Begins   1:13:00

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODE2

Bruce’s Big Call Dinar Intel Thursday Night 10-23-25 REPLAY LINK   Intel Begins   1:25:50

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODKF

Bruce’s Big Call Dinar Intel Tuesday Night 10-21-25 REPLAY LINK   Intel Begins   1:30:00

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODWk

Bruce’s Big Call Dinar Intel Thursday Night 10-16-25 REPLAY LINK   Intel Begins   1:19:05

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODxC

Bruce’s Big Call Dinar Intel Tuesday Night 10-14-25 REPLAY LINK   Intel Begins   1:34:40

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODXf

Bruce’s Big Call Dinar Intel Thursday Night 10-9-25 REPLAY LINK   Intel Begins   1:25:05

https://www.freeconferencecallhd.com/wall/recorded_audio?audioRecordingUrl=https%3A%2F%2Frs0002.freeconferencecall.com%2Fstorage%2FsgetHD%2FHsCgW%2FODC5

Seeds of Wisdom RV and Economics Updates Friday Afternoon 11-21-25

Good Afternoon Dinar Recaps,

Diplomacy & Peace — Saudi-US and Regional Diplomatic Moves Reconfigure Influence

High-level security and investment pacts — plus mediation signals — reshape regional alignments.

Overview

• The U.S. and Saudi announcements this week (large investment commitments, defense status moves and aircraft/air-mobility pacts) indicate a deepening strategic tie with broad economic implications. 

• Iran has reportedly sought Saudi mediation to re-engage the U.S. on stalled nuclear talks, signalling a possible regional diplomatic opening. 

Key Developments

• U.S.–Saudi: reporting indicates commitments of large Saudi spending across energy, defence and tech and moves to elevate cooperation — potentially including F-35/defense equipment pathways. 

• Saudi tech/aviation deals: agreements to trial eVTOL/air-taxi operations with Archer and PIF-owned operators point to industrial and mobility cooperation announced at regional events. Iran outreach to Riyadh asking for mediation with Washington could reopen diplomatic channels over the nuclear dossier if Saudi leverage proves effective. 

Why it matters
Major security and investment pacts shift political-economic alliances, affect energy and defence planning, and can rewire trade and settlement preferences — all central to the geopolitical layer of the Global Reset.

Implications for the Global Reset

• Pillar: Diplomacy & Peace — Strategic Realignment: Security designations and mega-investment pledges increase the economic leverage of states and can accelerate alternative trade/settlement arrangements.

• Pillar: Finance & Markets: Diplomatic deals influence sovereign risk assessments, foreign direct investment flows, and regional banking relationships.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “US secures $1 trillion Saudi spending commitments spanning nuclear energy to F-35s” 

• Politico – “Trump elevates Saudi Arabia to 'major non-NATO ally' status” 

• Reuters – “Archer partners with Saudi entities to develop and test air-taxi operations” 

• Reuters – “Edgy Iran seeks Saudi leverage to revive stalled nuclear talks with US” 

~~~~~~~~~~

BRICS NEWS: De-dollarisation Progress and Practical Limits

Bilateral local-currency trade and critical-minerals deals advance, but unified de-dollarisation remains complex.

Overview

• BRICS and several emerging-market actions continue to expand local-currency settlement and bilateral trade arrangements — but analysts caution about practical limits to a rapid global de-dollarisation. 

• South Africa and the EU signed a critical-minerals deal this week, tying trade and supply-chain policy into strategic currency and trade discussions. 

Key Developments

• BRICS local settlement: increased bilateral local-currency trade agreements recorded across several members, but experts note a gap between bilateral deals and a unified alternative payments architecture. 

• South Africa–EU critical minerals pact includes cooperation clauses that protect supply lines and strengthen trade-linkage resilience — part of a broader re-tooling of trade corridors. 

Why it matters
Practical progress on local-currency trade and critical-minerals security reduces reliance on single-currency supply chains and encourages the development of alternative settlement systems — an operational pillar of the Global Reset even if full de-dollarisation remains aspirational.

Implications for the Global Reset

• Pillar: Currency — Payments & Settlement: Bilateral settlements and trade agreements build the plumbing for reduced dollar dependence, but scalability and network effects remain hurdles.

• Pillar: Markets/Metals: Strategic minerals and reserve assets interplay as countries hedge currency and industrial risks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS De-Dollarization Faces a Reality Check” 

• Lowy Institute – “A reality check for BRICS and the lofty dedollarisation agenda” 

• Reuters – “South Africa, EU sign critical minerals deal, vow to defend multilateralism” 

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking | Michelle Makori

Miles Franklin Media:  11-20-2025

Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, breaks down a quiet, unplanned meeting the Federal Reserve held with America’s top primary dealers and why it signals growing stress in the financial system.

Michelle explains what a repo market is, why the strain is returning to levels last seen in 2018-2019 and why the Standing Repo Facility – created specifically to stop crises – isn’t being used.

This is a warning shot from deep inside the plumbing of the financial system and it matters for every asset class.

Watch Michelle’s full breakdown to understand what’s coming next and why something in the system is already cracking.

00:00 Introduction: The Secret Meeting at the New York Fed

 00:50 Understanding the Repo Market

 02:03 Back to the New York Fed Meeting

02:35 The Fed's Standing Repo Facility

03:12 Liquidity Injection & Its Impact

 04:59 The Fed's Next Moves

05:37 Gold & Market Instability

06:33 Conclusion: The Real Story

https://www.youtube.com/watch?v=3-DevHTCAP8

Coffee with MarkZ, joined by Mr. Cottrell. 11/21/2025

Coffee with MarkZ, joined by Mr. Cottrell. 11/21/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Happy Friday y’all

Member: Wow this week flew by fast!

Member: Morning…silver back down, XRP way down, market down yesterday after a good jobs report. Are these good or bad signs?

MZ: It’s the markets desperately trying to find value in a fiat world.

Member: 33 days until Christmas. Think they will get it (rv) done before?

MZ: I think there is a good chance. But I do not know the timing.

Member: Lots of people excited about Iso20220 being implemented worldwide tomorrow. They seem to think it may be the trigger?

Member: Articles from Iraq say they are ready to implement it

MZ: It is called the SWIFT MX system

Member: I wonder if that is what Iraq calls the QFS system?

Member: Cross border payments are speeding up

MZ: Transactions that used to take weeks will now take seconds

Member: Is this December first date that something might happen true? Thanks

Member: Frank mentioned it last night…

Member: “Prime Minister Mohammed Shia Al-Sudani : On Tuesday a new mechanism concerning foreign currency was announced and will be implemented December 1st”

MZ: We are expecting some kind of announcement but want you all to stay grounded. Once they implement Iso20220 it will be huge for Iraqi banks and international businesses. And it could help support a more valuable currency.

Member: Don’t they usually announce things after its done?

MZ: They almost always announce after it is done.

MZ: On the bond side its still very quiet. Hoping this is a good thing.

MZ:  “Learn about the "secret operations room" that monitors the pulse of the Iraqi economy and protects the dinar from fluctuations.” They are openly talking about how they work on these mechanisms. Read the articles…..This has not been a “Get rich quick” scheme. They have been methodically doing the steps to increase the value and stabilize the currency

MZ: They have been working on this for 2 decades. Not a get rich quick scam . Real governments, real banks and real fundamentals.

Mark talks a lot about anonymous articles saying investing in the dinar is a “scam” Listen to the replay for this analysis.

Member: Some of these articles make it sound like the Dinar is a meme coin, not a country’s currency. Just shows they don’t know history.

Member: I just don’t want to be one of those people that didn’t make long enough to see this.

Member: Banks are down 4 days next weekend. Be a great time to get'r done.

Member: Hoping we have the best Holiday Season ever!!

Mr. Cottrell joins the stream today. Please listen to the replay for his information and opinions

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=HkRca-ziGpc

News, Rumors and Opinions Friday 11-21-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Fri. 21 Nov. 2025

Compiled Fri. 21 Nov. 2025 12:01 am EST by Judy Byington

Judy Note on Possible Timing of Restored Republic via a GCR: The below is a compilation of five valid sources’ opinions on the roll out of the Restored Republic and new Global Financial System. Please treat as rumor as the Intel changes daily, sometimes hourly, or even by the minute, plus only a select one or two were authorized to expose certain Intel, or exact timing:

Fri. 21 Nov. 2025 Iraqi magazine exposes new Dinar rates, coordinating with Starlink-protected exchanges for Tier 4B patriots. Sudani’s rate announcement hits Iraqi media, confirming Dinar revaluation and signaling BRICS gold integration for VND and ZIM parity.

On Sat. 22 Nov. 2025 the Cabal’s fiat currency SWIFT System expires and the RV/GCR launches, triggering a full GCR rollout. Military-protected Redemption centers will open nationwide for Dinar and Dong holders, the Dinar anchoring RV/GCR launch under ISO 20022 compliance, forcing fiat systems into asset-backed parity. Global desks brace for FX liquidity shift, as Asia and Europe tighten compliance, paving way for seamless asset-backed transitions.

The Sat. 22 Nov. 2025 launch of ISO2002 shuts down the fiat currency system. https://x.com/DavidXRPLion/status/1991451346822930802?s=20

Mon. 24 Nov. 2025 Iraq compliance verified under IMF/BIS reports, green lighting Dinar Forex visibility and igniting prosperity fund distributions.

Tues. 25 Nov. 2025 Redemption Centers officially open nationwide. Tier4b notification (Us, the Internet Group who hold foreign currencies and Zim Bonds) will be sent out in order to set exchange/redemption appointments. The Military and Starlink Satellite System will be protecting exchanges.

Thurs. 27 Nov. 2025 (Thanksgiving) Trump makes Restored Republic and Worldwide Gold Standard announcements.

In Dec. 2025 The Storm peaks with full collapse of the fiat system. Fed goes dark. BRICS gold-backed system dominates, rejecting shotgun narratives for phased RV e*******n tied to commodity demand spikes.

Starting Mon. 1 Dec. 2025 Nesara/Gesara activates through Trump’s Tariff payments, wiping out the national debt and distributing $2,000 directly to Americans via the QFS. NESARA/GESARA provisions deploy via the QFS, distributing wealth redistribution funds to eligible nations instantly, stabilizing economies with photonic encryption.

Wed. 10 Dec. 2025: BRICS Nations finalize gold-backed currency integration, accelerating Global de-dolarization, seizing Elite funds for Global reparations and enforcing VIP arrests under GESARA Law with QFS Blockchain security. BRICS alliance enforces 1:1 currency parity, accelerating de-dollarization and channeling seized c***l assets into sovereign wealth funds.

In early 2026 Global wealth reallocation peaks, p*****g currencies to sovereign memory rather than elite control, fulfilling NESARA jubilee mandates. Federal Reserve crumbles under QFS protocols, replaced by decentralized asset-backed digital currencies, eliminating IRS and shadow government control.

Sun. 1 Feb. 2026 Global Currency Reset initiates under QFS override, erasing legacy debt and transitioning 209 countries to multipolar sovereignty.

In Summary:

Over 200 nations lock into QFS gold parity, rendering fiat systems obsolete and initiating unbreakable blockchain security.

Humanitarian vaults expand with seized assets routing to verified accounts, erasing manufactured poverty forever.

Quantum Financial System activation accelerates as blackout protocols engage worldwide, severing D********e banking control by December 2025.

NESARA/GESARA enforcement triggers the largest wealth redistribution in history, reclaiming trillions from elite vaults for direct citizen credits starting mid-December 2025.

The Great Awakening surges as hidden technologies release, propelling humanity into an era of abundance and sovereignty.

Read full post here”  https://dinarchronicles.com/2025/11/21/restored-republic-via-a-gcr-update-as-of-november-21-2025/

************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  The HCL...everybody thinks that we have to wait for that.  I don't believe that's the case and here's why.  Governor Alaq has full legal power to change the exchange rate any single day he wants.  There's no vote required.  Central Bank law number 56 of 2004, article 27 - The CBI board alone decides the rate.  Parliament cannot stop him.  He has already  done it twice in 2021 and 2023.  He can do it again tomorrow morning if he chooses...You don't have to worry about parliament  because [the hcl] is going to take place afterwards...once Alaq does a real effective exchange rate.

Frank26   [Iraq boots-on-the-ground report]    OMAR: The Central Bank of Iraq has confirmed they're moving forward with the plan of dropping the zeros from their currency.  This means they are re-denominating the dinar...They haven't provided a strict timeline yet.  FRANK:  Yes they are...They're going to get rid of the 3 zero currency notes and replace them with lower notes.  That is the definition of a Re-denominating...All we need is a date for this mountain of promises.

Mnt Goat  On my Wednesday call to Iraq I was told that we should look for more directions from the CBI to the citizens on how to switch out their larger notes for the lower denominations. My CBI contact refused to give me an exact date as to when the switchout would occur but my common sense says it is VERY close as the CBI is going to publish the directions for the switchout.   I was also told to watch for the Al-Sudani government and the completion of it.  I was also reminded to watch for further information about the accession to the WTO, which I was reminded would be a signal to us...

************

SILVER ALERT! Are You Ready for a 1-to-1 Gold/Silver Ratio?! Here's How it Will Happen!

(Bix Weir) 11-20-2025

Talk about CRAZY DAYZ in the Silver business! For the past 3 months the amount of Silver Imported into India has about DOUBLED for each consecutive month as the price was RISING!

This is unheard of and yet NOBODY in the Silver world is talking about it! WHERE ARE THE SILVER MOUTHPIECES THIS TIME?

https://www.youtube.com/watch?v=pRjpBFUkLdI

Seeds of Wisdom RV and Economics Updates Friday Morning 11-21-25

Good Morning Dinar Recaps,

Surging Long-Term Yields Tighten Global Credit Conditions

Longer-dated sovereign yields climb as rate-cut hopes fade, raising funding costs for governments and corporates.

Overview

• U.S. Treasury and global sovereign yields ticked higher after Fed minutes and mixed economic data showed less clarity on near-term rate cuts. 

• Japan’s long-dated yields have jumped to multi-year highs, adding stress to global fixed-income markets and swap curves. 

Key Developments

• Fed minutes signalled committee members remain split on the timing of cuts, prompting investors to reprice expectations and send yields up across the curve.

• Japan: 20– and 30-year yields reached the highest levels seen in years amid concerns over stimulus size and fiscal financing. 

Why it matters
Rising long-term yields increase the cost of borrowing for sovereigns and corporates, reduce liquidity for risk assets, and can accelerate balance-sheet stress in highly levered sectors — a key channel through which monetary policy and fiscal choices feed into the Global Reset.

Implications for the Global Reset

• Pillar: Finance — Liquidity & Credit: Higher yields compress margins for banks and increase rollover risk for governments leaning on debt markets.

• Pillar: Markets: Equity risk premia may widen if yields remain elevated and cut expectations slip.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Barron's – “U.S. Treasury yields edged higher after Fed minutes” 

• Yahoo Finance – “Japan's Yield Shock Threatens Global Markets” 

• Wall Street Journal – “Japan Bond Yields Rise as Likely Stimulus Package Sparks Fiscal Concerns” The Wall Street Journal

  ~~~~~~~~~~

Tech-Led Rally Reverses, Liquidity Strains Reappear

Volatility returns as AI optimism meets valuation and liquidity concerns.

Overview

• U.S. equities experienced a sharp intraday reversal after early gains driven by AI-sector strength; the S&P and Nasdaq closed materially lower on renewed risk-aversion. 

• VIX spiked and risk assets including crypto sold off as liquidity dried in the middle of the session.

Key Developments

• Nvidia earnings initially buoyed the sector but the rally faded, exposing limited market depth and sector concentration risk. 

• Macro datapoints (jobs and Fed signaling) left traders uncertain about the timing of rate cuts, intensifying flow reversals into safe havens. 

Why it matters
Rapid reversals amplify the feedback loop between asset prices, margin requirements, and liquidity providers — increasing the probability of disorderly moves that can transmit into funding markets and core credit, a core feature of the Global Reset dynamics.

Implications for the Global Reset

• Pillar: Markets — Liquidity & Structure: Higher volatility forces deleveraging, narrows bid-ask spreads, and punishes concentrated positions.

• Pillar: Finance: Market stress often presages tighter credit conditions and raises the cost of balance-sheet adjustment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• MarketWatch – “Stocks see biggest intraday selloff since April…” 

• Financial Times – “US tech stocks slide as jolt of volatility hits Wall Street” 

• Reuters – “S&P 500, Nasdaq futures under pressure as tech selloff continues”  

~~~~~~~~~~

Central-Bank Gold Buying and Strategic Accumulation Continue

Reserve managers keep adding gold while national banks step up domestic gold operations.

Overview

• Major banks and research houses continue to flag ongoing central-bank accumulation of gold as a strategic reserve diversification trend. 

• Russia and other producers report increased central-bank activity in gold operations and domestic flows. 

Key Developments

• Goldman Sachs: research notes show central-bank purchases sustaining elevated demand and bullish price forecasts into 2026. 

• Russia’s central bank said gold-related operations are increasing, reinforcing the narrative of reserve diversification in emerging-market policy circles. 

• Price action: short-term moves show sensitivity to U.S. jobs and rate-cut expectations; this week gold traded with intraday swings tied to macro prints. 

Why it matters
Sustained central-bank accumulation compresses available above-ground supply for private buyers, inflates strategic asset prices, and signals a structural shift in reserve composition away from pure dollar liquidity — a foundational change for the Global Reset.

Implications for the Global Reset

• Pillar: Metals — Reserve Recomposition: Centrality of gold as a reserve asset strengthens alternatives to purely dollar-centric reserves.

• Pillar: Currency: As central banks diversify, coordinated currency strategies and settlement systems may accelerate.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Goldman Sachs sees continued central bank gold buying in November” 

• Reuters – “Russia's central bank says its operations with gold are increasing”

• Reuters – “Gold falls 1%, poised for weekly loss as US jobs data dims rate-cut hopes” 

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Friday Morning 11-21-25

Inner Fortress  Learn About The "Secret Operations Room" That Monitors The Pulse Of The Iraqi Economy And Protects The Dinar From Fluctuations.
 
Economy / Special Reports Yesterday, | 629  Baghdad Today – Baghdad   While the domestic debate continues regarding the   exchange rate and the   future of the dinar, the      Central Bank of Iraq's recent statement      on the tasks of its Investment Department has  revealed another dimension to the monetary landscape—    one that is deeper, less visible, yet highly influential.

This department, which   manages foreign reserves and   balances global market risks,    is now described by economists as the   "silent backbone" of the Iraqi economy,        alongside oil, and the     foundation upon which     the most significant financial transformations   underway in the country are taking place.
 
Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years   from a traditional bureaucratic unit   into a true center of gravity,   preserving the stability of public finances and   defining the Central Bank's room for       maneuver in the foreign exchange market.
 
He told Baghdad Today that the   prudent management of foreign assets—from      government bonds to    gold,    deposits, and    low-risk instruments—   has enabled Iraq to    weather the waves of global market turmoil and    mitigated the impact on the dinar and the      country's financial balance.
 
The Central Bank's technical statement, while   employing specialized language regarding      balances,      transfers, and    investment plans, nonetheless    attracted the attention of international experts    who analyzed its implicit messages.
 
Bankers point out that the Central Bank's explicit declaration that the   department's activities aim to stabilize the exchange rate      does not necessarily mean an immediate appreciation of the dinar.
 
However, it is a strong indication that   preparations for a stable monetary reform have effectively begun.
 
These experts believe the Central Bank is waiting for the "safest moment" to take any significant steps, given the extreme sensitivity of the Iraqi market.
 
Any adjustment to the exchange rate system—   whether an appreciation or a restructuring—   requires a robust structure capable of absorbing shocks.
 
At the heart of this shift, two phrases in the Central Bank's statement caught the attention of experts:
   "operational continuity" and   "risks associated with oil revenue currencies."
 
These are phrases typically used in international contexts related to   deep monetary reforms and   preparing for potential fluctuations      that may accompany opening up to global markets.
 
Specialists interpret this as part of   restructuring Iraq's financial sector infrastructure      in line with IMF recommendations, the   requirements for joining the World Trade Organization, and      gradual integration into the global financial system.
 
However, the most sensitive transformation   is not limited to the investment sector alone,   but encompasses an entire system being developed in parallel.
 
Starting Saturday (November 22),   all cross-border payments in Iraq       will transition to the ISO 20022 standard,         the system adopted by the most advanced economies.

Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand   exchange rate fluctuations of up to 30%, a   collapse in oil prices, or a   sudden run on deposits,      while maintaining their solvency.
 
Economists believe these two steps are not merely technical updates,but rather represent—quite literally—the   final two key conditions that the      International Monetary Fund, the    US Treasury Department, the    Bank for International Settlements, and     major correspondent banks in New York and London stipulated must be met    before Iraq could fully participate in the     international foreign exchange market.
 
They emphasize that the fundamental problem with the dinar today   is not its market value,   but rather that Iraq remains "blocked" from the global exchange market, and that      adopting Basel III-ICAAP and ISO 20022 standards is what   will pave the way for gradually lifting this blockade.
 
Analyses indicate that the Iraqi dinar remains   trapped in a restricted market,   unable to be traded in large quantities      except through the daily dollar auction.
 
Furthermore, prior to adhering to the new standards,   local banks appeared structurally unstable to international banks, and   their payment channels relied on outdated SWIFT systems dating back three decades,      placing them under suspicion of money laundering.
 
Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.
 
In this context, experts believe that Iraq is nearing the end of the "forced peg" of its exchange rate, which effectively began in October 2021 when it was announced that   "the rate will remain fixed until 2025."
 
With this date approaching and the  technical requirements for monetary reform being finalized,   some believe that Iraq may be entering a new phase      that might not be a direct revaluation of the dinar,  but which will at least pave the way for a more   stable and   transparent exchange market.  

Al-Tamimi concludes by saying,  “Oil provides the funds, but it is   the investment department that ensures those funds are not lost to market fluctuations.”

He adds that   the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the  strength of reserves and the   stability of the banking sector   will be the most decisive factors in the future of the dinar.    https://baghdadtoday.news/287495-.html   

 The Central Bank Issues A Series Of Instructions To Banks To Improve Services And Prevent The Collection Of Illegal Commissions.
 
November 20, 2025   Baghdad/Iraq Observer  The Central Bank of Iraq issued new directives today   to banks operating in the country,   including a package of mandatory measures aimed at   enhancing the quality of banking services and   protecting the rights of the public.

First – Improving The Level Of Service:
 
The Central Bank stressed the need for banks to   adhere to customer service standards,   provide a suitable professional environment within branches, and   expedite transactions without delay.
 
It emphasized the importance of assigning qualified staff to   deal directly with customers and   activating systems for receiving and processing complaints within specific      timeframes.
 
Second – Prohibiting The Collection Of Commissions Not Stipulated:
 
The bank prohibited the collection of any unauthorized fees or charges, including   commissions on cash deposits or other transactions,      unless listed in the approved commission schedules.
 
It deemed the collection of any amount outside these regulations a clear violation warranting legal action.
 
Third – Simplifying Account Opening:
 
The Central Bank directed banks to adhere to   account opening regulations and   due diligence procedures      without requesting additional documents beyond the official requirements.
 
It emphasized that any unjustified complications would be   considered a disruption to banking operations and would be   addressed according to applicable laws.
 
Fourth – Commitment To Accepting Small Denominations Of Currency:
 
The bank mandated that all bank branches deal with small denominations of currency
   as valid legal tender, and considered   refusal to accept them a serious violation that warrants accountability.
 
The Central Bank indicated that its inspection teams will   conduct surprise field visits to verify compliance with these instructions,    and will take strict measures against banks that violate them,  considering this a breach of   banking discipline and the   rights of customers.    https://observeriraq.net/المركزي-يوجّه-المصارف-بجملة-تعليمات-ل/    
  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Friday Morning 11-21-2025

TNT:

Tishwash:  Learn about the "secret operations room" that monitors the pulse of the Iraqi economy and protects the dinar from fluctuations.

 While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq's recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential.

This department, which manages foreign reserves and balances global market risks, is now described by economists as the "silent backbone" of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank's room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country's financial balance.

The Central Bank's technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank's explicit declaration that the department's activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar.

However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the "safest moment" to take any significant steps, given the extreme sensitivity of the Iraqi market.

Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.

At the heart of this shift, two phrases in the Central Bank's statement caught the attention of experts: "operational continuity" and "risks associated with oil revenue currencies."

These are phrases typically used in international contexts related to deep monetary reforms and preparing for potential fluctuations that may accompany opening up to global markets.

 Specialists interpret this as part of restructuring Iraq's financial sector infrastructure in line with IMF recommendations, the requirements for joining the World Trade Organization, and gradual integration into the global financial system.

However, the most sensitive transformation is not limited to the investment sector alone, but encompasses an entire system being developed in parallel.

 Starting Saturday (November 22), all cross-border payments in Iraq will transition to the ISO 20022 standard, the system adopted by the most advanced economies. Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand exchange rate fluctuations of up to 30%, a collapse in oil prices, or a sudden run on deposits, while maintaining their solvency.

Economists believe these two steps are not merely technical updates, but rather represent—quite literally—the final two key conditions that the International Monetary Fund, the US Treasury Department, the Bank for International Settlements, and major correspondent banks in New York and London stipulated must be met before Iraq could fully participate in the international foreign exchange market.

They emphasize that the fundamental problem with the dinar today is not its market value, but rather that Iraq remains "blocked" from the global exchange market, and that adopting Basel III-ICAAP and ISO 20022 standards is what will pave the way for gradually lifting this blockade.

Analyses indicate that the Iraqi dinar remains trapped in a restricted market, unable to be traded in large quantities except through the daily dollar auction. Furthermore, prior to adhering to the new standards, local banks appeared structurally unstable to international banks, and their payment channels relied on outdated SWIFT systems dating back three decades, placing them under suspicion of money laundering.

Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.

In this context, experts believe that Iraq is nearing the end of the "forced peg" of its exchange rate, which effectively began in October 2021 when it was announced that "the rate will remain fixed until 2025."

With this date approaching and the technical requirements for monetary reform being finalized, some believe that Iraq may be entering a new phase that might not be a direct revaluation of the dinar, but which will at least pave the way for a more stable and transparent exchange market.

Al-Tamimi concludes by saying, “Oil provides the funds, but it is the investment department that ensures those funds are not lost to market fluctuations.”

He adds that the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the strength of reserves and the stability of the banking sector will be the most decisive factors in the future of the dinar. link

************

Tishwash:  A highly anticipated US visit and Savaya's appearance at the Pentagon send strong messages about a "completely different phase" in Iraq.

What does Washington have up its sleeve?

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections.

The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya at the Pentagon has yet to subside, less than four hours after the same coordinating body announced its formation as the "largest bloc"—a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation's visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures.

 The US administration believes its political and economic support is contingent on Baghdad's ability to establish a governing framework that prevents armed groups from influencing executive decisions and ensures that the instruments of power remain solely in the hands of state institutions.

Behind these messages lies the issue of uncontrolled weapons, a central focus of the American approach. Washington believes the incoming government will face a direct test regarding the role of factions within the political process, the nature of their participation in governance, and the limits of their security influence.

Diplomatic sources believe the United States wants clear commitments before fully recognizing the new government and may escalate pressure if it perceives the political equation as shifting toward a factional government with significant parliamentary influence.

The economic dimensions are equally, and perhaps even more, present than they appear on the surface. The US administration is preparing to revive major projects such as investment in Baghdad International Airport, which has returned to the forefront as a strategic project no less important than oil and energy.

There is talk within US circles of a desire to develop the airport through operational and investment partnerships that would provide it with an advanced operational infrastructure and connect it to a broader network of commercial air transport. There is also a push to expand US investment in oil and gas fields and to develop the energy, transportation, and port sectors, as these are considered key to long-term economic stability in Iraq.

The appearance of Savaya within the Pentagon has given these files an added dimension. International relations expert Hussein al-Asaad, speaking to Baghdad Today, believes that placing the Iraqi file on the desk of the Secretary of Defense, rather than the State Department, reflects a shift in Iraq's focus from diplomatic discussions to direct U.S. national security concerns.

Al-Asaad explains this shift as a result of growing anxiety in Washington regarding the future of foreign forces, the activities of armed factions, threats related to regional conflict, and the nature of the next government and the potential changes it might bring to the balance of power.

Al-Asaad points out that Savaya, with his economic background, represents a bridge between the security and investment sectors, making his presence at the Department of Defense a sign that Washington is now dealing with the Iraqi file as a complex issue that combines security, politics, and economics. From this perspective, the United States' aspiration to restructure its economic presence in Iraq is no longer separate from its security vision, but rather complements it.

As for the timing, diplomatic sources confirmed to Baghdad Today that publishing photos of the meeting just hours after the announcement of the "largest bloc" coordination framework was not a spontaneous move. According to these sources, Washington wanted to send a clear signal to the political forces that the formation of the next government would be under direct scrutiny, and that the United States would not be lenient with any political formula that weakens the state or opens the door to unchecked influence.

Observers believe that Iraq finds itself at a critical juncture with multifaceted dimensions. Political forces are moving towards forming a government that, thus far, appears to lean heavily towards the influence of armed factions. Washington is intensifying its messaging through the anticipated visit and the movements of the Savaya delegation. Economic issues are resurfacing strongly, from the airport to the oil fields to energy projects. And the regional environment is exerting significant pressure on the shape of future policies in Baghdad.

Between these overlapping circles, the next phase appears governed by a delicate equation: no governmental stability without calming the security situation, no international support without a clear economic vision, and no internal balance without redefining the boundaries of political and military influence. At the heart of this equation, the United States stands closer than ever to the government formation process, at a moment when the first outlines of the coming years are being drawn.   link

************

Tishwash: Kurdistan Finance Ministry: Salaries of those not registered in the "My Account" project will be suspended at the end of this year.

The Ministry of Finance and Economy of the Kurdistan Regional Government announced on Thursday that the salaries of civilian and military employees who have not registered themselves in the "My Account" project will be suspended based on a decision by the Federal Ministry of Finance.

The ministry said in a statement seen by “Al-Eqtisad News” that all employees, security affiliates and beneficiary families who have not yet filled out the “My Account” project form will have their salaries suspended when the September salary is disbursed until the form is completed.

She noted that families whose bank card procedures have been completed but who have not yet received their cards must visit the banks to receive them, indicating that the October salary will be disbursed exclusively through the "My Account" project.

 The Ministry of Finance confirmed that about 90% of the employees of the Kurdistan Region, both civilian and military, in addition to those receiving salaries, have completed the registration process, while some of them are still not registered.

She explained that, according to the decision of the Federal Ministry of Finance, any employee or beneficiary in the region who does not have a bank account and does not register in the “My Account” project by the end of this year will have their salaries suspended from Baghdad and will not be disbursed in the region.

She pointed out that the disbursement of salaries after the beginning of next year will not be in cash at all, and that anyone who causes a delay in the registration procedures will bear the legal and administrative responsibility  link

************

Mot:  Why Do You Do That!!!??? 

Mot:  Real Life is Getting Stranger every Day  

FRANK26….11-20-25……12-1-25

KTFA

Thursday Night Video

FRANK26….11-20-25……12-1-25

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=xPi7dvNr2OU