Monday Coffee with MarkZ. 11/03/2025

Monday Coffee with MarkZ. 11/03/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member:  Good Morning and off we go into a new week!

Member: Happy Monday to Mark, Mods and fellow RV’ers

Member: Good Morning MarkZ.....is this the week?

MZ: Nobody knows the timing but it sure feels like its very close.

Member:  I think with what you have already shared and others Mark, we're looking VERY good for this week.

MZ: Bond folks are silent so far today….they have been through hell guys.

Member: Poor bond holders have been “Boy who cried wolf” over and over again.

Member: Have the bond holders been in “pending” mode before? I feel like it’s Deja vu.

Member: Frank seems to have a very reliable source, a high ranking attorney in the CBI, that says the new rate is for 2026 and will come out in January

MZ:I could live with that….but I am still hearing its sooner than that.

MZ: We do know the UN secretary General arrived in Iraq and is still there. This is on top of all the US representatives and banking representatives that are already there. There is a lot going on in Iraq. Ask yourself why?????

MZ: “ 90 Trillion dinars are hoarded by Iraqis and do not reach the banks”  this is cash that is not in the banking system . The economic potential in Iraq is sitting under a mattress and not being used. The majority of dinar is being held in country ….

MZ: “Baghdad seeks to establish a Iraqi-US Investment Fund “ they want us tied together economically and joint invest in growth.

MZ: “Trump’s envoy to Iraq declares “Iraq is back” hailing renewed US role in Baghdad’s Sovereignty drive” . the new envoy is officially there and working. Make Iraq Great again. How do you make it great again? Increasing Iraq’s purchasing power.

MZ: “From the dollar to the yellow metal-how did gold become the guardian of the financial balance? Expert Hantoush’s analysis” He is explaining volatility, gold, declining fiat and money is running to where assets are sound. If we had are money pegged to assets…we wouldn’t be having these problems at all.

Member: FYI: In the 1930s and 1940s the IQD was $4.86 at its highest point

Member: I wonder- Will tier 4B be paid out of Dubai 1and 2 or will the countries have to pay for the currency being redeemed?

Member: <MARK> <Bank Story> from Canada! Friend, who got me into all this, called on Saturday. Her friends (Who I have met myself) called to say that their 20K Visa bill was zeroed out!

Member: 8 days to election in Iraq.. here’s hoping something happens before??

Member: Frank keeps saying we may soon see a 1 to 1 rate in Iraq……

Member: This is going to happen right ?? Seems like it’s gone on forever

Member: This roller coaster that we've been on has to come to a stop.

Member: Sounds like The Perfect Storm is coming…. if you're paying attention

Member: Trump and his innuendoes re:Golden Age and thus being his first Christmas in the reelection... I just dont see us being let down.

Member: We are entering the Holiday season and the time of “miracles” Hopefully the RV and reset will happen soon.

Member: Thank you MarkZ and the Mods for all your hard work!

Member: Happy birthday to all celebrating today. And prayers for all who needs them

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

 Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=ogg7s4XxsV4

“Tidbits From TNT” Monday 11-3-2025

TNT:

Tishwash:  The Iraqi Development Fund signs 5 memoranda of understanding with foreign countries

The Iraqi Development Fund announced the signing of memoranda of understanding with five foreign countries, while indicating that there is an effort to establish an Iraqi-American investment fund.

The director of the Iraq Development Fund, Mohammed Al-Najjar, said that the fund had signed several memoranda of understanding with a number of countries, including Japan, Germany, France, Britain and America.

He noted that the memoranda of understanding with Britain were signed to provide continued support to the fund, which helped in rewriting many of the documents that make the fund globally accessible and able to be dealt with internationally.

He added that “there are great prospects in the memoranda of understanding with the United States of America, and we are seeking to establish an Iraqi-American investment fund, explaining that there will be a trip to America soon to turn the project into reality.” link

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Tishwash:  3 key tasks on the agenda of Trump's envoy to Iraq

Press reports revealed on Monday three main tasks on the agenda of Trump’s envoy to Iraq, Mark Savva: reducing the presence of Chinese companies in Iraq, influencing the shape of the next Iraqi government away from Iranian influence, and finding a specific formula for the Popular Mobilization Forces.

Reports followed by Al-Mirbad, quoting American diplomatic sources, stated that “the new American envoy to Iraq, Mark Savaya, carries an agenda with which he will begin his work in Baghdad, based on 3 axes, the foremost of which is not renewing the work contracts of Chinese oil companies in the Iraqi oil fields, and that American companies will replace them.”

The sources explained that “the other tasks assigned to Savaya by Trump, to work on supporting the formation of a government in Iraq following the parliamentary elections scheduled for 11/11, are not subject to any pressure from Iran and are not controlled by the influential factions and currents loyal to Tehran.”

The sources confirmed that "the third axis that Savaya is tasked with working on and arranging upon assuming his position in Baghdad is to prepare a plan that Washington can act upon to find a real solution to the Popular Mobilization Forces issue."  link

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Tishwash:  Trump's envoy to Iraq begins his work by replacing military bases with investments.

On the day that Mark Savaya, President Donald Trump's envoy to Iraq, officially began his duties in Baghdad, the investment climate was already primed for the new American role.

The massive contracts signed by the Iraqi government in recent months in the energy, airport, and financial reform sectors appeared to be a practical prelude to Washington's return to Iraq, but this time through investment rather than military bases.

What has changed?

In recent weeks, major US deals in energy, airports, and financial reform have been announced, ranging from binding contracts to memoranda of understanding paving the way for future financing.

The most prominent include:

– Baghdad International Airport: A consortium led by Corporacion America Airports (CAAP) won a contract to develop and operate the airport with an investment of approximately $764 million, without government spending during the concession period.

– Liquefied Natural Gas (LNG): An agreement with Excelerate Energy to build the first floating LNG platform in Khor Al-Zubair, Basra, at a cost of approximately $450 million and with a processing capacity of up to 500 million cubic feet per day.

– Akkas Gas Field (Anbar): A contract with SLB to increase production to 100 million cubic feet per day after the cancellation of a previous contract.

– Electricity: A memorandum of understanding with GE Vernova to add approximately 24,000 megawatts of generating capacity, pending the completion of financing and implementation arrangements.

– Financial and banking reform: Advanced cooperation with Oliver Wyman on the Central Bank's program to restructure the banking sector and enhance compliance following US restrictions on dollar transactions, in addition to its advisory role in financing the Development Road project.

– Exxon Mobil's return: Baghdad and Exxon are on the verge of an agreement to develop the Majnoon oil field and cooperate on storage and export facilities, marking a return after its withdrawal from West Qurna-1 in 2023–2024.

Politics in the service of the economy:

Savaya's announcement today (November 2, 2025) of its commencement of operations in Baghdad is a political translation of an existing economic trajectory.

Fox News confirmed that Savaya was tasked with "expanding economic relations with the Iraqi government and creating a more transparent business environment for American companies."

Observers believe that Washington has chosen the economy as a new gateway to influence after years of military and political decline, while Baghdad is trying to capitalize on this return to stimulate the economy and alleviate financial pressures.

But...

– Have these investments ended the stagnation of the past decade?

– Partially, yes, if their conditions are met.

According to an analysis published by Gasworld, the Excelerate Energy agreement represents “the beginning of restoring mutual trust” between Baghdad and Washington, and is an indication of the United States’ seriousness in returning to direct investment after a decade of stagnation.

However, this path faces three key obstacles:

1. The dollar issue and compliance: Continued US Treasury restrictions on Iraqi banks make financial stability a prerequisite for any investment expansion.

2. Security stability: Savaya's statements link economic partnership to the state's monopoly on the use of force, meaning that the security environment remains a crucial factor.
3. The legal framework: The success of energy projects hinges on stable contracts and financing, which has previously been hampered by the withdrawal of major companies like Shell and Exxon.

In short!

The arrival of Trump's special envoy in Baghdad and the influx of American companies represent a dual attempt to rebuild trust and build soft economic influence in Iraq.

If Baghdad succeeds in stabilizing its security, financial, and legal environment, this could mark the beginning of a new chapter in the US-Iraqi partnership after a decade of stagnation.

However, if bureaucracy and security obstacles persist, these contracts will remain missed opportunities… or as Trump put it: “Iraq has a lot of oil, but they don’t know what to do with it.” link

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Mot:  Sooo Fun Learning - English Again!!!!

 Mot:  and Soooooo - TODAY!!!! 

Seeds of Wisdom RV and Economics Updates Monday Morning 11-3-25

Good Morning Dinar Recaps,

Rails Rewritten: How Cross-Border Payments Are Forming a Parallel Financial Network

Payment rails, stablecoins and real-time flows aren’t just fintech trends — they form the infrastructure of the next global financial architecture.

Legacy cross-border payments are showing their age.
According to Global Finance Magazine, breakthroughs in cross-border connectivity are underway, but industry fragmentation remains a major challenge. 

The Status Quo

• Traditional correspondent banking networks are slow, opaque and costly.

• Regulatory differences across jurisdictions slow settlement and increase FX costs.

• Corporates and fintechs increasingly demand 24/7 real-time payment experiences.

The Emerging Architecture

• Real-time rails: Efforts to deliver always-on global payments; 24/7 settlement becomes base expectation.

• Stablecoins & tokenisation: Payment flows are migrating onto rail systems built for digital assets. See the Fireblocks report which shows 86% of firms say they have infrastructure ready for stablecoin flows. 

• Interoperability & standardisation: The G20’s roadmap for enhancing cross-border payments is catalysing efforts to harmonise infrastructure. 

💡 Why It Matters for the Global Reset

• Payment rails are the plumbing of finance. Whoever controls or influences rails controls movement of value.

• The shift toward digital rails and tokenised settlement erodes the dominance of old bank-centric models and opens space for regional or alternative networks.

• For alliances and diplomacy: Payment systems are now a strategic front. Countries aligning their payment infrastructure together are deepening economic alliances beyond trade.

• As we move to a world where resources, trade blocs and currencies are shifting, payment rails become the glue that holds new systems together.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Global Finance Magazine – “Promoting Cross-Border Connectivity in an Era of Payments Fragmentation.” 

• Fireblocks – “State of Stablecoins 2025: The Payments Infrastructure Reset.” 

• G20/FSB – “G20 Roadmap for Enhancing Cross-Border Payments.” 

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Trade-Bloc Rise & Fragmentation: A New Era of Alliances in Global Commerce

Trade alliances are reshaping. In a world of diverging poles, who trades with whom becomes as important as what is traded.

The global economic map is changing.
An article from Modern Diplomacy outlines how multiple bilateral and regional trade deals are proliferating as countries hedge away from singular trade blocs. 

Key Trends

• Several major states are signing multiple bilateral/trilateral deals in quick succession (e.g., the UAE’s deals with Malaysia, Kenya and New Zealand).

• Trade blocs are fragmenting: New deals bypass large multilateral frameworks and focus on flexible, pragmatic partnerships.

• These trade deals often come with linked clauses on finance, currency and settlement arrangements — not just tariffs or goods.

How This Restructures Finance & Alliances

• Trade deals become financial architecture — they include settlement systems, local-currency clauses and shared infrastructure.

• New alliances mean new financial and currency linkages: if many countries trade and settle outside the U.S.-led systems, it weakens the old axis of financial influence.

• Diplomatic realignment follows trade alignment. As trade networks rewrite, so do alliance networks — shifting economic power centers.

Why It Matters

• For investors and policymakers: New trade alliances rewrite who chooses the rules, who earns trade surplus, who becomes creditor or debtor.

• For currency and payment infrastructure: If trade and settlement shift regionally, currency dominance and settlement dominance shift too.

• For global finance reset: The fragmentation of trade blocs pushes toward multiple financial networks rather than one global monolith.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Modern Diplomacy – “A New Era of Trade Alliances: How and Why the Global Economic Map is Changing.” 

• Centre for European Reform – “A New Era of Trade Alliances” 

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Thank you Dinar Recaps

Keeping Too Much Cash In Your Bank Account Could Be A Costly Mistake

Keeping Too Much Cash In Your Bank Account Could Be A Costly Mistake

Vishesh Raisinghani   Sun, November 2, 2025   Moneywise

Keeping too much cash in your bank account could be a costly mistake — here’s how to know if you’ve got too much

Cash is king, right?

Well, not always. Sometimes you can have so much cash sitting around in your bank account that it turns into a wealth-devouring demon.  On average, American families had about $62,410 in their checking accounts, according to the Federal Reserve’s 2022 Survey of Consumer Finances. For most people, that balance is simply higher than it should be.

Here’s why keeping too much cash on hand could be a serious mistake and a significant drag on your financial health.

The inflation tax

As of October 2025, the average national deposit rate on a checking account is just 0.07%, according to the Federal Deposit Insurance Corporation (1). That’s nowhere near enough interest to offset the rising cost of living.

In September, annual inflation was 3.0%, according to the Bureau of Labor Statistics (2). That means the average checking account is earning approximately 43x less than the rate of inflation.

But inflation isn’t the only problem. Idle cash also carries opportunity cost: that's the money you leave on the table when you don’t invest in assets that can generate income or growth.

What to do with cash instead

To fight inflation, consider moving some of your money into short- or medium-term securities with higher yields.

For example, Vanguard’s Federal Money Market Fund (VMFXX) offered a 4.08% yield as of September 26 (3). That’s higher than the current inflation rate, which can make it a better option than a checking account to preserve your purchasing power.

If you’re more concerned about opportunity cost, you might look into a low-cost index fund with higher risk – but also, the potential for higher return. Vanguard’s S&P 500 ETF (VOO) has delivered a compounded annual growth rate of 14.7% since its 2010 debut (4). And although past performance does not guarantee future returns, the point stands: keeping cash idle means missing out on growth potential.

You can easily invest in assets like VOO when you use platforms such as Acorns. When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess — the coins that would wind up in your pocket if you were paying cash — into a smart investment portfolio.

Their smart portfolios give you exposure to assets such as VOO, while ensuring you’re diversified across a number of different investments.

TO READ MORE:  https://finance.yahoo.com/news/keeping-too-much-cash-bank-125500572.html

MilitiaMan and Crew: IQD News Update-Digital Compliance-Non-Oil-Water Readiness

MilitiaMan and Crew: IQD News Update-Digital Compliance-Non-Oil-Water Readiness

11-2-2025

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=TtdvbVtJGu4

FRANK26…11-2-25…..25/26

KTFA

Sunday Night

FRANK26…11-2-25…..25/26

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=z9tPj1SBBY4

Jon Dowling: Weekly RV Updates for October 31st, 2025

Jon Dowling: Weekly RV Updates for October 31st, 2025

10-31-2025

As we stand at the precipice of November 2025, the global stage is buzzing with unprecedented shifts.

A recent comprehensive financial report, dated October 31, 2025, offers a compelling overview of these evolving dynamics, from geopolitical realignments to a seismic overhaul of our financial infrastructure. For investors, policymakers, and global citizens alike, understanding these interconnected developments is paramount.

First, let’s turn our gaze to Iraq, a nation often associated with past turbulence, now poised for a remarkable resurgence.

The report highlights Iraq’s significant strides towards sovereignty, economic reform, and political stability. Crucially, this progress is attributed to a successful reduction of Iranian proxy influence and the implementation of key energy sector laws that promise to unlock its vast potential.

 This newfound stability in a strategically vital region could have far-reaching positive implications for global energy markets and regional security.

Meanwhile, across the Atlantic, the United States is orchestrating its own profound shifts under President Trump’s leadership.

The report details his active role in reshaping international trade agreements, with a particular focus on dynamic economies in Southeast Asia. More significantly, it underscores President Trump’s imminent plans to replace Federal Reserve Chair Jerome Powell, signaling a broader intent to overhaul the nation’s financial system. This move is presented as a cornerstone of the coming global financial transformation.

At the heart of this global transformation lies the impending launch of a new digital asset-backed global financial system. Set to go live in late November 2025, this revolutionary system will operate under the ISO 20022 standard.

The promise? To curtail traditional banking abuses, foster greater transparency, and introduce a new era of financial integrity.

Perhaps most notably, cryptocurrencies like XRP are earmarked to become pivotal tools in national debt management and an overarching economic reset. 

This integration of digital assets into sovereign financial strategies marks a historical turning point, potentially reshaping how nations manage their economies and interact on the global stage.

The report doesn’t shy away from challenging predictions, forecasting a potential market crash in early 2026. However, this is tempered by optimistic outlooks for a swift, crypto-driven recovery and a pathway to government debt payoff.

 This suggests that while traditional markets may face headwinds, the emerging digital economy is expected to provide resilience and new avenues for growth.

Precious metals and commodities markets, after recent fluctuations, are also expected to see rebounds, indicating a broader systemic rebalancing.

The overall tone, while acknowledging anticipated volatility, remains cautiously optimistic, encouraging prudent investment strategies amidst these profound systemic transitions.

The insights gleaned from this report paint a vivid picture of a world on the cusp of a redefinition. From Iraq’s journey to sovereignty to the US’s financial overhaul and the imminent launch of a digital asset-backed global system, the coming months promise to be nothing short of transformative. This is not merely a forecast of change but an urgent call for awareness and strategic positioning.

For a deeper dive into these critical insights and to fully grasp the implications of these global shifts, we encourage you to watch the full video from Jon Dowling. The future of finance and geopolitics is unfolding before our eyes – understanding it is the first step towards navigating it successfully.

https://youtu.be/DNJZQ2p8YOo

Iraq Economic News and Points To Ponder Sunday Afternoon 11-2-25

Economic: Liberation From Dollar Restrictions Marks A New Beginning For The Iraqi Banking Sector.

Economy |  01/11/2025  Mawazin News - Baghdad:  Financial and banking expert Mustafa Hantoush affirmed that the Iraqi banking sector is on the cusp of a new phase, moving towards liberation from dollar-based transactions. He stressed that this requires comprehensive and fundamental reforms to modernize the banking infrastructure and enhance its efficiency.

Hantoush stated that "approximately 90% of the Iraqi banking system remains subject to the restrictions imposed on dollar transactions, due to the problems and suspicions the sector has witnessed in recent periods." He indicated that "recent indicators are positive, and some banks are expected to begin gradually freeing themselves from these restrictions within the next three months."

He added that "the banking sector still lacks genuine activity, as it needs to activate the deposit, lending, and investment systems in an integrated manner, along with a review of regulatory standards in coordination with the Central Bank of Iraq.

" Hantoush called for "a shift towards full financial inclusion through diversifying banking services and expanding the customer base, as well as strengthening cooperation with international banks and opening new correspondent banking channels that enable Iraqi banks to integrate into the global financial system."

Hantoush concluded by emphasizing that "developing technical systems and simplifying procedures to serve the citizen represent the most important step in the reform process, as they are the basis for getting rid of the bureaucracy that hinders the progress of the sector and limits its ability to compete." https://www.mawazin.net/Details.aspx?jimare=269489

Dollar Prices Fall Against The Dinar In Baghdad

Stock Exchange  Economy News – Baghdad  The exchange rate of the dollar against the dinar fell on Sunday morning in Baghdad markets.  The dollar exchange rate witnessed a decrease in the Al-Kifah and Al-Harithiya exchanges, recording 140,900 dinars for 100 dollars, while yesterday, Saturday, it recorded 141,000 Iraqi dinars for 100 dollars.

The selling prices were stable in exchange shops and local markets in Baghdad, where the selling price reached 142,000 dinars for 100 dollars, and the buying price reached 140,000 dinars for 100 dollars. Https://Economy-News.Net/Content.Php?Id=61852

Dollar Prices Fall Against The Dinar In Baghdad

Stock Exchange  Economy News – Baghdad  The exchange rate of the dollar against the dinar fell on Sunday morning in Baghdad markets.  The dollar exchange rate witnessed a decrease in the Al-Kifah and Al-Harithiya exchanges, recording 140,900 dinars for 100 dollars, while yesterday, Saturday, it recorded 141,000 Iraqi dinars for 100 dollars.

The selling prices were stable in exchange shops and local markets in Baghdad, where the selling price reached 142,000 dinars for 100 dollars, and the buying price reached 140,000 dinars for 100 dollars. https://economy-news.net/content.php?id=61852

Iraq Leads Global Oil Deals In October 2025

Energy  The largest oil deals in October 2025 witnessed unprecedented investment activity in the global energy sector, with agreements ranging from development and acquisition to regional expansion in petrochemicals and oil storage.

According to the specialized global energy platform "Energy," the largest deals included significant activity in Egypt, which had the most prominent presence, as well as in Iraq, Algeria, Saudi Arabia, the UAE, Sudan, and Qatar, reflecting investor confidence in emerging markets.

The agreements, memoranda of understanding, and partnerships signed as part of the largest oil deals in October 2025 demonstrated a diversity of objectives. Some focused on developing giant fields like Iraq's Majnoon field, while others aimed to support downstream and logistics industries in Egypt and the UAE.

These moves reflect a clear trend in the region towards diversifying investments and strengthening energy value chains, making the largest oil deals in October 2025 a strong indicator of the return of investment activity in global oil markets.
The largest oil deals during October were as follows:

Iraq (deal to develop Majnoon field).

Algeria (a deal won by an Egyptian company).

Saudi Arabia (acquisition deal).

Qatar (two deals with Egypt).

The UAE (deal with Egypt).

Egypt (New Petrochemical Project).

Russia and Sudan (Agreement for Investment and Protection). https://economy-news.net/content.php?id=61862

Trump's Envoy Begins His Duties In Iraq

November 2, 2025  Baghdad – Al-Zaman   US President Donald Trump's special envoy, Mark Savaya, announced on Sunday that he had officially begun his duties.

Savaya said in a tweet that “thanks to the great leadership of President Donald Trump, Iraq is now back, and I am on top of my job.”   He added: “Let’s make Iraq great again!”  LINK

Amid Caution In Global Markets, Gold Continues To Rise.

Economy |  02/11/2025   Mawazin News - Follow-up:  Precious metal prices remained relatively stable at the start of trading, with gold holding above the $4,000 per ounce mark, as investors awaited any economic or geopolitical developments that could affect the appeal of safe havens.

The price of an ounce of gold settled at $4,002, while a gram of 24-karat gold reached approximately $128.70.

Silver traded around $48.80 per ounce, while platinum recorded a price of $1,572 per ounce, and palladium reached approximately $1,450 per ounce

This price stability comes amidst a cautious atmosphere prevailing in global markets, as investors await new indicators that may prompt them to increase or decrease their investments in precious metals, at a time when markets are experiencing increasing volatility due to political tensions and economic uncertainty. https://www.mawazin.net/Details.aspx?jimare=269513

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 11-2-25

Good Afternoon Dinar Recaps,

Diplomacy, Currency & Metals: The Quiet Shifts Redrawing Global Finance

How gold, the yuan, and resource diplomacy are shaping a post-dollar order

Overview

Recent developments across diplomacy, metals, and currency markets show a quiet but accelerating restructuring of global finance. What once appeared as isolated moves — trade deals, currency discussions, and commodity market swings — now converge into a larger framework of strategic financial realignment.

Gold and the Federal Reserve’s Signal

• Gold prices slipped about 0.4% after the U.S. Federal Reserve adopted a cautious tone on rate cuts, which strengthened the dollar.

• Despite the short-term pullback, central banks remain net buyers of gold, underscoring its role as a hedge against monetary instability.

• Gold’s behavior continues to act as a barometer of structural transition — signaling investor hedging ahead of potential monetary resets rather than mere cyclical policy shifts.

BRICS Currency and the Rise of a Multipolar Payment System

• The BRICS bloc is intensifying discussions on creating a joint payment and settlement system to reduce reliance on the U.S. dollar.

• This effort complements the broader “de-dollarization” trend observed across Asia, Africa, and Latin America.

• Analysts suggest such a system could eventually function as a parallel settlement layer backed by commodities or digital assets — a key stepping stone toward a new reserve architecture.

China’s Yuan-Based Diplomacy

• Russian businessman Oleg Deripaska emphasized that China’s vision for a multipolar world order depends on establishing a yuan-based settlement framework.

• This positions the yuan not just as a national currency, but as the anchor of a regional financial system aligned with trade corridors like the Belt and Road Initiative (BRI).

• The yuan’s role in energy, commodities, and strategic infrastructure reflects Beijing’s push to pair diplomacy with monetary design — a direct counterpart to the dollar’s post-World War II system.

Resource Diplomacy: The Metals Dimension

• The U.S.–Australia Critical Minerals Agreement illustrates how diplomatic ties are now inseparable from resource and monetary strategy.

• Securing rare earths and battery metals forms part of the West’s response to Chinese resource dominance — effectively a financial defense mechanism.

• By controlling upstream materials, nations also control currency stability, trade leverage, and supply-chain financing — extending diplomacy into financial architecture.

Why It Matters

• Metals are now monetary assets again. Gold, rare earths, and critical minerals underpin not just trade but sovereign financial independence.

• Currency and diplomacy are merging. The yuan’s expansion, BRICS discussions, and Western resource alliances show finance being rebuilt around political blocs.

• A dual financial architecture is emerging. One dollar-centric; the other regionalized and resource-backed — together forming the next phase of Bretton Woods 2.0.

• These trends are not isolated policy events but coordinated responses to the same structural force: the global realignment of trade, energy, and settlement systems.

Outlook

Watch for:

• Formal announcements on the BRICS payment platform or gold/yuan linkages.

• Central bank gold reserves — if accumulation accelerates, it signals growing confidence in a non-dollar system.

• Strategic mineral treaties — each deal effectively extends a new financial frontier beyond the traditional banking network.

• Yuan and commodity settlement volumes — the metric that may define who controls the “liquidity language” of the next decade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Discovery Alert – “Federal Reserve Rate Cuts and Gold Prices: 2025 Market Analysis”

• Reuters – “US-Australia critical minerals deal underscores gap to China” 

• White House – “United States-Australia Framework For Securing of Supply in the Mining and Processing of Critical Minerals and Rare Earths” 

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“BRICS Unbroken: Why Allegations of a Split Miss the Point of the Global Finance Shift”

The allegations of member-exit are a distraction — the real story is a deeper financial and geopolitical re-structuring underway.

The claim — that one or more members of BRICS are leaving the bloc — is unfounded. What’s occurring instead is the reinforcement of collective financial and trade mechanisms that challenge Western-centric systems. 

🔹 What the Source Says

• Maria Zakharova, spokesperson for Russia’s foreign ministry, stated that no BRICS member has formally notified the bloc of any intention to leave, despite U.S. tariff pressure. 

• Rather than splitting, the bloc is reportedly being pushed closer together by external pressure: “tariffs … are pushing the BRICS countries not to leave the association, but […] to expand trade, economic, and financial cooperation and develop mechanisms for practical cooperation that are resistant to external risks.” 

• BRICS continues its enlargement and institutionalisation: the group has expanded membership, created partner-country status, and developed financial institutions. 

🔹 How This Fits with the Global Financial & Alliance Restructuring

• Alliance architecture rewriting: This isn’t a story of collapse but of transformation. Without public exits, the BRICS model transitions like this: moving from loose cooperation toward coordinated financial and trade infrastructure (e.g., alternative settlements, multi-currency arrangements).

• Financial system reset in motion: The strength of the alliance under pressure signals that new financial networks (clearing, settlement, trade-financing) are being constructed specifically to withstand Western-led tariffs and sanctions. That means the architecture of global finance is being layered, not just modified.

• U.S. strategic dimension: As you track from your lens, these developments underscore why U.S. trade deals, diplomacy and regulatory influence matter so much — the alternative networks being built by BRICS and its partners could bypass much of the U.S.-dominated system.

• Narrative & perception: The sceptical narrative of “members leaving” is itself significant: it shows how much the U.S. (and Western media) treat BRICS as a threat. BRICS’s ability to deflect the narrative and show cohesion strengthens its position in the global reset.

🔹 Why It Matters

• For global investors & policymakers: If BRICS holds together while developing independent finance/trade rails, capital flows, asset-allocation decisions and currency exposure must evolve accordingly.

• For the U.S.: This is not just competition in trade — this is competition over financial infrastructure: who owns the rails, who sets the rules, who controls settlement and value movements. Every trade deal, tariff threat or regulatory policy becomes part of that broader architecture.

• For system stability: Multi-polar finance means risk is redistributed. The old “West vs the rest” model is morphing into a multi-node network where disruptions in one node (e.g., sanctions, export bans) compel others to pick up slack or build alternatives. Resilience is being baked into the system via redundancy.

• For the global reset: When alliances like BRICS show resilience under pressure, it accelerates the move from a unipolar, dollar-centric system toward a multipolar network of trade-finance hubs — which means your tagline holds true: “This is not just politics — it’s global finance restructuring before our eyes.”

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “Which Countries Are Leaving the BRICS Alliance?”  

• Council on Foreign Relations (CFR) – “What is the BRICS Group and Why Is It Expanding?”

• Carnegie Endowment – “BRICS Expansion and the Future of World Order.”

~~~~~~~~~

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Why a Currency Reset is Inevitable: Lynette Zang

Why a Currency Reset is Inevitable: Lynette Zang

VRIC Media:  11-2-2025

In a world increasingly reliant on digital screens and paper promises, the foundational value of physical assets is often overlooked—until the system starts to crack.

In a recent, highly insightful interview on VRIC Media with host Darrell Thomas, financial expert Lynette Zang of Zang Enterprises laid out a powerful case for the imminent transformation—or necessary reset—of the global monetary system.

 Her focus was sharp: the dramatic and growing divergence between the paper markets and the immutable value of physical gold and silver.

If you are holding paper assets, futures contracts, or simply trusting the current debt-driven system, Zang’s analysis offers a critical wake-up call.

The core of Zang’s argument rests on a phenomenon that signals deep distress in the financial plumbing: the growing separation between the price of paper metals (futures, spot contracts) and the price for actual physical delivery.

Zang highlighted the critical importance of backwardation. This is a rare and jarring market condition where the price for immediate physical delivery exceeds the price of futures contracts.

In simple terms, people are willing to pay more right now for the actual metal than they are willing to pay for a promise of delivery months down the line.

“Backwardation is a clear signal that distrust in the paper system is peaking,” Zang explains. “Paper gold and silver contracts can be manipulated and created in unlimited quantities without corresponding physical backing.

 The market is waking up to the reality that these contracts are simply promises, not actual assets.”

The implications are profound. As central banks repatriate their gold reserves and institutional players increasingly demand physical settlement, the illusion of unlimited inventory shatters, favoring those who hold the metal in their hand, not on a screen.

Why is this systemic distrust manifesting now? Zang points directly to the elephant in the room: ballooning global debt.

In a monetary reset scenario—where currencies must be revalued against a stable, foundational asset like gold—the true debt load must be accounted for.

 According to Zang’s analysis, when the massive weight of global indebtedness is properly measured against gold’s fundamental value, the asset’s price must adjust dramatically.

Zang estimates that upon a true market reset or revaluation, gold’s necessary fundamental value could reach an astonishing $33,000 to $40,000 per ounce.

This isn’t hyperbole based on market speculation; it is an estimate derived from balancing the current financial liabilities of the world against the only true form of sound money.

While the numbers are staggering, Zang spent significant time focusing not just on the problem, but on practical solutions for individuals navigating this transition. This shift requires more than just financial diversification; it requires holistic preparedness.

The coming transition, Zang argues, will challenge essential services. Her advice extends far beyond the financial portfolio:

“Sound money alone is not enough,” Zang cautioned. “We must build local communities for mutual support around the essentials of life: food, water, shelter, and energy. We need to be prepared with barterable goods and a network of people who can rely on each other.”

Taking control of one’s financial future in a transitioning economy means understanding true asset values, avoiding reliance on manipulated markets, and building a foundation of resilience that extends to your physical community.

Lynette Zang’s insights are a powerful reminder that while central banks and politicians wrestle with debt ceilings and inflation targets, the market—signaled by backwardation and the demand for physical assets—is already choosing sides.

The systemic shift is favoring physical metals over paper promises. If Zang’s estimates even approach reality, the time to secure your position in sound money is now.

*Ready to dive deeper into the mechanics of the monetary system reset? 

Watch the full insightful interview from VRIC Media with Darrell Thomas and Lynette Zang for comprehensive analysis and details on how to navigate this crucial transition.

https://youtu.be/lwB_-cWoao0

Edu Matrix: Who’s Holding up the IQD RV?

Edu Matrix: Who’s Holding up the IQD RV?

11-2-2025

The revaluation of the Iraqi Dinar (IQD) has been a topic of intense speculation and discussion for years, yet the anticipated change remains elusive. Why?

In a recent insightful video from Edu Matrix, financial expert Sandy Ingram delves deep into the labyrinthine factors impeding the IQD revaluation, identifying five primary entities that collectively contribute to this ongoing delay.

Her analysis urges viewers to consider who truly holds the most sway in this intricate geopolitical and economic landscape.

First up, the mighty United States. Sandy Ingram points out that the U.S. exerts significant pressure on Iraq, particularly regarding its relationship with neighboring Iran.

Beyond geopolitical maneuvering, the U.S. is deeply concerned about controversial legislation being introduced in Iraq’s parliament. A startling example cited is a proposed bill that would reportedly allow adult men to marry 10-year-old girls. Such legislation raises global human rights alarms and undoubtedly impacts international confidence and potential U.S. support for Iraq’s economic aspirations.

Next, we turn to the International Monetary Fund (IMF). A crucial prerequisite for any currency revaluation is the certification of a nation’s economic stability. While Iraq is rich in oil, the IMF has yet to certify its economic stability beyond this single sector. For a sustainable and credible revaluation, Iraq needs to demonstrate a diversified and robust economy that isn’t solely reliant on fluctuating oil prices. This certification is a non-negotiable step for the global financial community.

The Central Bank of Iraq (CBI) faces its own set of challenges. Sandy Ingram highlights criticism directed at the CBI for failing to adequately align the Iraqi banking system with international standards. In today’s interconnected financial world, such alignment is critical for establishing credibility, fostering trust, and ensuring currency stability. Without a banking infrastructure that meets global benchmarks, the path to a fully revalued and convertible currency remains fraught with obstacles.

The Iraqi government itself isn’t exempt from scrutiny. Sandy Ingram points to poor fiscal management practices, specifically the government’s habit of earning revenue in U.S. dollars but spending in Iraqi dinars. This creates unintended distortions in currency flow, complicating the CBI’s efforts to manage and stabilize the dinar. Effective revaluation requires coherent and disciplined fiscal policies that support, rather than undermine, the national currency.

Finally, a less obvious but significant factor involves the Iraqi people. Sandy Ingram suggests that the reluctance of citizens to deposit their banknotes into formal banking institutions limits the central bank’s ability to effectively control currency circulation. A central bank needs to understand and manage the supply of its currency in the system to undertake an effective revaluation. When a significant portion of cash remains outside the formal banking system, this vital control is hampered.

After laying out these five complex factors, Sandy Ingram emphasizes a critical point: among these five, two actors are significantly more responsible than the others for the current delay. The remaining three issues, while important, are viewed as ongoing efforts or “work in progress.” This distinction is crucial, prompting viewers to ponder which two entities wield the most decisive power in this scenario.

The revaluation of the Iraqi Dinar is clearly not a simple economic adjustment. As Sandy Ingram eloquently articulates, it is a multifaceted issue deeply interwoven with political pressures, economic prerequisites, and social behaviors. Understanding these intricate layers is essential for anyone following the IQD’s journey.

For a deeper dive into these intricate details and to form your own conclusion on who holds the most influence, be sure to watch the full video from Edu Matrix.

https://youtu.be/Yb-4DMap-QA

https://dinarchronicles.com/2025/11/02/edu-matrix-whos-holding-up-the-iqd-rv/

“Tidbits From TNT” Sunday 11-2-2025

TNT:

Tishwash:  Indonesia plans digital version of rupiah for financial market

Bank Indonesia will introduce Rupiah Digital, a digital version of Sekuritas Rupiah Bank Indonesia (SRBI), as part of a phased rollout through 2030.

The central bank plans gradual development, starting with experimentation in digital securities issuance, transfers, and withdrawals from 2025 to 2026.

Further testing will cover monetary operations and financial market transactions between 2027 and 2028, followed by advanced features such as programmability, composability, and tokenization in 2029 to 2030.

Rupiah Digital will be built on distributed ledger technology, according to the central bank’s Payment System Blueprint 2030.

Bank Indonesia also plans to issue BI-FRN, a new floating-rate note, to complement its existing monetary instruments.

Details on BI-FRN will be released in early November.

The instrument is intended to support the domestic financial market and real sector.  link

Tishwash: An expert: 90 trillion dinars are hoarded by Iraqis and do not reach the banks.

Financial expert Mahmoud Dagher revealed on Sunday that the amount of cash held by the "public" is estimated at about 90 trillion dinars, out of a total of 98 trillion dinars that is the size of the cash mass in Iraq.

Dagher, who previously served as a director at the Central Bank of Iraq, told Shafaq News Agency that "the volume of issued cash is around 98 trillion dinars, of which 88 to 90 trillion are in the hands of the public."

He added, "The public does not only mean the people, but also the merchants, the contracting companies, and the industrialists," explaining that "Iraqis hoard money instead of depositing it in banks, because our society likes to deal in cash and needs a long time to get used to electronic payment methods, in addition to the lack of trust   in banks among some depositors after the setbacks that occurred in the banks."

He pointed out that "all these matters are considered behavioral issues, as people are accustomed to keeping a portion of their money, and so are companies, therefore Iraqis think this way."

According to specialists, this phenomenon has many negative aspects, including that the central bank loses its actual control over the money supply, and that its tools such as the interest rate or rediscount become less effective, while banks suffer from a shortage of liquidity, which weakens their ability to finance projects and pushes investors towards informal financing, in addition to the difficulty of managing inflation due to the money supply not officially circulating, which negatively affects the central bank’s decisions in achieving its main goal, which is to control the general level of prices and achieve stability  link

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Tishwash: Al-Araji meets with the US Secretary of the Interior in the Bahraini capital, Manama.

National Security Advisor, Mr. Qasim Al-Araji, met with the United States Secretary of the Interior, Mr. Doug Borgum, on the sidelines of the Manama Dialogue 21 conference held in Bahrain. 

During the meeting, discussions were held on the continuation of security cooperation between Iraq and the United States of America and the development of strategic partnership relations between the two countries in the field of exchanging information and expertise and combating terrorism and drugs.

The active role of Iraq in the stability of the region was also reviewed, through the Iraqi government’s policy of distancing itself from conflicts and bringing international and regional viewpoints closer together.  link

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Tishwash:  Al-Rasheed Bank calls on employees to update their data and warns of temporary account suspension.

Al-Rasheed Bank has called on all employees whose salaries are deposited with the bank to update their personal information via the bank's mobile application, in accordance with the directives of the Central Bank of Iraq.

This update is intended to ensure the uninterrupted provision of banking services. The bank indicated that the update aims to organize and ensure the accuracy of the data, warning that failure to complete this procedure may result in the temporary suspension of the account until the update is completed. The bank clarified that this service is currently available only to employees and encouraged them to download the application from the App Store or Google Play. Users are advised to visit their nearest branch if they encounter any difficulties.

The bank stated in a statement:

Al-Rasheed Bank called on all employees whose salaries are deposited with it to quickly update their data exclusively through the bank’s application, based on the directives of the Central Bank of Iraq and to ensure the continued provision of banking services without interruption.

The bank explained in a statement that the update process is for auditing purposes aimed at organizing the data and ensuring its accuracy.

He noted that failure to update information may lead to the account being temporarily suspended until the required procedures are completed.

He explained that the service currently includes only employees and does not include retirees at this stage, calling for downloading the Al-Rasheed Bank application from the App Store or Google Play and completing the update process easily and securely.

The bank confirmed that if the update mechanism is unknown or if there is difficulty in using it, it is possible to visit the nearest branch of the bank.  link

****************

Mot: How Do they Do it!!!??? 

Mot:  Careful -- the ""Seenagers"" Are OUt and about!!!

Seeds of Wisdom RV and Economics Updates Sunday Morning 11-2-25

Good morning Dinar Recaps,

“Bretton Woods 2.0: The Monetary Architecture of the Reset”

The 1944 system is crumbling — and a new financial framework is emerging that could redefine currency, trade, settlement and reserve strategy.

The phrase “Bretton Woods 2.0” is more than academic — it signals a structural shift in how global finance will be governed, especially in an age of digital currency, geopolitical fragmentation and new regional power blocs.
Detailed proposals and analyses by multiple think‐tanks show the old post-war institutions (International Monetary Fund, World Bank) are under pressure to adapt. 

🔹 Key Features of the Bretton Woods 2.0 Discussion

• Governance reform: upgrading or replacing institutions to reflect 21st-century power shifts (emerging markets, digital economy) rather than dominance of Western powers.

• Digital currency & settlement innovation: digital-central bank currencies (CBDCs), tokenised assets, programmable money are pushing the architecture to change. 

• Resource and trade power linked to financial leverage: control of key inputs (rare earths, critical minerals) and trade terms become intertwined with finance architecture.

• Multipolar reserve/currency models: The dominance of the U.S. dollar and dollar-based settlement is being challenged by blocs and alternative systems (BRICS, Asia-Pacific, digital rails).

🔹 How This Could Lead to a New Global Financial System

• Currency reset potential: If major economies adopt divergent digital currencies or switch reserve assets (e.g., gold, commodities, new currency baskets), the old dollar-centric system may yield.

• Settlement rail competition: As regional blocs build their own clearance and settlement systems, global capital flows may shift from old rails to new ones.

• Trade and finance integration: Trade deals that include embedded finance clauses (digital settlement, fintech integration) mean trade policy becomes finance policy — the architecture of trade becomes architecture of money.

• Institutional redesign: New frameworks will incorporate climate finance, value chains, data flows and technology, signalling a broader “finance system” than just banks and central banks — it's the new infrastructure layer.

🔹 Why It Matters for the U.S. and Global Finance

• For the U.S., failing to engage in or shape the Bretton Woods 2.0 architecture risks losing rule-making power in global finance, being relegated to follower status rather than leader.

• For global investors & institutions: a shift means rebasing models — what assets are safe, what currencies are dominant, what settlement systems will prevail.

• For systemic stability: a poorly managed transition could produce fragmentation, dual systems, competing currencies and heightened financial risk — the reset must be orderly or it risks disorder.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Atlantic Council – Bretton Woods 2.0 Project – Examining deep challenges facing the Bretton Woods institutions and reimagining governance of international finance. 

• Discovery Alert – “Bretton Woods 2.0: Understanding the Coming Monetary System Reset.”  

• RSIS (Nanyang) – “The Case for Bretton Woods 2.0”.  

• Carnegie Endowment – “The Bretton Woods Moment—and Its Necessary Replacement.”  

~~~~~~~~~

“Slow Growth, Big Stakes: The International Monetary Fund Outlook & the Financial Reset”

Why modest global growth forecasts are not just economic news — they raise structural questions about the next finance architecture.

Global growth has turned sluggish, and for the world of money and finance, that means more than a slowdown — it signals a potential shift in how the system works.
According to the IMF’s October 2025 World Economic Outlook (WEO), global GDP growth is projected at approximately 3.2 % in 2025 and then 3.1 % in 2026. 
The tone: “Global economy in flux, prospects remain dim.”

🔹 Key Highlights from the WEO

• Growth in advanced economies projected around ~1.5–1.6 % in 2025-26. 

• Emerging market & developing economies projected just above 4 % growth — a moderate pace. 

• Risks are tilted to the downside: protectionism, labour-supply shocks, ageing populations, fiscal vulnerabilities and financial‐market fragilities. 

• Trade diplomacy, strong institutions and policy clarity are cited as key to restoring confidence. 

🔹 Why This Outlook Signals a Financial Restructuring Moment

• Low growth + high debt = a stressed system: With slower growth, existing fiscal burdens and leveraged financial structures face more strain — increasing the need for new financing models, restructuring of debt, and alternative capital flows.

• Policy space narrowing: If advanced economies are stuck at ~1.5 % growth, monetary and fiscal tools may be less effective, prompting innovative financial instruments, regional cooperation and new reserve/settlement mechanisms.

• Trade & finance intersection: The IMF explicitly links trade diplomacy to output gains (e.g., resolving policy uncertainty + better trade deals = ~0.4–0.7 % uplift) in the WEO.  That means trade policy and financial architecture are overlapping — which invites broader system redesign.

• Structural shift in capital flows: Sluggish growth can push capital away from traditional markets and into alternative assets, new regions, digital finance – accelerating the reset of global finance networks.

 🔹 Why It Matters to You & the Global Finance Reset

• Investors and institutions should prepare for non-linear change, not just slower growth but changed rules of capital, settlement, risk assessment.

• The U.S. and allied economies may need to renegotiate their role in global finance, especially as emerging markets maintain growth closer to 4 % and may command more weight in the new system.

• The architecture of trade, output, and finance are merging: trade deals, commodity flows, digital finance, and capital allocation will form the next generation of "who controls what" in global finance.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• IMF – Press Briefing Transcript: World Economic Outlook, Annual Meetings 2025.  

• IMF – World Economic Outlook: Global Economic Outlook Shows Modest Change Amid Policy Shifts and Complex Forces.  

• Reuters – IMF lifts growth outlook on more benign tariffs as revived US-China trade war looms. 

• The Guardian – IMF chief warns ‘uncertainty is the new normal’ in global economy. 

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps