Iraq Economic News and Points To Ponder Tuesday Morning 9-16-25

The Iraqi Dinar's Journey Through Five Turbulent Years

From Kadhimi's devaluation to Al-Sudani's platform: The Iraqi Dinar's Journey Through Five Turbulent Years

Baghdad Today – Baghdad  Since the end of 2020, when Mustafa al-Kadhimi's government decided to raise the official exchange rate from 1,180 to 1,450 dinars to the dollar, Iraq has been on a volatile economic trajectory that continues to this day. This decision, taken at the height of the oil price collapse, temporarily saved the general budget but opened the door to a wave of inflation that undermined the dinar's long-standing stability.

PICWith the arrival of Mohammed Shia al-Sudani's government, the Central Bank took a corrective step in early 2023, reducing the rate to 1,320, in an attempt to alleviate popular pressure. However, the crisis later deepened with the introduction of an electronic platform that linked transfer transactions to direct oversight by the US Federal Reserve.

Although the platform was abolished this year, the market has not regained its balance, with the gap between the new official rate of 1,144 dinars to the dollar and the parallel market rate remaining at least 10 to 12 points, reflecting the continued structural flaws in monetary policy management.

In this context, Abdul Rahman Al-Shaikhli, a financial and economic expert, explained to Baghdad Today that "the Iraqi foreign exchange market is witnessing significant fluctuations in the dollar exchange rate against the dinar, which has direct repercussions on the economic and commercial landscape."

This description reflects a situation that has existed for years, as the Central Bank's measures are no longer able to control the gap between the formal and parallel markets, especially after control shifted from the electronic platform to the dominance of parallel market networks.

Research estimates indicate that this gap is no longer solely related to technical procedures, but rather to deeper factors related to the nature of the rentier economy and its near-total reliance on imports.

Patchwork Procedures And Limited Treatments

Despite the government and central bank's attempts to contain the crisis, the interventions remain in the view of a number of experts without lasting impact. In a previous interview, economist Nasser Al-Kanani described attempts to control the market as "patchwork measures," explaining that "most of the decisions taken by the government and central bank do not address the problem."

This view is echoed in field experience, where the parallel market maintained its dominance even after price reduction decisions. This suggests that the problem extends beyond partial decisions to a structural flaw in the management of supply and demand. Economic analyses indicate that relying solely on ad hoc solutions fosters speculation and undermines actors' confidence in the stability of the monetary system.

Electronic Platform And Removal Of Restrictions

The electronic platform, introduced in 2023, was the most prominent US oversight tool for transfers. It required banks to disclose the identity of the final beneficiary within 24 hours, down from the previous 20-day deadline. This measure prompted many banks and merchants to refrain from dealing directly with the currency window.

Although the platform was abolished this year, its impact remained, with a gap of at least 10–12 points between the new official rate (1144) and the parallel market. According to banking estimates, the abolition did not end actual reliance on informal channels, but rather restored activity to the parallel market and kept control away from official institutions.

The Dollar Remains Captive Despite Attempts At Diversification.

Meanwhile, the Central Bank attempted to address the crisis by opening channels for remittances in alternative currencies, such as the Emirati dirham, the Turkish lira, the Indian rupee, and the euro. Central Bank Governor Ali Al-Alaq explained that "the bank is proceeding with the gradual elimination of foreign remittances and opening direct channels with foreign banks in several currencies."

However, economist Nabil Al-Marsoumi previously noted that "Iraq will remain a prisoner of the dollar as long as its oil exports are denominated in the dollar and its reserves are predominantly in it." According to research, diversification remains of limited effect, as major trade transactions with China and other countries can ultimately only be settled in dollars.

Monetary And Trade Policy: An Inseparable Intertwining

Al-Sheikhly adds, "The continuation of this volatility undermines investor confidence and delays many business plans." This diagnosis aligns with the statement of former Central Bank official Mahmoud Dagher, who emphasized that "monetary policy cannot operate in isolation from fiscal and trade policy."

According to Dagher, Iraq imports most of its needs through irregular channels, creating a parallel demand for the dollar and weakening the impact of monetary policy.

In the same context, the Prime Minister's economic advisor, Mazhar Mohammed Salih, explained that "the duality of the domestic currency is one of the most dangerous aspects, and dealing in anything other than the dinar undermines the centers of economic stability." These observations indicate that reform cannot be purely monetary, but rather requires a restructuring of both trade and financial policy.

The Political And Regional Dimension Of The Crisis

The monetary crisis was not isolated from regional balances. Dagher previously explained that "the essence of the current crisis is the conflict between the United States and Iran," while Raed Al-Azzawi, head of the Al-Amsar Center for Strategic Studies, asserted that "the Federal Reserve's steps were aimed at curbing the flow of dollars to Iran via Iraq, but the result is that the Iraqi government and people are paying the price."

This political dimension reinforces the hypothesis that the monetary crisis is not merely an economic imbalance, but rather a direct reflection of the conflicts affecting Iraq due to its geopolitical location.

Al-Sheikhly concluded by emphasizing that "exchange rate stability is a pivotal factor in supporting economic growth, revitalizing the commercial sector, and protecting Iraqi citizens' income from erosion." This social dimension reflects that citizens remain the party most affected by every wave of fluctuation.

Financial expert Hossam Al-Khaizan had previously pointed out that "continuous speculation and smuggling threaten the value of the dinar, and that families are paying the heaviest price because most food items are imported in dollars." In the same context, economic researcher Ahmed Abd Rabbo called for a comprehensive reform package, while expert Ziad Al-Hashemi warned of "further price increases due to the scarcity of the dollar supply."

Cumulative Crisis

The trajectory extending from the devaluation of the dinar in 2020, to the devaluation in 2023, to the platform's trial and subsequent abolition in 2025, demonstrates that the crisis is cumulative in nature. What has changed are the instruments: from government decisions to international oversight, then a return to local management. What has not changed is the parallel market's dominance of exchange rates.

The expected impact is that the gap between the formal and parallel sectors will persist unless structural imbalances are addressed: weak trade policy, multiple informal outlets, and the state's near-sole reliance on oil and the dollar. Ultimately, citizens remain the biggest losers from this protracted crisis, paying the price for the still-unresolved internal and external balances with their daily sustenance. Source: Baghdad Today + Agencies    https://baghdadtoday.news/283204-.html 

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Tuesday Morning 9-16-25

Good Morning Dinar Recaps,

Global Geopolitical Shifts in 2025: Power, Trade, and Realignments

Great power competition, regional conflicts, and resource battles are reshaping the global order in real time.

Great Power Competition and Economic Shifts
The Trump administration’s new protectionist policies — including a broad 10% tariff on U.S. imports — are introducing volatility into global trade. China, meanwhile, is diversifying partnerships toward Europe, Mexico, and Canada while racing the U.S. in strategic technologies such as AI and biotech.

At the same time, alternative financial systems like China’s CIPS and Russia’s SPFS are emerging to reduce reliance on the U.S. dollar. Together with a scramble for critical minerals and rare earths, these moves point toward a more fragmented, multi-aligned world rather than the globalization of the past three decades.

Instability and Realignments in the Middle East
The Middle East is undergoing rapid change. A high-level UN conference produced the New York Declaration, calling for a phased two-state solution backed by China, signaling a pivot from U.S.-led strategies toward Chinese-led development in the region.

Meanwhile, an Israeli strike in Qatar has sparked regional tensions, drawing U.S. Secretary of State Marco Rubio into emergency talks. At the same time, the withdrawal of U.S. forces from Iraq has left a vacuum that Turkey and Iran are eager to fill, reshaping the power balance in the Gulf.

Regional Conflicts and Diplomatic Shifts

• Ukraine: Attacks on Russian oil refineries heighten escalation risks even as some international actors push for ceasefire talks.

• South Caucasus: Armenia is aligning more closely with the West, with peace talks progressing with Azerbaijan, though Russia may attempt to undermine the process.

• Korean Peninsula: A new mutual defense pact between North Korea and Russia adds fresh friction, accompanied by heightened military activity.

Global Organizational Shifts
The UN, preparing for its 80th anniversary, is rolling out reforms and a leaner 2026 budget designed to strengthen efficiency. At the same time, new forums such as the Europe–Gulf Geopolitics & Investments Summit are creating alternative platforms for regional coordination and investment.

Emerging Frontiers
Beyond traditional power struggles, biotech innovation has become a new arena of rivalry, while resource competition is intensifying. South Africa is advocating for a G20 exploration fund for critical minerals, highlighting how control over resources will shape the next phase of global competition.

Why This Matters
2025 is emerging as a decisive inflection point: protectionist trade policies, new power centers in the Middle East, and a global race for resources and technology all suggest a world moving away from U.S.-led globalization toward a fractured, multi-aligned order.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™ Exclusive

Sources: Lazard, Atlantic Council, World Economic Forum, Modern Diplomacy, Geopolitical Futures

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US Lawmakers Tap Industry Leaders to Advance Bitcoin Reserve Bill

Michael Saylor, Tom Lee, and other crypto executives are meeting lawmakers to push forward the BITCOIN Act and Trump’s proposed Strategic Bitcoin Reserve.

High-Level Roundtable on Capitol Hill
On Tuesday, U.S. lawmakers will meet with 18 crypto industry leaders to discuss the BITCOIN Act and President Trump’s plan to establish a Strategic Bitcoin Reserve. The roundtable will be hosted by advocacy groups The Digital Chambers and The Digital Power Network.

Participants include Strategy’s Michael Saylor, Fundstrat and BitMine’s Tom Lee, and MARA CEO Fred Thiel. The full roster represents a mix of Bitcoin miners, venture capital executives, banking representatives, and digital asset investors.

Inside the BITCOIN Act
Introduced in March by Senator Cynthia Lummis, the BITCOIN Act calls on the U.S. government to acquire one million Bitcoin over five years. Purchases would be financed jointly by the Federal Reserve and Treasury under Trump’s executive order — but only through budget-neutral strategies, ensuring no direct burden on taxpayers.

Lawmakers are considering methods such as revaluing Treasury gold certificates and using tariff revenues to offset costs. The bill is positioned as the next major piece of U.S. crypto legislation following the GENIUS Act, which established new stablecoin rules in July.

Industry’s Role in Shaping Policy
Executives attending the meeting will present proposals for funding mechanisms and coalition-building to overcome political resistance. They will also seek clarity on why the bill has stalled over the last six months and address concerns raised by skeptical lawmakers.

Among those participating:

• Bitcoin miners from CleanSpark, MARA, and Bitdeer

• Crypto venture capital firms Off the Chain Capital and Reserve One

• Investment leaders from eToro US, Western Alliance Bank, and Blue Square Wealth

Why This Matters
The BITCOIN Act represents an ambitious attempt to integrate Bitcoin directly into U.S. reserves, signaling a structural shift in how Washington views digital assets. If advanced, it could position Bitcoin as a core reserve asset alongside gold, reshaping both domestic monetary strategy and America’s role in global finance.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™
Source: Cointelegraph

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MoonPay Acquires Meso to Build a Global Payments Network

The deal underscores a drive toward unified systems that could underpin a future global financial reset.

Expanding Global Reach
MoonPay, a leading crypto payments infrastructure provider, announced Monday that it has acquired startup Meso in a strategic move to advance its international ambitions. The acquisition is aimed at building a global payments network that seamlessly links banks, card systems, stablecoins, and blockchains.

Meso’s co-founders, Ali Aghareza and Ben Mills, will join MoonPay’s leadership team as Chief Technology Officer and Senior Vice President of Product. Both bring prior experience from major financial platforms, including Braintree, PayPal, and Venmo.

Toward a Unified System
MoonPay stated that the move will help establish a unified regulatory framework, aligning with key U.S. licenses and Europe’s MiCA regime. CEO Ivan Soto-Wright said: “We’ve built trusted ramps that brought millions into crypto, now we’re building the global network that will move money across every form and in every market.”

This acquisition follows MoonPay’s earlier purchases of Helio, Iron, and Decent.xyz, each strengthening its payments infrastructure. These deals expand support for crypto purchases via cards, bank transfers, and mobile payments, positioning MoonPay as a bridge between traditional finance and digital assets.

The Bigger Picture: Reset for Global Finance
MoonPay’s expansion is not just about company growth — it reflects a larger shift toward a globally integrated financial system. To function, a global reset requires payment networks capable of operating across borders, asset classes, and regulatory zones. MoonPay is aligning its strategy precisely with that need.

Why This Matters
The acquisition of Meso highlights how crypto infrastructure players are preparing the foundation for a new era of finance — one that connects every major payment channel into a single, global system. Moves like this bring the financial reset one step closer.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™
Source: The Block   

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Thank you Dinar Recaps

“Tidbits From TNT” Tuesday Morning 9-16-2025

TNT:

Tishwash:  Thwarting the smuggling of 177 bank cards loaded with cash at Basra Airport

The border forces at Basra International Airport thwarted an attempt to smuggle bank cards loaded with sums of money, after arresting an accused person in possession of (177) cards of different types at the main gate of the airport, as part of the ongoing security efforts to combat currency smuggling and enhance control over border crossings.

 Border forces arrested an accused person in possession of (177) bank cards loaded with sums of money prepared for smuggling at Basra Airport.

In continuation of the efforts of the Border Forces Command to thwart attempts to smuggle currency, the detachments of the Basra International Airport Customs Police Station, in cooperation with the Airport Security Directorate, were able to arrest an accused at the main gate of Basra International Airport, in possession of (177) different types of bank cards (MasterCard), prepared for smuggling. A formal seizure report was prepared and the seized items were referred to the competent authorities.  link

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Tishwash:  Al-Sudani proposes a unified Arab-Islamic stance and the formation of a broad coalition.

Al-Sudani proposes a unified Arab-Islamic stance and the formation of a broad coalition.

Iraqi Prime Minister Mohammed Shia al-Sudani stressed that the Israeli attack on the State of Qatar sends a negative message and deliberately kills the chances of peaceful solutions in the region.

In his speech at the emergency Arab-Islamic summit held in Doha, al-Sudani said that "the continuation of Israel's policies without deterrence will lead to further instability and will not achieve security for any party."

He added that "the security and stability of any Arab or Islamic country is an integral part of our collective security."

The Iraqi Prime Minister proposed issuing a unified Arab and Islamic position condemning the attack on the sisterly State of Qatar, and treating any attack on any Arab or Islamic country as a threat to all countries of the Arab and Islamic blocs.

He also called for developing a comprehensive roadmap for a complete ceasefire in Gaza, and for forming a joint Arab-Islamic committee to convey the positions of the participating countries to the Security Council and relevant international bodies.  link

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Tishwash:  Al-Sudani and Bin Salman affirm support for regional stability and strengthening bilateral partnership.

Iraqi Prime Minister Mohammed Shia al-Sudani and Saudi Crown Prince Mohammed bin Salman Al Saud affirmed on Monday their support for the stability of the region and strengthening the bilateral partnership between the two countries.

This came on the sidelines of the emergency Arab-Islamic summit in the Qatari capital, Doha.

According to a statement from Al-Sudani's office received by Shafaq News Agency, during the meeting, "the two countries affirmed their determination to continue coordination and consultation with other brotherly and friendly countries, especially in light of the rapid regional developments, and to work to implement the outcomes of the Arab Summit in Baghdad and the emergency Arab-Islamic Summit in Doha, and to support the stability of the countries of the region and preserve their territorial integrity and sovereignty."

The statement added that the meeting also addressed "ways to strengthen bilateral relations between the two countries, confront common regional challenges, and advance the bilateral partnership towards broader and more sustainable horizons in all fields, in addition to reviewing joint cooperation files and its growth for the benefit of the two brotherly peoples."

The emergency Arab-Islamic summit began in Doha on Monday to discuss the Israeli attack on the Qatari capital. The summit opened with a recitation of verses from the Holy Quran and was attended by more than fifty Arab and Islamic leaders, including Iraqi Prime Minister Mohammed Shia al-Sudani.

The summit comes just days after an attack targeting Hamas leaders in Doha, in an attempt to derail diplomatic mediation efforts in the region.  link

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Tishwash:  More than 15 trillion dinars are kept in cash in the homes of citizens

The governor of the Central Bank of Iraq says 80 percent of Iraq's money is in households and stresses that they are trying to increase citizens' confidence in banks.

Central Bank Governor Ali Alaq said the 2025 banking reform plan is a strategic step to strengthen confidence in the Iraqi banking system and solve problems.

He said 80 percent of Iraqi money is outside the banks and in the homes, due to lack of confidence in the banks.
He added that the banking reform plan includes updating the banking system, in line with international standards and attracting global companies.

Meanwhile, Mustafa Garawi, a member of the Finance Committee of the Iraqi Parliament, warned that this phenomenon has led to a decline in market movement and economic activity.

He revealed that; According to reports, the money held in households is more than 100 trillion dinars.

Earlier, economic researcher Haider Sheikh revealed; The Central Bank of Iraq is really suffering from a shortage of cash and flows, due to the lack of confidence in the banking system and the least trust in public and private banks, which has led many citizens to keep their money in Iraqi dinars. 

More than 15 trillion Iraqi dinars are kept in cash in the homes of citizens and salaried employees, so the central bank and the Iraqi government should solve this problem and inflation, through the formulation of economic and financial policy and banking facilities for citizens and restore confidence.  link

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Mot:  Cold Season Coming up ... Beeee Ready!!!! 

Mot:  Those ""Magic Moment"" - Raising the ""Wee Folks"  

FRANK26……9-15-25…….BANK ON THIS

KTFA

Monday Night Video

FRANK26……9-15-25…….BANK ON THIS

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

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https://www.youtube.com/watch?v=SGTH-s2NpyA

Iraq Economic News and Points To Ponder Monday Evening 9-15-25

SOMO: We Are Moving To Add New Crude Oils, And Our Exports Exceed 40 Countries

Economy | 09:06 - 09/15/2025   Mawazine News - Baghdad -  Ali Nizar Al-Shatri, Chairman of the company, revealed efforts to diversify export markets for Iraqi crude oil, in addition to increasing investments in liquefied petroleum gas (LPG) infrastructure. He confirmed SOMO's move to add more new crude oils in the coming period.

Al-Shatri said, according to the Energy Platform, that "Asian markets have the highest growth in energy demand; therefore, Iraq is keen to meet this demand and strengthen its presence there. However, at the same time, we are keen to maintain a balanced export to other markets in a way that serves Iraq's strategic interest."

He added, "Iraq always deals with the European market with interest, but our policy is based on sustainable exports linked to our production capabilities, away from momentary decisions. We seek a long-term presence in Europe, not merely exploiting a temporary circumstance."

He continued, "We are constantly monitoring developments in global markets, and there are already studies to open new outlets in Africa and Latin America. However, any step will be well-thought-out and serve Iraq's long-term interest. Iraq exports to a wide range of countries, exceeding 40, which reflects the diversity of the markets we deal with and confirms the flexibility of our exports."

He pointed out that "Iraq is open to all initiatives that contribute to diversifying export routes, but any step of this kind is linked to technical, security, and political conditions.

Therefore, the matter is still under study and discussion, and we are always looking for practical alternatives that ensure continued exports and serve the national economy. Negotiations and options are available, but they are dealt with within a framework that guarantees common interests and maintains transparency."

He explained that "there are efforts to add new raw materials, reflecting the geographical diversity of Iraqi production.

This enhances marketing flexibility and gives consumers more options. Iraq has promising potential in this field, and there are plans to increase investments in gas infrastructure, enabling a gradual increase in export rates and contributing to maximizing national revenues." https://www.mawazin.net/Details.aspx?jimare=266844

Iraqi Oil Prices Fall In Global Markets

Economy | 09/15/2025  Mawazine News - Baghdad -  Iraqi oil prices recorded a decline on Monday during weekly trading in the global market.

According to data, Basra Medium crude recorded $66.84 per barrel, while Heavy crude recorded $63.29 per barrel, a change of -1.76 for both.

The data also showed stability in global oil prices, with British Brent crude recording $67.34 per barrel, while US West Texas Intermediate crude recorded $63.06 per barrel, with a change of +0.37 and -0.35, respectively.   https://www.mawazin.net/Details.aspx?jimare=266801

An Economic Expert Outlines The Most Prominent Solution To Free Iraq From Oil Price Fluctuations.

Buratha News Agency3242025-09-14  Oil and economic affairs expert Ahmed Askar confirmed on Sunday (September 13, 2025) that Iraq's financial and economic situation will remain subject to "global fluctuations," while offering solutions to address this issue.

Askar said in a press interview, "The economic situation in Iraq will remain directly linked to fluctuations in global oil prices, and any decline in prices could put pressure on the general budget and the ability to finance services and investment projects."

He explained that "the near-total dependence on oil revenues makes the Iraqi economy vulnerable to these fluctuations, which requires the adoption of flexible, pre-planned fiscal policies, not just immediate reactions."

The expert added that Iraq could face challenges related to financing expenditures, stabilizing the exchange rate, and rising inflation rates if oil prices decline.

Proposed solutions to enhance economic stability

Askar pointed out that the next phase requires real reforms, most notably:

Develop budgets based on multiple oil price scenarios.

Establish a savings fund or financial stability mechanism to cover expenses when revenues decline.

Diversifying sources of income by developing non-oil sectors.

Enhancing transparency in spending and directing resources towards economically viable projects.

Askar concluded by saying, "Iraq urgently needs clear policies that ensure economic stability in the near term and pave the way for sustainable diversification that reduces dependence on oil as the primary source of revenue."

Iraq's seaborne oil exports varied in the first quarter of this year. Exports rose by 29,000 barrels per day (bpd) year-on-year in January, but declined by 57,000 bpd in February. March saw the largest decline, declining by 200,000 bpd compared to the same month last year. https://burathanews.com/arabic/economic/465137

With The Closure, The Dollar Exchange Rate In Iraq Declined.

Economy | 09/15/2025  Mawazine News - Baghdad:  The dollar exchange rate against the dinar fell on Monday afternoon in four Iraqi governorates. The dollar exchange rate at market close was as follows:

Baghdad: 142,950 dinars to buy  --  Erbil: 142,850 dinars to buy  --  Basra: 142,900 dinars to buy

Mosul: 142,900 dinars to buy   https://www.mawazin.net/Details.aspx?jimare=266830

Gold Prices Stabilize Amid Anticipation Of A US Decision

Monday, September 15, 2025 09:36 | Economic Number of reads: 265  Baghdad / NINA / Gold prices stabilized on Monday, as investors awaited the US Federal Reserve's interest rate decision this week, while the dollar's strength and profit-taking limited gains.

Spot gold rose 0.1% to $3,644.98 an ounce, after rising 1.6% last week to a record high of $3,673.95. US futures for December delivery fell 0.1% to $3,682.62 an ounce.

Investors expect the Fed to cut interest rates by a quarter percentage point on Wednesday, despite inflation data for August coming in above expectations.

Gold, considered a safe haven in times of uncertainty, tends to perform well in a low interest rate environment.

The Fed's meeting comes amid controversy over its leadership and pressure from US President Donald Trump to increase his influence over monetary policy.

Among other metals, silver rose 0.3% to $42.29 an ounce, platinum rose 0.9% to $1,403.77, and palladium rose 0.2% to $1,199.35.   https://ninanews.com/Website/News/Details?key=1251941

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

3 Key Signs That You’re Losing Money to ‘Lifestyle Inflation’ — and How To Get Out of It

3 Key Signs That You’re Losing Money to ‘Lifestyle Inflation’ — and How To Get Out of It

Laura Bogart    Mon, September 15, 2025 GOBankingRates

“Treat yourself.” This iconic line from “Parks and Recreation” has become a cultural mantra and, let’s face it, maybe even a personal motto at times. After all, you’ve just landed a raise. Not only are you bringing home a bigger paycheck, but you’re also working harder than ever to earn it. You’ve got every reason to, well, treat yourself.

But after a few splurges — maybe it’s bottomless brunches, a new bag, or just a couple of nights of takeout — you’re not feeling as flush as you expected. In fact, your bank account might still look a little too familiar.

If your expenses have quickly risen to match your new income, you may be experiencing lifestyle inflation. Whether it’s driven by your own aspirations or a desire to keep up with friends or coworkers, lifestyle inflation can leave you feeling just as broke as before, if not more so.

Allison Baggerly understands your pain.

As a budgeting expert, author, podcaster, and founder of Inspired Budget, Baggerly has helped thousands of people bust out of the paycheck-to-paycheck cycle. She spoke to GOBankingRates as part of our Top 100 Money Experts series to share how to recognize lifestyle inflation and reclaim control of your money — without completely giving up the fun stuff.

Key Signs You’re Slipping Into Lifestyle Inflation

Baggerly says lifestyle inflation can sneak up fast. Here are some common red flags:

• Upgrades become routine. Maybe you trade in your car early, replace furniture that’s still in great shape, or jump on every “limited-time” sale.

• Dining out more than before. Ordering DoorDash or grabbing brunch several times a week starts to feel normal instead of special.

• Savings goals stall. Despite higher income, contributions to retirement, debt payments or an emergency fund don’t budge.

Spotting these patterns is the first step to stopping them.

Understanding Lifestyle Inflation Helps You Avoid It

“It’s easy to fall into because it feels like you’re just doing what you’re ‘supposed’ to do,” Baggerly said. “You’re working hard and earning more, so you deserve the nicer couch or the spontaneous weekend trip, right? The problem is that those small upgrades pile up fast, and suddenly that raise is gone. You’re making more, but you still feel broke. That’s lifestyle inflation in action.”

This could look like ordering DoorDash three nights in a row instead of cooking, upgrading your car before it’s really necessary, or jumping on a sale ‘just because.’ Meanwhile, financial goals like paying down debt, saving for retirement, or building an emergency fund get left behind.

But here’s the good news: Being able to spot the pattern is the first step to changing it.

Planning for a Win Helps You Avoid Splurges

TO READ MORE:   https://finance.yahoo.com/news/3-key-signs-losing-money-185646127.html

Biggest Fear, FOMO or Big Crash?

Biggest Fear, FOMO or Big Crash?

Kitco News:   9-15-2025

In an economic landscape often described as volatile and uncertain, investors find themselves at a crucial crossroads. On one side, there’s the pervasive fear of a major market crash, leading some to seek refuge in the perceived safety of cash.

On the other, a growing conviction that significant upside awaits those who embrace tangible assets like gold, silver, and even the digital frontier of Bitcoin.

Kitco News recently delved into this very debate, interviewing strategist Philippe Gijsels to unpack the current state and future outlook of investing in a world grappling with inflation and economic shifts. His message is clear: while caution is prudent, staying in cash might be the riskiest move of all.

Gijsels strongly cautions against holding onto cash for too long. In an environment of persistent inflation and central bank policies that often lead to currency debasement, cash simply loses its purchasing power over time. What feels “safe” today could be significantly devalued tomorrow, silently eroding your wealth.

Instead, the strategist emphasizes the paramount importance of owning real assets. These aren’t just a hedge against inflation; they are foundational stores of value designed to protect wealth against the declining purchasing power of fiat currencies.

Interestingly, Gijsels offers a nuanced perspective on Bitcoin. While its popularity as a digital asset continues to grow, he suggests that it behaves more like a speculative tech asset closely correlated with the NASDAQ.

This distinguishes it from genuine safe havens like gold, which tend to act as uncorrelated stores of value during market turbulence. Investors should view Bitcoin through a different lens than traditional precious metals.

While acknowledging the rapid price movements and corrections inherent in these markets, the overarching message is clear: don’t let short-term fluctuations deter you from the long-term potential of real assets. Staying too long in cash is a losing proposition.

Gijsels’ insights underscore the critical importance of a diversified approach to commodity investing. Real assets are not just about chasing quick profits; they are crucial for portfolio protection and fostering long-term growth in an unpredictable economic environment.

Are you fearing the crash, or are you positioning your portfolio for the upside? The choice, according to Kitco News and Philippe Gijsels, leans strongly towards the tangible.

https://youtu.be/B5vOLEdu8ak

RJ Talks: Scott Bessent Says they’re Ending the Fed

RJ Talks: Scott Bessent Says they’re Ending the Fed

9-15-2025

As the U.S. Federal Open Market Committee (FOMC) meeting looms, the U.S. financial landscape is buzzing with anticipation – and contention.

Recent developments, brilliantly dissected in a compelling video from RJ Talks, suggest we’re not just at a crossroads, but at the precipice of a significant monetary paradigm shift.

From the Federal Reserve facing unprecedented criticism to a strategic devaluation of the dollar and the rise of innovative digital assets, get ready for a deep dive into the forces shaping our economic future.

The narrative around inflation is taking an unexpected turn. New data reveals a significant decline in producer prices, directly contradicting earlier fears that tariffs would inevitably drive inflation higher. This unexpected twist in the data has become a flashpoint for critics of the Federal Reserve.

Leading the charge is Treasury Secretary Scott Bessent, who has delivered a blistering critique of the Fed, accusing the institution of being “out of touch with economic realities.”

Bessent isn’t mincing words, advocating for a fundamental overhaul – or even the outright dismantling – of the central bank.

These sentiments find strong backing from President Trump, who has historically linked the Federal Reserve’s creation in 1913 to subsequent economic downturns. Trump’s renewed calls for the reinstatement of tariffs as a pivotal economic tool further underscore a desire for a radical departure from conventional economic policy.

Beyond the immediate criticism, a more profound strategic shift appears to be underway within the Trump administration.

The video highlights a deliberate move to devalue the U.S. dollar, signaling an emphatic end to the previous trading paradigms centered around a “strong dollar.”

The motivation is clear: a weaker dollar is intended to boost U.S. exports, making American goods more competitive on the global stage and stimulating domestic economic activity. This strategic pivot is expected to gain significant momentum with an imminent rate cut by the Fed, which would effectively kick off a loosening cycle in monetary policy.

Such a move would naturally depress the dollar’s value, aligning with the administration’s stated economic goals and marking a dramatic shift in global trade dynamics.

Amidst these seismic shifts in traditional monetary policy, an exciting innovation is emerging that could redefine how we invest in precious metals. The RJ Talks video introduces StreamX Corp., a company pioneering a new era in gold investing.

StreamX Corp. is launching a truly groundbreaking tokenized gold-backed product, combining the stability of physical gold with the efficiency of blockchain technology. What sets this apart is its impressive offering: a yield of up to 4%.

This innovative product aims to revolutionize gold investing, challenging traditional gold ETFs by offering not just security and liquidity, but also a significant return. It’s a clear signal of the broader trend of real-world asset (RWA) tokenization, where tangible assets are brought onto the blockchain, promising enhanced accessibility, fractional ownership, and new opportunities for yield generation.

From a Federal Reserve under intense scrutiny and a dollar poised for strategic devaluation, to the groundbreaking potential of tokenized assets reshaping investment – the financial world is at an undeniable inflection point.

 The upcoming FOMC meeting is set against a backdrop of powerful political currents, evolving economic data, and technological innovation.

https://youtu.be/Wv5STm07JV4

https://dinarchronicles.com/2025/09/14/rj-talks-scott-bessent-says-theyre-ending-the-fed/

Iraq Economic News and Points To Ponder Monday Afternoon 9-15-25

An Economist Explains The Reason For The Fluctuations In The Dollar Exchange Rate.
 
    September 14, Information/Special…  Economic researcher Ali Karim Idhaib confirmed on Sunday that the  fluctuations in the dinar's exchange rate against the dollar  are linked to a number of  internal and   external factors,  most notably the local market's near-total reliance on imports.
 
“The improvement or decline in global oil prices,  which represent the main source of state revenues,  is directly reflected in the volume of dollar flows into the local market,”    Idhaib told Al-Maalouma Agency.

He noted that “restrictions imposed on the sale and transfer of dollars by the Central Bank,  and external interventions related to combating money laundering,  have also contributed to increased volatility.

”  He pointed out that "political and  economic instability    in the country    plays a pivotal role in the increased demand for foreign currency, along with the continued smuggling of dollars out of Iraq," explaining that "these factors combined are putting increasing pressure on the exchange rate." 

 He pointed out that "the Central Bank is attempting to intervene through  currency auctions and  regulatory measures  to curb speculation, but these measures will remain temporary  unless dollar revenues are sustainably boosted.

"  He stressed that "the stability of the   political and   economic situation and the    increase in the state's hard currency resources   are the decisive factor in  alleviating pressure on the dinar and   stabilizing the exchange rate." End/25Q      
https://almaalomah.me/news/110271/economy/اقتصادي-يبين-سبب-تقلبات-سعر-صرف-الدولار 

Expert: Iraq's Single-Source Income Threatens An Economic Crisis Within Years
 
 Time: 2025/09/12 Read: 1,620 times   {Economic: Al Furat News} Economic expert Abdul Rahman Al Mashhadani confirmed that tax revenues in Iraq are unclear,  pointing to the lack of accurate data on the categories covered by the tax, especially those working in the private sector.

Al-Mashhadani told Al-Furat News Agency that "the lack of data on private sector workers represents a real challenge to tax collection," noting that  "the current year's budget included 27 trillion dinars in non-oil revenues." 

He added that "the revenues generated from these budgets do not exceed 50% of the budgeted amount,  while actual revenues were supposed to be higher than the specified amount," warning that "the economic situation in Iraq is facing an existing crisis,  which could worsen in the coming years  if real measures are not taken to diversify sources of income."

Al-Mashhadani continued, "Reliance on a single resource, oil, makes the Iraqi economy vulnerable to fluctuations in global markets,  which directly impacts the  general budget and the   government's ability to meet expenditures."      
https://alforatnews.iq/news/خبير-الدخل-الأحادي-للعراق-يهدد-بأزمة-اقتصادية-خلال-سنوات 

Diversifying Revenues: An Economic Expert Identifies The Most Prominent Solution To Free Iraq From Oil Price Fluctuations.
 
Baghdad Today – Baghdad    Oil and economic affairs expert Ahmed Askar confirmed on Sunday (September 14, 2025) that  Iraq's financial and economic situation  will remain subject to "global fluctuations,"  while offering solutions to address this issue. 

Askar told Baghdad Today, "The economic situation in Iraq will remain directly linked to fluctuations in global oil prices.  Any decline in prices could place pressure on the  general budget and the  ability to finance  services and  investment projects.

" He explained that "the near-total dependence on oil revenues makes the Iraqi economy vulnerable to these fluctuations,  which requires the adoption of  flexible, pre-planned fiscal policies,  not just immediate reactions."  

The expert added that Iraq could face challenges related to financing expenditures,   stabilizing the exchange rate, and  rising inflation rates  if oil prices decline.

Askar pointed out that Proposed solutions to enhance economic stability  the next phase requires real reforms, most notably:  Develop budgets based on multiple oil price scenarios.  

Establish a savings fund  or  financial stability mechanism  to cover expenses when revenues decline.    

Diversifying sources of income  by developing non-oil sectors. Enhancing transparency in spending and    directing resources towards economically viable projects.
 
Askar concluded by saying, "Iraq urgently needs clear policies that  ensure economic stability in the near term and    pave the way for sustainable diversification   that reduces dependence on oil as the primary source of revenue."
 
Iraq's seaborne oil exports varied in the first quarter of this year.
 
Exports rose by 29,000 barrels per day (bpd) year-on-year in January,but declined by 57,000 bpd in February.  March saw the largest decline,   declining by 200,000 bpd compared to the same month last year.  https://baghdadtoday.news/283130-.html 

Iraq's Gold Is Traded And Smuggled. Shocking Figures Reveal The Truth.
 
September 13, 2025  Baghdad/Iraq Observer  The unprecedented quantities of gold imports into Iraq in 2024    raise numerous questions about   their destination and    impact on the national economy.
 
The value of imports reached approximately $12.5 billion,  equivalent to nearly 16% of total imports.

Based on average gold prices last year, the imported quantity exceeds 120 tons.
 
Compared to the Central Bank of Iraq's reserves of only about $18 billion,    the import volume raises questions about the fate of these large quantities of the precious metal, especially given the lack of accurate and transparent data from border crossings.
 
Initial reports indicate that more than 60 tons entered via air ports in the Kurdistan Region,
while the central government's ports have not announced any clear figures.
 
Questions are being raised about the fate of these quantities of gold, as  experts believe that a large portion of the imported quantities were consumed domestically,  after   the precious metal became an alternative investment tool to the dollar.
 
With the decline in the value of the US currency against gold, individuals and large investors rushed to acquire it as a safe haven, which  affected the volume of bank deposits and  weakened domestic dollar trading.
 
Meanwhile, another hypothesis is emerging, suggesting that  some traders have  exploited the official dollar exchange rate in Iraq  to import gold, then re-exported it to neighboring countries like Turkey
to profit from price differences.
 
Economists describe this process as potentially devastating for the economy if left unchecked.
 
There are also suggestions that  gold may have been used as a means of barter with Iran,
        given the absence of formal banking channels between the two countries.
 
It has become a tool for settling trade deals in exchange for Iranian goods and commodities,
    in line with the non-cash nature of the existing exchange between Baghdad and Tehran.
 
Broader economic risks
 
For his part, economic expert Munar Al-Abidi explained that "the surge in gold imports requires an urgent review by Iraqi authorities, especially since their   volume is three times the usual annual rate in previous years,    which did not exceed $4 billion."  Al-Obaidi added to the Iraq Observer that  "a portion of these quantities may not actually enter the consumer market,  but rather become a conduit for settling foreign transactions through informal means, which creates serious   economic and  legal loopholes and  exposes Iraq to risks related to combating money laundering and the financing of illegal activities."
 
Experts point out that  understanding the trajectory of these imports requires international cooperation to track data  in countries that may be  re-exporting gold  or  receiving it as trade compensation.
 
The discrepancy between  Iraqi figures  and  global trade data  raises doubts about the size of the informal market and  requires the implementation of stricter oversight mechanisms.  https://observeriraq.net/ذهب-العراق-بين-المقايضة-والتهريب-أرقا/ 

 For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

Seeds of Wisdom RV and Economic Updates Monday Afternoon 9-15-25

Good Afternoon Dinar Recaps,

BRICS News: Trump Targets China With 100% Tariffs on Russian Oil

Proposed tariffs escalate economic confrontation with China, Russia, and BRICS energy trade alliances.

Trump’s Tariff Strategy Hits BRICS Energy Flows
President Trump unveiled a plan to impose 50% to 100% tariffs on Chinese purchases of Russian oil, directly targeting BRICS energy trade.

* Trump argued tariffs would “break China’s grip” over Russia.

• The measures would only be withdrawn if the Russia-Ukraine war ends.

• China, Russia’s largest oil customer, conducts much of this trade in yuan through long-term agreements.

NATO Allies Under Pressure
The tariffs are not limited to China. Trump also called on NATO members to halt Russian oil purchases.

• Turkey, Hungary, and Slovakia remain key NATO buyers of Russian petroleum.

• Trump warned their energy ties “greatly weaken bargaining power over Russia.”

• A NATO oil ban is now under discussion, adding pressure on alliance unity.

Escalation Follows Familiar Trade Pattern
This push builds on earlier tariff escalations:

• Trump previously imposed 145% tariffs on Chinese goods.

• China retaliated with 125% import taxes on U.S. exports.

• Current tariff rates remain at 30% (U.S.) and 10% (China), though Trump has already hit India’s Russian oil purchases with 50% tariffs.

Global Response and Market Risk
The geopolitical stakes are rising:

• U.S. Secretary of State Marco Rubio warned Russian drones entering Poland could be “highly escalatory.”

• Ambassador Dorothy Shea told the U.N. Security Council, “America will defend every inch of NATO territory.”

• The U.K. sanctioned 70 vessels transporting Russian petroleum, targeting businesses in China and Turkey.

• Treasury Secretary Scott Bessent urged the G7 to cut off revenues funding Russia’s war.

Why This Matters
Trump’s proposed tariffs on Chinese-Russian energy flows—combined with possible NATO oil bans—represent one of the boldest economic pressure campaigns yet. If implemented, it would reshape global trade flows, energy security, and BRICS strategies, directly pitting Western alliances against the bloc’s resource ties.

This is not just politics — it’s global finance restructuring before our eyes.

@ Newshounds News™
Source: Watcher Guru

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Thank you Dinar Recaps

“Tidbits From TNT” Monday 9-15-2025

TNT:

Tishwash:  The 85th meeting of the Central Bank Governors of the Gulf Cooperation Council (GCC) countries was held in Kuwait.

The Governors of the Central Banks of the Gulf Cooperation Council (GCC) member states held their 85th meeting in Kuwait on Sunday morning, September 14, 2025.

The meeting was chaired by Basil Al-Haroun, Governor of the Central Bank of Kuwait and Chairman of the current session of the committee, with the participation of the General Secretariat of the Gulf Cooperation Council.

The meeting discussed several topics of interest to the Gulf financial and banking sector, most notably ways to keep pace with international monetary and financial developments, enhance cooperation and integration among Gulf central banks, and follow up on the implementation of joint Gulf initiatives. 

The meeting also discussed the recommendations of the specialized technical committees in the fields of payment systems, banking supervision, modern financial technologies, cybersecurity, combating money laundering and terrorist financing, and other priority topics.

The meeting also included discussions on areas of cooperation with international partners, such as the People's Bank of China, the European Central Bank, and a number of global financial institutions, to enhance the position of the Gulf financial sector internationally.

This meeting was held as part of the periodic meetings of the GCC Central Bank Governors Committee, which constitutes a strategic platform for coordinating monetary and financial policies among GCC countries and enhancing joint cooperation, contributing to consolidating financial and monetary stability and supporting the goals of sustainable economic development in the GCC countries.  link

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Tishwash: The Foreign Minister arrives in Doha to participate in the emergency meeting of Arab foreign ministers and the Organization of Islamic Cooperation.

Foreign Minister Fuad Hussein arrived in the Qatari capital, Doha, on Sunday to participate in the emergency joint meeting of foreign ministers of member states of the League of Arab States and the Organization of Islamic Cooperation.

The Foreign Ministry said in a statement that this meeting is being held to discuss the repercussions of the aggression committed by the Israeli entity against the sisterly State of Qatar, and to consult on the unified Arab and Islamic positions towards these violations.  link

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Tishwash:  Iraq Is Losing More Than $11 Million Every Day as Baghdad Blocks Kurdistan Oil Exports

Baghdad’s failure to pass an oil and gas law and its pressure tactics on Erbil have stalled Kurdistan’s exports, costing Iraq over $4 billion annually.

Iraq is losing more than $11 million every single day due to the continued suspension of oil exports from the Kurdistan Region, according to the ECO IRAQ Observatory, a specialized economic monitoring platform known for its independent assessments of the country’s energy and financial policies.

The observatory placed direct blame on Baghdad’s parliament for failing to resolve the long-standing dispute over oil and gas management.

The U.S.-based observatory on Saturday revealed that the Kurdistan Region was expected to export approximately 230,000 barrels of crude oil per day, in addition to allocating around 50,000 barrels for local consumption. With the cost of extraction and transportation standing at $16 per barrel and $1.5 in fees to Turkey for delivering crude to the Ceyhan port, the net profit per barrel remains substantial.

At an estimated price of $66 per barrel, the suspension of these exports translates into a staggering daily loss of $11.16 million, amounting to $334 million per month and over $4 billion annually in missed revenues for Iraq.

Despite these heavy financial losses, the federal government in Baghdad has failed to reach an agreement with Erbil, leaving negotiations shrouded in secrecy and accountability lacking.

The monitoring group held Iraq’s parliament directly responsible, accusing it of creating chaos by refusing to pass a long-awaited 'Oil and Gas Law' to regulate and manage the country’s oil and gas sector.

 A Chronic Dispute that Hurts All of Iraq

The ongoing deadlock over the Kurdistan Region’s oil exports is far from a mere technical disagreement. At its core lies Baghdad’s long-standing unwillingness to recognize the Region’s constitutional rights under the 2005 Iraqi Constitution, which granted the Kurdistan Regional Government (KRG) shared authority over natural resources.

Instead of honoring these commitments, successive Iraqi administrations have politicized oil exports, using them as a pressure tool against the people of Kurdistan.

For years, Erbil has argued that independent oil exports are essential to pay public salaries, fund infrastructure projects, and provide stability in a region that has already borne the brunt of wars, economic blockades, and hosting millions of displaced people.

Baghdad, however, has repeatedly resorted to financial blackmail, cutting salaries, and withholding the Kurdistan Region’s rightful share of the federal budget, all while demanding full control of oil revenues. 

This centralization of power has not only strangled the Kurdistan Region’s economy but also damaged Iraq’s international credibility. Foreign investors view Baghdad’s unpredictable policies and arbitrary interventions as a sign of instability, deterring long-term partnerships in the energy sector.

The failure to establish a comprehensive oil and gas law, despite two decades of promises, has left Iraq unable to fully capitalize on its resources, costing the country billions.

Political Stalemate and Hidden Agendas

Behind the scenes, negotiations between Baghdad and Erbil have remained closed to media scrutiny, fueling speculation that the Iraqi government is intentionally dragging its feet. Observers note that while Baghdad enjoys revenues from southern oil fields, it shows little urgency in resolving the crisis in the north, effectively punishing the Kurdish population while claiming to act in the interest of national unity.

The suspension of exports through the Iraq-Turkey pipeline since March 2023 has already deprived international markets of Kurdish oil, strained ties with Ankara, and weakened Iraq’s bargaining position globally. Yet, Baghdad has treated this issue as secondary, prioritizing political maneuvering over economic necessity.

Critics argue that this reflects Baghdad’s broader policy of undermining the Kurdistan Region’s autonomy. By blocking Erbil’s ability to export oil, Baghdad seeks to force the Region into submission, disregarding the severe financial and social consequences for millions of Kurdish citizens who rely on stable revenues to sustain daily life.

Kurdistan Pays the Price

The people of the Kurdistan Region ultimately pay the price for Baghdad’s failures. Delayed salaries, underfunded public services, and an economy held hostage by political disputes are daily realities. While Iraq as a whole suffers billions in losses, it is the Kurdish families, civil servants, and business owners who face the harshest impact.

Instead of fostering cooperation and equitable resource-sharing, Baghdad has weaponized oil policy, undermining the spirit of federalism and alienating the very partner that has been instrumental in stabilizing Iraq, particularly during the war against ISIS.

Until Iraq’s leaders demonstrate the political will to pass a fair oil and gas law and respect the constitutional rights of the Kurdistan Region, the crisis will continue to fester—bleeding Iraq’s economy, eroding investor confidence, and deepening mistrust between Baghdad and Erbil. link   

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Mot Online Dating Can Be Fun 

Mot: Well - Yah!!!! 

Monday Coffee with MarkZ. 09/15/2025

Monday Coffee with MarkZ. 09/15/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Gooood morning Mark, mods and fellow Patriots!

Member: Welcome to a new week of praying, wishing and hoping.

MZ:  Things look very good for us all…..but remember things have looked good in the past….just not this good…..imo

Member: Have all bond people been paid?

MZ: There are many who have not yet been paid. But many think they may get paid this week.

Member: (From Dinar Guru)  Mnt Goat   In the call from Iraq, I was told meetings are underway with the US Treasury and Central Bank of Iraq for the final details of what we all hope will be the execution of the swap out of currency soon...Please everyone, get down on your knees and pray hard for the people of Iraq and the abundance and prosperity this move could give all of us.  

MZ: That sounds very solid. We know they have had sudden and unexpected meetings last week.

Member: the Bank of Iraq met with England today. Not a rumor

Member: What is the significance of Iraq meeting with the BIS this week?

MZ:  that along with meetings at the world Bank are all part of them moving forward.

Member: Is that bill about to get passed that pulls our military out of Iraq? Anyone know?

Member: they started pulling military out weeks ago….many have been reassigned to other bases in other Mideast countries.

Member: I saw some other gurus showing lower denom notes in Iraq saying they are out.  

MZ: There are many rumors of lower denomination IQD notes out. I am working on my contacts there to try and verify if its factual or not. I am waiting for my contacts in Iraq to confirm it …But there seems to be more proof – especially about a 1 denomination dinar. (like a $1 dollar bill) Once we see better pictures and confirm…..maybe its time to start celebrating.

MZ: “Iraq takes the position of chair in the Interpol cybercrime task force” This is important and shows Iraq’s effort at security

MZ: “Tomorrow Monday Baghdad hosts the summit for the quartet council of the Road to Development” Its growing. Turkey , Quatar and United Arab Emerits are planning on being there….Possibly Oman and Syria will also be there. The development road project is going to be massively bigger than they first anticipated.  

MZ: “Iraq’s banking sector is witnessing major transformations under the leadership of the central bank within a comprehensive banking reform plan” There were dozens of articles this weekend about expanding the development road and reforms and 140/HCL. (hydro carbon law)

Member:  I think MM group thinks the HCL needs the new rate first

Member: could they pass the HCL at 1310?

MZ: I heard they could and probably would…pass the HCL revenue sharing first…and then the rate is changed.

MZ: Nothing new on CMKX or Prosperity packages

Member: Forex back online today after being closed and getting new updates

Member: IMF changed Dinar and Dong status, no longer exotic

Member: My credit union said they will be closed on 9/23 for all employees and managers to train in new banking policies.

Member: Shabibi said years ago a good time to RV is start of quarter, which means October  1 which is start of 4th quarter

Member: October 1st is also the start of the new fiscal year for the US and other countries.

Member: Trump will be over in England Wednesday-Friday, what about all of this "POTUS out of the country for RV to happen" stuff?

Member: let us hope that rumor is proven true….but its just a rumor at this point.

Member: RV fatigue is real…so is anticipation fatigue…..We are all so very tired.

Member: Praying for a fabulous week, please lord Jesus let this be our week 

StacieZ joins the stream today. Please listen to the replay for her information

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm...

Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

 ZESTER'S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:    https://www.youtube.com/watch?v=SQIPo6jTazQ

News. Rumors and Opinions Monday 9-15-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Mon. 15 September 2025

Compiled Mon. 15 September 2025 12:01 am EST by Judy Byington

Summary:

According to the latest update compiled by Judy Byington, MSW, LCSW, and renowned journalist, we are witnessing the implementation of the Restored Republic via a Global Currency Reset (GCR) – a monumental event poised to redefine our financial and sovereign landscape.

Crucially, the Global Currency Reset has been (allegedly)  released, promising the return of taxpayer monies back for the direct use and benefit of The People worldwide. Imagine a system where resources flow back to their rightful owners, empowering communities and fostering genuine prosperity.

The gears of this new system are now fully in motion. On Saturday, September 13, 2025, President Trump reportedly gave the official “Green Light” for both the Global Currency Reset and the highly anticipated Emergency Broadcast System (EBS) Activation.

Adding to the tangible proof of this change, at 9 am Iraqi Time on Saturday, September 13, 2025, the Governor of the Central Bank of Iraq (allegedly)made a historic announcement on national television: the Iraqi Dinar has officially revalued and gone live as of Sunday, September 14, 2025!

For those ready to participate in this new financial reality, the doors are opening. Redemption Centers have already(allegedly) been active, facilitating exchanges for those in Tier 3. Excitingly, markets and Redemption Centers are slated to be open for the general public (allegedly) starting today, Monday, September 15, 2025.

To truly grasp the intricate dance of this global financial transition, Medeea Greer of American Media Group offers an insightful breakdown of the GCR’s multi-tiered structure. This isn’t just about money; it’s about a complete re-ordering of power, wealth, and responsibility.

These entities represent the very top of the old fiat financial system: the IMF, BIS, World Bank, and national central banks like the Federal Reserve. They are the custodians of the old, crumbling system but are necessary infrastructure holders for the transfer to the new monetary order. As Medeea puts it, “Think of Tier 1 like the plumbing system in a crumbling mansion. You don’t trust it anymore, but you still need to use it to drain the flood.”

This layer includes major private banks, multinational family trusts, and even religious banking systems. They act as intermediaries, filtering assets from Tier 1. While many have roots in historical wealth and manipulation, some have adapted or been compelled to comply. “Tier 2 is the ‘distribution center.’ Some are corrupt, others redeemable. They don’t create the wealth — but they move it, mask it, and now must release it.”

These are the “silent titans” holding ancient wealth: Chinese Dragon Bonds, WWI/WWII German gold bonds, Philippine gold-backed assets, and more. Their redemption is a profound historical correction, clearing away fraudulent fiat debt and allowing the world to start anew. “Tier 3 is like the soul of forgotten wealth… Their redemption wipes fake debt off the books.”

Operating behind the scenes with military-grade security, this tier comprises financial engineers, Quantum Financial System (QFS) architects, and authorized redemption officers. They are the “backstage crew,” ensuring the safety and integrity of the system as it rolls out, especially for Tier 3 redemptions. “They don’t get applause, but without them, nothing would happen safely.”

This is where you come in. This tier represents the millions who have diligently researched QFS, NESARA, GESARA, acquired revaluation currencies like ZIM, IQD, and VND, and followed alternative intel despite mainstream dismissal.

“Tier 4B isn’t just a demographic — it’s a spiritual role. You saw through the veil. You understood the reset wasn’t just about money — it was about humanity’s rebirth.” This group is anticipated to receive private notifications and secured redemption appointments, potentially playing a vital role in post-RV humanitarian leadership. “Now, we wait for our signal.”

This tier encompasses billions of good, hardworking people who, through no fault of their own, have been unaware of the global financial war. They never questioned the old system. While they won’t have access to redemption centers or negotiated rates, they will still benefit passively from the trickle-down effects of the new system. “Tier 5 isn’t evil — they’re just late. Their benefit is passive, their awakening delayed. But they will still be freed, even if they never understood what enslaved them.”

The information flowing in today paints a picture of a world on the cusp of true freedom and sovereignty. The dissolution of old structures, the return to constitutional law, and the activation of a fair, transparent financial system signify nothing short of a rebirth for humanity.

For those in Tier 4B, your perseverance, research, and belief are being validated. The time for quiet preparation is yielding to the call for action and leadership in building a better world.

Stay vigilant, stay informed, and embrace the profound changes unfolding before our eyes. The dawn of a new era is not just approaching; it is here.

Read full post here:  https://dinarchronicles.com/2025/09/15/restored-republic-via-a-gcr-update-as-of-september-15-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   International standards are for the preparation of your currency to float.  That is a subject that is really hot right now, the part where you are going to float...along with the mechanism of digitization.

Mnt Goat   In the call from Iraq, I was told meetings are underway with the US Treasury and Central Bank of Iraq for the final details of what we all hope will be the execution of the swap out of currency soon...Please everyone, get down on your knees and pray hard for the people of Iraq and the abundance and prosperity this move could give all of us.  

Sandy Ingram    From the 1940's through the 1970s the Iraqi dinar was one of the strongest currencies in the Middle East.  Oil wealth made Iraq rich.  The dinar at one point was worth more than $3.00.  Iraqis had great pride in their money...Everything changed after the 1980's.  Wars with Iran, the invasion of Kuwait and the international sanctions in the 1990s weakened Iraq's economy.  Inflation skyrocketed and the dinar lost much of its value...Its journey shows how much money is...a reflection of trust, identity and the belief people have in their country's future.

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Cornell Prof Who Called the 2008 Crash, Sounds Alarm on Hidden Debt Bomb and Civil Madness

Daniela Cambone:  9-13-2025

“When we have the next crisis, the word ‘private’ is going to be in every headline,” says Cornell Professor Dave Collum.

In this interview with Daniela Cambone, Collum warns that the biggest risks in the next financial crisis won’t come from the public markets—stocks, Treasuries, and the like—but from the shadowy private markets: private credit, private equity, and private debt, where leverage and valuations are opaque.

He also explains why today’s debt-driven economy is unsustainable and why he believes inflation and policy missteps are setting the stage for a severe reset.

 “At some point you either default outright or you inflate it away, but either path is a reset.”

https://www.youtube.com/watch?v=K9GcHKe60eQ