Jon Dowling & Mark Z & Zester Discuss The Great Wealth Transfer Latest Updates

Jon Dowling & Mark Z & Zester Discuss The Great Wealth Transfer Latest Updates

12-9-2025

The global financial landscape is on the cusp of a significant transformation, driven by a complex interplay of economic, technological, and geopolitical factors.

In a recent episode of the Jon Dowling podcast, guests MarkZ and Zester delved into the intricacies of this impending shift, offering insights into the critical changes expected to unfold around the end of 2025 and into early 2026.

MarkZ, with his extensive background in macroeconomic trends and asset-backed currencies, joined forces with Zester, an expert in blockchain technology and crypto market dynamics, to provide a comprehensive analysis of the current state of global finance.

Their conversation highlighted the systemic financial crises faced worldwide, with a particular emphasis on the looming collapse of fiat currencies and the concurrent rise of asset-backed digital currencies.

The discussion centered around the growing importance of gold and silver as foundational monetary assets, a theme that has gained significant traction in recent years.

As the world grapples with the challenges of inflation, currency devaluation, and economic instability, the appeal of tangible assets like precious metals has never been more pronounced. MarkZ and Zester posited that these assets will play a critical role in the emerging financial order, underpinning the value of new, asset-backed digital currencies.

The intersection of precious metals and blockchain technology is particularly noteworthy.

The advent of blockchain innovations is set to revolutionize wealth generation and financial infrastructure, enabling the creation of secure, transparent, and efficient financial systems.

This fusion of traditional value stores with cutting-edge technology is poised to redefine the global financial architecture.

The conversation also touched on the role of cryptocurrencies, particularly Bitcoin, in the evolving decentralized economy.

As the world moves towards alternative monetary systems, the importance of decentralized currencies is becoming increasingly evident. The Clarity Act, a significant piece of legislation, was also discussed, highlighting its potential impact on the crypto landscape.

Zester’s insights into blockchain technology shed light on the vast potential of this innovation to transform financial infrastructure.

By enabling secure, decentralized, and transparent transactions, blockchain is set to play a pivotal role in the new financial era.

The podcast episode also explored significant geopolitical developments, including economic shifts in Iraq, China, Vietnam, and the global movement towards alternative monetary systems like the BRICS currency unit.

 These changes are indicative of a broader trend towards a more multipolar world, where traditional Western dominance is being challenged by emerging economies.

The BRICS currency unit, in particular, represents a significant development in the push towards alternative monetary systems. As countries seek to reduce their dependence on the US dollar, the emergence of new currency units and financial infrastructure is likely to gain momentum.

Despite the challenges posed by the impending economic shift, MarkZ and Zester concluded their discussion on an optimistic note.

 As the world navigates the complexities of this transformation, community resilience and cooperation will be essential in mitigating the negative impacts and capitalizing on the opportunities that arise.

The new financial era promises to be characterized by a more decentralized, asset-backed, and technologically driven financial system. While the journey ahead will undoubtedly be challenging, the potential rewards are substantial.

By staying informed and adapting to the changing landscape, individuals and communities can position themselves for success in this emerging financial order.

For those interested in delving deeper into this topic, we recommend watching the full video of the Jon Dowling podcast episode featuring MarkZ and Zester.

Their insightful discussion offers a wealth of knowledge on the future of finance and the critical changes expected to unfold in the coming years.

https://www.youtube.com/watch?v=I5HPpQvK-1o

Seeds of Wisdom RV and Economics Updates Wednesday Morning 12-10-25

Good Morning Dinar Recaps,

Markets Hold Their Breath as Fed Signals a Pivotal Shift
Investors brace for one of the most consequential rate decisions in years

Overview

• Markets paused as global traders awaited the Federal Reserve’s next rate decision.

• Treasury yields and the U.S. dollar edged higher, signaling investor caution.

• Fed guidance for 2026 looms large, with markets focused on the future path more than the cut itself.

• Volatility expectations increased, reflecting uncertainty around policy, inflation, and growth.

Key Developments

• Markets Stall Ahead of Fed Decision
Major equity indexes held flat or slipped slightly on Tuesday as traders positioned defensively before the U.S. central bank announcement. Investors treated the day as a holding pattern, anticipating clarity on the Fed’s direction into 2026.

• Treasury Yields and U.S. Dollar Tick Up
Bond markets reflected a mild risk-off tone, with yields rising and the dollar strengthening. These moves signaled expectations that the Fed may strike a cautious stance despite cooling inflation.

• One of the Most Contested Fed Meetings in Years
Analysts describe this meeting as unusually critical — not simply for the expected rate cut, but for the tone, forecasts, and forward guidance. The Fed’s messaging will determine how aggressively markets price 2026 policy moves.

• Market Sensitivity Heightens Ahead of Guidance
Traders are focused on how the Fed balances growth concerns, inflation stickiness, and election-year dynamics. Futures markets are pricing different scenarios, adding to heightened short-term volatility.

Why It Matters

The Fed’s decision will shape global liquidity, bond pricing, currency strength, and capital flow patterns headed into 2026. With geopolitical tensions rising and global debt at record highs, even subtle shifts in Fed policy can trigger ripple effects across emerging markets, commodities, and risk assets worldwide.

Implications for the Global Reset

Pillar 1: Central Bank Power Recalibration
The Fed’s forward-looking stance signals how the U.S. intends to manage liquidity as other global blocs — especially BRICS — expand non-dollar settlement systems. Rate policy becomes a tool of geopolitical influence.

Pillar 2: Market Repricing Across Asset Classes
Treasury yields and the dollar are the backbone of global finance. A shift in Fed trajectory forces sovereign funds, banks, and corporations to rebalance, accelerating structural changes already underway in global capital markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Markets pause ahead of highly contested Federal Reserve decision”

• Reuters – “Treasury yields, U.S. dollar inch higher as traders await Fed guidance”

• MarketWatch – “Investors brace for Federal Reserve’s 2026 outlook amid rising volatility”

~~~~~~~~~~

BRICS Surges Ahead of G7 With 2026 Growth Forecasts Shaping a New Global Order
Emerging economies outpace the West as demographic strength and expansion strategies shift financial power

Overview

• BRICS nations lead global growth projections for 2026, outpacing every G7 country.

• Developing economies demonstrate structural strength, while Western economies stagnate.

• Demographic trends favor BRICS, with growing populations driving demand and productivity.

• Currency and trade realignments accelerate, challenging decades of Western financial dominance.

Key Developments

• BRICS Growth Outshines the G7 in 2026 Projections
Forecasts show Ethiopia (7.1%), India (6.2%), UAE (5.0%), and Indonesia (4.9%) leading BRICS expansion. Even China (4.2%) and Egypt (4.5%) outpace most G7 members, highlighting the widening performance gap.

• G7 Economies Lag With Subdued Growth
The strongest projected G7 performer is the U.S. at 2.1%, with others—Japan (0.6%), Germany (0.9%), Italy (0.8%)—stuck near or below 1%. Population decline and slowed productivity are weighing heavily on Western forecasts.

• Multipolar Vision Gains Momentum
BRICS continues pushing for a rebalanced global financial architecture, expanding local-currency trade, and reducing reliance on U.S. and G7 systems. This shift threatens traditional Western leverage in global markets.

• Demographics Drive Divergent Futures
BRICS countries benefit from expanding labor forces, while declining populations in the West contribute to stagnation. The long-term trajectory favors emerging economies unless the G7 restructures its economic models.

Why It Matters

This divergence in growth underscores a fundamental redirection of global financial influence. As BRICS nations expand their economic footprint, strengthen local-currency systems, and attract new partners, the geopolitical and monetary dominance of the West faces unprecedented pressure.

Implications for the Global Reset

Pillar 1: Eastward Shift in Economic Power
Accelerated BRICS growth reshapes where capital flows, where trade is conducted, and who sets global norms. Higher GDP expansion creates momentum for deeper integration and an alternative financial ecosystem.

Pillar 2: Declining Western Leverage
Slower G7 growth erodes the West’s ability to dictate monetary policy, enforce sanctions, or maintain dollar-centric dominance. A multipolar financial order moves closer as emerging economies take the lead.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “BRICS vs G7: Projected Growth Rate For 2026”

• IMF – “World Economic Outlook: Global Growth Projections”

• World Bank – “Emerging Markets Growth Outlook 2026”

~~~~~~~~~~

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Thank you Dinar Recaps

Could Paper Checks Be On The Way Out, Like The Penny?

Could Paper Checks Be On The Way Out, Like The Penny?

Chris Isidore, CNN   Fri, December 5, 2025

First the penny. Next, paper checks?

When the US Mint stopped making pennies last month for the first time in 238 years, it drew a lot of attention. But there have been quiet moves to stop using paper checks as well.

The government stopped sending out most paper checks to recipients as of the end of September, part of an effort to fully modernize federal benefits payments. And on Thursday the Federal Reserve put out a notice that suggested it is considering – but only considering – the “winding down” of checking services it now provides for banks.

The central bank’s statement said that as an alternative to winding down those services, it is mulling more investment in its check processing services, but noted that would come at a higher cost. But it is also considering not making any such investments, in order to keep costs roughly unchanged. That would lead to reduced reliability of those services going forward.

“Over time, check use has steadily declined, digital payment methods have grown in availability and use, and check fraud has risen,” said the notice from the Fed. “Also, the Reserve Banks will need to make substantial investments in their check infrastructure to continue providing the same level of check services going forward.”

A report from the Federal Reserve Bank of Atlanta in June found that as of last year, more than 90% of surveyed consumers said they prefer to use something other than a check for paying bills, and just 6% paid by check. That’s a sharp drop from the 18% of bills paid by checks as recently as 2017.

Consumers also reported they view checks as second-worst for convenience and speed of payment, ahead of only money orders. And they’re ranked as the least secure form of any payment other than cash.

But even if it’s true that options such as direct deposit, automatic bill paying and electronic payment systems such as Venmo, PayPal and Zelle have all reduced the need for traditional checks, paper checks are still an important part of the payment system. They make up about 5% of transactions and represent 21% of the value of all those payments, according to a statement from Michelle Bowman, the Fed’s vice chair for supervision, who dissented from the Fed’s Thursday statement.

TO READ MORE:  https://finance.yanother wow momwntahoo.com/news/could-paper-checks-way-penny-165802651.html

Seeds of Wisdom RV and Economics Updates Tuesday Evening 12-09-25

Good Evening Dinar Recaps,

Energy Geopolitics Repositions Global Power as Markets Brace for a Reset

Analysts warn 2025 marks a profound shift across energy, trade, and geopolitical systems

Overview

• Strategic energy realignments accelerate, reshaping geopolitical partnerships and long-term supply routes.

• Analysts describe 2025 as a systemic transition year, linking energy restructuring with broader financial and political shifts.

• Global competition intensifies, as nations secure energy access amid rising geopolitical uncertainty.

Key Developments

• Major forecasts highlight a “profound reset” underway across energy, geopolitics, and technology, signaling structural global changes.

• Energy markets remain volatile, with nations diversifying suppliers and negotiating long-term security agreements.

• Shifting alliances reshape energy influence, affecting global investment, trade flows, and strategic reserves.

Why It Matters

Energy remains the backbone of global power. As nations adapt to new geopolitical realities and volatile markets, shifts in energy supply, partnerships, and security strategies will directly influence global finance, trade structures, and long-term economic stability. These transitions form a critical foundation of the broader systemic realignment already underway.

Implications for the Global Reset

Pillar: Energy
Volatile markets and shifting alliances create new power centers, while reducing reliance on legacy energy corridors dominated by Western institutions.

Pillar: Geopolitics & Trade
Energy realignment cascades into trade and financial restructuring, accelerating the move toward a multipolar system with diversified economic blocs.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• KPMG – “2025 and the Great Reset: Geopolitics, Energy and the AI Imperative”

• Reuters – “China Urges Trade Partners Against Tariffs as Tensions Rise Over Record Surplus”

~~~~~~~~~~

CFTC Pilot Opens Door for Crypto Collateral in U.S. Derivatives Markets

New guidance signals a shift toward tokenized assets in mainstream financial infrastructure.

Overview

• CFTC launches a pilot allowing Bitcoin, Ether, and USDC to be used as margin collateral.

• Program sets strict reporting rules for futures commission merchants (FCMs).

• Updated federal guidance expands acceptable tokenized real-world assets.

• Move withdraws outdated restrictions and clears path for broader adoption.

Key Developments

• CFTC acting chair Caroline Pham announced a pilot enabling FCMs to accept BTC, ETH, and USDC as margin collateral, marking the most significant regulatory opening for crypto in derivatives markets to date.

• FCMs must meet weekly reporting requirements, documenting customer holdings and any issues impacting collateral integrity.

• New CFTC guidance covers tokenized assets including Treasury-backed money-market funds, outlining requirements for legal enforceability, segregation, and control frameworks.

• The CFTC issued a “no-action” position regarding payment stablecoins held as customer collateral, reducing friction for stablecoin-based margin.

• Staff Advisory 20-34 was withdrawn, removing a long-criticized barrier that had prevented crypto from being used as customer collateral.

• Industry leaders including Coinbase, StarkWare, and Plume Network praised the move, calling it a major step toward automated on-chain settlement for derivatives.

Why It Matters

This pilot program marks a meaningful shift: crypto assets are now crossing into the most highly regulated financial market in the world—derivatives. By creating a compliant framework for tokenized collateral, the CFTC is laying the groundwork for digital assets to plug directly into institutional trading, risk management, and settlement infrastructure. It aligns with global restructuring trends where tokenized assets, real-world collateral, and non-bank financial rails are becoming central to capital flows.

Implications for the Global Reset

Pillar: Assets

Tokenized collateral transforms how value moves through markets, expanding accepted asset classes beyond traditional banking structures.

Pillar: Technology

On-chain settlement and automated reporting increase transparency and efficiency—core components of the emerging digital financial architecture.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Cointelegraph – “CFTC pilot opens path for crypto as collateral in derivative markets”

• Reuters – “CFTC unveils pilot program for digital asset markets”

~~~~~~~~~~

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This may Take Down the Paper System: Andy Schectman

This may Take Down the Paper System: Andy Schectman

Liberty and Finance:  12-8-2025

The world of precious metals is undergoing a significant transformation, driven by advancements in blockchain technology, shifting geopolitical landscapes, and changes in supply and demand dynamics.

 In a recent in-depth discussion between Kaiser Johnson and Andy Schectman, CEO of Miles Franklin, the intricacies of the current precious metals market were explored, shedding light on the potential disruption of traditional paper gold systems by tokenized gold and the implications of emerging geopolitical and economic trends.

The conversation began with an examination of current precious metals specials, before delving into the role of blockchain technology in revolutionizing the gold market.

Schectman explained how tokenized gold could offer a transparent, fully allocated, and instantly transferable alternative to the existing paper gold system, which has long been plagued by rehypothecation and fractional backing.

 This new paradigm has the potential to collapse the traditional paper gold market, as investors increasingly seek greater reliability and the ability to take physical delivery of their assets.

The importance of transparency, auditability, and deliverability in any blockchain-based gold solution was emphasized as crucial for gaining investor confidence.

As the COMEX and LBMA systems face declining trust and fragility, exacerbated by central banks repatriating gold and a surge in physical delivery demands, the need for a more robust and trustworthy system becomes increasingly evident.

The discussion then turned to the broader geopolitical landscape, where the emergence of the BRICS+ nations’ gold-backed unit (“the unit”) is set to challenge the U.S. dollar’s global dominance.

This new system, currently in beta testing, leverages cross-border payment technologies to bypass Western sanctions and aims to internationalize the digital yuan through a network of vaults across the Belt and Road Initiative countries.

Schectman highlighted the significant accumulation of physical silver and gold by sovereign entities, as well as the structural supply-demand imbalances caused by increased industrial use—particularly in AI data centers—and strategic stockpiling by governments.

 The recent addition of silver to the U.S. critical minerals list underscores the growing importance of these metals in the global economy.

As the precious metals market continues to evolve, Schectman emphasized the need for a hybrid strategy that combines physical holdings with tokenized assets to mitigate risks from technological or systemic failures. The fragility of complex supply chains and infrastructure highlights the importance of diversification and a cautious approach to investment.

Schectman encouraged investors to take note that the smartest market participants—central banks, commercial banks, and sovereign wealth funds—are actively accumulating physical metals, signaling a major price and supply shift that will eventually reach retail investors.

He stressed that holding physical metals remains the most reliable wealth preservation strategy amid fiat currency debasement.

The precious metals market is on the cusp of a significant transformation, driven by technological innovation and shifting geopolitical and economic trends.

As the conversation between Kaiser Johnson and Andy Schectman highlights, tokenized gold and the emergence of BRICS+ are set to play a major role in shaping the future of gold and silver investments. Investors would do well to take note of these developments and consider a hybrid strategy that combines physical holdings with tokenized assets.

https://youtu.be/DbfRCQn91BI

Ariel: Deletion of 3 Zeros Project for the Iraqi Dinar

Ariel: Deletion of 3 Zeros Project for the Iraqi Dinar

12-8-2025

Deletion Of 3 Zeros Project: Iraqi Dinar

My Hypothetical Analysis Since It Hasn’t Happened Yet

The Central Bank describes it as a currency redenomination, a technical reform designed to simplify accounting transactions, reduce the number of banknotes in circulation, and modernize the cash system.

It doesn’t make a financial difference for Iraqis like it would those living abroad like America. The current mid-market exchange rate is 1 IQD = 0.0007634 USD. We are trying to get it to 0.76.

Which is removing the what? 3 zeros correct? Which means if you hold 100k IQD and the rate comes out at 0.76. You will exchange and get a ROI that will yield 76,000 dollars. Understand now?

You want 3 zeros behind a single digit number. Because that determines how much you are gaining. Not losing.

5000.00

10000.00

20000.00

The more zeros you have in front of a number. The less money and value you have.

0.0007

0.0008

0.0009

This is called the program rate in Iraq. Which is 0.00076.

Remove the 3 zeros and you have 0.76 cents at almost a dollar which is pretty good if Iraq comes out at 0.76 cents and go up from there.

Now turn that 0.76 to 1:1-3:1-4:1 and so on and so forth.

What do you have?

100k (IQD)

200K (IQD)

300k (IQD)

400k (IQD)

500k (IQD)

I always said how much you have determines how much you will get back once you exchange.

100k (IQD) at 0.76 rate on the Forex will be 76,000 in (USD).

200k (IQD) at 0.76 rate on the Forex is 152,000 in (USD).

300k (IQD) at 0.76 rate on the Forex is 228,000 in (USD).

This is really simple to understand.

Elementary school taught us that the more zeros in front of a number the less value it has. 0.76 last up until you hit a new denomination at 100.00. Then zeros proceed to be behind that specific triple digit.

Now you know how the Iraqi Dinar will have purchasing power once the 3 zeros are removed from in front the number.

76 & 100 are 2 different denominations people. One is more the other is less. But if you put too many zeros in front of them they hold no value until it is removed. Hence the “Deletion Of The 3 Zeros Project”.

Are we clear?

Source(s):  https://x.com/Prolotario1/status/1998200150775275708

https://dinarchronicles.com/2025/12/09/ariel-prolotario1-deletion-of-3-zeros-project-for-the-iraqi-dinar/

Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 12-09-25

Good Afternoon Dinar Recaps,

Nations Turn to Hard Assets as Global Reserve Strategies Shift

Gold and commodity reserves regain prominence amid currency volatility and trade realignment

Overview

• Gold’s role strengthens as nations hedge against trade instability and shifting currency dynamics.

• Emerging markets diversify reserves, reducing reliance on the U.S. dollar in favor of mixed-asset strategies.

• Commodity-backed stability grows, with sovereigns increasing exposure to physical assets during financial uncertainty.

Key Developments

• Analysts highlight renewed demand for hard assets, driven by de-dollarization trends and reserve diversification.

• Uncertain global markets reinforce gold’s significance, especially as multipolar currency systems expand.

• Institutional and sovereign investors increase commodity holdings, preparing for long-term structural shifts in global finance.

Why It Matters

As trade partners diversify settlement currencies and global markets remain volatile, nations are returning to tangible assets to protect purchasing power and stabilize reserves. Gold and other commodities are regaining status as strategic anchors—signaling deeper movement toward a financial order less dependent on fiat dominance.

Implications for the Global Reset

Pillar: Assets
Strengthening gold and commodity accumulation supports a gradual move toward asset-backed stability and away from single-currency concentration.

Pillar: Trade
Reserve diversification reinforces multipolar trade networks, allowing countries to operate with fewer constraints tied to dollar-based liquidity.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Crux Investor – “BRICS, De-Dollarization, and What the Shift Means for Gold Investors”

• World Gold Council – “Gold Demand Trends: Central Banks Increase Gold Reserves”

• Itiger – “Central Banks Continue Gold Buying as Nations Diversify Reserves”

~~~~~~~~~~

Rising Debt Pressures Expose Fragility in the Global Financial System

Forecasts warn that financial volatility and slowing trade are straining economies worldwide

Overview

• Global agencies caution that financial markets now heavily influence trade, increasing economic vulnerability.

• Debt burdens remain elevated, with forecasts showing weak growth and persistent fiscal strain across developed and emerging economies.

• Trade slowdown intensifies debt risks, as volatile financial conditions reduce investment and economic stability.

Key Developments

• UN analysts warn the global financial system must adapt, highlighting growing misalignment between markets and the real economy.

• Economic forecasts show structural uncertainties, including inflation pressures, fragile growth, and stressed fiscal positions.

• Trade institutions report a global slowdown, driven by financial volatility and rising risk premiums.

Why It Matters

High debt levels across governments and corporations are becoming harder to manage as growth softens and financial conditions tighten. With trade and investment slowing, many countries face increasingly constrained fiscal space—raising concerns about whether the current financial architecture can withstand persistent structural pressures.

Implications for the Global Reset

Pillar: Debt
Rising debt burdens and weakening growth push nations toward exploring new financing models, debt restructuring, and alternative monetary arrangements.

Pillar: Trade
Financial volatility limits global trade flows, accelerating the shift toward regional and bilateral systems less dependent on traditional credit markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Global financial system must adapt to better serve economy, UN trade agency says”

• IFM Investors – “Economic Update: December 2025”

• GTR Review – “Global Trade to Slow Down Amid Financial Volatility, UNCTAD Warns”

~~~~~~~~~~

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Swisher1776: Iraq Enters a Full-scale Financial and Geo-economic Reset Phase

Swisher1776: Iraq Enters a Full-scale Financial and Geo-economic Reset Phase

12-9-2025

IRAQ ENTERS A FULL-SCALE FINANCIAL & GEOECONOMIC RESET PHASE

Iraq is now undergoing a coordinated, multi-layered transformation across oil, banking, currency policy, and government finance — and all of it aligns with U.S./IMF security-finance enforcement under the NDAA framework.

Here’s how the pieces now clearly fit together:

1. U.S. MOVES INTO IRAQ’S LARGEST OIL ASSET (WEST QURNA-2)

• Iraq has formally invited U.S. companies to replace Russia’s Lukoil at the giant West Qurna-2 oil field.

• This comes amid sanctions pressure on Russian global energy assets.

• West Qurna-2 produces ~460,000 barrels/day and is one of Iraq’s largest dollar-revenue arteries.

What this really means:

• Russia is being cut out of Iraq’s oil cash flow

• Iraq’s oil dollars will now clear through U.S./OFAC-compliant banks

• This locks Iraq’s most critical USD source directly into Western financial control

• Even if oil prices fall, the quality, legality, and reliability of Iraq’s dollar inflow improves

This is not just an oil contract — it is a monetary stabilization move tied to dollar security.

2. NDAA ALIGNMENT: LOCKING DOWN MONEY & BLOCKING SANCTIONS EVASION

Under the NDAA, the U.S. enforces:

• Terror-finance shutdown

• Militia dollar access restrictions

• Sanctions compliance

• Energy-security realignment away from Russia & Iran

Now Iraq is actively:

• Activating AML & sanctions name-screening systems at state banks

• Centralizing district-level treasury accounting under the Ministry of Finance

• Digitizing customs and trade controls

These are direct NDAA-aligned behaviors designed to:

Block d***y money, tighten dollar control, and remove non-state control over financial flows.

3. IRAQ OPENS THE ASIA–EUROPE LAND TRADE CORRIDOR (TIR SYSTEM)

• Iraq confirmed success of the TIR international transit system.

• This positions Iraq as a land bridge between Asia & Europe.

• This expands:
  ◦ Non-oil revenue
  ◦ Customs income
  ◦ Trade-based USD inflows

This reduces Iraq’s total dependence on oil alone — a key IMF condition.

4. NEW EXCHANGE-RATE POLICY DEBATE CONFIRMED BY STATE MEDIA

For the first time, Iraqi policy outlets are openly discussing a selective / multi-level exchange rate system:

• Subsidized rate for:
  ◦ Food
  ◦ Medicine
  ◦ Production inputs

• Intermediate rate for:
  ◦ Strategic sectors
  ◦ Reconstruction

• High/free rate for:
  ◦ Luxury cars
  ◦ Electronics
  ◦ Luxury imports

Why this matters:

• Iraq is preparing for possible global oil oversupply

• Officials fear a sharp oil-price crash

• Because oil funds ~90% of Iraq’s budget

So instead of a revaluation, Iraq is discussing a defensive currency architecture to:

• Protect citizens

• Preserve dollar reserves

• Control luxury dollar drain

• Increase government revenue without raising taxes

• Shield the IQD during a future oil shock

State economists explicitly warn this is not a magic cure, but part of a broader reform package.

HOW THIS ALL CONNECTS (THE REAL SYSTEM FLOW)

Here is the real chain now locking into place:

U.S. NDAA Pressure → Russian Oil Exit → U.S. Energy Control → Clean USD Inflows → CBI Dollar Stability → AML Enforcement → Treasury Centralization → Selective FX Defense → Trade Corridor Expansion

This is not a currency “flip switch” — this is a full sovereign economic firewall being built in layers.

It is a pre-stabilization and control phase — the hard groundwork that must exist before any true currency expansion could ever safely occur.

FINAL TRUTH IN ONE LINE

Iraq is being structurally locked into a U.S.-aligned, IMF-compliant financial system — through oil control, dollar enforcement, treasury centralization, and selective currency defense — but this phase is about stability and survival, not an instant revaluation.

Swisher1776:  Tuesday, 09/2025/12 This aligns with: •Database field inversion •SQL index repointing •API stub placeholders •Auto-generated announcements from an unfinished module In banking systems, this only occurs when the schema is being rewritten, typically during:

A shift in monetary policy

A change in liquidity tools

A change in exchange rate management

A new compliance framework (ISO 20022)

A change in FX auction or settlement architecture

Given your timeline and all surrounding geopolitical events, this fits the pattern of a rate-transition pre-check.

Islamic Deposit Certificate auctions disappearing = end of the old phase ICD auctions were part of: •Controlled liquidity tightening

•Monetary sterilization

 •Preparing banks for new reserve requirements

•Absorbing excess dinar supply before a value change

 Once that phase finishes, they stop appearing.

Today appears to be that moment.

https://x.com/swisher1776/status/1998093299693789314

Swisher1776 IQD UPDATE: CBI AUCTION SYSTEM SHIFT ICDs TO CENTRAL SECURITIES DEPOSITORY (CSD)

Let’s break it down The Central Bank of Iraq (CBI) has announced that Remittance Auction No. (B341) — with a 14-day term — is now being published through the Central Securities Depository System (CSD), rather than via the previous Islamic Deposit Certificate (ICD) framework.

Why switch from ICDs to a “B341 remittance auction”? Because remittance auctions are the predecessor to: FX auctions. And FX auctions are being phased out completely in a revaluation scenario.

So today’s artifact means:

ICD cycle: completed

FX auction module: offline

Remittance module: ghost-firing / placeholder

CBI auction system: transitioning The mismatched tool (remittance vs ICD) + the impossible date = proof the monetary operations table is being overwritten. This is exactly what a central bank system looks like right before a live-rate change, especially when new rate tables are being pre-loaded.

Grok: Transition Impact: Yesterday's auction was one of the last under the old centralized "dollar auction" model (launched 2003, criticized for opacity and $6B+ in past leakages).

The mixed date format is the smoking gun If the date issue were isolated, we could blame a clerical error. But paired with the instrument-type anomaly? It becomes a system-level transition artifact.

The date listed: “Tuesday, 09/2025/12”

This aligns with: •Database field inversion

•SQL index repointing

•API stub placeholders

•Auto-generated announcements from an unfinished module In banking systems, this only occurs when the schema is being rewritten, typically during:

A shift in monetary policy

A change in liquidity tools

A change in exchange rate management

A new compliance framework (ISO 20022)

A change in FX auction or settlement architecture

Given your timeline and all surrounding geopolitical events, this fits the pattern of a rate-transition pre-check.

 Islamic Deposit Certificate auctions disappearing = end of the old phase

 ICD auctions were part of:

•Controlled liquidity tightening

•Monetary sterilization

 •Preparing banks for new reserve requirements

•Absorbing excess dinar supply before a value change

Once that phase finishes, they stop appearing.

 Today appears to be that moment.

CBI STATEMENT (excerpt): “We would like to inform you that the auction of Central Bank of Iraq remittances No. (B341) has been announced with a term of 14 days… published in the Central Securities Depository System (CSD). Traditional banks can submit bids… Data determining 50% of private sector deposits was dated Nov 20, 2025…” This is a clearly visible system transition.

https://x.com/swisher1776/status/1996611478548250852

Source(s): https://x.com/swisher1776/status/1998124711323304409

https://dinarchronicles.com/2025/12/08/swisher1776-iraq-enters-a-full-scale-financial-and-geo-economic-reset-phase/

News, Rumors and Opinions Tuesday 12-9-2025

KTFA:

Clare: Multiple exchange rates

12/8/2025  Dr. Nabil Rahim Al-Abadi 

 In the heart of Baghdad, amidst the constant monitoring of currency exchange rates, the Iraqi economy breathes with every fluctuation in the dollar's value.

With each rise or fall, voices of anxiety rise, or the pulse of the markets slows, reflecting the fragility of an economic structure still reliant on a single resource.

Today, with expectations of increased global oil supply and falling crude prices, crucial questions arise: How can Iraq safeguard its economy? And can a selective exchange rate policy be part of the solution?

 Expert readings indicate that this policy, if implemented as part of a comprehensive reform package, could constitute a smart mechanism for adapting to international storms and protecting the citizen at the same time.

The Iraqi currency market is currently experiencing relative stability, with the dinar's exchange rate against the dollar recently rising in the parallel market.

 In Baghdad, it reached 1420 dinars for selling and 1415 dinars for buying. Experts attribute this stability to several factors, most notably the trend of traders using the official Central Bank platform to purchase dollars, improved confidence resulting from relative security and the success of the recent elections, and the effectiveness of the Central Bank's oversight measures in curbing smuggling.

However, this calm may be temporary. The international landscape suggests the possibility of an oil crisis with the potential return of oil supplies from countries like Iran, Venezuela, and Russia should geopolitical conditions shift.

 Such a scenario, while hypothetical in the short term, could lead to an unprecedented global oversupply and a sharp drop in prices, placing the Iraqi economy, which relies on oil for approximately 90% of its budget, on the brink of an existential crisis.

In the face of these challenges, the idea of ​​adopting a selective or multi-level exchange rate system emerges. This idea is based on a simple but profound economic principle of directing the state’s limited resources to protect the citizen and stimulate local production, instead of paying the bill for importing luxuries.

How does this policy work?

  A subsidized exchange rate is granted for the import of basic and vital goods that are part of the citizen’s daily life, such as wheat, medicines, raw materials for local production, and agricultural machinery.

  • An intermediary exchange rate may be applied to intermediate sectors or to specific strategic sectors that need reconstruction.

  A free or high exchange rate is applied to the import of luxury goods, such as luxury cars, modern electronics, perfumes and luxury products.

• Potential benefits:

  Protecting the poor and middle class by securing basic goods at reasonable prices, thus limiting imported inflation in essential goods.

  Encouraging local production makes importing raw materials for production cheaper, while imported luxury goods become expensive, thus stimulating demand for local products.

  Rationalizing government spending and hard currency: Directing precious oil dollar reserves towards what is truly necessary for the economy and the citizen.

  • Increased government revenues: through the price difference achieved from selling dollars to import luxury goods at a higher price.

However, many economists warn against viewing any exchange rate adjustment, including multiple exchange rates, as a magic bullet or a one-off solution. Economist Mahmoud Dagher emphasizes that “changing the exchange rate cannot be the sole cure for the crisis, as long as it is not accompanied by a set of complementary measures.” 

The idea of ​​multiple exchange rates in Iraq is not mere economic fantasy; it is a difficult strategic choice that requires political courage and administrative acumen.

 It is not a magic wand to rescue an economy suffering from chronic structural problems, but it could be a smart defense mechanism that protects vulnerable segments of society and preserves the country's resources in the lean years that may lie ahead.

The decision now is one of will: Will Iraq begin, now, to build a productive and resilient economy, or will it remain captive to rent-seeking and the dominance of a single revenue stream? The answer will be determined by the decisive measures the next government takes on the path to genuine and comprehensive reform.   LINK

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   CBI's Alaq comes out on Iraqi television Channel One Iraqi News and he tells the Iraqi citizens we are introducing a multiple exchange rate. Now, before you lose it and say, 'That's not possible.  You can't have two exchange rates.'  I understand.  You cannot.  There's only one exchange rate in the country of Iraq which is going to be 1 to 1 when it's all over and done with.  Now, the reason Iraq is doing this multiple exchange rate is because it is allowing them to transition from a fixed rate (1320) to a float outside of the borders of Iraq.  Multi-rates are for countries that have low exchange rates like the Iraqi dinar...Outside, supply and demand will drive the value up.

Militia Man    We can see Iraq is executing... because...they have $112/$116 billion in reserves.  They have 171 tons of gold.  They're telling you all those things that supports the value of their currency.  They have the new ASYCUDA system...60% of the corruption has been alleviated.  That's all about money...going back into their treasury.  All of that support the real effective exchange rate.  It's that 'Quiet tell' just like the Bank of International Settlements and Alaq going to the Bank of England getting the nod for that, then the application for it...They're not blatantly saying, 'Hey, we're going to come out at X and we're going to do something', but they're tying it in...

************

Japan's Debt Crisis: The Bond Market Warning Sign

Lynette Zang: 12-9-2025

The global bond market is sending a critical warning signal—and Japan is ground zero. In this video, Lynette breaks down the sovereign debt crisis unfolding right now and what it means for your financial future.

Japan's bond market is collapsing after decades of fighting deflation. Now they're dealing with inflation on top of massive underwater bond positions.

But this isn't just a Japan problem—it's a global debt crisis affecting the US, Europe, and emerging markets worldwide.

https://www.youtube.com/watch?v=p7yTio4IBMU

Seeds of Wisdom RV and Economics Updates Tuesday Morning 12-09-25

Good Morning Dinar Recaps,

IMF Approves Pakistan Review, Unlocks $1.2 Billion to Support Economy

Pakistan secures critical funding as economic reforms progress under IMF supervision

Overview

• IMF releases $1.2 billion to Pakistan, keeping the $7 billion Extended Fund Facility (EFF) and Resilience and Sustainability Facility (RSF) on track.

• Approval follows staff-level agreement recognizing stabilization efforts, including easing inflation, improving FX reserves, and boosting investor confidence.

• Funds aimed at macroeconomic stability, rebuilding reserves, and supporting structural reforms, including privatization of state-owned enterprises like Pakistan International Airlines.

Key Developments

• IMF approval confirms progress on economic reforms and adherence to program milestones.

• Privatization plans advance, with bidding for Pakistan International Airlines scheduled for December 23, marking a critical milestone.

• Government commitment to fiscal discipline and reform implementation ensures continued access to IMF funding and investor confidence.

Why It Matters

Pakistan’s economic stability depends on continued IMF support. Access to liquidity reassures international investors, enables macroeconomic management, and demonstrates commitment to structural reforms. This step is critical for sustaining confidence in Pakistan’s financial trajectory, stabilizing inflation, and strengthening public finances.

Implications for the Global Reset

Pillar: Debt
IMF disbursements highlight the role of international financial institutions in managing sovereign debt pressures and providing liquidity to stabilize economies.

Pillar: Trade & Investor Confidence
Program compliance and reforms signal reliability to investors and trading partners, supporting ongoing capital flows and regional financial integration.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “IMF Approves Pakistan Review, Unlocks $1.2 Billion to Support Economy”

• Reuters – “IMF approves Pakistan loan review, releases $1.2 billion”

~~~~~~~~~~

Trade Realignment Accelerates as Dollar Alternatives Gain Ground

Emerging-market currencies gain traction while global agencies warn the financial system must adapt

Overview

• Emerging-market currencies strengthen as trade partners expand settlement in non-dollar units.

• UN trade agency warns global finance must adapt, noting financial markets now influence trade flows as much as real economic activity.

• Dollar-centric trade structure shows visible strain, with governments seeking diversified settlement options.

Key Developments

• UNCTAD signals structural shifts, urging reforms to better align the financial system with global economic needs.

• Rupee, Rouble, Renminbi, Real, and Rand gain influence as alternative settlement currencies in cross-border trade.

• Trade volatility increases, driven by financial-market pressure and weakening reliance on a single reserve currency framework.

Why It Matters

Recent movements show a clear trend: nations are adjusting their trade and settlement patterns to reduce vulnerability to a dollar-dominant system. As financial markets disrupt traditional trade structures, global institutions and major economies appear to be rebalancing toward a more multipolar currency environment—one of the early markers of a long-term financial transition.

Implications for the Global Reset

Pillar: Trade
Shifting settlement systems and diversification away from USD dominance indicate a reconfiguration of global trade architecture, moving toward a multi-currency ecosystem.

Pillar: Assets
As countries reduce dollar exposure, reserve portfolios naturally shift toward mixed-asset strategies—including regional currencies and hard assets—to stabilize trade flows.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Global financial system must adapt to better serve economy, UN trade agency says”

• The Business Times – “Challenging the US Dollar: Rupee, Rouble, Renminbi, Real and Rand”

~~~~~~~~~~

New Financial Technologies Signal Major Shifts for 2026 Banking Systems

Banks brace for disruption from stablecoins, tokenized deposits, and modernized payment rails

Overview

• Major banking forecasts warn of rapid transformation in digital money, settlement systems, and financial infrastructure.

• Stablecoins and tokenized deposits accelerate adoption, challenging traditional bank-led payment models.

• Programmable money and modern rails gain traction, reshaping how value moves across borders.

Key Developments

• Industry analysis highlights 2026 as a pivotal year, driven by digital currency innovation and infrastructure upgrades.

• Banks face structural pressure as new entrants introduce decentralized or hybrid settlement systems.

• Legacy payment rails risk obsolescence, prompting global institutions to invest heavily in modernization.

Why It Matters

The rapid evolution of payment technology signals a shift away from traditional, centralized financial systems toward programmable and digitized forms of money. This transition directly affects how nations transact, borrow, settle, and store value—making technology one of the most critical levers of global financial realignment.

Implications for the Global Reset

Pillar: Technology
Digital currencies, stablecoin networks, and programmable money challenge legacy infrastructure, enabling new settlement systems outside traditional banking control.

Pillar: Debt & Finance
As digital systems increase speed and transparency, they pressure outdated credit, lending, and settlement structures—forcing governments and institutions to reconsider long-term monetary frameworks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Deloitte – “2026 Banking Industry Outlook: Digital Money and New Financial Infrastructure”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

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Thank you Dinar Recaps

“Tidbits From TNT” Tuesday Morning 12-9-2025

TNT:

Tishwash:  Sudani receives a delegation from the American company Chevron to continue discussions regarding investment in the Nasiriyah oil field.

Prime Minister Mohammed Shia Al-Sudani received on Tuesday a delegation from the American company Chevron, headed by the company’s Vice President Joe Ketch, in the presence of the Minister of Oil, and a number of advisors and officials in the oil sector.

According to a government statement received by Dijlah News, “The meeting witnessed the completion of discussions regarding investment in the Nasiriyah field, and the possibility of cooperation with regard to the Qurna/2 field

Where the Prime Minister pointed out the need to achieve the required results from the discussions between the Ministry of Oil and Chevron, stressing that Iraq’s vision in the field of energy drives cooperation with international companies, and that they should contribute to the transfer of technology and the development of Iraqi competencies.”

Al-Sudani explained that “the government focuses, in its cooperation with international companies, on taking environmental aspects into consideration, and taking into account the social benefits and urban development of the areas where the oil fields are located, and that government planning is directed towards expanding the refining capacity of all Iraqi refineries, and establishing the petrochemical industry in Dhi Qar Governorate, and the rest of the oil-producing governorates.”

For its part, the company delegation affirmed its commitment to developing bilateral agreements, supporting the Iraqi government’s vision of making Iraq an energy hub in the Middle East, and planning for long-term cooperation and partnership development to ensure the actual development of oil fields.   link

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Tishwash:  The Sudanese directs the completion of the requirements for the development road

Prime Minister Mohammed Shia Al-Sudani chaired a meeting of the Higher Committee for the Development Road on Monday, in the presence of the Ministers of Transport and Industry, the Executive Director of the Iraq Development Fund, a number of advisors to the Prime Minister, general managers, and representatives of the consulting companies KBR and Oliver Wyman.

During the meeting, the topic of the auditing company and the timelines proposed by it regarding the completion of the audit of the railway and road designs were discussed, as well as the design costs for the railway line and the road, in addition to discussing the operating plans submitted by Oliver Wyman and BTP.

According to a statement from his media office, Al-Sudani directed that the best plan be chosen and a comprehensive summary be presented at the next meeting, stressing the need to decide on the options presented for discussion, pointing to the importance of the project for the future of Iraq, and the need to proceed with and intensify the work with specialists to complete its requirements.

The meeting reviewed the progress rates of all the component projects of the Strategic Development Road project, and the legal mechanisms by Iraqi specialists and KBR Consulting Company, for the contract to operate the Grand Faw Port under a joint management system with Abu Dhabi Ports Company

In addition to Oliver Wyman Company providing a detailed explanation of the principles of launching the third phase to support the activation of the contractual requirements of the development road, after the company completed the previous two phases.  link

**************

Tishwash:  Iraq's financial crisis "explodes" days before the December 15th demonstration: We have reached a dangerous stage

The depth of the financial crisis

For weeks, government ministries have been facing significant financial pressures as the fiscal year draws to a close, amid rising operational spending requirements and numerous government obligations.

This has impacted the funding of several projects, most notably payments owed to companies and contractors. Official data indicates that the available allocations are insufficient to cover all the required amounts at once, resulting in a considerable delay in disbursing funds.

This crisis is no longer limited to the accounts of ministries or financial schedules, but has begun to affect the service and project sectors, while contractors are awaiting urgent solutions after accumulating debts to banks, suppliers and workers, and the delay has become a direct cause of the failure of hundreds of projects in the governorates.

Contractors Union: We have reached a dangerous stage, and the demonstration will proceed as scheduled.

Ismail al-Rubaie, a member of the Iraqi Contractors Union, told Baghdad Today that “the private sector has reached a critical stage due to the delay in payments, and that the peaceful demonstration scheduled for December 15 will proceed as planned, after the number of participants reached thousands of contractors.”

Al-Rubaie added that “the total cost of the projects implemented by the companies amounts to about 200 trillion dinars, while the contractors’ dues from the government amount to 30 trillion dinars,” explaining that “the Prime Minister directed the disbursement of 5 trillion, but the Ministry of Finance released only 2 trillion, which is an amount that does not address the crisis, and therefore we refused to receive it.”

He pointed out that “a large percentage of contractors are on the verge of bankruptcy, while dozens are being pursued with lawsuits or arrest warrants due to accumulated debts, and others have been forced to mortgage their homes while awaiting a final solution.”

He stressed that “the next step will be to halt projects if the dues are not disbursed, especially water, electricity and services projects, which depend directly on the ongoing contracts.”

The Ministry of Finance refutes the accusations and presents details of the expenditures.

In response, the Ministry of Finance issued a lengthy statement refuting what was said by the head of the Contractors Union during a televised interview, stressing that “the claim regarding sending one of the female MPs to negotiate with Minister Taif Sami about the dues is completely untrue, and that the Ministry did not receive any female MP for this purpose.”

The Ministry of Finance said in a statement received by “Baghdad Today” that “the Ministry officially handed over to the representative of the Union the two Cabinet Resolutions (435 and 721 of 2025), which included the allocation of an amount of (2) trillion dinars, in addition to the allocation schedules amounting to 25% of the entitlements.”

She added that “the financing procedures included the disbursement of (1,371,451,904,190) trillion dinars to the ministries, and (1,000,000,000,000) trillion dinars to the governorates, and that work is underway based on the requests received from the Ministry of Planning,” stressing that “the representative of the Union was present at all the meetings and was aware of their content.”

The ministry stressed that it “reserves its legal right to hold accountable the channels and media professionals who promote misleading information regarding this issue.”

The outstanding payments file is turning into a financial and administrative test.

The interactions of the past few days show that the issue of contractors' dues has become a central part of the pressures facing finance, especially with the multitude of obligations that require immediate funding, in contrast to the clear restrictions on the liquidity currently available.

A reading of the official data issued by the Ministry of Finance indicates that the ministry is operating within the limits of the approved allocations, and cannot disburse the full entitlements before the Ministry of Planning completes its requests, which makes scheduling the only option at the moment.

On the other hand, contractors believe that the delay has led to significant losses for companies, and that continuing at the same pace will lead to the suspension of essential service projects, which increases the pressure on the state ahead of the December 15 demonstration.

Despite the ongoing discussions between the two sides, the size of the gap between what the Contractors Union is demanding and what the Ministry of Finance can currently release makes this issue one of the most prominent challenges facing the government in the coming weeks.    link

*****************

Mot: . Eating Corn on da Cob!!!

Mot: AND!!! -- another ""Motisum"" frum da Net!!!! 

Seeds of Wisdom RV and Economics Updates Monday Evening 12-08-25

Good Evening  Dinar Recaps,

BRICS Unveils Gold-Backed Digital Unit to Challenge Dollar Dominance

Pilot currency signals the first real test of a commodity-anchored alternative to the U.S. dollar

Overview

• BRICS launches pilot digital currency “Unit,” backed by 40% gold and 60% BRICS currencies

• First 100 Units issued and pegged to one gram of gold each

• Analysts call the prototype a symbolic and material threat to dollar-led trade settlement

• Early signals point toward wider digital commodity-backed settlement systems

Key Developments

A Gold-Backed Digital Currency Prototype Emerges

BRICS has introduced a pilot digital trade currency known as “Unit,” backed by a reserve basket consisting of physical gold and member-state currencies. This marks the first formal test of a multi-currency, commodity-anchored digital settlement instrument.

First 100 Units Minted and Pegged to Gold

The pilot batch of 100 Units was issued with each token pegged to one gram of gold. Early issuance is intentionally limited to test liquidity, price stability, and cross-border settlement functionality.

A Challenge to Dollar-Centric Systems

Analysts view the launch as a strategic move in global de-dollarization. While still only a prototype, the Unit represents a parallel settlement method that could bypass traditional dollar-denominated trade architecture.

Momentum Toward Non-Western Settlement Mechanisms

Digital commodity-backed settlement systems are gaining traction as economic blocs seek insulation from sanctions, SWIFT restrictions, and dollar volatility.

Why It Matters

A gold-backed digital instrument directly undermines the structural advantage the U.S. dollar holds in global settlement. By anchoring value to tangible reserves rather than political trust, BRICS is signaling the emergence of a parallel financial system designed to empower non-Western trade networks.

Implications for the Global Reset

Pillar 1: Alternative Settlement Systems

A gold-backed digital currency introduces a competing structure to Western-dominated trade mechanisms and begins shifting global financial gravity.

Pillar 2: Commodity-Backed Value Anchors

Anchoring digital settlement to physical assets strengthens non-Western monetary sovereignty and lays the groundwork for a new valuation regime.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• IntelliNews – “BRICS Launches Gold-Backed Digital Currency Unit”

• WEEX – “BRICS Countries Launch Gold-Backed Digital Currency Unit”

• MEXC – “BRICS Digital Gold Currency Explained”

~~~~~~~~~~

BRICS Bank’s Non-Conditional Loans Push the Dollar Off the Global Stage

How development-first financing is shifting trust from the West to the East

Overview

• BRICS-backed NDB has approved over $39 billion for 120+ infrastructure projects.

• Loans increasingly issued in local currencies, reducing dollar exposure.

• NDB President Dilma Rousseff says the bank imposes no political conditions.

• Non-conditional financing accelerates trust shifts toward Eastern financial systems.

Key Developments

NDB Expands Global Infrastructure Financing

The New Development Bank (NDB) continues accelerating its infrastructure agenda, approving more than $39 billion in loans across 120+ projects. Around 20 projects are currently ongoing, representing $4.8 billion in active development. The bank’s model centers on long-term economic stability through transport, energy, and digital infrastructure investment.

Loans Issued in Local Currencies — Not Dollars

The BRICS Bank increasingly disburses lending in the Chinese yuan, Indian rupee, and Russian ruble, reducing member-state reliance on the U.S. dollar. This local-currency lending not only mitigates dollar-linked exchange-rate risk but also promotes multipolar trade settlement systems.

Dilma Rousseff: BRICS Financing Comes With “No Conditions Attached”

NDB President Dilma Rousseff emphasized that the bank’s loans are non-conditional — a direct contrast to Western institutions that frequently attach policy demands or geopolitical strings. Rousseff noted that Western financing often enforces hegemony, while the NDB prioritizes development over political influence.

Trust Shift: From Western Control to Eastern Optionality

The absence of political or regulatory conditionality has made BRICS financing highly attractive to emerging economies. Lower interest rates, flexible repayment terms, and local-currency settlement foster long-term trust in the NDB, enabling nations to reduce exposure to sanctions, tariffs, and Western-centric financial risks.

Why It Matters

The rise of non-conditional BRICS lending is eroding the U.S. financial advantage that has shaped global development for decades. By enabling countries to build infrastructure without Western stipulations, the NDB accelerates a broader global shift away from dollar-dependency. This shift supports parallel financial systems, challenges U.S. economic leverage, and expands the influence of BRICS-aligned development pathways.

Implications for the Global Reset

Pillar 1: De-Dollarization

Local-currency lending reduces the dollar’s role in global trade and development. As more nations accept BRICS financing, dollar demand structurally weakens, accelerating the multipolar financial transition.

Pillar 2: Sovereignty-Focused Development

Non-conditional lending empowers nations to pursue domestic priorities without Western-imposed reforms, strengthening sovereign economic decision-making and reshaping the balance of global financial power.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “US Dominance Will End Through Non-Conditional Financing by BRICS Bank”

• New Development Bank – “NDB Approves New Infrastructure and Development Loans”

• Reuters – “BRICS Bank Expands Local Currency Lending as Members Seek Dollar Alternatives”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

‘One-in-400-Year Currency Crisis’ Ahead: How Gold & Silver Signal the Final Phase

‘One-in-400-Year Currency Crisis’ Ahead: How Gold & Silver Signal the Final Phase | Morgan & Makori

Miles Franklin Media:  12-7-2025

Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, speaks with David Morgan, Founder of The Morgan Report, Author of 'The Silver Manifesto' and producer of the Silver Sunrise documentary.

 Morgan warns: the world is entering what he calls a “one-in-400-year currency crisis” and fear will be the catalyst that triggers the final, explosive revaluation of gold and silver.

Morgan explains why industrial and monetary demand for silver are converging at unprecedented levels, why the structural supply deficit is accelerating, and why 90% of the metals’ bull market move tends to occur in the last 10% of time.

He argues that the precious metals market began its secular run in 2000 and the final 2.5-year acceleration window could now be opening.

He also breaks down the shock CME outage, the migration of metals trading from West to East, the growing role of India, Russia, and sovereign entities buying silver, and how a global monetary reset could unfold faster than most expect.

 In this interview, Morgan reveals what gold and silver are signaling about the next phase of the crisis and why it will be remembered for generations.

 In this episode of The Real Story:

Why fear is now the dominant force behind gold and silver demand

The “one-in-400-year currency crisis” Morgan believes is already underway

Why industrial and monetary silver demand are colliding at the worst possible time

Structural silver deficit: how long it can continue before supply breaks

The 2.5-year “acceleration window” where 90% of the move historically occurs

CME halt: what it may signal about stress inside the system

How a monetary reset could unfold

00:00 Coming Up

01:31 Silver's Surge

03:53 Understanding the Silver Market Dynamics

07:43 Industrial & Monetary Demand for Silver

13:27 Speculations & Market Manipulations

29:11 Global Monetary Reset & Future Predictions

34:57 Market Factors Influencing Silver

40:48 Gold & Silver Investment Insights

42:05 Silver's Market Dynamics & Historical Context

46:30 Potential Substitutes for Silver

50:07 Recession Impact on Silver Demand

51:33 Currency Crisis & Financial System Reset

58:33 Future Outlook for Silver and Gold

01:06:19 Conclusion & Final Thoughts

https://www.youtube.com/watch?v=hVSIz5BtpoM