This may Take Down the Paper System: Andy Schectman

This may Take Down the Paper System: Andy Schectman

Liberty and Finance:  12-8-2025

The world of precious metals is undergoing a significant transformation, driven by advancements in blockchain technology, shifting geopolitical landscapes, and changes in supply and demand dynamics.

 In a recent in-depth discussion between Kaiser Johnson and Andy Schectman, CEO of Miles Franklin, the intricacies of the current precious metals market were explored, shedding light on the potential disruption of traditional paper gold systems by tokenized gold and the implications of emerging geopolitical and economic trends.

The conversation began with an examination of current precious metals specials, before delving into the role of blockchain technology in revolutionizing the gold market.

Schectman explained how tokenized gold could offer a transparent, fully allocated, and instantly transferable alternative to the existing paper gold system, which has long been plagued by rehypothecation and fractional backing.

 This new paradigm has the potential to collapse the traditional paper gold market, as investors increasingly seek greater reliability and the ability to take physical delivery of their assets.

The importance of transparency, auditability, and deliverability in any blockchain-based gold solution was emphasized as crucial for gaining investor confidence.

As the COMEX and LBMA systems face declining trust and fragility, exacerbated by central banks repatriating gold and a surge in physical delivery demands, the need for a more robust and trustworthy system becomes increasingly evident.

The discussion then turned to the broader geopolitical landscape, where the emergence of the BRICS+ nations’ gold-backed unit (“the unit”) is set to challenge the U.S. dollar’s global dominance.

This new system, currently in beta testing, leverages cross-border payment technologies to bypass Western sanctions and aims to internationalize the digital yuan through a network of vaults across the Belt and Road Initiative countries.

Schectman highlighted the significant accumulation of physical silver and gold by sovereign entities, as well as the structural supply-demand imbalances caused by increased industrial use—particularly in AI data centers—and strategic stockpiling by governments.

 The recent addition of silver to the U.S. critical minerals list underscores the growing importance of these metals in the global economy.

As the precious metals market continues to evolve, Schectman emphasized the need for a hybrid strategy that combines physical holdings with tokenized assets to mitigate risks from technological or systemic failures. The fragility of complex supply chains and infrastructure highlights the importance of diversification and a cautious approach to investment.

Schectman encouraged investors to take note that the smartest market participants—central banks, commercial banks, and sovereign wealth funds—are actively accumulating physical metals, signaling a major price and supply shift that will eventually reach retail investors.

He stressed that holding physical metals remains the most reliable wealth preservation strategy amid fiat currency debasement.

The precious metals market is on the cusp of a significant transformation, driven by technological innovation and shifting geopolitical and economic trends.

As the conversation between Kaiser Johnson and Andy Schectman highlights, tokenized gold and the emergence of BRICS+ are set to play a major role in shaping the future of gold and silver investments. Investors would do well to take note of these developments and consider a hybrid strategy that combines physical holdings with tokenized assets.

https://youtu.be/DbfRCQn91BI

Ariel: Deletion of 3 Zeros Project for the Iraqi Dinar

Ariel: Deletion of 3 Zeros Project for the Iraqi Dinar

12-8-2025

Deletion Of 3 Zeros Project: Iraqi Dinar

My Hypothetical Analysis Since It Hasn’t Happened Yet

The Central Bank describes it as a currency redenomination, a technical reform designed to simplify accounting transactions, reduce the number of banknotes in circulation, and modernize the cash system.

It doesn’t make a financial difference for Iraqis like it would those living abroad like America. The current mid-market exchange rate is 1 IQD = 0.0007634 USD. We are trying to get it to 0.76.

Which is removing the what? 3 zeros correct? Which means if you hold 100k IQD and the rate comes out at 0.76. You will exchange and get a ROI that will yield 76,000 dollars. Understand now?

You want 3 zeros behind a single digit number. Because that determines how much you are gaining. Not losing.

5000.00

10000.00

20000.00

The more zeros you have in front of a number. The less money and value you have.

0.0007

0.0008

0.0009

This is called the program rate in Iraq. Which is 0.00076.

Remove the 3 zeros and you have 0.76 cents at almost a dollar which is pretty good if Iraq comes out at 0.76 cents and go up from there.

Now turn that 0.76 to 1:1-3:1-4:1 and so on and so forth.

What do you have?

100k (IQD)

200K (IQD)

300k (IQD)

400k (IQD)

500k (IQD)

I always said how much you have determines how much you will get back once you exchange.

100k (IQD) at 0.76 rate on the Forex will be 76,000 in (USD).

200k (IQD) at 0.76 rate on the Forex is 152,000 in (USD).

300k (IQD) at 0.76 rate on the Forex is 228,000 in (USD).

This is really simple to understand.

Elementary school taught us that the more zeros in front of a number the less value it has. 0.76 last up until you hit a new denomination at 100.00. Then zeros proceed to be behind that specific triple digit.

Now you know how the Iraqi Dinar will have purchasing power once the 3 zeros are removed from in front the number.

76 & 100 are 2 different denominations people. One is more the other is less. But if you put too many zeros in front of them they hold no value until it is removed. Hence the “Deletion Of The 3 Zeros Project”.

Are we clear?

Source(s):  https://x.com/Prolotario1/status/1998200150775275708

https://dinarchronicles.com/2025/12/09/ariel-prolotario1-deletion-of-3-zeros-project-for-the-iraqi-dinar/

Seeds of Wisdom RV and Economics Updates Tuesday Afternoon 12-09-25

Good Afternoon Dinar Recaps,

Nations Turn to Hard Assets as Global Reserve Strategies Shift

Gold and commodity reserves regain prominence amid currency volatility and trade realignment

Overview

• Gold’s role strengthens as nations hedge against trade instability and shifting currency dynamics.

• Emerging markets diversify reserves, reducing reliance on the U.S. dollar in favor of mixed-asset strategies.

• Commodity-backed stability grows, with sovereigns increasing exposure to physical assets during financial uncertainty.

Key Developments

• Analysts highlight renewed demand for hard assets, driven by de-dollarization trends and reserve diversification.

• Uncertain global markets reinforce gold’s significance, especially as multipolar currency systems expand.

• Institutional and sovereign investors increase commodity holdings, preparing for long-term structural shifts in global finance.

Why It Matters

As trade partners diversify settlement currencies and global markets remain volatile, nations are returning to tangible assets to protect purchasing power and stabilize reserves. Gold and other commodities are regaining status as strategic anchors—signaling deeper movement toward a financial order less dependent on fiat dominance.

Implications for the Global Reset

Pillar: Assets
Strengthening gold and commodity accumulation supports a gradual move toward asset-backed stability and away from single-currency concentration.

Pillar: Trade
Reserve diversification reinforces multipolar trade networks, allowing countries to operate with fewer constraints tied to dollar-based liquidity.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Crux Investor – “BRICS, De-Dollarization, and What the Shift Means for Gold Investors”

• World Gold Council – “Gold Demand Trends: Central Banks Increase Gold Reserves”

• Itiger – “Central Banks Continue Gold Buying as Nations Diversify Reserves”

~~~~~~~~~~

Rising Debt Pressures Expose Fragility in the Global Financial System

Forecasts warn that financial volatility and slowing trade are straining economies worldwide

Overview

• Global agencies caution that financial markets now heavily influence trade, increasing economic vulnerability.

• Debt burdens remain elevated, with forecasts showing weak growth and persistent fiscal strain across developed and emerging economies.

• Trade slowdown intensifies debt risks, as volatile financial conditions reduce investment and economic stability.

Key Developments

• UN analysts warn the global financial system must adapt, highlighting growing misalignment between markets and the real economy.

• Economic forecasts show structural uncertainties, including inflation pressures, fragile growth, and stressed fiscal positions.

• Trade institutions report a global slowdown, driven by financial volatility and rising risk premiums.

Why It Matters

High debt levels across governments and corporations are becoming harder to manage as growth softens and financial conditions tighten. With trade and investment slowing, many countries face increasingly constrained fiscal space—raising concerns about whether the current financial architecture can withstand persistent structural pressures.

Implications for the Global Reset

Pillar: Debt
Rising debt burdens and weakening growth push nations toward exploring new financing models, debt restructuring, and alternative monetary arrangements.

Pillar: Trade
Financial volatility limits global trade flows, accelerating the shift toward regional and bilateral systems less dependent on traditional credit markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Global financial system must adapt to better serve economy, UN trade agency says”

• IFM Investors – “Economic Update: December 2025”

• GTR Review – “Global Trade to Slow Down Amid Financial Volatility, UNCTAD Warns”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Swisher1776: Iraq Enters a Full-scale Financial and Geo-economic Reset Phase

Swisher1776: Iraq Enters a Full-scale Financial and Geo-economic Reset Phase

12-9-2025

IRAQ ENTERS A FULL-SCALE FINANCIAL & GEOECONOMIC RESET PHASE

Iraq is now undergoing a coordinated, multi-layered transformation across oil, banking, currency policy, and government finance — and all of it aligns with U.S./IMF security-finance enforcement under the NDAA framework.

Here’s how the pieces now clearly fit together:

1. U.S. MOVES INTO IRAQ’S LARGEST OIL ASSET (WEST QURNA-2)

• Iraq has formally invited U.S. companies to replace Russia’s Lukoil at the giant West Qurna-2 oil field.

• This comes amid sanctions pressure on Russian global energy assets.

• West Qurna-2 produces ~460,000 barrels/day and is one of Iraq’s largest dollar-revenue arteries.

What this really means:

• Russia is being cut out of Iraq’s oil cash flow

• Iraq’s oil dollars will now clear through U.S./OFAC-compliant banks

• This locks Iraq’s most critical USD source directly into Western financial control

• Even if oil prices fall, the quality, legality, and reliability of Iraq’s dollar inflow improves

This is not just an oil contract — it is a monetary stabilization move tied to dollar security.

2. NDAA ALIGNMENT: LOCKING DOWN MONEY & BLOCKING SANCTIONS EVASION

Under the NDAA, the U.S. enforces:

• Terror-finance shutdown

• Militia dollar access restrictions

• Sanctions compliance

• Energy-security realignment away from Russia & Iran

Now Iraq is actively:

• Activating AML & sanctions name-screening systems at state banks

• Centralizing district-level treasury accounting under the Ministry of Finance

• Digitizing customs and trade controls

These are direct NDAA-aligned behaviors designed to:

Block d***y money, tighten dollar control, and remove non-state control over financial flows.

3. IRAQ OPENS THE ASIA–EUROPE LAND TRADE CORRIDOR (TIR SYSTEM)

• Iraq confirmed success of the TIR international transit system.

• This positions Iraq as a land bridge between Asia & Europe.

• This expands:
  ◦ Non-oil revenue
  ◦ Customs income
  ◦ Trade-based USD inflows

This reduces Iraq’s total dependence on oil alone — a key IMF condition.

4. NEW EXCHANGE-RATE POLICY DEBATE CONFIRMED BY STATE MEDIA

For the first time, Iraqi policy outlets are openly discussing a selective / multi-level exchange rate system:

• Subsidized rate for:
  ◦ Food
  ◦ Medicine
  ◦ Production inputs

• Intermediate rate for:
  ◦ Strategic sectors
  ◦ Reconstruction

• High/free rate for:
  ◦ Luxury cars
  ◦ Electronics
  ◦ Luxury imports

Why this matters:

• Iraq is preparing for possible global oil oversupply

• Officials fear a sharp oil-price crash

• Because oil funds ~90% of Iraq’s budget

So instead of a revaluation, Iraq is discussing a defensive currency architecture to:

• Protect citizens

• Preserve dollar reserves

• Control luxury dollar drain

• Increase government revenue without raising taxes

• Shield the IQD during a future oil shock

State economists explicitly warn this is not a magic cure, but part of a broader reform package.

HOW THIS ALL CONNECTS (THE REAL SYSTEM FLOW)

Here is the real chain now locking into place:

U.S. NDAA Pressure → Russian Oil Exit → U.S. Energy Control → Clean USD Inflows → CBI Dollar Stability → AML Enforcement → Treasury Centralization → Selective FX Defense → Trade Corridor Expansion

This is not a currency “flip switch” — this is a full sovereign economic firewall being built in layers.

It is a pre-stabilization and control phase — the hard groundwork that must exist before any true currency expansion could ever safely occur.

FINAL TRUTH IN ONE LINE

Iraq is being structurally locked into a U.S.-aligned, IMF-compliant financial system — through oil control, dollar enforcement, treasury centralization, and selective currency defense — but this phase is about stability and survival, not an instant revaluation.

Swisher1776:  Tuesday, 09/2025/12 This aligns with: •Database field inversion •SQL index repointing •API stub placeholders •Auto-generated announcements from an unfinished module In banking systems, this only occurs when the schema is being rewritten, typically during:

A shift in monetary policy

A change in liquidity tools

A change in exchange rate management

A new compliance framework (ISO 20022)

A change in FX auction or settlement architecture

Given your timeline and all surrounding geopolitical events, this fits the pattern of a rate-transition pre-check.

Islamic Deposit Certificate auctions disappearing = end of the old phase ICD auctions were part of: •Controlled liquidity tightening

•Monetary sterilization

 •Preparing banks for new reserve requirements

•Absorbing excess dinar supply before a value change

 Once that phase finishes, they stop appearing.

Today appears to be that moment.

https://x.com/swisher1776/status/1998093299693789314

Swisher1776 IQD UPDATE: CBI AUCTION SYSTEM SHIFT ICDs TO CENTRAL SECURITIES DEPOSITORY (CSD)

Let’s break it down The Central Bank of Iraq (CBI) has announced that Remittance Auction No. (B341) — with a 14-day term — is now being published through the Central Securities Depository System (CSD), rather than via the previous Islamic Deposit Certificate (ICD) framework.

Why switch from ICDs to a “B341 remittance auction”? Because remittance auctions are the predecessor to: FX auctions. And FX auctions are being phased out completely in a revaluation scenario.

So today’s artifact means:

ICD cycle: completed

FX auction module: offline

Remittance module: ghost-firing / placeholder

CBI auction system: transitioning The mismatched tool (remittance vs ICD) + the impossible date = proof the monetary operations table is being overwritten. This is exactly what a central bank system looks like right before a live-rate change, especially when new rate tables are being pre-loaded.

Grok: Transition Impact: Yesterday's auction was one of the last under the old centralized "dollar auction" model (launched 2003, criticized for opacity and $6B+ in past leakages).

The mixed date format is the smoking gun If the date issue were isolated, we could blame a clerical error. But paired with the instrument-type anomaly? It becomes a system-level transition artifact.

The date listed: “Tuesday, 09/2025/12”

This aligns with: •Database field inversion

•SQL index repointing

•API stub placeholders

•Auto-generated announcements from an unfinished module In banking systems, this only occurs when the schema is being rewritten, typically during:

A shift in monetary policy

A change in liquidity tools

A change in exchange rate management

A new compliance framework (ISO 20022)

A change in FX auction or settlement architecture

Given your timeline and all surrounding geopolitical events, this fits the pattern of a rate-transition pre-check.

 Islamic Deposit Certificate auctions disappearing = end of the old phase

 ICD auctions were part of:

•Controlled liquidity tightening

•Monetary sterilization

 •Preparing banks for new reserve requirements

•Absorbing excess dinar supply before a value change

Once that phase finishes, they stop appearing.

 Today appears to be that moment.

CBI STATEMENT (excerpt): “We would like to inform you that the auction of Central Bank of Iraq remittances No. (B341) has been announced with a term of 14 days… published in the Central Securities Depository System (CSD). Traditional banks can submit bids… Data determining 50% of private sector deposits was dated Nov 20, 2025…” This is a clearly visible system transition.

https://x.com/swisher1776/status/1996611478548250852

Source(s): https://x.com/swisher1776/status/1998124711323304409

https://dinarchronicles.com/2025/12/08/swisher1776-iraq-enters-a-full-scale-financial-and-geo-economic-reset-phase/

News, Rumors and Opinions Tuesday 12-9-2025

KTFA:

Clare: Multiple exchange rates

12/8/2025  Dr. Nabil Rahim Al-Abadi 

 In the heart of Baghdad, amidst the constant monitoring of currency exchange rates, the Iraqi economy breathes with every fluctuation in the dollar's value.

With each rise or fall, voices of anxiety rise, or the pulse of the markets slows, reflecting the fragility of an economic structure still reliant on a single resource.

Today, with expectations of increased global oil supply and falling crude prices, crucial questions arise: How can Iraq safeguard its economy? And can a selective exchange rate policy be part of the solution?

 Expert readings indicate that this policy, if implemented as part of a comprehensive reform package, could constitute a smart mechanism for adapting to international storms and protecting the citizen at the same time.

The Iraqi currency market is currently experiencing relative stability, with the dinar's exchange rate against the dollar recently rising in the parallel market.

 In Baghdad, it reached 1420 dinars for selling and 1415 dinars for buying. Experts attribute this stability to several factors, most notably the trend of traders using the official Central Bank platform to purchase dollars, improved confidence resulting from relative security and the success of the recent elections, and the effectiveness of the Central Bank's oversight measures in curbing smuggling.

However, this calm may be temporary. The international landscape suggests the possibility of an oil crisis with the potential return of oil supplies from countries like Iran, Venezuela, and Russia should geopolitical conditions shift.

 Such a scenario, while hypothetical in the short term, could lead to an unprecedented global oversupply and a sharp drop in prices, placing the Iraqi economy, which relies on oil for approximately 90% of its budget, on the brink of an existential crisis.

In the face of these challenges, the idea of ​​adopting a selective or multi-level exchange rate system emerges. This idea is based on a simple but profound economic principle of directing the state’s limited resources to protect the citizen and stimulate local production, instead of paying the bill for importing luxuries.

How does this policy work?

  A subsidized exchange rate is granted for the import of basic and vital goods that are part of the citizen’s daily life, such as wheat, medicines, raw materials for local production, and agricultural machinery.

  • An intermediary exchange rate may be applied to intermediate sectors or to specific strategic sectors that need reconstruction.

  A free or high exchange rate is applied to the import of luxury goods, such as luxury cars, modern electronics, perfumes and luxury products.

• Potential benefits:

  Protecting the poor and middle class by securing basic goods at reasonable prices, thus limiting imported inflation in essential goods.

  Encouraging local production makes importing raw materials for production cheaper, while imported luxury goods become expensive, thus stimulating demand for local products.

  Rationalizing government spending and hard currency: Directing precious oil dollar reserves towards what is truly necessary for the economy and the citizen.

  • Increased government revenues: through the price difference achieved from selling dollars to import luxury goods at a higher price.

However, many economists warn against viewing any exchange rate adjustment, including multiple exchange rates, as a magic bullet or a one-off solution. Economist Mahmoud Dagher emphasizes that “changing the exchange rate cannot be the sole cure for the crisis, as long as it is not accompanied by a set of complementary measures.” 

The idea of ​​multiple exchange rates in Iraq is not mere economic fantasy; it is a difficult strategic choice that requires political courage and administrative acumen.

 It is not a magic wand to rescue an economy suffering from chronic structural problems, but it could be a smart defense mechanism that protects vulnerable segments of society and preserves the country's resources in the lean years that may lie ahead.

The decision now is one of will: Will Iraq begin, now, to build a productive and resilient economy, or will it remain captive to rent-seeking and the dominance of a single revenue stream? The answer will be determined by the decisive measures the next government takes on the path to genuine and comprehensive reform.   LINK

*************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   CBI's Alaq comes out on Iraqi television Channel One Iraqi News and he tells the Iraqi citizens we are introducing a multiple exchange rate. Now, before you lose it and say, 'That's not possible.  You can't have two exchange rates.'  I understand.  You cannot.  There's only one exchange rate in the country of Iraq which is going to be 1 to 1 when it's all over and done with.  Now, the reason Iraq is doing this multiple exchange rate is because it is allowing them to transition from a fixed rate (1320) to a float outside of the borders of Iraq.  Multi-rates are for countries that have low exchange rates like the Iraqi dinar...Outside, supply and demand will drive the value up.

Militia Man    We can see Iraq is executing... because...they have $112/$116 billion in reserves.  They have 171 tons of gold.  They're telling you all those things that supports the value of their currency.  They have the new ASYCUDA system...60% of the corruption has been alleviated.  That's all about money...going back into their treasury.  All of that support the real effective exchange rate.  It's that 'Quiet tell' just like the Bank of International Settlements and Alaq going to the Bank of England getting the nod for that, then the application for it...They're not blatantly saying, 'Hey, we're going to come out at X and we're going to do something', but they're tying it in...

************

Japan's Debt Crisis: The Bond Market Warning Sign

Lynette Zang: 12-9-2025

The global bond market is sending a critical warning signal—and Japan is ground zero. In this video, Lynette breaks down the sovereign debt crisis unfolding right now and what it means for your financial future.

Japan's bond market is collapsing after decades of fighting deflation. Now they're dealing with inflation on top of massive underwater bond positions.

But this isn't just a Japan problem—it's a global debt crisis affecting the US, Europe, and emerging markets worldwide.

https://www.youtube.com/watch?v=p7yTio4IBMU

Seeds of Wisdom RV and Economics Updates Tuesday Morning 12-09-25

Good Morning Dinar Recaps,

IMF Approves Pakistan Review, Unlocks $1.2 Billion to Support Economy

Pakistan secures critical funding as economic reforms progress under IMF supervision

Overview

• IMF releases $1.2 billion to Pakistan, keeping the $7 billion Extended Fund Facility (EFF) and Resilience and Sustainability Facility (RSF) on track.

• Approval follows staff-level agreement recognizing stabilization efforts, including easing inflation, improving FX reserves, and boosting investor confidence.

• Funds aimed at macroeconomic stability, rebuilding reserves, and supporting structural reforms, including privatization of state-owned enterprises like Pakistan International Airlines.

Key Developments

• IMF approval confirms progress on economic reforms and adherence to program milestones.

• Privatization plans advance, with bidding for Pakistan International Airlines scheduled for December 23, marking a critical milestone.

• Government commitment to fiscal discipline and reform implementation ensures continued access to IMF funding and investor confidence.

Why It Matters

Pakistan’s economic stability depends on continued IMF support. Access to liquidity reassures international investors, enables macroeconomic management, and demonstrates commitment to structural reforms. This step is critical for sustaining confidence in Pakistan’s financial trajectory, stabilizing inflation, and strengthening public finances.

Implications for the Global Reset

Pillar: Debt
IMF disbursements highlight the role of international financial institutions in managing sovereign debt pressures and providing liquidity to stabilize economies.

Pillar: Trade & Investor Confidence
Program compliance and reforms signal reliability to investors and trading partners, supporting ongoing capital flows and regional financial integration.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Modern Diplomacy – “IMF Approves Pakistan Review, Unlocks $1.2 Billion to Support Economy”

• Reuters – “IMF approves Pakistan loan review, releases $1.2 billion”

~~~~~~~~~~

Trade Realignment Accelerates as Dollar Alternatives Gain Ground

Emerging-market currencies gain traction while global agencies warn the financial system must adapt

Overview

• Emerging-market currencies strengthen as trade partners expand settlement in non-dollar units.

• UN trade agency warns global finance must adapt, noting financial markets now influence trade flows as much as real economic activity.

• Dollar-centric trade structure shows visible strain, with governments seeking diversified settlement options.

Key Developments

• UNCTAD signals structural shifts, urging reforms to better align the financial system with global economic needs.

• Rupee, Rouble, Renminbi, Real, and Rand gain influence as alternative settlement currencies in cross-border trade.

• Trade volatility increases, driven by financial-market pressure and weakening reliance on a single reserve currency framework.

Why It Matters

Recent movements show a clear trend: nations are adjusting their trade and settlement patterns to reduce vulnerability to a dollar-dominant system. As financial markets disrupt traditional trade structures, global institutions and major economies appear to be rebalancing toward a more multipolar currency environment—one of the early markers of a long-term financial transition.

Implications for the Global Reset

Pillar: Trade
Shifting settlement systems and diversification away from USD dominance indicate a reconfiguration of global trade architecture, moving toward a multi-currency ecosystem.

Pillar: Assets
As countries reduce dollar exposure, reserve portfolios naturally shift toward mixed-asset strategies—including regional currencies and hard assets—to stabilize trade flows.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Global financial system must adapt to better serve economy, UN trade agency says”

• The Business Times – “Challenging the US Dollar: Rupee, Rouble, Renminbi, Real and Rand”

~~~~~~~~~~

New Financial Technologies Signal Major Shifts for 2026 Banking Systems

Banks brace for disruption from stablecoins, tokenized deposits, and modernized payment rails

Overview

• Major banking forecasts warn of rapid transformation in digital money, settlement systems, and financial infrastructure.

• Stablecoins and tokenized deposits accelerate adoption, challenging traditional bank-led payment models.

• Programmable money and modern rails gain traction, reshaping how value moves across borders.

Key Developments

• Industry analysis highlights 2026 as a pivotal year, driven by digital currency innovation and infrastructure upgrades.

• Banks face structural pressure as new entrants introduce decentralized or hybrid settlement systems.

• Legacy payment rails risk obsolescence, prompting global institutions to invest heavily in modernization.

Why It Matters

The rapid evolution of payment technology signals a shift away from traditional, centralized financial systems toward programmable and digitized forms of money. This transition directly affects how nations transact, borrow, settle, and store value—making technology one of the most critical levers of global financial realignment.

Implications for the Global Reset

Pillar: Technology
Digital currencies, stablecoin networks, and programmable money challenge legacy infrastructure, enabling new settlement systems outside traditional banking control.

Pillar: Debt & Finance
As digital systems increase speed and transparency, they pressure outdated credit, lending, and settlement structures—forcing governments and institutions to reconsider long-term monetary frameworks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Deloitte – “2026 Banking Industry Outlook: Digital Money and New Financial Infrastructure”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Tuesday Morning 12-9-2025

TNT:

Tishwash:  Sudani receives a delegation from the American company Chevron to continue discussions regarding investment in the Nasiriyah oil field.

Prime Minister Mohammed Shia Al-Sudani received on Tuesday a delegation from the American company Chevron, headed by the company’s Vice President Joe Ketch, in the presence of the Minister of Oil, and a number of advisors and officials in the oil sector.

According to a government statement received by Dijlah News, “The meeting witnessed the completion of discussions regarding investment in the Nasiriyah field, and the possibility of cooperation with regard to the Qurna/2 field

Where the Prime Minister pointed out the need to achieve the required results from the discussions between the Ministry of Oil and Chevron, stressing that Iraq’s vision in the field of energy drives cooperation with international companies, and that they should contribute to the transfer of technology and the development of Iraqi competencies.”

Al-Sudani explained that “the government focuses, in its cooperation with international companies, on taking environmental aspects into consideration, and taking into account the social benefits and urban development of the areas where the oil fields are located, and that government planning is directed towards expanding the refining capacity of all Iraqi refineries, and establishing the petrochemical industry in Dhi Qar Governorate, and the rest of the oil-producing governorates.”

For its part, the company delegation affirmed its commitment to developing bilateral agreements, supporting the Iraqi government’s vision of making Iraq an energy hub in the Middle East, and planning for long-term cooperation and partnership development to ensure the actual development of oil fields.   link

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Tishwash:  The Sudanese directs the completion of the requirements for the development road

Prime Minister Mohammed Shia Al-Sudani chaired a meeting of the Higher Committee for the Development Road on Monday, in the presence of the Ministers of Transport and Industry, the Executive Director of the Iraq Development Fund, a number of advisors to the Prime Minister, general managers, and representatives of the consulting companies KBR and Oliver Wyman.

During the meeting, the topic of the auditing company and the timelines proposed by it regarding the completion of the audit of the railway and road designs were discussed, as well as the design costs for the railway line and the road, in addition to discussing the operating plans submitted by Oliver Wyman and BTP.

According to a statement from his media office, Al-Sudani directed that the best plan be chosen and a comprehensive summary be presented at the next meeting, stressing the need to decide on the options presented for discussion, pointing to the importance of the project for the future of Iraq, and the need to proceed with and intensify the work with specialists to complete its requirements.

The meeting reviewed the progress rates of all the component projects of the Strategic Development Road project, and the legal mechanisms by Iraqi specialists and KBR Consulting Company, for the contract to operate the Grand Faw Port under a joint management system with Abu Dhabi Ports Company

In addition to Oliver Wyman Company providing a detailed explanation of the principles of launching the third phase to support the activation of the contractual requirements of the development road, after the company completed the previous two phases.  link

**************

Tishwash:  Iraq's financial crisis "explodes" days before the December 15th demonstration: We have reached a dangerous stage

The depth of the financial crisis

For weeks, government ministries have been facing significant financial pressures as the fiscal year draws to a close, amid rising operational spending requirements and numerous government obligations.

This has impacted the funding of several projects, most notably payments owed to companies and contractors. Official data indicates that the available allocations are insufficient to cover all the required amounts at once, resulting in a considerable delay in disbursing funds.

This crisis is no longer limited to the accounts of ministries or financial schedules, but has begun to affect the service and project sectors, while contractors are awaiting urgent solutions after accumulating debts to banks, suppliers and workers, and the delay has become a direct cause of the failure of hundreds of projects in the governorates.

Contractors Union: We have reached a dangerous stage, and the demonstration will proceed as scheduled.

Ismail al-Rubaie, a member of the Iraqi Contractors Union, told Baghdad Today that “the private sector has reached a critical stage due to the delay in payments, and that the peaceful demonstration scheduled for December 15 will proceed as planned, after the number of participants reached thousands of contractors.”

Al-Rubaie added that “the total cost of the projects implemented by the companies amounts to about 200 trillion dinars, while the contractors’ dues from the government amount to 30 trillion dinars,” explaining that “the Prime Minister directed the disbursement of 5 trillion, but the Ministry of Finance released only 2 trillion, which is an amount that does not address the crisis, and therefore we refused to receive it.”

He pointed out that “a large percentage of contractors are on the verge of bankruptcy, while dozens are being pursued with lawsuits or arrest warrants due to accumulated debts, and others have been forced to mortgage their homes while awaiting a final solution.”

He stressed that “the next step will be to halt projects if the dues are not disbursed, especially water, electricity and services projects, which depend directly on the ongoing contracts.”

The Ministry of Finance refutes the accusations and presents details of the expenditures.

In response, the Ministry of Finance issued a lengthy statement refuting what was said by the head of the Contractors Union during a televised interview, stressing that “the claim regarding sending one of the female MPs to negotiate with Minister Taif Sami about the dues is completely untrue, and that the Ministry did not receive any female MP for this purpose.”

The Ministry of Finance said in a statement received by “Baghdad Today” that “the Ministry officially handed over to the representative of the Union the two Cabinet Resolutions (435 and 721 of 2025), which included the allocation of an amount of (2) trillion dinars, in addition to the allocation schedules amounting to 25% of the entitlements.”

She added that “the financing procedures included the disbursement of (1,371,451,904,190) trillion dinars to the ministries, and (1,000,000,000,000) trillion dinars to the governorates, and that work is underway based on the requests received from the Ministry of Planning,” stressing that “the representative of the Union was present at all the meetings and was aware of their content.”

The ministry stressed that it “reserves its legal right to hold accountable the channels and media professionals who promote misleading information regarding this issue.”

The outstanding payments file is turning into a financial and administrative test.

The interactions of the past few days show that the issue of contractors' dues has become a central part of the pressures facing finance, especially with the multitude of obligations that require immediate funding, in contrast to the clear restrictions on the liquidity currently available.

A reading of the official data issued by the Ministry of Finance indicates that the ministry is operating within the limits of the approved allocations, and cannot disburse the full entitlements before the Ministry of Planning completes its requests, which makes scheduling the only option at the moment.

On the other hand, contractors believe that the delay has led to significant losses for companies, and that continuing at the same pace will lead to the suspension of essential service projects, which increases the pressure on the state ahead of the December 15 demonstration.

Despite the ongoing discussions between the two sides, the size of the gap between what the Contractors Union is demanding and what the Ministry of Finance can currently release makes this issue one of the most prominent challenges facing the government in the coming weeks.    link

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Mot: . Eating Corn on da Cob!!!

Mot: AND!!! -- another ""Motisum"" frum da Net!!!! 

Seeds of Wisdom RV and Economics Updates Monday Evening 12-08-25

Good Evening  Dinar Recaps,

BRICS Unveils Gold-Backed Digital Unit to Challenge Dollar Dominance

Pilot currency signals the first real test of a commodity-anchored alternative to the U.S. dollar

Overview

• BRICS launches pilot digital currency “Unit,” backed by 40% gold and 60% BRICS currencies

• First 100 Units issued and pegged to one gram of gold each

• Analysts call the prototype a symbolic and material threat to dollar-led trade settlement

• Early signals point toward wider digital commodity-backed settlement systems

Key Developments

A Gold-Backed Digital Currency Prototype Emerges

BRICS has introduced a pilot digital trade currency known as “Unit,” backed by a reserve basket consisting of physical gold and member-state currencies. This marks the first formal test of a multi-currency, commodity-anchored digital settlement instrument.

First 100 Units Minted and Pegged to Gold

The pilot batch of 100 Units was issued with each token pegged to one gram of gold. Early issuance is intentionally limited to test liquidity, price stability, and cross-border settlement functionality.

A Challenge to Dollar-Centric Systems

Analysts view the launch as a strategic move in global de-dollarization. While still only a prototype, the Unit represents a parallel settlement method that could bypass traditional dollar-denominated trade architecture.

Momentum Toward Non-Western Settlement Mechanisms

Digital commodity-backed settlement systems are gaining traction as economic blocs seek insulation from sanctions, SWIFT restrictions, and dollar volatility.

Why It Matters

A gold-backed digital instrument directly undermines the structural advantage the U.S. dollar holds in global settlement. By anchoring value to tangible reserves rather than political trust, BRICS is signaling the emergence of a parallel financial system designed to empower non-Western trade networks.

Implications for the Global Reset

Pillar 1: Alternative Settlement Systems

A gold-backed digital currency introduces a competing structure to Western-dominated trade mechanisms and begins shifting global financial gravity.

Pillar 2: Commodity-Backed Value Anchors

Anchoring digital settlement to physical assets strengthens non-Western monetary sovereignty and lays the groundwork for a new valuation regime.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• IntelliNews – “BRICS Launches Gold-Backed Digital Currency Unit”

• WEEX – “BRICS Countries Launch Gold-Backed Digital Currency Unit”

• MEXC – “BRICS Digital Gold Currency Explained”

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BRICS Bank’s Non-Conditional Loans Push the Dollar Off the Global Stage

How development-first financing is shifting trust from the West to the East

Overview

• BRICS-backed NDB has approved over $39 billion for 120+ infrastructure projects.

• Loans increasingly issued in local currencies, reducing dollar exposure.

• NDB President Dilma Rousseff says the bank imposes no political conditions.

• Non-conditional financing accelerates trust shifts toward Eastern financial systems.

Key Developments

NDB Expands Global Infrastructure Financing

The New Development Bank (NDB) continues accelerating its infrastructure agenda, approving more than $39 billion in loans across 120+ projects. Around 20 projects are currently ongoing, representing $4.8 billion in active development. The bank’s model centers on long-term economic stability through transport, energy, and digital infrastructure investment.

Loans Issued in Local Currencies — Not Dollars

The BRICS Bank increasingly disburses lending in the Chinese yuan, Indian rupee, and Russian ruble, reducing member-state reliance on the U.S. dollar. This local-currency lending not only mitigates dollar-linked exchange-rate risk but also promotes multipolar trade settlement systems.

Dilma Rousseff: BRICS Financing Comes With “No Conditions Attached”

NDB President Dilma Rousseff emphasized that the bank’s loans are non-conditional — a direct contrast to Western institutions that frequently attach policy demands or geopolitical strings. Rousseff noted that Western financing often enforces hegemony, while the NDB prioritizes development over political influence.

Trust Shift: From Western Control to Eastern Optionality

The absence of political or regulatory conditionality has made BRICS financing highly attractive to emerging economies. Lower interest rates, flexible repayment terms, and local-currency settlement foster long-term trust in the NDB, enabling nations to reduce exposure to sanctions, tariffs, and Western-centric financial risks.

Why It Matters

The rise of non-conditional BRICS lending is eroding the U.S. financial advantage that has shaped global development for decades. By enabling countries to build infrastructure without Western stipulations, the NDB accelerates a broader global shift away from dollar-dependency. This shift supports parallel financial systems, challenges U.S. economic leverage, and expands the influence of BRICS-aligned development pathways.

Implications for the Global Reset

Pillar 1: De-Dollarization

Local-currency lending reduces the dollar’s role in global trade and development. As more nations accept BRICS financing, dollar demand structurally weakens, accelerating the multipolar financial transition.

Pillar 2: Sovereignty-Focused Development

Non-conditional lending empowers nations to pursue domestic priorities without Western-imposed reforms, strengthening sovereign economic decision-making and reshaping the balance of global financial power.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “US Dominance Will End Through Non-Conditional Financing by BRICS Bank”

• New Development Bank – “NDB Approves New Infrastructure and Development Loans”

• Reuters – “BRICS Bank Expands Local Currency Lending as Members Seek Dollar Alternatives”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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RV Facts with Proof Links Link

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Thank you Dinar Recaps

‘One-in-400-Year Currency Crisis’ Ahead: How Gold & Silver Signal the Final Phase

‘One-in-400-Year Currency Crisis’ Ahead: How Gold & Silver Signal the Final Phase | Morgan & Makori

Miles Franklin Media:  12-7-2025

Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, speaks with David Morgan, Founder of The Morgan Report, Author of 'The Silver Manifesto' and producer of the Silver Sunrise documentary.

 Morgan warns: the world is entering what he calls a “one-in-400-year currency crisis” and fear will be the catalyst that triggers the final, explosive revaluation of gold and silver.

Morgan explains why industrial and monetary demand for silver are converging at unprecedented levels, why the structural supply deficit is accelerating, and why 90% of the metals’ bull market move tends to occur in the last 10% of time.

He argues that the precious metals market began its secular run in 2000 and the final 2.5-year acceleration window could now be opening.

He also breaks down the shock CME outage, the migration of metals trading from West to East, the growing role of India, Russia, and sovereign entities buying silver, and how a global monetary reset could unfold faster than most expect.

 In this interview, Morgan reveals what gold and silver are signaling about the next phase of the crisis and why it will be remembered for generations.

 In this episode of The Real Story:

Why fear is now the dominant force behind gold and silver demand

The “one-in-400-year currency crisis” Morgan believes is already underway

Why industrial and monetary silver demand are colliding at the worst possible time

Structural silver deficit: how long it can continue before supply breaks

The 2.5-year “acceleration window” where 90% of the move historically occurs

CME halt: what it may signal about stress inside the system

How a monetary reset could unfold

00:00 Coming Up

01:31 Silver's Surge

03:53 Understanding the Silver Market Dynamics

07:43 Industrial & Monetary Demand for Silver

13:27 Speculations & Market Manipulations

29:11 Global Monetary Reset & Future Predictions

34:57 Market Factors Influencing Silver

40:48 Gold & Silver Investment Insights

42:05 Silver's Market Dynamics & Historical Context

46:30 Potential Substitutes for Silver

50:07 Recession Impact on Silver Demand

51:33 Currency Crisis & Financial System Reset

58:33 Future Outlook for Silver and Gold

01:06:19 Conclusion & Final Thoughts

https://www.youtube.com/watch?v=hVSIz5BtpoM

The Fed Just Ended QT, Here’s What will Happen Next (Massive Money Reset)

The Fed Just Ended QT, Here’s What will Happen Next (Massive Money Reset)

Mark Moss: Fox News:  12-7-2025

The Federal Reserve’s decision to end its quantitative tightening (QT) phase on December 1st marks a significant turning point in monetary policy mechanics.

Contrary to being a final endpoint, this move signals a critical shift in the Fed’s approach to managing liquidity in the financial system.

As we’ll explore in this blog post, the implications of this shift are far-reaching, with potential consequences for investors, asset prices, and the broader economy.

The Fed’s QT phase, which involved shrinking its balance sheet by reducing securities holdings and draining reserves from the banking system, came to an end due to the scarcity of liquidity in the market.

 Indicators such as rising repo rates and increased usage of the Fed’s standing repo facility (SRF) revealed that the system was approaching its operational limits.

Prominent Fed officials, including Jerome Powell, John Williams, and Lori Logan, have publicly acknowledged that the Fed must begin expanding its balance sheet again to maintain adequate reserves as banking system liabilities grow.

The Fed frames this shift as technical reserve management, rather than a return to quantitative easing (QE) or stimulus.

However, history suggests that expanding the balance sheet can have a significant impact on liquidity conditions and asset prices.

In 2019, the Fed ended QT, only to resume asset purchases shortly after due to a spike in repo markets. Despite labeling this action as non-QE, the balance sheet expansion correlated with significant rallies across major risk assets, including the S&P 500, NASDAQ, gold, and Bitcoin.

The current environment parallels the 2019 cycle, but with larger deficits, a bigger balance sheet starting point, and elevated inflation.

As a result, investors may be on the cusp of a significant liquidity wave, potentially beginning in 2026.

While this shift is not intended as economic stimulus, it is likely to improve liquidity conditions and drive asset prices higher. Historically, the transition from balance sheet contraction to expansion has been associated with improved market performance.

As the Fed embarks on this new path, investors must be prepared for continued volatility. To navigate this environment, it’s essential to avoid margin and focus on scarce assets that hedge against monetary debasement, such as gold, commodities, and Bitcoin.

 These assets have historically performed well in periods of liquidity expansion and monetary easing.

While the base case is for a relatively smooth transition, a “gray swan” risk – domestic political instability – could potentially disrupt the timing or trajectory of this liquidity cycle. Rising institutional conflicts and legal battles across the U.S. government could reshape market dynamics, making it essential for investors to remain vigilant and adaptable.

As the Fed’s shift in monetary policy mechanics sets the stage for a potential liquidity wave, investors must prepare strategically for the coming financial cycle. By building a robust wealth engine and focusing on scarce assets, investors can position themselves for success in a rapidly evolving market environment.

For further insights and information, be sure to watch the full video from Mark Moss, which provides a more in-depth analysis of the Fed’s shift in monetary policy and its implications for investors.

https://youtu.be/UWJ23A81p7Q

Seeds of Wisdom RV and Economics Updates Monday Afternoon 12-08-25

Good Afternoon Dinar Recaps,

China Unveils Major 2026 Economic Pivot Toward Domestic Demand

Beijing signals structural recalibration as it retreats from export-heavy growth

Overview

• Politburo announces “more proactive” 2026 fiscal and monetary policies

• Focus shifts toward domestic consumption amid slowing global trade

• Pivot may accelerate global move away from dollar-centered trade dependencies

• China prepares for long-term structural transition rather than short-term stimulus

Key Developments

Beijing Confirms 2026 Domestic-Demand Strategy

China’s Politburo disclosed that economic policy in 2026 will center on stimulating internal demand rather than relying on exports. This marks one of the largest strategic realignments since the post-COVID recovery began.

Proactive Policy Mix to Stabilize Growth

Officials emphasized a combination of fiscal flexibility and targeted monetary support to bolster consumer confidence, employment, and internal consumption — a shift away from property-driven stimulus cycles.

What This Means for Global Trade

With China reducing dependency on Western demand, global supply chains and trade flows may experience realignment. Countries within Asia, the Middle East, and Africa may see stronger trade links through non-dollar settlement systems.

Recalibration Signals Long-Term Strategy

Analysts note that China’s shift reflects a structural recognition: export-led growth is no longer sufficient to drive long-term stability. The pivot may serve as a blueprint for other emerging economies facing external demand volatility.

Why It Matters

China’s pivot reshapes global trade expectations. If the world’s largest exporter prioritizes domestic demand and local-currency partnerships, the long-standing dollar-led trade architecture faces increased pressure from emerging, multipolar alternatives.

Implications for the Global Reset

Pillar 1: Trade Realignment

Shifting away from Western consumer markets encourages regional trade blocs and local-currency agreements, weakening the dollar’s anchor role.

Pillar 2: New Monetary Coordination

Greater domestic focus may encourage yuan-based settlement systems, expanding China’s influence in the new global financial architecture.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “China Pledges More Proactive Policies in 2026”

• Asia Society – “China’s Domestic-Demand Strategy Explained”

• Nikkei Asia – “China Shifts from Exports to Consumption-Led Model”

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China’s Record Trade Surplus Reshapes Global Flows as U.S. Imports Collapse

November export spike reveals deepening East–South realignment

Overview

• China’s November exports jumped 5.9% despite shrinking U.S. demand

• Trade surplus surpasses $1 trillion for the first time

• Growth driven by Europe, Southeast Asia, and BRICS-aligned markets

• Data signals accelerating global economic realignment away from Western dependence

Key Developments

Exports Surge Despite U.S. Declines

China recorded a 5.9% year-on-year export increase in November 2025. Shipments to the U.S. continued to drop under tariff pressure, but gains in Asia and Europe more than compensated.

Historic $1 Trillion Trade Surplus

For the first time on record, China’s annual trade surplus crossed the $1 trillion mark — a milestone driven by manufacturing dominance and strengthened non-Western supply chains.

Shifts in Global Demand

Emerging markets and European buyers drove the increase, highlighting China’s success in diversifying export destinations and reducing dependency on U.S. consumption.

Deepening East–South Trade Corridors

The continued expansion of exports to BRICS+ regions reveals the emergence of new global trade architecture — one aligned with local-currency settlement systems and independent supply routes.

Why It Matters

China’s record surplus and export diversification signal that global trade leadership is shifting decisively toward the East. As U.S. demand weakens and alternative markets expand, global economic power continues pivoting toward multipolar, non-dollar systems.

Implications for the Global Reset

Pillar 1: Power Rebalancing in Trade

A trillion-dollar surplus strengthens China’s influence in global pricing, supply chains, and currency arrangements.

Pillar 2: Multipolar Export Destinations

Growing reliance on emerging markets and BRICS partners reduces Western leverage and advances the global restructuring already underway.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “China’s November Exports Top Expectations”

• The Washington Post – “China’s Trade Surplus Breaks $1 Trillion”

• South China Morning Post – “China Diversifies Exports Amid U.S. Tariff Decline”

~~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Ariel : You are Going to Love Where we are with the Iraqi Dinar

Ariel : You are Going to Love Where we are with the Iraqi Dinar

12-8-2025

Iraqi Dinar Update: You Are Going To Love Where We Are

Look, if you’ve been holding Iraqi dinar notes in a drawer for years, nursing that quiet hope amid the endless chatter of forums and YouTube rants, this week’s Official Gazette drop isn’t the fireworks finale you’ve been promised by the screamers.

It’s not a sudden windfall decree or some hidden revaluation trigger buried in legalese.

But here’s the thing and I’ll say it plain because you deserve candor over hype: this is the kind of deliberate, under-the-radar shift that actually moves the needle in sovereign finance.

On December 1, the Gazette published key instructions activating Iraq’s 2025 federal financial management framework, locking in multi-year planning, deficit caps, and oil-revenue modeling that directly ties into exchange-rate stability.

It’s the scaffolding for a budget that’s not just numbers on paper but a blueprint for international credibility.

And with the UNAMI mission winding down by year’s end after 22 years of hand-holding, Iraq’s signaling it’s ready to stand taller without the training wheels. For dinar holders, this isn’t “takeoff” theater; it’s the ignition sequence, methodical and real, clearing legal debris that’s clogged reforms since the 2023-2025 budget triple-play.

Powerful Points To Consider:

The December 1 Gazette just flipped the final legal switch that every single CBI revaluation simulation since 2019 has demanded as the non-negotiable prerequisite without this, nothing moves, and now it’s done.

Your physical dinar notes are no longer relics in a drawer; they’re sitting on the exact runway that the IMF, World Bank, and BIS quietly demanded Iraq pave before any meaningful rate adjustment can be defended.

Iraq just locked multi-year budgeting and exchange-rate modeling into law, meaning the CBI can now mathematically justify a stronger dinar without getting slapped down by international auditors.

The same document that killed the old dollar-auction chaos and forced 1/12 spending discipline is the identical legal backbone that historically preceded every major MENA currency restoration.

UNAMI’s 22-year mission ends in 23 days, removing the last foreign oversight excuse; sovereign Iraq now has zero cover for delaying the monetary modernization it just made legally mandatory.

Digital dinar infrastructure is already in pilot, reserves are at 11-month import cover, and the Gazette’s deficit caps just gave the CBI the green light to weaponize those reserves into rate strength.

For the first time since 2003, Baghdad’s fiscal machinery, oil revenue modeling, and exchange-rate discipline are all synchronized and live your waiting just turned from hope into countdown.

Listen the Delete the Three Zeros (or “redenomination”) isn’t the windfall multiplier some frame it as, but it preserves value for early holders like you all here’s the transparent math to clarify.

Under the CBI’s plan, confirmed active as of October 2025, three zeros get lopped: your 10,000 old IQD (worth ~$7.65 at today’s 1,310 peg) becomes 10 new IQD, but if the underlying rate adjusts to, say, 1:1 post-reform (a hypothetical you’ve flagged, echoed in CBI’s 1980s nostalgia), that 10 new IQD cashes to $10 USD a gain baked in because post-redenomination buyers pay face value at the new rate, missing the “legacy” uplift.

Those who have been holding for years. You’re in good hands.

Internally for Iraqis, it’s neutral no inflation spike, just easier math (1,000 IQD coffee becomes 1 IQD) but globally, it signals maturity, slashing printing costs by 40% and curbing hoarding of those bulky zero-laden notes.

Timeline nuance: CBI’s Al-Alaq greenlit pilots in Q4 2025, with full rollout eyed for early 2026, per backchannel economist chatter like Subie Jabara’s breakdowns not a sudden flip, but phased to avoid 2003-style chaos.

Debunking the haters: this isn’t “just lopping zeros” without substance; it’s tied to IMF Article VIII compliance, where convertibility demands clean books something the Gazette just enforced.

If Sudani’s U.S.-backed push (more on that on my Patreon) holds, our pre-zero holdings could indeed see that 1:1 or 3:1 parity play out as the new notes hit, rewarding the faithful who’ve sat through two decades of false dawns.

Source(s):    https://x.com/Prolotario1/status/1997770220086472997

https://dinarchronicles.com/2025/12/07/ariel-prolotario1-you-are-going-to-love-where-we-are-with-the-iraqi-dinar/

“Tidbits from TNT” Monday 12-8-2025

TNT:

Tishwash:  Trump Reaffirms Commitment to Middle East Peace in Letter to Iraqi President

President Rashid expressed appreciation for Trump’s letter, dated November 21, which praised Iraq’s efforts to support peace initiatives in conflict-affected areas around the world.

US President Donald Trump has reiterated his commitment to resolving long-standing conflicts in the Middle East, according to a letter delivered to Iraqi President Abdul Latif Rashid and disclosed on Thursday.

The Iraqi Presidency said in a statement that President Rashid received US Embassy Chargé d’Affaires Joshua Harris in Baghdad, who conveyed condolences on the passing of the President’s brother, Shamal Jamal Rashid.

During the meeting, both sides discussed bilateral relations and ways to strengthen cooperation across various sectors in order to serve the shared interests of Iraq and the United States. They also reviewed regional and international developments and underlined the importance of continued coordination to address current challenges and promote stability and security.

President Rashid expressed appreciation for Trump’s letter, dated November 21, which praised Iraq’s efforts to support peace initiatives in conflict-affected areas around the world.

In his message, President Trump emphasized his administration’s commitment to ending “centuries of conflict” in the Middle East and voiced hope that the international community would overcome longstanding divisions to protect lives across all regions.

According to the Presidency, President Rashid welcomed Trump’s position, noting that it aligns with his own conviction that disputes must be resolved through dialogue rather than violence. He reaffirmed Iraq’s support for efforts aimed at achieving stability, cooperation, and lasting peace, stressing the importance of collective action for a more secure and harmonious global future. link

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Tishwash:  The Sudanese attends the Iraqi-British Business Council conference held in Basra

Prime Minister Mohammed Shia al-Sudani attended the Iraqi-British Business Council conference held in Basra Governorate.  link

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Tishwash:  Washington Institute: Resumption of the Kurdish ITP oil pipeline to America boosts the Iraqi economy

The Washington Institute highlighted the symbolic, political and economic importance of delivering the first shipment of oil exported from the Kurdistan Region via the ITP pipeline to the US port of Louisiana.

The American Institute, in a report translated by Shafaq News Agency, stated that in addition to providing this low-cost crude oil of a quality suitable for American refineries, the resumption of oil flows through this pipeline reflects a potential strengthening of American policy towards both partners and adversaries.

The report stated that on November 24, two months after the reopening of the ITP pipeline, an oil tanker loaded with oil from the Kurdistan Region, after sailing from the Turkish port of Ceyhan, was unloaded at the Louisiana oil terminal.

He noted that although US oil imports are generally driven by trade and pricing dynamics, this particular shipment would not have been possible without the interim deal brokered by the United States last September, under which Baghdad, regional officials in Erbil, and international oil companies operating in northern Iraq agreed to reopen the ITP pipeline after it had been shut down for more than two years.

According to the American report, Washington played an influential role in the Iraqi energy landscape, ensuring that the 2005 Iraqi constitution recognized the Kurdish joint administration's rights to oil resources and linking the encouragement of American international companies' participation in southern Iraq with support for American companies in the north, in addition to mediating several deals between Baghdad and Erbil regarding the sharing of oil revenues.

In addition, the report noted that Washington encouraged Turkey, Iraq and the Kurdistan Region to accept compromises to achieve a breakthrough in the ITP pipeline issue.

Therefore, the report called on US officials to work to maintain this current close engagement, given its importance to the stability of Iraq, a major producer and supplier of oil to global markets, and to US companies seeking to expand their projects in the north or return to strengthen their assets in the south.

The report suggested that American support for these economic assets of Baghdad could help counter Iranian influence by demonstrating to Iraqis that there are tangible benefits to cooperating with the United States.

After questioning why US refineries were importing northern Iraqi oil, the report explained that, according to data from Kpler, the tanker Seaway Brazos loaded about one million barrels of northern Iraqi crude at the Ceyhan terminal in late October before sailing towards Louisiana, noting that more of these ships are expected to be unloaded in the United States in the near future.

The report explained that these shipments were partly driven by the desire to obtain medium sour crude of the type produced in northern Iraq, noting that while US refineries work on different types of oil, not all types are produced locally or transportable in a cost-effective manner.

He went on to say that although the United States exports light sweet crude, it imports medium, heavy sour and other types from places such as the Middle East and Latin America in order to meet the demand from refineries designed to work on these crudes.

The report stated that Kurdish oil exporting companies, in order to attract buyers via Ceyhan, offered large discounts after the ITP pipeline was reopened, and exports were quickly resumed.

The report addressed the geostrategic importance of the ITP pipeline, noting that the interim agreement to resume work on the pipeline paved the way for further negotiations between Baghdad and Erbil on the controversial issue of oil production and exports from northern Iraq, as well as talks related to the more than $1 billion in arrears owed by Erbil to International Oil Companies (IOCs).

The report considered these talks and the ITP line itself to be of great importance to both global energy markets and Washington’s geostrategic interests.

He went on to say that the more Baghdad uses this pipeline to export oil from other parts of Iraq, the stronger its bilateral ties with Turkey become, adding that, ideally, this would also reduce Iran’s influence in Baghdad, especially with regard to energy issues.

After noting that the Kurdistan Region is relatively rich in both gas reserves and electricity generation compared to the rest of Iraq, the report went on to say that as the energy relationship between Baghdad and Erbil grows, international companies operating in northern Iraq and other investors can expand their operations in the region in ways that enable the Kurds to export gas to the rest of Iraq, thereby reducing Baghdad’s dependence on Iran and strengthening electricity cooperation between the Kurdistan Region and the federal government.

According to the report, "it is not surprising that pro-Iranian militias attacked Kurdistan's largest gas production complex with a missile strike last week."

The report suggested that other positive outcomes might include an amicable resolution to the fallout from Iraq’s international legal case against Türkiye for importing Kurdish oil over the past decade without Baghdad’s permission.

Therefore, he indicated that US officials must also do everything they can to facilitate successful talks between Iraq and Turkey regarding the expanded deal on the ITP pipeline.

The report concluded that "pressure from the United States and the European Union appears to have forced Turkey to reduce its imports of Russian crude oil - which averaged around 300,000 barrels per day during the first nine months of this year - and to diversify its oil sources, so the ITP pipeline could offer Ankara a similar type of crude oil from a nearby source, with potentially steep discounts."  link

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Mot: Here We Goooooooo Again! – siiigghhhhh  

Mot: Another one of Those - ""Keep Ya Up Tonight Thingies""