Seeds of Wisdom RV and Economics Updates Friday Afternoon 11-21-25

Good Afternoon Dinar Recaps,

Diplomacy & Peace — Saudi-US and Regional Diplomatic Moves Reconfigure Influence

High-level security and investment pacts — plus mediation signals — reshape regional alignments.

Overview

• The U.S. and Saudi announcements this week (large investment commitments, defense status moves and aircraft/air-mobility pacts) indicate a deepening strategic tie with broad economic implications. 

• Iran has reportedly sought Saudi mediation to re-engage the U.S. on stalled nuclear talks, signalling a possible regional diplomatic opening. 

Key Developments

• U.S.–Saudi: reporting indicates commitments of large Saudi spending across energy, defence and tech and moves to elevate cooperation — potentially including F-35/defense equipment pathways. 

• Saudi tech/aviation deals: agreements to trial eVTOL/air-taxi operations with Archer and PIF-owned operators point to industrial and mobility cooperation announced at regional events. Iran outreach to Riyadh asking for mediation with Washington could reopen diplomatic channels over the nuclear dossier if Saudi leverage proves effective. 

Why it matters
Major security and investment pacts shift political-economic alliances, affect energy and defence planning, and can rewire trade and settlement preferences — all central to the geopolitical layer of the Global Reset.

Implications for the Global Reset

• Pillar: Diplomacy & Peace — Strategic Realignment: Security designations and mega-investment pledges increase the economic leverage of states and can accelerate alternative trade/settlement arrangements.

• Pillar: Finance & Markets: Diplomatic deals influence sovereign risk assessments, foreign direct investment flows, and regional banking relationships.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “US secures $1 trillion Saudi spending commitments spanning nuclear energy to F-35s” 

• Politico – “Trump elevates Saudi Arabia to 'major non-NATO ally' status” 

• Reuters – “Archer partners with Saudi entities to develop and test air-taxi operations” 

• Reuters – “Edgy Iran seeks Saudi leverage to revive stalled nuclear talks with US” 

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BRICS NEWS: De-dollarisation Progress and Practical Limits

Bilateral local-currency trade and critical-minerals deals advance, but unified de-dollarisation remains complex.

Overview

• BRICS and several emerging-market actions continue to expand local-currency settlement and bilateral trade arrangements — but analysts caution about practical limits to a rapid global de-dollarisation. 

• South Africa and the EU signed a critical-minerals deal this week, tying trade and supply-chain policy into strategic currency and trade discussions. 

Key Developments

• BRICS local settlement: increased bilateral local-currency trade agreements recorded across several members, but experts note a gap between bilateral deals and a unified alternative payments architecture. 

• South Africa–EU critical minerals pact includes cooperation clauses that protect supply lines and strengthen trade-linkage resilience — part of a broader re-tooling of trade corridors. 

Why it matters
Practical progress on local-currency trade and critical-minerals security reduces reliance on single-currency supply chains and encourages the development of alternative settlement systems — an operational pillar of the Global Reset even if full de-dollarisation remains aspirational.

Implications for the Global Reset

• Pillar: Currency — Payments & Settlement: Bilateral settlements and trade agreements build the plumbing for reduced dollar dependence, but scalability and network effects remain hurdles.

• Pillar: Markets/Metals: Strategic minerals and reserve assets interplay as countries hedge currency and industrial risks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “BRICS De-Dollarization Faces a Reality Check” 

• Lowy Institute – “A reality check for BRICS and the lofty dedollarisation agenda” 

• Reuters – “South Africa, EU sign critical minerals deal, vow to defend multilateralism” 

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RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

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Thank you Dinar Recaps

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking

An Urgent, Unplanned Fed Meeting Just Happened – Something Is Breaking | Michelle Makori

Miles Franklin Media:  11-20-2025

Michelle Makori, President & Editor-in-Chief of Miles Franklin Media, breaks down a quiet, unplanned meeting the Federal Reserve held with America’s top primary dealers and why it signals growing stress in the financial system.

Michelle explains what a repo market is, why the strain is returning to levels last seen in 2018-2019 and why the Standing Repo Facility – created specifically to stop crises – isn’t being used.

This is a warning shot from deep inside the plumbing of the financial system and it matters for every asset class.

Watch Michelle’s full breakdown to understand what’s coming next and why something in the system is already cracking.

00:00 Introduction: The Secret Meeting at the New York Fed

 00:50 Understanding the Repo Market

 02:03 Back to the New York Fed Meeting

02:35 The Fed's Standing Repo Facility

03:12 Liquidity Injection & Its Impact

 04:59 The Fed's Next Moves

05:37 Gold & Market Instability

06:33 Conclusion: The Real Story

https://www.youtube.com/watch?v=3-DevHTCAP8

News, Rumors and Opinions Friday 11-21-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Fri. 21 Nov. 2025

Compiled Fri. 21 Nov. 2025 12:01 am EST by Judy Byington

Judy Note on Possible Timing of Restored Republic via a GCR: The below is a compilation of five valid sources’ opinions on the roll out of the Restored Republic and new Global Financial System. Please treat as rumor as the Intel changes daily, sometimes hourly, or even by the minute, plus only a select one or two were authorized to expose certain Intel, or exact timing:

Fri. 21 Nov. 2025 Iraqi magazine exposes new Dinar rates, coordinating with Starlink-protected exchanges for Tier 4B patriots. Sudani’s rate announcement hits Iraqi media, confirming Dinar revaluation and signaling BRICS gold integration for VND and ZIM parity.

On Sat. 22 Nov. 2025 the Cabal’s fiat currency SWIFT System expires and the RV/GCR launches, triggering a full GCR rollout. Military-protected Redemption centers will open nationwide for Dinar and Dong holders, the Dinar anchoring RV/GCR launch under ISO 20022 compliance, forcing fiat systems into asset-backed parity. Global desks brace for FX liquidity shift, as Asia and Europe tighten compliance, paving way for seamless asset-backed transitions.

The Sat. 22 Nov. 2025 launch of ISO2002 shuts down the fiat currency system. https://x.com/DavidXRPLion/status/1991451346822930802?s=20

Mon. 24 Nov. 2025 Iraq compliance verified under IMF/BIS reports, green lighting Dinar Forex visibility and igniting prosperity fund distributions.

Tues. 25 Nov. 2025 Redemption Centers officially open nationwide. Tier4b notification (Us, the Internet Group who hold foreign currencies and Zim Bonds) will be sent out in order to set exchange/redemption appointments. The Military and Starlink Satellite System will be protecting exchanges.

Thurs. 27 Nov. 2025 (Thanksgiving) Trump makes Restored Republic and Worldwide Gold Standard announcements.

In Dec. 2025 The Storm peaks with full collapse of the fiat system. Fed goes dark. BRICS gold-backed system dominates, rejecting shotgun narratives for phased RV e*******n tied to commodity demand spikes.

Starting Mon. 1 Dec. 2025 Nesara/Gesara activates through Trump’s Tariff payments, wiping out the national debt and distributing $2,000 directly to Americans via the QFS. NESARA/GESARA provisions deploy via the QFS, distributing wealth redistribution funds to eligible nations instantly, stabilizing economies with photonic encryption.

Wed. 10 Dec. 2025: BRICS Nations finalize gold-backed currency integration, accelerating Global de-dolarization, seizing Elite funds for Global reparations and enforcing VIP arrests under GESARA Law with QFS Blockchain security. BRICS alliance enforces 1:1 currency parity, accelerating de-dollarization and channeling seized c***l assets into sovereign wealth funds.

In early 2026 Global wealth reallocation peaks, p*****g currencies to sovereign memory rather than elite control, fulfilling NESARA jubilee mandates. Federal Reserve crumbles under QFS protocols, replaced by decentralized asset-backed digital currencies, eliminating IRS and shadow government control.

Sun. 1 Feb. 2026 Global Currency Reset initiates under QFS override, erasing legacy debt and transitioning 209 countries to multipolar sovereignty.

In Summary:

Over 200 nations lock into QFS gold parity, rendering fiat systems obsolete and initiating unbreakable blockchain security.

Humanitarian vaults expand with seized assets routing to verified accounts, erasing manufactured poverty forever.

Quantum Financial System activation accelerates as blackout protocols engage worldwide, severing D********e banking control by December 2025.

NESARA/GESARA enforcement triggers the largest wealth redistribution in history, reclaiming trillions from elite vaults for direct citizen credits starting mid-December 2025.

The Great Awakening surges as hidden technologies release, propelling humanity into an era of abundance and sovereignty.

Read full post here”  https://dinarchronicles.com/2025/11/21/restored-republic-via-a-gcr-update-as-of-november-21-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  The HCL...everybody thinks that we have to wait for that.  I don't believe that's the case and here's why.  Governor Alaq has full legal power to change the exchange rate any single day he wants.  There's no vote required.  Central Bank law number 56 of 2004, article 27 - The CBI board alone decides the rate.  Parliament cannot stop him.  He has already  done it twice in 2021 and 2023.  He can do it again tomorrow morning if he chooses...You don't have to worry about parliament  because [the hcl] is going to take place afterwards...once Alaq does a real effective exchange rate.

Frank26   [Iraq boots-on-the-ground report]    OMAR: The Central Bank of Iraq has confirmed they're moving forward with the plan of dropping the zeros from their currency.  This means they are re-denominating the dinar...They haven't provided a strict timeline yet.  FRANK:  Yes they are...They're going to get rid of the 3 zero currency notes and replace them with lower notes.  That is the definition of a Re-denominating...All we need is a date for this mountain of promises.

Mnt Goat  On my Wednesday call to Iraq I was told that we should look for more directions from the CBI to the citizens on how to switch out their larger notes for the lower denominations. My CBI contact refused to give me an exact date as to when the switchout would occur but my common sense says it is VERY close as the CBI is going to publish the directions for the switchout.   I was also told to watch for the Al-Sudani government and the completion of it.  I was also reminded to watch for further information about the accession to the WTO, which I was reminded would be a signal to us...

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SILVER ALERT! Are You Ready for a 1-to-1 Gold/Silver Ratio?! Here's How it Will Happen!

(Bix Weir) 11-20-2025

Talk about CRAZY DAYZ in the Silver business! For the past 3 months the amount of Silver Imported into India has about DOUBLED for each consecutive month as the price was RISING!

This is unheard of and yet NOBODY in the Silver world is talking about it! WHERE ARE THE SILVER MOUTHPIECES THIS TIME?

https://www.youtube.com/watch?v=pRjpBFUkLdI

Seeds of Wisdom RV and Economics Updates Friday Morning 11-21-25

Good Morning Dinar Recaps,

Surging Long-Term Yields Tighten Global Credit Conditions

Longer-dated sovereign yields climb as rate-cut hopes fade, raising funding costs for governments and corporates.

Overview

• U.S. Treasury and global sovereign yields ticked higher after Fed minutes and mixed economic data showed less clarity on near-term rate cuts. 

• Japan’s long-dated yields have jumped to multi-year highs, adding stress to global fixed-income markets and swap curves. 

Key Developments

• Fed minutes signalled committee members remain split on the timing of cuts, prompting investors to reprice expectations and send yields up across the curve.

• Japan: 20– and 30-year yields reached the highest levels seen in years amid concerns over stimulus size and fiscal financing. 

Why it matters
Rising long-term yields increase the cost of borrowing for sovereigns and corporates, reduce liquidity for risk assets, and can accelerate balance-sheet stress in highly levered sectors — a key channel through which monetary policy and fiscal choices feed into the Global Reset.

Implications for the Global Reset

• Pillar: Finance — Liquidity & Credit: Higher yields compress margins for banks and increase rollover risk for governments leaning on debt markets.

• Pillar: Markets: Equity risk premia may widen if yields remain elevated and cut expectations slip.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Barron's – “U.S. Treasury yields edged higher after Fed minutes” 

• Yahoo Finance – “Japan's Yield Shock Threatens Global Markets” 

• Wall Street Journal – “Japan Bond Yields Rise as Likely Stimulus Package Sparks Fiscal Concerns” The Wall Street Journal

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Tech-Led Rally Reverses, Liquidity Strains Reappear

Volatility returns as AI optimism meets valuation and liquidity concerns.

Overview

• U.S. equities experienced a sharp intraday reversal after early gains driven by AI-sector strength; the S&P and Nasdaq closed materially lower on renewed risk-aversion. 

• VIX spiked and risk assets including crypto sold off as liquidity dried in the middle of the session.

Key Developments

• Nvidia earnings initially buoyed the sector but the rally faded, exposing limited market depth and sector concentration risk. 

• Macro datapoints (jobs and Fed signaling) left traders uncertain about the timing of rate cuts, intensifying flow reversals into safe havens. 

Why it matters
Rapid reversals amplify the feedback loop between asset prices, margin requirements, and liquidity providers — increasing the probability of disorderly moves that can transmit into funding markets and core credit, a core feature of the Global Reset dynamics.

Implications for the Global Reset

• Pillar: Markets — Liquidity & Structure: Higher volatility forces deleveraging, narrows bid-ask spreads, and punishes concentrated positions.

• Pillar: Finance: Market stress often presages tighter credit conditions and raises the cost of balance-sheet adjustment.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• MarketWatch – “Stocks see biggest intraday selloff since April…” 

• Financial Times – “US tech stocks slide as jolt of volatility hits Wall Street” 

• Reuters – “S&P 500, Nasdaq futures under pressure as tech selloff continues”  

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Central-Bank Gold Buying and Strategic Accumulation Continue

Reserve managers keep adding gold while national banks step up domestic gold operations.

Overview

• Major banks and research houses continue to flag ongoing central-bank accumulation of gold as a strategic reserve diversification trend. 

• Russia and other producers report increased central-bank activity in gold operations and domestic flows. 

Key Developments

• Goldman Sachs: research notes show central-bank purchases sustaining elevated demand and bullish price forecasts into 2026. 

• Russia’s central bank said gold-related operations are increasing, reinforcing the narrative of reserve diversification in emerging-market policy circles. 

• Price action: short-term moves show sensitivity to U.S. jobs and rate-cut expectations; this week gold traded with intraday swings tied to macro prints. 

Why it matters
Sustained central-bank accumulation compresses available above-ground supply for private buyers, inflates strategic asset prices, and signals a structural shift in reserve composition away from pure dollar liquidity — a foundational change for the Global Reset.

Implications for the Global Reset

• Pillar: Metals — Reserve Recomposition: Centrality of gold as a reserve asset strengthens alternatives to purely dollar-centric reserves.

• Pillar: Currency: As central banks diversify, coordinated currency strategies and settlement systems may accelerate.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “Goldman Sachs sees continued central bank gold buying in November” 

• Reuters – “Russia's central bank says its operations with gold are increasing”

• Reuters – “Gold falls 1%, poised for weekly loss as US jobs data dims rate-cut hopes” 

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

“Tidbits From TNT” Friday Morning 11-21-2025

TNT:

Tishwash:  Learn about the "secret operations room" that monitors the pulse of the Iraqi economy and protects the dinar from fluctuations.

 While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq's recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential.

This department, which manages foreign reserves and balances global market risks, is now described by economists as the "silent backbone" of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank's room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country's financial balance.

The Central Bank's technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank's explicit declaration that the department's activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar.

However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the "safest moment" to take any significant steps, given the extreme sensitivity of the Iraqi market.

Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.

At the heart of this shift, two phrases in the Central Bank's statement caught the attention of experts: "operational continuity" and "risks associated with oil revenue currencies."

These are phrases typically used in international contexts related to deep monetary reforms and preparing for potential fluctuations that may accompany opening up to global markets.

 Specialists interpret this as part of restructuring Iraq's financial sector infrastructure in line with IMF recommendations, the requirements for joining the World Trade Organization, and gradual integration into the global financial system.

However, the most sensitive transformation is not limited to the investment sector alone, but encompasses an entire system being developed in parallel.

 Starting Saturday (November 22), all cross-border payments in Iraq will transition to the ISO 20022 standard, the system adopted by the most advanced economies. Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand exchange rate fluctuations of up to 30%, a collapse in oil prices, or a sudden run on deposits, while maintaining their solvency.

Economists believe these two steps are not merely technical updates, but rather represent—quite literally—the final two key conditions that the International Monetary Fund, the US Treasury Department, the Bank for International Settlements, and major correspondent banks in New York and London stipulated must be met before Iraq could fully participate in the international foreign exchange market.

They emphasize that the fundamental problem with the dinar today is not its market value, but rather that Iraq remains "blocked" from the global exchange market, and that adopting Basel III-ICAAP and ISO 20022 standards is what will pave the way for gradually lifting this blockade.

Analyses indicate that the Iraqi dinar remains trapped in a restricted market, unable to be traded in large quantities except through the daily dollar auction. Furthermore, prior to adhering to the new standards, local banks appeared structurally unstable to international banks, and their payment channels relied on outdated SWIFT systems dating back three decades, placing them under suspicion of money laundering.

Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.

In this context, experts believe that Iraq is nearing the end of the "forced peg" of its exchange rate, which effectively began in October 2021 when it was announced that "the rate will remain fixed until 2025."

With this date approaching and the technical requirements for monetary reform being finalized, some believe that Iraq may be entering a new phase that might not be a direct revaluation of the dinar, but which will at least pave the way for a more stable and transparent exchange market.

Al-Tamimi concludes by saying, “Oil provides the funds, but it is the investment department that ensures those funds are not lost to market fluctuations.”

He adds that the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the strength of reserves and the stability of the banking sector will be the most decisive factors in the future of the dinar. link

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Tishwash:  A highly anticipated US visit and Savaya's appearance at the Pentagon send strong messages about a "completely different phase" in Iraq.

What does Washington have up its sleeve?

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections.

The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya at the Pentagon has yet to subside, less than four hours after the same coordinating body announced its formation as the "largest bloc"—a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation's visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures.

 The US administration believes its political and economic support is contingent on Baghdad's ability to establish a governing framework that prevents armed groups from influencing executive decisions and ensures that the instruments of power remain solely in the hands of state institutions.

Behind these messages lies the issue of uncontrolled weapons, a central focus of the American approach. Washington believes the incoming government will face a direct test regarding the role of factions within the political process, the nature of their participation in governance, and the limits of their security influence.

Diplomatic sources believe the United States wants clear commitments before fully recognizing the new government and may escalate pressure if it perceives the political equation as shifting toward a factional government with significant parliamentary influence.

The economic dimensions are equally, and perhaps even more, present than they appear on the surface. The US administration is preparing to revive major projects such as investment in Baghdad International Airport, which has returned to the forefront as a strategic project no less important than oil and energy.

There is talk within US circles of a desire to develop the airport through operational and investment partnerships that would provide it with an advanced operational infrastructure and connect it to a broader network of commercial air transport. There is also a push to expand US investment in oil and gas fields and to develop the energy, transportation, and port sectors, as these are considered key to long-term economic stability in Iraq.

The appearance of Savaya within the Pentagon has given these files an added dimension. International relations expert Hussein al-Asaad, speaking to Baghdad Today, believes that placing the Iraqi file on the desk of the Secretary of Defense, rather than the State Department, reflects a shift in Iraq's focus from diplomatic discussions to direct U.S. national security concerns.

Al-Asaad explains this shift as a result of growing anxiety in Washington regarding the future of foreign forces, the activities of armed factions, threats related to regional conflict, and the nature of the next government and the potential changes it might bring to the balance of power.

Al-Asaad points out that Savaya, with his economic background, represents a bridge between the security and investment sectors, making his presence at the Department of Defense a sign that Washington is now dealing with the Iraqi file as a complex issue that combines security, politics, and economics. From this perspective, the United States' aspiration to restructure its economic presence in Iraq is no longer separate from its security vision, but rather complements it.

As for the timing, diplomatic sources confirmed to Baghdad Today that publishing photos of the meeting just hours after the announcement of the "largest bloc" coordination framework was not a spontaneous move. According to these sources, Washington wanted to send a clear signal to the political forces that the formation of the next government would be under direct scrutiny, and that the United States would not be lenient with any political formula that weakens the state or opens the door to unchecked influence.

Observers believe that Iraq finds itself at a critical juncture with multifaceted dimensions. Political forces are moving towards forming a government that, thus far, appears to lean heavily towards the influence of armed factions. Washington is intensifying its messaging through the anticipated visit and the movements of the Savaya delegation. Economic issues are resurfacing strongly, from the airport to the oil fields to energy projects. And the regional environment is exerting significant pressure on the shape of future policies in Baghdad.

Between these overlapping circles, the next phase appears governed by a delicate equation: no governmental stability without calming the security situation, no international support without a clear economic vision, and no internal balance without redefining the boundaries of political and military influence. At the heart of this equation, the United States stands closer than ever to the government formation process, at a moment when the first outlines of the coming years are being drawn.   link

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Tishwash: Kurdistan Finance Ministry: Salaries of those not registered in the "My Account" project will be suspended at the end of this year.

The Ministry of Finance and Economy of the Kurdistan Regional Government announced on Thursday that the salaries of civilian and military employees who have not registered themselves in the "My Account" project will be suspended based on a decision by the Federal Ministry of Finance.

The ministry said in a statement seen by “Al-Eqtisad News” that all employees, security affiliates and beneficiary families who have not yet filled out the “My Account” project form will have their salaries suspended when the September salary is disbursed until the form is completed.

She noted that families whose bank card procedures have been completed but who have not yet received their cards must visit the banks to receive them, indicating that the October salary will be disbursed exclusively through the "My Account" project.

 The Ministry of Finance confirmed that about 90% of the employees of the Kurdistan Region, both civilian and military, in addition to those receiving salaries, have completed the registration process, while some of them are still not registered.

She explained that, according to the decision of the Federal Ministry of Finance, any employee or beneficiary in the region who does not have a bank account and does not register in the “My Account” project by the end of this year will have their salaries suspended from Baghdad and will not be disbursed in the region.

She pointed out that the disbursement of salaries after the beginning of next year will not be in cash at all, and that anyone who causes a delay in the registration procedures will bear the legal and administrative responsibility  link

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Mot:  Why Do You Do That!!!??? 

Mot:  Real Life is Getting Stranger every Day  

3 Ways To Overcome Fear of Spending in Retirement, According to a Financial Expert

3 Ways To Overcome Fear of Spending in Retirement, According to a Financial Expert

T. Woods   GOBankingRates

James Canole is the founder of the financial advice website Root Financial Partners, and is a CFP professional/financial advisor whose podcast, “Ready for Retirement,” helps guide people toward a comfortable and prosperous nest egg for their retirement years.

On a recent episode of his podcast series, Canole spoke to a retiree facing a fundamental challenge: how to comfortably spend money in your retirement.

Canole introduced his guest, “Ben,” as a man who “saved aggressively” so that he could retire at the age of 53. However, while Ben is enjoying his retirement, he’s found it incredibly difficult to spend money on certain things.

Growing up with a single mom, Ben came to appreciate what “a very important channel for us” money was, and how much he needed to value and appreciate it. As he became older, and aggressively saved in order to build a portfolio upon which he could retire early, his value of money only increased.

As such, Ben has found that the major issue for his retirement has been the struggle to give himself permission to spend the money that he saved and earned. “I hate to say that I’m denying myself,” he lamented, “but I oftentimes feel that that’s the case right now.”

Making the transition from “a saving to a spending mindset” was a problem he never anticipated, but it is one he has had to confront now, to the point that his retirement spending actually continues to decrease. Through Ben’s discussion with Canole, however, the two worked out ways to overcome the fear of spending and allow Ben to enjoy his golden years.

Give Yourself Permission To Spend

You’ve worked hard for your retirement, and you’ve planned ahead. This is the moment you’ve been saving for. If you don’t spend on yourself now, when will you?

Commit to a Spending Decision

Once you book a vacation, or plan a big purchase, stick to it. Ben noted that he booked an expensive vacation for he and his family, and “once I made the decision, then I didn’t regret it at all and I kept thinking that I purposely set up those funds at the beginning of the year so I could do things like that.”

TO READ MORE:  https://finance.yahoo.com/news/3-ways-overcome-fear-spending-120021438.html

We’re at EXACT Level That Triggered Every 40% Crash in History – AI Stocks & Bitcoin to Collapse!

We’re at EXACT Level That Triggered Every 40% Crash in History – AI Stocks & Bitcoin to Collapse!

Danoela Cambone :  11-19-2025

In today’s volatile financial landscape, separating genuine market signals from speculative noise is the ultimate challenge. Few analysts are as dedicated to this task as Gareth Soloway, who recently joined Daniela Cambone on ITM Trading for a sweeping, data-driven market analysis.

Soloway, known for his rigorous technical approach, delivered a stark warning across multiple asset classes: while the long-term outlook remains profoundly bullish for key assets like Bitcoin and gold, investors must brace for significant near-term technical corrections. This is the time for prudence, not panic, built on the pillars of diversification and strategic positioning.

For those celebrating Bitcoin’s recent highs, Soloway offers a necessary dose of technical reality. While he maintains a deeply bullish long-term stance on BTC, his analysis points to significant near-term risk based on historical chart patterns.

Soloway identifies key support levels for Bitcoin between $73,000 and $75,000. He anticipates that after a potential immediate dip, Bitcoin could see a substantial technical bounce, potentially pushing toward the $100,000 psychological mark.

The Warning: This upward move is likely a head-f**e. Soloway projects that following that bounce, Bitcoin is technically poised for a deeper correction—a critical piece of analysis often overlooked by media hype.

The enthusiasm surrounding Ethereum and various altcoins (like Solana) is palpable, but Soloway advises extreme caution. While these assets offer enticing swing trading opportunities, the rapid pace of technological evolution and competition introduces systemic risk. In a market correction, these more speculative assets tend to suffer the swiftest and deepest declines.

Soloway’s technical indicators suggest that traditional tangible assets are setting up for monumental rallies, but only after a necessary seasonal pullback.

Gold has shown remarkable strength, but Soloway notes that current market conditions mirror historical patterns that precede major moves.

He forecasts a short-term retracement for gold, pulling the price back down to the $3,500–$3,600 range. Crucially, this is presented not as a collapse, but as the final staging ground for a much larger rally. Soloway projects that by 2026, gold could potentially soar to $5,000 per ounce, reinforcing its role as the premier store of value.

Perhaps the most compelling opportunity lies in the often-overlooked rare metals. Soloway identifies platinum and palladium as significantly undervalued. Given their scarcity and industrial utility, he suggests they possess substantial upside potential, positioning them as alternative hedges alongside gold and Bitcoin against currency degradation.

Silver is following a similar script, showing strong upward momentum but needing to clear a critical technical hurdle. Soloway expects silver to briefly pull back to around $40 per ounce before resuming its powerful upward trajectory.

Soloway’s most pressing warning is directed squarely at the euphoric equity markets, particularly the technology sector fueled by the AI boom.

He argues that the current valuations in key tech areas are divorced from technical and fundamental reality. Specifically focusing on the semiconductor sector (tracked by the SMH ETF), Soloway projects a significant correction.

Soloway forecasts a 40% correction in semiconductors based on the current historical deviation from the 200-week moving average—a key technical benchmark for long-term health.

Soloway stresses that the euphoria driving the tech sector reflects excessive optimism that historically precedes sharp and painful downturns.

The overarching lesson from Soloway’s comprehensive analysis is unambiguous: diversification is not merely wise; it is essential financial defense.

In an environment where governmental scrutiny on digital assets is increasing, and systemic risks—including potential US dollar devaluation and expanding cyber threats—are intensifying, holding a diverse portfolio is paramount.

Soloway concludes by underscoring the enduring value of physical assets like gold and silver. In an age dominated by digital threats and fragile financial systems, these tangible holdings serve as the ultimate insurance policy against the unknown.

Staying ahead means understanding where the hype ends and the technical realities begin. Soloway’s data-driven outlook provides a crucial roadmap for investors seeking to protect and grow their capital through the inevitable market corrections ahead.

https://www.youtube.com/watch?v=Pn2xkAaUkho

Ariel: We were Not Supposed to Benefit from the Iraqi Dinar

Ariel: We were Not Supposed to Benefit from the Iraqi Dinar

11-19-2025

Why You Should Feel Fortunate: We Were Not Supposed To Benefit (Iraqi Dinar)

The IQD was never for the masses but forged as a private cabal conduit for the banking bloodlines, now tokenized on XRPL rails alongside XRP and XLM to bridge ancient wealth into ISO20022 quantum ledgers

Insider intercepts reveal Iraq’s “repatriated” Sadaam-era gold stash unrecorded 500+ tons buried in Babylonian vaults powers this silent RV, with Najaf summit pacts binding the dinar to BRICS gold-backed resets, rendering every held note a dormant behemoth in value.

In the shadowed vaults of 1932, when the Iraqi Dinar emerged from the ashes of Ottoman collapse under British mandate engineering, it was never birthed for the masses but as a precision instrument in the hands of the veiled architect families the Rothschilds, Rockefellers, and their interlocking kinships who threaded it into the Bretton Woods scaffold as a latent wealth reservoir.

Artificially pegged at 1 IQD to 4.86 USD through fiat illusions sustained by Sadaam Hussein’s iron- controls, amassing untraceable hoards of 500+ tons of Babylonian-sourced gold (buried in Najaf’s subterranean crypts, cross-verified via seismic anomalies in 2004 intercepts) that funneled petrodollar tributes back to London and New York clearinghouses, where each dinar note served as a tokenized proxy for off-ledger bloodline transfers, evading the Basel accords’ gaze while inflating colonial-era debts onto emerging nations.

This was no mere currency but a chimeric ledger, its value suppressed post-1990 sanctions not by war’s chaos but by deliberate de-pegging orchestrated through Coalition Provisional Authority edicts in 2003, which swapped “Swiss dinars” (elite-held, 1:1 parity relics) for “Sadaam dinars” diluted 1,000:1, ensuring the masses clutched worthless paper while the families’ vaults swelled with the real arbitrage trillions in phantom liquidity siphoned via black-market spreads that widened to 20% premiums

A engineered bleed that kept the dinar as their private guillotine, chopping sovereignty into compliant fragments for BRICS-adjacent oil barons and IMF puppeteers alike.

Read Full Article:   https://www.patreon.com/posts/why-you-should-143966589

https://dinarchronicles.com/2025/11/19/ariel-prolotario1-we-were-not-supposed-to-benefit-from-the-iraqi-dinar/

Seeds of Wisdom RV and Economics Updates Thursday Afternoon 11-20-25

Good Afternoon Dinar Recaps,

Metals Signal Early Stress as Demand Softens and Supply Controls Tighten

Industrial commodities reveal underlying strain in global manufacturing and trade.

Overview

• Base metals drifted lower this week, reflecting cautious sentiment and uncertainty around delayed U.S. economic data.

• The European Union announced plans to restrict aluminum scrap exports, moving toward tighter resource management.

• Commodity traders are increasingly pricing geopolitical and macro risk, not just supply-and-demand fundamentals.

• Industrial metals continue to serve as early indicators of shifts in global manufacturing momentum.

Key Developments

• Softening demand pressures copper and aluminum, particularly in regions tied to construction, tech, and power infrastructure.

• The EU’s export restrictions indicate a strategic move, prioritizing domestic processing capacity and supply-chain security.

• Traders are shifting toward defensive positions, awaiting clearer economic signals from the U.S.

• Real assets, including metals, are now moving in sync with global liquidity and currency conditions.

Why It Matters
Metals sit at the foundation of industrial power. Shifts in production flows, export rules, and demand patterns indicate that the real-economy side of the reset is accelerating.

Implications for the Global Reset

• Pillar – Commodity & Supply-Chain Reordering: Nations are beginning to lock down critical materials, anticipating deeper strategic competition.

• Pillar – Real-Asset Revaluation: Metals markets are entering a repricing phase tied to inflation, industrial demand, and geopolitical leverage.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• SkillFarm – “Metals Drift Lower as Markets Await U.S. Data”

• Morningstar – “EU Plans to Curb Aluminum Scrap Exports Next Year”

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Dollar Strengthens as Yen Weakens, Signaling a New Currency Crossroads

Global currency markets tighten as rising yields and fiscal pressures reshape FX dynamics.

Overview

• The U.S. dollar rose sharply this week, supported by rising yields and risk-off positioning.

• The Japanese yen slid toward multi-decade lows, raising speculation about potential intervention.

• Currency markets are reacting to policy uncertainty, data delays, and fiscal stress across major economies.

• BRICS de-dollarization efforts remain in the background, but structural pressures are steadily building.

Key Developments

• Dollar strength reflects renewed safe-haven demand, as tighter financial conditions ripple across markets.

• Yen weakness raises alarm, especially as Japan balances rising yields, fiscal expansion, and inflation management.

• Traders are bracing for potential coordinated action, especially if yen volatility intensifies.

• Long-term de-dollarization remains a systemic theme, even as the dollar asserts short-term dominance.

Why It Matters
Currency fluctuations now influence debt markets, trade balances, and geopolitical decisions. FX volatility is becoming a core mechanism in the emerging global reset.

Implications for the Global Reset

• Pillar – Currency Realignment: Market-driven FX moves are pushing nations toward new reserve strategies and intervention frameworks.

• Pillar – Monetary System Transition: The clash between short-term dollar strength and long-term de-dollarization highlights the structural shift underway.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Investopedia – “Markets Update: Dollar Strengthens as Yields Rise”

• Reuters – “Global Markets View: Yen Weakness Sparks Intervention Talk”

• Investing News – “BRICS Currency Developments”

~~~~~~~~~~

Saudi’s $1T U-Turn: Turning Away from BRICS, Building With the U.S.

Mohammed bin Salman boosts pledge to nearly $1 trillion in U.S., signaling a major pivot.

Overview

• Saudi Crown Prince Mohammed bin Salman (MBS) announced in Washington that the Kingdom will raise its U.S. investment plan from $600 billion to nearly $1 trillion. 

• This comes during a White House visit, where MBS and U.S. President Donald Trump reiterated strategic deals in technology, AI, and critical minerals (“magnets”). 

• The scale of this pledge weakens BRICS’ attempt to court Saudi Arabia as a major new financial partner.

• Saudi Arabia’s Vision 2030 — its strategy to diversify beyond oil — aligns tightly with the types of sectors named in the investment commitment.

Key Developments

• A $400 billion increase: The Kingdom is boosting its previously announced $600B investment by adding another ~$400B, according to MBS. 

• Broad sector commitment: Investments are earmarked for tech, AI, and “magnets” — a likely reference to rare earths or other strategic materials. 

• Geopolitical pivot away from BRICS: Despite being invited to join BRICS, Saudi Arabia appears to be doubling down on its relationship with the U.S. instead of aligning with the bloc.

• Skeptics question the realism: Some analysts point out that the $1 trillion figure may be aspirational, noting prior commitments were unclear or partially symbolic. 

Why It Matters
This is more than a big investment headline — it’s a structural signal. Saudi Arabia is choosing deep alignment with the U.S. over a geopolitical shift toward BRICS, undermining the bloc’s leverage and reshaping the economic architecture of the Global Reset.

Implications for the Global Reset

• Pillar – Geoeconomic Diplomacy: Saudi Arabia is playing a decisive role in the emerging architecture, choosing strategic U.S. investment over BRICS integration.

• Pillar – Real-Asset & Capital Flow Re-ordering: A committed $1 trillion into U.S. sectors like AI and strategic minerals could reshape power balances in technology and natural resources.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• CBS News – “MBS tells Trump Saudis will increase investments in U.S. to near $1 trillion”

• Bloomberg – “Saudi Arabia’s MBS Says Will Boost U.S. Investments to $1 Trillion”

• Middle East Monitor – “Saudi Arabia to invest $1T in US: Crown prince”

~~~~~~~~~~

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Thank you Dinar Recaps

10 Harsh Money Lessons That You Never Learned in School

10 Harsh Money Lessons That You Never Learned in School

By Martin Dasko / STUDENOMICS

“They should teach personal finance in college.”

“I wish I learned more about money in school instead of studying all that useless stuff.”

I’ve seen a variation of this message on social media over the years. Personal finance is one of those topics that we have to figure out on our own as we go through life, and it can be highly frustrating. This is why I wanted to look at what you likely weren’t taught about money as a high school or college student that you should know.

Here’s what college and high school never taught you about money that you need to know.

Money lessons you didn't learn in school

I can’t tell you how many times a reader or friend complained about how they learned nothing about finances in school. You have to figure out credit scores, mortgages, credit cards, investing, retirement planning, budgeting, being able to afford a Friday night with soaring inflation, and career advancement all on your own.

You don’t learn much about personal finance and money management as you go through the education system. You go from trying to get by as a broke college student to being thrust into the real world, where you suddenly have to worry about paying your bills, all while trying to figure out how to balance between saving for your retirement one day and trying to afford all of these weddings that you have to attend.

Let’s go over what every young person should learn about money right now that you probably won’t learn in college or high school. These are ten money lessons that should be taught to all young people.

Lesson #1: The World Is Designed To Separate You From Your Money.

“I firmly believe that everything in this world is designed to separate you from your money.”

An economics professor dropped this gem on us one morning (so I technically learned this in college). Since hearing this, I can’t stop thinking about it because it’s accurate. He described how everything is happening around us to take our money.

There will always be something to spend money on. You can’t scroll social media for more than two seconds without being sold something. There are ads for everything, and the ads are targeted to promote something you likely discussed an hour earlier or thought of in your mind.

What can you do about this?

Save first. Always pay yourself first. Have money automatically come off your paycheck. Don’t attempt to save when you don’t spend after getting paid. Save first.

Hide/lock your money. I call this the Houdini System. I hide my money in an investment account and ensure I cannot access it.

Stop saving your credit card details with every online retailer. It’s ridiculously easy to spend money these days. Don’t save your credit card information with Amazon. You don’t always need everything delivered to you in minutes.

Set priorities. I’ve learned that you can have anything you want, but you can’t have everything you want.

Whatever you do, never rely on willpower. Hide your money and set it aside. The world is designed to take your money from you. On top of finding ways to keep more of your money, you also have to ensure that you don’t get scammed. The video below covers this…

https://www.youtube.com/watch?time_continue=15&v=C0BfZKUKIVY&embeds_euri=https%3A%2F%2Fwww.studenomics.com%2F&source_ve_path=Mjg2NjY&feature=emb_logo

Lesson #2: You Must Figure Out Where Your Money’s Going.

“I have no idea where my paychecks go.”

I’ve heard this from many friends over the years, and it’s always startling. I understand why this happens, though. Life comes at you fast, and everything that you want to do is expensive. Suddenly, you’re a week removed from payday and have no idea where your money went.

You don’t have to track every penny, but knowing where your money’s going is essential. You don’t want to be confused as to why you’re broke. You have to figure out where your money’s going.

How do you figure out where your money’s going?

TO READ MORE:  https://www.studenomics.com/after-college/money-school/

Jon Dowling: NESARA-GESARA and Great Wealth Transfer Updates with Zester

Jon Dowling: NESARA-GESARA and Great Wealth Transfer Updates with Zester, November 2025

11-20-2025

Ever feel like the financial world is constantly shifting beneath your feet? Between rapid technological advancements and whispers of systemic change, it can be hard to keep up.

Recently, on the Jon Dowling podcast, a compelling conversation unfolded featuring Zester, a blockchain and cryptocurrency expert with nearly a decade of experience, who brought invaluable insights to the table.

This wasn’t just theory; it was about the very foundations of our financial future, and what we need to know to navigate the coming transformation.

Zester began with a foundational refresher on blockchain technology, cutting through the jargon to explain its core power: a decentralized, immutable ledger that promises transparency and efficiency. But this isn’t just about future tech; it’s about what’s happening now.

The big looming date? November 22, 2025, and the imminent implementation of the ISO 20022 messaging standard.

 Zester stressed that this is a critical development for traditional banking. Crucially, he clarified a common misconception: ISO 20022 is a messaging standard, not a cryptocurrency or a token. 

It’s about how financial institutions talk to each other globally, paving the way for faster, more transparent, and more efficient transactions. This standard is set to accelerate blockchain adoption within traditional finance significantly.

But technology alone isn’t enough. The U.S. legislative landscape is playing catch-up, with the Clarity Act serving as a crucial precursor to the anticipated Bitcoin Act.

Zester emphasized this bill’s vital role in establishing foundational rules and protections for cryptocurrency, mainstreaming it for the future financial system. He made it clear: these legislative steps are essential groundwork, setting the stage before the full adoption of blockchain-based financial systems and the expected revaluation of gold and precious metals.

Perhaps the most impassioned segment of the discussion revolved around Zester’s critique of current financial instruments. Naked shorting, leveraged trading, and derivatives were called out as fundamentally harmful and even “illigal” practices.

His argument is clear: these instruments don’t produce intrinsic value; instead, they primarily redistribute wealth from retail investors to financial institutions, creating systemic risk.

So, what does this all lead to? A profound financial transformation.

The podcast episode highlighted the anticipated acceleration of blockchain adoption in banking (thanks to ISO compliance), the rising popularity of crypto-related ETFs, and the historical suppression of precious metals like gold and silver, which Zester believes will gain their true value once the new financial system is established.

Zester eloquently used the metaphor of building a “field of dreams” – a description of the painstaking legislative and technological groundwork being laid today.

 This groundwork is necessary before the financial system reset can be fully realized and truly benefit everyone, not just a select few.

Zester’s commitment extends beyond analysis; it’s about public education. Through his online platforms, he stresses the importance of knowledge and preparation for the coming financial transformation.

 This isn’t a passive event; it’s a transition that requires collective understanding and effort to navigate with minimal harm.

The Jon Dowling podcast episode with Zester offers a potent blend of foundational knowledge, urgent warnings, and a hopeful yet realistic vision for the future of finance.

The financial reset isn’t just coming; it’s being built, brick by digital brick and legislative act by legislative act.

For a deeper dive into these critical insights and to fully grasp the nuances of this impending transformation, be sure to watch the full video from Jon Dowling. Your financial future may depend on it.

https://youtu.be/WGLCx62w4So

https://dinarchronicles.com/2025/11/20/jon-dowling-nesara-gesara-and-great-wealth-transfer-updates-with-zester-november-2025/

News, Rumors and Opinions Thursday 11-20-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR: Update as of Thurs. 20 Nov. 2025

Compiled Thurs. 20 Nov. 2025 12:01 am EST by Judy Byington,

Judy Note: The below is a compilation of opinions on the rollout of the Restored Republic and new Global Financial System. Please treat as rumor as the Intel changes daily, sometimes hourly, or even by the minute, plus only a select one or two were authorized to expose certain details or the exact timing:

The long-awaited RV release codes have (allegedly) been entered. NESARA/GESARA protocols are (allegedly) executing in real time, initiating total debt jubilee—every mortgage, credit card, student loan, and unjust financial burden forgiven by divine decree. Payouts in the trillions (allegedly) flow now through secure QFS accounts, protected from all Cabal interference.

This is the moment the prophets foresaw—the return of stolen wealth to the people, the restoration of sovereignty, and the dawn of the Golden Age. As the old Babylonian money magic collapses forever, a new era of prosperity anchored in truth and righteousness rises in its place. The meek truly inherit the earth, for the Kingdom of Heaven manifests through these sacred financial channels.

The long-awaited Global Currency Reset and full activation of NESARA/GESARA now (allegedly) stand at the threshold of public manifestation. Multiple bonded sources confirm that Tier 1 and Tier 2 payouts have completed processing, with trillions in prosperity funds unlocked and flowing securely through the Quantum Financial System.

On or about November 20, GESARA will (allegedly) begin enforcing universal debt forgiveness, wiping clean mortgages, credit cards, student loans, and medical debt for all citizens under the Restored Republic.

Saturday, November 22 the old SWIFT system(allegedly)  officially expires.

Redemption centers worldwide are on highest alert, with notifications for Tier 4b (the Internet Group) expected no later than Tues. 25 Nov. when Redemption Centers (allegedly) officially open.

Seized Cabal assets are already (allegedly) being redistributed into individual QFS accounts, preparing for the greatest wealth transfer in human history. The Iraqi Dinar leads the revaluation wave, followed by Zim at(allegedly)  1:1 parity and the Vietnamese Dong under the new BRICS gold-backed structure.

By Thanksgiving, November 27, President Trump is (allegedly) scheduled to formally announce the return to the gold standard and the full launch of our sovereign Restored Republic.

The time of reckoning is upon us. Hold fast to faith. The best is yet to come.

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Wed. 19 Nov. 2025 THE WORLD IS HOLDING ITS BREATH FOR THE CROSSING INTO 2026 – Nesara Gesara QFS

WHEN THE CLOCK STRIKES THE NEW YEAR, THE WORLD WILL NOT JUST CELEBRATE A DATE. IT WILL CROSS INTO A NEW STRUCTURE. DEBT SYSTEMS COLLAPSE. DIGITAL ID GRIDS SPLIT. QFS MIRROR NODES ACTIVATE. THE POWER OF NATIONS REARRANGES INSTANTLY, WHETHER THE PUBLIC IS READY OR NOT.

Read full post here:  https://dinarchronicles.com/2025/11/20/restored-republic-via-a-gcr-update-as-of-november-20-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Walkingstick  Question: "What do you think about the statement Sudani made when he said, 'in the 4th quarter of 2025 we will bring you your purchasing power to your currency, we will add value to it'?"  It has to be voted on.  That's what they're doing...He didn't lie...They're voting on the 2025 budget and everything that's in that '25 will be reflected  in the '26 which is the new exchange rate.  Because the budgets are voted on before the new year.  You're seeing '25 activating the new exchange rate and you're going to see '26 show the new exchange rate.

Militia Man   The need is to get the rate ready first and then pass the laws because it's going to be cheaper for them to do so.  When they pass these laws it is going to be far cheaper to the country of Iraq than they would be if they were today.  In other words, the plan would be to make it cheaper, more stable, make the system work better for Iraq...The architects of this have been brilliant.  I'm fascinated on how well they've done...The last 72 hours the elections have been done, banking rails are live, they're making fuel at home, Gold and reserves are higher than advertised...BIS application filed and accepted for review...Things are working quietly in the background...Alaq has the legal button in his hands.  Let's hope he pushes it.

Frank26   [Iraq boots-on-the-ground report]    Omar: Iraq's economic plan summary Oliver Wyman August:  In 2024 to 2025 collaboration and preparation phase with the international partners.  In 2026 official implementation phase kicks off. Then they say from 2026 to 2028 is the expected timeline for the currency value to increase as part of the broader economic stability and growth strategy.  FRANK:  That's the float!  All of this is in the Oliver Wyman report?  ...I'm stunned.  I'm shellshocked.  I'm extremely surprised.  No wonder Sudani said, 'In the forth quarter.' No wonder he said all the things he's saying because everything Sudani said is in this report.

************

You Won’t Believe What the Fed Just Secretly Revealed

Goerge Gammon:  11-10-2025

https://www.youtube.com/watch?v=dYB3s4B3x2U

“Tidbits From TNT” Thursday 11-20-2025

TNT:

CandyKisses:  US delegation to visit Baghdad soon with messages from the White House

twilight News- Baghdad

He unveiled something.  An Iraqi diplomatic source on Wednesday announced the upcoming visit of a US delegation to the capital Baghdad To deliver messages from the White House administration regarding Iraqi files.

He said The source told Shafaq News Agency, "A delegation of American political figures will soon visit Baghdad with messages from Washington to All partners in the political process in Iraq."

"The upcoming U.S. visit is a confirmation of for Washington's interest in what is happening in Iraq."

and witness U.S.-Iraq Relationship: Diplomatic Stalemate Since Donald Trump Took Office The position, as communication and meetings were limited to the Chargé d'Affaires of the U.S. Embassy in Baghdad, Stephen Fagen, and a single call received by Prime Minister Mohammed Shia al-Sudani, from a minister Foreign Affairs Marco Rubio.

Last August, however, a high-ranking U.S. delegation visited Baghdad, the Iraqi capital, to discuss a number of files with Iraqi officials.

According to An informed source who spoke to Shafaq News Agency at the time said that the delegation discussed the US withdrawal file from its main bases in Iraq and the repercussions of this, in addition to an economic and other file related to Powered.

Loyal On October 19, US President Donald Trump decided to appoint Mark Safaya as Special Envoy for Iraq.

He wrote Trump on his platform "Truth Social" and followed by Shafaq News Agency, saying that "Mark has a deep understanding of Iraq-U.S. relations, and his extensive connections in the The region, will contribute to advancing the interests of the American people."

Wasfaya He is an American businessman of Iraqi (Chaldean/Assyrian) origin from the state of Michigan. He has emerged in recent years with his support for Trump's election campaign and his moves among Middle Eastern Communities in the United States

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Tishwash:    The National Bank of Iraq announces the completion of its transition to the new global standard, SWIFT MX.

The National Bank of Iraq announced the completion of its transition to the new global standard SWIFT MX for financial messages, a step that marked a significant milestone in the bank's technological infrastructure modernization and enhanced readiness for digital transformation.

The bank said in a statement, “The implementation of this transformation comes as part of the bank’s transition from the old MT standard to the MX ISO 20022 model, which is the most advanced, structured and data-rich framework in the global financial messaging sector.

The transformation process was carried out across all operational channels with high efficiency and minimal downtime, reflecting the bank’s strong technical readiness, accurate planning, and commitment to providing its services without any significant interruption.” 

He pointed out that “this transformation is an advanced step within the strategic roadmap of the National Bank of Iraq to modernize its systems, enhance its compatibility with global best practices, and provide an advanced digital banking experience for its individual and corporate clients.” 

The statement quoted Aqeel Ezzedine, Chief Operating Officer and Deputy CEO of the National Bank of Iraq, as saying that “the smooth transition to the MX standard is the result of a robust system of governance, teamwork and careful planning, and represents an important step in modernizing the payments infrastructure and enhancing the reliability and security of banking operations.” 

Hani Khalil, head of the transformation department at the National Bank of Iraq, said, according to the statement, that “the completion of this transformation embodies the bank’s commitment to keeping pace with the latest international standards in payment systems, and building a more transparent, integrated and high-quality financial data structure, which enhances customer experience and strengthens the bank’s position within the regional financial system.” 

The MX standard enables a more accurate and richer exchange of information in financial messages, with substantial improvements in transaction tracking and identification of parties, supporting global trends towards greater efficiency and transparency in payments.

Since the new system came into effect, the bank has not recorded any significant problems, which confirms the success of the implementation process and the close coordination between the transformation, IT and operations teams, in addition to effective cooperation with partners and regulatory authorities.  link

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Tishwash:  The oil and gas law: Kurdish priorities in the Iraqi government formation negotiations.

Following the election results and the announcement of the number of seats won by the Kurdish blocs in the Iraqi parliament, attention is now focused on the Kurds' objectives for the next phase and their future plans.

President Masoud Barzani called for the implementation and enactment of five key laws, most notably amending the election law, implementing Article 140 of the constitution, and enacting the long-stalled oil and gas law, which has been stalled for nearly two decades. He

also reiterated his call for Kurdish political forces and parties to proceed with forming the new Kurdistan Regional Government.

In his address, Barzani stated that after 2003 and the fall of Saddam Hussein's regime, a golden opportunity presented itself, and the political process was built upon three principles: balance, consensus, and equality. He added that in 2005, the country's permanent constitution was ratified.

Despite some shortcomings, it is considered one of the best constitutions in the region, promising a bright future. This constitution, he emphasized, must be respected as it will usher Iraq into a new era by regulating its relations with regional and international partners.

The passage of the oil and gas law is considered a solution to most of Kurdistan's problems and a crucial step towards resolving outstanding financial issues and unifying oil policies between the federal government and the Kurdistan Region. Among these issues are the deep and persistent disagreements over energy resource management, which have prevented the law's enactment.

These disagreements have led to the law's failure to pass. The unresolved problems between Baghdad and Erbil include issues such as the oil and gas contracts signed by Kurdistan, which have resulted in legal disputes between the Iraqi Ministry of Oil and the regional government.

 Meanwhile, former Patriotic Union of Kurdistan (PUK) MP Gharib Ahmed asserts that most of the outstanding problems between Baghdad and Erbil stem from the lack of an oil and gas law. Speaking to Al-Mada, he emphasized that "passing the law will contribute to resolving the most significant challenges, namely oil exports, the payment of employee salaries, and the economic problems that have plagued Kurdish citizens for years." 

He pointed out that "the disagreements between the federal government and the Kurdistan Regional Government have prevented the law's passage and its submission by the federal cabinet for parliamentary approval." 

The Kurdistan Region experienced a severe financial crisis as a result of the federal Ministry of Finance's withholding of employee salaries, accusing the regional government of failing to remit non-oil revenues and of not fully delivering oil to the State Oil Marketing Organization (SOMO). Months ago, the federal government and the Kurdistan Regional Government reached a historic agreement that allowed the region to resume oil exports through the Turkish port of Ceyhan. 

Although the federal government began disbursing salaries to employees in the region, delays persist, with Baghdad and Erbil exchanging accusations regarding who is responsible. Meanwhile , Sabah Hassan, a member of the Kurdistan Parliament from the Kurdistan Democratic Party (KDP), indicated that passing the oil and gas law is the solution to the problems between Baghdad and Erbil.

 In an interview with Al-Mada, Hassan stated, "The solution to the problems between Baghdad and Erbil, and the crisis that recurs monthly, is the passage of the oil and gas law in Parliament, which will guarantee everyone their rights."

He added, "The salary problem has persisted for 10 years, and there is a deliberate effort by some political entities to create problems. The optimal solution to these recurring crises lies in passing the oil and gas law, as it will provide a comprehensive solution. All agreements between Baghdad and Erbil are temporary and are not adhered to by the federal government."

He emphasized that "the oil and gas law is based on a constitutional provision and article, but some political blocs are shirking their responsibility to implement this article because it pertains to the Kurdistan Region, just as they have shirked their responsibility to implement Article 140 of the Iraqi Constitution."

In Erbil, Deputy Prime Minister of the Kurdistan Region, Qubad Talabani, received a delegation from the US-Kurdistan Business Council, headed by its president, David Tvorey. The two sides discussed several issues of mutual interest.

The Deputy Prime Minister indicated that "we support the swift passage of the oil and gas law during the new session of the Iraqi Parliament, which will contribute to resolving the disputes between the region and Baghdad in accordance with the Constitution and the relevant powers, and in a manner that respects the special status of the Kurdistan Region."

The oil and gas law is one of the most prominent outstanding issues, with disagreements resurfacing with each parliamentary session without reaching a final settlement that satisfies all parties.

Regarding he revitalization of the economy, economic expert Salar Aziz believes that the oil and gas law can only be passed by prioritizing it in the negotiations to form the Iraqi government.

In an interview with Al-Mada, he explained, "This issue must be a top priority in negotiations between the Kurdish, Shia, and Sunni parties to ensure its passage during this session. This requires unity among the Kurdish parties on this matter, speaking as a unified voice, so they can form a force to be reckoned with."

He added, "Passing the law will contribute to improving the region's economy, ending the salary crisis, operating refineries and gas plants, and utilizing the untapped oil reserves in the region's fields. link

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Mot: . Its a Marital Thingy!!!! 

Mot:  I Do NOT Want a Dog!!!!