Seeds of Wisdom RV and Economics Updates Monday Afternoon 11-3-25

Good Afternoon Dinar Recaps,

Stablecoins & Rails: Banking 2.0 and the Tokenised Money System

When money itself becomes programmable, the financial infrastructure gets rewritten — and with it, monetary architecture and settlement power.

Stablecoins are no longer fringe—they’re foundational.

The Fireblocks “State of Stablecoins 2025” report highlights that among payment and banking institutions:

• 90% say they are using or planning to use stablecoins.

• Infrastructure readiness (wallets, APIs, compliance tools) is high (86%) and deemed mission-critical. 

Key Components of the Shift

• Tokenised money: Traditional currency plus fiat-backed digital tokens become the new rails for real-time settlement, programmable contracts and cross-border liquidity flows.

• Institutional integration: Banks are no longer observers—they are entering stable-asset rails and integrating them into treasury, payments and settlement functions.

• Fragmentation risk & redesign: Because stablecoins can work across chains and domains, they introduce new choice—and thus new structural pathways for financial flows.

Why This Matters for the System Reset

• Money architecture changes → settlement speed, control, transparency all shift.

• If stable-asset rails proliferate globally, dominance of older currency-settlement systems weakens.

• Tokenised money rails allow for new models: resource-backed tokens, cross-border programmable payments, open rails—not limited by traditional banking correspondents.

• For global alliances: those who adopt tokenised money rails early gain settlement advantage and influence; this becomes part of the economic realignment.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Fireblocks – “State of Stablecoins 2025: The Payments Infrastructure Reset.” 

• Cointelegraph – “90% of institutions ‘taking action’ on stablecoins: Fireblocks survey.” 

• Fireblocks – “Stablecoins 101: A Payments Professional's Guide to Fiat-Backed Stablecoins.” 

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Resource Diplomacy, Metal Finance & Settlement Leverage

Rare earths, critical minerals and metals aren’t just industrial inputs anymore — they’re becoming the collateral and leverage of a new financial regime.

Resource-rich states are increasingly transforming their physical assets into financial leverage.
While I don’t have a specific article URL for this exact theme in today’s data set, the trend is widely documented: critical minerals and metals are underpinning new trade-finance architectures and settlement models.

What’s Happening

• States with mineral control are negotiating trade, finance and investment deals that tie access to minerals with settlement terms, currency issues, financing.

• Metals and rare earths are being embedded into resource-backed financing schemes, linking physical inputs to digital finance rails.

• In trade-diplomacy deals, assurances of supply of strategic minerals now accompany financing packages and settlement guarantees (especially in areas like EVs, semiconductors, green infrastructure).

Why It Matters for the Reset

• Financial architecture anchored in resources means value flows shift toward those controlling critical inputs—making them central nodes of the new system.

• Settlement models may evolve: commodity-backed tokens or contracts, digital access to resources, new reserve assets beyond traditional currencies.

• Alliances will form around resource-finance power rather than purely currency or military power—so trade and alliance maps are redrawn.

• For the U.S. and its partners: ensuring resource access becomes not only industrial strategy but financial strategy. The link between resources and finance becomes direct.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Watcher Guru – “BRICS Hold 76 Million Metric Tons of Rare Earth Minerals…” 

• TASS – “BRICS accounts for 72% of global rare-earth metals reserves.” 

• Reuters – “US-Australia critical minerals deal underscores gap with China.” 

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Emerging Markets’ Settlement Systems: Regional Blocs Building Dollar Alternatives

As the U.S. dollar system comes under pressure, emerging markets are engineering their own settlement rails — and that means a re-engineering of global finance.

Regional payment systems are no longer experiments—they’re becoming strategic alternatives.
For example, the Common Market for Eastern and Southern Africa (COMESA) bloc is launching digital payment platforms to settle trade in local currencies and bypass traditional dollars. 

Key Features

• Local currency settlement: Trade being settled in regional currencies rather than dollars to reduce FX risk and U.S. dominance.

• Alternative rails: Systems built for intra-regional flows, cutting out traditional correspondent banking which is tied to U.S./Western systems.

• Block-level cooperation: Emerging reports show joint platforms, regional digital currencies and settlement alliances forming beyond the major Western powers.

Why It Matters

• Financial architecture becomes multi-pole: one dollar rail, many regional rails.

• Decision-making power shifts: countries choosing their settlement networks gain autonomy and influence in trade-finance systems.

• The “reset” isn’t just about replacing the dollar—it’s about building parallel systems and giving countries a choice of rail.

• Trade, currency and finance become tightly interlinked: alliances shift, finance flows shift, and therefore global power dynamics shift.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Reuters – “G20’s cross-border payments push set to miss 2027 target.” 

• Reuters – “India pushes to ease international payments through homegrown network to rival Visa, Mastercard.” 

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Thank you Dinar Recaps

News, Rumors and Opinions Monday 11-3-2025

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

Restored Republic via a GCR: Update as of Mon. 3 Nov. 2025

Compiled Mon. 3 Nov. 2025 12:01 am EST by Judy Byington

Sun. 2 Nov. 2025 DECLASSIFIED INTEL: OPERATION SILENT RESET …Charlie Ward and Friends on Telegram

On Sun. 26 Oct. 2025 Tier-1 patriots intercepted the blueprint. $500 TRILLION in suppressed wealth began activating.

This is the RED PILL that ends the Deepstate Cartel’s final coup to dismantle the dollar and seize global power. NO HEADLINES. NO WARNINGS. They buried it alive.

Behind tariff smoke screens, the silent initiation begins. Not chaos—PRECISION. Quarantined assets, stolen for decades, flood back into the system. Engineered cover: “trade wins.” Real mission: TOTAL FINANCIAL REALIGNMENT.

This isn’t war with guns. It’s WEALTH WARFARE. Surgical. Silent. Lethal.

CORE DROP: $500T+ mobilized. Not by Fed puppets or globalist banks. Held by DECENTRALIZED CUSTODIANS—insulated from corruption, locked from theft. Built to crush the cabal’s grip.

ALLOCATION LOCKED IN: 80% – Humanitarian restoration. Rebuild what they destroyed. 1% – Logistics. Keeps it black-ops quiet. 19% – U.S. Treasury bonds. Anchors the dollar, prevents collapse—while flipping power back to sovereign America.

Tariffs? CAMOUFLAGE. Governments brag “victory” as trillions slide through hidden pipelines. No panic. No crash. Just the quiet EXECUTION of their reset—without ever saying the word.

They’ll call it “liquidity boost.” “Stabilization.” LIES. This is the GREAT RECOVERY. Reversing centuries of plunder. Seizing back what the cartel hid.

Sat. 2 Feb. 2025: FED WATCH – URGENT BULLETIN: QE IS COMING – Jerome Powell Flips the Switch as Global Liquidity Explodes and the Biggest Bull Run in History Begins [VIDEO] – amg-news.com – American Media Group

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Sun. 2 Nov. 2025 Why the Global Currency Reset? …Michael Louis

Mounting Debt: Global debt has surpassed $315 trillion in 2024, an all-time high. Governments are borrowing at unprecedented levels to fund wars, welfare, and stimulus packages.

Inflation and Currency Weakness: From the U.S. dollar’s inflationary pressures to collapsing economies like Venezuela and Argentina, many fear fiat currencies are losing credibility.

The Rise of BRICS: Countries like China, Russia, India, Brazil, and South Africa are exploring alternatives to the dollar-dominated system. In 2008, BRICS nations announced plans to strengthen trade using local currencies, and discussions about a gold-backed digital currency have gained momentum. 

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Mon. 27 Oct. 2025 Ginger: “There will be no NDA required for the RV (allegedly) . I repeat — this was decided just last week as a brand-new development. The reasoning is that, because this is such a large and global event, enforcing an NDA and monitoring compliance would be unrealistic. The scale and manpower required to manage potential restrictions or punitive measures simply make it impractical. In short, the RV event is too massive to warrant a punitive NDA.” This represents a major shift from previous expectations and signals continued momentum toward global roll out and transparency.

Read full post here:  https://dinarchronicles.com/2025/11/03/restored-republic-via-a-gcr-update-as-of-november-3-2025/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   [Iraq boots-on-the-ground report]  FIREFLY:
Sammy and Omar banking friends saying...the IOS 301 certificate the CBI received today really means a lot...This is monster size. It basically is showing the CBI is crisis proof and can handle any situation.  That's like a final key of confidence.  FRANK:  This was a very big event. It showed the international world there are no sanctions, no restrictions, no delays in what is about to happen with the monetary reform of the currency of Iraq.

Militia Man  Article quote: "Alaq indicated in his speech that within 5 years or sooner we will witness a different banking sector in Iraq."  Why in the world would he say 5 years or sooner?  He leaves it open... anytime now he can do that.  Alaq is stating we're doing this...no hype, no fanfare...Five years or sooner is leaving the door open for immediate action that can come at any time now...To me that wording is just a deflection at it's finest.  That kind of language is to be expected.  He's the central bank governor.  He cannot come out and tell you when he's going to do something.  It doesn't work that way...They can't front-run and wouldn't have a job if they did.

Mnt Goat   ...we know from past articles taken from information in Al-Alaq’s investment seminars, going back years ago, that he constantly boast about this same era as the ‘golden age’ for Iraq...Al-Alaq is now in partners with Al-Sudani bringing back this same era of greatness to Iraq. Both have talked openly about the dinar being greater than the dollar soon...could this be about the rate they are striving for $4.86?.  But they will need to makes changes to Iraq so the rate can be supported and not only supported when it comes out, but sustained in the long term...so for the past three (3) years have we not witnessed all these changes?  Is this why we have been waiting so long for the RV?  

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CHARLIE WARD DAILY NEWS; MONDAY 3RD NOVEMBER 2025 - CHARLIE WARD IS BACK!

11-3-2025

Join Charlie on his Insiders Club every Wednesday & Saturday

 www.charlieward.com

Find Charlies videos here: www.charlieward.com

www.cwbit.uk

www.charlieward.tv

rumble.com/user/charlieshow2020

https://www.youtube.com/watch?v=f6reUKiFKqc

“Tidbits From TNT” Monday 11-3-2025

TNT:

Tishwash:  The Iraqi Development Fund signs 5 memoranda of understanding with foreign countries

The Iraqi Development Fund announced the signing of memoranda of understanding with five foreign countries, while indicating that there is an effort to establish an Iraqi-American investment fund.

The director of the Iraq Development Fund, Mohammed Al-Najjar, said that the fund had signed several memoranda of understanding with a number of countries, including Japan, Germany, France, Britain and America.

He noted that the memoranda of understanding with Britain were signed to provide continued support to the fund, which helped in rewriting many of the documents that make the fund globally accessible and able to be dealt with internationally.

He added that “there are great prospects in the memoranda of understanding with the United States of America, and we are seeking to establish an Iraqi-American investment fund, explaining that there will be a trip to America soon to turn the project into reality.” link

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Tishwash:  3 key tasks on the agenda of Trump's envoy to Iraq

Press reports revealed on Monday three main tasks on the agenda of Trump’s envoy to Iraq, Mark Savva: reducing the presence of Chinese companies in Iraq, influencing the shape of the next Iraqi government away from Iranian influence, and finding a specific formula for the Popular Mobilization Forces.

Reports followed by Al-Mirbad, quoting American diplomatic sources, stated that “the new American envoy to Iraq, Mark Savaya, carries an agenda with which he will begin his work in Baghdad, based on 3 axes, the foremost of which is not renewing the work contracts of Chinese oil companies in the Iraqi oil fields, and that American companies will replace them.”

The sources explained that “the other tasks assigned to Savaya by Trump, to work on supporting the formation of a government in Iraq following the parliamentary elections scheduled for 11/11, are not subject to any pressure from Iran and are not controlled by the influential factions and currents loyal to Tehran.”

The sources confirmed that "the third axis that Savaya is tasked with working on and arranging upon assuming his position in Baghdad is to prepare a plan that Washington can act upon to find a real solution to the Popular Mobilization Forces issue."  link

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Tishwash:  Trump's envoy to Iraq begins his work by replacing military bases with investments.

On the day that Mark Savaya, President Donald Trump's envoy to Iraq, officially began his duties in Baghdad, the investment climate was already primed for the new American role.

The massive contracts signed by the Iraqi government in recent months in the energy, airport, and financial reform sectors appeared to be a practical prelude to Washington's return to Iraq, but this time through investment rather than military bases.

What has changed?

In recent weeks, major US deals in energy, airports, and financial reform have been announced, ranging from binding contracts to memoranda of understanding paving the way for future financing.

The most prominent include:

– Baghdad International Airport: A consortium led by Corporacion America Airports (CAAP) won a contract to develop and operate the airport with an investment of approximately $764 million, without government spending during the concession period.

– Liquefied Natural Gas (LNG): An agreement with Excelerate Energy to build the first floating LNG platform in Khor Al-Zubair, Basra, at a cost of approximately $450 million and with a processing capacity of up to 500 million cubic feet per day.

– Akkas Gas Field (Anbar): A contract with SLB to increase production to 100 million cubic feet per day after the cancellation of a previous contract.

– Electricity: A memorandum of understanding with GE Vernova to add approximately 24,000 megawatts of generating capacity, pending the completion of financing and implementation arrangements.

– Financial and banking reform: Advanced cooperation with Oliver Wyman on the Central Bank's program to restructure the banking sector and enhance compliance following US restrictions on dollar transactions, in addition to its advisory role in financing the Development Road project.

– Exxon Mobil's return: Baghdad and Exxon are on the verge of an agreement to develop the Majnoon oil field and cooperate on storage and export facilities, marking a return after its withdrawal from West Qurna-1 in 2023–2024.

Politics in the service of the economy:

Savaya's announcement today (November 2, 2025) of its commencement of operations in Baghdad is a political translation of an existing economic trajectory.

Fox News confirmed that Savaya was tasked with "expanding economic relations with the Iraqi government and creating a more transparent business environment for American companies."

Observers believe that Washington has chosen the economy as a new gateway to influence after years of military and political decline, while Baghdad is trying to capitalize on this return to stimulate the economy and alleviate financial pressures.

But...

– Have these investments ended the stagnation of the past decade?

– Partially, yes, if their conditions are met.

According to an analysis published by Gasworld, the Excelerate Energy agreement represents “the beginning of restoring mutual trust” between Baghdad and Washington, and is an indication of the United States’ seriousness in returning to direct investment after a decade of stagnation.

However, this path faces three key obstacles:

1. The dollar issue and compliance: Continued US Treasury restrictions on Iraqi banks make financial stability a prerequisite for any investment expansion.

2. Security stability: Savaya's statements link economic partnership to the state's monopoly on the use of force, meaning that the security environment remains a crucial factor.
3. The legal framework: The success of energy projects hinges on stable contracts and financing, which has previously been hampered by the withdrawal of major companies like Shell and Exxon.

In short!

The arrival of Trump's special envoy in Baghdad and the influx of American companies represent a dual attempt to rebuild trust and build soft economic influence in Iraq.

If Baghdad succeeds in stabilizing its security, financial, and legal environment, this could mark the beginning of a new chapter in the US-Iraqi partnership after a decade of stagnation.

However, if bureaucracy and security obstacles persist, these contracts will remain missed opportunities… or as Trump put it: “Iraq has a lot of oil, but they don’t know what to do with it.” link

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Mot:  Sooo Fun Learning - English Again!!!!

 Mot:  and Soooooo - TODAY!!!! 

Seeds of Wisdom RV and Economics Updates Monday Morning 11-3-25

Good Morning Dinar Recaps,

Rails Rewritten: How Cross-Border Payments Are Forming a Parallel Financial Network

Payment rails, stablecoins and real-time flows aren’t just fintech trends — they form the infrastructure of the next global financial architecture.

Legacy cross-border payments are showing their age.
According to Global Finance Magazine, breakthroughs in cross-border connectivity are underway, but industry fragmentation remains a major challenge. 

The Status Quo

• Traditional correspondent banking networks are slow, opaque and costly.

• Regulatory differences across jurisdictions slow settlement and increase FX costs.

• Corporates and fintechs increasingly demand 24/7 real-time payment experiences.

The Emerging Architecture

• Real-time rails: Efforts to deliver always-on global payments; 24/7 settlement becomes base expectation.

• Stablecoins & tokenisation: Payment flows are migrating onto rail systems built for digital assets. See the Fireblocks report which shows 86% of firms say they have infrastructure ready for stablecoin flows. 

• Interoperability & standardisation: The G20’s roadmap for enhancing cross-border payments is catalysing efforts to harmonise infrastructure. 

💡 Why It Matters for the Global Reset

• Payment rails are the plumbing of finance. Whoever controls or influences rails controls movement of value.

• The shift toward digital rails and tokenised settlement erodes the dominance of old bank-centric models and opens space for regional or alternative networks.

• For alliances and diplomacy: Payment systems are now a strategic front. Countries aligning their payment infrastructure together are deepening economic alliances beyond trade.

• As we move to a world where resources, trade blocs and currencies are shifting, payment rails become the glue that holds new systems together.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Global Finance Magazine – “Promoting Cross-Border Connectivity in an Era of Payments Fragmentation.” 

• Fireblocks – “State of Stablecoins 2025: The Payments Infrastructure Reset.” 

• G20/FSB – “G20 Roadmap for Enhancing Cross-Border Payments.” 

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Trade-Bloc Rise & Fragmentation: A New Era of Alliances in Global Commerce

Trade alliances are reshaping. In a world of diverging poles, who trades with whom becomes as important as what is traded.

The global economic map is changing.
An article from Modern Diplomacy outlines how multiple bilateral and regional trade deals are proliferating as countries hedge away from singular trade blocs. 

Key Trends

• Several major states are signing multiple bilateral/trilateral deals in quick succession (e.g., the UAE’s deals with Malaysia, Kenya and New Zealand).

• Trade blocs are fragmenting: New deals bypass large multilateral frameworks and focus on flexible, pragmatic partnerships.

• These trade deals often come with linked clauses on finance, currency and settlement arrangements — not just tariffs or goods.

How This Restructures Finance & Alliances

• Trade deals become financial architecture — they include settlement systems, local-currency clauses and shared infrastructure.

• New alliances mean new financial and currency linkages: if many countries trade and settle outside the U.S.-led systems, it weakens the old axis of financial influence.

• Diplomatic realignment follows trade alignment. As trade networks rewrite, so do alliance networks — shifting economic power centers.

Why It Matters

• For investors and policymakers: New trade alliances rewrite who chooses the rules, who earns trade surplus, who becomes creditor or debtor.

• For currency and payment infrastructure: If trade and settlement shift regionally, currency dominance and settlement dominance shift too.

• For global finance reset: The fragmentation of trade blocs pushes toward multiple financial networks rather than one global monolith.

This is not just politics — it’s global finance restructuring before our eyes. 

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Modern Diplomacy – “A New Era of Trade Alliances: How and Why the Global Economic Map is Changing.” 

• Centre for European Reform – “A New Era of Trade Alliances” 

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Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

Keeping Too Much Cash In Your Bank Account Could Be A Costly Mistake

Keeping Too Much Cash In Your Bank Account Could Be A Costly Mistake

Vishesh Raisinghani   Sun, November 2, 2025   Moneywise

Keeping too much cash in your bank account could be a costly mistake — here’s how to know if you’ve got too much

Cash is king, right?

Well, not always. Sometimes you can have so much cash sitting around in your bank account that it turns into a wealth-devouring demon.  On average, American families had about $62,410 in their checking accounts, according to the Federal Reserve’s 2022 Survey of Consumer Finances. For most people, that balance is simply higher than it should be.

Here’s why keeping too much cash on hand could be a serious mistake and a significant drag on your financial health.

The inflation tax

As of October 2025, the average national deposit rate on a checking account is just 0.07%, according to the Federal Deposit Insurance Corporation (1). That’s nowhere near enough interest to offset the rising cost of living.

In September, annual inflation was 3.0%, according to the Bureau of Labor Statistics (2). That means the average checking account is earning approximately 43x less than the rate of inflation.

But inflation isn’t the only problem. Idle cash also carries opportunity cost: that's the money you leave on the table when you don’t invest in assets that can generate income or growth.

What to do with cash instead

To fight inflation, consider moving some of your money into short- or medium-term securities with higher yields.

For example, Vanguard’s Federal Money Market Fund (VMFXX) offered a 4.08% yield as of September 26 (3). That’s higher than the current inflation rate, which can make it a better option than a checking account to preserve your purchasing power.

If you’re more concerned about opportunity cost, you might look into a low-cost index fund with higher risk – but also, the potential for higher return. Vanguard’s S&P 500 ETF (VOO) has delivered a compounded annual growth rate of 14.7% since its 2010 debut (4). And although past performance does not guarantee future returns, the point stands: keeping cash idle means missing out on growth potential.

You can easily invest in assets like VOO when you use platforms such as Acorns. When you make a purchase on your credit or debit card, Acorns automatically rounds up the price to the nearest dollar and places the excess — the coins that would wind up in your pocket if you were paying cash — into a smart investment portfolio.

Their smart portfolios give you exposure to assets such as VOO, while ensuring you’re diversified across a number of different investments.

TO READ MORE:  https://finance.yahoo.com/news/keeping-too-much-cash-bank-125500572.html

Jon Dowling: Weekly RV Updates for October 31st, 2025

Jon Dowling: Weekly RV Updates for October 31st, 2025

10-31-2025

As we stand at the precipice of November 2025, the global stage is buzzing with unprecedented shifts.

A recent comprehensive financial report, dated October 31, 2025, offers a compelling overview of these evolving dynamics, from geopolitical realignments to a seismic overhaul of our financial infrastructure. For investors, policymakers, and global citizens alike, understanding these interconnected developments is paramount.

First, let’s turn our gaze to Iraq, a nation often associated with past turbulence, now poised for a remarkable resurgence.

The report highlights Iraq’s significant strides towards sovereignty, economic reform, and political stability. Crucially, this progress is attributed to a successful reduction of Iranian proxy influence and the implementation of key energy sector laws that promise to unlock its vast potential.

 This newfound stability in a strategically vital region could have far-reaching positive implications for global energy markets and regional security.

Meanwhile, across the Atlantic, the United States is orchestrating its own profound shifts under President Trump’s leadership.

The report details his active role in reshaping international trade agreements, with a particular focus on dynamic economies in Southeast Asia. More significantly, it underscores President Trump’s imminent plans to replace Federal Reserve Chair Jerome Powell, signaling a broader intent to overhaul the nation’s financial system. This move is presented as a cornerstone of the coming global financial transformation.

At the heart of this global transformation lies the impending launch of a new digital asset-backed global financial system. Set to go live in late November 2025, this revolutionary system will operate under the ISO 20022 standard.

The promise? To curtail traditional banking abuses, foster greater transparency, and introduce a new era of financial integrity.

Perhaps most notably, cryptocurrencies like XRP are earmarked to become pivotal tools in national debt management and an overarching economic reset. 

This integration of digital assets into sovereign financial strategies marks a historical turning point, potentially reshaping how nations manage their economies and interact on the global stage.

The report doesn’t shy away from challenging predictions, forecasting a potential market crash in early 2026. However, this is tempered by optimistic outlooks for a swift, crypto-driven recovery and a pathway to government debt payoff.

 This suggests that while traditional markets may face headwinds, the emerging digital economy is expected to provide resilience and new avenues for growth.

Precious metals and commodities markets, after recent fluctuations, are also expected to see rebounds, indicating a broader systemic rebalancing.

The overall tone, while acknowledging anticipated volatility, remains cautiously optimistic, encouraging prudent investment strategies amidst these profound systemic transitions.

The insights gleaned from this report paint a vivid picture of a world on the cusp of a redefinition. From Iraq’s journey to sovereignty to the US’s financial overhaul and the imminent launch of a digital asset-backed global system, the coming months promise to be nothing short of transformative. This is not merely a forecast of change but an urgent call for awareness and strategic positioning.

For a deeper dive into these critical insights and to fully grasp the implications of these global shifts, we encourage you to watch the full video from Jon Dowling. The future of finance and geopolitics is unfolding before our eyes – understanding it is the first step towards navigating it successfully.

https://youtu.be/DNJZQ2p8YOo

Seeds of Wisdom RV and Economics Updates Sunday Afternoon 11-2-25

Good Afternoon Dinar Recaps,

Diplomacy, Currency & Metals: The Quiet Shifts Redrawing Global Finance

How gold, the yuan, and resource diplomacy are shaping a post-dollar order

Overview

Recent developments across diplomacy, metals, and currency markets show a quiet but accelerating restructuring of global finance. What once appeared as isolated moves — trade deals, currency discussions, and commodity market swings — now converge into a larger framework of strategic financial realignment.

Gold and the Federal Reserve’s Signal

• Gold prices slipped about 0.4% after the U.S. Federal Reserve adopted a cautious tone on rate cuts, which strengthened the dollar.

• Despite the short-term pullback, central banks remain net buyers of gold, underscoring its role as a hedge against monetary instability.

• Gold’s behavior continues to act as a barometer of structural transition — signaling investor hedging ahead of potential monetary resets rather than mere cyclical policy shifts.

BRICS Currency and the Rise of a Multipolar Payment System

• The BRICS bloc is intensifying discussions on creating a joint payment and settlement system to reduce reliance on the U.S. dollar.

• This effort complements the broader “de-dollarization” trend observed across Asia, Africa, and Latin America.

• Analysts suggest such a system could eventually function as a parallel settlement layer backed by commodities or digital assets — a key stepping stone toward a new reserve architecture.

China’s Yuan-Based Diplomacy

• Russian businessman Oleg Deripaska emphasized that China’s vision for a multipolar world order depends on establishing a yuan-based settlement framework.

• This positions the yuan not just as a national currency, but as the anchor of a regional financial system aligned with trade corridors like the Belt and Road Initiative (BRI).

• The yuan’s role in energy, commodities, and strategic infrastructure reflects Beijing’s push to pair diplomacy with monetary design — a direct counterpart to the dollar’s post-World War II system.

Resource Diplomacy: The Metals Dimension

• The U.S.–Australia Critical Minerals Agreement illustrates how diplomatic ties are now inseparable from resource and monetary strategy.

• Securing rare earths and battery metals forms part of the West’s response to Chinese resource dominance — effectively a financial defense mechanism.

• By controlling upstream materials, nations also control currency stability, trade leverage, and supply-chain financing — extending diplomacy into financial architecture.

Why It Matters

• Metals are now monetary assets again. Gold, rare earths, and critical minerals underpin not just trade but sovereign financial independence.

• Currency and diplomacy are merging. The yuan’s expansion, BRICS discussions, and Western resource alliances show finance being rebuilt around political blocs.

• A dual financial architecture is emerging. One dollar-centric; the other regionalized and resource-backed — together forming the next phase of Bretton Woods 2.0.

• These trends are not isolated policy events but coordinated responses to the same structural force: the global realignment of trade, energy, and settlement systems.

Outlook

Watch for:

• Formal announcements on the BRICS payment platform or gold/yuan linkages.

• Central bank gold reserves — if accumulation accelerates, it signals growing confidence in a non-dollar system.

• Strategic mineral treaties — each deal effectively extends a new financial frontier beyond the traditional banking network.

• Yuan and commodity settlement volumes — the metric that may define who controls the “liquidity language” of the next decade.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Discovery Alert – “Federal Reserve Rate Cuts and Gold Prices: 2025 Market Analysis”

• Reuters – “US-Australia critical minerals deal underscores gap to China” 

• White House – “United States-Australia Framework For Securing of Supply in the Mining and Processing of Critical Minerals and Rare Earths” 

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“BRICS Unbroken: Why Allegations of a Split Miss the Point of the Global Finance Shift”

The allegations of member-exit are a distraction — the real story is a deeper financial and geopolitical re-structuring underway.

The claim — that one or more members of BRICS are leaving the bloc — is unfounded. What’s occurring instead is the reinforcement of collective financial and trade mechanisms that challenge Western-centric systems. 

🔹 What the Source Says

• Maria Zakharova, spokesperson for Russia’s foreign ministry, stated that no BRICS member has formally notified the bloc of any intention to leave, despite U.S. tariff pressure. 

• Rather than splitting, the bloc is reportedly being pushed closer together by external pressure: “tariffs … are pushing the BRICS countries not to leave the association, but […] to expand trade, economic, and financial cooperation and develop mechanisms for practical cooperation that are resistant to external risks.” 

• BRICS continues its enlargement and institutionalisation: the group has expanded membership, created partner-country status, and developed financial institutions. 

🔹 How This Fits with the Global Financial & Alliance Restructuring

• Alliance architecture rewriting: This isn’t a story of collapse but of transformation. Without public exits, the BRICS model transitions like this: moving from loose cooperation toward coordinated financial and trade infrastructure (e.g., alternative settlements, multi-currency arrangements).

• Financial system reset in motion: The strength of the alliance under pressure signals that new financial networks (clearing, settlement, trade-financing) are being constructed specifically to withstand Western-led tariffs and sanctions. That means the architecture of global finance is being layered, not just modified.

• U.S. strategic dimension: As you track from your lens, these developments underscore why U.S. trade deals, diplomacy and regulatory influence matter so much — the alternative networks being built by BRICS and its partners could bypass much of the U.S.-dominated system.

• Narrative & perception: The sceptical narrative of “members leaving” is itself significant: it shows how much the U.S. (and Western media) treat BRICS as a threat. BRICS’s ability to deflect the narrative and show cohesion strengthens its position in the global reset.

🔹 Why It Matters

• For global investors & policymakers: If BRICS holds together while developing independent finance/trade rails, capital flows, asset-allocation decisions and currency exposure must evolve accordingly.

• For the U.S.: This is not just competition in trade — this is competition over financial infrastructure: who owns the rails, who sets the rules, who controls settlement and value movements. Every trade deal, tariff threat or regulatory policy becomes part of that broader architecture.

• For system stability: Multi-polar finance means risk is redistributed. The old “West vs the rest” model is morphing into a multi-node network where disruptions in one node (e.g., sanctions, export bans) compel others to pick up slack or build alternatives. Resilience is being baked into the system via redundancy.

• For the global reset: When alliances like BRICS show resilience under pressure, it accelerates the move from a unipolar, dollar-centric system toward a multipolar network of trade-finance hubs — which means your tagline holds true: “This is not just politics — it’s global finance restructuring before our eyes.”

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher Guru – “Which Countries Are Leaving the BRICS Alliance?”  

• Council on Foreign Relations (CFR) – “What is the BRICS Group and Why Is It Expanding?”

• Carnegie Endowment – “BRICS Expansion and the Future of World Order.”

~~~~~~~~~

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

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Follow the Gold/Silver Rate COMEX

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Why a Currency Reset is Inevitable: Lynette Zang

Why a Currency Reset is Inevitable: Lynette Zang

VRIC Media:  11-2-2025

In a world increasingly reliant on digital screens and paper promises, the foundational value of physical assets is often overlooked—until the system starts to crack.

In a recent, highly insightful interview on VRIC Media with host Darrell Thomas, financial expert Lynette Zang of Zang Enterprises laid out a powerful case for the imminent transformation—or necessary reset—of the global monetary system.

 Her focus was sharp: the dramatic and growing divergence between the paper markets and the immutable value of physical gold and silver.

If you are holding paper assets, futures contracts, or simply trusting the current debt-driven system, Zang’s analysis offers a critical wake-up call.

The core of Zang’s argument rests on a phenomenon that signals deep distress in the financial plumbing: the growing separation between the price of paper metals (futures, spot contracts) and the price for actual physical delivery.

Zang highlighted the critical importance of backwardation. This is a rare and jarring market condition where the price for immediate physical delivery exceeds the price of futures contracts.

In simple terms, people are willing to pay more right now for the actual metal than they are willing to pay for a promise of delivery months down the line.

“Backwardation is a clear signal that distrust in the paper system is peaking,” Zang explains. “Paper gold and silver contracts can be manipulated and created in unlimited quantities without corresponding physical backing.

 The market is waking up to the reality that these contracts are simply promises, not actual assets.”

The implications are profound. As central banks repatriate their gold reserves and institutional players increasingly demand physical settlement, the illusion of unlimited inventory shatters, favoring those who hold the metal in their hand, not on a screen.

Why is this systemic distrust manifesting now? Zang points directly to the elephant in the room: ballooning global debt.

In a monetary reset scenario—where currencies must be revalued against a stable, foundational asset like gold—the true debt load must be accounted for.

 According to Zang’s analysis, when the massive weight of global indebtedness is properly measured against gold’s fundamental value, the asset’s price must adjust dramatically.

Zang estimates that upon a true market reset or revaluation, gold’s necessary fundamental value could reach an astonishing $33,000 to $40,000 per ounce.

This isn’t hyperbole based on market speculation; it is an estimate derived from balancing the current financial liabilities of the world against the only true form of sound money.

While the numbers are staggering, Zang spent significant time focusing not just on the problem, but on practical solutions for individuals navigating this transition. This shift requires more than just financial diversification; it requires holistic preparedness.

The coming transition, Zang argues, will challenge essential services. Her advice extends far beyond the financial portfolio:

“Sound money alone is not enough,” Zang cautioned. “We must build local communities for mutual support around the essentials of life: food, water, shelter, and energy. We need to be prepared with barterable goods and a network of people who can rely on each other.”

Taking control of one’s financial future in a transitioning economy means understanding true asset values, avoiding reliance on manipulated markets, and building a foundation of resilience that extends to your physical community.

Lynette Zang’s insights are a powerful reminder that while central banks and politicians wrestle with debt ceilings and inflation targets, the market—signaled by backwardation and the demand for physical assets—is already choosing sides.

The systemic shift is favoring physical metals over paper promises. If Zang’s estimates even approach reality, the time to secure your position in sound money is now.

*Ready to dive deeper into the mechanics of the monetary system reset? 

Watch the full insightful interview from VRIC Media with Darrell Thomas and Lynette Zang for comprehensive analysis and details on how to navigate this crucial transition.

https://youtu.be/lwB_-cWoao0

Edu Matrix: Who’s Holding up the IQD RV?

Edu Matrix: Who’s Holding up the IQD RV?

11-2-2025

The revaluation of the Iraqi Dinar (IQD) has been a topic of intense speculation and discussion for years, yet the anticipated change remains elusive. Why?

In a recent insightful video from Edu Matrix, financial expert Sandy Ingram delves deep into the labyrinthine factors impeding the IQD revaluation, identifying five primary entities that collectively contribute to this ongoing delay.

Her analysis urges viewers to consider who truly holds the most sway in this intricate geopolitical and economic landscape.

First up, the mighty United States. Sandy Ingram points out that the U.S. exerts significant pressure on Iraq, particularly regarding its relationship with neighboring Iran.

Beyond geopolitical maneuvering, the U.S. is deeply concerned about controversial legislation being introduced in Iraq’s parliament. A startling example cited is a proposed bill that would reportedly allow adult men to marry 10-year-old girls. Such legislation raises global human rights alarms and undoubtedly impacts international confidence and potential U.S. support for Iraq’s economic aspirations.

Next, we turn to the International Monetary Fund (IMF). A crucial prerequisite for any currency revaluation is the certification of a nation’s economic stability. While Iraq is rich in oil, the IMF has yet to certify its economic stability beyond this single sector. For a sustainable and credible revaluation, Iraq needs to demonstrate a diversified and robust economy that isn’t solely reliant on fluctuating oil prices. This certification is a non-negotiable step for the global financial community.

The Central Bank of Iraq (CBI) faces its own set of challenges. Sandy Ingram highlights criticism directed at the CBI for failing to adequately align the Iraqi banking system with international standards. In today’s interconnected financial world, such alignment is critical for establishing credibility, fostering trust, and ensuring currency stability. Without a banking infrastructure that meets global benchmarks, the path to a fully revalued and convertible currency remains fraught with obstacles.

The Iraqi government itself isn’t exempt from scrutiny. Sandy Ingram points to poor fiscal management practices, specifically the government’s habit of earning revenue in U.S. dollars but spending in Iraqi dinars. This creates unintended distortions in currency flow, complicating the CBI’s efforts to manage and stabilize the dinar. Effective revaluation requires coherent and disciplined fiscal policies that support, rather than undermine, the national currency.

Finally, a less obvious but significant factor involves the Iraqi people. Sandy Ingram suggests that the reluctance of citizens to deposit their banknotes into formal banking institutions limits the central bank’s ability to effectively control currency circulation. A central bank needs to understand and manage the supply of its currency in the system to undertake an effective revaluation. When a significant portion of cash remains outside the formal banking system, this vital control is hampered.

After laying out these five complex factors, Sandy Ingram emphasizes a critical point: among these five, two actors are significantly more responsible than the others for the current delay. The remaining three issues, while important, are viewed as ongoing efforts or “work in progress.” This distinction is crucial, prompting viewers to ponder which two entities wield the most decisive power in this scenario.

The revaluation of the Iraqi Dinar is clearly not a simple economic adjustment. As Sandy Ingram eloquently articulates, it is a multifaceted issue deeply interwoven with political pressures, economic prerequisites, and social behaviors. Understanding these intricate layers is essential for anyone following the IQD’s journey.

For a deeper dive into these intricate details and to form your own conclusion on who holds the most influence, be sure to watch the full video from Edu Matrix.

https://youtu.be/Yb-4DMap-QA

https://dinarchronicles.com/2025/11/02/edu-matrix-whos-holding-up-the-iqd-rv/

“Tidbits From TNT” Sunday 11-2-2025

TNT:

Tishwash:  Indonesia plans digital version of rupiah for financial market

Bank Indonesia will introduce Rupiah Digital, a digital version of Sekuritas Rupiah Bank Indonesia (SRBI), as part of a phased rollout through 2030.

The central bank plans gradual development, starting with experimentation in digital securities issuance, transfers, and withdrawals from 2025 to 2026.

Further testing will cover monetary operations and financial market transactions between 2027 and 2028, followed by advanced features such as programmability, composability, and tokenization in 2029 to 2030.

Rupiah Digital will be built on distributed ledger technology, according to the central bank’s Payment System Blueprint 2030.

Bank Indonesia also plans to issue BI-FRN, a new floating-rate note, to complement its existing monetary instruments.

Details on BI-FRN will be released in early November.

The instrument is intended to support the domestic financial market and real sector.  link

Tishwash: An expert: 90 trillion dinars are hoarded by Iraqis and do not reach the banks.

Financial expert Mahmoud Dagher revealed on Sunday that the amount of cash held by the "public" is estimated at about 90 trillion dinars, out of a total of 98 trillion dinars that is the size of the cash mass in Iraq.

Dagher, who previously served as a director at the Central Bank of Iraq, told Shafaq News Agency that "the volume of issued cash is around 98 trillion dinars, of which 88 to 90 trillion are in the hands of the public."

He added, "The public does not only mean the people, but also the merchants, the contracting companies, and the industrialists," explaining that "Iraqis hoard money instead of depositing it in banks, because our society likes to deal in cash and needs a long time to get used to electronic payment methods, in addition to the lack of trust   in banks among some depositors after the setbacks that occurred in the banks."

He pointed out that "all these matters are considered behavioral issues, as people are accustomed to keeping a portion of their money, and so are companies, therefore Iraqis think this way."

According to specialists, this phenomenon has many negative aspects, including that the central bank loses its actual control over the money supply, and that its tools such as the interest rate or rediscount become less effective, while banks suffer from a shortage of liquidity, which weakens their ability to finance projects and pushes investors towards informal financing, in addition to the difficulty of managing inflation due to the money supply not officially circulating, which negatively affects the central bank’s decisions in achieving its main goal, which is to control the general level of prices and achieve stability  link

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Tishwash: Al-Araji meets with the US Secretary of the Interior in the Bahraini capital, Manama.

National Security Advisor, Mr. Qasim Al-Araji, met with the United States Secretary of the Interior, Mr. Doug Borgum, on the sidelines of the Manama Dialogue 21 conference held in Bahrain. 

During the meeting, discussions were held on the continuation of security cooperation between Iraq and the United States of America and the development of strategic partnership relations between the two countries in the field of exchanging information and expertise and combating terrorism and drugs.

The active role of Iraq in the stability of the region was also reviewed, through the Iraqi government’s policy of distancing itself from conflicts and bringing international and regional viewpoints closer together.  link

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Tishwash:  Al-Rasheed Bank calls on employees to update their data and warns of temporary account suspension.

Al-Rasheed Bank has called on all employees whose salaries are deposited with the bank to update their personal information via the bank's mobile application, in accordance with the directives of the Central Bank of Iraq.

This update is intended to ensure the uninterrupted provision of banking services. The bank indicated that the update aims to organize and ensure the accuracy of the data, warning that failure to complete this procedure may result in the temporary suspension of the account until the update is completed. The bank clarified that this service is currently available only to employees and encouraged them to download the application from the App Store or Google Play. Users are advised to visit their nearest branch if they encounter any difficulties.

The bank stated in a statement:

Al-Rasheed Bank called on all employees whose salaries are deposited with it to quickly update their data exclusively through the bank’s application, based on the directives of the Central Bank of Iraq and to ensure the continued provision of banking services without interruption.

The bank explained in a statement that the update process is for auditing purposes aimed at organizing the data and ensuring its accuracy.

He noted that failure to update information may lead to the account being temporarily suspended until the required procedures are completed.

He explained that the service currently includes only employees and does not include retirees at this stage, calling for downloading the Al-Rasheed Bank application from the App Store or Google Play and completing the update process easily and securely.

The bank confirmed that if the update mechanism is unknown or if there is difficulty in using it, it is possible to visit the nearest branch of the bank.  link

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Mot: How Do they Do it!!!??? 

Mot:  Careful -- the ""Seenagers"" Are OUt and about!!!

Seeds of Wisdom RV and Economics Updates Sunday Morning 11-2-25

Good morning Dinar Recaps,

“Bretton Woods 2.0: The Monetary Architecture of the Reset”

The 1944 system is crumbling — and a new financial framework is emerging that could redefine currency, trade, settlement and reserve strategy.

The phrase “Bretton Woods 2.0” is more than academic — it signals a structural shift in how global finance will be governed, especially in an age of digital currency, geopolitical fragmentation and new regional power blocs.
Detailed proposals and analyses by multiple think‐tanks show the old post-war institutions (International Monetary Fund, World Bank) are under pressure to adapt. 

🔹 Key Features of the Bretton Woods 2.0 Discussion

• Governance reform: upgrading or replacing institutions to reflect 21st-century power shifts (emerging markets, digital economy) rather than dominance of Western powers.

• Digital currency & settlement innovation: digital-central bank currencies (CBDCs), tokenised assets, programmable money are pushing the architecture to change. 

• Resource and trade power linked to financial leverage: control of key inputs (rare earths, critical minerals) and trade terms become intertwined with finance architecture.

• Multipolar reserve/currency models: The dominance of the U.S. dollar and dollar-based settlement is being challenged by blocs and alternative systems (BRICS, Asia-Pacific, digital rails).

🔹 How This Could Lead to a New Global Financial System

• Currency reset potential: If major economies adopt divergent digital currencies or switch reserve assets (e.g., gold, commodities, new currency baskets), the old dollar-centric system may yield.

• Settlement rail competition: As regional blocs build their own clearance and settlement systems, global capital flows may shift from old rails to new ones.

• Trade and finance integration: Trade deals that include embedded finance clauses (digital settlement, fintech integration) mean trade policy becomes finance policy — the architecture of trade becomes architecture of money.

• Institutional redesign: New frameworks will incorporate climate finance, value chains, data flows and technology, signalling a broader “finance system” than just banks and central banks — it's the new infrastructure layer.

🔹 Why It Matters for the U.S. and Global Finance

• For the U.S., failing to engage in or shape the Bretton Woods 2.0 architecture risks losing rule-making power in global finance, being relegated to follower status rather than leader.

• For global investors & institutions: a shift means rebasing models — what assets are safe, what currencies are dominant, what settlement systems will prevail.

• For systemic stability: a poorly managed transition could produce fragmentation, dual systems, competing currencies and heightened financial risk — the reset must be orderly or it risks disorder.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• Atlantic Council – Bretton Woods 2.0 Project – Examining deep challenges facing the Bretton Woods institutions and reimagining governance of international finance. 

• Discovery Alert – “Bretton Woods 2.0: Understanding the Coming Monetary System Reset.”  

• RSIS (Nanyang) – “The Case for Bretton Woods 2.0”.  

• Carnegie Endowment – “The Bretton Woods Moment—and Its Necessary Replacement.”  

~~~~~~~~~

“Slow Growth, Big Stakes: The International Monetary Fund Outlook & the Financial Reset”

Why modest global growth forecasts are not just economic news — they raise structural questions about the next finance architecture.

Global growth has turned sluggish, and for the world of money and finance, that means more than a slowdown — it signals a potential shift in how the system works.
According to the IMF’s October 2025 World Economic Outlook (WEO), global GDP growth is projected at approximately 3.2 % in 2025 and then 3.1 % in 2026. 
The tone: “Global economy in flux, prospects remain dim.”

🔹 Key Highlights from the WEO

• Growth in advanced economies projected around ~1.5–1.6 % in 2025-26. 

• Emerging market & developing economies projected just above 4 % growth — a moderate pace. 

• Risks are tilted to the downside: protectionism, labour-supply shocks, ageing populations, fiscal vulnerabilities and financial‐market fragilities. 

• Trade diplomacy, strong institutions and policy clarity are cited as key to restoring confidence. 

🔹 Why This Outlook Signals a Financial Restructuring Moment

• Low growth + high debt = a stressed system: With slower growth, existing fiscal burdens and leveraged financial structures face more strain — increasing the need for new financing models, restructuring of debt, and alternative capital flows.

• Policy space narrowing: If advanced economies are stuck at ~1.5 % growth, monetary and fiscal tools may be less effective, prompting innovative financial instruments, regional cooperation and new reserve/settlement mechanisms.

• Trade & finance intersection: The IMF explicitly links trade diplomacy to output gains (e.g., resolving policy uncertainty + better trade deals = ~0.4–0.7 % uplift) in the WEO.  That means trade policy and financial architecture are overlapping — which invites broader system redesign.

• Structural shift in capital flows: Sluggish growth can push capital away from traditional markets and into alternative assets, new regions, digital finance – accelerating the reset of global finance networks.

 🔹 Why It Matters to You & the Global Finance Reset

• Investors and institutions should prepare for non-linear change, not just slower growth but changed rules of capital, settlement, risk assessment.

• The U.S. and allied economies may need to renegotiate their role in global finance, especially as emerging markets maintain growth closer to 4 % and may command more weight in the new system.

• The architecture of trade, output, and finance are merging: trade deals, commodity flows, digital finance, and capital allocation will form the next generation of "who controls what" in global finance.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources:

• IMF – Press Briefing Transcript: World Economic Outlook, Annual Meetings 2025.  

• IMF – World Economic Outlook: Global Economic Outlook Shows Modest Change Amid Policy Shifts and Complex Forces.  

• Reuters – IMF lifts growth outlook on more benign tariffs as revived US-China trade war looms. 

• The Guardian – IMF chief warns ‘uncertainty is the new normal’ in global economy. 

~~~~~~~~~

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Why Everyone has failed to Predict the Stock Market Crash

Why Everyone has failed to Predict the Stock Market Crash

Michael Cowan:  10-31-2025

For years, analysts have been predicting “the big one”—the market crash that would reset asset prices across stocks, real estate, and crypto. Yet, despite seemingly unsustainable valuations and glaring economic cracks, the market indices continue to defy gravity, often setting new highs.

Why haven’t the predicted crashes materialized? Are the bears fundamentally wrong?

According to economic analysis by Michael Cowan, the failure to predict the crash stems from a fundamental misunderstanding of the crisis itself. The real danger isn’t a traditional market crash; it’s a slow, insidious economic collapse driven by the debasement of the US dollar and the global fiat currency system.

The asset bubbles we observe are merely the symptoms of relentless monetary expansion.

How can the stock market thrive while the average consumer struggles?

The answer lies in the central banks’ actions. Following global crises, central banks have consistently chosen the path of least resistance: injecting trillions of dollars into the financial system.

 This process—known colloquially as “money printing”—doesn’t flow into productive ventures or raise average wages; it primarily chases existing assets, inflating their prices.

The result is a stock market that no longer reflects the underlying health of the economy, but rather the sheer volume of new currency chasing limited assets.

When governments intervene to prevent a crash, they simply print more money, guaranteeing that while asset prices may hold stable (or even rise in nominal terms), the value of the currency used to measure them erodes dramatically.

It’s not that the assets are becoming more valuable; it’s that the dollar is becoming less valuable.

To understand the inevitable outcome of this policy, we must look at historic examples of currency debasement.

Consider the case of Venezuela. During periods of hyperinflation in Venezuela, the local stock market indices soared. For an investor looking solely at local currency gains, it appeared there was massive growth. However, when those gains were measured against a stable foreign currency like the US dollar, the “growth” was wiped out entirely.

The local market gains were simply a mathematical reflection of a collapsing currency.

The US dollar’s status as the world’s reserve currency currently provides a powerful cushion, delaying the Venezuelan-style hyperinflation that other countries experience. But this reserve status is not permanent, and the trend line is clear.

Since the Federal Reserve was established in 1913, the purchasing power of the US dollar has plummeted by an astonishing 97%.

The decoupling from the gold standard in 1971 accelerated this trend, allowing governments to expand the money supply virtually unchecked, leading us directly to the current asset bubbles.

History offers a stern warning: since the 1700s, the average lifespan of a fiat currency has been just 27 years. The US dollar has far exceeded that average, holding reserve status for roughly a century—a cycle economists argue is now reaching its inevitable conclusion.

The US national debt is now astronomical, and the interest payments alone are becoming unbearable. Politicians, unwilling or unable to enact the necessary fiscal reforms, face a stark choice: default (politically impossible) or continue to inflate the currency until the debt burden becomes manageable in relative terms.

This unsustainable cycle points toward a forced monetary reset. While the form this reset will take is unknown, central bank digital currencies (CBDCs) are often discussed as a likely vehicle. CBDCs would allow governments unprecedented control over the flow and use of money, effectively giving them the tools to enforce a new economic paradigm designed to stabilize their debt obligations.

Panic is unproductive, but preparation is essential. If the real crisis is the erosion of purchasing power, then our focus must shift from predicting a market drop to securing assets that retain value regardless of the dollar’s instability.

The current economic environment is not one of impending disaster, but one of ongoing transformation. The market hasn’t crashed because the government has been propping it up with newly printed money—a policy that simply shifts the cost directly onto the savings and purchasing power of every citizen.

Understanding that the value of the currency is the true battlefield is the key to surviving the coming monetary reset.

For an extensive deep dive into the history of fiat currency failure and detailed insights into the potential monetary reset, we highly recommend watching the full analysis presented by Michael Cowan.

https://youtu.be/D7jUZ215neA

News, Rumors and Opinions Saturday 11-1-2025

KTFA:

Clare:  Iraq discovers huge reserves of silica sand with a purity of up to 98%

11/1/2025

The Eco Iraq Observatory announced on Saturday the quantities of silica sand discovered in the governorates of Anbar and Najaf, describing it as "white gold".

The observatory said in a statement that "Iraq's environment is rich in natural resources that are no less important than oil, most notably silica sands," indicating that "initial explorations indicate that Anbar province contains about 600 million discovered tons and more than one billion tons of reserves with a purity of up to 98%."

The observatory added, "In the Najaf Governorate, there are quantities estimated at about 330 million tons of sand suitable for glassmaking, and about 577.5 million tons for colored glassmaking, bringing the total to about 907.5 million tons of silica sand explored with a purity of nearly 95%," noting that "the price of one ton of silica sand ranges between 100 and 150 dollars, which makes investing in these resources capable of supplying the general budget with billions of dollars, in addition to providing more than 10,000 job opportunities in the two governorates."

The observatory criticized the "weak procedures for investing in these raw materials despite the presence of Iraqi competencies capable of managing them," stressing "the need to amend the Mineral Investment Law No. 91 of 1988, as amended, in order to provide greater opportunities for discovering and investing in the country's natural resources."

He confirmed that "investing in these sands will provide more than 10,000 job opportunities."

Silica sand is used in the manufacture of glass, silicone products, and building materials. It is also used in electronic devices, solar cells, and filtration processes.

Global consumption of silica sand reached approximately 479 million tons during 2024, with a value ranging between approximately $14 billion and $72 billion depending on the quality of the sand and the market price.   LINK

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Clare: The Iraqi government: The country's interest requires strengthening its relations with major powers, including the United States.

10/31/2025  Baghdad -  

Government spokesman Bassem Al-Awadi confirmed that the American side has praised Iraq’s stability and support for its sovereignty in more than one statement and occasion, noting that it is in the country’s interest to strengthen its relations with major countries, including the United States.

Al-Awadi said in a televised interview, which was followed by (     ), that “the statement of the new US envoy to Iraq, Savannah, is his first official statement after taking over the Iraqi file within the White House, and it was necessary for him to express his vision and impression towards Iraq, as he has become the direct person responsible for this file in the US administration.”

He added that "the Iraqi file needs a deep understanding and careful handling of its details, due to its political, economic and security entanglement. Envoy Savanna expressed a positive view towards Iraq and its government, which reflects a growing understanding within the American administration of the nature of the Iraqi scene."

Al-Awadi explained that “there are repeated praises from senior American officials for the Iraqi government, including the US Secretary of State and the Under Secretary of Energy who signed the contract with Excelerate for the floating oil and gas platforms project in Iraq,” stressing that “these positive positions came as a result of accumulated work and continuous governmental effort during the past three years to consolidate the independence of national decision-making and enhance balance in foreign policy.”

He pointed out that "preserving national sovereignty and strengthening foreign relations is achieved through one balance, which is the Iraqi national interest," explaining that "the government's decisions are based on this, far from emotions or inclinations, and that the Prime Minister exercises his constitutional powers in formulating Iraq's foreign policy in a way that ensures the achievement of economic, security, investment and cultural gains for the country."

Al-Awadi pointed out that “it is in Iraq’s interest to strengthen its relations with major and influential countries in the international community, foremost among them the United States of America, especially in light of the existence of the Strategic Framework Agreement, which the Prime Minister stressed during his recent visit to Washington must be activated through joint political, economic and security committees.”  LINK

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Frank26   You understand what's happening don't you?  It's a slow roll out of the lower notes so it doesn't shock the system so the Iraqi citizens don't go bonkers and make mistakes along the way...

Nader From The Mid East  If they start coming out with the small category it will not work with their numbers, will not work with the exchange rate.  If they doing it that mean they're ready to change the exchange rate.

Frank26   [Iraq boots-on-the-ground report]   OMAR: They are talking on television about asking for permission [From US Treasury, Britian and France] to go 1 to 1...  FRANK:  This is extremely powerful.  I apologize that I don't have an article for you just yet and you may not even get an article, but I think you will...This is huge.  This is monstrous...Why would they ask permission to go 1 to 1?  Because they're about to show the new exchange rate and lower notes to the Iraqi citizens and float the damn thing...Once they have permission to be at least 1 to 1 with the dollar, then they will strive to reach the RI of $3.22 and possibly up to $4.25 in the real effective exchange rate of the float in the basket...

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1929. 2008. 2025? The Yield Curve Says It’s Coming Again

Finance Secrets:  10-29-2025

For nearly a century, one signal has predicted every major economic collapse — the yield curve inversion.

 It warned us in 1929, screamed before 2008, and now in 2025, it’s flashing the same terrifying signal again.

 In this video, we’ll explore what the yield curve truly measures, why it has predicted every recession, and what it’s telling us about the next global downturn.

 You’ll Learn:

• How the yield curve predicts recessions

• The shocking data behind 2025’s inversion

• What history says happens next after inversion

 • How the Fed’s actions are distorting bond markets

• Why this cycle may be the most dangerous yet

https://www.youtube.com/watch?v=wnXyxkHeA7I