Are You Wealthy Or Just Rich? Here's the Real Difference — And Exactly What It Takes To Be Both
Are You Wealthy Or Just Rich? Here's the Real Difference — And Exactly What It Takes To Be Both
Ivy Grace December 18, 2025 Benzinga
There's a difference between looking rich and actually being wealthy. One is loud. The other doesn't need to explain anything.
Rich means you earn a lot. You might drive a luxury SUV, own a $10,000 couch, and take three vacations a year — all while living paycheck to paycheck. Wealthy means you own assets that generate income whether you're working or not. Wealth buys freedom. Rich buys bills.
Five Key Things To Know Before You Sell Your Silver Coins, Bars, Jewelry Or Flatware
Five Key Things To Know Before You Sell Your Silver Coins, Bars, Jewelry Or Flatware
Charles Passy and Andrew Keshner Wed, December 31, 2025 MarketWatch
Is It Time To Sell Your Silver?
That’s the question some may be asking in light of the fact that the precious metal’s price SI00 has risen well over 100% in the past year, reaching a record level above $82 an ounce on Monday. After all, many people have some silver tucked away in their closets in the form of flatware, coins and jewelry. Others may have purchased silver bars for investment purposes. Sure enough, those who buy silver for a living say they’ve been plenty busy of late responding to such folks.
Most Millionaires Don't Consider Themselves Wealthy. So What Does It Really Mean To Be Rich?
Most Millionaires Don't Consider Themselves Wealthy. So What Does It Really Mean To Be Rich?
Ivana Pino Ivana Pino · Senior Writer Updated December 18, 2025 Yahoo Personal Finance
A new Schwab survey finds that only a third of America’s millionaires feel wealthy. By most traditional measures, having a net worth of $1 million should put someone firmly in the “wealthy” category. Yet a growing number of millionaires don’t see it that way. Just one third (36%) of the nation’s wealthiest citizens — those with at least $1 million in investable assets — consider themselves wealthy, according to Northwestern Mutual’s 2025 Planning and Progress study.
Further, nearly half (49%) of American millionaires say their financial planning needs improvement, citing the possibility of outliving their savings, the impact of taxes in retirement, and potential long-term care needs as their top financial concerns.
Even Millionaires Don't Feel Wealthy These Days
Even Millionaires Don't Feel Wealthy These Days
Daniel de Visé, USA TODAY December 3, 2025
A million dollars is not what it used to be.
Only 36% of American millionaires consider themselves wealthy in 2025, according to new research from Northwestern Mutual. The finding comes from the 2025 Planning & Progress Study, updated in early November. It draws on a Harris Poll survey of 4,626 Americans, including 969 people with household investable assets greater than $1 million.
Even the wealthiest Americans worry about money, the study found. They fret about having enough of it, deciding how to spend it and whether to pass it on to heirs. If $1 million isn’t enough, then how much money does it take to feel wealthy?
Here’s Why Being a Millionaire Doesn’t Mean You’re Rich
Here’s Why Being a Millionaire Doesn’t Mean You’re Rich
Cindy Lamothe GOBankingRates Mon, December 29, 2025
If you grew up thinking a million dollars meant yachts, private islands and private jets, well, 2025 has other plans. These days, hitting millionaire status is still impressive — but it doesn’t automatically translate to feeling rich.
According to the 2025 UBS Global Wealth Report, the U.S. saw the sharpest rise in millionaire numbers globally. Between rising costs, shifting lifestyles and a new definition of what “wealthy” even means, being a millionaire isn’t what it used to be.
3 Tools the Wealthiest Americans Use To Safeguard Their Generational Wealth
3 Tools the Wealthiest Americans Use To Safeguard Their Generational Wealth
Laura Bogart GOBankingRates Thu, December 25, 2025
When you imagine the wealthiest people you know — whether in real life or on the covers of magazines — you know that hard work or good luck (or a combination of both) likely played a role in building their fortunes. But keeping that wealth intact for decades — and ensuring it benefits future generations — takes deliberate planning and the right financial tools.
And because you’re putting nose to the grindstone to grow and protect yo+++ur own wealth, you know that building a legacy of financial security also involves a lot of effort. Still, you might not be sure exactly how the wealthy safeguard what they have worked so hard to build.
Sorry, Winning Powerball’s $1.7 Billion Jackpot Won’t Make You A Billionaire
Sorry, Winning Powerball’s $1.7 Billion Jackpot Won’t Make You A Billionaire. Here’s why you might end up with $136.6 million instead.
Charles Passy MarketWatch Tue, December 23, 2025
You just won the big $1.7 billion Powerball jackpot and you’re feeling like, well, a billion bucks.
But let’s get real for a moment: You’re almost certainly not a billionaire.
There’s no doubt that someone who wins a lottery jackpot will walk away a rich person. And Wednesday’s Powerball prize — the drawing is set for 10:59 p.m. Eastern time — is the fourth largest in the game’s history. But even when a jackpot heads into billion-dollar territory, the winner isn’t likely to see that kind of money. When all is said and done, they may be fortunate enough to call themselves a centimillionaire — someone with a net worth of $100 million or more.
Financial Experts Warn Future Winner Of The $1.7 Billion Powerball
Financial Experts Warn Future Winner Of The $1.7 Billion Powerball: Don’t Make These Common Money Mistakes
Ashley Lutz Fortune Updated Tue, December 23, 2025
Powerball’s $1.7 billion jackpot may create a new ultrarich winner, but financial planners say what happens after the drawing can matter more than the winning numbers. They describe a consistent set of mistakes that can quietly turn a once‑in‑a‑lifetime windfall into a long, public mess.
Suze Orman: The No. 1 Greatest Lesson When It Comes To Your Money
Suze Orman: The No. 1 Greatest Lesson When It Comes To Your Money
Laura Bogart GOBankingRates Sun, December 21, 202
Learning about the smartest money moves that will help you build and preserve your wealth can seem complicated. Sometimes getting familiar with the terms and concepts feels a little like hearing the staticky crackle of Charlie Brown’s teacher in your head. But what if the No. 1 lesson you should learn about your money is actually incredibly simple? According to personal finance expert Suze Orman, it’s probably a lesson you’ve heard at least once: Plan for “what if.”
Mark Cuban Says He Keeps a Large Part of His Portfolio in Cash — Here’s Why
Mark Cuban Says He Keeps a Large Part of His Portfolio in Cash — Here’s Why
Peter Burns GOBankingRates Sun, December 21, 2025
If you regularly tune in to the blogs, podcasts and videos of popular personal finance influencers, you’ll hear a lot of advice that they all seem to agree upon. One area of overlap is that you should invest a certain portion of your income. While this is solid financial advice, some finance experts, like entrepreneur Mark Cuban, think a large portion of your portfolio should be in cash.
Here are some of the reasons for keeping cash on hand.
6 Simple Ways To Become More Disciplined With Money, According to Rachel Cruze
6 Simple Ways To Become More Disciplined With Money, According to Rachel Cruze
Ashley Donohoe GOBankingRates Fri, December 19, 2025
The latest Ramsey Solutions State of Personal Finance report found that only 51% of American adults reported being happy with their finances, and 50% worried about money every day. Many Americans also reported problems paying for essentials and building their savings.
If you’re not disciplined with money, you’ll likely find yourself stressed and unhappy about your financial security and struggle to achieve your goals and grow your wealth. However, you can take steps to become more aware of your financial situation and avoid unwise spending decisions.