Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Suze Orman: The No. 1 Greatest Lesson When It Comes To Your Money

Suze Orman: The No. 1 Greatest Lesson When It Comes To Your Money

Laura Bogart   GOBankingRates   Sun, December 21, 202

Learning about the smartest money moves that will help you build and preserve your wealth can seem complicated. Sometimes getting familiar with the terms and concepts feels a little like hearing the staticky crackle of Charlie Brown’s teacher in your head. But what if the No. 1 lesson you should learn about your money is actually incredibly simple? According to personal finance expert Suze Orman, it’s probably a lesson you’ve heard at least once: Plan for “what if.”

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Mark Cuban Says He Keeps a Large Part of His Portfolio in Cash — Here’s Why

Mark Cuban Says He Keeps a Large Part of His Portfolio in Cash — Here’s Why

Peter Burns   GOBankingRates    Sun, December 21, 2025

If you regularly tune in to the blogs, podcasts and videos of popular personal finance influencers, you’ll hear a lot of advice that they all seem to agree upon. One area of overlap is that you should invest a certain portion of your income. While this is solid financial advice, some finance experts, like entrepreneur Mark Cuban, think a large portion of your portfolio should be in cash.

Here are some of the reasons for keeping cash on hand.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

6 Simple Ways To Become More Disciplined With Money, According to Rachel Cruze

6 Simple Ways To Become More Disciplined With Money, According to Rachel Cruze

Ashley Donohoe  GOBankingRates   Fri, December 19, 2025

The latest Ramsey Solutions State of Personal Finance report found that only 51% of American adults reported being happy with their finances, and 50% worried about money every day. Many Americans also reported problems paying for essentials and building their savings.

If you’re not disciplined with money, you’ll likely find yourself stressed and unhappy about your financial security and struggle to achieve your goals and grow your wealth. However, you can take steps to become more aware of your financial situation and avoid unwise spending decisions.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

15 Tactics to Encourage Financial Independence in Adult Kids

15 Tactics to Encourage Financial Independence in Adult Kids

Wealthy Single Mommy  Creator   Sat, November 8, 2025

The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.

Your basement dweller is 28. Your kitchen raider is 32. You’re ready to travel but can’t afford it because someone else’s phone bill, car insurance, and grocery habit are eating your budget alive. You’re not alone in this mess. One in three American adults aged 18-34 live with their parents, and it’s hitting record highs not seen since the 1940s. While high housing costs and student debt averaging $38,375 per borrower make launching harder than when we were young, that doesn’t mean you should accept permanent dependency. The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

18 Things Your Kids Should Pay For Once They're Over 18

18 Things Your Kids Should Pay For Once They're Over 18

Wealthy Single Mommy  Creator  Sun, November 9, 2025

Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.

Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.

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Flashback: $2,000 Gold Is Just The Beginning Here’s What Might Happen Next–

Flashback: $2,000 Gold Is Just The Beginning Here’s What Might Happen Next–

Notes From the Field By James Hickman (Simon Black)  December 17, 2025

Today we’ll continue to look back at past articles that have become especially relevant, as many of the trends we warned about are now playing out in real time.

 Yesterday we talked about how, back in 2022, we encouraged readers to move into real assets at a time when the dollar was irrationally strong. Gold was cheap, interest rates were near zero, and most people were still drinking the Kool-Aid.

 It was one of those rare moments when the writing was on the wall, but the price tags hadn’t caught up yet.

 Then in November 2023, gold crossed $2,000 for the first time. And we said: this is just the beginning. 

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

11 Secrets To Saving More Money in 2026

11 Secrets To Saving More Money in 2026

Caitlyn Moorhead  Mon, December 15, 2025  GOBankingRates

If you noticed a drop in your savings account balance this past year, you might be thinking about making a New Year’s resolution to spend less in the coming year. If so, you aren’t alone, as everyone in this economy seems to be struggling to make ends meet.

In fact, financial stress is one of the top concerns for Americans, with many worried about living paycheck to paycheck or never being able to retire. However, with the right strategies, you can cut expenses, build savings and improve your financial health throughout the year.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

5 Steps I Now Take To Protect My Money

5 Steps I Now Take To Protect My Money

I Recovered Financially From Identity Theft: 5 Steps I Now Take To Protect My Money

Cynthia Measom  Mon, Aug 12, 2024  GOBankingRates

When Marissa was a single woman in her 40s, she was going through some medical challenges that required several surgeries and treatments.

“Between procedures, consultations and follow-ups, I found myself writing checks more often, mainly to hospital billing departments, specialist offices and pharmacies,” she explained. “I had trusted that my financial transactions were secure and stayed focused on my recovery, wanting to get back to a normal life.”

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts

Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts

 Here’s what they’re doing with it  Sun, December 14, 2025 Moneywise

Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.

Consumer confidence dropped sharply in November, falling to its lowest point since April, when concern over President Trump’s tariffs was driving economic anxiety (1).

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Inflation Tops Retirement Worries for Americans

Inflation Tops Retirement Worries for Americans, but Financial Advisors Disagree

Gabrielle Olya   Mon, December 8, 2025   GOBankingRates

Planning for retirement means preparing for risks that could derail your financial security — but Americans and financial advisors don’t agree on what those risks are. A new report from the Alliance for Lifetime Income reveals a surprising disconnect that may be putting long-term security in jeopardy.

According to average Americans and their advisors, here’s a look at the biggest retirement risks.

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Economics, Personal Finance DINARRECAPS8 Economics, Personal Finance DINARRECAPS8

Could Paper Checks Be On The Way Out, Like The Penny?

Could Paper Checks Be On The Way Out, Like The Penny?

Chris Isidore, CNN   Fri, December 5, 2025

First the penny. Next, paper checks?

When the US Mint stopped making pennies last month for the first time in 238 years, it drew a lot of attention. But there have been quiet moves to stop using paper checks as well.

The government stopped sending out most paper checks to recipients as of the end of September, part of an effort to fully modernize federal benefits payments. And on Thursday the Federal Reserve put out a notice that suggested it is considering – but only considering – the “winding down” of checking services it now provides for banks.

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