15 Tactics to Encourage Financial Independence in Adult Kids
15 Tactics to Encourage Financial Independence in Adult Kids
Wealthy Single Mommy Creator Sat, November 8, 2025
The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.
Your basement dweller is 28. Your kitchen raider is 32. You’re ready to travel but can’t afford it because someone else’s phone bill, car insurance, and grocery habit are eating your budget alive. You’re not alone in this mess. One in three American adults aged 18-34 live with their parents, and it’s hitting record highs not seen since the 1940s. While high housing costs and student debt averaging $38,375 per borrower make launching harder than when we were young, that doesn’t mean you should accept permanent dependency. The secret is smart boundaries that build their independence without destroying your relationship or retirement plans.
18 Things Your Kids Should Pay For Once They're Over 18
18 Things Your Kids Should Pay For Once They're Over 18
Wealthy Single Mommy Creator Sun, November 9, 2025
Many parents sacrifice their retirement savings to help their kids. Here’s what they should start covering themselves.
Half of all parents are now providing regular financial assistance to their adult children, spending an average of $1,474 per month according to recent studies. While 57% of young adults aged 18-24 still live at home, only 16% are completely financially independent. Many parents sacrifice their own retirement savings to help their kids, with 61% admitting they’ve hurt their own financial security. The transition to adult financial responsibility doesn’t happen overnight, but certain expenses should shift to your adult children as they build independence. Here’s what they should start covering themselves.
Flashback: $2,000 Gold Is Just The Beginning Here’s What Might Happen Next–
Flashback: $2,000 Gold Is Just The Beginning Here’s What Might Happen Next–
Notes From the Field By James Hickman (Simon Black) December 17, 2025
Today we’ll continue to look back at past articles that have become especially relevant, as many of the trends we warned about are now playing out in real time.
Yesterday we talked about how, back in 2022, we encouraged readers to move into real assets at a time when the dollar was irrationally strong. Gold was cheap, interest rates were near zero, and most people were still drinking the Kool-Aid.
It was one of those rare moments when the writing was on the wall, but the price tags hadn’t caught up yet.
Then in November 2023, gold crossed $2,000 for the first time. And we said: this is just the beginning.
11 Secrets To Saving More Money in 2026
11 Secrets To Saving More Money in 2026
Caitlyn Moorhead Mon, December 15, 2025 GOBankingRates
If you noticed a drop in your savings account balance this past year, you might be thinking about making a New Year’s resolution to spend less in the coming year. If so, you aren’t alone, as everyone in this economy seems to be struggling to make ends meet.
In fact, financial stress is one of the top concerns for Americans, with many worried about living paycheck to paycheck or never being able to retire. However, with the right strategies, you can cut expenses, build savings and improve your financial health throughout the year.
5 Steps I Now Take To Protect My Money
5 Steps I Now Take To Protect My Money
I Recovered Financially From Identity Theft: 5 Steps I Now Take To Protect My Money
Cynthia Measom Mon, Aug 12, 2024 GOBankingRates
When Marissa was a single woman in her 40s, she was going through some medical challenges that required several surgeries and treatments.
“Between procedures, consultations and follow-ups, I found myself writing checks more often, mainly to hospital billing departments, specialist offices and pharmacies,” she explained. “I had trusted that my financial transactions were secure and stayed focused on my recovery, wanting to get back to a normal life.”
Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts
Wealthy Americans Are Moving Cash Out Of Checking And Savings Accounts
Here’s what they’re doing with it Sun, December 14, 2025 Moneywise
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Consumer confidence dropped sharply in November, falling to its lowest point since April, when concern over President Trump’s tariffs was driving economic anxiety (1).
Inflation Tops Retirement Worries for Americans
Inflation Tops Retirement Worries for Americans, but Financial Advisors Disagree
Gabrielle Olya Mon, December 8, 2025 GOBankingRates
Planning for retirement means preparing for risks that could derail your financial security — but Americans and financial advisors don’t agree on what those risks are. A new report from the Alliance for Lifetime Income reveals a surprising disconnect that may be putting long-term security in jeopardy.
According to average Americans and their advisors, here’s a look at the biggest retirement risks.
Could Paper Checks Be On The Way Out, Like The Penny?
Could Paper Checks Be On The Way Out, Like The Penny?
Chris Isidore, CNN Fri, December 5, 2025
First the penny. Next, paper checks?
When the US Mint stopped making pennies last month for the first time in 238 years, it drew a lot of attention. But there have been quiet moves to stop using paper checks as well.
The government stopped sending out most paper checks to recipients as of the end of September, part of an effort to fully modernize federal benefits payments. And on Thursday the Federal Reserve put out a notice that suggested it is considering – but only considering – the “winding down” of checking services it now provides for banks.
Why Financial Advisors Are Updating Retirement Advice
Why Financial Advisors Are Updating Retirement Advice Here's What It Means for You
Jordyn Bradley Mon, December 8, 2025 Investopedia
Key Takeaways
Two-thirds of financial advisors are changing their retirement investment advice for clients due to a volatile market and economic uncertainty, according to a new report from Alliance for Lifetime Income.
Financial advisors are changing their recommendations based on inflation, Social Security and Medicare uncertainty, and cost-of-living concerns.
Advisors recommend considering their withdrawal strategy and evaluating assets they may not have incorporated.
How Old Is Too Old To Buy a House?
How Old Is Too Old To Buy a House?
Sarah Sharkey Tue, December 9, 2025 GOBankingRates
Buying a house is a major financial decision. And for older homebuyers, the decision to purchase a new home comes with extra significance. While you’re never too old to buy a house, age can play a significant role in determining if the purchase is the best move for your finances.
From mortgage eligibility to long-term financial planning, the decision to purchase property in your 50s, 60s, or beyond depends on your unique circumstances. GOBankingRates reached out to the experts for their insights on whether you’re ever too old to buy a house, and what factors middle-aged and senior homebuyers should consider before making this major investment.
How Rich People Respond to Financial Turbulence
How Rich People Respond to Financial Turbulence, According to Robert Kiyosaki
Rebekah Evans Tue, December 2, 2025 GOBankingRates
In everyone’s life, a little financial stress is bound to happen. The difference between what you do and what rich people do is one of the reasons they are rich and you are not, according to money guru Robert Kiyosaki.