DINARRECAPS8 10/8/25 DINARRECAPS8 10/8/25

More Money, Literally More Problems: Unique Estate Planning Concerns for the Ultra Wealthy

Patrick Villanova, CEPF® Thu, September 21, 2023

In the realm of personal finance, estate planning stands as a paramount consideration for those who have amassed substantial wealth. For ultra-high-net-worth individuals – people with over $30 million in investable assets – the complexities and implications of legacy planning become even more pronounced. While it’s often tempting to delay such discussions, proactively managing your wealth’s future distribution is essential to ensure a seamless transition for your beneficiaries. A financial advisor may be able to help you manage your wealth and create an estate plan tailored to your needs.

DINARRECAPS8 10/8/25 DINARRECAPS8 10/8/25

This Is the Top Reason You Go Broke After the Holidays

Cindy Lamothe Tue, October 7, 2025 GOBankingRates

The holidays have a way of sneaking up on your budget. Between shopping for the perfect gifts, splurging on fancy dinners, decorating the house and booking last-minute travel, it all feels justified in the spirit of celebration.

But then January rolls around, the glitter fades and suddenly your bank account looks a little scarier than the holiday credit card bill itself. According to CNBC, Americans are “wired” to overspend during the holidays.

DINARRECAPS8 10/7/25 DINARRECAPS8 10/7/25

10 Genius Things Warren Buffett Says To Do With Your Money

September 21, 2025 by Elyssa Kirkham

Warren Buffett is commonly referred to as the most prophetic and respected investor of all time. He is also known for his folksy charm and memorable quotes about the art of investing. As the “Oracle of Ohama” has an estimated net worth of around $150 billion, the proof is in the pudding.

DINARRECAPS8 10/7/25 DINARRECAPS8 10/7/25

$4,000 Gold: Is It Time To Sell?

$4,000 Gold: Is It Time To Sell?

Notes From the Field By James Hickman (Simon Black) October 7, 2025

You’d think Charles de Gaulle would have been a little bit more grateful to America.

As head of the Free French Forces during World War II, de Gaulle was essentially a leader in exile, and he had to base himself in England for the majority of the war after the Nazis took Paris.

It was only because of the sacrifices made by American troops-- and exceptional generosity from US general Dwight Eisenhower-- that de Gaulle was allowed to enter Paris on August 25, 1944.

DINARRECAPS8 10/6/25 DINARRECAPS8 10/6/25

Where Should Americans Keep Cash Now That The Fed Is Cutting Rates?

Where Should Americans Keep Cash Now That The Fed Is Cutting Rates? The answer is a lot simpler than you think

Vishesh Raisinghani Sat, October 4, 2025 Moneywise

In September, the Federal Reserve Open Market Committee delivered a long-anticipated cut to the federal funds rate. The benchmark interest rate is now in the range of 4%-4.25%. The board also signalled further rate cuts ahead, and the market now expects the rate to drop as low as 3.25%-3.50% by 2026, according to Morningstar. [1]

DINARRECAPS8 10/4/25 DINARRECAPS8 10/4/25

11 Overlooked Risks That Could Ruin Your Financial Stability

By Claire Conway Jun-12-2024

Financial pitfalls can throw a monkey wrench into even the most responsible person, which is why everyone should be aware of hidden threats that can derail your financial security. People reveal what unexpected life changes can turn your life upside down. Have you experienced any of these hidden financial threats?

DINARRECAPS8 9/30/25 DINARRECAPS8 9/30/25

The 6 Most Important Pieces Of Financial Advice

The 6 Most Important Pieces Of Financial Advice

Michelle Mastro Sun, September 28, 2025 Business Insider

I've worked in global banking for 25 years. These are the 6 most important pieces of financial advice I tell family and friends.

Racquel Oden has worked in global banking for over two decades.
Some of the advice she gives family and friends is to focus on retirement as soon as possible.
She also says to prioritize investments over student loan debt and CDs over regular savings accounts.

This as-told-to essay is based on a conversation with Racquel Oden, US head of wealth and private banking at HSBC. It has been edited for length and clarity.

DINARRECAPS8 9/30/25 DINARRECAPS8 9/30/25

8 Ways Lifestyle Creep Keeps You From Building Your Wealth

Joel Lim Sun, September 28, 2025 GOBankingRates

You’re making decent money. You don’t feel like you overspend. And you don’t have a ton of bills. So, you wonder, why aren’t you building more wealth? You should be doing much better right now than you feel like you are, you figure. So what’s happening?

You’re not alone. Only 22.1% of Americans have more than $100,000 invested and it is at that financial point that your wealth really starts to grow, according to 24/7 Wall St.

Read on to explore the everyday actions you’re taking or not taking, that are holding you back from joining that 22%.

DINARRECAPS8 9/28/25 DINARRECAPS8 9/28/25

Rachel Cruze: 4 Reasons Why Many High Earners Live Paycheck to Paycheck

Ashley Donohoe August 28, 2025 GOBankingRates

The Ramsey Solutions “State of Personal Finance in America” study noted that 53% of Americans lived paycheck to paycheck, including 72% of individuals with incomes below $50,000. More surprisingly, this financial struggle was also a reality for 36% of six-figure earners.

In a recent video, personal finance expert and author Rachel Cruze broke down why so many high earners still struggle to live on their incomes and build wealth.

Regardless of how much you make, you can use Cruze’s insights to become more financially secure.

DINARRECAPS8 9/25/25 DINARRECAPS8 9/25/25

Avoid These 4 Common Mistakes When You Get Rich Overnight

September 4, 2025 by Laura Bogart GoBankingRates

You’re about to score a financial touchdown. Maybe you’ve crushed it at work and landed a sweet promotion. Perhaps you’ve won a lottery or stumbled into a side hustle that suddenly pays off. As you near the end zone, heart pounding, head full of dreams, you can’t afford (literally) to fumble. Whether you’re blindsided by unexpected taxes or tripped up by bad financial advice, you have a lot to lose if you drop the ball.

If there’s one thing Brandon Copeland, former NFL linebacker turned financial expert, knows, it’s how not to fumble good fortune — whether that’s a game-changing play or a sudden influx of cash. As founder of Copeland Media and Athletes.org, and the author of “Your Money Playbook,” Copeland now dedicates his time to making financial education more accessible for everyone, from high earners to those just trying to get a handle on their first paycheck.

DINARRECAPS8 9/24/25 DINARRECAPS8 9/24/25

11 Genius Things Rachel Cruze Says To Do To Become Wealthy

Terence Loose Tue, September 23, 2025 GOBankingRates

Rachel Cruze, money expert and daughter of financial guru Dave Ramsey, has made a name for herself by giving people solid, actionable advice on how to make an achievable budget, control spending and build wealth. She’s the author of “Know Yourself, Know Your Money,” host of “The Rachel Cruze Show,” and a prominent influencer on social media channels.

Here are 11 of her top tips that GOBankingRates pulled from her YouTube channel on how to manage your money to live better, save more and achieve financial freedom.