Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Why High-Earning ‘Henrys’ Don’t Feel Any Richer Despite Six-Figure Salaries

Why High-Earning ‘Henrys’ Don’t Feel Any Richer Despite Six-Figure Salaries

Jessica Wong  August 24, 2025 5 min read  Moneywise

They pull in six-figure salaries but don’t think they’re rich. More money, same exact problems —

HENRYs, or “High Earners, Not Rich Yet,” are a surprisingly large class of Americans who pull in big bucks but still feel financially strapped.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

7 Key Signs You’re Wealthier Than You Think

7 Key Signs You’re Wealthier Than You Think

Caitlyn Moorhead  Mon, September 22, 202  GOBankingRates

Controversial but consummately successful podcaster Joe Rogan once said he felt like he’d “made it” financially when he had enough money to eat at a restaurant at night without feeling guilty and stressed about what it cost the following day.

Rogan’s net worth is now estimated at $200 million, which is all the money in the world — unless you’re Elon Musk. Rogan’s $200 million fortune he made bloviating opinions is less than 0.05% of Musk’s $395 billion fortune he made building cars and rocket ships.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

10 Genius Things Warren Buffett Says To Do With Your Money

10 Genius Things Warren Buffett Says To Do With Your Money

Elyssa Kirkham  Sun, September 21, 2025   GOBankingRates

Warren Buffett is commonly referred to as the most prophetic and respected investor of all time. He is also known for his folksy charm and memorable quotes about the art of investing. As the “Oracle of Ohama” has an estimated net worth of around $150 billion, the proof is in the pudding.

When you’re aiming to reach the top of the mountain and want a competitive advantage, it’s usually wise to follow the footprints of those who have successfully made the climb before you, to the tune of billions of dollars. Your odds of investing success can increase exponentially if you learn and apply Buffett’s best investing tips.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Worth 1,000 Words

Worth 1,000 Words

Adam M. Grossman  |  Aug 2, 2025

IN THE ANCIENT WORLD, before the invention of the printing press, the most common way to retain information was to build what’s known as a memory palace. The idea was to link words to images, because images are easier to remember.

I’ve found that this strategy works well in personal finance, and earlier this year I described some of the images that I rely on most. Below are several more.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

What We Lose When We Retire

What We Lose When We Retire

Jonathan Clements  |  Aug 26, 2023

WHEN WE RETIRE, we win back control over our daily life. Gone is the boss, the expectation that we’ll be at work at a certain hour, the worry about what the next office email will bring. We have a degree of freedom that, in many cases, we last knew when we were students contemplating a long summer vacation.

But even as we gain that freedom, there’s also much that we lose. If we’re to be happy retirees, we need to think hard about how we’ll cope with these losses. For some, what’s lost won’t seem all that bad. But for me—someone for whom work has been so central to my life—the seven losses below loom large.

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The Fed Just Became the World’s #1 Gold Salesman..

The Fed Just Became the World’s #1 Gold Salesman...

Notes From the Field By James Hickman (Simon Black)  September 18, 2025

To the surprise of absolutely no one, the Federal Reserve announced its decision yesterday to cut interest rates… and kept the door open to further rate cuts in the future.

The funny thing is that we’ll never truly know why.

Sure, it’s possible that Fed officials honestly felt that the economy needs lower rates (despite obviously persistent inflation risks).

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Advice, Personal Finance, Economics DINARRECAPS8 Advice, Personal Finance, Economics DINARRECAPS8

4 Ways To Avoid Bank Fees and Keep More of Your Money

4 Ways To Avoid Bank Fees and Keep More of Your Money

Laura Bogart  Wed, September 17, 2025  GOBankingRates

You work hard for your money — to quote the great Donna Summer, “so hard, honey, honey.” Your emergency and retirement funds can vouch for your saving and budgeting skills. Your financial advisor is on speed dial, and no coupon is left unused. So why does your bank statement feel like it’s working against you?

Before you spiral into spreadsheet mode to dissect every expense, Andrea Woroch — a nationally recognized consumer finance expert, writer, and regular on-air contributor — wants you to zoom in on something else: bank fees.

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Fed Rate Cut: How It Affects Your Bank Accounts, Loans, Credit Cards, And Investments

Fed Rate Cut: How It Affects Your Bank Accounts, Loans, Credit Cards, And Investments

Hal Bundrick, CFP®  Yahoo Personal Finance   September 17, 2025

Finally. The Federal Reserve delivered a long-awaited quarter-point rate cut on Sept. 17.

Wall Street expects two more rate cuts at both of the Fed's next meetings before the end of the year.

Here's how the long-running interest rate pause has impacted deposits, credit, and debt so far. And what a rate cut could do for — or to — your money.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

This Single Thing Is The Biggest Warning You're Being Scammed, And It's Information We All Need

This Single Thing Is The Biggest Warning You're Being Scammed, And It's Information We All Need

Noah Michelson  Tue, September 16, 2025 BuzzFeed

Financial scams have exploded in recent years, and it’s not just banks and corporations getting screwed out of big bucks. U.S. consumers lost more than $10 billion to fraud in 2023 — more than any previous year, and a 14% increase from 2022 — and all signs point to even larger losses in 2024.

So how do we protect ourselves from bad actors who want to steal our money and our identities?

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Advice, Economics, Personal Finance DINARRECAPS8 Advice, Economics, Personal Finance DINARRECAPS8

Are You Smart Enough To Beat Inflation? Solve These Money Puzzles To Find Out

Are You Smart Enough To Beat Inflation? Solve These Money Puzzles To Find Out

T. Woods  Sun, September 14, 2025   

 “Inflation” is a word any money-conscious adult hears or reads almost daily, but that doesn’t mean everyone totally understands how it can impact their finances. Truly comprehending the complexities of inflation, and how it can sway your financial stability, is a requirement for any financially responsible adult.

With that in mind, do you understand inflation? Further, are you smart enough to beat it? Take this GOBankingRates quiz to find out.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

3 Key Signs That You’re Losing Money to ‘Lifestyle Inflation’ — and How To Get Out of It

3 Key Signs That You’re Losing Money to ‘Lifestyle Inflation’ — and How To Get Out of It

Laura Bogart    Mon, September 15, 2025 GOBankingRates

“Treat yourself.” This iconic line from “Parks and Recreation” has become a cultural mantra and, let’s face it, maybe even a personal motto at times. After all, you’ve just landed a raise. Not only are you bringing home a bigger paycheck, but you’re also working harder than ever to earn it. You’ve got every reason to, well, treat yourself.

But after a few splurges — maybe it’s bottomless brunches, a new bag, or just a couple of nights of takeout — you’re not feeling as flush as you expected. In fact, your bank account might still look a little too familiar.

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