The US Likely Has 8 Years—At Most—Before Crisis

The US Likely Has 8 Years—At Most—Before Crisis

Notes From the Field By James Hickman (Simon Black)  June 19, 2025

Yesterday afternoon the US government published its annual report stating plainly that America has eight years left before a major financial crisis.

This is not hyperbole. This is not conjecture. This is not some wild conspiracy theory.

In fact, eight years until a crisis is probably the BEST CASE SCENARIO unless Congress takes serious action soon.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Tony Robbins: 7 Tips for Building Financial Security in Tough Times

Tony Robbins: 7 Tips for Building Financial Security in Tough Times

Gabrielle Olya   Wed, June 18, 2025   GOBankingRates

Money is an all-too-common source of worry and stress. We fear losing our jobs, stock market crashes or simply not being able to pay all of our bills next month. While we can’t control the greater economy or even our job security, there are steps we can take to protect our finances as much as possible and ride out any waves that come our way.

In a blog post, entrepreneur and author Tony Robbins outlined a few effective tips to build financial security, regardless of what’s happening in the wider economic environment. Here’s how to create financial certainty in an uncertain world.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

7 Ways To Protect Yourself From Family Fraud in Retirement

7 Ways To Protect Yourself From Family Fraud in Retirement

Jordan Rosenfeld   Thu, June 19, 2025   GOBankingRates

Older adults, particularly seniors, are especially vulnerable to financial fraud — but not all of it comes from strangers, scammers or people on the internet. Family members can also engage in financial fraud.

While no one wants to have to plan for such an outcome, being prepared is the best way to prevent it from happening in the future. Estate planning and fraud prevention experts offered some tips to protect yourself from family fraud in retirement.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Saving Money Vs. Paying Off Debt: The Personal Finance Conundrum

Saving Money Vs. Paying Off Debt: The Personal Finance Conundrum

By Todd Kunsman  Saving Money  Dec-08-2023 Invested Wallet

Saving money vs. paying off debt might be one of the most common personal finance debates. Least, I think it is and continues to find people on different sides.

For those just getting started and trying to figure out your financial path, it can be confusing with what to do or where to focus your time.

A few years back, I also ran into this dilemma. I researched, ran numbers, but still was truly indecisive as to what would take priority.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

The Psychology of Money: 8 Ways to Improve Your Money Mindset

The Psychology of Money: 8 Ways to Improve Your Money Mindset

August 31, 2022 by Sam Stone

As the old saying goes, personal finance is ‘mostly personal and a little bit financial.’

Long-term growth and success rely more on our habits and behaviors than on complex knowledge and advanced strategies. Learning a few key points on the psychology of money can go a long way to building the right mindset for prosperity.  Let’s look at a few far-reaching psychological concepts that play an outsized role in our financial lives, including some of the biases and fallacies that can point us in the wrong direction.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

6 Subtly Genius Ways Wealthy People Save Tons of Money

6 Subtly Genius Ways Wealthy People Save Tons of Money

Cindy Lamothe   Mon, June 16, 2025  GOBankingRates

Ever wonder how the rich are able to maintain their lavish lifestyle without depleting their bank accounts? As it turns out, they’re exceptionally good at saving. In fact, many of their financial decisions are genius strategies for creating lasting wealth.

Below experts outline some of the ways they’re able to save tons of money.

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7 Things You Should Never Pay For With Cash

7 Things You Should Never Pay For With Cash

Jennifer Taylor 

Some people charge everything to a credit card to rack up rewards points, but that isn’t your style. When possible, you prefer to pay with cash. Maybe you’ve ditched the plastic as a way to curb overspending, avoid credit card fraud or simply because you prefer to shop off the grid. However, despite the many good reasons to pay with cash, it isn’t always the best choice.

Not sure what types of purchases warrant leaving the cash in your wallet? Here’s a look at seven common payments that should always be made with a different form other than cash.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Suze Orman: 6 Bad Pieces of Money Advice

Suze Orman: 6 Bad Pieces of Money Advice

Nicole Spector Fri, January 3, 2025  GOBankingRates

There has always been bad advice out there about what to do with our money. But now, in an increasingly digital age where many of us are glued to social media apps, inhaling particle after particle of “expert” information, we’re inundated with all sorts of financial advice. Some of it is salient and good; but some of it could be terrible for us, or, at best, not rightly sized for our needs and wants.

Suze Orman has become a multimillionaire as a personal finance guru, and is quick to call out a piece of advice about money that should be avoided. Let’s look at six bad pieces of money advice that Orman has bluntly struck down.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

4 Reasons You Should Not Spend Your Rare $2 Bills

4 Reasons You Should Not Spend Your Rare $2 Bills

Caitlyn Moorhead   Thu, June 12  GOBankingRates

Sometimes called lucky, sometimes suspected as fake, the $2 bill, with its iconic depiction of Thomas Jefferson on the front and the signing of the Declaration of Independence on the back, has long been a curiosity when it comes to American currency and sorting through your cash.

The $2 bill has been in circulation, in various designs, since 1862, and while it is rarer than other dollars in your pocket, you can spend it like any other bill. Despite the novelty of it, you may or may not want to keep some of them in your stash as some are quite collectible and valuable.

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What “Liberation Day” Could Have Been

What “Liberation Day” Could Have Been

Notes From the Field By James Hickman (Simon Black)  June 10, 2025

On July 9, 1807, after Napoleon’s crushing victory over an entire coalition of European nations, the King of Prussia was forced to sign the Treaty of Tilsit, formally putting an end to the conflict.

The peace treaty was devastating for the Prussians; they were forced to pay heavy tribute and war reparations to France, limit the size of the Prussian army, and hand over roughly 50% of their territory to Napoleon.

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Economics, Advice, Personal Finance DINARRECAPS8 Economics, Advice, Personal Finance DINARRECAPS8

5 Ways To Prepare Your Finances

5 Ways To Prepare Your Finances

G. Brian Davis  Thu, June 12, 2025  GOBankingRates

The Trump Administration Says Tariffs Aren’t Going Away: 5 Ways To Prepare Your Finances

In an appearance on Fox News, Commerce Secretary Howard Lutnick made the Trump Administration’s position clear: “Rest assured, tariffs are not going away.”

The Administration has signaled that they will not extend the current 90-day pause on many tariffs. So how should American consumers prepare for a jolt in prices?

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