153% Gain in Three Months

153% Gain in Three Months

Notes From the Field By James Hickman (Simon Black)  June 11, 2025

We’ve been extremely consistent—practically shouting from the rooftops over the last year—that there was an absolutely outrageous investment trend that was going to make people who were paying attention a lot of money… and it wasn’t going to last.

What we’ve been saying over and over is that gold’s bull run was just beginning. At $2,000, we said it wasn’t the end. At $3,000, we said it wasn’t the end…  But the bizarre anomaly was that while gold was heading to all-time highs, gold stocks were still remarkably cheap.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

7 Reasons You Should Update Your Bank Account Password ASAP

7 Reasons You Should Update Your Bank Account Password ASAP

Jacob Wade GoBankingRates

According to a recent survey by GOBankingRates, 17% of Americans have never changed their bank account passwords.  This means the money parked in those accounts could be vulnerable to online thieves. With massive data breaches becoming a common trend, phishing scams and fraud schemes running rampant online, and password cracking software becoming more sophisticated, it’s important to stay up to date on securing your financial accounts.

If you haven’t changed your bank account password, here are seven reasons to do it today.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

7 Money Habits That Can Make or Break You 

7 Money Habits That Can Make or Break You 

Credit.com  .    Yahoo! Finance/Thinkstock -  Todd Tresidder

Why do you keep buying things you can’t afford? It makes no sense: it’s not rational. Nobody wants to be in debt.  The answer is simple: debt problems are emotional, not rational. Debt results from unconscious habits and attitudes that cause you to spend more than you can afford.

In other words, everyone knows the first law of finance is to spend less than you make. That is how you stay out of debt. Unfortunately, knowing what to do and actually getting it done are two different issues.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

6 Most Useful Lessons I've Learned From My Wealthiest Clients

6 Most Useful Lessons I've Learned From My Wealthiest Clients

Business Insider  Jovan Johnson  Sun, June 8, 2025

I've been a financial planner for over 10 years. Here are the 6 most useful lessons I've learned from my wealthiest clients.

I'm a certified public accountant and certified financial planner with over a decade of experience helping high-income professionals and diverse business owners take control of their finances. My clients range from medical professionals to small businesses, and I help them grow their wealth, reduce tax burdens, and run more profitable businesses.

Many of my high-net-worth clients share common habits, mindsets, and strategies that helped them build and maintain their wealth. The good news is that anyone can apply these habits to improve their financial life.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

3 Ways to Pass Down a Home

3 Ways to Pass Down a Home

April 15, 2025 Austin Jarvis

The pros and cons of different methods for leaving a home to your heirs.

When it comes to estate planning, a family home can be among the most valuable—and complicated—assets to pass down. It's natural to want to see a cherished home stay within the family, but you'll want to think about not only your own needs and wishes but also those of your heirs.

For example, your child may love the family home and all the memories that go with it, but do they actually want to live there? If you have multiple heirs, is it realistic for them to co-own the property, or will such an arrangement create conflict?

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Economics, Advice, Personal Finance DINARRECAPS8 Economics, Advice, Personal Finance DINARRECAPS8

Why Some People Get Rich and Others Can’t Seem To, According to Ramit Sethi

Why Some People Get Rich and Others Can’t Seem To, According to Ramit Sethi

Karen Doyle  Sun, June 8, 2025   GOBankingRates

Ramit Sethi — entrepreneur, best-selling author of “I Will Teach You to Be Rich,” host of the popular podcast by the same name, and star of Netflix’s “How to Get Rich” — has spent years studying what sets the wealthy apart from others.

In his study of success, Sethi’s insights reveal why some people build lasting wealth while others struggle to get ahead.

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Economics, Advice, Personal Finance DINARRECAPS8 Economics, Advice, Personal Finance DINARRECAPS8

Bill Gates’ Top 5 Tips for Getting Richer

Bill Gates’ Top 5 Tips for Getting Richer

Gabriel Vito  Sat, June 7, 2025  GOBankingRates

Bill Gates didn’t just co-found Microsoft and become one of the richest people on Earth; he did it by thinking long-term, building smart habits and staying relentlessly curious.

And here’s the good news: many of his most valuable money strategies don’t require a billion-dollar business or a computer science degree. Gates has shared several principles that can help anyone, regardless of their salary, become wealthier over time. Below are five Gates-inspired tips to grow your wealth, build resilience and start thinking like a billionaire.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Barbara Corcoran’s Top 8 Tips That Will Save You From Financial Disaster

Barbara Corcoran’s Top 8 Tips That Will Save You From Financial Disaster

Laura Beck  Fri, June 6, 2025 GOBankingRates   

Barbara Corcoran is largely known for her role as one of the most powerful investors on ABC’s “Shark Tank.” But do you know how she made a lot of her money?

Well, as a matter of fact, Corcoran built her wealth thanks to her wildly successful real estate career. She has been wheeling and dealing on the national stage for quite some time, and she has learned a thing or two about money along the way.

Corcoran’s financial advice comes largely from her experience and what she knows best: real estate and money management. If you’re looking for help with either, check out Corcoran’s eight top tips to help you succeed.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

How To Save Hundreds With 3 Steps, According to Ramit Sethi

How To Save Hundreds With 3 Steps, According to Ramit Sethi

Brooke Barley  Wed, June 4, 2025   GOBankingRates

When paring down a budget, some might think that means eliminating anything fun-especially when there’s debt to pay off. Entrepreneur and author of “I Will Teach You to Be Rich” Ramit Sethi insists that’s not true, even if a consumer has unpaid debt. In a recent video Sethi posted on his Instagram, he said “I believe in living a rich life today and living a rich life tomorrow, even if you have debt.”

His video went on to detail three ways that consumers can find some wiggle room in their budgets. These are methods that Sethi said most people “won’t even miss.” Read on to find out how to find these hidden savings.

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They’ll Ignore It Until It’s a Crisis [Podcast]

They’ll Ignore It Until It’s a Crisis [Podcast]

Notes From the Field By James Hickman (Simon Black)  June 5, 2025

Think for a moment about how many times something has been whipped up into a national issue by either the big legacy media or prominent politicians.

The public has been subjected to what they call “a national conversation” about everything from transgender bathrooms to Confederate monuments to abortion rights to climate change.

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Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

A Digital Tipping Error Gone Wrong

A Digital Tipping Error Gone Wrong

Victoria Vesovski  Wed, June 4, 2025  Moneywise

California Woman Thought She’d Left A $5 Tip Until She Saw It Was $5,000 — and was told it couldn’t be voided

Americans have long grumbled about tipping culture — but now digital checkout screens are turning that frustration into full-blown financial disasters.

Sometimes, the issue isn’t just pressure to tip — it’s how easy it is to make a costly mistake. One in five Americans say they’ve accidentally tipped more than intended on digital checkout screens, according to an exclusive Opinium poll for DailyMail.com on tipping culture.

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