DINARRECAPS8 6/4/25 DINARRECAPS8 6/4/25

Frugal Tips to Help You Spend Less and Live Better in 2025

May 7, 2025 by Rudri Patel

Want to save money without giving up the things you love? It may feel overwhelming at first, but taking small micro steps will definitely help you spend less.

These practical frugal living tips help you cut expenses, reduce waste and take back control of your budget — all without feeling like you’re depriving yourself.

DINARRECAPS8 6/4/25 DINARRECAPS8 6/4/25

Here’s How To Cash In Your Change Jar As US Says Goodbye To Pennies

Liesel Nygard Mon, June 2, 2025

With the Treasuring Department’s plans to stop the production of pennies, the public might be wondering what this means for their giant coin collection at home.

Payments made with cash by American consumers decreased to 16% in 2023, according to the Federal Reserve, and for the first time in history was not the most-used instrument for smaller-value payments of $25 or less.

DINARRECAPS8 6/3/25 DINARRECAPS8 6/3/25

This Is A $118 Billion “Strategy” For Insanity

Notes From the Field By James Hickman (Simon Black) June 3, 2025

Last week when I wrote about America’s new stablecoin legislation (bizarrely called the “GENIUS Act”), a number of readers wrote in asking me to clarify a comment that I made about the Bitcoin company ‘Strategy’, i.e. formerly MicroStrategy. I explained in the article that I am pro-crypto and have been since the early 2010s; for me it’s about freedom.

Many banks have proven time and time again that they simply cannot and should not be trusted with their customers’ money.

DINARRECAPS8 6/3/25 DINARRECAPS8 6/3/25

Bizarrely, The “GENIUS Act” Might Actually Be Pretty Genius…

Notes From the Field By James Hickman (Simon Black) May 30, 2025

Peter Schiff isn’t just my partner at Schiff Sovereign-- we’ve been close friends for many years. And we generally see eye-to-eye on most things going on in the world.

But one area where we disagree is crypto. Not to put words in his mouth, but Peter is pretty vocal in his criticism of Bitcoin; he says it’s “useless” and a “total scam” and predicts it will go to zero.

DINARRECAPS8 6/3/25 DINARRECAPS8 6/3/25

'Rich Dad Poor Dad' Author Warns 'The Biggest Crash In History Is Coming'

Anand Sinha Mon, June 2, 2025 TheStreet

Robert Kiyosaki, the author of the bestselling book "Rich Dad Poor Dad," has issued another stern warning about the market.

The personal finance writer recently took to X to voice his persistent concern about "the biggest crash in history" that he says is coming as predicted in his book, "Rich Dad’s Prophecy" (2013).

When the stock, bond, and real estate markets crash this summer, millions of people, "especially my generation of boomers," will be wiped out, he warned.

DINARRECAPS8 6/2/25 DINARRECAPS8 6/2/25

Finally Hit It Rich? Here are the Top 5 Reasons To Never Share That With Anyone

Finally Hit It Rich? Here are the Top 5 Reasons To Never Share That With Anyone (even your closest friends)

Vishesh Raisinghani Mon, June 2, 2025 Moneywise

If you’ve managed to accumulate some wealth, showing it off can often be tempting. After all, what’s the point of success if you can’t indulge in it?

However, a growing cohort of ultra-wealthy Americans are trying to conceal their wealth rather than flaunt it openly. Here are five reasons why stealth wealth or quiet luxury lifestyles are gaining traction and why you should consider concealing the true extent of your fortune.

DINARRECAPS8 6/2/25 DINARRECAPS8 6/2/25

6 Money Lessons From Rachel Cruze That People Hate the Most

Nicole Spector Mon, June 2, 2025 GOBankingRates

“The truth hurts!” is the kind of puerile retort we’re used to hearing in elementary school scrimmages and on trashy daytime talk shows. Yet, sometimes, this is a pretty spot-on sentiment. Scientific research has found that hearing the truth really can be hurtful. But it’s also usually necessary for growth. And this applies to our financial lives as much as, if not more than, anything else.

In her more than 15 years of working in the personal finance space, Rachel Cruze has found that there are some money truths, or lessons, that especially rub people the wrong way. Here are the six things that Cruze teaches about money that folks hate to hear about the most.

DINARRECAPS8 6/1/25 DINARRECAPS8 6/1/25

Benefits of a Cash Budget – Part 2

Written by Sam -

In part 2, I explain how budgeting will help save you time in the budgeting process.

How Cash Will Cut Your Budgeting Time By 80%

Think for a second about entering transactions into financial software like Quicken or YNAB. What are most of the transactions? By far the majority of the transactions come from categories like groceries, household, or entertainment. They are purchases at the grocery store, or walmart, or the corner convenience store.

What if you took those transactions away. For most people, there are only a handful or two of transactions left that occur every month. You might have utilities, a cell phone bill, a few gas transactions, but that’s about it.

DINARRECAPS8 6/1/25 DINARRECAPS8 6/1/25

Benefits of a Cash Budget – Part 1

Written by Sam

In this article series of articles, I have recorded somewhat of a manifesto for using cash in your budget.

That’s right, I’m talking about using cash in your budget. Using cash in your budget is a tough topic. People shy away from it and toss it aside as being too much of a hassle. I want to challenge you to put those beliefs aside for a moment and let me make a case for using cash.

The fact is, I know how you feel. Using cash in our budget was one of the things I fought against most. We started using cash as part of Financial Peace University. It was one of those concepts I was ready to ignore and tried to convince my wife that we shouldn’t use cash. But she wanted to give it a shot and since I’d agreed to follow the program, I reluctantly went along.

I’m glad I did.

DINARRECAPS8 5/31/25 DINARRECAPS8 5/31/25

11 Guidelines For Using Cash In Your Budget

Written by Sam

Here’s how to tell in which categories you should use cash.

1. You Don’t Have To Use Cash For Everything

To reap the benefits of using cash in your budget, you don’t have to go exclusively to cash. Some may choose to go exclusive, but it’s not necessary. Instead, identify which categories will be most effective for using cash using the tips below. You should use cash for categories where either you tend to overspend or where there are a lot of transactions in a month.

Groceries are a main perpetrator of both those criteria which is why I absolutely recommend funding that category with cash. Other problem categories are ones relating to household spending (light bulbs, cleaning products, etc), eating out, personal, and entertainment.

DINARRECAPS8 5/30/25 DINARRECAPS8 5/30/25

5 Basic Money Skills Many Americans Don’t Know

Ashley Donohoe Thu, May 29, 2025 GOBankingRates

A Pew Research study found that 46% of Americans didn’t have at least a fair amount of knowledge of personal finances. Unfortunately, lacking financial literacy can put you at risk of taking on too much debt, not having enough for retirement and being unable to cover expenses.

In a YouTube video, money expert George Kamel reacted to this study’s findings and gave straightforward advice on handling five essential money tasks that many American adults struggle with. Learn how to boost your skills in these popular weak areas.