Advice, Personal Finance DINARRECAPS8 Advice, Personal Finance DINARRECAPS8

Delete Your Credit Card Info From Your Browser Right Now Before It's Too Late

I'm Begging You To Delete Your Credit Card Info From Your Browser Right Now Before It's Too Late

Ashley Broadwater  Wed, March 26, 2025  BuzzFeed

Whether you’re ordering dinner from Uber Eats or buying that bestselling embarrassing product you’re too humiliated to get in the store, many of us purchase things online. It’s simply too easy, the convenience too great.

Eventually, the moment comes when the app or website asks for payment information. Unless you have your card memorized (no shame), you may have to dig through your wallet and meticulously type in each random number.

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7 Useful Pieces Of Money Advice From People Who Started Their Own Business

7 Useful Pieces Of Money Advice From People Who Started Their Own Business

Casey Clark  Mon, March 17, 2025   HuffPost Life

Money can be a scary topic for a lot of people. Perhaps you don’t even know where to even start when it comes to managing finances and keeping yourself afloat.  But there’s one group who needs to nail down financial literacy in order to thrive: people with their own businesses. Without it, they may not earn a living or see success with their endeavor. 

We spoke with small business owners about money advice they have for anyone hoping to get a handle on finances, whether you’re a business owner yourself or someone simply looking to try to improve your own personal bank account. Here’s what they suggest:

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2 Ways an Economic Downturn in 2025 Is Your Chance To Get Rich

2 Ways an Economic Downturn in 2025 Is Your Chance To Get Rich, According to Robert Kiyosaki

Adam Palasciano   Wed, March 19, 2025  GOBankingRates

Economic downturns are inevitable from time to time. Whether it’s a minor dip in the stock market or something as significant as 2008’s Great Recession, we all need to be financially prepared for whatever lies ahead. However, whatever’s coming next might be big, perhaps as big as the Great Depression.

In a recent post on X, financial expert and “Rich Dad Poor Dad” author Robert Kiyosaki predicted the next “Greater Depression” in 2025:

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4 Common Mistakes Affluent Americans Make With Their Money

4 Common Mistakes Affluent Americans Make With Their Money — and How To Avoid Them

Vance Cariaga  Tue, March 18, 2025  GOBankingRates

Affluence, like beauty, is often in the eye of the beholder. What looks like wealth to one person might not seem that way to others — especially if that “wealth” is offset by high debt and reckless spending. Just because someone earns a high salary doesn’t make them immune to the same financial mistakes as everyone else.

Even defining “affluence” isn’t easy. As Forbes reported, many factors go into determining someone’s wealth — including net worth, household income and location. A net worth of $500,000 might make you affluent in some parts of the country, while in other parts even $1 million falls short of the mark.

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$3,000 Gold Is Not The End Of This Story

$3,000 Gold Is Not The End Of This Story

Notes From the Field By James Hickman (Simon Black) March 17, 2025

On November 1, 2023, just as the price of gold reached its record high price of $2,000 per troy ounce, I clearly stated my position that $2,000 gold was just the beginning.

As usual, my argument was grounded in history. Back in the 1960s and 1970s, US government spending soared thanks to the mounting costs of the Vietnam War coupled with incredibly expensive social initiatives dubbed ‘The Great Society’.

The national debt exploded as a result.

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Freedom Is Like Inflation: You Lose 2-3% Every Year

Freedom Is Like Inflation: You Lose 2-3% Every Year

Notes From the Field By James Hickman (Simon Black)  March 13, 2025

My grandfather was born on April 19, 1915 in a dirty, one-room shack in the town of Bonham, Texas. Given the era, they had no electricity and no running water. And the family considered themselves fortunate that both mother and baby survived childbirth.

Pretty much everyone in the area was a farm laborer; they worked long, hard days in the unforgiving Texas heat trying to beckon life from ungenerous soil. But it was a living-- one that my grandfather joined at an early age.

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Inheritance Can Destroy A Family Or Be A Life-Changing Gift

Inheritance Can Destroy A Family Or Be A Life-Changing Gift

Here's how I advise my clients as an estate-planning attorney.
Story by insider@insider.com (Jen Glantz)

Dana Blue is an estate-planning attorney who helps families navigate assets after a loved one dies.  Inheritances can create an opportunity to purchase a house, return to school, or run a business.  They can also tear siblings apart and lead to losing a family legacy or even bankruptcy.

This as-told-to essay is based on a conversation with Dana Blue, a 44-year-old estate planning, probate, and real estate attorney in Philadelphia. The following has been edited for length and clarity.

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3 Records You Should Keep Indefinitely Once Your Taxes Are Filed

I’m a Tax Expert: 3 Records You Should Keep Indefinitely Once Your Taxes Are Filed

Kerra Bolton   Fri, March 14, 2025  GOBankingRates

While it could be tempting to throw away documents after filing tax returns, doing so could put you at financial and legal risk. Maintaining certain financial records indefinitely can safeguard against future tax disputes, facilitate asset management and ensure compliance.

 “It is important to keep documents that affect future years forever, such as documents related to losses that have created carryovers, agreements and investment records, which may create future cash basis,” said Crystal Stranger, senior tax director and CEO of Optic Tax.

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Grow Money Like the Rockefeller Family

Grow Money Like the Rockefeller Family– 5 Ways They Created Generational Wealth

Caitlyn Moorhead  Thu, March 13, 2025   GOBankingRates

There is no way around the Rockefeller name being associated with money, as it’s synonymous with immense wealth and the realization of the American Dream. The family’s fortune, established by America’s first billionaire John D. Rockefeller Sr., the founder of the Standard Oil Company in the late 19th century, has endured for generations, making the Rockefellers one of the wealthiest families in history.

In large part, this massive amount of money was thanks to the following factors:

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8 Key Signs of a Quiet Millionaire

8 Key Signs of a Quiet Millionaire, According to Rachel Cruze

Ashley Donohoe  Thu, March 13, 2025  GOBankingRates

When you think about millionaires, you might picture people who visibly show off their expensive things or who got rich by receiving an inheritance or making one lucky investment.

However, the National Study of Millionaires by Ramsey Solutions showed that millionaires more often built their wealth by more ordinary means, like stashing funds in a 401(k), and many didn’t even earn extremely high salaries. It can even be hard to tell who is rich sometimes.

A recent YouTube video from financial expert Rachel Cruze looked at eight common signs that can help you identify “quiet” millionaires.

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4 Types of Financial Documents You Should Keep Together at All Times

4 Types of Financial Documents You Should Keep Together at All Times in Case of Emergency — Here’s Why

Adam Palasciano  Tue, March 11, 2025  GOBankingRates

Life is full of the unexpected. You never know when you may find yourself in dire straits or faced with an emergency that’s totally out of your control. Sadly, Americans are affected by weather-related disasters now more than ever before.

According to the NOAA’s National Centers for Environmental Information (NCEI), 2024 alone was full of “billion-dollar” weather-related natural disasters: There were 27 individual weather and climate disasters with at least $1 billion in damages, which is only one less than the record of 28 events in 2023. Last year’s natural disasters took nearly 600 lives and cost approximately $182.7 billion in total.

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