30 Scam Phone Numbers To Block and Area Codes To Avoid

August 22, 2024  by Joshua Rodriguez

Scams are becoming more and more prevalent, and simply blocking unwanted calls doesn’t always do the trick. They’re so common that experts have coined the term “scam economy.” Unfortunately, it’s easy to change a phone number, and scammers often do so to avoid getting caught or having their call blocked. The good news is that scams operate in many known area codes, so you can avoid being the next victim simply by honing in on the list of scammer phone numbers.

Quick Take: List of Scammer Phone Numbers

Wouldn’t it be great to have a list of scam phone numbers handy to avoid them altogether or at least have 1-888 scammer numbers be clear in their intention on the caller ID? Short of never answering the phone or putting yourself on every national “do not call” list, there are some red flags you can alert yourself to before accidentally giving out your Social Security number or being a victim of identity theft.

7 Red Flags That Will Help You Avoid Financial Scammers

August 20, 2024   Written by  Cynthia Measom  Money / Financial Planning

You can’t be too protective of your money and personal information. Financial scams are running rampant.

According to our recent “Keep Your Money Safe” survey, when victims of financial scams were asked what type of scam they had experienced, 27% said they had been the victim of phone scams (robocalls, texts, false impersonators, bots).

Additionally, 11% said they were victims of money transfer or mobile payment service scams — 20% on Cash App and 17% on PayPal. Online shopping and phishing scams were also common, with 25% of respondents claiming to have been scammed on Facebook and 13% on Instagram.

I’m a Bank Teller: 6 Top Ways You Can Keep Your Checking Account Safe

November 7, 2024 Written by Sean Bryant

According to a 2023 study by the American Banking Association, only 9% of people still take care of their banking needs in a physical brand location. Instead, they’re relying on the accessibility of online banking and banking apps. Another study by Chase found that 87% of Americans use their banking app at least once per month.

However, with the rise of online and mobile banking also comes an increase in cybercrime. According to the FBI, over $4 billion was lost to cyber criminals in 2020 alone. This means it’s more crucial than ever to make sure you’re protecting yourself and your money.

Thanks to Fraud, Big Banks Might Not Let You Make Your Normal Mobile Deposit

Chris Ozarowski   Thu, November 7, 2024  GOBankingRates

Do you use mobile check deposits to put your paycheck into your bank account? If so, you may be forced to change your habits in the future. Due to a wave of mobile check scams, Fidelity Investments has begun to limit some check deposit features, The Wall Street Journal reported.

Other organizations that have been similarly affected may soon follow suit.

If you’re worried about financial scams, learn the red flags you should look out for to protect your money.

Ramit Sethi Says This Is The Biggest Red Flag of All When It Comes to Money and Relationships

Mary Green  Wed, November 6, 2024   GOBankingRates

Most people look for a romantic partner who shares their financial values and has similar life goals, whether that means living a life of luxury or embracing a minimalist existence. Incompatibility in these areas is often a deal breaker or “red flag.”

Personal finance expert Ramit Sethi says there is an even bigger red flag that people tend to overlook. The number one financial red flag isn’t having different values — it’s being unable to talk about money at all.

“If your partner simply will not talk about money, you have a huge problem,” Sethi explained in an interview on Instagram.

4 Money Mistakes the Wealthy Never Make

Adam Palasciano  Thu, November 7, 2024 GOBankingRates 

It should come as no surprise that wealthy people — or people striving to join them — are constantly paying close attention to the economy, legislation and various markets. They are also always analyzing how these factors can and will affect their finances.

Here are four financial mistakes the wealthy never make whether times are tough or relatively smooth sailing.

9 Ingenious Places To Hide Spare Keys

Don't get locked out of your house when you use these best places to hide a spare key

Anika Gandhi  Anika’s DIY Life  Mon, October 28, 2024

For decades, people have been stashing spare keys outside their homes to avoid the dreaded lockout. With how often it happens, it only makes sense to have an accessible backup! But the classic “under the doormat” hiding spot? That’s the first place a potential intruder will check.

Say goodbye to predictable hiding spots and discover more secure ways to keep your spare key accessible without sacrificing safety. These unexpected yet clever spots will make finding your key challenging for strangers and easy for you when you need it most!

5 Effective Ways To Stop Impulse-Buying And Save Money

Learn how to shop more intentionally (without feeling deprived)

Shira Gill | Organizing Expert

These tips will help you slow your roll when it comes to impulse buying, live more sustainably, and save a boatload of money. File that under #winwin.

5 Questions To Ask Your Financial Advisor Before Year-End

Catherine Brock  Thu, October 31, 2024  Yahoo Personal Finance

The close of the calendar year is financially significant. For one, Dec. 31 marks the end of the tax year, which affects retirement contributions and your capital gains tax liability, among other things.

Year-end also creates a natural opportunity to assess your finances to ensure you are on track to meet your goals. So, when the Halloween and holiday decorations appear in your favorite mass market retailer, consider that a reminder to connect with your financial advisor.

Use the five conversation starters below to uncover the highest-impact money moves you can make before the new year.

What Is A Financial Advisor and What Do They Do?

Robin Hartill, CFP® Thu, October 31, 2024  Yahoo Personal Finance

If you need help managing your money or you’re not sure whether you’re on track for a major life goal, a financial advisor can be an important ally.

A financial advisor is a professional who helps you create and implement a financial plan, manage your finances, and monitor your progress as you work toward your fiscal goals.

But the term “financial advisor” is a fairly broad one. Financial advisors often hold various licenses and certifications, but there’s no specific credential that someone needs to hold in order to call themself a financial advisor — though many common services financial advisors provide, like buying and selling securities, do require a license. That makes it extra important to vet an advisor and make sure they’re qualified to help you manage your money.