.What Happens to Your Mortgage When You Die?

Mark Henricks Mon, April 18, 2022

If you die owing money on a mortgage, the mortgage remains in force. If you have a co-signer, the co-signer may still be obligated to pay back the loan. A spouse or other family member who inherits a house generally has the right to take over the payments and keep the home. Alternatively, terms of a will may direct that the estate’s assets be used to pay off the mortgage, and sometimes a life insurance policy will pay off the mortgage if the original borrower dies. If no one will assume the mortgage and there is no provision to pay it off, the lender may foreclose on the property and sell it. A financial advisor can help you deal with mortgage challenges during the estate planning process.

.The 11 Most Extravagant, Exclusive and Surprising Credit Card Perks

Don't miss out on these impressive credit card perks.

Cameron Huddleston Life and Money Columnist Jun 3, 2019

Cash back, free hotel stays and flights are among the more common perks of having a rewards credit card. Certainly, these perks are great — and an easy way to have your credit cards work for you. However, some high-end cards dole out benefits that make you truly feel like a VIP.

To qualify for some of these perks, though, you need to get an excellent credit score. You might also have to pay steep annual credit card fees. Fortunately, not all rewards credit cards come with fees or are quite so exclusive.

.The Top Purchases You Should Always Make With a Credit Card

Don't miss out on the perks of using your card in smart ways.

By John Csiszar Apr 18, 2022 Get Credit Advice

Some financial advisors suggest that consumers should never buy anything with a credit card and should only use cash for purchases. The philosophy behind this advice does have some merit, but for those that use credit responsibly, there’s a whole host of benefits. In fact, for some types of purchases, failure to use a credit card can actually be a mistake, as you’d be forsaking various forms of protection and benefits.

Although the caveat is always there that you must use your credit responsibly, here’s a list of purchases that you should always consider making with a credit card.

.Not Good With Money? These 5 Expert Tips Are Made for You

Casey Bond Mon, April 18, 2022

Being "good with money" means different things to different people. Maybe it's having a lot of savings, zero debt or a big investment portfolio.

For those who don't have those things, it can feel hopeless. The good news: If you consider yourself bad with money, that's probably not the case. You simply need to learn a few basics. So if you'd like to get your finances on track once and for all, consider these tips from money experts.

.The Riskiest Places To Swipe Your Credit Card

Scott M. Brodie Mon, April 18, 2022, 1:00 PM

Credit card fraud has become a constant and pervasive threat, and debit cards aren't immune to being stolen either. The Federal Trade Commission reported 66,090 instances of credit card fraud in 2020. This is why it's so important to know where the risks are, so you can better protect yourself from those looking to steal your information.

ATM Machines

Thieves have been skimming debit (and credit) card information from ATM machines for years, and the innovation of chip cards was partly developed to address this risk. As the credit card industry advances, though, thieves adapt -- and Consumer Reports notes they now have "shimmers" that can read chip-based cards.

.25 Things To Sell When You’re Ready To Retire

Gabrielle Olya Sat, April 16, 2022 GOBankingRates

Many people downsize in retirement as a way to cut back on expenses and make their lives simpler. For some, this means relocating to a smaller home or a retirement community. For others, this can just mean getting rid of stuff they no longer use anymore.

If your retirement planning includes downsizing, there are numerous things you can sell to clear out clutter and add some extra funds to your retirement nest egg.

.7 Money Skills It’s Never Too Late To Learn

Heather Taylor Wed, April 13, 2022,

No matter what age you are, there are basic money skills that will always be beneficial in your life. From spending less than what you make to determining the best way to pay off your debt, these skills can increase your overall financial literacy and create a healthy relationship with money.

Budgeting

Budgeting is often considered the cornerstone of personal finance advice. Amy Maliga, financial educator at Take Charge America, said it's never too late to get in the habit of planning and following a budget.