Seeds of Wisdom RV and Economics Updates Sunday Afternoon 11-16-25

Good Afternoon Dinar Recaps,

Diplomatic Reset 2025: Global Realignments Accelerate

Powerful blocs are reordering financial systems, not just politics — diplomacy is becoming a tool of the Global Reset.

Overview

• 2025 is shaping up as a watershed year in geopolitical finance: BRICS nations are pushing unified governance reform, and cross-regional alliances are deepening.

• The diplomatic architecture reinforcing the Global Reset is built on de-dollarization, IMF reform, and payment-system alternatives.

• These emerging alignments are recalibrating global economic influence — not just through markets, but through sustained political cooperation.

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Key Developments

• BRICS Finance Ministers Propose IMF Reform: In a major show of unity, BRICS called for quota realignment at the IMF — pushing for increased influence for developing economies. 

• De-Dollarization Intensifies: Analysts note Russia and China leading in non-dollar trade and payment innovations, including currency swaps and local-currency settlements. 

• BRICS–MENA Diplomacy Expands: BRICS’ institutional reach in the Middle East is growing, spurring geopolitical cohesion across Africa and MENA states.

• U.S.–BRICS Tension Remains High: Trump has threatened additional tariffs on nations supporting anti-dollar BRICS policies, signaling growing geopolitical friction. 

• Multipolar Governance Vision Gains Traction: Prominent BRICS and Global South states are increasingly calling for a rules-based order that bypasses traditional Western-led institutions.

Why It Matters

These aren’t just diplomatic shifts — they are structural disruptions. Emerging economies are not merely aligning politically; they are building parallel financial and institutional power. The Global Reset is being brokered not only in boardrooms but also in summits and payment-system negotiations.

Implications for the Global Reset

Pillar 1 — Institutional Reformation:
BRICS-led calls to reform the IMF and global governance architecture reflect long-term efforts to rebalance power away from Western-centric institutions.

Pillar 2 — Financial Sovereignty:
De-dollarization and new payment rails amplify national control over finance and reduce exposure to geopolitical leverage from the U.S. dollar.

Pillar 3 — Diplomatic Infrastructure:
Cross-regional cooperation (BRICS + MENA + Global South) is laying the diplomatic foundation for a multi-pillar financial order built on trust, not coercion.

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This is not just politics — it’s global finance restructuring before our eyes.
Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Reuters – “BRICS finance ministers make unified proposal for IMF reforms”
• Asia Times – “De-Dollarization tipping point as multipolar finance takes hold”
• Modern Diplomacy – “De-Dollarization & BRICS: A New Global Power Shift?”
• ISPI – “BRICS and MENA: Embracing a Multipolar World”
• Time – “Trump Threatens Extra 10% Tariff for Countries ‘Aligning’ Themselves With ‘Anti-American’ BRICs Policies”

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Iraq Economic News and Points To Ponder Sunday Afternoon 11-16-25

Foreign reserves are a pillar of monetary stability
Economic 16/11/2025  Baghdad: Al-Sabah  Economic researcher Dr. Nabil Rahim Al-Abadi explained that foreign currency reserves have reached approximately $100 billion,which    covers the issued local currency amounting to about 98.4 trillion dinars,    registering a decrease of 3.8% compared to the same period last year.  

The period from 2024. 

Al-Abadi added in an interview with Al-Sabah that the decline in the value of the local currency contributed to a    decrease in the inflation rate to 0.8%, a    decrease of 76% compared to 2024,    which had a significant impact on maintaining the general price level.

 He added that   foreign reserves at their current rate are sufficient to cover the equivalent  of 18 months of imports, in addition to the fact that the precautionary reserve of gold reached about 167 tons,    which ranks fourth in the Arab world and thirtyth globally    according to the World Gold Council, noting that it     constitutes an important part of Iraq’s foreign reserves, as it recorded a large growth rate of 55% until the first half of 2025, as   its value reached about 22.8 trillion dinars compared to   its value of 14.7 trillion dinars in the second half of 2024, and that the safe investments of the reserves contributed greatly to the    growth of investment portfolios, accompanied by good    growth rates in returns to investment portfolios. 

He stressed that  the growth rates achieved in foreign reserveswere consistent with the Central Bank’s plan to    enhance returns and    build capacity in the field of self-management of reserves,  which enabled the    establishment of international banking relationships and the    entry into agreements and memoranda of understanding with   classified global banks,  reputable financial institutions,   international financing and consulting organizations, the   Arab Monetary Fund, and    international institutions concerned with investment management.
 
It also contributed to helping banksbuild international banking relationships with correspondent banksin accordance with the Central Bank’s plan to    regulate foreign trade financing and    implement the comprehensive banking reform program.   https://alsabaah.iq/123565-.html    
  

Government Meeting To Discuss Increasing Oil Exports And Limiting Marketing To "SOMO"

Time: 16/11/2025 16:14:31 Reading: 120 times     {Local: Al-Furat News} Prime Minister Mohammed Shia Al-Sudani chaired a meeting on Sunday dedicated to following up on the financial dues for energy projects (electricity and oil), in the presence of the Ministers of Finance, Oil and Electricity and a number of advisors and executive officials in the ministries.

The Prime Minister’s Media Office stated in a statement, a copy of which was received by Al-Furat News, that: “During the meeting, ways to maximize the revenues of the public treasury were discussed by increasing the export capacity of oil products (diesel, naphtha, black oil, condensates) and other products after achieving self-sufficiency.”

He added, "The meeting also witnessed a discussion on establishing a mechanism for the flow of revenues, and restricting the export of oil products through the State Oil Marketing Company (SOMO)."

Regarding the electricity sector, Al-Sudani directed the Ministry of Electricity to "study the economic models for investment projects".

Al-Sudani stressed "the need to proceed with economic and financial reform plans, especially with regard to utilizing oil wealth and raising the rate of crude oil refining according to the targeted plans to produce more high-quality and valuable oil derivatives."    LINK

The Ministry Of Finance Reveals The Exchange Of Funds Between Baghdad And Erbil: 7.2 Trillion Dinars Compared To 679 Billion During Eight Months

Money and Business  Economy News – Baghdad   The Public Spending Report for August 2025 issued by the Ministry of Finance revealed the value of funds transferred and received between the federal government and the Kurdistan Region during the first eight months of the year.

According to the report, the Kurdistan Region handed over only 679.3 billion dinars to the federal treasury.

The report indicated that the federal government transferred 7.2 trillion dinars to the region during the same period, including salaries, operating expenses and transfers stipulated in financial agreements.
https://economy-news.net/content.php?id=62338

Iraqi Oil Exports To America Decline

Energy  Economy News – Baghdad  The U.S. Energy Information Administration announced on Sunday that Iraq's oil exports to the United States declined last week.

The administration said in a statistic seen by “Al-Eqtisad News” that “the average US imports of crude oil during the past week from seven major countries amounted to an average of 4.670 million barrels per day, a decrease of 219 thousand barrels per day from the previous week, which amounted to an average of 4.889 million barrels per day.”

She added that "Iraq's oil exports to America averaged 149,000 barrels, down by 46,000 barrels per day from the previous week's average of 195,000 barrels per day."

The administration noted that "most of America's oil revenues last week came from Canada at a rate of 3.557 million barrels per day, followed by Saudi Arabia at a rate of 349,000 barrels per day, Mexico at an average of 321,000 barrels, and Nigeria at a rate of 136,000 barrels per day."

According to the table, "US crude oil imports from Ecuador averaged 98,000 barrels per day, and from Venezuela averaged 60,000 barrels per day, while no quantity was imported from Libya, Brazil or Colombia during the past week."

The United States imports most of its crude oil and derivatives from these ten major countries, and America's daily consumption of oil is about 20 million barrels, making it the world's largest consumer of this commodity.
https://economy-news.net/content.php?id=62329

Dollar Exchange Rates Against The Dinar In The Evening Market

Stock Exchange   The exchange rate of the US dollar against the Iraqi dinar rose slightly in the markets of Baghdad and Erbil on Sunday evening, as the stock exchange closed.

Baghdad, selling price 142,500 dinars per 100 US dollars,  and the buying price was 140,500 dinars per 100 US dollars.

Erbil   Selling price: 141,000 dinars per 100 dollars   Buying price: 140,850 dinars per 100 dollars.  
ttps://economy-news.net/content.php?id=62354

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

“Tidbits From TNT” Sunday 11-16-2025

TNT:

Tishwash:  US State Department: Elected Iraqi leaders have the authority to form the next government

 The US State Department confirmed on Saturday that the parties and political forces that won the sixth parliamentary elections in Iraq, which were recently held, can proceed with forming the new federal government.

A spokesperson for the US State Department congratulated the Iraqi people on the "peaceful" elections, adding that "their elected leaders now have the sovereign authority to determine the formation of the next Iraqi government."

He affirmed that "we will continue to strengthen US-Iraqi relations based on mutual respect and common interests."

Last Thursday, the US President’s Special Envoy to Iraq, Mark Savva, offered his sincere congratulations to the Iraqi people on the successful completion of the recent parliamentary elections, considering it “a fundamental step to strengthen democracy and stability in the country.”

The US envoy affirmed that "the United States remains strongly committed to supporting Iraq's sovereignty, reform efforts, and reducing foreign interference and armed groups," noting that his country "looks forward to working with the Iraqi government to deepen the strategic partnership in the areas of security, energy, and development, and to contribute to building a stable and prosperous future for all Iraqis."

On the ninth and eleventh of November, Iraq held special and general voting in the parliamentary elections for the sixth parliamentary session, as part of a democratic practice in the political process that emerged after 2003 through the overthrow of the former Baath regime by the forces of the United States of America and its allies.  link

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Tishwash:  Government advisor: Amending the Commercial Agency Law supports Iraq's requirements for joining the World Trade Organization

The Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Sunday that the Cabinet’s approval of the draft law amending the Commercial Agency Regulation Law would support Iraq’s accession to the World Trade Organization and improve market efficiency by reducing prices and raising the quality of goods, as well as supporting investment and integration into the global economy. 

Saleh told the Iraqi News Agency (INA): “The first amendment to the existing Commercial Agency Regulation Law represents an important legislative reform that enhances competitiveness, improves the quality of goods and services, and supports investment and integration into the global economy,” noting that “the amendment also contributes to building a more disciplined and equitable market, which will directly impact economic growth and consumer protection in Iraq.”

He added that "this amendment comes to address the gaps that appeared during the application of the law since 2017, whose main goal was and still is to promote and regulate commercial activity and improve the business environment in Iraq."

He explained that “the motives for the amendment are directed towards important axes, including addressing cases of actual monopoly by some commercial agencies in key sectors such as sensitive devices, consumer goods, and others, as well as the need for more precise regulation of the relationship between foreign companies and local agents in accordance with international standards, with the necessity of raising the level of transparency and disclosure in registering agencies and documenting their contracts,”

Noting that “all the contents of the amendment are consistent with the need to protect the consumer from substandard goods and weak after-sales services, as we have explained, which drain the consumer and the national economy.”

He stated that "the amendment comes to support the state's direction towards improving the investment environment and attracting global companies directly to the national market."

He stated that "the most prominent aspects of the amendment are based on opening the field to greater competition between agents and preventing disguised monopolies, tightening registration and auditing procedures for commercial agencies through the Ministry of Commerce

In addition to clearer and stronger regulation of contracts between the local agent and the foreign supplier, which enhances the rights of both parties, and obligating agents to higher standards of quality, warranty and maintenance, as well as strengthening governmental and tax oversight and digitization in agency procedures, and providing an important entry point towards building a competitive and fair market away from the dominance of closed agencies, and supporting the requirements for the country's accession to the World Trade Organization by enhancing transparency and competition."

He added that "amending the law also leads to strengthening national supply chains, encouraging local manufacturing, and establishing a stable and attractive legal environment for foreign direct investment that is consistent with global quality standards in developing the business environment, which is the focus of the World Bank and international trade and economic organizations."

He pointed out that "the implications of amending the existing Commercial Agencies Regulation Law are embodied in providing important economic pathways, foremost among them improving market efficiency by reducing prices and raising the quality of goods as a result of increased competition, in addition to attracting new international companies and brands to the Iraqi market

Reducing the restrictions imposed by monopolies, stimulating local investment in the fields of distribution, logistics and commercial services, in addition to protecting the consumer and providing better products with more committed after-sales services, and increasing state revenues by controlling tax compliance and regulating import operations  link

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Tishwash:  Sudani is making a two-day visit to the Kurdistan Region

An informed source reported on Saturday that Federal Prime Minister Mohammed Shia al-Sudani will visit Erbil next Monday.

The source told Shafaq News Agency that Al-Sudani will hold a meeting with Kurdistan Region Prime Minister Masrour Barzani and a number of regional government officials.

The source added that Al-Sudani will head the following day (Tuesday) to the city of Duhok, where he will participate in a special event for the MEPs conference at the American University of Kurdistan in Duhok.

This is the first visit by a senior federal official and the first by a winner in the recent elections to the region.

Preliminary results announced by the Independent High Electoral Commission showed that al-Sudani and nine members of his government won, while four other ministers lost despite receiving thousands of votes.

The Independent High Electoral Commission of Iraq announced on Wednesday evening that the “Reconstruction and Development” alliance, led by Al-Sudani, had made significant progress in the preliminary results, achieving 1,317,346 votes in 12 out of 18 governorates. The Progress Party, headed by former Speaker of Parliament Mohammed Al-Halbousi, came in second, and the State of Law Coalition, led by former Prime Minister Nouri Al-Maliki, came in third.

According to election monitoring organizations, Shiite lists obtained 187 seats out of the total number of seats, including some seats within Sunni lists.

The tables also showed that Sunni lists won 77 seats, while Kurdish lists won 56 seats, and Yazidi candidates won one seat.  link

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Mot: Just Have FUN!!!!

Mot:  This Northern Lights Thingy! - Wellllllllll

News, Rumors and Opinions Sunday 11-16-2025

Majeed KSA: ISO 20022 Migration, Key Summary with Dates

11-15-2025

ISO 20022 Migration – Key Summary with Dates

Global Adoption & Milestones

• 70+ countries and most major financial market infrastructures have adopted ISO 20022.

• July 2025: Bank of America successfully implemented Fedwire Funds Service ISO 20022 messages, enabling:

• Common language between USD clearing systems: Fedwire and CHIPS.

• Improved interoperability with ISO-adopted systems like SWIFT and T2 (Euro clearing).

⸻

Key Benefits

1. Uniformity & Efficiency

• Consistent structured formats improve automation and straight-through processing.

• Reduces reliance on multiple proprietary message formats.

2. Richer, Higher-Quality Data

• Ability to send more detailed transaction information.

• Improves reconciliation and reduces payment queries.

• Allows including URLs, emails, and extra data for beneficiaries.

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Roadmap & Important Deadlines

MT → MX (ISO 20022) Transition

• November 22, 2025:

• The coexistence period for MT and MX messages ends for institutions connected to SWIFT FIN.

• Legacy MT messages will no longer be accepted on the SWIFT FIN network after this date.

Increased ISO 20022 Traffic

• From 2025 onward, more financial infrastructures will go live with ISO 20022.

• Clients will see mixed message formats (legacy + ISO) during the transition period.

• Applies across the entire USD high-value payments industry.

Payment Infrastructure News:  #ISO20022 migration interconnects the global economy, underlines @BankofAmerica 'Having structured data and streamlined payment systems has become increasingly important as the global economy gets more interconnected.'

ISO 20022 migration interconnects the global economy:  

Having structured data and streamlined payment systems has become increasingly important as the global economy gets more interconnected.

ISO 20022 was developed as a payment messaging standard to increase uniformity and connectivity between disparate market infrastructures. It has been widely adopted in 70+ countries so far and by most major financial market infrastructures.

 In July 2025, Bank of America successfully implemented Fedwire Funds Service ISO 20022 messages. This milestone for the global payments and USD clearing industry enables all USD clearing financial market infrastructures (FMI), Fedwire Funds Services and the Clearing House Interbank Payments System (CHIPS) to communicate in a common language, improving interoperability with the other financial market infrastructures around the globe that adopted the ISO 20022 format, such as Swift and T2 (Euro clearing).

https://business.bofa.com/en-us/content/iso-20022-migration.html

Source(s):  https://x.com/majeed66224499/status/1989651344232153435

https://dinarchronicles.com/2025/11/15/majeed-ksa-iso-20022-migration-key-summary-with-dates/

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Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  Iraq is ready...Facts:  $112 billion in reserves which is cash, gold and savings.  Digital money system has been tested and working...The budget for 2026 already prepared.  We haven't seen '23, '24, '25 budget schedules yet, right? So how do they have '26 prepared?  Means they probably have something prepared for the '26 budget and I believe that's going to be a new exchange rate.

​ Frank26   [Iraq boots-on-the-ground report]   FIREFLY: The Central Bank of Iraq has been talking to us every day about the eventuality transition to a basket of currencies to stabilize the dinar, though it's in the planning stages.  We don't agree to that because they are talking about it to us right now...The CBI confirmed the idea of removing the three zeros, a redenomination, is something they're still working on.  They have got the green light from the US Federal Reserves for dollar supplies which should help keep it stable but they're telling us we're moving to a basket of global currencies.  They say this is the next step they are considering down the line...after they got the redenomination.  FRANK:  These reports are really fantastic...It's what we've dreamed about.  Everyday I wake up with a big smile on my face...It's just amazing.

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$3T PANIC: Fed's SECRET Bank Meeting EXPOSES Imminent Liquidity APOCALYPSE!

Stephen Van Metre:  11-15-2025

The New York Fed called the biggest Wall Street banks in for a secret meeting out of fears of liquidity drying up which would crash stocks and put millions on the unemployment line.

https://www.youtube.com/watch?v=y82NW8AlszA

Seeds of Wisdom RV and Economics Updates Sunday Morning 11-16-25

Good Morning Dinar Recaps,

Global Reset Weekly — Key Real Developments (Mid-November 2025)

Monetary realignment deepens as central banks pivot to strategic reserves and de-dollarization.

Overview

• Global central banks are continuing to accumulate gold at historically high levels, signaling a structural rebalancing of reserve assets.

• The dollar’s grip is loosening, as some investors question its long-term primacy and nations hedge using non-dollar instruments.

• These moves reflect an intensifying shift toward a multi-asset, de-dollarized financial architecture — major pillars in the global reset.

Key Developments

• According to the World Gold Council, central banks have added 634 tons of gold year-to-date (Q3 2025), a volume well above pre-2022 averages. 

• Emerging market central banks remain among the top buyers: Poland, Kazakhstan, Brazil, and others continue to top the list. 

• According to Wedbush analysis, gold accumulation is part of a deliberate “structural reserve realignment,” with central banks shifting away from dollar-dominated holdings. 

• Gold purchases rebounded in August after a brief pause in July — central banks added another 15 tonnes that month, per IMF-based data. 

• Survey data notably show 95% of central banks expect to increase their gold reserves in the next 12 months — underlining the long-term nature of this trend. 

• Simultaneously, the U.S. dollar has weakened: The DXY (dollar index) dropped to a three-year low, fueling debate over de-dollarization. 

Why It Matters

These developments are not just incremental: they reflect a tactical breakout from the dollar-centric system. By aggressively accumulating gold, central banks are building a real-asset foundation for future financial resilience. This shift could undermine long-standing reserve paradigms and reshape global power in markets and trade.

Implications for the Global Reset

Pillar 1 — Reserve Asset Transformation
Gold’s resurgence suggests that central banks are protecting against dollar risk while building stores of value that can weather macro shocks.

Pillar 2 — De-Dollarization & Currency Realignment
A weakening dollar coupled with strategic reserve diversification points to a gradual erosion of dollar dominance — and the rise of alternative monetary frameworks.

Pillar 3 — Strategic Stability Through Real Assets
Gold is not just a store of value — its accumulation signals a strategic buffer for nations seeking independence from traditional financial pressures.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council – “Central Bank Demand Remains Healthy Despite Moderation”
• Wedbush – “Central banks pivot to precious metals, gold accumulation surges” 
• FX Leaders – “Gold: Central Banks Resume Buying Spree in August” 
• The Guardian – “Global central banks intensify gold stockpiling”
• Investopedia – “The U.S. Dollar Hit a 3-Year Low, But Is the World Really ‘De-Dollarizing’?”

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Sovereign Gold Buying Signals the End of the Old Market Order

Central banks reshape the foundation of global markets as demand for real assets accelerates.

Overview

• Gold is entering a structural bull phase driven by central bank accumulation, not retail speculation.

• A three-year low in the U.S. dollar index is accelerating demand for non-dollar hedging assets.

• These shifts indicate a long-term market rebalancing aligned with global reserve realignment.

Key Developments

• Central banks purchased 634 tons of gold year-to-date, according to the World Gold Council — one of the highest volumes ever recorded.

• Gold demand rebounded in August as banks added another 15 tons, reversing the July slowdown.

• Analysts at Wedbush identify this trend as part of a “structural reserve realignment,” moving global liquidity out of dollar-dominated instruments.

• The U.S. dollar index hit a three-year low, amplifying gold’s attractiveness for sovereign diversification.

• Survey data show 95% of central banks plan to increase gold reserves in the coming year — strengthening long-term bullish positioning.

Why It Matters

Markets are signaling a fundamental shift away from a dollar-centric reserve system. Gold is reclaiming its historic role as a stabilizing anchor, reducing exposure to fiscal volatility, currency wars, and debt-driven uncertainty.

Implications for the Global Reset

Pillar 1 — Real-Asset Reserve Anchors
Gold accumulation strengthens national resilience and reduces vulnerability to dollar liquidity cycles.

Pillar 2 — Market Repricing Through De-Dollarization
A weakening dollar paired with gold accumulation suggests a long-term repricing of global markets.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• World Gold Council – “Central Bank Gold Demand Trends”
• FX Leaders – “Central Banks Resume Buying Spree in August”
• Investopedia – “Dollar Hits 3-Year Low — De-Dollarization Trends Explained”
• Wedbush Market Minute – “Central Banks Pivot to Precious Metals”

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Iraq Economic News and Points To Ponder Sunday Morning 11-16-25

Self-Sufficiency Is The Foundation Of Development. 
 
Economic 16/11/2025  Yasser Al-Mutawalli
 
Self-sufficiency is a major and broad concept in the lexicon of economic theories of all kinds, whether
   totalitarian,
   capitalist or mixed,
      because it is the basis of
         development and its
         sustainability.

Our country’s declaration of achieving self-sufficiency in
   gasoline,
   kerosene, and
   gas oil is an important and significant achievement in
      embodying the concept of self-sufficiency, and as a
      fundamental basis for driving development elements,
 
given the importance of this declaration in the economic feasibility of managing one of the main economic management facilities,
 
as the great efforts in this field resulted in the government’s decision to stop importing petroleum products after achieving self-sufficiency in
   gasoline,
   gas oil (kerosene), and
   kerosene.
 
However, there will still be a need for a reasonable review in determining the efficiency of oil refineries, with the importance of providing strategic stores and reserves of energy products to avoid problems of holidays and block the way for sometimes fabricated product crises, as well as imposing strict control over the quality of the product.
 
Overall, this great achievement is an indicator of the optimal investment in energy resources and their preservation from waste.
 
This achievement deserves praise and pride for the numerous gains it will bring in terms of savings in hard currency, as well as diversifying sources of income.
 
It was surprising that the oil-rich country had been importing its oil derivatives for energy since 2003, for two decades.
 
We have been and still are pointing out in most of our articles the importance of investing our resources 

through the establishment and expansion of giant refinery projects, and finally the 

new projects have been put into operation with efficient production capacity and very good quality.
 
Perhaps the most prominent benefit that emerges from this achievement is that
what has been achieved is beyond imagination, as
we have reduced the process of
   exporting quantities of oil at low prices and
   then importing its derivatives at high prices.

If we add the government support for the derivatives that were being wasted,
then you can imagine the size of the differences achieved by this accomplishment,
which will contribute to strengthening the resilience of our national economy.
 
This achievement comes on the eve of the end of 2025, and
we had indicated that the most prominent achievement during this year was the Iraq Vision (2025-2050).
 
Today, this achievement, which I mean self-sufficiency in oil products,
comes to crown the most prominent achievement as one of the most important foundations of economic construction to implement our country’s vision on the
path of sustainable development and to guarantee its future.
 
We believe that this great achievement is so important that
it should not go by without focusing on its great significance,
especially by the economic media, making it
   a slogan and
   a source of pride in our national product.
 
Congratulations to our Iraq and our people on this initial step and a
successful start to
   progress and
   economic prosperity.    
  
https://alsabaah.iq/123564-.html    
  

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

FRANK26….11-15-25……GOI FORMED

KTFA

Saturday Night Video

FRANK26….11-15-25……GOI FORMED

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=vsxk2VT_h_I

Return to Reality as Commodities and Real Assets Boom

Return to Reality as Commodities and Real Assets Boom

WTFinance:  11-15-2025

The current market feels dizzying. Are we riding a revolutionary AI wave to perpetual new highs, or are we standing on ground prepared by historical patterns of asset bubbles and inflation?

To help navigate this critical juncture, the WTFinance podcast recently welcomed back Wasif Latif, President and CIO of Sarmaya Partners. With 25 years of experience managing global multi-asset portfolios, Latif offered a compelling argument:

The market is currently undergoing a profound secular shift, and while the spotlight shines brightly on high-flying technology, true investment opportunity lies in tangible assets—commodities, energy, and precious metals.

Here is a breakdown of Latif’s insights into the present economic landscape, historical parallels, and the necessary portfolio adjustments for the coming decade.

Latif cautions investors against being mesmerized solely by the tech narrative. While technology innovation is real, the valuations often detach from reality when structural macroeconomic pressures are ignored.

In this environment of persistent inflation and rising interest rates, the traditional model of high-growth, cash-burning technology companies becomes inherently vulnerable. When capital is expensive, the companies that own inflation-protected assets thrive.

If the secular trend is shifting away from tech dominance, where should investors look? Latif points unequivocally toward assets that benefit from inflation and supply constraints.

This imbalance—persistent demand colliding with constrained supply—suggests that energy prices are structurally elevated, making commodity-oriented equities and energy producers prime beneficiaries.

Perhaps the most potent signal of a shift in global risk perception is the behavior of central banks. Latif highlights the ongoing, strategic accumulation of gold by central banks worldwide.

This institutional demand creates a strong, sustained floor for precious metal prices, making gold an essential component of a globally diversified portfolio navigating geopolitical uncertainty.

Latif’s overarching advice is simple yet profound: History provides the roadmap. Investors must look beyond the immediate headlines and understand that cycles turn. The dominance of U.S. growth stocks that defined the last decade is now giving way to a new cycle favoring tangible assets.

He warns against assuming that today’s tech boom will sustain itself indefinitely, especially when fundamental indicators point to structural inflation and strategic shifts toward commodity ownership.

A prudent portfolio strategy today requires aligning with this secular trend—meaning a thoughtful reallocation toward energy, raw materials, industrial commodities, and precious metals.

This summary captures only a fraction of the deep historical and market insights offered by Wasif Latif.

To understand the full details of this monumental market shift and gain critical perspective on navigating the current economic cycle, be sure to watch the full video interview from WTFinance.

https://youtu.be/noFk_sDa0EY

Jon Dowling: Weekly RV Updates for November 14th, 2025

Jon Dowling: Weekly RV Updates for November 14th, 2025

11-14-2025

The latest weekly revaluation (RV) report from Jon Dowling, dated November 14th, 2025, dropped an extraordinary level of detail, painting a picture of accelerating shifts across global finance and specialized geopolitical hotspots.

This episode didn’t just speculate; it delivered crucial confirmations and stark warnings about the turbulent months ahead.

From the establishment of an “Iraq First” agenda to confirmed training on the new Quantum Financial System (QFS) overseas, here are the critical takeaways for anyone tracking the impending global financial reset.

The geopolitical stability of Iraq remains the cornerstone of the revaluation narrative. The report highlighted the major victory secured by Prime Minister Mohammed Shia’ al-Sudani’s coalition in the recent parliamentary elections. This victory firmly entrenches an “Iraq first” nationalist agenda, prioritizing internal reconstruction and the full restoration of economic sovereignty.

This focus is essential. The host emphasized that U.S. support for Iraq’s domestic process remains strong, countering ongoing efforts by external influences (specifically Iranian) to derail progress.

The success of Sudani’s government in prioritizing stability is understood to be the final lock needed before Iraq can fully restore its currency value and reintegrate into the global financial system on its own terms.

Perhaps the most significant confirmation shared in the report came via a subscriber testimony from Vietnam.

This testimony confirmed that local Vietnamese bankers are actively undergoing training on the new Quantum Financial System (QFS). This is not just theoretical awareness; it is active preparation for the incoming structure that will underpin the global currency reset.

The fact that localized training on the QFS and upcoming currency revaluations is being conducted on the ground confirms that the global shift is no longer a distant possibility but an imminent reality. This provides tangible evidence that the infrastructure for the universal financial transition is rapidly falling into place.

The Dowling report delivered sharp warnings regarding the current state of U.S. financial markets, suggesting a rapid unwind is on the horizon.

The Market Strategy Warning: The discussion included an urgent rallying cry from financial strategist John Nego, who called on President Trump to temporarily pause short selling and naked short selling activities.

The argument centers on the need to protect American wealth from corrupt brokers allegedly linked to the Chinese Communist Party (CCP), who utilize these tactics to suppress market value.

Quantitative Easing (QE) and the Crash Prediction: The host explained Quantitative Easing as a temporary mechanism designed solely to prop up the economy just long enough to manage a controlled—or semi-controlled—implosion. This unsustainable activity has inflated a massive “bubble” that is predicted to reach its breaking point by January. Investors are strongly advised to prepare for significant market volatility and a sharp downturn.

The convergence of new financial technology (crypto) and traditional assets (commodities) featured heavily, revealing a mixed outlook.

While the global reset narrative is bullish for digital assets, the host warned that internal manipulation, primarily carried out by AI bots on major exchanges, has suppressed portfolio growth. This ongoing suppression is deliberately driving down prices.

However, a massive bullish cycle is predicted soon, driven by the implementation of new international financial regulations (specifically ISO 20022). Once these digital assets become fully compliant with the new global standard, a window for significant profit-taking is expected to open swiftly.

The report also touched upon a fascinating scientific development out of China: researchers successfully developed a material that mimics the properties of gold, crafted from copper. While this advance could theoretically complicate the gold market, the host underscored silver’s unique position. Silver’s value is protected by its irreplaceable isotopes, making it fundamentally essential for critical industrial and technological applications—a feature that cannot be replicated by copper mimicry.

Jon Dowling’s November 14th report emphasizes a world on the cusp of dramatic, permanent change. From the political foundation being laid in Iraq to the confirmed operational rollout of the QFS in Asia, the signals point toward an imminent transition.

While the warnings about financial market collapse are serious, the introduction of new financial standards (QFS, ISO 20022) suggests that while the old system is slated for demise, the regulatory and technological framework for the new era is already being finalized.

Watch the full video from Jon Dowling for further insights and detailed information as we navigate this critical period.

https://youtu.be/IFV0EIQqemw

https://dinarchronicles.com/2025/11/14/jon-dowling-weekly-rv-updates-for-november-14th-2025/

Seeds of Wisdom RV and Economics Updates Saturday Afternoon 11-15-25

Good Afternoon Dinar Recaps,

The New Payment Order: Nations Build Rails Beyond the U.S. Dollar  

The world is separating from single-currency dependence — fast.

Overview

• New digital settlement rails and bilateral trade channels are increasing worldwide.

• Local-currency trade agreements now dominate Asia, Africa, and the Middle East.

• Tokenized assets and cross-border digital ID systems accelerate settlement efficiency.

Key Developments

• BRICS “Unit of Account” draft finalized, focusing on settlement baskets rather than a circulating currency.

• ASEAN and Gulf states expand local-currency energy trade, reducing USD exposure.

• SWIFT upgrades cross-border CBDC interoperability, ensuring Western financial institutions remain competitive.

Why It Matters

The world is building parallel payment rails that reduce dependency on one reserve currency — a defining hallmark of systemic transition.

Implications for the Global Reset

Pillar 1 — Multi-Currency Settlement Systems Go Mainstream
Trade is shifting to local currencies, digital tokens, and commodity-linked contracts.

Pillar 2 — Infrastructure Becomes the New Reserve Asset
Countries storing value in ports, pipelines, grids, and digital networks are replacing the old model of storing value in paper debt.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources
• Reuters – “BRICS advances shared payments framework to reduce dollar reliance”
• Nikkei Asia – “ASEAN expands local-currency settlement networks”
• CNBC – “SWIFT tests CBDC interoperability to maintain global relevance”

~~~~~~~~~

Ethiopia’s BRICS Entry Rewires Africa–MENA Diplomacy

Addis Ababa emerges as a geopolitical bridge as BRICS reshapes regional influence.

Overview

• Ethiopia’s admission into BRICS has transformed its diplomatic reach, opening channels long inaccessible through traditional MENA institutions.

• The 2023 Johannesburg Summit brought Ethiopia in alongside major Middle Eastern economies, elevating Africa–MENA integration to levels not previously possible.

• BRICS now acts as a new platform for cross-regional cooperation, softening historical exclusions that once limited Ethiopia’s diplomatic influence.

Key Developments

• Ethiopia joined BRICS as one of only six nations selected from more than 40 applicants, gaining a seat beside newly admitted MENA oil-producing states.

• Prime Minister Abiy Ahmed framed the moment as a turning point, stating Ethiopia is ready to cooperate toward an “inclusive and prosperous world order.”

• Scholars note Ethiopia’s geography gives BRICS a direct gateway into Africa and the Middle East, amplifying the bloc’s strategic reach.

• Historically, Ethiopia lacked access to MENA institutions, complicating critical disputes such as the GERD negotiations; BRICS now provides an equal platform beside Egypt and Gulf states.

• Analysts say the expanded BRICS membership forces new political cooperation mechanisms, reshaping the balance between Africa and MENA actors.

Why It Matters

Ethiopia’s BRICS status is more than symbolic — it repositions Africa within Middle Eastern diplomacy, creating new channels for political coordination and economic strategy at a moment when global blocs are redefining their spheres.

Implications for the Global Reset

Pillar 1 — New Pathways for Regional Cooperation
BRICS offers Ethiopia diplomatic leverage previously blocked by MENA institutions, creating direct channels for African-Middle Eastern alignment.

Pillar 2 — BRICS Becomes a Cross-Regional Power Hub
The bloc’s expansion into both Africa and the Middle East increases its influence over energy, infrastructure, and political negotiation frameworks.

This is not just politics — it’s global finance restructuring before our eyes.

Seeds of Wisdom Team
Newshounds News™ Exclusive

Sources

• Watcher.Guru – “Ethiopia: BRICS Member Shift Could Rewire Ties With MENA”
• Al Jazeera – “Arab League urges UN action on Ethiopia’s dam dispute”
• Eurasia Group Commentary – “MENA political cooperation shifts under BRICS expansion”

~~~~~~~~~

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Thank you Dinar Recaps

Iraq Economic News and Points To Ponder Saturday Afternoon 11-15-25

Al-Mandalawi And Al-Fayyad Stress The Importance Of Proceeding With The Convening Of The Sixth Parliamentary Session And Forming The New Government

Saturday, November 15, 2025, | Politics Number of views: 117   Baghdad ( NINA ) – First Deputy Speaker of Parliament, Mohsen al-Mandalawi, and the head of the Popular Mobilization Forces, Faleh al-Fayyad, emphasized on Saturday the importance of proceeding with the convening of the sixth parliamentary session and the formation of the new government, which would contribute to launching the next political process.

The media office of the First Deputy Speaker of Parliament stated in a press release that al-Mandalawi met with al-Fayyad on Saturday evening as part of a series of political meetings aimed at organizing the post-election phase.

The statement added that the two sides exchanged congratulations on the success of the electoral process, stressing that the current results place a shared responsibility on national forces to move forward with convening the sixth parliamentary session and forming the new government, thus contributing to launching the next political process.

Al-Mandalawi stressed "the importance of establishing an environment of mutual understanding among political forces and adopting responsible dialogue as the basis for addressing challenges and formulating a comprehensive political vision that strengthens internal stability and supports development paths," noting that "expediting the completion of the upcoming constitutional procedures constitutes a crucial step in reassuring the public, protecting stability, and translating the will of the voters." /End   https://ninanews.com/Website/News/Details?Key=1262129

An Economic Expert Told NINA: The Suspension Of Lukoil's Operations In Iraq Will Not Affect Its Oil Exports

Saturday, November 15, 2025, | Economy Number of views: 400  Baghdad ( NINA ) – Energy expert Dirgham Muhammad Ali affirmed that the Russian company Lukoil's declaration of force majeure and suspension of its operations in Iraq will not affect Iraqi oil exports.

In a statement to the Iraqi National News Agency ( NINA ), Muhammad Ali said, "National efforts are capable of managing extraction and export operations, in addition to Iraq's export flexibility from remaining fields should field operations cease, which is not currently a likely scenario."

He added, "Several alternatives will be available should Lukoil decide to withdraw from Iraq due to the US sanctions imposed on it, as major companies, including American ones, are ready to purchase Lukoil's share."

He further explained that "Iraq also possesses export flexibility from its oil fields to compensate for any production shortfall in any field due to OPEC+ restrictions that have forced Iraq to reduce its output."  US sanctions had targeted the assets of major Russian companies, including Lukoil, which operates in the West Qurna 2 oil field, creating uncertainty about the company's future operations in Iraq. /End  https://ninanews.com/Website/News/Details?key=1262082

The Sudanese Ambassador Discusses Strengthening Investment And Energy

Money and Business  Economy News – Baghdad   Prime Minister Mohammed Shia al-Sudani discussed on Saturday with the British Ambassador to Iraq, Irfan Siddiq, ways to enhance investment and energy.

A statement from the Prime Minister's office, received by "Al-Eqtisad News," stated that "Prime Minister Mohammed Shia Al-Sudani received today the British Ambassador to Iraq, Irfan Siddiq."

During the meeting, the British Ambassador conveyed "the congratulations of the Government of the United Kingdom to Iraq, government and people, on the occasion of the legislative elections that were carried out by the Iraqi government in a manner that was the subject of international praise."

According to the statement, "The meeting discussed bilateral relations and ways to strengthen and develop them in various fields, especially in the investment, energy and industry sectors, in order to contribute to achieving the common interests of the two countries."     https://economy-news.net/content.php?id=62304

Basra Crude Closes With Slight Gains For The Week

Energy  Economy News - Follow-up   Basra Heavy and Basra Medium crude oil closed with slight gains over the week.

Basra Heavy crude oil recorded a rise of $1.06 in its last session on Friday, reaching $62.07, with weekly gains of 34 cents, or 0.55%.

Meanwhile, Basra Medium crude closed higher in its last session, rising $1.06 to reach $63.92, and recorded weekly gains of 34 cents or 0.53%.

Oil prices rose globally, supported by supply concerns following a Ukrainian attack on a Russian oil depot, which is considered one of Russia's most important energy hubs.  Brent crude recorded weekly gains of about 1.19%, while US crude achieved weekly gains of about 0.57%.   https://economy-news.net/content.php?id=62296

Dollar Prices Fluctuated During The Closing In Iraq

Stock Exchange   The dollar's prices fell slightly in Baghdad markets, while they remained stable in Erbil on Saturday, as the stock exchange closed at the start of the week.

Dollar prices stabilized in the Al-Kifah and Al-Harithiya exchanges, recording 141,350 Iraqi dinars per 100 dollars, while this morning it recorded 141,400 dinars per 100 dollars.

As for the selling prices in the local markets of Baghdad, they have stabilized, with the selling price reaching 142,500 Iraqi dinars for 100 dollars, while the buying price reached 140,500 dinars for 100 dollars.

In Erbil, the dollar remained stable, with the selling price at 141,950 dinars per 100 dollars and the buying price at 140,850 dinars per 100 US dollars.      https://economy-news.net/content.php?id=62312

Planning for Euphrates News: Creating a giant data platform will guide the development compass in Iraq

Time: 15/11/2025 16:39:49 Reading: 60 times {Local: Al-Furat News} The Ministry of Planning announced today, Saturday, that it is working on launching a huge platform to transform census data into a compass for projects and development..

Planning Ministry spokesman Abdul Zahra Al-Hindawi told Al-Furat News that: “The ministry is working on implementing the Unified Platform for Statistical Data project.”

He explained that "this project and platform will work to provide the large and enormous data provided by the general census of population and housing."

Al-Hindawi added, "This database will also contribute greatly to guiding project paths and will help in identifying development gaps and reading development indicators accurately and explicitly."   LINK

 

For current and reliable Iraqi news please visit:  https://www.bondladyscorner.com

News, Rumors and Opinions Saturday 11-15-2025

Ariel : Did they Fail the Basel III Stress Test?

11-14-2025

Gold & Silver
Blockchain
ISO-20022
Comex 589
SOFR
Cryptocurrency

These will be the tools that will shape the new financial future. If any banks are not employing these technologies they will basically collapse and shutdown. Not to mention the online banking platform is another reason. Elon Musk is already gearing up to employ X-Money into the platform.

Chase & Wells Fargo are also closing locations in many areas. This will continue for the foreseeable future.

Source(s):  https://x.com/Prolotario1/status/1989416814762147911

https://dinarchronicles.com/2025/11/14/ariel-prolotario1-did-they-fail-the-basel-iii-stress-test/

*************

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man   For Iraq to go international they're going to have to have a real effective exchange rate (REER) and that's going to entail digital technology, blockchain for instance.  

Mnt Goat   Article:  “THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.”  The author is Dr. Subhi Jabara...He is a famous economist...My CBI contact told me it is an integral part of the educational process leading up to the FOREX reinstatement... the article...tell(s) us there is more to the removing the zeros than just removing the zeros...it is going to lead global trading of the dinar as the IQD once again.  [Post 1 of 2....stay tuned]

Mnt Goat  ...in the article, Jabara even uses the term “nominal rate” as in going back to a nominal rate reflecting the true value of the Iraqi dinar...nominal rate is a real IMF term used to describe a currency when it is fairly revalued according to the economy and assets of a country.  Quotes:  “The real shift occurs in the subsequent adjustment of the exchange rate. The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar.”  [Post 2 of 2] 

***************

"This Will Be The Best Run Of Your Life": Frank Giustra on Gold’s Final, Explosive Phase

Daniela Cambone:  11-14-2025

"All you folks that want $5,000 gold and $10,000 gold — be careful what you wish for. That’s not the kind of world you want to live in." —

Frank Giustra In today’s interview with Daniela Cambone at the Precious Metals Summit in Zurich, Giustra delivers a masterclass on the seismic shifts reshaping global finance, the explosive run in gold, and the looming battle for monetary supremacy.

He argues that the weaponization of the U.S. dollar has fueled an unstoppable de-dollarization trend, paving the way for a China-led “digital superhighway” that could challenge the dollar’s global standing.

Giustra breaks down why efforts to “dollarize” other economies are a non-starter — and why the real threat to U.S. dominance may be the gold-backed system already taking shape across the Global South.

Chapters:

00:00 — How the U.S. can stop de-dollarization

 05:50 — The mBridge project and the TINA argument

10:25 — Stablecoins and the GENUIS Act

12:00 — Can gold go much higher?

16:37 — Who’s behind the reset?

18:43 — Why Bitcoin is not digital gold

29:07 — Tether joins the gold rush

31:43 — America’s debt problem

37:00 — The future of Canada

37:56 — Frank’s big gold bet

https://www.youtube.com/watch?v=PVi1e1g1Bhc

Weekend Coffee with MarkZ. 11/15/2025

Weekend Coffee with MarkZ. 11/15/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

The first 45 minutes Matt and Lucas at CBD Guru’s take questions.,,,Then Mark with the news of the day

Member: Good Morning Mark and friends…..sure is a lot of rumors floating everywhere. Have you heard them Mark?

MZ: Some bond contacts have told me things have gone very well…..especially in Europe....and they are getting ready to move to Asia…..then the US. To me this indicates there is money moving.

MZ: If they are getting ready to go to Asia …they must be funded ect…in Europe. I have been told for a long time that the US was going to be last in this process.….because of too many leaks.

MZ: From Indian nation contacts….some indicate initial funding is there and others say they havn’t seen anything yet. They are being told to be prepared.

MZ: There have been interesting reports from sovereigns that may indicate we have passed a “GO” trigger. I don’t know how long it takes to cultivate from there….But there are very positive rumors this morning. I hope to see these rumors fleshed out before Monday Morning. If true -it appears tier 3 money is starting to flow.

MZ: Remember these are just rumors until proven. But hopefully by Monday we will have it figured out. If true….next week could be awesome.

Member:  if this is in fact true. What part of next week do you feel would the rate change? I know some  say Wednesday  or Sat to Sunday?

Member: Noone knows…….but imo…..its anytime

MZ: Banking/redemption center contacts have not been called in this weekend. So I don’t think it will happen….yet

 Member: TNT Tony thought the RV was this weekend…he just posted it wasn’t this weekend.

MZ: I wasn’t expecting it this weekend….but would not be surprised if it was this week.

MZ: In Iraq: “ A large part of the expenses cannot be covered. Iraq eats $11 billion from foreign reserves and deficit of $15 Trillion” Iraq is worried about this and want to make some changes so they have zero deficits.

MZ: “Bank of Indonesia Governor: Rupiah redenomination not happening anytime soon” Isn’t this curious? We saw similar articles like this the morning Kuwait revalued….and 3 days before China revalued. It sounds like they are keeping timing moving to keep us “off”

Member: You spoke of Indonesia Rupiah. Do you know what it might be worth in the RV?

Member: Rumor has always been $1.47 USD peer each rupiah……we will see

Member: FYI-My banks closing down the 26th, 27 th and 28 th.

Member: It’s the weekend! Enjoy family time and count your blessings!

Member: have a wonderful weekend……God Bless.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

https://rumble.com/user/theoriginalmarkz

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Mod:  MarkZ "Back To Basics" Pre-Recorded Call" for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED WEEKEND! SEE YOU ALL MONDAY MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=_PkVwkMifeg